Home > Coastal Community Bank > Income and Expense
Coastal Community Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 2,185 |
| Total interest expense | $3,359,000 | 1,337 |
| Net interest income | $3,773,000 | 2,915 |
| Provision for loan and lease losses | $2,144,000 | 1,217 |
| Total noninterest income | $791,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $253,000 | 2,697 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $538,000 | 1,997 |
| Total noninterest expense | $6,763,000 | 1,462 |
| Salaries and employee benefits | $3,277,000 | 1,513 |
| Premises and equipment expense | $952,000 | 1,388 |
| Additional noninterest expense | $2,534,000 | 1,398 |
| Pre-tax net operating income | $-4,343,000 | 7,520 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,343,000 | 7,545 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,343,000 | 7,545 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,343,000 | 7,545 |
| Net charge-offs | $5,075,000 | 569 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,343,000 | 7,543 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 2,269 |
| Total interest expense | $1,747,000 | 1,346 |
| Net interest income | $1,790,000 | 3,086 |
| Provision for loan and lease losses | $389,000 | 2,107 |
| Total noninterest income | $193,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $133,000 | 2,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 4,390 |
| Total noninterest expense | $3,135,000 | 1,599 |
| Salaries and employee benefits | $1,588,000 | 1,565 |
| Premises and equipment expense | $440,000 | 1,534 |
| Additional noninterest expense | $1,107,000 | 1,589 |
| Pre-tax net operating income | $-1,541,000 | 7,530 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,541,000 | 7,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,541,000 | 7,580 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,541,000 | 7,580 |
| Net charge-offs | $5,064,000 | 331 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,541,000 | 7,577 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,420,000 | 1,842 |
| Total interest expense | $9,410,000 | 1,267 |
| Net interest income | $9,010,000 | 2,411 |
| Provision for loan and lease losses | $16,102,000 | 576 |
| Total noninterest income | $580,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $686,000 | 2,297 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-106,000 | 7,601 |
| Total noninterest expense | $17,258,000 | 1,210 |
| Salaries and employee benefits | $7,392,000 | 1,357 |
| Premises and equipment expense | $1,925,000 | 1,415 |
| Additional noninterest expense | $7,941,000 | 990 |
| Pre-tax net operating income | $-23,770,000 | 7,755 |
| Securities gains (losses) | $527,000 | 849 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-23,243,000 | 7,766 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-23,243,000 | 7,765 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-23,243,000 | 7,765 |
| Net charge-offs | $7,161,000 | 881 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-23,770,000 | 7,776 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,392,000 | 1,804 |
| Total interest expense | $7,321,000 | 1,285 |
| Net interest income | $7,071,000 | 2,316 |
| Provision for loan and lease losses | $5,650,000 | 963 |
| Total noninterest income | $1,767,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $486,000 | 2,414 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,281,000 | 1,548 |
| Total noninterest expense | $9,483,000 | 1,610 |
| Salaries and employee benefits | $5,493,000 | 1,388 |
| Premises and equipment expense | $1,515,000 | 1,354 |
| Additional noninterest expense | $2,475,000 | 2,129 |
| Pre-tax net operating income | $-6,295,000 | 7,579 |
| Securities gains (losses) | $527,000 | 669 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,768,000 | 7,634 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,768,000 | 7,634 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,768,000 | 7,634 |
| Net charge-offs | $3,860,000 | 1,001 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,295,000 | 7,672 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,937,000 | 1,770 |
| Total interest expense | $4,990,000 | 1,323 |
| Net interest income | $4,947,000 | 2,221 |
| Provision for loan and lease losses | $2,083,000 | 1,363 |
| Total noninterest income | $1,083,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $293,000 | 2,569 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $790,000 | 1,659 |
| Total noninterest expense | $5,823,000 | 1,759 |
| Salaries and employee benefits | $3,234,000 | 1,587 |
| Premises and equipment expense | $1,010,000 | 1,381 |
| Additional noninterest expense | $1,579,000 | 2,230 |
| Pre-tax net operating income | $-1,876,000 | 7,352 |
| Securities gains (losses) | $18,000 | 2,372 |
| Applicable income taxes | $-725,000 | 7,675 |
| Income before extraordinary items | $-1,133,000 | 7,194 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,133,000 | 7,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,133,000 | 7,194 |
| Net charge-offs | $893,000 | 1,728 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,144,520 | 7,196 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 1,729 |
| Total interest expense | $2,545,000 | 1,352 |
| Net interest income | $2,636,000 | 2,074 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $509,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $140,000 | 2,606 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $369,000 | 1,701 |
| Total noninterest expense | $2,939,000 | 1,692 |
| Salaries and employee benefits | $1,622,000 | 1,604 |
| Premises and equipment expense | $584,000 | 1,223 |
| Additional noninterest expense | $733,000 | 2,141 |
| Pre-tax net operating income | $-794,000 | 7,538 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-776,000 | 7,617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-776,000 | 7,618 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-776,000 | 7,618 |
| Net charge-offs | $682,000 | 1,168 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-794,000 | 7,619 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,330,000 | 1,662 |
| Total interest expense | $11,632,000 | 1,405 |
| Net interest income | $11,698,000 | 1,904 |
| Provision for loan and lease losses | $3,892,000 | 1,190 |
| Total noninterest income | $1,854,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $742,000 | 2,249 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,112,000 | 1,985 |
| Total noninterest expense | $12,431,000 | 1,574 |
| Salaries and employee benefits | $6,192,000 | 1,651 |
| Premises and equipment expense | $2,381,000 | 1,162 |
| Additional noninterest expense | $3,858,000 | 1,608 |
| Pre-tax net operating income | $-2,771,000 | 7,540 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,738,000 | 7,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,738,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,698,000 | 860 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,771,000 | 7,636 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,761,000 | 1,671 |
| Total interest expense | $9,015,000 | 1,409 |
| Net interest income | $8,746,000 | 1,938 |
| Provision for loan and lease losses | $2,692,000 | 972 |
| Total noninterest income | $90,000 | 7,216 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $588,000 | 2,187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-498,000 | 8,342 |
| Total noninterest expense | $8,912,000 | 1,636 |
| Salaries and employee benefits | $4,721,000 | 1,649 |
| Premises and equipment expense | $1,765,000 | 1,179 |
| Additional noninterest expense | $2,426,000 | 1,824 |
| Pre-tax net operating income | $-2,768,000 | 7,988 |
| Securities gains (losses) | $33,000 | 1,699 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,735,000 | 7,981 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,735,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,556,000 | 712 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,768,000 | 8,047 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,108,000 | 1,663 |
| Total interest expense | $6,238,000 | 1,414 |
| Net interest income | $5,870,000 | 1,916 |
| Provision for loan and lease losses | $2,200,000 | 732 |
| Total noninterest income | $1,290,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $414,000 | 2,041 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $876,000 | 1,545 |
| Total noninterest expense | $5,971,000 | 1,621 |
| Salaries and employee benefits | $2,581,000 | 2,013 |
| Premises and equipment expense | $1,041,000 | 1,325 |
| Additional noninterest expense | $2,349,000 | 1,271 |
| Pre-tax net operating income | $-1,011,000 | 7,921 |
| Securities gains (losses) | $33,000 | 1,725 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-978,000 | 7,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-978,000 | 7,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,829,000 | 584 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,011,000 | 7,987 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 1,690 |
| Total interest expense | $3,305,000 | 1,427 |
| Net interest income | $2,836,000 | 1,971 |
| Provision for loan and lease losses | $1,100,000 | 589 |
| Total noninterest income | $604,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $215,000 | 1,956 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $389,000 | 1,666 |
| Total noninterest expense | $2,934,000 | 1,653 |
| Salaries and employee benefits | $1,301,000 | 2,026 |
| Premises and equipment expense | $516,000 | 1,344 |
| Additional noninterest expense | $1,117,000 | 1,284 |
| Pre-tax net operating income | $-594,000 | 8,142 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-594,000 | 8,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-594,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,236,000 | 403 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-594,000 | 8,176 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,028,000 | 1,717 |
| Total interest expense | $13,015,000 | 1,549 |
| Net interest income | $12,013,000 | 1,887 |
| Provision for loan and lease losses | $1,810,000 | 912 |
| Total noninterest income | $2,102,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $717,000 | 2,325 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,385,000 | 1,772 |
| Total noninterest expense | $10,601,000 | 1,753 |
| Salaries and employee benefits | $4,705,000 | 2,143 |
| Premises and equipment expense | $1,864,000 | 1,436 |
| Additional noninterest expense | $4,032,000 | 1,377 |
| Pre-tax net operating income | $1,704,000 | 3,658 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,704,000 | 3,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,704,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,873 |
| Cash dividends | $2,000,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,704,000 | 3,152 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,885,000 | 1,716 |
| Total interest expense | $9,432,000 | 1,597 |
| Net interest income | $9,453,000 | 1,801 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $1,495,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $494,000 | 2,464 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,001,000 | 1,834 |
| Total noninterest expense | $7,533,000 | 1,814 |
| Salaries and employee benefits | $3,548,000 | 2,124 |
| Premises and equipment expense | $1,357,000 | 1,474 |
| Additional noninterest expense | $2,628,000 | 1,537 |
| Pre-tax net operating income | $3,055,000 | 2,070 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,055,000 | 1,657 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,055,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,960 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,055,000 | 1,644 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,569,000 | 1,729 |
| Total interest expense | $6,233,000 | 1,614 |
| Net interest income | $6,336,000 | 1,811 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $830,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $316,000 | 2,549 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $514,000 | 2,204 |
| Total noninterest expense | $4,888,000 | 1,888 |
| Salaries and employee benefits | $2,350,000 | 2,179 |
| Premises and equipment expense | $918,000 | 1,453 |
| Additional noninterest expense | $1,620,000 | 1,674 |
| Pre-tax net operating income | $2,038,000 | 2,121 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,038,000 | 1,696 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,038,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,190 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,038,000 | 1,675 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,193,000 | 1,746 |
| Total interest expense | $3,101,000 | 1,607 |
| Net interest income | $3,092,000 | 1,862 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $356,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $151,000 | 2,593 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $205,000 | 2,510 |
| Total noninterest expense | $2,318,000 | 1,994 |
| Salaries and employee benefits | $1,166,000 | 2,210 |
| Premises and equipment expense | $426,000 | 1,575 |
| Additional noninterest expense | $726,000 | 1,845 |
| Pre-tax net operating income | $1,010,000 | 2,149 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,010,000 | 1,702 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,010,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,413 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,010,000 | 1,690 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,394,000 | 1,807 |
| Total interest expense | $9,459,000 | 1,776 |
| Net interest income | $12,935,000 | 1,783 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,500,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $592,000 | 2,709 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $908,000 | 2,379 |
| Total noninterest expense | $8,386,000 | 2,104 |
| Salaries and employee benefits | $4,013,000 | 2,441 |
| Premises and equipment expense | $1,638,000 | 1,570 |
| Additional noninterest expense | $2,735,000 | 1,928 |
| Pre-tax net operating income | $6,049,000 | 1,587 |
| Securities gains (losses) | $33,000 | 783 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $6,082,000 | 1,217 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,082,000 | 1,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $3,575,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,049,000 | 1,209 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,243,000 | 1,857 |
| Total interest expense | $6,515,000 | 1,857 |
| Net interest income | $9,728,000 | 1,797 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,071,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $437,000 | 2,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $634,000 | 2,489 |
| Total noninterest expense | $6,426,000 | 2,054 |
| Salaries and employee benefits | $3,115,000 | 2,365 |
| Premises and equipment expense | $1,234,000 | 1,570 |
| Additional noninterest expense | $2,077,000 | 1,880 |
| Pre-tax net operating income | $4,373,000 | 1,708 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,373,000 | 1,292 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,373,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $3,575,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,373,000 | 1,279 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,423,000 | 1,889 |
| Total interest expense | $3,969,000 | 1,924 |
| Net interest income | $6,454,000 | 1,804 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $675,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $277,000 | 2,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $398,000 | 2,566 |
| Total noninterest expense | $4,270,000 | 2,059 |
| Salaries and employee benefits | $2,301,000 | 2,138 |
| Premises and equipment expense | $819,000 | 1,582 |
| Additional noninterest expense | $1,150,000 | 2,262 |
| Pre-tax net operating income | $2,859,000 | 1,728 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,859,000 | 1,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,859,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $2,700,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,859,000 | 1,297 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 1,909 |
| Total interest expense | $1,827,000 | 1,978 |
| Net interest income | $3,180,000 | 1,819 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $339,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,431 |
| Total noninterest expense | $2,047,000 | 2,164 |
| Salaries and employee benefits | $1,111,000 | 2,219 |
| Premises and equipment expense | $402,000 | 1,621 |
| Additional noninterest expense | $534,000 | 2,403 |
| Pre-tax net operating income | $1,472,000 | 1,650 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,472,000 | 1,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,472,000 | 1,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $2,700,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,472,000 | 1,238 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,639,000 | 2,012 |
| Total interest expense | $5,079,000 | 2,173 |
| Net interest income | $11,560,000 | 1,917 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $1,220,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $483,000 | 3,124 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $737,000 | 2,676 |
| Total noninterest expense | $7,044,000 | 2,383 |
| Salaries and employee benefits | $3,797,000 | 2,409 |
| Premises and equipment expense | $931,000 | 2,520 |
| Additional noninterest expense | $2,316,000 | 2,157 |
| Pre-tax net operating income | $5,336,000 | 1,751 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,336,000 | 1,342 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,336,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $875,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,336,000 | 1,324 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,953,000 | 2,038 |
| Total interest expense | $3,453,000 | 2,246 |
| Net interest income | $8,500,000 | 1,939 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $889,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $345,000 | 3,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $544,000 | 2,717 |
| Total noninterest expense | $4,941,000 | 2,506 |
| Salaries and employee benefits | $2,653,000 | 2,537 |
| Premises and equipment expense | $731,000 | 2,411 |
| Additional noninterest expense | $1,557,000 | 2,359 |
| Pre-tax net operating income | $4,448,000 | 1,609 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,448,000 | 1,222 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,448,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $875,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,448,000 | 1,190 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,572,000 | 2,080 |
| Total interest expense | $2,078,000 | 2,361 |
| Net interest income | $5,494,000 | 1,977 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $574,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $232,000 | 3,190 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $342,000 | 2,817 |
| Total noninterest expense | $3,207,000 | 2,541 |
| Salaries and employee benefits | $1,683,000 | 2,629 |
| Premises and equipment expense | $470,000 | 2,463 |
| Additional noninterest expense | $1,054,000 | 2,309 |
| Pre-tax net operating income | $2,861,000 | 1,630 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,861,000 | 1,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,861,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $875,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,861,000 | 1,204 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 2,204 |
| Total interest expense | $939,000 | 2,460 |
| Net interest income | $2,568,000 | 2,103 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $287,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $115,000 | 3,135 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $172,000 | 2,731 |
| Total noninterest expense | $1,573,000 | 2,596 |
| Salaries and employee benefits | $838,000 | 2,671 |
| Premises and equipment expense | $227,000 | 2,562 |
| Additional noninterest expense | $508,000 | 2,395 |
| Pre-tax net operating income | $1,282,000 | 1,773 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,282,000 | 1,349 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,282,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $875,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,282,000 | 1,319 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,616,000 | 2,668 |
| Total interest expense | $3,221,000 | 2,471 |
| Net interest income | $7,395,000 | 2,740 |
| Provision for loan and lease losses | $425,000 | 2,254 |
| Total noninterest income | $1,222,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $461,000 | 3,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $761,000 | 2,579 |
| Total noninterest expense | $5,993,000 | 2,650 |
| Salaries and employee benefits | $3,221,000 | 2,671 |
| Premises and equipment expense | $834,000 | 2,691 |
| Additional noninterest expense | $1,938,000 | 2,493 |
| Pre-tax net operating income | $2,199,000 | 3,291 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,199,000 | 2,700 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,199,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,199,000 | 2,649 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 2,799 |
| Total interest expense | $2,313,000 | 2,528 |
| Net interest income | $5,169,000 | 2,914 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $874,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $332,000 | 3,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $542,000 | 2,671 |
| Total noninterest expense | $4,221,000 | 2,780 |
| Salaries and employee benefits | $2,179,000 | 2,904 |
| Premises and equipment expense | $662,000 | 2,556 |
| Additional noninterest expense | $1,380,000 | 2,568 |
| Pre-tax net operating income | $1,697,000 | 3,298 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,697,000 | 2,676 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,697,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,697,000 | 2,618 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 2,970 |
| Total interest expense | $1,462,000 | 2,628 |
| Net interest income | $3,202,000 | 3,098 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $635,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $220,000 | 3,425 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $415,000 | 2,453 |
| Total noninterest expense | $2,671,000 | 2,914 |
| Salaries and employee benefits | $1,388,000 | 3,044 |
| Premises and equipment expense | $384,000 | 2,888 |
| Additional noninterest expense | $899,000 | 2,622 |
| Pre-tax net operating income | $1,041,000 | 3,440 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,041,000 | 2,836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,041,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,041,000 | 2,763 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 3,115 |
| Total interest expense | $695,000 | 2,764 |
| Net interest income | $1,517,000 | 3,228 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $102,000 | 3,536 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $155,000 | 2,890 |
| Total noninterest expense | $1,297,000 | 2,993 |
| Salaries and employee benefits | $697,000 | 3,043 |
| Premises and equipment expense | $173,000 | 3,191 |
| Additional noninterest expense | $427,000 | 2,726 |
| Pre-tax net operating income | $452,000 | 3,777 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $452,000 | 3,185 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $452,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $452,000 | 3,074 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,471,000 | 3,615 |
| Total interest expense | $2,894,000 | 2,964 |
| Net interest income | $4,577,000 | 3,952 |
| Provision for loan and lease losses | $85,000 | 5,561 |
| Total noninterest income | $817,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $429,000 | 3,493 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $388,000 | 4,034 |
| Total noninterest expense | $4,141,000 | 3,618 |
| Salaries and employee benefits | $2,203,000 | 3,616 |
| Premises and equipment expense | $488,000 | 4,152 |
| Additional noninterest expense | $1,450,000 | 3,181 |
| Pre-tax net operating income | $1,168,000 | 4,763 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,168,000 | 4,206 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,168,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,168,000 | 4,036 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 3,772 |
| Total interest expense | $2,164,000 | 3,074 |
| Net interest income | $3,247,000 | 4,139 |
| Provision for loan and lease losses | $85,000 | 5,045 |
| Total noninterest income | $692,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $316,000 | 3,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 3,642 |
| Total noninterest expense | $2,882,000 | 3,817 |
| Salaries and employee benefits | $1,539,000 | 3,832 |
| Premises and equipment expense | $289,000 | 4,843 |
| Additional noninterest expense | $1,054,000 | 3,238 |
| Pre-tax net operating income | $972,000 | 4,625 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $972,000 | 4,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $972,000 | 4,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $972,000 | 3,881 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 3,917 |
| Total interest expense | $1,427,000 | 3,204 |
| Net interest income | $2,058,000 | 4,308 |
| Provision for loan and lease losses | $55,000 | 5,021 |
| Total noninterest income | $397,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $205,000 | 3,565 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,000 | 4,111 |
| Total noninterest expense | $1,716,000 | 4,161 |
| Salaries and employee benefits | $853,000 | 4,419 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $678,000 | 3,331 |
| Pre-tax net operating income | $684,000 | 4,497 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $684,000 | 3,933 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $684,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $684,000 | 3,749 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,098 |
| Total interest expense | $661,000 | 3,472 |
| Net interest income | $1,006,000 | 4,379 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $157,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 3,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $814,000 | 4,311 |
| Salaries and employee benefits | $436,000 | 4,349 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $319,000 | 3,468 |
| Pre-tax net operating income | $314,000 | 4,676 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $314,000 | 4,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $314,000 | 3,918 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 5,880 |
| Total interest expense | $1,861,000 | 5,049 |
| Net interest income | $2,165,000 | 6,384 |
| Provision for loan and lease losses | $297,000 | 3,496 |
| Total noninterest income | $330,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $280,000 | 4,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,605 |
| Total noninterest expense | $2,769,000 | 4,721 |
| Salaries and employee benefits | $1,605,000 | 4,449 |
| Premises and equipment expense | $258,000 | 6,029 |
| Additional noninterest expense | $906,000 | 4,522 |
| Pre-tax net operating income | $-571,000 | 9,012 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-569,000 | 9,064 |
| Extraordinary gains, net | $-201,000 | 9,325 |
| Net income | $-770,000 | 9,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-571,000 | 9,025 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 5,888 |
| Total interest expense | $2,493,000 | 5,413 |
| Net interest income | $2,123,000 | 6,243 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $418,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $305,000 | 4,124 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $113,000 | 6,139 |
| Total noninterest expense | $2,072,000 | 5,608 |
| Salaries and employee benefits | $1,081,000 | 5,712 |
| Premises and equipment expense | $220,000 | 6,494 |
| Additional noninterest expense | $771,000 | 4,915 |
| Pre-tax net operating income | $469,000 | 6,677 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $121,000 | 5,759 |
| Income before extraordinary items | $348,000 | 6,841 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $348,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $348,000 | 6,728 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 5,892 |
| Total interest expense | $1,911,000 | 6,402 |
| Net interest income | $2,884,000 | 5,300 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $375,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,442 |
| Total noninterest expense | $2,118,000 | 5,470 |
| Salaries and employee benefits | $1,204,000 | 5,210 |
| Premises and equipment expense | $234,000 | 6,266 |
| Additional noninterest expense | $680,000 | 5,291 |
| Pre-tax net operating income | $1,141,000 | 4,870 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $409,000 | 3,942 |
| Income before extraordinary items | $732,000 | 5,298 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $732,000 | 5,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $732,000 | 5,305 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 6,338 |
| Total interest expense | $1,754,000 | 6,454 |
| Net interest income | $2,282,000 | 6,124 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $463,000 | 5,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,532 |
| Total noninterest expense | $1,874,000 | 5,923 |
| Salaries and employee benefits | $1,028,000 | 5,770 |
| Premises and equipment expense | $244,000 | 6,130 |
| Additional noninterest expense | $602,000 | 5,815 |
| Pre-tax net operating income | $871,000 | 5,688 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $313,000 | 4,718 |
| Income before extraordinary items | $558,000 | 6,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $558,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $78,000 | 6,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $558,000 | 6,086 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 6,622 |
| Total interest expense | $1,716,000 | 6,733 |
| Net interest income | $2,113,000 | 6,471 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $451,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $1,769,000 | 6,069 |
| Salaries and employee benefits | $970,000 | 5,894 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $558,000 | 6,036 |
| Pre-tax net operating income | $795,000 | 6,118 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $279,000 | 5,377 |
| Income before extraordinary items | $516,000 | 6,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $516,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 10,232 |
| Cash dividends | $72,000 | 6,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $516,000 | 6,395 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 7,278 |
| Total interest expense | $1,480,000 | 7,396 |
| Net interest income | $1,928,000 | 7,064 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $562,000 | 4,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,008 |
| Total noninterest expense | $1,699,000 | 6,290 |
| Salaries and employee benefits | $954,000 | 6,033 |
| Premises and equipment expense | $230,000 | 6,349 |
| Additional noninterest expense | $515,000 | 6,382 |
| Pre-tax net operating income | $791,000 | 6,577 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $281,000 | 5,907 |
| Income before extraordinary items | $501,000 | 6,968 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $501,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $63,000 | 7,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $506,760 | 6,867 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 8,314 |
| Total interest expense | $1,138,000 | 8,574 |
| Net interest income | $1,635,000 | 7,937 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $463,000 | 5,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $1,504,000 | 7,098 |
| Salaries and employee benefits | $831,000 | 6,827 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $428,000 | 7,646 |
| Pre-tax net operating income | $594,000 | 7,450 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $210,000 | 6,994 |
| Income before extraordinary items | $384,000 | 7,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $384,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 11,242 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $384,000 | 7,701 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 9,290 |
| Total interest expense | $822,000 | 9,873 |
| Net interest income | $1,453,000 | 8,663 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $338,000 | 6,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,338,000 | 7,765 |
| Salaries and employee benefits | $682,000 | 7,842 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $475,000 | 7,473 |
| Pre-tax net operating income | $453,000 | 8,737 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $302,000 | 8,921 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $302,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $302,000 | 8,891 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 10,065 |
| Total interest expense | $585,000 | 10,667 |
| Net interest income | $1,274,000 | 9,539 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $276,000 | 7,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $1,133,000 | 8,863 |
| Salaries and employee benefits | $572,000 | 8,808 |
| Premises and equipment expense | $159,000 | 8,320 |
| Additional noninterest expense | $402,000 | 8,814 |
| Pre-tax net operating income | $379,000 | 9,520 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $257,000 | 9,615 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $257,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $257,000 | 9,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 11,054 |
| Total interest expense | $579,000 | 11,268 |
| Net interest income | $995,000 | 10,796 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $288,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,054,000 | 9,508 |
| Salaries and employee benefits | $512,000 | 9,556 |
| Premises and equipment expense | $139,000 | 9,201 |
| Additional noninterest expense | $403,000 | 9,237 |
| Pre-tax net operating income | $209,000 | 10,960 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $205,000 | 10,584 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $205,000 | 10,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $205,000 | 10,360 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 12,019 |
| Total interest expense | $662,000 | 12,002 |
| Net interest income | $817,000 | 11,842 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $320,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,812 |
| Total noninterest expense | $969,000 | 10,119 |
| Salaries and employee benefits | $471,000 | 10,073 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $380,000 | 9,816 |
| Pre-tax net operating income | $163,000 | 11,396 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $138,000 | 11,434 |
| Extraordinary gains, net | $25,000 | 1,177 |
| Net income | $163,000 | 11,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $138,000 | 11,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.