Home > COASTAL BANK AND TRUST OF FLORIDA > Income and Expense
COASTAL BANK AND TRUST OF FLORIDA, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $19,758,000 | 402 |
| Total interest expense | $4,979,000 | 452 |
| Net interest income | $14,779,000 | 380 |
| Provision for loan and lease losses | $19,061,000 | 142 |
| Total noninterest income | $1,545,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,351,000 | 291 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 2,445 |
| Total noninterest expense | $9,846,000 | 521 |
| Salaries and employee benefits | $3,470,000 | 696 |
| Premises and equipment expense | $1,017,000 | 655 |
| Additional noninterest expense | $5,359,000 | 355 |
| Pre-tax net operating income | $-12,583,000 | 7,865 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $550,000 | 660 |
| Income before extraordinary items | $-13,133,000 | 7,864 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-13,133,000 | 7,865 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-13,133,000 | 7,865 |
| Net charge-offs | $16,532,000 | 152 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 541 |
| Net operating income | $-13,133,000 | 7,865 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $88,082,000 | 376 |
| Total interest expense | $24,652,000 | 455 |
| Net interest income | $63,430,000 | 346 |
| Provision for loan and lease losses | $99,123,000 | 150 |
| Total noninterest income | $-2,062,000 | 7,972 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $6,000,000 | 291 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-8,062,000 | 8,005 |
| Total noninterest expense | $39,764,000 | 540 |
| Salaries and employee benefits | $13,708,000 | 702 |
| Premises and equipment expense | $4,087,000 | 649 |
| Additional noninterest expense | $21,969,000 | 408 |
| Pre-tax net operating income | $-77,519,000 | 7,913 |
| Securities gains (losses) | $1,114,000 | 450 |
| Applicable income taxes | $-10,886,000 | 7,871 |
| Income before extraordinary items | $-65,519,000 | 7,901 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-65,519,000 | 7,900 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-65,519,000 | 7,900 |
| Net charge-offs | $90,912,000 | 127 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 910 |
| Net operating income | $-66,477,040 | 7,906 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $66,832,000 | 388 |
| Total interest expense | $19,312,000 | 467 |
| Net interest income | $47,520,000 | 356 |
| Provision for loan and lease losses | $68,804,000 | 167 |
| Total noninterest income | $389,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,493,000 | 292 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-4,104,000 | 8,079 |
| Total noninterest expense | $27,711,000 | 572 |
| Salaries and employee benefits | $11,478,000 | 639 |
| Premises and equipment expense | $3,266,000 | 622 |
| Additional noninterest expense | $12,967,000 | 468 |
| Pre-tax net operating income | $-48,606,000 | 7,978 |
| Securities gains (losses) | $1,114,000 | 343 |
| Applicable income taxes | $-2,514,000 | 7,777 |
| Income before extraordinary items | $-44,978,000 | 7,979 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-44,978,000 | 7,978 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-44,978,000 | 7,978 |
| Net charge-offs | $64,665,000 | 136 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 866 |
| Net operating income | $-46,036,300 | 7,983 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $44,941,000 | 395 |
| Total interest expense | $13,510,000 | 476 |
| Net interest income | $31,431,000 | 363 |
| Provision for loan and lease losses | $30,056,000 | 222 |
| Total noninterest income | $4,187,000 | 747 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,990,000 | 296 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,197,000 | 1,267 |
| Total noninterest expense | $17,755,000 | 608 |
| Salaries and employee benefits | $7,661,000 | 647 |
| Premises and equipment expense | $2,080,000 | 672 |
| Additional noninterest expense | $8,014,000 | 504 |
| Pre-tax net operating income | $-12,193,000 | 7,950 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-4,851,000 | 8,037 |
| Income before extraordinary items | $-7,342,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,342,000 | 7,889 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,342,000 | 7,889 |
| Net charge-offs | $19,327,000 | 234 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 637 |
| Net operating income | $-7,342,000 | 7,896 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $22,790,000 | 399 |
| Total interest expense | $7,245,000 | 454 |
| Net interest income | $15,545,000 | 362 |
| Provision for loan and lease losses | $6,291,000 | 349 |
| Total noninterest income | $2,501,000 | 628 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,483,000 | 288 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,018,000 | 841 |
| Total noninterest expense | $8,071,000 | 634 |
| Salaries and employee benefits | $3,643,000 | 682 |
| Premises and equipment expense | $1,061,000 | 674 |
| Additional noninterest expense | $3,367,000 | 523 |
| Pre-tax net operating income | $3,684,000 | 329 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,307,000 | 293 |
| Income before extraordinary items | $2,377,000 | 406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,377,000 | 407 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,377,000 | 408 |
| Net charge-offs | $4,177,000 | 358 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 582 |
| Net operating income | $2,377,000 | 376 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $106,188,000 | 370 |
| Total interest expense | $41,944,000 | 383 |
| Net interest income | $64,244,000 | 362 |
| Provision for loan and lease losses | $44,939,000 | 206 |
| Total noninterest income | $-2,885,000 | 8,277 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,161,000 | 291 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-9,046,000 | 8,298 |
| Total noninterest expense | $35,001,000 | 563 |
| Salaries and employee benefits | $17,389,000 | 553 |
| Premises and equipment expense | $4,479,000 | 618 |
| Additional noninterest expense | $13,133,000 | 532 |
| Pre-tax net operating income | $-18,581,000 | 8,092 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-7,204,000 | 8,156 |
| Income before extraordinary items | $-11,377,000 | 8,021 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,377,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,210,000 | 174 |
| Cash dividends | $14,672,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $445,000 | 579 |
| Net operating income | $-11,377,000 | 8,053 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $53,458,000 | 548 |
| Total interest expense | $21,572,000 | 578 |
| Net interest income | $31,886,000 | 527 |
| Provision for loan and lease losses | $4,631,000 | 672 |
| Total noninterest income | $2,692,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,316,000 | 562 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $376,000 | 3,283 |
| Total noninterest expense | $13,779,000 | 1,069 |
| Salaries and employee benefits | $6,733,000 | 1,122 |
| Premises and equipment expense | $2,006,000 | 1,049 |
| Additional noninterest expense | $5,040,000 | 904 |
| Pre-tax net operating income | $16,168,000 | 328 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,055,000 | 271 |
| Income before extraordinary items | $10,113,000 | 364 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $10,113,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,319,000 | 599 |
| Cash dividends | $13,086,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 506 |
| Net operating income | $10,113,000 | 379 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $36,092,000 | 544 |
| Total interest expense | $14,896,000 | 578 |
| Net interest income | $21,196,000 | 528 |
| Provision for loan and lease losses | $3,504,000 | 547 |
| Total noninterest income | $2,069,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,494,000 | 574 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $575,000 | 2,050 |
| Total noninterest expense | $9,110,000 | 1,076 |
| Salaries and employee benefits | $4,403,000 | 1,163 |
| Premises and equipment expense | $1,330,000 | 1,051 |
| Additional noninterest expense | $3,377,000 | 878 |
| Pre-tax net operating income | $10,651,000 | 350 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,946,000 | 313 |
| Income before extraordinary items | $6,705,000 | 412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,705,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,714,000 | 460 |
| Cash dividends | $8,785,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 397 |
| Net operating income | $6,705,000 | 405 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,507,000 | 549 |
| Total interest expense | $8,218,000 | 572 |
| Net interest income | $10,289,000 | 535 |
| Provision for loan and lease losses | $3,303,000 | 285 |
| Total noninterest income | $1,555,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $780,000 | 541 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $775,000 | 1,021 |
| Total noninterest expense | $4,435,000 | 1,093 |
| Salaries and employee benefits | $2,296,000 | 1,127 |
| Premises and equipment expense | $671,000 | 1,039 |
| Additional noninterest expense | $1,468,000 | 988 |
| Pre-tax net operating income | $4,106,000 | 481 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,678,000 | 392 |
| Income before extraordinary items | $2,428,000 | 628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,428,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,043,000 | 454 |
| Cash dividends | $5,745,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 314 |
| Net operating income | $2,428,000 | 599 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $83,437,000 | 519 |
| Total interest expense | $38,055,000 | 529 |
| Net interest income | $45,382,000 | 498 |
| Provision for loan and lease losses | $639,000 | 1,975 |
| Total noninterest income | $5,326,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,115,000 | 558 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,211,000 | 1,278 |
| Total noninterest expense | $17,129,000 | 1,094 |
| Salaries and employee benefits | $9,837,000 | 1,024 |
| Premises and equipment expense | $2,288,000 | 1,155 |
| Additional noninterest expense | $5,004,000 | 1,128 |
| Pre-tax net operating income | $32,940,000 | 323 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,455,000 | 295 |
| Income before extraordinary items | $21,485,000 | 341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $21,485,000 | 338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,496 |
| Cash dividends | $18,990,000 | 264 |
| Sale, conversion, retirement of capital stock, net | $449,000 | 558 |
| Net operating income | $21,485,000 | 338 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $62,868,000 | 519 |
| Total interest expense | $28,395,000 | 537 |
| Net interest income | $34,473,000 | 494 |
| Provision for loan and lease losses | $65,000 | 4,761 |
| Total noninterest income | $3,699,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,316,000 | 557 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,383,000 | 1,456 |
| Total noninterest expense | $13,111,000 | 1,060 |
| Salaries and employee benefits | $7,780,000 | 962 |
| Premises and equipment expense | $1,656,000 | 1,190 |
| Additional noninterest expense | $3,675,000 | 1,120 |
| Pre-tax net operating income | $24,996,000 | 344 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,115,000 | 307 |
| Income before extraordinary items | $15,881,000 | 374 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $15,881,000 | 372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-322,000 | 8,504 |
| Cash dividends | $16,084,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 472 |
| Net operating income | $15,881,000 | 370 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $40,956,000 | 543 |
| Total interest expense | $18,525,000 | 554 |
| Net interest income | $22,431,000 | 518 |
| Provision for loan and lease losses | $466,000 | 1,087 |
| Total noninterest income | $2,395,000 | 1,160 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,532,000 | 574 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $863,000 | 1,549 |
| Total noninterest expense | $8,993,000 | 1,050 |
| Salaries and employee benefits | $5,533,000 | 913 |
| Premises and equipment expense | $1,076,000 | 1,244 |
| Additional noninterest expense | $2,384,000 | 1,172 |
| Pre-tax net operating income | $15,367,000 | 397 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,726,000 | 350 |
| Income before extraordinary items | $9,641,000 | 440 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,641,000 | 439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,207 |
| Cash dividends | $9,758,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 416 |
| Net operating income | $9,641,000 | 428 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,380,000 | 542 |
| Total interest expense | $9,024,000 | 560 |
| Net interest income | $11,356,000 | 513 |
| Provision for loan and lease losses | $180,000 | 1,262 |
| Total noninterest income | $1,101,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $739,000 | 567 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $362,000 | 1,717 |
| Total noninterest expense | $4,823,000 | 972 |
| Salaries and employee benefits | $3,089,000 | 819 |
| Premises and equipment expense | $552,000 | 1,214 |
| Additional noninterest expense | $1,182,000 | 1,158 |
| Pre-tax net operating income | $7,454,000 | 406 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,943,000 | 347 |
| Income before extraordinary items | $4,511,000 | 455 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,511,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $2,673,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 335 |
| Net operating income | $4,511,000 | 446 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $77,698,000 | 532 |
| Total interest expense | $32,102,000 | 539 |
| Net interest income | $45,596,000 | 500 |
| Provision for loan and lease losses | $2,022,000 | 561 |
| Total noninterest income | $4,559,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,071,000 | 557 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,488,000 | 1,678 |
| Total noninterest expense | $16,715,000 | 1,070 |
| Salaries and employee benefits | $9,430,000 | 1,020 |
| Premises and equipment expense | $1,992,000 | 1,300 |
| Additional noninterest expense | $5,293,000 | 1,007 |
| Pre-tax net operating income | $31,418,000 | 388 |
| Securities gains (losses) | $-183,000 | 8,366 |
| Applicable income taxes | $11,033,000 | 365 |
| Income before extraordinary items | $20,202,000 | 422 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $20,202,000 | 421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $958,000 | 715 |
| Cash dividends | $8,020,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $475,000 | 615 |
| Net operating income | $20,320,950 | 413 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $57,476,000 | 545 |
| Total interest expense | $23,082,000 | 555 |
| Net interest income | $34,394,000 | 514 |
| Provision for loan and lease losses | $1,577,000 | 500 |
| Total noninterest income | $3,387,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,295,000 | 564 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,092,000 | 1,707 |
| Total noninterest expense | $12,385,000 | 1,093 |
| Salaries and employee benefits | $6,926,000 | 1,055 |
| Premises and equipment expense | $1,582,000 | 1,227 |
| Additional noninterest expense | $3,877,000 | 1,043 |
| Pre-tax net operating income | $23,819,000 | 405 |
| Securities gains (losses) | $-183,000 | 8,527 |
| Applicable income taxes | $8,359,000 | 389 |
| Income before extraordinary items | $15,277,000 | 439 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $15,277,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 553 |
| Cash dividends | $5,347,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 524 |
| Net operating income | $15,395,950 | 424 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $37,445,000 | 548 |
| Total interest expense | $14,529,000 | 557 |
| Net interest income | $22,916,000 | 521 |
| Provision for loan and lease losses | $906,000 | 567 |
| Total noninterest income | $2,242,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,495,000 | 574 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $747,000 | 1,679 |
| Total noninterest expense | $8,056,000 | 1,133 |
| Salaries and employee benefits | $4,471,000 | 1,099 |
| Premises and equipment expense | $1,054,000 | 1,226 |
| Additional noninterest expense | $2,531,000 | 1,078 |
| Pre-tax net operating income | $16,196,000 | 397 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,742,000 | 375 |
| Income before extraordinary items | $10,454,000 | 427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,454,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 892 |
| Cash dividends | $2,674,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 441 |
| Net operating income | $10,454,000 | 416 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,334,000 | 538 |
| Total interest expense | $6,731,000 | 569 |
| Net interest income | $11,603,000 | 507 |
| Provision for loan and lease losses | $744,000 | 347 |
| Total noninterest income | $1,071,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $730,000 | 563 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $341,000 | 1,764 |
| Total noninterest expense | $3,984,000 | 1,140 |
| Salaries and employee benefits | $2,195,000 | 1,135 |
| Premises and equipment expense | $499,000 | 1,304 |
| Additional noninterest expense | $1,290,000 | 1,035 |
| Pre-tax net operating income | $7,946,000 | 395 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,815,000 | 377 |
| Income before extraordinary items | $5,131,000 | 427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,131,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 483 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 323 |
| Net operating income | $5,131,000 | 419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $58,558,000 | 583 |
| Total interest expense | $18,434,000 | 625 |
| Net interest income | $40,124,000 | 555 |
| Provision for loan and lease losses | $4,020,000 | 282 |
| Total noninterest income | $4,613,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,532,000 | 690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,081,000 | 1,319 |
| Total noninterest expense | $15,673,000 | 1,088 |
| Salaries and employee benefits | $7,280,000 | 1,271 |
| Premises and equipment expense | $2,608,000 | 920 |
| Additional noninterest expense | $5,785,000 | 890 |
| Pre-tax net operating income | $25,044,000 | 457 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $9,000,000 | 427 |
| Income before extraordinary items | $16,041,000 | 487 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $16,041,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $868,000 | 759 |
| Cash dividends | $2,406,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $16,042,920 | 474 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $41,548,000 | 588 |
| Total interest expense | $12,674,000 | 638 |
| Net interest income | $28,874,000 | 569 |
| Provision for loan and lease losses | $3,034,000 | 265 |
| Total noninterest income | $3,027,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,887,000 | 693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,140,000 | 1,651 |
| Total noninterest expense | $10,318,000 | 1,248 |
| Salaries and employee benefits | $5,291,000 | 1,311 |
| Premises and equipment expense | $1,464,000 | 1,247 |
| Additional noninterest expense | $3,563,000 | 1,064 |
| Pre-tax net operating income | $18,549,000 | 462 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,733,000 | 429 |
| Income before extraordinary items | $11,816,000 | 497 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,816,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 611 |
| Cash dividends | $2,406,000 | 912 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $11,816,000 | 483 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $26,322,000 | 599 |
| Total interest expense | $7,719,000 | 657 |
| Net interest income | $18,603,000 | 575 |
| Provision for loan and lease losses | $1,820,000 | 280 |
| Total noninterest income | $1,999,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,217,000 | 690 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $782,000 | 1,609 |
| Total noninterest expense | $6,501,000 | 1,306 |
| Salaries and employee benefits | $3,420,000 | 1,340 |
| Premises and equipment expense | $831,000 | 1,451 |
| Additional noninterest expense | $2,250,000 | 1,107 |
| Pre-tax net operating income | $12,281,000 | 457 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,585,000 | 429 |
| Income before extraordinary items | $7,696,000 | 499 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,696,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 593 |
| Cash dividends | $2,406,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,696,000 | 482 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,494,000 | 607 |
| Total interest expense | $3,477,000 | 693 |
| Net interest income | $9,017,000 | 581 |
| Provision for loan and lease losses | $800,000 | 308 |
| Total noninterest income | $928,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $571,000 | 716 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $357,000 | 1,681 |
| Total noninterest expense | $3,207,000 | 1,329 |
| Salaries and employee benefits | $1,727,000 | 1,338 |
| Premises and equipment expense | $386,000 | 1,578 |
| Additional noninterest expense | $1,094,000 | 1,126 |
| Pre-tax net operating income | $5,938,000 | 470 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,247,000 | 435 |
| Income before extraordinary items | $3,691,000 | 516 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,691,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $2,406,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,691,000 | 497 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $44,000,000 | 640 |
| Total interest expense | $11,213,000 | 745 |
| Net interest income | $32,787,000 | 610 |
| Provision for loan and lease losses | $4,063,000 | 295 |
| Total noninterest income | $4,891,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,002,000 | 574 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,889,000 | 1,381 |
| Total noninterest expense | $13,266,000 | 1,239 |
| Salaries and employee benefits | $7,178,000 | 1,214 |
| Premises and equipment expense | $1,875,000 | 1,219 |
| Additional noninterest expense | $4,213,000 | 1,169 |
| Pre-tax net operating income | $20,349,000 | 488 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $7,270,000 | 456 |
| Income before extraordinary items | $13,079,000 | 538 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,079,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,186,000 | 433 |
| Cash dividends | $5,500,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $13,079,000 | 520 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $32,172,000 | 648 |
| Total interest expense | $8,073,000 | 752 |
| Net interest income | $24,099,000 | 616 |
| Provision for loan and lease losses | $2,809,000 | 328 |
| Total noninterest income | $3,331,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,375,000 | 551 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $956,000 | 1,828 |
| Total noninterest expense | $9,929,000 | 1,232 |
| Salaries and employee benefits | $5,590,000 | 1,159 |
| Premises and equipment expense | $1,214,000 | 1,423 |
| Additional noninterest expense | $3,125,000 | 1,173 |
| Pre-tax net operating income | $14,692,000 | 496 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,537,000 | 446 |
| Income before extraordinary items | $9,155,000 | 573 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,155,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,379,000 | 453 |
| Cash dividends | $5,500,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,155,000 | 547 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $21,060,000 | 652 |
| Total interest expense | $5,233,000 | 757 |
| Net interest income | $15,827,000 | 615 |
| Provision for loan and lease losses | $1,727,000 | 348 |
| Total noninterest income | $2,170,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,606,000 | 540 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $564,000 | 2,010 |
| Total noninterest expense | $6,629,000 | 1,224 |
| Salaries and employee benefits | $3,702,000 | 1,178 |
| Premises and equipment expense | $819,000 | 1,414 |
| Additional noninterest expense | $2,108,000 | 1,160 |
| Pre-tax net operating income | $9,641,000 | 499 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,633,000 | 464 |
| Income before extraordinary items | $6,008,000 | 584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,008,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,119,000 | 392 |
| Cash dividends | $3,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,008,000 | 554 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,555,000 | 661 |
| Total interest expense | $2,617,000 | 774 |
| Net interest income | $7,938,000 | 623 |
| Provision for loan and lease losses | $528,000 | 494 |
| Total noninterest income | $1,064,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $792,000 | 541 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $272,000 | 2,003 |
| Total noninterest expense | $3,296,000 | 1,236 |
| Salaries and employee benefits | $1,904,000 | 1,151 |
| Premises and equipment expense | $407,000 | 1,445 |
| Additional noninterest expense | $985,000 | 1,226 |
| Pre-tax net operating income | $5,178,000 | 471 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,948,000 | 442 |
| Income before extraordinary items | $3,230,000 | 553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,230,000 | 552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 822 |
| Cash dividends | $2,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,230,000 | 518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,752,000 | 651 |
| Total interest expense | $11,660,000 | 756 |
| Net interest income | $31,092,000 | 616 |
| Provision for loan and lease losses | $1,470,000 | 839 |
| Total noninterest income | $4,308,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,874,000 | 592 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,434,000 | 1,885 |
| Total noninterest expense | $12,329,000 | 1,317 |
| Salaries and employee benefits | $6,941,000 | 1,234 |
| Premises and equipment expense | $1,586,000 | 1,431 |
| Additional noninterest expense | $3,802,000 | 1,304 |
| Pre-tax net operating income | $21,601,000 | 456 |
| Securities gains (losses) | $94,000 | 1,950 |
| Applicable income taxes | $7,775,000 | 444 |
| Income before extraordinary items | $13,920,000 | 510 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,920,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 905 |
| Cash dividends | $10,250,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $13,859,840 | 483 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $32,220,000 | 662 |
| Total interest expense | $9,005,000 | 764 |
| Net interest income | $23,215,000 | 630 |
| Provision for loan and lease losses | $1,190,000 | 780 |
| Total noninterest income | $2,851,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,028,000 | 641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $823,000 | 2,330 |
| Total noninterest expense | $9,365,000 | 1,308 |
| Salaries and employee benefits | $5,199,000 | 1,251 |
| Premises and equipment expense | $1,194,000 | 1,440 |
| Additional noninterest expense | $2,972,000 | 1,264 |
| Pre-tax net operating income | $15,511,000 | 475 |
| Securities gains (losses) | $94,000 | 1,810 |
| Applicable income taxes | $5,868,000 | 449 |
| Income before extraordinary items | $9,737,000 | 560 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,737,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 791 |
| Cash dividends | $7,510,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $9,676,840 | 518 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,645,000 | 667 |
| Total interest expense | $6,204,000 | 770 |
| Net interest income | $15,441,000 | 627 |
| Provision for loan and lease losses | $713,000 | 865 |
| Total noninterest income | $1,850,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,314,000 | 648 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $536,000 | 2,351 |
| Total noninterest expense | $6,340,000 | 1,291 |
| Salaries and employee benefits | $3,460,000 | 1,242 |
| Premises and equipment expense | $795,000 | 1,442 |
| Additional noninterest expense | $2,085,000 | 1,204 |
| Pre-tax net operating income | $10,238,000 | 483 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,853,000 | 461 |
| Income before extraordinary items | $6,385,000 | 570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,385,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 714 |
| Cash dividends | $4,803,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,385,000 | 520 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,841,000 | 672 |
| Total interest expense | $3,177,000 | 767 |
| Net interest income | $7,664,000 | 632 |
| Provision for loan and lease losses | $487,000 | 633 |
| Total noninterest income | $850,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $636,000 | 654 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $214,000 | 2,609 |
| Total noninterest expense | $3,179,000 | 1,266 |
| Salaries and employee benefits | $1,738,000 | 1,228 |
| Premises and equipment expense | $402,000 | 1,444 |
| Additional noninterest expense | $1,039,000 | 1,176 |
| Pre-tax net operating income | $4,848,000 | 504 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,823,000 | 487 |
| Income before extraordinary items | $3,025,000 | 579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,025,000 | 577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 547 |
| Cash dividends | $2,095,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,025,000 | 545 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $44,440,000 | 688 |
| Total interest expense | $14,009,000 | 797 |
| Net interest income | $30,431,000 | 627 |
| Provision for loan and lease losses | $2,272,000 | 670 |
| Total noninterest income | $4,180,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,560,000 | 638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,620,000 | 1,556 |
| Total noninterest expense | $11,620,000 | 1,331 |
| Salaries and employee benefits | $7,127,000 | 1,122 |
| Premises and equipment expense | $1,212,000 | 1,833 |
| Additional noninterest expense | $3,281,000 | 1,445 |
| Pre-tax net operating income | $20,719,000 | 464 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,768,000 | 429 |
| Income before extraordinary items | $12,951,000 | 519 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,951,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,426,000 | 705 |
| Cash dividends | $7,056,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,951,000 | 494 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $46,592,000 | 737 |
| Total interest expense | $20,498,000 | 798 |
| Net interest income | $26,094,000 | 680 |
| Provision for loan and lease losses | $1,960,000 | 725 |
| Total noninterest income | $2,927,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,244,000 | 662 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $683,000 | 2,611 |
| Total noninterest expense | $12,903,000 | 1,141 |
| Salaries and employee benefits | $6,973,000 | 1,066 |
| Premises and equipment expense | $1,990,000 | 1,064 |
| Additional noninterest expense | $3,940,000 | 1,210 |
| Pre-tax net operating income | $14,158,000 | 566 |
| Securities gains (losses) | $64,000 | 2,136 |
| Applicable income taxes | $5,522,000 | 512 |
| Income before extraordinary items | $8,700,000 | 643 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,700,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,886 |
| Cash dividends | $2,263,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,659,040 | 621 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,542,000 | 1,687 |
| Total interest expense | $10,026,000 | 1,719 |
| Net interest income | $10,516,000 | 1,672 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $1,800,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,230,000 | 1,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $570,000 | 2,712 |
| Total noninterest expense | $4,966,000 | 2,740 |
| Salaries and employee benefits | $2,994,000 | 2,394 |
| Premises and equipment expense | $531,000 | 3,615 |
| Additional noninterest expense | $1,441,000 | 2,919 |
| Pre-tax net operating income | $7,255,000 | 1,047 |
| Securities gains (losses) | $19,000 | 967 |
| Applicable income taxes | $2,647,000 | 920 |
| Income before extraordinary items | $4,627,000 | 1,142 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,627,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,124 |
| Cash dividends | $1,683,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,614,840 | 1,142 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,115,000 | 2,499 |
| Total interest expense | $5,648,000 | 2,605 |
| Net interest income | $7,467,000 | 2,364 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $1,296,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $898,000 | 1,438 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $398,000 | 3,438 |
| Total noninterest expense | $3,931,000 | 3,365 |
| Salaries and employee benefits | $2,393,000 | 2,924 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $1,130,000 | 3,636 |
| Pre-tax net operating income | $4,562,000 | 1,651 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $1,195,000 | 1,932 |
| Income before extraordinary items | $3,361,000 | 1,589 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,361,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $1,019,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $-187,000 | 10,116 |
| Net operating income | $3,365,440 | 1,558 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,797,000 | 2,993 |
| Total interest expense | $4,809,000 | 3,114 |
| Net interest income | $5,988,000 | 2,879 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $1,091,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $728,000 | 1,752 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $363,000 | 3,629 |
| Total noninterest expense | $3,349,000 | 3,745 |
| Salaries and employee benefits | $1,905,000 | 3,493 |
| Premises and equipment expense | $503,000 | 3,678 |
| Additional noninterest expense | $941,000 | 4,155 |
| Pre-tax net operating income | $3,510,000 | 2,062 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $1,208,000 | 1,987 |
| Income before extraordinary items | $2,309,000 | 2,251 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,309,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,971 |
| Cash dividends | $1,167,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,304,380 | 2,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 3,440 |
| Total interest expense | $4,058,000 | 3,624 |
| Net interest income | $5,347,000 | 3,274 |
| Provision for loan and lease losses | $220,000 | 3,234 |
| Total noninterest income | $968,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $660,000 | 1,987 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $308,000 | 3,860 |
| Total noninterest expense | $2,942,000 | 4,164 |
| Salaries and employee benefits | $1,730,000 | 3,779 |
| Premises and equipment expense | $384,000 | 4,589 |
| Additional noninterest expense | $828,000 | 4,604 |
| Pre-tax net operating income | $3,153,000 | 2,381 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,200,000 | 2,086 |
| Income before extraordinary items | $1,953,000 | 2,637 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,953,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $1,232,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,953,000 | 2,595 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 3,814 |
| Total interest expense | $3,576,000 | 4,107 |
| Net interest income | $4,923,000 | 3,584 |
| Provision for loan and lease losses | $330,000 | 2,402 |
| Total noninterest income | $904,000 | 3,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $676,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,822 |
| Total noninterest expense | $2,764,000 | 4,608 |
| Salaries and employee benefits | $1,582,000 | 4,108 |
| Premises and equipment expense | $360,000 | 4,921 |
| Additional noninterest expense | $822,000 | 5,108 |
| Pre-tax net operating income | $2,733,000 | 2,561 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,032,000 | 2,290 |
| Income before extraordinary items | $1,701,000 | 2,857 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,701,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,245 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,701,000 | 2,809 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,325,000 | 4,376 |
| Total interest expense | $3,188,000 | 4,498 |
| Net interest income | $4,137,000 | 4,195 |
| Provision for loan and lease losses | $138,000 | 3,809 |
| Total noninterest income | $759,000 | 3,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,514 |
| Total noninterest expense | $2,450,000 | 5,087 |
| Salaries and employee benefits | $1,354,000 | 4,700 |
| Premises and equipment expense | $284,000 | 5,873 |
| Additional noninterest expense | $812,000 | 5,191 |
| Pre-tax net operating income | $2,308,000 | 3,071 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $880,000 | 2,654 |
| Income before extraordinary items | $1,428,000 | 3,394 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,428,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 11,712 |
| Cash dividends | $1,266,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,428,000 | 3,367 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 5,434 |
| Total interest expense | $1,712,000 | 6,301 |
| Net interest income | $3,543,000 | 4,887 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $600,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $2,320,000 | 5,505 |
| Salaries and employee benefits | $1,233,000 | 5,121 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $797,000 | 5,716 |
| Pre-tax net operating income | $1,741,000 | 3,871 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $666,000 | 3,208 |
| Income before extraordinary items | $1,075,000 | 4,259 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,075,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $1,261,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,075,000 | 4,314 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 6,546 |
| Total interest expense | $1,514,000 | 7,163 |
| Net interest income | $2,763,000 | 6,041 |
| Provision for loan and lease losses | $141,000 | 4,807 |
| Total noninterest income | $564,000 | 5,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,642 |
| Total noninterest expense | $2,206,000 | 5,853 |
| Salaries and employee benefits | $1,086,000 | 5,712 |
| Premises and equipment expense | $286,000 | 6,090 |
| Additional noninterest expense | $834,000 | 5,727 |
| Pre-tax net operating income | $980,000 | 5,970 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $338,000 | 5,636 |
| Income before extraordinary items | $642,000 | 6,482 |
| Extraordinary gains, net | $898,000 | 249 |
| Net income | $1,540,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,249 |
| Cash dividends | $213,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,055 |
| Net operating income | $642,000 | 6,236 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 7,680 |
| Total interest expense | $1,455,000 | 8,656 |
| Net interest income | $2,415,000 | 6,757 |
| Provision for loan and lease losses | $405,000 | 3,430 |
| Total noninterest income | $599,000 | 4,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $2,042,000 | 6,273 |
| Salaries and employee benefits | $985,000 | 6,119 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $830,000 | 5,885 |
| Pre-tax net operating income | $567,000 | 7,940 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $374,000 | 8,474 |
| Extraordinary gains, net | $193,000 | 447 |
| Net income | $567,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,911 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $374,000 | 8,112 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.