Home > Coast National Bank > Income and Expense
Coast National Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 3,544 |
| Total interest expense | $103,000 | 5,029 |
| Net interest income | $2,793,000 | 3,366 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $287,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,573 |
| Total noninterest expense | $2,492,000 | 3,210 |
| Salaries and employee benefits | $1,432,000 | 3,136 |
| Premises and equipment expense | $302,000 | 3,025 |
| Additional noninterest expense | $758,000 | 3,363 |
| Pre-tax net operating income | $588,000 | 3,916 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $245,000 | 2,318 |
| Income before extraordinary items | $343,000 | 4,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $343,000 | 4,472 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $343,000 | 4,474 |
| Net charge-offs | $-174,000 | 5,833 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 536 |
| Net operating income | $343,000 | 4,406 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 3,538 |
| Total interest expense | $49,000 | 5,128 |
| Net interest income | $1,401,000 | 3,359 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $126,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,239,000 | 3,240 |
| Salaries and employee benefits | $688,000 | 3,245 |
| Premises and equipment expense | $147,000 | 3,102 |
| Additional noninterest expense | $404,000 | 3,209 |
| Pre-tax net operating income | $288,000 | 3,920 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $121,000 | 2,284 |
| Income before extraordinary items | $167,000 | 4,494 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $167,000 | 4,493 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $167,000 | 4,495 |
| Net charge-offs | $-102,000 | 5,882 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 495 |
| Net operating income | $167,000 | 4,431 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,329,000 | 3,702 |
| Total interest expense | $194,000 | 5,202 |
| Net interest income | $5,135,000 | 3,527 |
| Provision for loan and lease losses | $-500,000 | 5,943 |
| Total noninterest income | $2,202,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $165,000 | 4,007 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,037,000 | 1,502 |
| Total noninterest expense | $5,079,000 | 3,177 |
| Salaries and employee benefits | $2,831,000 | 3,142 |
| Premises and equipment expense | $534,000 | 3,351 |
| Additional noninterest expense | $1,714,000 | 3,112 |
| Pre-tax net operating income | $2,758,000 | 2,466 |
| Securities gains (losses) | $90,000 | 1,234 |
| Applicable income taxes | $-3,223,000 | 6,145 |
| Income before extraordinary items | $6,071,000 | 1,154 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,071,000 | 1,154 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,071,000 | 1,154 |
| Net charge-offs | $-168,000 | 5,825 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 637 |
| Net operating income | $5,981,000 | 1,159 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 3,807 |
| Total interest expense | $144,000 | 5,295 |
| Net interest income | $3,745,000 | 3,618 |
| Provision for loan and lease losses | $-500,000 | 6,082 |
| Total noninterest income | $2,121,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $124,000 | 4,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,997,000 | 1,278 |
| Total noninterest expense | $3,845,000 | 3,181 |
| Salaries and employee benefits | $2,123,000 | 3,163 |
| Premises and equipment expense | $397,000 | 3,408 |
| Additional noninterest expense | $1,325,000 | 3,066 |
| Pre-tax net operating income | $2,521,000 | 2,176 |
| Securities gains (losses) | $90,000 | 1,099 |
| Applicable income taxes | $-3,327,000 | 6,254 |
| Income before extraordinary items | $5,938,000 | 901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,938,000 | 902 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,938,000 | 901 |
| Net charge-offs | $-137,000 | 5,875 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 622 |
| Net operating income | $5,848,000 | 887 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 3,867 |
| Total interest expense | $96,000 | 5,346 |
| Net interest income | $2,433,000 | 3,697 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $332,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $79,000 | 4,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,290 |
| Total noninterest expense | $2,594,000 | 3,187 |
| Salaries and employee benefits | $1,464,000 | 3,132 |
| Premises and equipment expense | $264,000 | 3,427 |
| Additional noninterest expense | $866,000 | 3,142 |
| Pre-tax net operating income | $171,000 | 5,347 |
| Securities gains (losses) | $90,000 | 896 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $259,000 | 4,878 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $259,000 | 4,881 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $259,000 | 4,882 |
| Net charge-offs | $-95,000 | 5,912 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 651 |
| Net operating income | $169,900 | 5,229 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 4,014 |
| Total interest expense | $49,000 | 5,367 |
| Net interest income | $1,149,000 | 3,835 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $215,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 2,807 |
| Total noninterest expense | $1,305,000 | 3,193 |
| Salaries and employee benefits | $748,000 | 3,105 |
| Premises and equipment expense | $131,000 | 3,472 |
| Additional noninterest expense | $426,000 | 3,156 |
| Pre-tax net operating income | $59,000 | 5,550 |
| Securities gains (losses) | $38,000 | 969 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $97,000 | 5,157 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $97,000 | 5,159 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $97,000 | 5,161 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $59,000 | 5,471 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 4,254 |
| Total interest expense | $208,000 | 5,454 |
| Net interest income | $4,210,000 | 4,070 |
| Provision for loan and lease losses | $-500,000 | 6,253 |
| Total noninterest income | $823,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $176,000 | 4,136 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $647,000 | 2,937 |
| Total noninterest expense | $5,050,000 | 3,287 |
| Salaries and employee benefits | $2,743,000 | 3,267 |
| Premises and equipment expense | $490,000 | 3,688 |
| Additional noninterest expense | $1,817,000 | 3,092 |
| Pre-tax net operating income | $483,000 | 5,077 |
| Securities gains (losses) | $32,000 | 2,034 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $513,000 | 4,902 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $513,000 | 4,901 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $513,000 | 4,902 |
| Net charge-offs | $-628,000 | 6,409 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $481,000 | 4,917 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 4,334 |
| Total interest expense | $158,000 | 5,511 |
| Net interest income | $3,084,000 | 4,160 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $720,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $133,000 | 4,168 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $587,000 | 2,674 |
| Total noninterest expense | $3,743,000 | 3,333 |
| Salaries and employee benefits | $2,007,000 | 3,345 |
| Premises and equipment expense | $357,000 | 3,797 |
| Additional noninterest expense | $1,379,000 | 3,076 |
| Pre-tax net operating income | $61,000 | 5,999 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $59,000 | 6,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 6,006 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $59,000 | 6,007 |
| Net charge-offs | $-538,000 | 6,482 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $59,000 | 5,986 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 4,414 |
| Total interest expense | $107,000 | 5,548 |
| Net interest income | $1,996,000 | 4,249 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $459,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $85,000 | 4,233 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $374,000 | 2,742 |
| Total noninterest expense | $2,469,000 | 3,377 |
| Salaries and employee benefits | $1,303,000 | 3,420 |
| Premises and equipment expense | $231,000 | 3,884 |
| Additional noninterest expense | $935,000 | 3,046 |
| Pre-tax net operating income | $-14,000 | 6,215 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $-16,000 | 6,236 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-16,000 | 6,238 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-16,000 | 6,238 |
| Net charge-offs | $-320,000 | 6,515 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-16,000 | 6,216 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 4,585 |
| Total interest expense | $56,000 | 5,568 |
| Net interest income | $936,000 | 4,408 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $123,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $84,000 | 3,820 |
| Total noninterest expense | $1,225,000 | 3,429 |
| Salaries and employee benefits | $678,000 | 3,362 |
| Premises and equipment expense | $112,000 | 3,977 |
| Additional noninterest expense | $435,000 | 3,215 |
| Pre-tax net operating income | $-166,000 | 6,507 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-166,000 | 6,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-166,000 | 6,512 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-166,000 | 6,512 |
| Net charge-offs | $-149,000 | 6,550 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-166,000 | 6,510 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 4,514 |
| Total interest expense | $257,000 | 5,623 |
| Net interest income | $3,934,000 | 4,313 |
| Provision for loan and lease losses | $-1,200,000 | 6,694 |
| Total noninterest income | $1,164,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $113,000 | 5,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,051,000 | 2,320 |
| Total noninterest expense | $5,296,000 | 3,268 |
| Salaries and employee benefits | $2,907,000 | 3,179 |
| Premises and equipment expense | $454,000 | 3,942 |
| Additional noninterest expense | $1,935,000 | 3,051 |
| Pre-tax net operating income | $1,002,000 | 4,085 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,000,000 | 3,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,000,000 | 3,909 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,000,000 | 3,910 |
| Net charge-offs | $139,000 | 3,405 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,000,000 | 3,850 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 4,518 |
| Total interest expense | $197,000 | 5,685 |
| Net interest income | $2,999,000 | 4,315 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,054,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $84,000 | 5,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $970,000 | 2,085 |
| Total noninterest expense | $3,906,000 | 3,316 |
| Salaries and employee benefits | $2,184,000 | 3,191 |
| Premises and equipment expense | $343,000 | 3,980 |
| Additional noninterest expense | $1,379,000 | 3,164 |
| Pre-tax net operating income | $147,000 | 5,842 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $145,000 | 5,846 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $145,000 | 5,848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $145,000 | 5,848 |
| Net charge-offs | $347,000 | 1,975 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $145,000 | 5,786 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 4,451 |
| Total interest expense | $131,000 | 5,756 |
| Net interest income | $2,073,000 | 4,212 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $758,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $702,000 | 2,010 |
| Total noninterest expense | $2,649,000 | 3,282 |
| Salaries and employee benefits | $1,477,000 | 3,182 |
| Premises and equipment expense | $229,000 | 3,986 |
| Additional noninterest expense | $943,000 | 3,098 |
| Pre-tax net operating income | $182,000 | 5,415 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $180,000 | 5,391 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $180,000 | 5,394 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $180,000 | 5,394 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $180,000 | 5,256 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 4,353 |
| Total interest expense | $67,000 | 5,808 |
| Net interest income | $1,091,000 | 4,086 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $770,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $742,000 | 1,208 |
| Total noninterest expense | $1,494,000 | 3,026 |
| Salaries and employee benefits | $776,000 | 3,118 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $607,000 | 2,517 |
| Pre-tax net operating income | $367,000 | 3,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $367,000 | 3,180 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $367,000 | 3,180 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $367,000 | 3,182 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $367,000 | 3,087 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 4,347 |
| Total interest expense | $447,000 | 5,330 |
| Net interest income | $4,467,000 | 4,116 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,586,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $247,000 | 3,878 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,339,000 | 1,989 |
| Total noninterest expense | $5,962,000 | 3,065 |
| Salaries and employee benefits | $3,073,000 | 3,082 |
| Premises and equipment expense | $596,000 | 3,398 |
| Additional noninterest expense | $2,293,000 | 2,765 |
| Pre-tax net operating income | $91,000 | 5,937 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $89,000 | 6,088 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $89,000 | 6,082 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $89,000 | 6,085 |
| Net charge-offs | $785,000 | 2,076 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $89,000 | 5,932 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 4,369 |
| Total interest expense | $351,000 | 5,370 |
| Net interest income | $3,401,000 | 4,132 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $919,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $202,000 | 3,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $717,000 | 2,425 |
| Total noninterest expense | $4,437,000 | 3,085 |
| Salaries and employee benefits | $2,347,000 | 3,061 |
| Premises and equipment expense | $462,000 | 3,366 |
| Additional noninterest expense | $1,628,000 | 2,904 |
| Pre-tax net operating income | $-117,000 | 6,451 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $-119,000 | 6,558 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-119,000 | 6,556 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-119,000 | 6,556 |
| Net charge-offs | $782,000 | 1,700 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-119,000 | 6,464 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,402 |
| Total interest expense | $236,000 | 5,454 |
| Net interest income | $2,271,000 | 4,138 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $612,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $145,000 | 3,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 2,420 |
| Total noninterest expense | $2,968,000 | 3,091 |
| Salaries and employee benefits | $1,572,000 | 3,063 |
| Premises and equipment expense | $298,000 | 3,450 |
| Additional noninterest expense | $1,098,000 | 2,895 |
| Pre-tax net operating income | $-85,000 | 6,507 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $-87,000 | 6,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-87,000 | 6,615 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-87,000 | 6,615 |
| Net charge-offs | $420,000 | 1,948 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-87,000 | 6,524 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 4,386 |
| Total interest expense | $121,000 | 5,510 |
| Net interest income | $1,165,000 | 4,093 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $241,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $79,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $162,000 | 2,963 |
| Total noninterest expense | $1,612,000 | 2,877 |
| Salaries and employee benefits | $814,000 | 2,993 |
| Premises and equipment expense | $166,000 | 3,208 |
| Additional noninterest expense | $632,000 | 2,521 |
| Pre-tax net operating income | $-206,000 | 6,852 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-206,000 | 6,908 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-206,000 | 6,909 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-206,000 | 6,909 |
| Net charge-offs | $110,000 | 2,365 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-206,000 | 6,869 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 4,448 |
| Total interest expense | $597,000 | 5,530 |
| Net interest income | $4,631,000 | 4,123 |
| Provision for loan and lease losses | $1,410,000 | 1,970 |
| Total noninterest income | $1,141,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $288,000 | 3,665 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $853,000 | 2,349 |
| Total noninterest expense | $7,163,000 | 2,620 |
| Salaries and employee benefits | $3,117,000 | 3,012 |
| Premises and equipment expense | $527,000 | 3,893 |
| Additional noninterest expense | $3,519,000 | 1,915 |
| Pre-tax net operating income | $-2,801,000 | 6,896 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,801,000 | 6,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,801,000 | 6,929 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,801,000 | 6,929 |
| Net charge-offs | $1,488,000 | 1,885 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,801,000 | 6,910 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 4,458 |
| Total interest expense | $467,000 | 5,568 |
| Net interest income | $3,503,000 | 4,111 |
| Provision for loan and lease losses | $785,000 | 2,291 |
| Total noninterest income | $532,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $217,000 | 3,674 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $315,000 | 3,395 |
| Total noninterest expense | $4,925,000 | 2,821 |
| Salaries and employee benefits | $2,380,000 | 2,975 |
| Premises and equipment expense | $381,000 | 4,040 |
| Additional noninterest expense | $2,164,000 | 2,287 |
| Pre-tax net operating income | $-1,675,000 | 6,955 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-1,676,000 | 7,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,676,000 | 7,013 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,676,000 | 7,013 |
| Net charge-offs | $757,000 | 2,203 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,676,000 | 6,990 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 4,441 |
| Total interest expense | $328,000 | 5,566 |
| Net interest income | $2,378,000 | 4,069 |
| Provision for loan and lease losses | $785,000 | 1,753 |
| Total noninterest income | $371,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $152,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $219,000 | 3,349 |
| Total noninterest expense | $3,341,000 | 2,798 |
| Salaries and employee benefits | $1,596,000 | 2,977 |
| Premises and equipment expense | $242,000 | 4,202 |
| Additional noninterest expense | $1,503,000 | 2,236 |
| Pre-tax net operating income | $-1,377,000 | 7,068 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $-1,379,000 | 7,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,379,000 | 7,109 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,379,000 | 7,109 |
| Net charge-offs | $729,000 | 1,756 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,379,000 | 7,099 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 4,370 |
| Total interest expense | $167,000 | 5,631 |
| Net interest income | $1,235,000 | 3,969 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $500,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $74,000 | 3,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $426,000 | 1,504 |
| Total noninterest expense | $1,626,000 | 2,885 |
| Salaries and employee benefits | $812,000 | 2,959 |
| Premises and equipment expense | $121,000 | 4,256 |
| Additional noninterest expense | $693,000 | 2,396 |
| Pre-tax net operating income | $109,000 | 5,039 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $109,000 | 4,894 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $109,000 | 4,892 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $109,000 | 4,894 |
| Net charge-offs | $348,000 | 1,625 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $109,000 | 4,835 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 3,972 |
| Total interest expense | $858,000 | 5,570 |
| Net interest income | $5,986,000 | 3,473 |
| Provision for loan and lease losses | $4,800,000 | 1,182 |
| Total noninterest income | $857,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $282,000 | 3,752 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $575,000 | 2,980 |
| Total noninterest expense | $6,646,000 | 2,850 |
| Salaries and employee benefits | $3,148,000 | 2,986 |
| Premises and equipment expense | $522,000 | 4,067 |
| Additional noninterest expense | $2,976,000 | 2,306 |
| Pre-tax net operating income | $-4,603,000 | 7,075 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-6,000 | 6,534 |
| Income before extraordinary items | $-4,597,000 | 7,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,597,000 | 7,146 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,597,000 | 7,146 |
| Net charge-offs | $4,587,000 | 1,094 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 655 |
| Net operating income | $-4,597,000 | 7,124 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 4,003 |
| Total interest expense | $670,000 | 5,633 |
| Net interest income | $4,545,000 | 3,488 |
| Provision for loan and lease losses | $2,650,000 | 1,375 |
| Total noninterest income | $490,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $219,000 | 3,753 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $271,000 | 3,703 |
| Total noninterest expense | $4,481,000 | 3,125 |
| Salaries and employee benefits | $2,364,000 | 3,004 |
| Premises and equipment expense | $399,000 | 4,103 |
| Additional noninterest expense | $1,718,000 | 2,822 |
| Pre-tax net operating income | $-2,096,000 | 7,081 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,096,000 | 7,152 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,096,000 | 7,150 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,096,000 | 7,152 |
| Net charge-offs | $1,948,000 | 1,530 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 543 |
| Net operating income | $-2,096,000 | 7,129 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 4,061 |
| Total interest expense | $465,000 | 5,643 |
| Net interest income | $2,986,000 | 3,528 |
| Provision for loan and lease losses | $2,593,000 | 1,060 |
| Total noninterest income | $343,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $154,000 | 3,650 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $189,000 | 3,582 |
| Total noninterest expense | $2,967,000 | 3,147 |
| Salaries and employee benefits | $1,558,000 | 3,045 |
| Premises and equipment expense | $280,000 | 3,996 |
| Additional noninterest expense | $1,129,000 | 2,871 |
| Pre-tax net operating income | $-2,231,000 | 7,311 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,231,000 | 7,368 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,231,000 | 7,367 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,231,000 | 7,368 |
| Net charge-offs | $1,210,000 | 1,548 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 404 |
| Net operating income | $-2,231,000 | 7,361 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 4,009 |
| Total interest expense | $237,000 | 5,729 |
| Net interest income | $1,558,000 | 3,452 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $134,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $79,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $55,000 | 4,521 |
| Total noninterest expense | $1,433,000 | 3,258 |
| Salaries and employee benefits | $776,000 | 3,088 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $520,000 | 3,062 |
| Pre-tax net operating income | $-241,000 | 6,897 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-241,000 | 6,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-241,000 | 7,000 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-241,000 | 6,999 |
| Net charge-offs | $528,000 | 1,546 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $-241,000 | 6,961 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,286,000 | 3,726 |
| Total interest expense | $2,873,000 | 3,530 |
| Net interest income | $5,413,000 | 3,745 |
| Provision for loan and lease losses | $3,897,000 | 1,679 |
| Total noninterest income | $29,000 | 7,535 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $269,000 | 4,086 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-240,000 | 7,710 |
| Total noninterest expense | $6,652,000 | 2,921 |
| Salaries and employee benefits | $3,458,000 | 2,812 |
| Premises and equipment expense | $617,000 | 3,803 |
| Additional noninterest expense | $2,577,000 | 2,682 |
| Pre-tax net operating income | $-5,107,000 | 7,189 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-203,000 | 6,764 |
| Income before extraordinary items | $-4,904,000 | 7,251 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,904,000 | 7,251 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,904,000 | 7,251 |
| Net charge-offs | $3,366,000 | 1,500 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $664,000 | 491 |
| Net operating income | $-4,904,000 | 7,277 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 3,700 |
| Total interest expense | $2,227,000 | 3,574 |
| Net interest income | $4,173,000 | 3,684 |
| Provision for loan and lease losses | $1,575,000 | 2,157 |
| Total noninterest income | $400,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $193,000 | 4,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $207,000 | 4,232 |
| Total noninterest expense | $5,153,000 | 2,832 |
| Salaries and employee benefits | $2,680,000 | 2,749 |
| Premises and equipment expense | $508,000 | 3,583 |
| Additional noninterest expense | $1,965,000 | 2,612 |
| Pre-tax net operating income | $-2,155,000 | 7,086 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-348,000 | 7,237 |
| Income before extraordinary items | $-1,807,000 | 7,112 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,807,000 | 7,111 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,807,000 | 7,111 |
| Net charge-offs | $1,396,000 | 1,837 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,045 |
| Net operating income | $-1,807,000 | 7,098 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 3,710 |
| Total interest expense | $1,638,000 | 3,443 |
| Net interest income | $2,664,000 | 3,769 |
| Provision for loan and lease losses | $1,575,000 | 1,613 |
| Total noninterest income | $262,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $156,000 | 3,802 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $106,000 | 4,700 |
| Total noninterest expense | $3,607,000 | 2,758 |
| Salaries and employee benefits | $1,874,000 | 2,657 |
| Premises and equipment expense | $369,000 | 3,391 |
| Additional noninterest expense | $1,364,000 | 2,545 |
| Pre-tax net operating income | $-2,256,000 | 7,443 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-348,000 | 7,469 |
| Income before extraordinary items | $-1,908,000 | 7,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,908,000 | 7,454 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,908,000 | 7,453 |
| Net charge-offs | $1,184,000 | 1,523 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,021 |
| Net operating income | $-1,908,000 | 7,455 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 3,724 |
| Total interest expense | $863,000 | 3,420 |
| Net interest income | $1,299,000 | 3,834 |
| Provision for loan and lease losses | $500,000 | 1,760 |
| Total noninterest income | $122,000 | 4,844 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $1,774,000 | 2,712 |
| Salaries and employee benefits | $976,000 | 2,594 |
| Premises and equipment expense | $189,000 | 3,383 |
| Additional noninterest expense | $609,000 | 2,529 |
| Pre-tax net operating income | $-853,000 | 7,579 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-348,000 | 7,830 |
| Income before extraordinary items | $-505,000 | 7,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-505,000 | 7,451 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-505,000 | 7,452 |
| Net charge-offs | $453,000 | 1,432 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 897 |
| Net operating income | $-505,000 | 7,419 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,052,000 | 3,510 |
| Total interest expense | $3,426,000 | 3,892 |
| Net interest income | $6,626,000 | 3,208 |
| Provision for loan and lease losses | $3,680,000 | 1,218 |
| Total noninterest income | $581,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $300,000 | 4,013 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $281,000 | 4,221 |
| Total noninterest expense | $6,954,000 | 2,701 |
| Salaries and employee benefits | $3,673,000 | 2,703 |
| Premises and equipment expense | $771,000 | 3,269 |
| Additional noninterest expense | $2,510,000 | 2,330 |
| Pre-tax net operating income | $-3,427,000 | 7,663 |
| Securities gains (losses) | $74,000 | 1,338 |
| Applicable income taxes | $-1,351,000 | 7,806 |
| Income before extraordinary items | $-2,002,000 | 7,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,002,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,089,000 | 1,258 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,113 |
| Net operating income | $-2,049,360 | 7,495 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 3,488 |
| Total interest expense | $2,615,000 | 3,965 |
| Net interest income | $5,192,000 | 3,104 |
| Provision for loan and lease losses | $1,605,000 | 1,362 |
| Total noninterest income | $470,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $230,000 | 4,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $240,000 | 4,096 |
| Total noninterest expense | $4,960,000 | 2,793 |
| Salaries and employee benefits | $2,737,000 | 2,743 |
| Premises and equipment expense | $597,000 | 3,212 |
| Additional noninterest expense | $1,626,000 | 2,580 |
| Pre-tax net operating income | $-903,000 | 7,475 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $-369,000 | 7,806 |
| Income before extraordinary items | $-460,000 | 7,157 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-460,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,728 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 978 |
| Net operating income | $-507,360 | 7,338 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 3,501 |
| Total interest expense | $1,768,000 | 4,068 |
| Net interest income | $3,509,000 | 3,046 |
| Provision for loan and lease losses | $1,605,000 | 904 |
| Total noninterest income | $351,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $151,000 | 4,042 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $200,000 | 3,761 |
| Total noninterest expense | $3,285,000 | 2,810 |
| Salaries and employee benefits | $1,789,000 | 2,824 |
| Premises and equipment expense | $407,000 | 3,166 |
| Additional noninterest expense | $1,089,000 | 2,546 |
| Pre-tax net operating income | $-1,030,000 | 7,928 |
| Securities gains (losses) | $72,000 | 1,184 |
| Applicable income taxes | $-387,000 | 8,124 |
| Income before extraordinary items | $-571,000 | 7,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-571,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,486 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 859 |
| Net operating income | $-617,080 | 7,757 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 3,383 |
| Total interest expense | $981,000 | 3,955 |
| Net interest income | $1,860,000 | 2,889 |
| Provision for loan and lease losses | $1,605,000 | 449 |
| Total noninterest income | $179,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $1,649,000 | 2,805 |
| Salaries and employee benefits | $906,000 | 2,811 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $537,000 | 2,553 |
| Pre-tax net operating income | $-1,215,000 | 8,303 |
| Securities gains (losses) | $72,000 | 882 |
| Applicable income taxes | $-462,000 | 8,352 |
| Income before extraordinary items | $-681,000 | 8,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-681,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 800 |
| Net operating income | $-727,080 | 8,239 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,882,000 | 2,884 |
| Total interest expense | $5,059,000 | 3,436 |
| Net interest income | $8,823,000 | 2,503 |
| Provision for loan and lease losses | $160,000 | 4,234 |
| Total noninterest income | $516,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $309,000 | 4,019 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $207,000 | 4,993 |
| Total noninterest expense | $6,909,000 | 2,625 |
| Salaries and employee benefits | $3,818,000 | 2,599 |
| Premises and equipment expense | $825,000 | 2,998 |
| Additional noninterest expense | $2,266,000 | 2,380 |
| Pre-tax net operating income | $2,270,000 | 3,042 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $972,000 | 1,898 |
| Income before extraordinary items | $1,298,000 | 3,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,298,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 929 |
| Net operating income | $1,298,000 | 3,755 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,566,000 | 2,850 |
| Total interest expense | $3,854,000 | 3,398 |
| Net interest income | $6,712,000 | 2,476 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $411,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $233,000 | 4,011 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $178,000 | 4,728 |
| Total noninterest expense | $5,284,000 | 2,561 |
| Salaries and employee benefits | $2,852,000 | 2,598 |
| Premises and equipment expense | $604,000 | 3,054 |
| Additional noninterest expense | $1,828,000 | 2,185 |
| Pre-tax net operating income | $1,789,000 | 3,076 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $763,000 | 1,963 |
| Income before extraordinary items | $1,026,000 | 3,833 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,026,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 874 |
| Net operating income | $1,026,000 | 3,819 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,056,000 | 2,854 |
| Total interest expense | $2,534,000 | 3,421 |
| Net interest income | $4,522,000 | 2,489 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $244,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $146,000 | 4,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $98,000 | 5,155 |
| Total noninterest expense | $3,547,000 | 2,576 |
| Salaries and employee benefits | $1,912,000 | 2,617 |
| Premises and equipment expense | $407,000 | 3,054 |
| Additional noninterest expense | $1,228,000 | 2,171 |
| Pre-tax net operating income | $1,194,000 | 3,129 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $514,000 | 2,027 |
| Income before extraordinary items | $680,000 | 3,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $680,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 814 |
| Net operating income | $680,000 | 3,881 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 2,933 |
| Total interest expense | $1,249,000 | 3,435 |
| Net interest income | $2,168,000 | 2,573 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $137,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $68,000 | 4,516 |
| Total noninterest expense | $1,773,000 | 2,575 |
| Salaries and employee benefits | $975,000 | 2,598 |
| Premises and equipment expense | $204,000 | 3,055 |
| Additional noninterest expense | $594,000 | 2,210 |
| Pre-tax net operating income | $507,000 | 3,500 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $216,000 | 2,291 |
| Income before extraordinary items | $291,000 | 4,247 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $291,000 | 4,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 721 |
| Net operating income | $291,000 | 4,223 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,870,000 | 2,713 |
| Total interest expense | $4,392,000 | 3,350 |
| Net interest income | $9,478,000 | 2,401 |
| Provision for loan and lease losses | $236,000 | 3,235 |
| Total noninterest income | $850,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $249,000 | 4,515 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $601,000 | 3,015 |
| Total noninterest expense | $7,281,000 | 2,430 |
| Salaries and employee benefits | $4,048,000 | 2,424 |
| Premises and equipment expense | $829,000 | 2,911 |
| Additional noninterest expense | $2,404,000 | 2,179 |
| Pre-tax net operating income | $2,811,000 | 2,904 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,134,000 | 2,023 |
| Income before extraordinary items | $1,677,000 | 3,516 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,677,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 915 |
| Net operating income | $1,677,000 | 3,498 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,369,000 | 2,705 |
| Total interest expense | $3,173,000 | 3,348 |
| Net interest income | $7,196,000 | 2,401 |
| Provision for loan and lease losses | $116,000 | 3,873 |
| Total noninterest income | $526,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $181,000 | 4,618 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $345,000 | 3,473 |
| Total noninterest expense | $5,352,000 | 2,461 |
| Salaries and employee benefits | $2,860,000 | 2,544 |
| Premises and equipment expense | $613,000 | 2,949 |
| Additional noninterest expense | $1,879,000 | 2,088 |
| Pre-tax net operating income | $2,254,000 | 2,869 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $913,000 | 2,001 |
| Income before extraordinary items | $1,341,000 | 3,451 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,341,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 783 |
| Net operating income | $1,341,000 | 3,446 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 2,751 |
| Total interest expense | $2,040,000 | 3,326 |
| Net interest income | $4,665,000 | 2,453 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $299,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $115,000 | 4,705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 3,900 |
| Total noninterest expense | $3,575,000 | 2,472 |
| Salaries and employee benefits | $1,875,000 | 2,580 |
| Premises and equipment expense | $432,000 | 2,804 |
| Additional noninterest expense | $1,268,000 | 2,069 |
| Pre-tax net operating income | $1,329,000 | 3,138 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $536,000 | 2,212 |
| Income before extraordinary items | $793,000 | 3,772 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $793,000 | 3,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 647 |
| Net operating income | $793,000 | 3,764 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 2,787 |
| Total interest expense | $972,000 | 3,330 |
| Net interest income | $2,252,000 | 2,518 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $200,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,015 |
| Total noninterest expense | $1,760,000 | 2,519 |
| Salaries and employee benefits | $913,000 | 2,649 |
| Premises and equipment expense | $225,000 | 2,718 |
| Additional noninterest expense | $622,000 | 2,089 |
| Pre-tax net operating income | $652,000 | 3,130 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $267,000 | 2,164 |
| Income before extraordinary items | $385,000 | 3,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 3,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 470 |
| Net operating income | $385,000 | 3,775 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,872,000 | 2,934 |
| Total interest expense | $2,797,000 | 3,528 |
| Net interest income | $8,075,000 | 2,676 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $586,000 | 4,844 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $196,000 | 5,086 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $390,000 | 3,815 |
| Total noninterest expense | $6,274,000 | 2,641 |
| Salaries and employee benefits | $3,540,000 | 2,574 |
| Premises and equipment expense | $813,000 | 2,856 |
| Additional noninterest expense | $1,921,000 | 2,580 |
| Pre-tax net operating income | $2,367,000 | 3,269 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $967,000 | 2,307 |
| Income before extraordinary items | $1,400,000 | 3,957 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,400,000 | 3,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,400,000 | 3,924 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,782,000 | 3,002 |
| Total interest expense | $1,840,000 | 3,728 |
| Net interest income | $5,942,000 | 2,705 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $409,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $145,000 | 5,149 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 4,027 |
| Total noninterest expense | $4,550,000 | 2,691 |
| Salaries and employee benefits | $2,502,000 | 2,668 |
| Premises and equipment expense | $607,000 | 2,862 |
| Additional noninterest expense | $1,441,000 | 2,553 |
| Pre-tax net operating income | $1,781,000 | 3,321 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $730,000 | 2,332 |
| Income before extraordinary items | $1,051,000 | 4,031 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,051,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,051,000 | 3,987 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,877,000 | 3,108 |
| Total interest expense | $1,038,000 | 4,029 |
| Net interest income | $3,839,000 | 2,764 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $354,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $103,000 | 4,972 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $251,000 | 3,371 |
| Total noninterest expense | $3,007,000 | 2,686 |
| Salaries and employee benefits | $1,667,000 | 2,657 |
| Premises and equipment expense | $400,000 | 2,849 |
| Additional noninterest expense | $940,000 | 2,592 |
| Pre-tax net operating income | $1,186,000 | 3,277 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $496,000 | 2,287 |
| Income before extraordinary items | $690,000 | 4,033 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $690,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $690,000 | 3,973 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 3,241 |
| Total interest expense | $439,000 | 4,399 |
| Net interest income | $1,850,000 | 2,848 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $161,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,603 |
| Total noninterest expense | $1,483,000 | 2,741 |
| Salaries and employee benefits | $859,000 | 2,610 |
| Premises and equipment expense | $201,000 | 2,871 |
| Additional noninterest expense | $423,000 | 2,874 |
| Pre-tax net operating income | $528,000 | 3,527 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $214,000 | 2,490 |
| Income before extraordinary items | $314,000 | 4,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $314,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $314,000 | 4,189 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,334 |
| Total interest expense | $1,444,000 | 4,622 |
| Net interest income | $6,809,000 | 2,966 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $1,399,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $223,000 | 4,988 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,176,000 | 1,936 |
| Total noninterest expense | $5,789,000 | 2,739 |
| Salaries and employee benefits | $3,366,000 | 2,571 |
| Premises and equipment expense | $674,000 | 3,227 |
| Additional noninterest expense | $1,749,000 | 2,727 |
| Pre-tax net operating income | $2,349,000 | 3,151 |
| Securities gains (losses) | $43,000 | 1,860 |
| Applicable income taxes | $962,000 | 2,225 |
| Income before extraordinary items | $1,430,000 | 3,750 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,430,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,402,480 | 3,746 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 3,359 |
| Total interest expense | $1,063,000 | 4,628 |
| Net interest income | $4,996,000 | 3,006 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $906,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $159,000 | 5,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $747,000 | 2,171 |
| Total noninterest expense | $4,094,000 | 2,859 |
| Salaries and employee benefits | $2,339,000 | 2,732 |
| Premises and equipment expense | $475,000 | 3,398 |
| Additional noninterest expense | $1,280,000 | 2,739 |
| Pre-tax net operating income | $1,738,000 | 3,232 |
| Securities gains (losses) | $43,000 | 1,778 |
| Applicable income taxes | $718,000 | 2,269 |
| Income before extraordinary items | $1,063,000 | 3,872 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,063,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,035,480 | 3,849 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 3,386 |
| Total interest expense | $684,000 | 4,738 |
| Net interest income | $3,314,000 | 3,007 |
| Provision for loan and lease losses | $70,000 | 4,107 |
| Total noninterest income | $738,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $107,000 | 5,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $631,000 | 1,853 |
| Total noninterest expense | $2,733,000 | 2,859 |
| Salaries and employee benefits | $1,549,000 | 2,751 |
| Premises and equipment expense | $295,000 | 3,605 |
| Additional noninterest expense | $889,000 | 2,656 |
| Pre-tax net operating income | $1,249,000 | 3,015 |
| Securities gains (losses) | $43,000 | 1,554 |
| Applicable income taxes | $520,000 | 2,136 |
| Income before extraordinary items | $772,000 | 3,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $772,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $744,480 | 3,625 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,461 |
| Total interest expense | $331,000 | 4,873 |
| Net interest income | $1,614,000 | 3,072 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $340,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $284,000 | 1,954 |
| Total noninterest expense | $1,403,000 | 2,803 |
| Salaries and employee benefits | $784,000 | 2,741 |
| Premises and equipment expense | $142,000 | 3,735 |
| Additional noninterest expense | $477,000 | 2,477 |
| Pre-tax net operating income | $511,000 | 3,459 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $225,000 | 2,377 |
| Income before extraordinary items | $329,000 | 4,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $329,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $301,480 | 4,133 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 3,627 |
| Total interest expense | $1,413,000 | 5,054 |
| Net interest income | $6,031,000 | 3,168 |
| Provision for loan and lease losses | $204,000 | 3,990 |
| Total noninterest income | $1,042,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $237,000 | 4,873 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $805,000 | 2,730 |
| Total noninterest expense | $4,889,000 | 3,108 |
| Salaries and employee benefits | $2,795,000 | 2,957 |
| Premises and equipment expense | $589,000 | 3,577 |
| Additional noninterest expense | $1,505,000 | 3,072 |
| Pre-tax net operating income | $1,980,000 | 3,419 |
| Securities gains (losses) | $25,000 | 3,074 |
| Applicable income taxes | $820,000 | 2,498 |
| Income before extraordinary items | $1,185,000 | 4,171 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,185,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,154 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,169,000 | 4,034 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 3,717 |
| Total interest expense | $1,092,000 | 5,102 |
| Net interest income | $4,402,000 | 3,262 |
| Provision for loan and lease losses | $174,000 | 3,661 |
| Total noninterest income | $813,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $186,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $627,000 | 2,760 |
| Total noninterest expense | $3,509,000 | 3,223 |
| Salaries and employee benefits | $1,973,000 | 3,126 |
| Premises and equipment expense | $459,000 | 3,465 |
| Additional noninterest expense | $1,077,000 | 3,189 |
| Pre-tax net operating income | $1,532,000 | 3,478 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $636,000 | 2,561 |
| Income before extraordinary items | $896,000 | 4,300 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $896,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,201 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $896,000 | 4,132 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 3,822 |
| Total interest expense | $742,000 | 5,164 |
| Net interest income | $2,833,000 | 3,347 |
| Provision for loan and lease losses | $154,000 | 2,968 |
| Total noninterest income | $499,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $131,000 | 4,632 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $368,000 | 2,930 |
| Total noninterest expense | $2,277,000 | 3,307 |
| Salaries and employee benefits | $1,274,000 | 3,219 |
| Premises and equipment expense | $315,000 | 3,350 |
| Additional noninterest expense | $688,000 | 3,273 |
| Pre-tax net operating income | $901,000 | 3,760 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $375,000 | 2,816 |
| Income before extraordinary items | $526,000 | 4,661 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $526,000 | 4,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $526,000 | 4,456 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 3,989 |
| Total interest expense | $364,000 | 5,327 |
| Net interest income | $1,351,000 | 3,467 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $1,129,000 | 3,316 |
| Salaries and employee benefits | $630,000 | 3,224 |
| Premises and equipment expense | $160,000 | 3,310 |
| Additional noninterest expense | $339,000 | 3,282 |
| Pre-tax net operating income | $316,000 | 4,658 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $185,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $185,000 | 5,315 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 4,341 |
| Total interest expense | $1,507,000 | 5,706 |
| Net interest income | $4,923,000 | 3,719 |
| Provision for loan and lease losses | $146,000 | 4,995 |
| Total noninterest income | $738,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $179,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $559,000 | 3,083 |
| Total noninterest expense | $4,171,000 | 3,446 |
| Salaries and employee benefits | $2,318,000 | 3,332 |
| Premises and equipment expense | $498,000 | 3,942 |
| Additional noninterest expense | $1,355,000 | 3,239 |
| Pre-tax net operating income | $1,344,000 | 4,395 |
| Securities gains (losses) | $202,000 | 1,165 |
| Applicable income taxes | $638,000 | 3,018 |
| Income before extraordinary items | $908,000 | 4,855 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $908,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $778,720 | 5,139 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 4,395 |
| Total interest expense | $2,765,000 | 5,038 |
| Net interest income | $4,321,000 | 3,888 |
| Provision for loan and lease losses | $207,000 | 4,058 |
| Total noninterest income | $506,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $148,000 | 5,823 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $358,000 | 3,761 |
| Total noninterest expense | $3,555,000 | 3,778 |
| Salaries and employee benefits | $1,965,000 | 3,643 |
| Premises and equipment expense | $379,000 | 4,779 |
| Additional noninterest expense | $1,211,000 | 3,470 |
| Pre-tax net operating income | $1,065,000 | 4,736 |
| Securities gains (losses) | $95,000 | 1,787 |
| Applicable income taxes | $484,000 | 3,374 |
| Income before extraordinary items | $676,000 | 5,315 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $676,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $25,000 | 6,381 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 727 |
| Net operating income | $615,200 | 5,425 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 4,720 |
| Total interest expense | $2,838,000 | 5,132 |
| Net interest income | $3,910,000 | 4,262 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $239,000 | 6,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $3,105,000 | 4,117 |
| Salaries and employee benefits | $1,549,000 | 4,250 |
| Premises and equipment expense | $416,000 | 4,386 |
| Additional noninterest expense | $1,140,000 | 3,600 |
| Pre-tax net operating income | $744,000 | 6,062 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $103,000 | 6,475 |
| Income before extraordinary items | $644,000 | 5,650 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $644,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 890 |
| Net operating income | $641,420 | 5,675 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 5,483 |
| Total interest expense | $2,062,000 | 5,896 |
| Net interest income | $3,059,000 | 5,094 |
| Provision for loan and lease losses | $183,000 | 3,738 |
| Total noninterest income | $137,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $2,679,000 | 4,620 |
| Salaries and employee benefits | $1,404,000 | 4,578 |
| Premises and equipment expense | $369,000 | 4,795 |
| Additional noninterest expense | $906,000 | 4,360 |
| Pre-tax net operating income | $334,000 | 7,902 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $341,000 | 7,345 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $341,000 | 7,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 982 |
| Net operating income | $333,000 | 7,352 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 6,868 |
| Total interest expense | $1,533,000 | 7,118 |
| Net interest income | $2,040,000 | 6,600 |
| Provision for loan and lease losses | $175,000 | 3,848 |
| Total noninterest income | $109,000 | 8,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,565 |
| Total noninterest expense | $2,038,000 | 5,526 |
| Salaries and employee benefits | $1,091,000 | 5,437 |
| Premises and equipment expense | $304,000 | 5,343 |
| Additional noninterest expense | $643,000 | 5,488 |
| Pre-tax net operating income | $-64,000 | 9,887 |
| Securities gains (losses) | $66,000 | 1,549 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $2,000 | 9,830 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,000 | 9,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-64,000 | 9,878 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 10,446 |
| Total interest expense | $412,000 | 10,314 |
| Net interest income | $432,000 | 10,514 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $18,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $1,271,000 | 7,445 |
| Salaries and employee benefits | $531,000 | 8,391 |
| Premises and equipment expense | $141,000 | 8,004 |
| Additional noninterest expense | $599,000 | 5,821 |
| Pre-tax net operating income | $-871,000 | 10,829 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-871,000 | 10,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-871,000 | 10,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,250,000 | 154 |
| Net operating income | $-871,000 | 10,829 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.