Home > Coast Commercial Bank > Income and Expense
Coast Commercial Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,976,000 | 1,091 |
| Total interest expense | $6,326,000 | 1,404 |
| Net interest income | $19,650,000 | 977 |
| Provision for loan and lease losses | $221,000 | 3,835 |
| Total noninterest income | $3,909,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,228,000 | 1,414 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,681,000 | 1,171 |
| Total noninterest expense | $17,632,000 | 913 |
| Salaries and employee benefits | $3,363,000 | 2,499 |
| Premises and equipment expense | $2,176,000 | 1,047 |
| Additional noninterest expense | $12,093,000 | 479 |
| Pre-tax net operating income | $5,706,000 | 1,447 |
| Securities gains (losses) | $889,000 | 518 |
| Applicable income taxes | $2,460,000 | 1,089 |
| Income before extraordinary items | $4,135,000 | 1,518 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,135,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,932 |
| Cash dividends | $2,626,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,566,040 | 1,663 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,239,000 | 1,131 |
| Total interest expense | $4,956,000 | 1,410 |
| Net interest income | $14,283,000 | 1,029 |
| Provision for loan and lease losses | $197,000 | 3,369 |
| Total noninterest income | $3,067,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $931,000 | 1,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,136,000 | 1,176 |
| Total noninterest expense | $13,558,000 | 902 |
| Salaries and employee benefits | $2,580,000 | 2,450 |
| Premises and equipment expense | $1,697,000 | 1,020 |
| Additional noninterest expense | $9,281,000 | 471 |
| Pre-tax net operating income | $3,595,000 | 1,742 |
| Securities gains (losses) | $824,000 | 503 |
| Applicable income taxes | $1,623,000 | 1,259 |
| Income before extraordinary items | $2,796,000 | 1,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,796,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,673 |
| Cash dividends | $1,724,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,268,640 | 1,973 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,206,000 | 1,103 |
| Total interest expense | $3,523,000 | 1,369 |
| Net interest income | $9,683,000 | 1,000 |
| Provision for loan and lease losses | $-12,000 | 9,104 |
| Total noninterest income | $2,083,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $649,000 | 1,324 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,434,000 | 1,173 |
| Total noninterest expense | $9,132,000 | 891 |
| Salaries and employee benefits | $1,778,000 | 2,372 |
| Premises and equipment expense | $1,129,000 | 1,024 |
| Additional noninterest expense | $6,225,000 | 477 |
| Pre-tax net operating income | $2,646,000 | 1,586 |
| Securities gains (losses) | $824,000 | 418 |
| Applicable income taxes | $1,269,000 | 1,123 |
| Income before extraordinary items | $2,201,000 | 1,493 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,201,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,886 |
| Cash dividends | $825,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,673,640 | 1,799 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 1,103 |
| Total interest expense | $1,813,000 | 1,351 |
| Net interest income | $4,845,000 | 1,000 |
| Provision for loan and lease losses | $-14,000 | 9,196 |
| Total noninterest income | $954,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $328,000 | 1,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $626,000 | 1,252 |
| Total noninterest expense | $4,839,000 | 843 |
| Salaries and employee benefits | $902,000 | 2,329 |
| Premises and equipment expense | $532,000 | 1,089 |
| Additional noninterest expense | $3,405,000 | 443 |
| Pre-tax net operating income | $974,000 | 2,091 |
| Securities gains (losses) | $429,000 | 395 |
| Applicable income taxes | $504,000 | 1,369 |
| Income before extraordinary items | $899,000 | 1,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $899,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,028 |
| Cash dividends | $826,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $624,440 | 2,303 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $32,213,000 | 943 |
| Total interest expense | $8,927,000 | 1,257 |
| Net interest income | $23,286,000 | 823 |
| Provision for loan and lease losses | $169,000 | 4,721 |
| Total noninterest income | $5,589,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,326,000 | 1,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,263,000 | 780 |
| Total noninterest expense | $17,910,000 | 877 |
| Salaries and employee benefits | $4,122,000 | 1,946 |
| Premises and equipment expense | $2,273,000 | 962 |
| Additional noninterest expense | $11,515,000 | 502 |
| Pre-tax net operating income | $10,796,000 | 805 |
| Securities gains (losses) | $1,740,000 | 304 |
| Applicable income taxes | $4,705,000 | 627 |
| Income before extraordinary items | $7,831,000 | 814 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,831,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 1,327 |
| Cash dividends | $12,002,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,717,400 | 890 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $35,337,000 | 960 |
| Total interest expense | $12,965,000 | 1,249 |
| Net interest income | $22,372,000 | 791 |
| Provision for loan and lease losses | $224,000 | 3,900 |
| Total noninterest income | $5,123,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,232,000 | 1,213 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,891,000 | 788 |
| Total noninterest expense | $15,928,000 | 930 |
| Salaries and employee benefits | $3,843,000 | 1,954 |
| Premises and equipment expense | $2,267,000 | 924 |
| Additional noninterest expense | $9,818,000 | 585 |
| Pre-tax net operating income | $11,343,000 | 683 |
| Securities gains (losses) | $118,000 | 1,614 |
| Applicable income taxes | $4,249,000 | 618 |
| Income before extraordinary items | $7,212,000 | 771 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,212,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,267 |
| Cash dividends | $2,691,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,136,480 | 748 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,227,000 | 1,006 |
| Total interest expense | $12,701,000 | 1,367 |
| Net interest income | $22,526,000 | 780 |
| Provision for loan and lease losses | $2,353,000 | 546 |
| Total noninterest income | $5,352,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,132,000 | 1,200 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,220,000 | 698 |
| Total noninterest expense | $17,053,000 | 837 |
| Salaries and employee benefits | $6,790,000 | 1,032 |
| Premises and equipment expense | $2,326,000 | 855 |
| Additional noninterest expense | $7,937,000 | 675 |
| Pre-tax net operating income | $8,472,000 | 912 |
| Securities gains (losses) | $27,000 | 874 |
| Applicable income taxes | $2,990,000 | 825 |
| Income before extraordinary items | $5,509,000 | 972 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,509,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 852 |
| Cash dividends | $2,380,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,491,450 | 974 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,301,000 | 1,197 |
| Total interest expense | $7,305,000 | 2,048 |
| Net interest income | $19,996,000 | 883 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $4,619,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,206,000 | 1,108 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,413,000 | 824 |
| Total noninterest expense | $13,280,000 | 1,050 |
| Salaries and employee benefits | $7,289,000 | 939 |
| Premises and equipment expense | $2,413,000 | 833 |
| Additional noninterest expense | $3,578,000 | 1,284 |
| Pre-tax net operating income | $11,335,000 | 742 |
| Securities gains (losses) | $52,000 | 966 |
| Applicable income taxes | $4,408,000 | 655 |
| Income before extraordinary items | $6,979,000 | 823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,979,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,912 |
| Cash dividends | $1,580,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,945,720 | 810 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,127,000 | 1,336 |
| Total interest expense | $6,815,000 | 2,226 |
| Net interest income | $17,312,000 | 971 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $5,967,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,148,000 | 1,105 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,819,000 | 656 |
| Total noninterest expense | $12,378,000 | 1,069 |
| Salaries and employee benefits | $6,450,000 | 1,010 |
| Premises and equipment expense | $2,293,000 | 850 |
| Additional noninterest expense | $3,635,000 | 1,232 |
| Pre-tax net operating income | $10,601,000 | 742 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $4,424,000 | 631 |
| Income before extraordinary items | $6,198,000 | 879 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,198,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $2,340,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 636 |
| Net operating income | $6,184,560 | 843 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,679,000 | 1,598 |
| Total interest expense | $5,712,000 | 2,617 |
| Net interest income | $14,967,000 | 1,175 |
| Provision for loan and lease losses | $450,000 | 1,925 |
| Total noninterest income | $5,071,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,217,000 | 1,030 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,854,000 | 726 |
| Total noninterest expense | $10,853,000 | 1,220 |
| Salaries and employee benefits | $5,615,000 | 1,170 |
| Premises and equipment expense | $2,093,000 | 954 |
| Additional noninterest expense | $3,145,000 | 1,380 |
| Pre-tax net operating income | $8,735,000 | 932 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $3,522,000 | 814 |
| Income before extraordinary items | $5,203,000 | 1,056 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,203,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $1,048,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,209,400 | 1,026 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,190,000 | 1,863 |
| Total interest expense | $4,894,000 | 3,062 |
| Net interest income | $13,296,000 | 1,349 |
| Provision for loan and lease losses | $900,000 | 1,101 |
| Total noninterest income | $4,770,000 | 978 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,037,000 | 1,291 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,733,000 | 774 |
| Total noninterest expense | $10,370,000 | 1,382 |
| Salaries and employee benefits | $5,139,000 | 1,303 |
| Premises and equipment expense | $2,044,000 | 1,036 |
| Additional noninterest expense | $3,187,000 | 1,634 |
| Pre-tax net operating income | $6,796,000 | 1,093 |
| Securities gains (losses) | $114,000 | 896 |
| Applicable income taxes | $2,768,000 | 934 |
| Income before extraordinary items | $4,142,000 | 1,216 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,142,000 | 1,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,532 |
| Cash dividends | $910,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,069,040 | 1,211 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,062,000 | 2,091 |
| Total interest expense | $3,791,000 | 3,862 |
| Net interest income | $12,271,000 | 1,463 |
| Provision for loan and lease losses | $900,000 | 1,018 |
| Total noninterest income | $3,916,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,036,000 | 1,306 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,880,000 | 910 |
| Total noninterest expense | $9,773,000 | 1,452 |
| Salaries and employee benefits | $4,973,000 | 1,333 |
| Premises and equipment expense | $1,912,000 | 1,110 |
| Additional noninterest expense | $2,888,000 | 1,755 |
| Pre-tax net operating income | $5,514,000 | 1,386 |
| Securities gains (losses) | $-48,000 | 11,154 |
| Applicable income taxes | $2,071,000 | 1,237 |
| Income before extraordinary items | $3,395,000 | 1,505 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,395,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,023 |
| Cash dividends | $4,615,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 492 |
| Net operating income | $3,425,720 | 1,478 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,286,000 | 2,473 |
| Total interest expense | $2,439,000 | 4,750 |
| Net interest income | $9,847,000 | 1,835 |
| Provision for loan and lease losses | $600,000 | 1,325 |
| Total noninterest income | $3,957,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,112,000 | 1,197 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,845,000 | 911 |
| Total noninterest expense | $9,462,000 | 1,555 |
| Salaries and employee benefits | $4,644,000 | 1,453 |
| Premises and equipment expense | $1,975,000 | 1,080 |
| Additional noninterest expense | $2,843,000 | 1,904 |
| Pre-tax net operating income | $3,742,000 | 1,900 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,391,000 | 1,660 |
| Income before extraordinary items | $2,352,000 | 2,079 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,352,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,441 |
| Cash dividends | $684,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 674 |
| Net operating income | $2,351,360 | 2,095 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,614,000 | 2,669 |
| Total interest expense | $2,685,000 | 4,532 |
| Net interest income | $8,929,000 | 2,026 |
| Provision for loan and lease losses | $850,000 | 1,453 |
| Total noninterest income | $5,282,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,139,000 | 1,174 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,143,000 | 784 |
| Total noninterest expense | $8,864,000 | 1,709 |
| Salaries and employee benefits | $4,375,000 | 1,547 |
| Premises and equipment expense | $1,848,000 | 1,155 |
| Additional noninterest expense | $2,641,000 | 2,109 |
| Pre-tax net operating income | $4,497,000 | 1,557 |
| Securities gains (losses) | $59,000 | 3,175 |
| Applicable income taxes | $1,786,000 | 1,342 |
| Income before extraordinary items | $2,770,000 | 1,803 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,770,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 1,443 |
| Cash dividends | $342,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 801 |
| Net operating income | $2,732,240 | 1,717 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,695,000 | 3,005 |
| Total interest expense | $3,497,000 | 4,546 |
| Net interest income | $8,198,000 | 2,216 |
| Provision for loan and lease losses | $528,000 | 2,881 |
| Total noninterest income | $3,008,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,144,000 | 1,156 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,864,000 | 1,300 |
| Total noninterest expense | $7,599,000 | 1,953 |
| Salaries and employee benefits | $3,661,000 | 1,816 |
| Premises and equipment expense | $1,612,000 | 1,357 |
| Additional noninterest expense | $2,326,000 | 2,462 |
| Pre-tax net operating income | $3,079,000 | 2,017 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $1,201,000 | 1,758 |
| Income before extraordinary items | $1,932,000 | 2,365 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,932,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 3,374 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-398,000 | 13,859 |
| Net operating income | $1,897,440 | 2,237 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.