Home > Coastal Banc, S.S.B. > Income and Expense
Coastal Banc, S.S.B., Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $28,655,000 | 292 |
| Total interest expense | $10,867,000 | 230 |
| Net interest income | $17,788,000 | 319 |
| Provision for loan and lease losses | $450,000 | 561 |
| Total noninterest income | $3,631,000 | 480 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,569,000 | 177 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,062,000 | 754 |
| Total noninterest expense | $13,539,000 | 339 |
| Salaries and employee benefits | $7,673,000 | 307 |
| Premises and equipment expense | $2,385,000 | 282 |
| Additional noninterest expense | $3,481,000 | 411 |
| Pre-tax net operating income | $7,430,000 | 364 |
| Securities gains (losses) | $200,000 | 505 |
| Applicable income taxes | $2,678,000 | 361 |
| Income before extraordinary items | $4,952,000 | 390 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,952,000 | 389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 686 |
| Cash dividends | $2,064,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,822,000 | 379 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $114,464,000 | 293 |
| Total interest expense | $46,751,000 | 231 |
| Net interest income | $67,713,000 | 327 |
| Provision for loan and lease losses | $3,300,000 | 438 |
| Total noninterest income | $13,584,000 | 524 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $10,804,000 | 181 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,780,000 | 1,144 |
| Total noninterest expense | $53,957,000 | 349 |
| Salaries and employee benefits | $29,521,000 | 313 |
| Premises and equipment expense | $9,628,000 | 280 |
| Additional noninterest expense | $14,808,000 | 410 |
| Pre-tax net operating income | $24,040,000 | 413 |
| Securities gains (losses) | $493,000 | 754 |
| Applicable income taxes | $8,617,000 | 412 |
| Income before extraordinary items | $15,916,000 | 457 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,916,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,029,000 | 549 |
| Cash dividends | $26,787,000 | 186 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $15,595,550 | 430 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $86,175,000 | 304 |
| Total interest expense | $35,683,000 | 242 |
| Net interest income | $50,492,000 | 337 |
| Provision for loan and lease losses | $2,700,000 | 421 |
| Total noninterest income | $10,023,000 | 558 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $7,998,000 | 188 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,025,000 | 1,220 |
| Total noninterest expense | $39,786,000 | 359 |
| Salaries and employee benefits | $21,688,000 | 323 |
| Premises and equipment expense | $7,211,000 | 285 |
| Additional noninterest expense | $10,887,000 | 430 |
| Pre-tax net operating income | $18,029,000 | 422 |
| Securities gains (losses) | $302,000 | 951 |
| Applicable income taxes | $6,439,000 | 420 |
| Income before extraordinary items | $11,892,000 | 472 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,892,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,752,000 | 485 |
| Cash dividends | $24,731,000 | 167 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $11,695,700 | 443 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $58,563,000 | 301 |
| Total interest expense | $24,264,000 | 244 |
| Net interest income | $34,299,000 | 334 |
| Provision for loan and lease losses | $1,800,000 | 416 |
| Total noninterest income | $6,660,000 | 557 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $5,256,000 | 187 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,404,000 | 1,188 |
| Total noninterest expense | $26,559,000 | 359 |
| Salaries and employee benefits | $14,628,000 | 321 |
| Premises and equipment expense | $4,711,000 | 294 |
| Additional noninterest expense | $7,220,000 | 433 |
| Pre-tax net operating income | $12,600,000 | 412 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,425,000 | 418 |
| Income before extraordinary items | $8,175,000 | 464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,175,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,132,000 | 481 |
| Cash dividends | $4,813,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,175,000 | 429 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $29,579,000 | 307 |
| Total interest expense | $12,273,000 | 251 |
| Net interest income | $17,306,000 | 334 |
| Provision for loan and lease losses | $900,000 | 403 |
| Total noninterest income | $3,343,000 | 551 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,593,000 | 190 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $750,000 | 1,104 |
| Total noninterest expense | $13,389,000 | 359 |
| Salaries and employee benefits | $7,372,000 | 322 |
| Premises and equipment expense | $2,304,000 | 294 |
| Additional noninterest expense | $3,713,000 | 421 |
| Pre-tax net operating income | $6,360,000 | 409 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,234,000 | 427 |
| Income before extraordinary items | $4,126,000 | 455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,126,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 384 |
| Cash dividends | $2,404,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,126,000 | 423 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $137,635,000 | 287 |
| Total interest expense | $59,998,000 | 241 |
| Net interest income | $77,637,000 | 313 |
| Provision for loan and lease losses | $5,800,000 | 342 |
| Total noninterest income | $15,776,000 | 467 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $8,799,000 | 211 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,977,000 | 549 |
| Total noninterest expense | $54,453,000 | 346 |
| Salaries and employee benefits | $30,397,000 | 301 |
| Premises and equipment expense | $9,964,000 | 268 |
| Additional noninterest expense | $14,092,000 | 445 |
| Pre-tax net operating income | $33,160,000 | 323 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,997,000 | 333 |
| Income before extraordinary items | $22,163,000 | 344 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $22,163,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,067,000 | 432 |
| Cash dividends | $9,257,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $-40,680,000 | 9,354 |
| Net operating income | $22,163,000 | 326 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $210,850,000 | 226 |
| Total interest expense | $119,557,000 | 198 |
| Net interest income | $91,293,000 | 263 |
| Provision for loan and lease losses | $3,900,000 | 429 |
| Total noninterest income | $9,668,000 | 614 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,850,000 | 244 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,818,000 | 989 |
| Total noninterest expense | $57,703,000 | 326 |
| Salaries and employee benefits | $29,599,000 | 277 |
| Premises and equipment expense | $10,882,000 | 243 |
| Additional noninterest expense | $17,222,000 | 395 |
| Pre-tax net operating income | $39,358,000 | 260 |
| Securities gains (losses) | $160,000 | 1,362 |
| Applicable income taxes | $13,200,000 | 273 |
| Income before extraordinary items | $26,318,000 | 272 |
| Extraordinary gains, net | $-104,000 | 9,528 |
| Net income | $26,214,000 | 271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,022,000 | 426 |
| Cash dividends | $10,283,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $26,210,800 | 258 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $237,286,000 | 224 |
| Total interest expense | $148,660,000 | 198 |
| Net interest income | $88,626,000 | 266 |
| Provision for loan and lease losses | $5,790,000 | 288 |
| Total noninterest income | $11,271,000 | 538 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $6,149,000 | 247 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,122,000 | 626 |
| Total noninterest expense | $56,795,000 | 312 |
| Salaries and employee benefits | $28,244,000 | 263 |
| Premises and equipment expense | $11,032,000 | 227 |
| Additional noninterest expense | $17,519,000 | 387 |
| Pre-tax net operating income | $37,312,000 | 287 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $12,490,000 | 294 |
| Income before extraordinary items | $24,822,000 | 290 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $24,822,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,776,000 | 510 |
| Cash dividends | $9,719,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $24,822,000 | 289 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $203,539,000 | 228 |
| Total interest expense | $121,520,000 | 199 |
| Net interest income | $82,019,000 | 275 |
| Provision for loan and lease losses | $10,575,000 | 192 |
| Total noninterest income | $9,538,000 | 639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,578,000 | 271 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,960,000 | 751 |
| Total noninterest expense | $56,674,000 | 327 |
| Salaries and employee benefits | $27,676,000 | 284 |
| Premises and equipment expense | $11,124,000 | 230 |
| Additional noninterest expense | $17,874,000 | 390 |
| Pre-tax net operating income | $24,308,000 | 414 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $7,975,000 | 427 |
| Income before extraordinary items | $16,333,000 | 423 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,333,000 | 423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,440,000 | 172 |
| Cash dividends | $9,828,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,333,000 | 416 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $211,557,000 | 215 |
| Total interest expense | $138,404,000 | 185 |
| Net interest income | $73,153,000 | 285 |
| Provision for loan and lease losses | $3,100,000 | 442 |
| Total noninterest income | $6,323,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,454,000 | 384 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,869,000 | 922 |
| Total noninterest expense | $47,779,000 | 365 |
| Salaries and employee benefits | $22,190,000 | 339 |
| Premises and equipment expense | $9,155,000 | 263 |
| Additional noninterest expense | $16,434,000 | 399 |
| Pre-tax net operating income | $28,597,000 | 338 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $5,573,000 | 532 |
| Income before extraordinary items | $23,025,000 | 299 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $23,025,000 | 300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,411,000 | 585 |
| Cash dividends | $10,230,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $23,024,190 | 288 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $202,325,000 | 235 |
| Total interest expense | $139,423,000 | 188 |
| Net interest income | $62,902,000 | 336 |
| Provision for loan and lease losses | $1,800,000 | 635 |
| Total noninterest income | $4,851,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,151,000 | 604 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,700,000 | 905 |
| Total noninterest expense | $38,511,000 | 413 |
| Salaries and employee benefits | $18,225,000 | 386 |
| Premises and equipment expense | $7,216,000 | 319 |
| Additional noninterest expense | $13,070,000 | 469 |
| Pre-tax net operating income | $27,442,000 | 357 |
| Securities gains (losses) | $237,000 | 636 |
| Applicable income taxes | $9,819,000 | 365 |
| Income before extraordinary items | $17,860,000 | 370 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,860,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,268,000 | 673 |
| Cash dividends | $9,890,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $17,705,950 | 359 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $195,306,000 | 267 |
| Total interest expense | $133,185,000 | 215 |
| Net interest income | $62,121,000 | 373 |
| Provision for loan and lease losses | $1,925,000 | 641 |
| Total noninterest income | $6,654,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,643,000 | 807 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,011,000 | 643 |
| Total noninterest expense | $45,888,000 | 412 |
| Salaries and employee benefits | $16,088,000 | 454 |
| Premises and equipment expense | $5,722,000 | 428 |
| Additional noninterest expense | $24,078,000 | 381 |
| Pre-tax net operating income | $20,962,000 | 446 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $7,683,000 | 430 |
| Income before extraordinary items | $13,275,000 | 460 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $13,275,000 | 461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 1,064 |
| Cash dividends | $9,588,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $13,277,560 | 456 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $171,103,000 | 306 |
| Total interest expense | $123,854,000 | 233 |
| Net interest income | $47,249,000 | 472 |
| Provision for loan and lease losses | $1,664,000 | 666 |
| Total noninterest income | $5,640,000 | 882 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $900,000 | 1,518 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,740,000 | 685 |
| Total noninterest expense | $30,800,000 | 572 |
| Salaries and employee benefits | $11,625,000 | 601 |
| Premises and equipment expense | $4,433,000 | 544 |
| Additional noninterest expense | $14,742,000 | 517 |
| Pre-tax net operating income | $20,425,000 | 480 |
| Securities gains (losses) | $81,000 | 1,058 |
| Applicable income taxes | $7,492,000 | 451 |
| Income before extraordinary items | $13,014,000 | 498 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $13,014,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,643 |
| Cash dividends | $6,681,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $44,930,000 | 12 |
| Net operating income | $12,962,160 | 495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $129,891,000 | 336 |
| Total interest expense | $88,519,000 | 241 |
| Net interest income | $41,372,000 | 510 |
| Provision for loan and lease losses | $934,000 | 976 |
| Total noninterest income | $7,865,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $510,000 | 2,689 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,355,000 | 502 |
| Total noninterest expense | $28,118,000 | 619 |
| Salaries and employee benefits | $10,694,000 | 664 |
| Premises and equipment expense | $3,554,000 | 659 |
| Additional noninterest expense | $13,870,000 | 553 |
| Pre-tax net operating income | $20,185,000 | 460 |
| Securities gains (losses) | $192,000 | 510 |
| Applicable income taxes | $4,333,000 | 639 |
| Income before extraordinary items | $16,044,000 | 384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $16,044,000 | 385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,896 |
| Cash dividends | $4,079,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $-6,390,000 | 12,597 |
| Net operating income | $15,892,320 | 395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $84,011,000 | 456 |
| Total interest expense | $50,924,000 | 352 |
| Net interest income | $33,087,000 | 617 |
| Provision for loan and lease losses | $1,151,000 | 1,182 |
| Total noninterest income | $4,859,000 | 1,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $62,000 | 308 |
| Additional Noninterest Income | $4,797,000 | 688 |
| Total noninterest expense | $21,605,000 | 781 |
| Salaries and employee benefits | $6,829,000 | 997 |
| Premises and equipment expense | $3,713,000 | 637 |
| Additional noninterest expense | $11,063,000 | 708 |
| Pre-tax net operating income | $15,190,000 | 505 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,457,000 | 589 |
| Income before extraordinary items | $10,733,000 | 511 |
| Extraordinary gains, net | $973,000 | 239 |
| Net income | $11,706,000 | 491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,497 |
| Cash dividends | $395,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $27,556,000 | 54 |
| Net operating income | $10,733,000 | 483 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $62,309,000 | 639 |
| Total interest expense | $42,275,000 | 504 |
| Net interest income | $20,034,000 | 937 |
| Provision for loan and lease losses | $477,000 | 3,108 |
| Total noninterest income | $7,265,000 | 743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $259,000 | 213 |
| Additional Noninterest Income | $7,006,000 | 536 |
| Total noninterest expense | $16,875,000 | 975 |
| Salaries and employee benefits | $5,850,000 | 1,144 |
| Premises and equipment expense | $3,396,000 | 709 |
| Additional noninterest expense | $7,629,000 | 955 |
| Pre-tax net operating income | $9,947,000 | 638 |
| Securities gains (losses) | $1,246,000 | 553 |
| Applicable income taxes | $2,553,000 | 903 |
| Income before extraordinary items | $8,640,000 | 549 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,640,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $23,951,000 | 49 |
| Net operating income | $7,680,580 | 559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.