Home > Coast Bank of Florida > Income and Expense
Coast Bank of Florida, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $33,147,000 | 952 |
| Total interest expense | $25,405,000 | 594 |
| Net interest income | $7,742,000 | 2,203 |
| Provision for loan and lease losses | $11,680,000 | 141 |
| Total noninterest income | $1,601,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $424,000 | 2,782 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,177,000 | 1,614 |
| Total noninterest expense | $19,228,000 | 716 |
| Salaries and employee benefits | $8,200,000 | 903 |
| Premises and equipment expense | $3,937,000 | 504 |
| Additional noninterest expense | $7,091,000 | 594 |
| Pre-tax net operating income | $-21,565,000 | 8,555 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,114,000 | 256 |
| Income before extraordinary items | $-33,679,000 | 8,553 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-33,679,000 | 8,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,592,000 | 330 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 838 |
| Net operating income | $-33,679,000 | 8,551 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,128,000 | 918 |
| Total interest expense | $17,082,000 | 602 |
| Net interest income | $6,046,000 | 1,909 |
| Provision for loan and lease losses | $2,166,000 | 308 |
| Total noninterest income | $1,155,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $288,000 | 2,737 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $867,000 | 1,544 |
| Total noninterest expense | $12,942,000 | 729 |
| Salaries and employee benefits | $5,758,000 | 881 |
| Premises and equipment expense | $2,618,000 | 519 |
| Additional noninterest expense | $4,566,000 | 618 |
| Pre-tax net operating income | $-7,907,000 | 8,605 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,115,000 | 200 |
| Income before extraordinary items | $-20,022,000 | 8,608 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,022,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 394 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 737 |
| Net operating income | $-20,022,000 | 8,605 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,882,000 | 883 |
| Total interest expense | $8,085,000 | 614 |
| Net interest income | $3,797,000 | 1,514 |
| Provision for loan and lease losses | $1,426,000 | 224 |
| Total noninterest income | $619,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $142,000 | 2,708 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $477,000 | 1,414 |
| Total noninterest expense | $6,353,000 | 734 |
| Salaries and employee benefits | $2,962,000 | 856 |
| Premises and equipment expense | $1,316,000 | 520 |
| Additional noninterest expense | $2,075,000 | 670 |
| Pre-tax net operating income | $-3,363,000 | 8,636 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-1,240,000 | 8,630 |
| Income before extraordinary items | $-2,123,000 | 8,623 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,123,000 | 8,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 554 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 537 |
| Net operating income | $-2,123,000 | 8,618 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,392,000 | 1,000 |
| Total interest expense | $22,620,000 | 744 |
| Net interest income | $16,772,000 | 1,360 |
| Provision for loan and lease losses | $22,589,000 | 81 |
| Total noninterest income | $2,293,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $529,000 | 2,940 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,764,000 | 1,480 |
| Total noninterest expense | $23,901,000 | 730 |
| Salaries and employee benefits | $11,939,000 | 794 |
| Premises and equipment expense | $4,690,000 | 539 |
| Additional noninterest expense | $7,272,000 | 747 |
| Pre-tax net operating income | $-27,425,000 | 8,683 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-10,147,000 | 8,674 |
| Income before extraordinary items | $-17,278,000 | 8,676 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-17,278,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $508,000 | 598 |
| Net operating income | $-17,278,000 | 8,671 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,022,000 | 1,053 |
| Total interest expense | $15,465,000 | 794 |
| Net interest income | $12,557,000 | 1,373 |
| Provision for loan and lease losses | $582,000 | 1,245 |
| Total noninterest income | $1,689,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $365,000 | 3,133 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,324,000 | 1,483 |
| Total noninterest expense | $17,494,000 | 768 |
| Salaries and employee benefits | $8,777,000 | 828 |
| Premises and equipment expense | $3,320,000 | 584 |
| Additional noninterest expense | $5,397,000 | 755 |
| Pre-tax net operating income | $-3,830,000 | 8,728 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-1,360,000 | 8,726 |
| Income before extraordinary items | $-2,470,000 | 8,717 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,470,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,063 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 536 |
| Net operating income | $-2,470,000 | 8,707 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,477,000 | 1,109 |
| Total interest expense | $9,262,000 | 844 |
| Net interest income | $8,215,000 | 1,405 |
| Provision for loan and lease losses | $307,000 | 1,440 |
| Total noninterest income | $1,127,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $239,000 | 3,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $888,000 | 1,483 |
| Total noninterest expense | $10,575,000 | 846 |
| Salaries and employee benefits | $5,161,000 | 944 |
| Premises and equipment expense | $2,052,000 | 637 |
| Additional noninterest expense | $3,362,000 | 811 |
| Pre-tax net operating income | $-1,540,000 | 8,738 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-525,000 | 8,751 |
| Income before extraordinary items | $-1,015,000 | 8,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,015,000 | 8,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 520 |
| Net operating income | $-1,015,000 | 8,697 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,261,000 | 1,148 |
| Total interest expense | $4,238,000 | 870 |
| Net interest income | $4,023,000 | 1,430 |
| Provision for loan and lease losses | $133,000 | 1,623 |
| Total noninterest income | $563,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 3,011 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $439,000 | 1,472 |
| Total noninterest expense | $4,937,000 | 904 |
| Salaries and employee benefits | $2,461,000 | 999 |
| Premises and equipment expense | $932,000 | 699 |
| Additional noninterest expense | $1,544,000 | 859 |
| Pre-tax net operating income | $-484,000 | 8,691 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-172,000 | 8,725 |
| Income before extraordinary items | $-312,000 | 8,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-312,000 | 8,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 413 |
| Net operating income | $-312,000 | 8,634 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,428,000 | 1,310 |
| Total interest expense | $12,275,000 | 910 |
| Net interest income | $13,153,000 | 1,665 |
| Provision for loan and lease losses | $1,815,000 | 585 |
| Total noninterest income | $2,380,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $498,000 | 3,063 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,882,000 | 1,415 |
| Total noninterest expense | $14,580,000 | 1,194 |
| Salaries and employee benefits | $7,308,000 | 1,267 |
| Premises and equipment expense | $2,269,000 | 1,057 |
| Additional noninterest expense | $5,003,000 | 1,039 |
| Pre-tax net operating income | $-862,000 | 8,607 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-306,000 | 8,725 |
| Income before extraordinary items | $-556,000 | 8,565 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-556,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,570,000 | 487 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-556,000 | 8,546 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,962,000 | 1,360 |
| Total interest expense | $8,513,000 | 928 |
| Net interest income | $9,449,000 | 1,725 |
| Provision for loan and lease losses | $1,884,000 | 403 |
| Total noninterest income | $1,822,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $364,000 | 3,112 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,458,000 | 1,395 |
| Total noninterest expense | $10,518,000 | 1,221 |
| Salaries and employee benefits | $5,261,000 | 1,320 |
| Premises and equipment expense | $1,568,000 | 1,160 |
| Additional noninterest expense | $3,689,000 | 1,039 |
| Pre-tax net operating income | $-1,131,000 | 8,746 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-411,000 | 8,812 |
| Income before extraordinary items | $-720,000 | 8,702 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-720,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,602,000 | 351 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-720,000 | 8,681 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,306,000 | 1,396 |
| Total interest expense | $5,196,000 | 947 |
| Net interest income | $6,110,000 | 1,760 |
| Provision for loan and lease losses | $1,884,000 | 273 |
| Total noninterest income | $1,205,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $247,000 | 3,037 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $958,000 | 1,389 |
| Total noninterest expense | $6,748,000 | 1,255 |
| Salaries and employee benefits | $3,346,000 | 1,372 |
| Premises and equipment expense | $953,000 | 1,260 |
| Additional noninterest expense | $2,449,000 | 1,026 |
| Pre-tax net operating income | $-1,317,000 | 8,808 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-487,000 | 8,831 |
| Income before extraordinary items | $-830,000 | 8,776 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-830,000 | 8,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,598,000 | 263 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-830,000 | 8,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 1,453 |
| Total interest expense | $2,329,000 | 1,005 |
| Net interest income | $2,971,000 | 1,795 |
| Provision for loan and lease losses | $360,000 | 653 |
| Total noninterest income | $527,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $405,000 | 1,540 |
| Total noninterest expense | $2,977,000 | 1,421 |
| Salaries and employee benefits | $1,600,000 | 1,443 |
| Premises and equipment expense | $407,000 | 1,488 |
| Additional noninterest expense | $970,000 | 1,277 |
| Pre-tax net operating income | $161,000 | 6,421 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $95,000 | 6,983 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $95,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 637 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $95,000 | 6,956 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,337,000 | 1,661 |
| Total interest expense | $7,382,000 | 1,099 |
| Net interest income | $9,955,000 | 2,038 |
| Provision for loan and lease losses | $1,315,000 | 817 |
| Total noninterest income | $2,942,000 | 1,629 |
| Gross Fiduciary activities income | $69,000 | 1,010 |
| Service charges on deposit accounts | $434,000 | 3,460 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,439,000 | 1,147 |
| Total noninterest expense | $9,962,000 | 1,634 |
| Salaries and employee benefits | $5,408,000 | 1,627 |
| Premises and equipment expense | $1,413,000 | 1,644 |
| Additional noninterest expense | $3,141,000 | 1,562 |
| Pre-tax net operating income | $1,620,000 | 4,055 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $627,000 | 2,957 |
| Income before extraordinary items | $997,000 | 4,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $997,000 | 4,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,577,000 | 554 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $994,440 | 4,645 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,418,000 | 1,708 |
| Total interest expense | $5,267,000 | 1,132 |
| Net interest income | $7,151,000 | 2,119 |
| Provision for loan and lease losses | $1,139,000 | 681 |
| Total noninterest income | $2,299,000 | 1,583 |
| Gross Fiduciary activities income | $69,000 | 955 |
| Service charges on deposit accounts | $320,000 | 3,504 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,910,000 | 1,124 |
| Total noninterest expense | $7,255,000 | 1,663 |
| Salaries and employee benefits | $3,885,000 | 1,699 |
| Premises and equipment expense | $1,038,000 | 1,683 |
| Additional noninterest expense | $2,332,000 | 1,558 |
| Pre-tax net operating income | $1,056,000 | 4,476 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $403,000 | 3,292 |
| Income before extraordinary items | $657,000 | 5,123 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $657,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,463,000 | 433 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $654,440 | 5,051 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 1,761 |
| Total interest expense | $3,334,000 | 1,184 |
| Net interest income | $4,651,000 | 2,152 |
| Provision for loan and lease losses | $820,000 | 626 |
| Total noninterest income | $1,537,000 | 1,561 |
| Gross Fiduciary activities income | $69,000 | 873 |
| Service charges on deposit accounts | $202,000 | 3,621 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,266,000 | 1,129 |
| Total noninterest expense | $4,766,000 | 1,688 |
| Salaries and employee benefits | $2,549,000 | 1,722 |
| Premises and equipment expense | $635,000 | 1,816 |
| Additional noninterest expense | $1,582,000 | 1,527 |
| Pre-tax net operating income | $602,000 | 4,824 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $229,000 | 3,536 |
| Income before extraordinary items | $373,000 | 5,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,175,000 | 374 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $373,000 | 5,402 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 1,827 |
| Total interest expense | $1,556,000 | 1,280 |
| Net interest income | $2,299,000 | 2,178 |
| Provision for loan and lease losses | $329,000 | 744 |
| Total noninterest income | $587,000 | 1,920 |
| Gross Fiduciary activities income | $69,000 | 728 |
| Service charges on deposit accounts | $96,000 | 3,683 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $422,000 | 1,476 |
| Total noninterest expense | $2,428,000 | 1,680 |
| Salaries and employee benefits | $1,289,000 | 1,727 |
| Premises and equipment expense | $335,000 | 1,736 |
| Additional noninterest expense | $804,000 | 1,495 |
| Pre-tax net operating income | $129,000 | 6,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $80,000 | 7,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 643 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,000 | 7,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,110,000 | 2,365 |
| Total interest expense | $5,638,000 | 1,593 |
| Net interest income | $6,472,000 | 2,974 |
| Provision for loan and lease losses | $2,934,000 | 489 |
| Total noninterest income | $2,399,000 | 2,020 |
| Gross Fiduciary activities income | $430,000 | 617 |
| Service charges on deposit accounts | $294,000 | 4,343 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,675,000 | 1,667 |
| Total noninterest expense | $8,434,000 | 1,879 |
| Salaries and employee benefits | $4,976,000 | 1,727 |
| Premises and equipment expense | $1,095,000 | 2,078 |
| Additional noninterest expense | $2,363,000 | 2,039 |
| Pre-tax net operating income | $-2,497,000 | 9,098 |
| Securities gains (losses) | $98,000 | 1,917 |
| Applicable income taxes | $-889,000 | 9,127 |
| Income before extraordinary items | $-1,510,000 | 9,090 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,510,000 | 9,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 838 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,572,720 | 9,055 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 2,505 |
| Total interest expense | $4,184,000 | 1,691 |
| Net interest income | $4,469,000 | 3,215 |
| Provision for loan and lease losses | $510,000 | 1,636 |
| Total noninterest income | $2,131,000 | 1,811 |
| Gross Fiduciary activities income | $332,000 | 608 |
| Service charges on deposit accounts | $259,000 | 3,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,540,000 | 1,513 |
| Total noninterest expense | $6,186,000 | 1,920 |
| Salaries and employee benefits | $3,668,000 | 1,771 |
| Premises and equipment expense | $785,000 | 2,186 |
| Additional noninterest expense | $1,733,000 | 2,073 |
| Pre-tax net operating income | $-96,000 | 8,757 |
| Securities gains (losses) | $98,000 | 1,769 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,000 | 8,724 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,000 | 8,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,037 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-61,720 | 8,731 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 2,607 |
| Total interest expense | $2,793,000 | 1,738 |
| Net interest income | $2,802,000 | 3,381 |
| Provision for loan and lease losses | $312,000 | 1,735 |
| Total noninterest income | $1,611,000 | 1,625 |
| Gross Fiduciary activities income | $240,000 | 584 |
| Service charges on deposit accounts | $162,000 | 4,116 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,209,000 | 1,331 |
| Total noninterest expense | $3,977,000 | 1,983 |
| Salaries and employee benefits | $2,372,000 | 1,813 |
| Premises and equipment expense | $485,000 | 2,314 |
| Additional noninterest expense | $1,120,000 | 2,135 |
| Pre-tax net operating income | $124,000 | 7,816 |
| Securities gains (losses) | $98,000 | 1,532 |
| Applicable income taxes | $84,000 | 5,355 |
| Income before extraordinary items | $138,000 | 7,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $138,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $75,280 | 8,028 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 2,724 |
| Total interest expense | $1,366,000 | 1,819 |
| Net interest income | $1,312,000 | 3,549 |
| Provision for loan and lease losses | $181,000 | 1,470 |
| Total noninterest income | $923,000 | 1,414 |
| Gross Fiduciary activities income | $117,000 | 598 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $724,000 | 1,137 |
| Total noninterest expense | $1,875,000 | 2,082 |
| Salaries and employee benefits | $1,137,000 | 1,881 |
| Premises and equipment expense | $227,000 | 2,452 |
| Additional noninterest expense | $511,000 | 2,290 |
| Pre-tax net operating income | $179,000 | 6,099 |
| Securities gains (losses) | $36,000 | 1,574 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $134,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $110,960 | 6,543 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,790,000 | 3,374 |
| Total interest expense | $4,601,000 | 2,416 |
| Net interest income | $4,189,000 | 4,202 |
| Provision for loan and lease losses | $835,000 | 1,571 |
| Total noninterest income | $2,094,000 | 2,056 |
| Gross Fiduciary activities income | $237,000 | 781 |
| Service charges on deposit accounts | $316,000 | 4,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,541,000 | 1,614 |
| Total noninterest expense | $6,708,000 | 2,226 |
| Salaries and employee benefits | $3,018,000 | 2,612 |
| Premises and equipment expense | $716,000 | 2,945 |
| Additional noninterest expense | $2,974,000 | 1,589 |
| Pre-tax net operating income | $-1,260,000 | 9,175 |
| Securities gains (losses) | $155,000 | 1,359 |
| Applicable income taxes | $-414,000 | 9,227 |
| Income before extraordinary items | $-691,000 | 9,110 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-691,000 | 9,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,768 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $6,911,000 | 102 |
| Net operating income | $-790,200 | 9,098 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 4,907 |
| Total interest expense | $3,652,000 | 4,078 |
| Net interest income | $2,435,000 | 5,801 |
| Provision for loan and lease losses | $353,000 | 2,896 |
| Total noninterest income | $933,000 | 3,503 |
| Gross Fiduciary activities income | $25,000 | 1,265 |
| Service charges on deposit accounts | $195,000 | 5,225 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $713,000 | 2,550 |
| Total noninterest expense | $3,937,000 | 3,477 |
| Salaries and employee benefits | $2,080,000 | 3,480 |
| Premises and equipment expense | $634,000 | 3,217 |
| Additional noninterest expense | $1,223,000 | 3,439 |
| Pre-tax net operating income | $-922,000 | 9,336 |
| Securities gains (losses) | $163,000 | 1,349 |
| Applicable income taxes | $-246,000 | 9,396 |
| Income before extraordinary items | $-513,000 | 9,243 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-513,000 | 9,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,747,000 | 155 |
| Net operating income | $-623,840 | 9,255 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 8,794 |
| Total interest expense | $1,136,000 | 7,933 |
| Net interest income | $505,000 | 9,451 |
| Provision for loan and lease losses | $370,000 | 2,423 |
| Total noninterest income | $135,000 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,735 |
| Total noninterest expense | $2,258,000 | 5,234 |
| Salaries and employee benefits | $1,246,000 | 5,058 |
| Premises and equipment expense | $340,000 | 5,036 |
| Additional noninterest expense | $672,000 | 5,336 |
| Pre-tax net operating income | $-1,988,000 | 9,822 |
| Securities gains (losses) | $111,000 | 541 |
| Applicable income taxes | $-689,000 | 9,815 |
| Income before extraordinary items | $-1,188,000 | 9,762 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,188,000 | 9,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,016,000 | 161 |
| Net operating income | $-1,259,040 | 9,776 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.