Home > Coast Federal Bank, Federal Savings Bank > Income and Expense
Coast Federal Bank, Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $626,725,000 | 95 |
| Total interest expense | $404,044,000 | 80 |
| Net interest income | $222,681,000 | 133 |
| Provision for loan and lease losses | $10,391,000 | 205 |
| Total noninterest income | $57,378,000 | 207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $57,378,000 | 155 |
| Total noninterest expense | $181,109,000 | 144 |
| Salaries and employee benefits | $83,463,000 | 118 |
| Premises and equipment expense | $47,545,000 | 77 |
| Additional noninterest expense | $50,101,000 | 206 |
| Pre-tax net operating income | $88,559,000 | 164 |
| Securities gains (losses) | $257,000 | 609 |
| Applicable income taxes | $28,303,000 | 177 |
| Income before extraordinary items | $60,513,000 | 164 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $60,513,000 | 164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,535,000 | 164 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $60,338,240 | 160 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $599,371,000 | 112 |
| Total interest expense | $383,582,000 | 84 |
| Net interest income | $215,789,000 | 145 |
| Provision for loan and lease losses | $70,937,000 | 52 |
| Total noninterest income | $51,701,000 | 228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $51,701,000 | 170 |
| Total noninterest expense | $202,182,000 | 144 |
| Salaries and employee benefits | $60,066,000 | 171 |
| Premises and equipment expense | $52,615,000 | 70 |
| Additional noninterest expense | $89,501,000 | 160 |
| Pre-tax net operating income | $-5,629,000 | 11,451 |
| Securities gains (losses) | $411,000 | 466 |
| Applicable income taxes | $-19,096,000 | 11,447 |
| Income before extraordinary items | $13,878,000 | 448 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $13,878,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,796,000 | 66 |
| Cash dividends | $6,000,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $13,614,960 | 450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $597,420,000 | 103 |
| Total interest expense | $406,078,000 | 75 |
| Net interest income | $191,342,000 | 164 |
| Provision for loan and lease losses | $40,000,000 | 69 |
| Total noninterest income | $64,940,000 | 195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $64,940,000 | 131 |
| Total noninterest expense | $161,915,000 | 165 |
| Salaries and employee benefits | $66,591,000 | 148 |
| Premises and equipment expense | $49,159,000 | 72 |
| Additional noninterest expense | $46,165,000 | 249 |
| Pre-tax net operating income | $54,367,000 | 247 |
| Securities gains (losses) | $431,000 | 397 |
| Applicable income taxes | $18,800,000 | 245 |
| Income before extraordinary items | $35,998,000 | 242 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $35,998,000 | 241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,577,000 | 78 |
| Cash dividends | $6,000,000 | 551 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $35,713,540 | 244 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $478,774,000 | 107 |
| Total interest expense | $294,862,000 | 72 |
| Net interest income | $183,912,000 | 169 |
| Provision for loan and lease losses | $75,000,000 | 33 |
| Total noninterest income | $51,021,000 | 224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $51,021,000 | 142 |
| Total noninterest expense | $166,838,000 | 162 |
| Salaries and employee benefits | $72,572,000 | 144 |
| Premises and equipment expense | $44,937,000 | 72 |
| Additional noninterest expense | $49,329,000 | 239 |
| Pre-tax net operating income | $-6,905,000 | 12,588 |
| Securities gains (losses) | $-6,874,000 | 12,563 |
| Applicable income taxes | $-10,336,000 | 12,596 |
| Income before extraordinary items | $-3,443,000 | 12,533 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,443,000 | 12,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,885,000 | 26 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $2,569,000 | 264 |
| Net operating income | $956,360 | 4,727 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $503,655,000 | 94 |
| Total interest expense | $298,835,000 | 50 |
| Net interest income | $204,820,000 | 136 |
| Provision for loan and lease losses | $61,000,000 | 57 |
| Total noninterest income | $38,959,000 | 255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $38,959,000 | 165 |
| Total noninterest expense | $188,163,000 | 139 |
| Salaries and employee benefits | $71,767,000 | 134 |
| Premises and equipment expense | $46,478,000 | 66 |
| Additional noninterest expense | $69,918,000 | 180 |
| Pre-tax net operating income | $-5,384,000 | 13,184 |
| Securities gains (losses) | $11,594,000 | 70 |
| Applicable income taxes | $-13,762,000 | 13,270 |
| Income before extraordinary items | $19,972,000 | 315 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $19,972,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,645,000 | 44 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $77,087,000 | 19 |
| Net operating income | $8,378,000 | 579 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $608,381,000 | 72 |
| Total interest expense | $398,544,000 | 47 |
| Net interest income | $209,837,000 | 126 |
| Provision for loan and lease losses | $46,000,000 | 113 |
| Total noninterest income | $46,822,000 | 214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $46,822,000 | 135 |
| Total noninterest expense | $201,349,000 | 123 |
| Salaries and employee benefits | $64,803,000 | 138 |
| Premises and equipment expense | $48,494,000 | 61 |
| Additional noninterest expense | $88,052,000 | 137 |
| Pre-tax net operating income | $9,310,000 | 686 |
| Securities gains (losses) | $8,730,000 | 129 |
| Applicable income taxes | $1,522,000 | 1,442 |
| Income before extraordinary items | $16,518,000 | 320 |
| Extraordinary gains, net | $10,914,000 | 21 |
| Net income | $27,432,000 | 215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,202,000 | 110 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,486,400 | 511 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.