Home > Coastal Bank > Income and Expense
Coastal Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,610 |
| Total interest expense | $482,000 | 3,143 |
| Net interest income | $799,000 | 5,177 |
| Provision for loan and lease losses | $1,577,000 | 617 |
| Total noninterest income | $-575,000 | 7,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-575,000 | 7,517 |
| Total noninterest expense | $846,000 | 4,643 |
| Salaries and employee benefits | $409,000 | 4,810 |
| Premises and equipment expense | $135,000 | 3,977 |
| Additional noninterest expense | $302,000 | 4,510 |
| Pre-tax net operating income | $-2,199,000 | 7,404 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-828,000 | 7,508 |
| Income before extraordinary items | $-1,371,000 | 7,348 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,371,000 | 7,348 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,371,000 | 7,349 |
| Net charge-offs | $1,389,000 | 682 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,371,000 | 7,347 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 4,201 |
| Total interest expense | $2,677,000 | 2,835 |
| Net interest income | $3,565,000 | 4,897 |
| Provision for loan and lease losses | $5,033,000 | 1,142 |
| Total noninterest income | $-772,000 | 7,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-772,000 | 7,460 |
| Total noninterest expense | $4,132,000 | 4,124 |
| Salaries and employee benefits | $2,101,000 | 4,096 |
| Premises and equipment expense | $553,000 | 3,937 |
| Additional noninterest expense | $1,478,000 | 4,043 |
| Pre-tax net operating income | $-6,372,000 | 7,201 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-2,398,000 | 7,484 |
| Income before extraordinary items | $-3,974,000 | 7,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,974,000 | 7,099 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,974,000 | 7,100 |
| Net charge-offs | $3,620,000 | 1,302 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,974,000 | 7,077 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 4,233 |
| Total interest expense | $2,103,000 | 2,849 |
| Net interest income | $2,656,000 | 4,970 |
| Provision for loan and lease losses | $4,716,000 | 917 |
| Total noninterest income | $-496,000 | 7,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-496,000 | 7,579 |
| Total noninterest expense | $3,044,000 | 4,185 |
| Salaries and employee benefits | $1,631,000 | 4,032 |
| Premises and equipment expense | $403,000 | 4,077 |
| Additional noninterest expense | $1,010,000 | 4,276 |
| Pre-tax net operating income | $-5,600,000 | 7,402 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-2,107,000 | 7,609 |
| Income before extraordinary items | $-3,493,000 | 7,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,493,000 | 7,325 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,493,000 | 7,325 |
| Net charge-offs | $2,798,000 | 1,209 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,493,000 | 7,311 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 4,203 |
| Total interest expense | $1,442,000 | 2,880 |
| Net interest income | $1,832,000 | 4,894 |
| Provision for loan and lease losses | $231,000 | 4,027 |
| Total noninterest income | $-266,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-266,000 | 7,632 |
| Total noninterest expense | $1,835,000 | 4,487 |
| Salaries and employee benefits | $1,113,000 | 3,979 |
| Premises and equipment expense | $262,000 | 4,159 |
| Additional noninterest expense | $460,000 | 5,320 |
| Pre-tax net operating income | $-500,000 | 6,743 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-188,000 | 7,313 |
| Income before extraordinary items | $-312,000 | 6,707 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-312,000 | 6,709 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-312,000 | 6,708 |
| Net charge-offs | $104,000 | 4,202 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-312,000 | 6,659 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,270 |
| Total interest expense | $753,000 | 2,905 |
| Net interest income | $875,000 | 5,058 |
| Provision for loan and lease losses | $171,000 | 3,201 |
| Total noninterest income | $2,000 | 7,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $916,000 | 4,530 |
| Salaries and employee benefits | $555,000 | 4,042 |
| Premises and equipment expense | $131,000 | 4,251 |
| Additional noninterest expense | $230,000 | 5,344 |
| Pre-tax net operating income | $-210,000 | 6,844 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-79,000 | 7,413 |
| Income before extraordinary items | $-131,000 | 6,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-131,000 | 6,822 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-131,000 | 6,821 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-131,000 | 6,772 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 4,126 |
| Total interest expense | $4,331,000 | 2,558 |
| Net interest income | $2,788,000 | 5,573 |
| Provision for loan and lease losses | $2,122,000 | 2,408 |
| Total noninterest income | $-314,000 | 7,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-314,000 | 7,740 |
| Total noninterest expense | $3,444,000 | 4,772 |
| Salaries and employee benefits | $2,093,000 | 4,213 |
| Premises and equipment expense | $556,000 | 4,104 |
| Additional noninterest expense | $795,000 | 5,838 |
| Pre-tax net operating income | $-3,092,000 | 6,912 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,161,000 | 7,332 |
| Income before extraordinary items | $-1,931,000 | 6,728 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,931,000 | 6,726 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,931,000 | 6,726 |
| Net charge-offs | $1,787,000 | 2,171 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 384 |
| Net operating income | $-1,931,000 | 6,729 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 4,147 |
| Total interest expense | $3,442,000 | 2,540 |
| Net interest income | $1,982,000 | 5,723 |
| Provision for loan and lease losses | $241,000 | 4,901 |
| Total noninterest income | $100,000 | 6,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $100,000 | 5,395 |
| Total noninterest expense | $2,581,000 | 4,776 |
| Salaries and employee benefits | $1,584,000 | 4,215 |
| Premises and equipment expense | $418,000 | 4,129 |
| Additional noninterest expense | $579,000 | 5,908 |
| Pre-tax net operating income | $-740,000 | 6,498 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-276,000 | 7,181 |
| Income before extraordinary items | $-464,000 | 6,398 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-464,000 | 6,399 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-464,000 | 6,398 |
| Net charge-offs | $138,000 | 4,717 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 313 |
| Net operating income | $-464,000 | 6,386 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 4,105 |
| Total interest expense | $2,411,000 | 2,534 |
| Net interest income | $1,308,000 | 5,758 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $136,000 | 5,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $136,000 | 4,284 |
| Total noninterest expense | $1,748,000 | 4,777 |
| Salaries and employee benefits | $1,071,000 | 4,225 |
| Premises and equipment expense | $285,000 | 4,084 |
| Additional noninterest expense | $392,000 | 5,877 |
| Pre-tax net operating income | $-404,000 | 6,548 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-150,000 | 7,241 |
| Income before extraordinary items | $-254,000 | 6,475 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-254,000 | 6,474 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-254,000 | 6,474 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 250 |
| Net operating income | $-254,000 | 6,462 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 4,146 |
| Total interest expense | $1,239,000 | 2,550 |
| Net interest income | $626,000 | 5,888 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $-34,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-34,000 | 8,064 |
| Total noninterest expense | $791,000 | 4,987 |
| Salaries and employee benefits | $528,000 | 4,295 |
| Premises and equipment expense | $144,000 | 4,104 |
| Additional noninterest expense | $119,000 | 6,792 |
| Pre-tax net operating income | $-239,000 | 6,962 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-88,000 | 7,529 |
| Income before extraordinary items | $-151,000 | 6,940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-151,000 | 6,941 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-151,000 | 6,941 |
| Net charge-offs | $38,000 | 3,795 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-151,000 | 6,866 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 3,667 |
| Total interest expense | $5,385,000 | 2,782 |
| Net interest income | $4,116,000 | 4,500 |
| Provision for loan and lease losses | $6,751,000 | 807 |
| Total noninterest income | $-223,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-223,000 | 8,174 |
| Total noninterest expense | $3,317,000 | 4,803 |
| Salaries and employee benefits | $1,970,000 | 4,509 |
| Premises and equipment expense | $684,000 | 3,572 |
| Additional noninterest expense | $663,000 | 5,970 |
| Pre-tax net operating income | $-6,175,000 | 7,868 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,315,000 | 7,957 |
| Income before extraordinary items | $-3,860,000 | 7,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,860,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,352,000 | 566 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,860,000 | 7,786 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 3,627 |
| Total interest expense | $4,076,000 | 2,860 |
| Net interest income | $3,329,000 | 4,288 |
| Provision for loan and lease losses | $831,000 | 2,047 |
| Total noninterest income | $161,000 | 6,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $161,000 | 4,833 |
| Total noninterest expense | $2,344,000 | 4,976 |
| Salaries and employee benefits | $1,468,000 | 4,554 |
| Premises and equipment expense | $488,000 | 3,698 |
| Additional noninterest expense | $388,000 | 6,536 |
| Pre-tax net operating income | $315,000 | 5,586 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $125,000 | 3,400 |
| Income before extraordinary items | $190,000 | 5,750 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $190,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,218,000 | 1,150 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $190,000 | 5,923 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 3,598 |
| Total interest expense | $2,832,000 | 2,857 |
| Net interest income | $2,257,000 | 4,249 |
| Provision for loan and lease losses | $561,000 | 1,782 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $128,000 | 4,591 |
| Total noninterest expense | $1,532,000 | 5,061 |
| Salaries and employee benefits | $971,000 | 4,625 |
| Premises and equipment expense | $320,000 | 3,767 |
| Additional noninterest expense | $241,000 | 6,723 |
| Pre-tax net operating income | $292,000 | 5,319 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $114,000 | 3,328 |
| Income before extraordinary items | $178,000 | 5,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 1,145 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $178,000 | 5,708 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 3,555 |
| Total interest expense | $1,497,000 | 2,895 |
| Net interest income | $1,175,000 | 4,160 |
| Provision for loan and lease losses | $261,000 | 1,542 |
| Total noninterest income | $34,000 | 7,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $755,000 | 5,114 |
| Salaries and employee benefits | $485,000 | 4,662 |
| Premises and equipment expense | $157,000 | 3,841 |
| Additional noninterest expense | $113,000 | 6,841 |
| Pre-tax net operating income | $193,000 | 5,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $75,000 | 3,116 |
| Income before extraordinary items | $118,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 863 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $118,000 | 5,487 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,524,000 | 3,392 |
| Total interest expense | $5,982,000 | 3,007 |
| Net interest income | $5,542,000 | 3,717 |
| Provision for loan and lease losses | $467,000 | 2,444 |
| Total noninterest income | $172,000 | 6,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $172,000 | 5,344 |
| Total noninterest expense | $2,757,000 | 5,283 |
| Salaries and employee benefits | $1,715,000 | 4,910 |
| Premises and equipment expense | $639,000 | 3,674 |
| Additional noninterest expense | $403,000 | 7,023 |
| Pre-tax net operating income | $2,490,000 | 2,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $946,000 | 1,931 |
| Income before extraordinary items | $1,544,000 | 3,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,544,000 | 3,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,663 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,544,000 | 3,360 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,745,000 | 3,372 |
| Total interest expense | $4,447,000 | 3,026 |
| Net interest income | $4,298,000 | 3,640 |
| Provision for loan and lease losses | $139,000 | 3,598 |
| Total noninterest income | $143,000 | 6,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $143,000 | 5,190 |
| Total noninterest expense | $2,001,000 | 5,352 |
| Salaries and employee benefits | $1,250,000 | 4,964 |
| Premises and equipment expense | $485,000 | 3,626 |
| Additional noninterest expense | $266,000 | 7,269 |
| Pre-tax net operating income | $2,301,000 | 2,571 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $873,000 | 1,792 |
| Income before extraordinary items | $1,428,000 | 3,079 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,428,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,675 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,428,000 | 3,060 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 3,385 |
| Total interest expense | $2,904,000 | 3,084 |
| Net interest income | $2,917,000 | 3,622 |
| Provision for loan and lease losses | $96,000 | 3,356 |
| Total noninterest income | $113,000 | 6,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $1,297,000 | 5,489 |
| Salaries and employee benefits | $821,000 | 5,051 |
| Premises and equipment expense | $318,000 | 3,693 |
| Additional noninterest expense | $158,000 | 7,486 |
| Pre-tax net operating income | $1,637,000 | 2,528 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $621,000 | 1,800 |
| Income before extraordinary items | $1,016,000 | 3,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,016,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,016,000 | 2,992 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 3,404 |
| Total interest expense | $1,417,000 | 3,136 |
| Net interest income | $1,447,000 | 3,643 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $85,000 | 5,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $664,000 | 5,431 |
| Salaries and employee benefits | $411,000 | 5,069 |
| Premises and equipment expense | $162,000 | 3,666 |
| Additional noninterest expense | $91,000 | 7,255 |
| Pre-tax net operating income | $843,000 | 2,480 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $320,000 | 1,779 |
| Income before extraordinary items | $523,000 | 2,921 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $523,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $523,000 | 2,907 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 3,536 |
| Total interest expense | $4,473,000 | 3,302 |
| Net interest income | $5,666,000 | 3,672 |
| Provision for loan and lease losses | $204,000 | 3,493 |
| Total noninterest income | $273,000 | 6,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $273,000 | 4,486 |
| Total noninterest expense | $2,484,000 | 5,499 |
| Salaries and employee benefits | $1,475,000 | 5,254 |
| Premises and equipment expense | $692,000 | 3,360 |
| Additional noninterest expense | $317,000 | 7,493 |
| Pre-tax net operating income | $3,251,000 | 2,636 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,230,000 | 1,931 |
| Income before extraordinary items | $2,021,000 | 3,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,021,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 407 |
| Net operating income | $2,021,000 | 3,070 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 3,612 |
| Total interest expense | $3,085,000 | 3,434 |
| Net interest income | $4,244,000 | 3,695 |
| Provision for loan and lease losses | $153,000 | 3,365 |
| Total noninterest income | $194,000 | 6,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 4,591 |
| Total noninterest expense | $1,820,000 | 5,555 |
| Salaries and employee benefits | $1,094,000 | 5,260 |
| Premises and equipment expense | $516,000 | 3,382 |
| Additional noninterest expense | $210,000 | 7,702 |
| Pre-tax net operating income | $2,465,000 | 2,686 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $927,000 | 1,983 |
| Income before extraordinary items | $1,538,000 | 3,151 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,538,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 307 |
| Net operating income | $1,538,000 | 3,142 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 3,697 |
| Total interest expense | $1,892,000 | 3,544 |
| Net interest income | $2,773,000 | 3,758 |
| Provision for loan and lease losses | $108,000 | 3,218 |
| Total noninterest income | $137,000 | 6,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $1,210,000 | 5,585 |
| Salaries and employee benefits | $739,000 | 5,234 |
| Premises and equipment expense | $336,000 | 3,438 |
| Additional noninterest expense | $135,000 | 7,777 |
| Pre-tax net operating income | $1,592,000 | 2,761 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $598,000 | 2,058 |
| Income before extraordinary items | $994,000 | 3,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $994,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 213 |
| Net operating income | $994,000 | 3,219 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,832 |
| Total interest expense | $874,000 | 3,617 |
| Net interest income | $1,306,000 | 3,926 |
| Provision for loan and lease losses | $66,000 | 2,697 |
| Total noninterest income | $73,000 | 6,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $614,000 | 5,545 |
| Salaries and employee benefits | $377,000 | 5,205 |
| Premises and equipment expense | $172,000 | 3,386 |
| Additional noninterest expense | $65,000 | 7,821 |
| Pre-tax net operating income | $699,000 | 2,974 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $263,000 | 2,189 |
| Income before extraordinary items | $436,000 | 3,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $436,000 | 3,456 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 4,349 |
| Total interest expense | $2,162,000 | 4,212 |
| Net interest income | $4,390,000 | 4,335 |
| Provision for loan and lease losses | $363,000 | 2,438 |
| Total noninterest income | $223,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $223,000 | 4,959 |
| Total noninterest expense | $2,188,000 | 5,798 |
| Salaries and employee benefits | $1,387,000 | 5,321 |
| Premises and equipment expense | $534,000 | 3,990 |
| Additional noninterest expense | $267,000 | 7,829 |
| Pre-tax net operating income | $2,062,000 | 3,609 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $779,000 | 2,649 |
| Income before extraordinary items | $1,291,000 | 4,171 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,291,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,285,880 | 4,154 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 4,562 |
| Total interest expense | $1,396,000 | 4,516 |
| Net interest income | $3,112,000 | 4,518 |
| Provision for loan and lease losses | $257,000 | 2,491 |
| Total noninterest income | $169,000 | 6,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,974 |
| Total noninterest expense | $1,587,000 | 5,876 |
| Salaries and employee benefits | $1,012,000 | 5,377 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $203,000 | 7,806 |
| Pre-tax net operating income | $1,437,000 | 3,871 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $544,000 | 2,804 |
| Income before extraordinary items | $901,000 | 4,453 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $901,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $895,880 | 4,432 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 4,767 |
| Total interest expense | $820,000 | 4,711 |
| Net interest income | $1,942,000 | 4,715 |
| Provision for loan and lease losses | $146,000 | 2,745 |
| Total noninterest income | $116,000 | 6,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $116,000 | 4,882 |
| Total noninterest expense | $1,022,000 | 5,999 |
| Salaries and employee benefits | $654,000 | 5,465 |
| Premises and equipment expense | $237,000 | 4,301 |
| Additional noninterest expense | $131,000 | 7,848 |
| Pre-tax net operating income | $890,000 | 4,020 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $338,000 | 2,888 |
| Income before extraordinary items | $560,000 | 4,603 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $560,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $554,880 | 4,575 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 4,884 |
| Total interest expense | $379,000 | 4,829 |
| Net interest income | $937,000 | 4,834 |
| Provision for loan and lease losses | $52,000 | 3,132 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $503,000 | 6,084 |
| Salaries and employee benefits | $319,000 | 5,588 |
| Premises and equipment expense | $115,000 | 4,423 |
| Additional noninterest expense | $69,000 | 7,823 |
| Pre-tax net operating income | $447,000 | 3,979 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $168,000 | 2,893 |
| Income before extraordinary items | $279,000 | 4,573 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $279,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $279,000 | 4,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 5,475 |
| Total interest expense | $1,291,000 | 4,911 |
| Net interest income | $2,812,000 | 5,628 |
| Provision for loan and lease losses | $268,000 | 3,128 |
| Total noninterest income | $259,000 | 6,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $259,000 | 4,560 |
| Total noninterest expense | $1,845,000 | 6,291 |
| Salaries and employee benefits | $1,163,000 | 5,787 |
| Premises and equipment expense | $442,000 | 4,467 |
| Additional noninterest expense | $240,000 | 8,055 |
| Pre-tax net operating income | $958,000 | 5,355 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $360,000 | 3,887 |
| Income before extraordinary items | $598,000 | 5,955 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $598,000 | 5,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,001,000 | 286 |
| Net operating income | $598,000 | 5,886 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 5,643 |
| Total interest expense | $916,000 | 5,040 |
| Net interest income | $1,990,000 | 5,810 |
| Provision for loan and lease losses | $231,000 | 2,718 |
| Total noninterest income | $194,000 | 6,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $194,000 | 4,561 |
| Total noninterest expense | $1,367,000 | 6,285 |
| Salaries and employee benefits | $864,000 | 5,780 |
| Premises and equipment expense | $329,000 | 4,482 |
| Additional noninterest expense | $174,000 | 8,107 |
| Pre-tax net operating income | $586,000 | 5,965 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $220,000 | 4,300 |
| Income before extraordinary items | $366,000 | 6,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $366,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 251 |
| Net operating income | $366,000 | 6,441 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 5,840 |
| Total interest expense | $583,000 | 5,190 |
| Net interest income | $1,242,000 | 6,051 |
| Provision for loan and lease losses | $181,000 | 2,355 |
| Total noninterest income | $145,000 | 6,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $145,000 | 4,372 |
| Total noninterest expense | $918,000 | 6,293 |
| Salaries and employee benefits | $585,000 | 5,771 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $117,000 | 8,130 |
| Pre-tax net operating income | $288,000 | 6,580 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $108,000 | 4,742 |
| Income before extraordinary items | $180,000 | 7,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $180,000 | 7,008 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,126 |
| Total interest expense | $270,000 | 5,490 |
| Net interest income | $568,000 | 6,324 |
| Provision for loan and lease losses | $103,000 | 2,085 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $78,000 | 4,224 |
| Total noninterest expense | $457,000 | 6,354 |
| Salaries and employee benefits | $289,000 | 5,842 |
| Premises and equipment expense | $107,000 | 4,590 |
| Additional noninterest expense | $61,000 | 8,124 |
| Pre-tax net operating income | $86,000 | 7,376 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $54,000 | 7,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $54,000 | 7,642 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 6,777 |
| Total interest expense | $1,027,000 | 6,035 |
| Net interest income | $1,743,000 | 7,002 |
| Provision for loan and lease losses | $107,000 | 5,222 |
| Total noninterest income | $350,000 | 6,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $350,000 | 4,221 |
| Total noninterest expense | $1,312,000 | 7,243 |
| Salaries and employee benefits | $792,000 | 6,934 |
| Premises and equipment expense | $340,000 | 5,272 |
| Additional noninterest expense | $180,000 | 8,571 |
| Pre-tax net operating income | $674,000 | 6,092 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $257,000 | 4,527 |
| Income before extraordinary items | $417,000 | 6,734 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $417,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $417,000 | 6,568 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 6,907 |
| Total interest expense | $777,000 | 6,151 |
| Net interest income | $1,255,000 | 7,141 |
| Provision for loan and lease losses | $74,000 | 5,257 |
| Total noninterest income | $290,000 | 6,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $290,000 | 4,099 |
| Total noninterest expense | $922,000 | 7,399 |
| Salaries and employee benefits | $560,000 | 7,090 |
| Premises and equipment expense | $236,000 | 5,516 |
| Additional noninterest expense | $126,000 | 8,669 |
| Pre-tax net operating income | $549,000 | 6,080 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $210,000 | 4,580 |
| Income before extraordinary items | $339,000 | 6,726 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $339,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $339,000 | 6,546 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 7,050 |
| Total interest expense | $525,000 | 6,237 |
| Net interest income | $781,000 | 7,337 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $156,000 | 6,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $156,000 | 4,509 |
| Total noninterest expense | $574,000 | 7,581 |
| Salaries and employee benefits | $345,000 | 7,335 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $81,000 | 8,715 |
| Pre-tax net operating income | $321,000 | 6,357 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $124,000 | 4,809 |
| Income before extraordinary items | $197,000 | 6,991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $197,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $197,000 | 6,799 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 7,155 |
| Total interest expense | $258,000 | 6,398 |
| Net interest income | $381,000 | 7,405 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $270,000 | 7,748 |
| Salaries and employee benefits | $158,000 | 7,587 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $157,000 | 6,379 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $62,000 | 4,775 |
| Income before extraordinary items | $95,000 | 6,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $95,000 | 6,838 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 7,594 |
| Total interest expense | $927,000 | 7,121 |
| Net interest income | $1,325,000 | 7,727 |
| Provision for loan and lease losses | $94,000 | 5,835 |
| Total noninterest income | $250,000 | 6,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 4,613 |
| Total noninterest expense | $803,000 | 8,342 |
| Salaries and employee benefits | $446,000 | 8,341 |
| Premises and equipment expense | $223,000 | 6,487 |
| Additional noninterest expense | $134,000 | 8,987 |
| Pre-tax net operating income | $678,000 | 6,160 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $255,000 | 4,727 |
| Income before extraordinary items | $423,000 | 6,731 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $423,000 | 6,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 471 |
| Net operating income | $423,000 | 6,605 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 8,405 |
| Total interest expense | $954,000 | 8,114 |
| Net interest income | $862,000 | 8,555 |
| Provision for loan and lease losses | $106,000 | 5,492 |
| Total noninterest income | $170,000 | 7,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $170,000 | 5,266 |
| Total noninterest expense | $679,000 | 8,734 |
| Salaries and employee benefits | $400,000 | 8,627 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $102,000 | 9,370 |
| Pre-tax net operating income | $247,000 | 7,655 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $92,000 | 6,101 |
| Income before extraordinary items | $155,000 | 7,995 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $155,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $155,000 | 7,880 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 9,321 |
| Total interest expense | $514,000 | 9,222 |
| Net interest income | $588,000 | 9,311 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $117,000 | 8,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $117,000 | 6,051 |
| Total noninterest expense | $665,000 | 8,918 |
| Salaries and employee benefits | $383,000 | 8,837 |
| Premises and equipment expense | $187,000 | 6,963 |
| Additional noninterest expense | $95,000 | 9,668 |
| Pre-tax net operating income | $-55,000 | 9,204 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-22,000 | 9,384 |
| Income before extraordinary items | $-33,000 | 9,196 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-33,000 | 9,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-33,000 | 9,189 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 10,097 |
| Total interest expense | $67,000 | 10,084 |
| Net interest income | $201,000 | 10,058 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $47,000 | 9,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $512,000 | 9,602 |
| Salaries and employee benefits | $276,000 | 9,603 |
| Premises and equipment expense | $143,000 | 7,784 |
| Additional noninterest expense | $93,000 | 9,965 |
| Pre-tax net operating income | $-306,000 | 9,715 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-124,000 | 9,954 |
| Income before extraordinary items | $-182,000 | 9,661 |
| Extraordinary gains, net | $49,000 | 20 |
| Net income | $-133,000 | 9,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-182,000 | 9,638 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.