Home > COASTAL BANK AND TRUST OF FLORIDA > Assets and Liabilities
COASTAL BANK AND TRUST OF FLORIDA, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 210 | 716 |
| Assets and Liabilities | ||
| Total Assets: | $1,733,808,000 | 405 |
| Cash and due from depository institutions | $19,614,000 | 716 |
| Interest-bearing balances | $341,000 | 6,019 |
| Securities | $113,529,000 | 1,184 |
| Federal funds sold & reverse repurchase agreements | $98,275,000 | 79 |
| Net loans & leases | $1,384,574,000 | 348 |
| Loan loss allowance | $41,463,000 | 257 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $33,855,000 | 321 |
| Other real estate owned | $15,063,000 | 716 |
| Goodwill and other intangibles | $62,000 | 2,783 |
| All other assets | $68,836,000 | 395 |
| Life insurance assets | $1,240,000 | 2,766 |
| Total liabilities and capital | $1,733,808,000 | 405 |
| Total liabilities | $1,578,366,000 | 403 |
| Total deposits | $1,460,272,000 | 367 |
| Interest-bearing deposits | $1,281,799,000 | 368 |
| Deposits held in domestic offices | $1,460,272,000 | 365 |
| % insured | 80.84% | 6,128 |
| Federal funds purchased & repurchase agreements | $6,131,000 | 1,254 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $101,615,000 | 437 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $10,348,000 | 580 |
| Total equity capital | $155,442,000 | 447 |
| Total bank equity capital | $155,348,000 | 447 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,210,000 | 1,340 |
| Surplus | $158,523,000 | 296 |
| Undivided profits | $-6,385,000 | 7,421 |
| Noncontrolling interests in consolidated subsidiaries | $94,000 | 142 |
| Memoranda | ||
| Noncurrent loans and leases | $123,690,000 | 187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 808 |
| Income earned, not collected on loans | $5,624,000 | 492 |
| Earning assets | $1,596,719,000 | 399 |
| Long-term assets (5+ years) | $239,888,000 | 554 |
| Average Assets, year-to-date | $1,755,572,500 | 407 |
| Average Assets, quarterly | $1,755,572,500 | 407 |
| Volatile liabilities | $316,485,000 | 475 |
| Insider loans | $30,609,000 | 166 |
| FHLB advances | $100,000,000 | 390 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $142,546,000 | 558 |
| Tier 1 (core) risk-based capital | $147,949,000 | 425 |
| Tier 2 risk-based capital | $18,612,000 | 347 |
| Total risk weighted assets | $1,466,120,000 | 344 |
| Total unused commitments | $142,546,000 | 558 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 212 | 710 |
| Assets and Liabilities | ||
| Total Assets: | $1,777,337,000 | 403 |
| Cash and due from depository institutions | $19,816,000 | 710 |
| Interest-bearing balances | $679,000 | 5,426 |
| Securities | $119,881,000 | 1,081 |
| Federal funds sold & reverse repurchase agreements | $76,825,000 | 99 |
| Net loans & leases | $1,416,605,000 | 342 |
| Loan loss allowance | $38,934,000 | 277 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $34,188,000 | 318 |
| Other real estate owned | $14,103,000 | 710 |
| Goodwill and other intangibles | $66,000 | 2,793 |
| All other assets | $95,853,000 | 298 |
| Life insurance assets | $1,219,000 | 2,776 |
| Total liabilities and capital | $1,777,337,000 | 403 |
| Total liabilities | $1,631,898,000 | 395 |
| Total deposits | $1,511,537,000 | 362 |
| Interest-bearing deposits | $1,350,221,000 | 351 |
| Deposits held in domestic offices | $1,511,537,000 | 360 |
| % insured | 76.42% | 6,791 |
| Federal funds purchased & repurchase agreements | $7,740,000 | 1,190 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $101,345,000 | 466 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,276,000 | 550 |
| Total equity capital | $145,439,000 | 469 |
| Total bank equity capital | $145,345,000 | 469 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,210,000 | 1,367 |
| Surplus | $135,392,000 | 319 |
| Undivided profits | $6,743,000 | 3,698 |
| Noncontrolling interests in consolidated subsidiaries | $94,000 | 145 |
| Memoranda | ||
| Noncurrent loans and leases | $71,661,000 | 297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $6,551,000 | 438 |
| Earning assets | $1,613,990,000 | 399 |
| Long-term assets (5+ years) | $296,608,000 | 453 |
| Average Assets, year-to-date | $1,807,816,800 | 394 |
| Average Assets, quarterly | $1,773,788,500 | 404 |
| Volatile liabilities | $324,387,000 | 473 |
| Insider loans | $58,343,000 | 70 |
| FHLB advances | $100,000,000 | 417 |
| Loans and leases held for sale | $360,000 | 1,383 |
| Unused loan commitments | $158,671,000 | 529 |
| Tier 1 (core) risk-based capital | $139,715,000 | 443 |
| Tier 2 risk-based capital | $19,346,000 | 344 |
| Total risk weighted assets | $1,528,085,000 | 339 |
| Total unused commitments | $158,671,000 | 529 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 216 | 704 |
| Assets and Liabilities | ||
| Total Assets: | $1,770,240,000 | 415 |
| Cash and due from depository institutions | $52,354,000 | 704 |
| Interest-bearing balances | $34,133,000 | 791 |
| Securities | $119,753,000 | 1,069 |
| Federal funds sold & reverse repurchase agreements | $20,903,000 | 429 |
| Net loans & leases | $1,453,082,000 | 354 |
| Loan loss allowance | $34,862,000 | 308 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $34,532,000 | 319 |
| Other real estate owned | $16,468,000 | 704 |
| Goodwill and other intangibles | $4,675,000 | 848 |
| All other assets | $68,473,000 | 375 |
| Life insurance assets | $31,819,000 | 206 |
| Total liabilities and capital | $1,770,240,000 | 415 |
| Total liabilities | $1,610,000,000 | 409 |
| Total deposits | $1,441,154,000 | 384 |
| Interest-bearing deposits | $1,272,885,000 | 383 |
| Deposits held in domestic offices | $1,441,154,000 | 382 |
| % insured | 76.99% | 6,860 |
| Federal funds purchased & repurchase agreements | $7,461,000 | 1,261 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $151,088,000 | 356 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,297,000 | 637 |
| Total equity capital | $160,240,000 | 442 |
| Total bank equity capital | $160,146,000 | 442 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,210,000 | 1,392 |
| Surplus | $128,967,000 | 334 |
| Undivided profits | $27,969,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $94,000 | 154 |
| Memoranda | ||
| Noncurrent loans and leases | $88,134,000 | 267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $6,335,000 | 486 |
| Earning assets | $1,627,871,000 | 407 |
| Long-term assets (5+ years) | $305,975,000 | 434 |
| Average Assets, year-to-date | $1,815,436,750 | 402 |
| Average Assets, quarterly | $1,799,583,500 | 411 |
| Volatile liabilities | $313,020,000 | 515 |
| Insider loans | $60,421,000 | 69 |
| FHLB advances | $100,000,000 | 457 |
| Loans and leases held for sale | $925,000 | 984 |
| Unused loan commitments | $179,914,000 | 504 |
| Tier 1 (core) risk-based capital | $153,287,000 | 422 |
| Tier 2 risk-based capital | $19,616,000 | 359 |
| Total risk weighted assets | $1,554,005,000 | 356 |
| Total unused commitments | $179,914,000 | 505 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 223 | 693 |
| Assets and Liabilities | ||
| Total Assets: | $1,828,927,000 | 409 |
| Cash and due from depository institutions | $32,414,000 | 693 |
| Interest-bearing balances | $13,496,000 | 1,495 |
| Securities | $127,764,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $1,540,981,000 | 347 |
| Loan loss allowance | $41,452,000 | 262 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $34,811,000 | 317 |
| Other real estate owned | $12,125,000 | 693 |
| Goodwill and other intangibles | $4,678,000 | 866 |
| All other assets | $76,154,000 | 345 |
| Life insurance assets | $31,860,000 | 211 |
| Total liabilities and capital | $1,828,927,000 | 409 |
| Total liabilities | $1,661,145,000 | 404 |
| Total deposits | $1,439,247,000 | 392 |
| Interest-bearing deposits | $1,264,900,000 | 387 |
| Deposits held in domestic offices | $1,439,247,000 | 389 |
| % insured | 69.89% | 6,063 |
| Federal funds purchased & repurchase agreements | $14,916,000 | 885 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $193,349,000 | 323 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,633,000 | 528 |
| Total equity capital | $167,782,000 | 427 |
| Total bank equity capital | $167,688,000 | 427 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,210,000 | 1,409 |
| Surplus | $98,372,000 | 414 |
| Undivided profits | $66,106,000 | 483 |
| Noncontrolling interests in consolidated subsidiaries | $94,000 | 157 |
| Memoranda | ||
| Noncurrent loans and leases | $78,212,000 | 283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $674,000 | 370 |
| Income earned, not collected on loans | $6,931,000 | 452 |
| Earning assets | $1,682,241,000 | 401 |
| Long-term assets (5+ years) | $304,230,000 | 444 |
| Average Assets, year-to-date | $1,830,502,330 | 408 |
| Average Assets, quarterly | $1,814,814,000 | 415 |
| Volatile liabilities | $326,683,000 | 510 |
| Insider loans | $62,119,000 | 69 |
| FHLB advances | $80,000,000 | 602 |
| Loans and leases held for sale | $3,541,000 | 667 |
| Unused loan commitments | $208,769,000 | 477 |
| Tier 1 (core) risk-based capital | $155,142,000 | 416 |
| Tier 2 risk-based capital | $20,974,000 | 344 |
| Total risk weighted assets | $1,657,338,000 | 355 |
| Total unused commitments | $208,769,000 | 477 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 235 | 651 |
| Assets and Liabilities | ||
| Total Assets: | $1,800,701,000 | 415 |
| Cash and due from depository institutions | $25,639,000 | 651 |
| Interest-bearing balances | $773,000 | 4,629 |
| Securities | $138,094,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $1,521,126,000 | 353 |
| Loan loss allowance | $32,837,000 | 292 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $35,158,000 | 314 |
| Other real estate owned | $9,731,000 | 651 |
| Goodwill and other intangibles | $4,686,000 | 876 |
| All other assets | $66,267,000 | 379 |
| Life insurance assets | $31,842,000 | 213 |
| Total liabilities and capital | $1,800,701,000 | 415 |
| Total liabilities | $1,622,862,000 | 417 |
| Total deposits | $1,464,346,000 | 388 |
| Interest-bearing deposits | $1,297,553,000 | 381 |
| Deposits held in domestic offices | $1,464,346,000 | 385 |
| % insured | 70.27% | 6,033 |
| Federal funds purchased & repurchase agreements | $46,477,000 | 449 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $96,623,000 | 616 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $15,416,000 | 478 |
| Total equity capital | $177,839,000 | 400 |
| Total bank equity capital | $177,745,000 | 400 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,210,000 | 1,417 |
| Surplus | $98,321,000 | 411 |
| Undivided profits | $76,214,000 | 412 |
| Noncontrolling interests in consolidated subsidiaries | $94,000 | 155 |
| Memoranda | ||
| Noncurrent loans and leases | $71,208,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $712,000 | 335 |
| Income earned, not collected on loans | $7,060,000 | 455 |
| Earning assets | $1,659,993,000 | 410 |
| Long-term assets (5+ years) | $292,190,000 | 464 |
| Average Assets, year-to-date | $1,831,290,000 | 407 |
| Average Assets, quarterly | $1,831,290,000 | 407 |
| Volatile liabilities | $411,225,000 | 412 |
| Insider loans | $62,894,000 | 74 |
| FHLB advances | $95,000,000 | 543 |
| Loans and leases held for sale | $3,000,000 | 621 |
| Unused loan commitments | $207,358,000 | 495 |
| Tier 1 (core) risk-based capital | $166,021,000 | 395 |
| Tier 2 risk-based capital | $20,938,000 | 345 |
| Total risk weighted assets | $1,663,210,000 | 357 |
| Total unused commitments | $207,358,000 | 497 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 294 | 510 |
| Assets and Liabilities | ||
| Total Assets: | $1,861,879,000 | 401 |
| Cash and due from depository institutions | $37,858,000 | 510 |
| Interest-bearing balances | $5,008,000 | 1,887 |
| Securities | $148,357,000 | 818 |
| Federal funds sold & reverse repurchase agreements | $35,350,000 | 248 |
| Net loans & leases | $1,525,364,000 | 357 |
| Loan loss allowance | $30,723,000 | 285 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $35,089,000 | 311 |
| Other real estate owned | $10,071,000 | 510 |
| Goodwill and other intangibles | $4,689,000 | 892 |
| All other assets | $65,101,000 | 389 |
| Life insurance assets | $31,800,000 | 210 |
| Total liabilities and capital | $1,861,879,000 | 401 |
| Total liabilities | $1,686,162,000 | 395 |
| Total deposits | $1,485,977,000 | 375 |
| Interest-bearing deposits | $1,330,364,000 | 352 |
| Deposits held in domestic offices | $1,485,977,000 | 373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,444,000 | 366 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $120,562,000 | 558 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $12,179,000 | 592 |
| Total equity capital | $175,717,000 | 414 |
| Total bank equity capital | $175,717,000 | 414 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,210,000 | 1,416 |
| Surplus | $98,284,000 | 401 |
| Undivided profits | $74,223,000 | 422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,538,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $319,000 | 507 |
| Income earned, not collected on loans | $7,956,000 | 416 |
| Earning assets | $1,714,079,000 | 394 |
| Long-term assets (5+ years) | $302,076,000 | 443 |
| Average Assets, year-to-date | $1,850,855,600 | 386 |
| Average Assets, quarterly | $1,866,121,500 | 392 |
| Volatile liabilities | $500,422,000 | 328 |
| Insider loans | $57,155,000 | 86 |
| FHLB advances | $120,000,000 | 482 |
| Loans and leases held for sale | $702,000 | 999 |
| Unused loan commitments | $240,122,000 | 469 |
| Tier 1 (core) risk-based capital | $167,582,000 | 390 |
| Tier 2 risk-based capital | $21,265,000 | 339 |
| Total risk weighted assets | $1,693,499,000 | 351 |
| Total unused commitments | $240,122,000 | 469 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 155 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $1,244,878,000 | 558 |
| Cash and due from depository institutions | $13,008,000 | 1,051 |
| Interest-bearing balances | $655,000 | 3,395 |
| Securities | $108,131,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $6,721,000 | 1,777 |
| Net loans & leases | $1,032,266,000 | 497 |
| Loan loss allowance | $15,719,000 | 451 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $21,924,000 | 532 |
| Other real estate owned | $10,386,000 | 1,051 |
| Goodwill and other intangibles | $79,000 | 2,872 |
| All other assets | $52,363,000 | 443 |
| Life insurance assets | $31,591,000 | 215 |
| Total liabilities and capital | $1,244,878,000 | 558 |
| Total liabilities | $1,141,985,000 | 548 |
| Total deposits | $973,643,000 | 531 |
| Interest-bearing deposits | $938,924,000 | 495 |
| Deposits held in domestic offices | $973,643,000 | 528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,740,000 | 476 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $110,846,000 | 596 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,756,000 | 726 |
| Total equity capital | $102,893,000 | 660 |
| Total bank equity capital | $102,893,000 | 660 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,850,000 | 2,101 |
| Surplus | $28,517,000 | 1,117 |
| Undivided profits | $72,526,000 | 464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,919,000 | 741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,956,000 | 136 |
| Income earned, not collected on loans | $5,372,000 | 645 |
| Earning assets | $1,147,773,000 | 553 |
| Long-term assets (5+ years) | $219,855,000 | 603 |
| Average Assets, year-to-date | $1,219,675,500 | 555 |
| Average Assets, quarterly | $1,229,642,500 | 558 |
| Volatile liabilities | $324,315,000 | 501 |
| Insider loans | $22,554,000 | 273 |
| FHLB advances | $110,000,000 | 538 |
| Loans and leases held for sale | $600,000 | 965 |
| Unused loan commitments | $154,430,000 | 684 |
| Tier 1 (core) risk-based capital | $102,249,000 | 602 |
| Tier 2 risk-based capital | $14,181,000 | 470 |
| Total risk weighted assets | $1,132,921,000 | 484 |
| Total unused commitments | $154,430,000 | 684 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 156 | 1,068 |
| Assets and Liabilities | ||
| Total Assets: | $1,214,407,000 | 567 |
| Cash and due from depository institutions | $15,304,000 | 1,068 |
| Interest-bearing balances | $602,000 | 3,356 |
| Securities | $107,295,000 | 1,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $1,007,231,000 | 498 |
| Loan loss allowance | $15,197,000 | 443 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,694,000 | 521 |
| Other real estate owned | $11,720,000 | 1,068 |
| Goodwill and other intangibles | $39,000 | 3,059 |
| All other assets | $51,124,000 | 449 |
| Life insurance assets | $31,317,000 | 217 |
| Total liabilities and capital | $1,214,407,000 | 567 |
| Total liabilities | $1,110,613,000 | 555 |
| Total deposits | $937,298,000 | 543 |
| Interest-bearing deposits | $904,149,000 | 507 |
| Deposits held in domestic offices | $937,298,000 | 539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,158,000 | 397 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $95,059,000 | 675 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,098,000 | 858 |
| Total equity capital | $103,794,000 | 669 |
| Total bank equity capital | $103,794,000 | 669 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,850,000 | 2,115 |
| Surplus | $28,458,000 | 1,112 |
| Undivided profits | $73,486,000 | 458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,805,000 | 873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,105,000 | 665 |
| Earning assets | $1,115,128,000 | 561 |
| Long-term assets (5+ years) | $214,458,000 | 619 |
| Average Assets, year-to-date | $1,211,274,670 | 559 |
| Average Assets, quarterly | $1,220,835,000 | 561 |
| Volatile liabilities | $334,284,000 | 489 |
| Insider loans | $21,167,000 | 304 |
| FHLB advances | $95,000,000 | 612 |
| Loans and leases held for sale | $600,000 | 1,087 |
| Unused loan commitments | $179,347,000 | 620 |
| Tier 1 (core) risk-based capital | $103,083,000 | 603 |
| Tier 2 risk-based capital | $13,946,000 | 462 |
| Total risk weighted assets | $1,114,412,000 | 487 |
| Total unused commitments | $179,347,000 | 620 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 157 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $1,227,263,000 | 565 |
| Cash and due from depository institutions | $16,248,000 | 1,065 |
| Interest-bearing balances | $665,000 | 3,388 |
| Securities | $108,975,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $1,026,866,000 | 482 |
| Loan loss allowance | $16,667,000 | 379 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,877,000 | 538 |
| Other real estate owned | $4,419,000 | 1,065 |
| Goodwill and other intangibles | $42,000 | 3,055 |
| All other assets | $49,836,000 | 448 |
| Life insurance assets | $30,907,000 | 216 |
| Total liabilities and capital | $1,227,263,000 | 565 |
| Total liabilities | $1,123,434,000 | 551 |
| Total deposits | $918,683,000 | 549 |
| Interest-bearing deposits | $885,153,000 | 513 |
| Deposits held in domestic offices | $918,683,000 | 546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,385,000 | 328 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $97,637,000 | 621 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,729,000 | 722 |
| Total equity capital | $103,829,000 | 682 |
| Total bank equity capital | $103,829,000 | 682 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,850,000 | 2,116 |
| Surplus | $28,351,000 | 1,107 |
| Undivided profits | $73,628,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,483,000 | 379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,245,000 | 675 |
| Earning assets | $1,136,506,000 | 552 |
| Long-term assets (5+ years) | $190,567,000 | 672 |
| Average Assets, year-to-date | $1,209,708,500 | 563 |
| Average Assets, quarterly | $1,209,708,500 | 563 |
| Volatile liabilities | $366,463,000 | 442 |
| Insider loans | $17,748,000 | 366 |
| FHLB advances | $96,000,000 | 565 |
| Loans and leases held for sale | $10,980,000 | 237 |
| Unused loan commitments | $167,668,000 | 673 |
| Tier 1 (core) risk-based capital | $101,740,000 | 612 |
| Tier 2 risk-based capital | $14,050,000 | 444 |
| Total risk weighted assets | $1,121,351,000 | 475 |
| Total unused commitments | $167,668,000 | 673 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 167 | 1,004 |
| Assets and Liabilities | ||
| Total Assets: | $1,192,154,000 | 577 |
| Cash and due from depository institutions | $15,723,000 | 1,004 |
| Interest-bearing balances | $398,000 | 3,392 |
| Securities | $102,996,000 | 1,170 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $997,254,000 | 498 |
| Loan loss allowance | $14,407,000 | 405 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $19,643,000 | 580 |
| Other real estate owned | $5,266,000 | 1,004 |
| Goodwill and other intangibles | $44,000 | 3,049 |
| All other assets | $51,228,000 | 437 |
| Life insurance assets | $30,525,000 | 218 |
| Total liabilities and capital | $1,192,154,000 | 577 |
| Total liabilities | $1,086,740,000 | 565 |
| Total deposits | $905,989,000 | 561 |
| Interest-bearing deposits | $875,256,000 | 516 |
| Deposits held in domestic offices | $905,989,000 | 557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,154,000 | 387 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $98,071,000 | 576 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,526,000 | 711 |
| Total equity capital | $105,414,000 | 670 |
| Total bank equity capital | $105,414,000 | 670 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,850,000 | 2,111 |
| Surplus | $28,248,000 | 1,090 |
| Undivided profits | $75,316,000 | 484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000,000 | 606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 884 |
| Income earned, not collected on loans | $6,540,000 | 593 |
| Earning assets | $1,100,648,000 | 570 |
| Long-term assets (5+ years) | $185,209,000 | 675 |
| Average Assets, year-to-date | $1,147,082,200 | 575 |
| Average Assets, quarterly | $1,186,354,000 | 572 |
| Volatile liabilities | $317,129,000 | 509 |
| Insider loans | $26,227,000 | 215 |
| FHLB advances | $97,000,000 | 525 |
| Loans and leases held for sale | $170,000 | 1,528 |
| Unused loan commitments | $190,921,000 | 621 |
| Tier 1 (core) risk-based capital | $104,953,000 | 598 |
| Tier 2 risk-based capital | $13,825,000 | 445 |
| Total risk weighted assets | $1,105,467,000 | 484 |
| Total unused commitments | $190,921,000 | 621 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 169 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $1,180,554,000 | 571 |
| Cash and due from depository institutions | $17,259,000 | 983 |
| Interest-bearing balances | $337,000 | 3,383 |
| Securities | $104,239,000 | 1,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $990,242,000 | 492 |
| Loan loss allowance | $14,748,000 | 380 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,862,000 | 586 |
| Other real estate owned | $493,000 | 983 |
| Goodwill and other intangibles | $46,000 | 3,048 |
| All other assets | $49,413,000 | 446 |
| Life insurance assets | $30,138,000 | 214 |
| Total liabilities and capital | $1,180,554,000 | 571 |
| Total liabilities | $1,078,591,000 | 557 |
| Total deposits | $834,085,000 | 591 |
| Interest-bearing deposits | $804,411,000 | 548 |
| Deposits held in domestic offices | $834,085,000 | 588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $158,008,000 | 221 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $77,192,000 | 661 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,306,000 | 716 |
| Total equity capital | $101,963,000 | 672 |
| Total bank equity capital | $101,963,000 | 672 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,850,000 | 2,089 |
| Surplus | $28,152,000 | 1,079 |
| Undivided profits | $71,961,000 | 516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,232,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 859 |
| Income earned, not collected on loans | $6,420,000 | 626 |
| Earning assets | $1,094,818,000 | 560 |
| Long-term assets (5+ years) | $199,881,000 | 594 |
| Average Assets, year-to-date | $1,135,814,250 | 571 |
| Average Assets, quarterly | $1,164,129,500 | 570 |
| Volatile liabilities | $402,811,000 | 391 |
| Insider loans | $22,398,000 | 261 |
| FHLB advances | $77,000,000 | 602 |
| Loans and leases held for sale | $324,000 | 1,337 |
| Unused loan commitments | $210,982,000 | 595 |
| Tier 1 (core) risk-based capital | $102,160,000 | 603 |
| Tier 2 risk-based capital | $13,790,000 | 435 |
| Total risk weighted assets | $1,102,211,000 | 475 |
| Total unused commitments | $210,982,000 | 595 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 167 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $1,147,705,000 | 591 |
| Cash and due from depository institutions | $16,826,000 | 1,020 |
| Interest-bearing balances | $479,000 | 3,145 |
| Securities | $106,900,000 | 1,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $986,685,000 | 500 |
| Loan loss allowance | $14,865,000 | 376 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $16,575,000 | 694 |
| Other real estate owned | $266,000 | 1,020 |
| Goodwill and other intangibles | $48,000 | 3,062 |
| All other assets | $20,405,000 | 945 |
| Life insurance assets | $999,000 | 2,983 |
| Total liabilities and capital | $1,147,705,000 | 591 |
| Total liabilities | $1,046,760,000 | 580 |
| Total deposits | $884,709,000 | 576 |
| Interest-bearing deposits | $842,879,000 | 538 |
| Deposits held in domestic offices | $884,709,000 | 572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,093,000 | 381 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $77,369,000 | 612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,589,000 | 645 |
| Total equity capital | $100,945,000 | 677 |
| Total bank equity capital | $100,945,000 | 677 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,850,000 | 2,084 |
| Surplus | $28,046,000 | 1,083 |
| Undivided profits | $71,049,000 | 519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,109,000 | 425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $716,000 | 252 |
| Income earned, not collected on loans | $6,132,000 | 622 |
| Earning assets | $1,094,064,000 | 567 |
| Long-term assets (5+ years) | $195,371,000 | 597 |
| Average Assets, year-to-date | $1,120,901,000 | 587 |
| Average Assets, quarterly | $1,133,195,000 | 591 |
| Volatile liabilities | $302,136,000 | 506 |
| Insider loans | $22,638,000 | 263 |
| FHLB advances | $77,000,000 | 547 |
| Loans and leases held for sale | $331,000 | 1,413 |
| Unused loan commitments | $241,100,000 | 544 |
| Tier 1 (core) risk-based capital | $102,139,000 | 608 |
| Tier 2 risk-based capital | $13,572,000 | 449 |
| Total risk weighted assets | $1,084,993,000 | 483 |
| Total unused commitments | $241,100,000 | 544 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 170 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $1,118,685,000 | 593 |
| Cash and due from depository institutions | $18,399,000 | 986 |
| Interest-bearing balances | $341,000 | 3,493 |
| Securities | $102,368,000 | 1,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $964,154,000 | 500 |
| Loan loss allowance | $14,541,000 | 376 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,441,000 | 738 |
| Other real estate owned | $131,000 | 986 |
| Goodwill and other intangibles | $45,000 | 3,087 |
| All other assets | $18,147,000 | 1,011 |
| Life insurance assets | $941,000 | 3,034 |
| Total liabilities and capital | $1,118,685,000 | 593 |
| Total liabilities | $1,015,118,000 | 587 |
| Total deposits | $898,600,000 | 563 |
| Interest-bearing deposits | $862,731,000 | 519 |
| Deposits held in domestic offices | $898,600,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,757,000 | 468 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $51,674,000 | 821 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $14,087,000 | 535 |
| Total equity capital | $103,567,000 | 650 |
| Total bank equity capital | $103,567,000 | 650 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,850,000 | 2,074 |
| Surplus | $27,906,000 | 1,066 |
| Undivided profits | $73,811,000 | 503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,457,000 | 313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $748,000 | 238 |
| Income earned, not collected on loans | $5,761,000 | 645 |
| Earning assets | $1,066,863,000 | 576 |
| Long-term assets (5+ years) | $195,437,000 | 583 |
| Average Assets, year-to-date | $1,107,499,000 | 592 |
| Average Assets, quarterly | $1,107,499,000 | 592 |
| Volatile liabilities | $317,169,000 | 471 |
| Insider loans | $22,796,000 | 245 |
| FHLB advances | $50,000,000 | 773 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $238,865,000 | 553 |
| Tier 1 (core) risk-based capital | $103,956,000 | 591 |
| Tier 2 risk-based capital | $13,206,000 | 452 |
| Total risk weighted assets | $1,055,173,000 | 488 |
| Total unused commitments | $238,865,000 | 553 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 171 | 979 |
| Assets and Liabilities | ||
| Total Assets: | $1,096,313,000 | 597 |
| Cash and due from depository institutions | $18,521,000 | 979 |
| Interest-bearing balances | $823,000 | 2,686 |
| Securities | $101,117,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $944,372,000 | 503 |
| Loan loss allowance | $14,361,000 | 378 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $15,071,000 | 734 |
| Other real estate owned | $0 | 979 |
| Goodwill and other intangibles | $28,000 | 3,155 |
| All other assets | $17,204,000 | 1,071 |
| Life insurance assets | $917,000 | 3,021 |
| Total liabilities and capital | $1,096,313,000 | 597 |
| Total liabilities | $994,968,000 | 589 |
| Total deposits | $894,491,000 | 557 |
| Interest-bearing deposits | $831,122,000 | 535 |
| Deposits held in domestic offices | $894,491,000 | 555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,114,000 | 426 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,315,000 | 1,359 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $12,048,000 | 591 |
| Total equity capital | $101,345,000 | 648 |
| Total bank equity capital | $101,345,000 | 648 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,850,000 | 2,065 |
| Surplus | $27,799,000 | 1,041 |
| Undivided profits | $71,696,000 | 507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,542,000 | 511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $710,000 | 223 |
| Income earned, not collected on loans | $5,632,000 | 674 |
| Earning assets | $1,046,312,000 | 583 |
| Long-term assets (5+ years) | $178,396,000 | 626 |
| Average Assets, year-to-date | $1,099,992,400 | 576 |
| Average Assets, quarterly | $1,106,293,500 | 590 |
| Volatile liabilities | $288,193,000 | 592 |
| Insider loans | $21,838,000 | 260 |
| FHLB advances | $25,000,000 | 1,383 |
| Loans and leases held for sale | $1,620,000 | 776 |
| Unused loan commitments | $199,905,000 | 608 |
| Tier 1 (core) risk-based capital | $102,010,000 | 590 |
| Tier 2 risk-based capital | $12,623,000 | 464 |
| Total risk weighted assets | $1,008,066,000 | 507 |
| Total unused commitments | $199,905,000 | 608 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 164 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $1,116,274,000 | 594 |
| Cash and due from depository institutions | $17,174,000 | 1,048 |
| Interest-bearing balances | $623,000 | 2,868 |
| Securities | $105,102,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $961,594,000 | 496 |
| Loan loss allowance | $14,060,000 | 399 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,944,000 | 712 |
| Other real estate owned | $0 | 1,048 |
| Goodwill and other intangibles | $28,000 | 3,163 |
| All other assets | $17,432,000 | 1,068 |
| Life insurance assets | $909,000 | 2,998 |
| Total liabilities and capital | $1,116,274,000 | 594 |
| Total liabilities | $1,017,544,000 | 582 |
| Total deposits | $914,232,000 | 551 |
| Interest-bearing deposits | $781,761,000 | 557 |
| Deposits held in domestic offices | $914,232,000 | 550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,847,000 | 463 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $40,227,000 | 1,079 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,238,000 | 664 |
| Total equity capital | $98,730,000 | 670 |
| Total bank equity capital | $98,730,000 | 670 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,850,000 | 2,070 |
| Surplus | $27,620,000 | 1,049 |
| Undivided profits | $69,260,000 | 532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,056,000 | 761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $732,000 | 225 |
| Income earned, not collected on loans | $5,345,000 | 716 |
| Earning assets | $1,067,319,000 | 570 |
| Long-term assets (5+ years) | $172,956,000 | 653 |
| Average Assets, year-to-date | $1,100,912,250 | 584 |
| Average Assets, quarterly | $1,118,866,500 | 589 |
| Volatile liabilities | $266,649,000 | 644 |
| Insider loans | $20,941,000 | 267 |
| FHLB advances | $37,000,000 | 1,065 |
| Loans and leases held for sale | $180,000 | 1,529 |
| Unused loan commitments | $196,643,000 | 639 |
| Tier 1 (core) risk-based capital | $99,578,000 | 610 |
| Tier 2 risk-based capital | $13,021,000 | 458 |
| Total risk weighted assets | $1,040,448,000 | 493 |
| Total unused commitments | $196,643,000 | 639 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 159 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $1,121,459,000 | 589 |
| Cash and due from depository institutions | $30,161,000 | 1,079 |
| Interest-bearing balances | $1,132,000 | 2,321 |
| Securities | $102,847,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $957,299,000 | 492 |
| Loan loss allowance | $13,929,000 | 394 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $14,373,000 | 734 |
| Other real estate owned | $0 | 1,079 |
| Goodwill and other intangibles | $25,000 | 3,181 |
| All other assets | $16,754,000 | 1,092 |
| Life insurance assets | $896,000 | 2,970 |
| Total liabilities and capital | $1,121,459,000 | 589 |
| Total liabilities | $1,026,385,000 | 576 |
| Total deposits | $927,966,000 | 531 |
| Interest-bearing deposits | $783,897,000 | 547 |
| Deposits held in domestic offices | $927,966,000 | 530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,911,000 | 472 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $37,411,000 | 1,155 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,097,000 | 679 |
| Total equity capital | $95,074,000 | 680 |
| Total bank equity capital | $95,074,000 | 680 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,850,000 | 2,061 |
| Surplus | $27,509,000 | 1,036 |
| Undivided profits | $65,715,000 | 528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,770,000 | 711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $881,000 | 200 |
| Income earned, not collected on loans | $4,824,000 | 708 |
| Earning assets | $1,061,278,000 | 572 |
| Long-term assets (5+ years) | $155,541,000 | 709 |
| Average Assets, year-to-date | $1,095,791,670 | 587 |
| Average Assets, quarterly | $1,107,370,500 | 588 |
| Volatile liabilities | $285,083,000 | 609 |
| Insider loans | $31,984,000 | 154 |
| FHLB advances | $37,000,000 | 1,082 |
| Loans and leases held for sale | $659,000 | 1,083 |
| Unused loan commitments | $183,105,000 | 666 |
| Tier 1 (core) risk-based capital | $97,318,000 | 610 |
| Tier 2 risk-based capital | $12,971,000 | 455 |
| Total risk weighted assets | $1,036,964,000 | 493 |
| Total unused commitments | $183,105,000 | 666 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 160 | 1,053 |
| Assets and Liabilities | ||
| Total Assets: | $1,093,282,000 | 590 |
| Cash and due from depository institutions | $25,118,000 | 1,053 |
| Interest-bearing balances | $386,000 | 3,515 |
| Securities | $99,276,000 | 1,264 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $940,146,000 | 493 |
| Loan loss allowance | $13,756,000 | 395 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,194,000 | 870 |
| Other real estate owned | $0 | 1,053 |
| Goodwill and other intangibles | $34,000 | 3,120 |
| All other assets | $16,514,000 | 1,078 |
| Life insurance assets | $875,000 | 2,949 |
| Total liabilities and capital | $1,093,282,000 | 590 |
| Total liabilities | $1,000,448,000 | 577 |
| Total deposits | $906,837,000 | 540 |
| Interest-bearing deposits | $839,675,000 | 504 |
| Deposits held in domestic offices | $906,837,000 | 539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,363,000 | 569 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,348,000 | 937 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $10,900,000 | 597 |
| Total equity capital | $92,834,000 | 681 |
| Total bank equity capital | $92,834,000 | 681 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,850,000 | 2,051 |
| Surplus | $27,417,000 | 1,008 |
| Undivided profits | $63,567,000 | 545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,813,000 | 940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,820,000 | 671 |
| Earning assets | $1,039,808,000 | 567 |
| Long-term assets (5+ years) | $152,930,000 | 704 |
| Average Assets, year-to-date | $1,082,958,000 | 589 |
| Average Assets, quarterly | $1,082,958,000 | 589 |
| Volatile liabilities | $262,031,000 | 619 |
| Insider loans | $33,168,000 | 148 |
| FHLB advances | $47,000,000 | 874 |
| Loans and leases held for sale | $241,000 | 1,365 |
| Unused loan commitments | $191,589,000 | 639 |
| Tier 1 (core) risk-based capital | $94,577,000 | 612 |
| Tier 2 risk-based capital | $12,751,000 | 451 |
| Total risk weighted assets | $1,019,135,000 | 480 |
| Total unused commitments | $191,589,000 | 640 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 159 | 1,045 |
| Assets and Liabilities | ||
| Total Assets: | $1,072,634,000 | 595 |
| Cash and due from depository institutions | $30,246,000 | 1,045 |
| Interest-bearing balances | $1,162,000 | 2,487 |
| Securities | $96,087,000 | 1,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $919,943,000 | 495 |
| Loan loss allowance | $13,297,000 | 397 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,489,000 | 1,039 |
| Other real estate owned | $0 | 1,045 |
| Goodwill and other intangibles | $29,000 | 3,139 |
| All other assets | $15,840,000 | 1,096 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,072,634,000 | 595 |
| Total liabilities | $984,728,000 | 582 |
| Total deposits | $865,413,000 | 550 |
| Interest-bearing deposits | $737,141,000 | 549 |
| Deposits held in domestic offices | $865,413,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,186,000 | 509 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $64,385,000 | 752 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,744,000 | 554 |
| Total equity capital | $87,906,000 | 711 |
| Total bank equity capital | $87,906,000 | 711 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,850,000 | 2,044 |
| Surplus | $27,124,000 | 991 |
| Undivided profits | $58,932,000 | 599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,045,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $241,000 | 501 |
| Income earned, not collected on loans | $4,832,000 | 661 |
| Earning assets | $1,017,192,000 | 568 |
| Long-term assets (5+ years) | $152,180,000 | 682 |
| Average Assets, year-to-date | $963,588,200 | 623 |
| Average Assets, quarterly | $1,046,697,000 | 604 |
| Volatile liabilities | $303,491,000 | 537 |
| Insider loans | $33,606,000 | 135 |
| FHLB advances | $62,000,000 | 696 |
| Loans and leases held for sale | $440,000 | 1,199 |
| Unused loan commitments | $272,825,000 | 479 |
| Tier 1 (core) risk-based capital | $89,153,000 | 640 |
| Tier 2 risk-based capital | $12,694,000 | 443 |
| Total risk weighted assets | $1,014,961,000 | 476 |
| Total unused commitments | $272,825,000 | 479 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 155 | 1,066 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,760,000 | 612 |
| Cash and due from depository institutions | $34,141,000 | 1,066 |
| Interest-bearing balances | $935,000 | 2,793 |
| Securities | $91,404,000 | 1,340 |
| Federal funds sold & reverse repurchase agreements | $8,958,000 | 1,431 |
| Net loans & leases | $856,730,000 | 505 |
| Loan loss allowance | $12,427,000 | 408 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,594,000 | 1,002 |
| Other real estate owned | $26,000 | 1,066 |
| Goodwill and other intangibles | $29,000 | 3,130 |
| All other assets | $18,878,000 | 900 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,020,760,000 | 612 |
| Total liabilities | $938,372,000 | 599 |
| Total deposits | $835,406,000 | 553 |
| Interest-bearing deposits | $723,076,000 | 553 |
| Deposits held in domestic offices | $835,406,000 | 552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,369,000 | 924 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $80,339,000 | 617 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,258,000 | 678 |
| Total equity capital | $82,388,000 | 746 |
| Total bank equity capital | $82,388,000 | 746 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,850,000 | 2,010 |
| Surplus | $25,360,000 | 1,013 |
| Undivided profits | $55,178,000 | 634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,987,000 | 670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,148 |
| Income earned, not collected on loans | $3,967,000 | 763 |
| Earning assets | $958,027,000 | 597 |
| Long-term assets (5+ years) | $139,918,000 | 736 |
| Average Assets, year-to-date | $936,326,750 | 642 |
| Average Assets, quarterly | $989,894,000 | 621 |
| Volatile liabilities | $270,292,000 | 568 |
| Insider loans | $24,661,000 | 201 |
| FHLB advances | $77,000,000 | 572 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $268,120,000 | 475 |
| Tier 1 (core) risk-based capital | $83,163,000 | 680 |
| Tier 2 risk-based capital | $11,857,000 | 455 |
| Total risk weighted assets | $948,003,000 | 495 |
| Total unused commitments | $268,120,000 | 475 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 159 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $959,028,000 | 632 |
| Cash and due from depository institutions | $27,943,000 | 1,034 |
| Interest-bearing balances | $627,000 | 3,173 |
| Securities | $85,561,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $8,207,000 | 1,409 |
| Net loans & leases | $812,395,000 | 520 |
| Loan loss allowance | $11,461,000 | 439 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,295,000 | 1,000 |
| Other real estate owned | $26,000 | 1,034 |
| Goodwill and other intangibles | $27,000 | 3,117 |
| All other assets | $14,574,000 | 1,141 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $959,028,000 | 632 |
| Total liabilities | $882,040,000 | 623 |
| Total deposits | $786,773,000 | 578 |
| Interest-bearing deposits | $661,597,000 | 591 |
| Deposits held in domestic offices | $786,773,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,689,000 | 1,006 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $77,316,000 | 651 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,262,000 | 887 |
| Total equity capital | $76,988,000 | 777 |
| Total bank equity capital | $76,988,000 | 777 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,850,000 | 1,991 |
| Surplus | $23,717,000 | 1,046 |
| Undivided profits | $51,421,000 | 667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,762,000 | 1,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,648,000 | 760 |
| Earning assets | $906,790,000 | 620 |
| Long-term assets (5+ years) | $131,096,000 | 776 |
| Average Assets, year-to-date | $908,182,330 | 652 |
| Average Assets, quarterly | $936,371,500 | 640 |
| Volatile liabilities | $233,544,000 | 638 |
| Insider loans | $28,466,000 | 162 |
| FHLB advances | $77,000,000 | 584 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $228,558,000 | 517 |
| Tier 1 (core) risk-based capital | $77,400,000 | 715 |
| Tier 2 risk-based capital | $11,059,000 | 468 |
| Total risk weighted assets | $884,339,000 | 507 |
| Total unused commitments | $228,558,000 | 517 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 154 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $913,715,000 | 648 |
| Cash and due from depository institutions | $17,954,000 | 1,059 |
| Interest-bearing balances | $323,000 | 3,853 |
| Securities | $80,700,000 | 1,551 |
| Federal funds sold & reverse repurchase agreements | $28,515,000 | 422 |
| Net loans & leases | $761,684,000 | 534 |
| Loan loss allowance | $10,876,000 | 455 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,746,000 | 1,044 |
| Other real estate owned | $819,000 | 1,059 |
| Goodwill and other intangibles | $9,000 | 3,209 |
| All other assets | $14,288,000 | 1,138 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $913,715,000 | 648 |
| Total liabilities | $841,239,000 | 639 |
| Total deposits | $741,772,000 | 595 |
| Interest-bearing deposits | $648,833,000 | 592 |
| Deposits held in domestic offices | $741,772,000 | 594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,433,000 | 991 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $79,450,000 | 629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,584,000 | 696 |
| Total equity capital | $72,476,000 | 789 |
| Total bank equity capital | $72,476,000 | 789 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,850,000 | 1,994 |
| Surplus | $23,684,000 | 1,013 |
| Undivided profits | $46,942,000 | 701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,187,000 | 1,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,363,000 | 802 |
| Earning assets | $871,222,000 | 627 |
| Long-term assets (5+ years) | $120,528,000 | 867 |
| Average Assets, year-to-date | $882,759,500 | 671 |
| Average Assets, quarterly | $882,759,500 | 671 |
| Volatile liabilities | $228,924,000 | 620 |
| Insider loans | $33,017,000 | 134 |
| FHLB advances | $77,000,000 | 573 |
| Loans and leases held for sale | $300,000 | 1,326 |
| Unused loan commitments | $182,155,000 | 601 |
| Tier 1 (core) risk-based capital | $73,363,000 | 739 |
| Tier 2 risk-based capital | $10,436,000 | 496 |
| Total risk weighted assets | $834,460,000 | 522 |
| Total unused commitments | $182,155,000 | 601 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 135 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $851,804,000 | 696 |
| Cash and due from depository institutions | $22,398,000 | 1,240 |
| Interest-bearing balances | $815,000 | 3,012 |
| Securities | $80,294,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $724,700,000 | 554 |
| Loan loss allowance | $10,145,000 | 492 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,600,000 | 1,049 |
| Other real estate owned | $1,237,000 | 1,240 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $13,575,000 | 1,166 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $851,804,000 | 696 |
| Total liabilities | $782,211,000 | 680 |
| Total deposits | $664,213,000 | 658 |
| Interest-bearing deposits | $580,634,000 | 647 |
| Deposits held in domestic offices | $664,213,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,230,000 | 937 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $99,608,000 | 535 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,160,000 | 1,061 |
| Total equity capital | $69,593,000 | 829 |
| Total bank equity capital | $69,593,000 | 829 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,850,000 | 1,977 |
| Surplus | $21,454,000 | 1,085 |
| Undivided profits | $46,289,000 | 729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,590,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,332,000 | 793 |
| Earning assets | $805,809,000 | 677 |
| Long-term assets (5+ years) | $125,454,000 | 829 |
| Average Assets, year-to-date | $799,774,400 | 707 |
| Average Assets, quarterly | $836,569,500 | 697 |
| Volatile liabilities | $221,046,000 | 613 |
| Insider loans | $33,656,000 | 132 |
| FHLB advances | $97,000,000 | 485 |
| Loans and leases held for sale | $224,000 | 1,419 |
| Unused loan commitments | $186,357,000 | 575 |
| Tier 1 (core) risk-based capital | $69,848,000 | 768 |
| Tier 2 risk-based capital | $9,546,000 | 527 |
| Total risk weighted assets | $763,093,000 | 562 |
| Total unused commitments | $186,357,000 | 575 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 135 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $821,335,000 | 713 |
| Cash and due from depository institutions | $20,073,000 | 1,242 |
| Interest-bearing balances | $400,000 | 3,717 |
| Securities | $80,227,000 | 1,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $698,334,000 | 560 |
| Loan loss allowance | $9,698,000 | 512 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,303,000 | 934 |
| Other real estate owned | $476,000 | 1,242 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $11,922,000 | 1,287 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $821,335,000 | 713 |
| Total liabilities | $755,363,000 | 696 |
| Total deposits | $596,079,000 | 728 |
| Interest-bearing deposits | $538,471,000 | 709 |
| Deposits held in domestic offices | $596,079,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,764,000 | 425 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $101,089,000 | 530 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,431,000 | 1,003 |
| Total equity capital | $65,972,000 | 858 |
| Total bank equity capital | $65,972,000 | 858 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,851,000 | 1,975 |
| Surplus | $21,408,000 | 1,056 |
| Undivided profits | $42,713,000 | 780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,245,000 | 414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,148,000 | 867 |
| Earning assets | $778,961,000 | 687 |
| Long-term assets (5+ years) | $133,337,000 | 796 |
| Average Assets, year-to-date | $786,767,000 | 719 |
| Average Assets, quarterly | $807,484,000 | 714 |
| Volatile liabilities | $259,033,000 | 531 |
| Insider loans | $29,678,000 | 140 |
| FHLB advances | $100,000,000 | 469 |
| Loans and leases held for sale | $130,000 | 1,617 |
| Unused loan commitments | $149,071,000 | 676 |
| Tier 1 (core) risk-based capital | $65,878,000 | 802 |
| Tier 2 risk-based capital | $9,173,000 | 539 |
| Total risk weighted assets | $733,315,000 | 574 |
| Total unused commitments | $149,071,000 | 677 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 144 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $793,633,000 | 722 |
| Cash and due from depository institutions | $17,372,000 | 1,176 |
| Interest-bearing balances | $718,000 | 3,175 |
| Securities | $81,111,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $672,291,000 | 563 |
| Loan loss allowance | $8,876,000 | 547 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,351,000 | 912 |
| Other real estate owned | $230,000 | 1,176 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $12,278,000 | 1,241 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $793,633,000 | 722 |
| Total liabilities | $730,837,000 | 707 |
| Total deposits | $580,222,000 | 748 |
| Interest-bearing deposits | $520,136,000 | 721 |
| Deposits held in domestic offices | $580,222,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,116,000 | 466 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $101,256,000 | 529 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,243,000 | 1,207 |
| Total equity capital | $62,796,000 | 867 |
| Total bank equity capital | $62,796,000 | 867 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,850,000 | 1,977 |
| Surplus | $19,784,000 | 1,106 |
| Undivided profits | $41,162,000 | 771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,315,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,752,000 | 956 |
| Earning assets | $754,120,000 | 698 |
| Long-term assets (5+ years) | $151,031,000 | 724 |
| Average Assets, year-to-date | $775,244,330 | 725 |
| Average Assets, quarterly | $788,716,000 | 717 |
| Volatile liabilities | $244,952,000 | 542 |
| Insider loans | $31,155,000 | 130 |
| FHLB advances | $100,000,000 | 476 |
| Loans and leases held for sale | $2,756,000 | 525 |
| Unused loan commitments | $157,023,000 | 638 |
| Tier 1 (core) risk-based capital | $63,606,000 | 814 |
| Tier 2 risk-based capital | $8,788,000 | 563 |
| Total risk weighted assets | $702,978,000 | 581 |
| Total unused commitments | $157,023,000 | 638 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 144 | 1,172 |
| Assets and Liabilities | ||
| Total Assets: | $783,799,000 | 727 |
| Cash and due from depository institutions | $19,752,000 | 1,172 |
| Interest-bearing balances | $171,000 | 4,819 |
| Securities | $81,582,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $660,599,000 | 563 |
| Loan loss allowance | $8,598,000 | 559 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,332,000 | 898 |
| Other real estate owned | $255,000 | 1,172 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $11,279,000 | 1,265 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $783,799,000 | 727 |
| Total liabilities | $721,392,000 | 716 |
| Total deposits | $565,674,000 | 769 |
| Interest-bearing deposits | $509,517,000 | 743 |
| Deposits held in domestic offices | $565,674,000 | 765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,888,000 | 438 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $100,509,000 | 509 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,321,000 | 789 |
| Total equity capital | $62,407,000 | 902 |
| Total bank equity capital | $62,407,000 | 902 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,851,000 | 1,975 |
| Surplus | $19,737,000 | 1,092 |
| Undivided profits | $40,819,000 | 807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,259,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,883,000 | 901 |
| Earning assets | $742,352,000 | 712 |
| Long-term assets (5+ years) | $147,331,000 | 731 |
| Average Assets, year-to-date | $766,050,000 | 742 |
| Average Assets, quarterly | $766,050,000 | 742 |
| Volatile liabilities | $239,588,000 | 550 |
| Insider loans | $33,522,000 | 116 |
| FHLB advances | $100,000,000 | 448 |
| Loans and leases held for sale | $1,068,000 | 967 |
| Unused loan commitments | $130,671,000 | 711 |
| Tier 1 (core) risk-based capital | $61,782,000 | 830 |
| Tier 2 risk-based capital | $8,598,000 | 573 |
| Total risk weighted assets | $692,121,000 | 582 |
| Total unused commitments | $130,671,000 | 711 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 139 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $748,301,000 | 761 |
| Cash and due from depository institutions | $16,948,000 | 1,225 |
| Interest-bearing balances | $60,000 | 5,746 |
| Securities | $81,258,000 | 1,647 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $629,809,000 | 577 |
| Loan loss allowance | $8,268,000 | 585 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,322,000 | 893 |
| Other real estate owned | $463,000 | 1,225 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,501,000 | 1,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $748,301,000 | 761 |
| Total liabilities | $687,245,000 | 744 |
| Total deposits | $559,250,000 | 774 |
| Interest-bearing deposits | $508,317,000 | 744 |
| Deposits held in domestic offices | $559,250,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,806,000 | 420 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $66,638,000 | 687 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,551,000 | 991 |
| Total equity capital | $61,056,000 | 909 |
| Total bank equity capital | $61,056,000 | 909 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,850,000 | 1,992 |
| Surplus | $19,737,000 | 1,069 |
| Undivided profits | $39,469,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,219,000 | 939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,916,000 | 914 |
| Earning assets | $711,127,000 | 738 |
| Long-term assets (5+ years) | $142,996,000 | 766 |
| Average Assets, year-to-date | $726,345,400 | 754 |
| Average Assets, quarterly | $744,497,500 | 757 |
| Volatile liabilities | $217,491,000 | 588 |
| Insider loans | $32,730,000 | 122 |
| FHLB advances | $65,000,000 | 621 |
| Loans and leases held for sale | $674,000 | 1,033 |
| Unused loan commitments | $128,078,000 | 700 |
| Tier 1 (core) risk-based capital | $60,552,000 | 841 |
| Tier 2 risk-based capital | $8,268,000 | 592 |
| Total risk weighted assets | $661,543,000 | 600 |
| Total unused commitments | $128,078,000 | 700 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 134 | 1,284 |
| Assets and Liabilities | ||
| Total Assets: | $740,694,000 | 781 |
| Cash and due from depository institutions | $19,038,000 | 1,284 |
| Interest-bearing balances | $334,000 | 4,191 |
| Securities | $78,330,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $622,086,000 | 588 |
| Loan loss allowance | $8,184,000 | 605 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,453,000 | 870 |
| Other real estate owned | $518,000 | 1,284 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $10,269,000 | 1,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $740,694,000 | 781 |
| Total liabilities | $681,057,000 | 766 |
| Total deposits | $554,626,000 | 794 |
| Interest-bearing deposits | $506,821,000 | 758 |
| Deposits held in domestic offices | $554,626,000 | 791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,752,000 | 438 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $68,696,000 | 660 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,983,000 | 848 |
| Total equity capital | $59,637,000 | 944 |
| Total bank equity capital | $59,637,000 | 944 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,850,000 | 1,994 |
| Surplus | $19,710,000 | 1,066 |
| Undivided profits | $38,077,000 | 831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,163,000 | 1,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,895,000 | 939 |
| Earning assets | $700,750,000 | 754 |
| Long-term assets (5+ years) | $133,051,000 | 827 |
| Average Assets, year-to-date | $720,856,500 | 778 |
| Average Assets, quarterly | $732,385,500 | 781 |
| Volatile liabilities | $230,524,000 | 553 |
| Insider loans | $32,485,000 | 122 |
| FHLB advances | $68,000,000 | 588 |
| Loans and leases held for sale | $715,000 | 1,284 |
| Unused loan commitments | $116,006,000 | 771 |
| Tier 1 (core) risk-based capital | $59,082,000 | 871 |
| Tier 2 risk-based capital | $8,162,000 | 601 |
| Total risk weighted assets | $652,961,000 | 609 |
| Total unused commitments | $116,006,000 | 773 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 145 | 1,169 |
| Assets and Liabilities | ||
| Total Assets: | $724,077,000 | 782 |
| Cash and due from depository institutions | $19,327,000 | 1,169 |
| Interest-bearing balances | $169,000 | 4,948 |
| Securities | $73,086,000 | 1,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $610,434,000 | 592 |
| Loan loss allowance | $7,895,000 | 614 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,312,000 | 864 |
| Other real estate owned | $508,000 | 1,169 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $10,410,000 | 1,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $724,077,000 | 782 |
| Total liabilities | $664,757,000 | 771 |
| Total deposits | $560,300,000 | 776 |
| Interest-bearing deposits | $513,456,000 | 741 |
| Deposits held in domestic offices | $560,300,000 | 773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,418,000 | 596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $71,283,000 | 647 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,756,000 | 916 |
| Total equity capital | $59,320,000 | 934 |
| Total bank equity capital | $59,320,000 | 934 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,850,000 | 1,992 |
| Surplus | $19,710,000 | 1,043 |
| Undivided profits | $37,760,000 | 853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,488,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 875 |
| Income earned, not collected on loans | $3,053,000 | 873 |
| Earning assets | $683,689,000 | 761 |
| Long-term assets (5+ years) | $137,020,000 | 772 |
| Average Assets, year-to-date | $714,244,000 | 772 |
| Average Assets, quarterly | $718,938,000 | 776 |
| Volatile liabilities | $214,824,000 | 586 |
| Insider loans | $35,298,000 | 110 |
| FHLB advances | $68,000,000 | 595 |
| Loans and leases held for sale | $512,000 | 1,681 |
| Unused loan commitments | $110,803,000 | 790 |
| Tier 1 (core) risk-based capital | $58,437,000 | 854 |
| Tier 2 risk-based capital | $7,895,000 | 592 |
| Total risk weighted assets | $642,888,000 | 599 |
| Total unused commitments | $110,803,000 | 794 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 143 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $713,799,000 | 777 |
| Cash and due from depository institutions | $20,521,000 | 1,173 |
| Interest-bearing balances | $82,000 | 5,560 |
| Securities | $71,678,000 | 1,709 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $601,317,000 | 582 |
| Loan loss allowance | $7,883,000 | 615 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,319,000 | 850 |
| Other real estate owned | $130,000 | 1,173 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $9,834,000 | 1,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $713,799,000 | 777 |
| Total liabilities | $654,983,000 | 760 |
| Total deposits | $563,015,000 | 752 |
| Interest-bearing deposits | $485,794,000 | 775 |
| Deposits held in domestic offices | $563,015,000 | 749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,285,000 | 521 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $50,826,000 | 800 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,857,000 | 745 |
| Total equity capital | $58,816,000 | 926 |
| Total bank equity capital | $58,816,000 | 926 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,850,000 | 2,001 |
| Surplus | $19,710,000 | 1,031 |
| Undivided profits | $37,256,000 | 830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,019,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $158,000 | 782 |
| Income earned, not collected on loans | $3,160,000 | 852 |
| Earning assets | $673,077,000 | 760 |
| Long-term assets (5+ years) | $132,383,000 | 761 |
| Average Assets, year-to-date | $709,327,500 | 769 |
| Average Assets, quarterly | $709,327,500 | 769 |
| Volatile liabilities | $217,992,000 | 570 |
| Insider loans | $32,068,000 | 116 |
| FHLB advances | $50,000,000 | 722 |
| Loans and leases held for sale | $580,000 | 1,519 |
| Unused loan commitments | $94,075,000 | 856 |
| Tier 1 (core) risk-based capital | $57,784,000 | 854 |
| Tier 2 risk-based capital | $7,881,000 | 580 |
| Total risk weighted assets | $630,475,000 | 598 |
| Total unused commitments | $94,075,000 | 860 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 149 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $704,856,000 | 770 |
| Cash and due from depository institutions | $26,548,000 | 1,119 |
| Interest-bearing balances | $340,000 | 4,113 |
| Securities | $70,850,000 | 1,725 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $586,244,000 | 599 |
| Loan loss allowance | $7,828,000 | 601 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,432,000 | 834 |
| Other real estate owned | $1,331,000 | 1,119 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $9,451,000 | 1,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $704,856,000 | 770 |
| Total liabilities | $646,839,000 | 754 |
| Total deposits | $571,157,000 | 721 |
| Interest-bearing deposits | $487,643,000 | 747 |
| Deposits held in domestic offices | $571,157,000 | 718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,208,000 | 854 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $55,492,000 | 751 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,982,000 | 872 |
| Total equity capital | $58,017,000 | 914 |
| Total bank equity capital | $58,017,000 | 914 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,850,000 | 1,994 |
| Surplus | $19,700,000 | 1,012 |
| Undivided profits | $36,467,000 | 830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,713,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $300,000 | 514 |
| Income earned, not collected on loans | $3,064,000 | 906 |
| Earning assets | $657,434,000 | 763 |
| Long-term assets (5+ years) | $124,281,000 | 801 |
| Average Assets, year-to-date | $655,020,200 | 780 |
| Average Assets, quarterly | $691,617,500 | 771 |
| Volatile liabilities | $201,994,000 | 596 |
| Insider loans | $28,991,000 | 135 |
| FHLB advances | $55,000,000 | 664 |
| Loans and leases held for sale | $462,000 | 1,604 |
| Unused loan commitments | $85,852,000 | 889 |
| Tier 1 (core) risk-based capital | $56,845,000 | 849 |
| Tier 2 risk-based capital | $7,585,000 | 595 |
| Total risk weighted assets | $606,554,000 | 610 |
| Total unused commitments | $85,852,000 | 889 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 212 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $604,545,000 | 850 |
| Cash and due from depository institutions | $15,114,000 | 756 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $63,702,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $96,000 | 6,983 |
| Net loans & leases | $505,111,000 | 666 |
| Loan loss allowance | $6,982,000 | 640 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,244,000 | 819 |
| Other real estate owned | $1,262,000 | 756 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,016,000 | 1,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,545,000 | 850 |
| Total liabilities | $553,280,000 | 840 |
| Total deposits | $472,025,000 | 837 |
| Interest-bearing deposits | $385,186,000 | 888 |
| Deposits held in domestic offices | $472,025,000 | 834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,891,000 | 845 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $60,248,000 | 681 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,116,000 | 971 |
| Total equity capital | $51,265,000 | 951 |
| Total bank equity capital | $51,265,000 | 951 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,850,000 | 2,024 |
| Surplus | $19,394,000 | 975 |
| Undivided profits | $30,021,000 | 943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,064,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,251,000 | 943 |
| Earning assets | $568,909,000 | 822 |
| Long-term assets (5+ years) | $128,507,000 | 770 |
| Average Assets, year-to-date | $592,187,000 | 830 |
| Average Assets, quarterly | $606,404,500 | 839 |
| Volatile liabilities | $128,366,000 | 798 |
| Insider loans | $20,493,000 | 187 |
| FHLB advances | $60,000,000 | 600 |
| Loans and leases held for sale | $399,000 | 1,468 |
| Unused loan commitments | $70,479,000 | 976 |
| Tier 1 (core) risk-based capital | $50,641,000 | 898 |
| Tier 2 risk-based capital | $6,362,000 | 654 |
| Total risk weighted assets | $508,326,000 | 694 |
| Total unused commitments | $70,479,000 | 979 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $265,759,000 | 1,809 |
| Cash and due from depository institutions | $5,907,000 | 2,335 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $36,548,000 | 2,908 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 7,003 |
| Net loans & leases | $213,125,000 | 1,505 |
| Loan loss allowance | $2,874,000 | 1,348 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,175,000 | 1,380 |
| Other real estate owned | $0 | 2,335 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,001,000 | 2,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,759,000 | 1,809 |
| Total liabilities | $246,076,000 | 1,766 |
| Total deposits | $194,092,000 | 2,017 |
| Interest-bearing deposits | $165,813,000 | 2,037 |
| Deposits held in domestic offices | $194,092,000 | 2,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,435,000 | 620 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,190,000 | 1,290 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,359,000 | 1,340 |
| Total equity capital | $19,683,000 | 2,368 |
| Total bank equity capital | $19,683,000 | 2,368 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,375,000 | 1,658 |
| Surplus | $8,406,000 | 1,950 |
| Undivided profits | $8,902,000 | 2,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 2,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,492,000 | 1,746 |
| Earning assets | $249,676,000 | 1,780 |
| Long-term assets (5+ years) | $41,929,000 | 1,863 |
| Average Assets, year-to-date | $241,624,000 | 1,898 |
| Average Assets, quarterly | $256,380,500 | 1,853 |
| Volatile liabilities | $55,008,000 | 1,608 |
| Insider loans | $5,216,000 | 903 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $113,000 | 1,305 |
| Unused loan commitments | $31,534,000 | 1,668 |
| Tier 1 (core) risk-based capital | $19,696,000 | 2,266 |
| Tier 2 risk-based capital | $2,667,500 | 1,356 |
| Total risk weighted assets | $213,193,800 | 1,526 |
| Total unused commitments | $31,534,000 | 1,669 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 82 | 2,109 |
| Assets and Liabilities | ||
| Total Assets: | $217,368,000 | 2,163 |
| Cash and due from depository institutions | $5,321,000 | 2,109 |
| Interest-bearing balances | $207,000 | 3,939 |
| Securities | $36,248,000 | 3,051 |
| Federal funds sold & reverse repurchase agreements | $2,568,000 | 3,182 |
| Net loans & leases | $163,847,000 | 1,836 |
| Loan loss allowance | $3,017,000 | 1,272 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,088,000 | 1,668 |
| Other real estate owned | $311,000 | 2,109 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,985,000 | 2,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,368,000 | 2,163 |
| Total liabilities | $201,916,000 | 2,096 |
| Total deposits | $190,880,000 | 1,990 |
| Interest-bearing deposits | $158,009,000 | 2,064 |
| Deposits held in domestic offices | $190,880,000 | 1,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,190,000 | 1,665 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,236,000 | 3,405 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,610,000 | 1,526 |
| Total equity capital | $15,452,000 | 2,875 |
| Total bank equity capital | $15,452,000 | 2,875 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,375,000 | 1,662 |
| Surplus | $8,006,000 | 2,000 |
| Undivided profits | $5,071,000 | 4,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $981,000 | 2,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,089,000 | 2,061 |
| Earning assets | $202,870,000 | 2,123 |
| Long-term assets (5+ years) | $36,689,000 | 2,198 |
| Average Assets, year-to-date | $161,421,000 | 2,785 |
| Average Assets, quarterly | $185,506,500 | 2,518 |
| Volatile liabilities | $26,260,000 | 2,815 |
| Insider loans | $3,977,000 | 1,181 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,876,000 | 2,220 |
| Tier 1 (core) risk-based capital | $16,352,000 | 2,684 |
| Tier 2 risk-based capital | $2,145,260 | 1,584 |
| Total risk weighted assets | $170,749,160 | 1,795 |
| Total unused commitments | $21,876,000 | 2,224 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $141,853,000 | 3,188 |
| Cash and due from depository institutions | $9,491,000 | 3,258 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $18,938,000 | 5,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $108,877,000 | 2,551 |
| Loan loss allowance | $1,661,000 | 2,127 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,226,000 | 2,523 |
| Other real estate owned | $0 | 3,258 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,321,000 | 4,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,853,000 | 3,188 |
| Total liabilities | $131,487,000 | 3,102 |
| Total deposits | $126,680,000 | 2,985 |
| Interest-bearing deposits | $104,359,000 | 3,085 |
| Deposits held in domestic offices | $126,680,000 | 2,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,963,000 | 1,743 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $166,000 | 4,640 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,678,000 | 2,298 |
| Total equity capital | $10,366,000 | 4,202 |
| Total bank equity capital | $10,366,000 | 4,202 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,850,000 | 2,032 |
| Surplus | $7,153,000 | 2,120 |
| Undivided profits | $1,363,000 | 7,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 9,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $614,000 | 3,790 |
| Earning assets | $127,815,000 | 3,255 |
| Long-term assets (5+ years) | $13,683,000 | 3,993 |
| Average Assets, year-to-date | $132,343,800 | 3,230 |
| Average Assets, quarterly | $137,949,500 | 3,216 |
| Volatile liabilities | $18,614,000 | 3,189 |
| Insider loans | $3,325,000 | 1,297 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $486,000 | 1,276 |
| Unused loan commitments | $14,087,000 | 2,917 |
| Tier 1 (core) risk-based capital | $10,248,000 | 4,072 |
| Tier 2 risk-based capital | $1,399,110 | 2,236 |
| Total risk weighted assets | $111,666,810 | 2,548 |
| Total unused commitments | $14,087,000 | 2,923 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $125,025,000 | 3,512 |
| Cash and due from depository institutions | $5,184,000 | 3,282 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,842,000 | 5,576 |
| Federal funds sold & reverse repurchase agreements | $8,985,000 | 1,537 |
| Net loans & leases | $89,578,000 | 3,042 |
| Loan loss allowance | $1,411,000 | 2,460 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,011,000 | 2,619 |
| Other real estate owned | $0 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,425,000 | 4,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,025,000 | 3,512 |
| Total liabilities | $116,118,000 | 3,425 |
| Total deposits | $112,220,000 | 3,306 |
| Interest-bearing deposits | $88,513,000 | 3,607 |
| Deposits held in domestic offices | $112,220,000 | 3,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,410,000 | 2,428 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,009,000 | 3,441 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,479,000 | 2,586 |
| Total equity capital | $8,907,000 | 4,771 |
| Total bank equity capital | $8,907,000 | 4,771 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,850,000 | 2,032 |
| Surplus | $6,899,000 | 2,149 |
| Undivided profits | $158,000 | 10,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $543,000 | 4,366 |
| Earning assets | $115,405,000 | 3,520 |
| Long-term assets (5+ years) | $13,303,000 | 3,648 |
| Average Assets, year-to-date | $113,956,000 | 3,682 |
| Average Assets, quarterly | $119,765,000 | 3,627 |
| Volatile liabilities | $16,387,000 | 3,521 |
| Insider loans | $3,066,000 | 1,394 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $131,000 | 1,389 |
| Unused loan commitments | $9,715,000 | 3,525 |
| Tier 1 (core) risk-based capital | $8,852,000 | 4,649 |
| Tier 2 risk-based capital | $1,174,210 | 2,523 |
| Total risk weighted assets | $93,700,110 | 2,949 |
| Total unused commitments | $9,715,000 | 3,527 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $106,443,000 | 4,185 |
| Cash and due from depository institutions | $5,318,000 | 3,970 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,282,000 | 5,879 |
| Federal funds sold & reverse repurchase agreements | $1,230,000 | 6,025 |
| Net loans & leases | $78,755,000 | 3,442 |
| Loan loss allowance | $1,237,000 | 2,918 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,883,000 | 2,701 |
| Other real estate owned | $0 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $975,000 | 6,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,443,000 | 4,185 |
| Total liabilities | $98,364,000 | 4,078 |
| Total deposits | $94,268,000 | 4,010 |
| Interest-bearing deposits | $78,274,000 | 4,157 |
| Deposits held in domestic offices | $94,268,000 | 3,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,241,000 | 2,159 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $864,000 | 3,500 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $991,000 | 3,550 |
| Total equity capital | $8,079,000 | 5,195 |
| Total bank equity capital | $8,079,000 | 5,195 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,850,000 | 2,153 |
| Surplus | $6,899,000 | 2,219 |
| Undivided profits | $-670,000 | 11,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $480,000 | 4,830 |
| Earning assets | $97,267,000 | 4,212 |
| Long-term assets (5+ years) | $11,918,000 | 3,801 |
| Average Assets, year-to-date | $103,202,400 | 4,128 |
| Average Assets, quarterly | $106,789,000 | 4,119 |
| Volatile liabilities | $19,598,000 | 2,950 |
| Insider loans | $2,865,000 | 1,518 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,001,000 | 3,612 |
| Tier 1 (core) risk-based capital | $8,131,000 | 5,062 |
| Tier 2 risk-based capital | $1,018,070 | 2,917 |
| Total risk weighted assets | $81,226,870 | 3,371 |
| Total unused commitments | $9,001,000 | 3,626 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $101,001,000 | 4,388 |
| Cash and due from depository institutions | $6,035,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,433,000 | 6,591 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,879 |
| Net loans & leases | $72,849,000 | 3,611 |
| Loan loss allowance | $1,175,000 | 3,071 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,074,000 | 3,586 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,110,000 | 5,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,001,000 | 4,388 |
| Total liabilities | $94,508,000 | 4,223 |
| Total deposits | $90,970,000 | 4,167 |
| Interest-bearing deposits | $74,175,000 | 4,375 |
| Deposits held in domestic offices | $90,970,000 | 4,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,354,000 | 2,479 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $779,000 | 3,139 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,405,000 | 2,787 |
| Total equity capital | $6,493,000 | 6,194 |
| Total bank equity capital | $6,493,000 | 6,194 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,850,000 | 2,212 |
| Surplus | $6,863,000 | 2,223 |
| Undivided profits | $-2,220,000 | 11,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $460,000 | 5,134 |
| Earning assets | $91,782,000 | 4,426 |
| Long-term assets (5+ years) | $12,135,000 | 3,570 |
| Average Assets, year-to-date | $87,547,600 | 4,782 |
| Average Assets, quarterly | $96,454,500 | 4,519 |
| Volatile liabilities | $18,027,000 | 2,867 |
| Insider loans | $2,852,000 | 1,521 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,582,000 | 4,686 |
| Tier 1 (core) risk-based capital | $6,393,000 | 6,131 |
| Tier 2 risk-based capital | $914,890 | 3,162 |
| Total risk weighted assets | $72,931,290 | 3,615 |
| Total unused commitments | $5,582,000 | 4,700 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $76,002,000 | 5,557 |
| Cash and due from depository institutions | $5,343,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,414,000 | 8,958 |
| Federal funds sold & reverse repurchase agreements | $3,215,000 | 2,657 |
| Net loans & leases | $54,955,000 | 4,530 |
| Loan loss allowance | $939,000 | 3,816 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,047,000 | 3,577 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,028,000 | 6,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,002,000 | 5,557 |
| Total liabilities | $69,939,000 | 5,480 |
| Total deposits | $68,571,000 | 5,311 |
| Interest-bearing deposits | $54,723,000 | 5,671 |
| Deposits held in domestic offices | $68,571,000 | 5,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $632,000 | 3,560 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $736,000 | 3,853 |
| Total equity capital | $6,063,000 | 6,227 |
| Total bank equity capital | $6,063,000 | 6,227 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,850,000 | 2,275 |
| Surplus | $6,863,000 | 2,145 |
| Undivided profits | $-2,650,000 | 12,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 11,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $329,000 | 6,094 |
| Earning assets | $67,584,000 | 5,686 |
| Long-term assets (5+ years) | $4,477,000 | 6,311 |
| Average Assets, year-to-date | $71,788,000 | 5,688 |
| Average Assets, quarterly | $76,949,500 | 5,470 |
| Volatile liabilities | $10,594,000 | 4,173 |
| Insider loans | $1,688,000 | 2,416 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,590,000 | 3,489 |
| Tier 1 (core) risk-based capital | $6,231,000 | 6,186 |
| Tier 2 risk-based capital | $715,220 | 3,927 |
| Total risk weighted assets | $56,994,120 | 4,426 |
| Total unused commitments | $8,590,000 | 3,496 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $64,064,000 | 6,502 |
| Cash and due from depository institutions | $4,435,000 | 5,184 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,148,000 | 9,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $46,128,000 | 5,139 |
| Loan loss allowance | $831,000 | 4,345 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,018,000 | 3,598 |
| Other real estate owned | $0 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,335,000 | 4,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,064,000 | 6,502 |
| Total liabilities | $57,764,000 | 6,528 |
| Total deposits | $55,331,000 | 6,546 |
| Interest-bearing deposits | $43,639,000 | 6,956 |
| Deposits held in domestic offices | $55,331,000 | 6,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,195,000 | 2,628 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $571,000 | 3,250 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $667,000 | 4,311 |
| Total equity capital | $6,300,000 | 6,135 |
| Total bank equity capital | $6,300,000 | 6,135 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,851,000 | 2,320 |
| Surplus | $6,863,000 | 2,050 |
| Undivided profits | $-2,414,000 | 13,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $255,000 | 6,890 |
| Earning assets | $56,276,000 | 6,729 |
| Long-term assets (5+ years) | $3,135,000 | 7,698 |
| Average Assets, year-to-date | $60,148,600 | 6,674 |
| Average Assets, quarterly | $63,400,000 | 6,491 |
| Volatile liabilities | $9,158,000 | 4,355 |
| Insider loans | $675,000 | 4,843 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,299,000 | 6,096 |
| Tier 1 (core) risk-based capital | $6,204,000 | 6,131 |
| Tier 2 risk-based capital | $621,560 | 4,387 |
| Total risk weighted assets | $49,515,260 | 4,943 |
| Total unused commitments | $3,299,000 | 6,115 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $55,880,000 | 7,302 |
| Cash and due from depository institutions | $3,327,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,188,000 | 9,940 |
| Federal funds sold & reverse repurchase agreements | $3,585,000 | 4,384 |
| Net loans & leases | $38,011,000 | 5,978 |
| Loan loss allowance | $1,038,000 | 3,597 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,767,000 | 4,041 |
| Other real estate owned | $561,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $441,000 | 10,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,880,000 | 7,302 |
| Total liabilities | $51,028,000 | 7,273 |
| Total deposits | $49,958,000 | 7,208 |
| Interest-bearing deposits | $39,247,000 | 7,705 |
| Deposits held in domestic offices | $49,958,000 | 7,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $669,000 | 2,900 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $401,000 | 6,807 |
| Total equity capital | $4,852,000 | 7,244 |
| Total bank equity capital | $4,852,000 | 7,244 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,850,000 | 2,407 |
| Surplus | $6,863,000 | 1,979 |
| Undivided profits | $-3,861,000 | 13,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 8,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $266,000 | 7,192 |
| Earning assets | $49,784,000 | 7,417 |
| Long-term assets (5+ years) | $1,529,000 | 9,521 |
| Average Assets, year-to-date | $49,493,200 | 7,745 |
| Average Assets, quarterly | $52,765,000 | 7,547 |
| Volatile liabilities | $7,979,000 | 4,833 |
| Insider loans | $253,000 | 3,304 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $892,000 | 9,427 |
| Tier 1 (core) risk-based capital | $4,852,000 | 7,167 |
| Tier 2 risk-based capital | $522,410 | 5,022 |
| Total risk weighted assets | $41,277,510 | 5,789 |
| Total unused commitments | $892,000 | 9,452 |
| Derivatives | $0 | 651 |