Home > COASTAL BANK AND TRUST OF FLORIDA > Net charge- offs to loans

COASTAL BANK AND TRUST OF FLORIDA, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5897%276
Percentage Net Loans Charged-off: Total real estate loans4.6647%225
Percentage Net Loans Charged-off:Construction & development8.6317%505
Percentage Net Loans Charged-off: Commercial real estate3.4460%260
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential2.5739%424
Percentage Net Loans Charged-off: Home equity loans3.2350%260
All other 1-4 family - Percent of loans charged-off, net2.2876%488
Percentage Net Loans Charged-off: Commercial and industrial5.4462%485
Percentage Net Loans Charged-off: Loans to individuals0.7796%2,107
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.9529%175
Percentage Net Loans Charged-off: Total real estate loans6.3966%144
Percentage Net Loans Charged-off:Construction & development14.2586%373
Percentage Net Loans Charged-off: Commercial real estate1.9426%589
Percentage Net Loans Charged-off: Multi-family residential1.0283%567
Percentage Net Loans Charged-off: 1-4 family residential2.3861%520
Percentage Net Loans Charged-off: Home equity loans2.3000%450
All other 1-4 family - Percent of loans charged-off, net2.4252%536
Percentage Net Loans Charged-off: Commercial and industrial3.8884%1,028
Percentage Net Loans Charged-off: Loans to individuals2.3732%1,095
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5801%172
Percentage Net Loans Charged-off: Total real estate loans5.9339%135
Percentage Net Loans Charged-off:Construction & development13.2711%326
Percentage Net Loans Charged-off: Commercial real estate1.0967%761
Percentage Net Loans Charged-off: Multi-family residential1.4036%373
Percentage Net Loans Charged-off: 1-4 family residential2.6599%384
Percentage Net Loans Charged-off: Home equity loans2.5584%337
All other 1-4 family - Percent of loans charged-off, net2.7062%377
Percentage Net Loans Charged-off: Commercial and industrial3.9883%794
Percentage Net Loans Charged-off: Loans to individuals3.0700%757
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4712%707
Percentage Net Loans Charged-off: Total real estate loans2.3343%642
Percentage Net Loans Charged-off:Construction & development5.0374%829
Percentage Net Loans Charged-off: Commercial real estate0.2739%1,384
Percentage Net Loans Charged-off: Multi-family residential2.2049%227
Percentage Net Loans Charged-off: 1-4 family residential1.1217%877
Percentage Net Loans Charged-off: Home equity loans2.6647%286
All other 1-4 family - Percent of loans charged-off, net0.4141%1,660
Percentage Net Loans Charged-off: Commercial and industrial3.9382%729
Percentage Net Loans Charged-off: Loans to individuals0.6721%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0745%1,266
Percentage Net Loans Charged-off: Total real estate loans1.2470%869
Percentage Net Loans Charged-off:Construction & development2.5349%858
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential4.4752%91
Percentage Net Loans Charged-off: 1-4 family residential0.5449%1,159
Percentage Net Loans Charged-off: Home equity loans0.6835%527
All other 1-4 family - Percent of loans charged-off, net0.4797%1,193
Percentage Net Loans Charged-off: Commercial and industrial-0.0219%6,869
Percentage Net Loans Charged-off: Loans to individuals0.4647%3,019
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2969%446
Percentage Net Loans Charged-off: Total real estate loans2.3415%329
Percentage Net Loans Charged-off:Construction & development4.4088%579
Percentage Net Loans Charged-off: Commercial real estate0.6306%747
Percentage Net Loans Charged-off: Multi-family residential2.0285%207
Percentage Net Loans Charged-off: 1-4 family residential0.8503%743
Percentage Net Loans Charged-off: Home equity loans1.0346%441
All other 1-4 family - Percent of loans charged-off, net0.7619%786
Percentage Net Loans Charged-off: Commercial and industrial2.3862%872
Percentage Net Loans Charged-off: Loans to individuals0.2670%4,691
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4290%1,934
Percentage Net Loans Charged-off: Total real estate loans0.3324%1,572
Percentage Net Loans Charged-off:Construction & development0.2082%1,776
Percentage Net Loans Charged-off: Commercial real estate0.2604%842
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.7018%668
Percentage Net Loans Charged-off: Home equity loans0.7728%417
All other 1-4 family - Percent of loans charged-off, net0.6639%658
Percentage Net Loans Charged-off: Commercial and industrial1.2593%1,121
Percentage Net Loans Charged-off: Loans to individuals0.0875%5,077
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5291%1,328
Percentage Net Loans Charged-off: Total real estate loans0.4355%1,028
Percentage Net Loans Charged-off:Construction & development0.3065%1,170
Percentage Net Loans Charged-off: Commercial real estate0.3945%522
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.7731%523
Percentage Net Loans Charged-off: Home equity loans0.3162%555
All other 1-4 family - Percent of loans charged-off, net1.0208%348
Percentage Net Loans Charged-off: Commercial and industrial1.3530%847
Percentage Net Loans Charged-off: Loans to individuals0.1709%4,171
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4060%1,273
Percentage Net Loans Charged-off: Total real estate loans0.4956%672
Percentage Net Loans Charged-off:Construction & development0.2025%838
Percentage Net Loans Charged-off: Commercial real estate0.7935%207
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.5394%556
Percentage Net Loans Charged-off: Home equity loans0.1495%468
All other 1-4 family - Percent of loans charged-off, net0.7529%399
Percentage Net Loans Charged-off: Commercial and industrial-0.1874%7,553
Percentage Net Loans Charged-off: Loans to individuals0.3329%2,920
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%4,742
Percentage Net Loans Charged-off: Total real estate loans0.1117%1,988
Percentage Net Loans Charged-off:Construction & development0.0489%1,343
Percentage Net Loans Charged-off: Commercial real estate0.0028%1,642
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.4417%612
Percentage Net Loans Charged-off: Home equity loans1.1372%156
All other 1-4 family - Percent of loans charged-off, net0.0421%2,398
Percentage Net Loans Charged-off: Commercial and industrial-0.2965%7,803
Percentage Net Loans Charged-off: Loans to individuals0.0819%5,255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0435%7,941
Percentage Net Loans Charged-off: Total real estate loans0.0013%3,355
Percentage Net Loans Charged-off:Construction & development-0.0012%7,567
Percentage Net Loans Charged-off: Commercial real estate-0.0106%7,862
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0277%2,190
Percentage Net Loans Charged-off: Home equity loans0.1031%533
All other 1-4 family - Percent of loans charged-off, net-0.0158%7,812
Percentage Net Loans Charged-off: Commercial and industrial-0.4227%7,836
Percentage Net Loans Charged-off: Loans to individuals0.1068%4,649
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0078%7,247
Percentage Net Loans Charged-off: Total real estate loans-0.0093%7,728
Percentage Net Loans Charged-off:Construction & development-0.0012%7,564
Percentage Net Loans Charged-off: Commercial real estate-0.0064%7,866
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0320%7,971
Percentage Net Loans Charged-off: Home equity loans-0.0518%6,001
All other 1-4 family - Percent of loans charged-off, net-0.0205%7,882
Percentage Net Loans Charged-off: Commercial and industrial-0.0056%6,665
Percentage Net Loans Charged-off: Loans to individuals0.0709%4,359
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,509
Percentage Net Loans Charged-off: Total real estate loans-0.0014%7,464
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%7,746
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0114%7,789
Percentage Net Loans Charged-off: Commercial and industrial-0.0039%6,642
Percentage Net Loans Charged-off: Loans to individuals0.1392%3,321
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0999%3,242
Percentage Net Loans Charged-off: Total real estate loans0.0764%1,583
Percentage Net Loans Charged-off:Construction & development0.0227%704
Percentage Net Loans Charged-off: Commercial real estate0.1375%679
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0801%1,617
Percentage Net Loans Charged-off: Home equity loans0.0657%535
All other 1-4 family - Percent of loans charged-off, net0.0877%1,466
Percentage Net Loans Charged-off: Commercial and industrial0.3492%1,977
Percentage Net Loans Charged-off: Loans to individuals-0.0084%7,427
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1132%2,491
Percentage Net Loans Charged-off: Total real estate loans0.0849%1,189
Percentage Net Loans Charged-off:Construction & development0.0118%558
Percentage Net Loans Charged-off: Commercial real estate0.1818%469
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0591%1,524
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0899%1,203
Percentage Net Loans Charged-off: Commercial and industrial0.4196%1,421
Percentage Net Loans Charged-off: Loans to individuals-0.0112%7,152
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%3,255
Percentage Net Loans Charged-off: Total real estate loans0.1128%902
Percentage Net Loans Charged-off:Construction & development0.0176%401
Percentage Net Loans Charged-off: Commercial real estate0.2749%320
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0040%1,966
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0061%1,807
Percentage Net Loans Charged-off: Commercial and industrial-0.4383%7,948
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1208%1,883
Percentage Net Loans Charged-off: Total real estate loans0.2116%409
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.5562%140
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.7171%8,063
Percentage Net Loans Charged-off: Loans to individuals0.2629%2,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1050%3,577
Percentage Net Loans Charged-off: Total real estate loans0.0009%3,521
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0050%2,920
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0070%2,684
Percentage Net Loans Charged-off: Commercial and industrial0.8570%1,309
Percentage Net Loans Charged-off: Loans to individuals0.1519%5,374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1253%2,780
Percentage Net Loans Charged-off: Total real estate loans0.0024%2,963
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0138%2,327
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0189%2,086
Percentage Net Loans Charged-off: Commercial and industrial0.9767%991
Percentage Net Loans Charged-off: Loans to individuals0.0743%5,373
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1297%2,486
Percentage Net Loans Charged-off: Total real estate loans0.0037%2,431
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0215%1,826
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0289%1,621
Percentage Net Loans Charged-off: Commercial and industrial0.9834%925
Percentage Net Loans Charged-off: Loans to individuals-0.0313%7,310
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0366%3,554
Percentage Net Loans Charged-off: Total real estate loans0.0077%1,664
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0449%1,176
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0592%1,012
Percentage Net Loans Charged-off: Commercial and industrial0.2258%1,390
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3185%1,807
Percentage Net Loans Charged-off: Total real estate loans0.0486%2,330
Percentage Net Loans Charged-off:Construction & development0.0075%712
Percentage Net Loans Charged-off: Commercial real estate0.0795%1,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0470%2,230
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0581%2,002
Percentage Net Loans Charged-off: Commercial and industrial1.8828%783
Percentage Net Loans Charged-off: Loans to individuals0.2395%5,208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2727%1,793
Percentage Net Loans Charged-off: Total real estate loans0.0294%2,374
Percentage Net Loans Charged-off:Construction & development0.0105%566
Percentage Net Loans Charged-off: Commercial real estate0.0301%1,016
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0652%1,693
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0793%1,505
Percentage Net Loans Charged-off: Commercial and industrial1.6551%746
Percentage Net Loans Charged-off: Loans to individuals0.2471%4,703
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3377%1,391
Percentage Net Loans Charged-off: Total real estate loans0.0393%1,920
Percentage Net Loans Charged-off:Construction & development0.0047%451
Percentage Net Loans Charged-off: Commercial real estate0.0530%748
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0674%1,464
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0801%1,299
Percentage Net Loans Charged-off: Commercial and industrial2.0331%569
Percentage Net Loans Charged-off: Loans to individuals0.3337%3,925
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1212%2,629
Percentage Net Loans Charged-off: Total real estate loans0.0053%1,875
Percentage Net Loans Charged-off:Construction & development0.0097%271
Percentage Net Loans Charged-off: Commercial real estate0.0062%535
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%8,090
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0051%8,128
Percentage Net Loans Charged-off: Commercial and industrial0.7621%973
Percentage Net Loans Charged-off: Loans to individuals0.1542%4,158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1667%3,789
Percentage Net Loans Charged-off: Total real estate loans0.0387%2,776
Percentage Net Loans Charged-off:Construction & development0.1040%589
Percentage Net Loans Charged-off: Commercial real estate0.0045%1,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0369%2,571
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0421%2,394
Percentage Net Loans Charged-off: Commercial and industrial0.8053%1,983
Percentage Net Loans Charged-off: Loans to individuals0.1740%6,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1814%3,199
Percentage Net Loans Charged-off: Total real estate loans0.0358%2,383
Percentage Net Loans Charged-off:Construction & development0.1034%465
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0359%2,158
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0407%2,008
Percentage Net Loans Charged-off: Commercial and industrial0.9023%1,530
Percentage Net Loans Charged-off: Loans to individuals0.1585%5,654
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2128%2,669
Percentage Net Loans Charged-off: Total real estate loans0.0624%1,706
Percentage Net Loans Charged-off:Construction & development0.1340%366
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1289%1,124
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1453%1,043
Percentage Net Loans Charged-off: Commercial and industrial0.9497%1,361
Percentage Net Loans Charged-off: Loans to individuals0.1638%5,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2872%1,829
Percentage Net Loans Charged-off: Total real estate loans0.0204%1,730
Percentage Net Loans Charged-off:Construction & development0.0782%255
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%8,329
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0048%8,369
Percentage Net Loans Charged-off: Commercial and industrial1.5797%722
Percentage Net Loans Charged-off: Loans to individuals0.2102%4,224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2565%3,110
Percentage Net Loans Charged-off: Total real estate loans0.0887%1,949
Percentage Net Loans Charged-off:Construction & development0.1280%581
Percentage Net Loans Charged-off: Commercial real estate0.1121%1,049
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0020%3,381
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0022%3,196
Percentage Net Loans Charged-off: Commercial and industrial0.9458%1,976
Percentage Net Loans Charged-off: Loans to individuals0.8659%2,768
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%6,429
Percentage Net Loans Charged-off: Total real estate loans0.0051%3,740
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0115%1,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%8,527
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0031%8,562
Percentage Net Loans Charged-off: Commercial and industrial0.1521%3,897
Percentage Net Loans Charged-off: Loans to individuals0.3699%4,866
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1246%4,189
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0874%5,102
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0295%9,535
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0535%6,639
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3482%2,583
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1484%11,346
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0490%10,897
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7942%1,686
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0935%1,877
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA