Home > Coast Bank of Florida > Assets and Liabilities
Coast Bank of Florida, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 198 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $664,445,000 | 993 |
| Cash and due from depository institutions | $9,833,000 | 817 |
| Interest-bearing balances | $375,000 | 3,302 |
| Securities | $72,727,000 | 1,636 |
| Federal funds sold & reverse repurchase agreements | $16,356,000 | 856 |
| Net loans & leases | $530,077,000 | 876 |
| Loan loss allowance | $34,798,000 | 183 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $26,093,000 | 411 |
| Other real estate owned | $1,762,000 | 817 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,597,000 | 2,249 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $664,445,000 | 993 |
| Total liabilities | $641,777,000 | 933 |
| Total deposits | $632,445,000 | 802 |
| Interest-bearing deposits | $612,232,000 | 721 |
| Deposits held in domestic offices | $632,445,000 | 799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,277,000 | 1,560 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,055,000 | 1,765 |
| Total equity capital | $22,668,000 | 2,932 |
| Total bank equity capital | $22,668,000 | 2,932 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,477,000 | 504 |
| Surplus | $67,443,000 | 507 |
| Undivided profits | $-54,252,000 | 8,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,018,000 | 104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,094,000 | 1,030 |
| Earning assets | $619,535,000 | 978 |
| Long-term assets (5+ years) | $132,785,000 | 873 |
| Average Assets, year-to-date | $739,808,000 | 881 |
| Average Assets, quarterly | $703,054,000 | 943 |
| Volatile liabilities | $168,773,000 | 854 |
| Insider loans | $12,481,000 | 570 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $83,233,000 | 1,224 |
| Tier 1 (core) risk-based capital | $22,570,000 | 2,822 |
| Tier 2 risk-based capital | $6,988,000 | 781 |
| Total risk weighted assets | $531,208,000 | 932 |
| Total unused commitments | $83,233,000 | 1,225 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 209 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $741,663,000 | 906 |
| Cash and due from depository institutions | $21,076,000 | 786 |
| Interest-bearing balances | $10,789,000 | 541 |
| Securities | $79,049,000 | 1,498 |
| Federal funds sold & reverse repurchase agreements | $50,468,000 | 320 |
| Net loans & leases | $554,490,000 | 840 |
| Loan loss allowance | $26,666,000 | 228 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $26,613,000 | 397 |
| Other real estate owned | $1,159,000 | 786 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,808,000 | 1,978 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $741,663,000 | 906 |
| Total liabilities | $705,725,000 | 849 |
| Total deposits | $681,530,000 | 755 |
| Interest-bearing deposits | $656,880,000 | 676 |
| Deposits held in domestic offices | $681,530,000 | 753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,787,000 | 1,159 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,408,000 | 1,566 |
| Total equity capital | $35,938,000 | 1,884 |
| Total bank equity capital | $35,938,000 | 1,884 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,477,000 | 500 |
| Surplus | $67,425,000 | 522 |
| Undivided profits | $-40,964,000 | 8,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,671,000 | 98 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,017,000 | 992 |
| Earning assets | $694,796,000 | 888 |
| Long-term assets (5+ years) | $127,611,000 | 899 |
| Average Assets, year-to-date | $764,929,000 | 862 |
| Average Assets, quarterly | $787,662,000 | 849 |
| Volatile liabilities | $185,189,000 | 790 |
| Insider loans | $8,115,000 | 894 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $129,678,000 | 854 |
| Tier 1 (core) risk-based capital | $36,209,000 | 1,782 |
| Tier 2 risk-based capital | $7,576,000 | 732 |
| Total risk weighted assets | $586,987,000 | 847 |
| Total unused commitments | $129,678,000 | 854 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 223 | 720 |
| Assets and Liabilities | ||
| Total Assets: | $833,661,000 | 792 |
| Cash and due from depository institutions | $14,346,000 | 720 |
| Interest-bearing balances | $4,000 | 6,465 |
| Securities | $201,646,000 | 620 |
| Federal funds sold & reverse repurchase agreements | $1,394,000 | 5,515 |
| Net loans & leases | $566,972,000 | 794 |
| Loan loss allowance | $26,818,000 | 224 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $27,130,000 | 382 |
| Other real estate owned | $167,000 | 720 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $22,006,000 | 835 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $833,661,000 | 792 |
| Total liabilities | $779,604,000 | 760 |
| Total deposits | $742,990,000 | 683 |
| Interest-bearing deposits | $711,904,000 | 628 |
| Deposits held in domestic offices | $742,990,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,404,000 | 994 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,210,000 | 1,694 |
| Total equity capital | $54,057,000 | 1,241 |
| Total bank equity capital | $54,057,000 | 1,241 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,477,000 | 487 |
| Surplus | $67,415,000 | 500 |
| Undivided profits | $-22,835,000 | 8,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,139,000 | 123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,192,000 | 918 |
| Earning assets | $770,016,000 | 784 |
| Long-term assets (5+ years) | $121,698,000 | 915 |
| Average Assets, year-to-date | $776,562,000 | 850 |
| Average Assets, quarterly | $776,562,000 | 850 |
| Volatile liabilities | $215,428,000 | 687 |
| Insider loans | $8,161,000 | 869 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $165,838,000 | 708 |
| Tier 1 (core) risk-based capital | $40,742,000 | 1,572 |
| Tier 2 risk-based capital | $7,745,000 | 702 |
| Total risk weighted assets | $600,474,000 | 802 |
| Total unused commitments | $165,838,000 | 708 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 226 | 711 |
| Assets and Liabilities | ||
| Total Assets: | $719,463,000 | 910 |
| Cash and due from depository institutions | $14,337,000 | 711 |
| Interest-bearing balances | $402,000 | 3,341 |
| Securities | $92,013,000 | 1,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $562,574,000 | 790 |
| Loan loss allowance | $25,710,000 | 224 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $27,598,000 | 364 |
| Other real estate owned | $167,000 | 711 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $22,774,000 | 822 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $719,463,000 | 910 |
| Total liabilities | $677,524,000 | 875 |
| Total deposits | $619,604,000 | 815 |
| Interest-bearing deposits | $570,226,000 | 756 |
| Deposits held in domestic offices | $619,604,000 | 811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,108,000 | 1,009 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,000,000 | 1,020 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,812,000 | 1,835 |
| Total equity capital | $41,939,000 | 1,591 |
| Total bank equity capital | $41,939,000 | 1,591 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,477,000 | 479 |
| Surplus | $53,374,000 | 594 |
| Undivided profits | $-20,912,000 | 8,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,043,000 | 539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,119,000 | 943 |
| Earning assets | $654,989,000 | 909 |
| Long-term assets (5+ years) | $114,213,000 | 955 |
| Average Assets, year-to-date | $630,311,400 | 992 |
| Average Assets, quarterly | $697,732,000 | 930 |
| Volatile liabilities | $226,768,000 | 731 |
| Insider loans | $9,465,000 | 729 |
| FHLB advances | $41,000,000 | 952 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $192,168,000 | 626 |
| Tier 1 (core) risk-based capital | $30,066,000 | 2,127 |
| Tier 2 risk-based capital | $8,054,000 | 679 |
| Total risk weighted assets | $626,676,000 | 766 |
| Total unused commitments | $192,168,000 | 626 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 229 | 712 |
| Assets and Liabilities | ||
| Total Assets: | $676,001,000 | 963 |
| Cash and due from depository institutions | $13,618,000 | 712 |
| Interest-bearing balances | $681,000 | 2,783 |
| Securities | $87,727,000 | 1,392 |
| Federal funds sold & reverse repurchase agreements | $4,596,000 | 2,588 |
| Net loans & leases | $531,391,000 | 840 |
| Loan loss allowance | $3,748,000 | 1,394 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $27,184,000 | 358 |
| Other real estate owned | $167,000 | 712 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,318,000 | 1,555 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $676,001,000 | 963 |
| Total liabilities | $624,721,000 | 935 |
| Total deposits | $588,017,000 | 850 |
| Interest-bearing deposits | $535,275,000 | 807 |
| Deposits held in domestic offices | $588,017,000 | 847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,166,000 | 1,033 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,538,000 | 1,492 |
| Total equity capital | $51,280,000 | 1,267 |
| Total bank equity capital | $51,280,000 | 1,267 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,477,000 | 466 |
| Surplus | $48,149,000 | 650 |
| Undivided profits | $-6,346,000 | 8,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,453,000 | 1,140 |
| Earning assets | $624,395,000 | 954 |
| Long-term assets (5+ years) | $66,899,000 | 1,485 |
| Average Assets, year-to-date | $608,023,500 | 1,033 |
| Average Assets, quarterly | $650,234,000 | 992 |
| Volatile liabilities | $204,014,000 | 797 |
| Insider loans | $8,761,000 | 771 |
| FHLB advances | $20,000,000 | 1,671 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $206,978,000 | 619 |
| Tier 1 (core) risk-based capital | $48,437,000 | 1,268 |
| Tier 2 risk-based capital | $3,748,000 | 1,387 |
| Total risk weighted assets | $453,880,000 | 1,028 |
| Total unused commitments | $206,978,000 | 619 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 217 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $624,467,000 | 1,026 |
| Cash and due from depository institutions | $16,649,000 | 754 |
| Interest-bearing balances | $308,000 | 3,589 |
| Securities | $86,977,000 | 1,391 |
| Federal funds sold & reverse repurchase agreements | $4,930,000 | 2,274 |
| Net loans & leases | $479,173,000 | 910 |
| Loan loss allowance | $3,446,000 | 1,492 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $26,161,000 | 366 |
| Other real estate owned | $167,000 | 754 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,410,000 | 1,655 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $624,466,000 | 1,026 |
| Total liabilities | $577,405,000 | 1,004 |
| Total deposits | $548,362,000 | 898 |
| Interest-bearing deposits | $492,082,000 | 864 |
| Deposits held in domestic offices | $548,362,000 | 896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,928,000 | 941 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,115,000 | 1,533 |
| Total equity capital | $47,061,000 | 1,332 |
| Total bank equity capital | $47,061,000 | 1,332 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,477,000 | 449 |
| Surplus | $42,979,000 | 702 |
| Undivided profits | $-5,395,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,087,000 | 2,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,941,000 | 1,212 |
| Earning assets | $571,388,000 | 1,024 |
| Long-term assets (5+ years) | $39,201,000 | 2,170 |
| Average Assets, year-to-date | $585,364,330 | 1,062 |
| Average Assets, quarterly | $603,000,000 | 1,055 |
| Volatile liabilities | $175,517,000 | 890 |
| Insider loans | $8,245,000 | 835 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $219,486,000 | 583 |
| Tier 1 (core) risk-based capital | $45,557,000 | 1,318 |
| Tier 2 risk-based capital | $3,446,000 | 1,478 |
| Total risk weighted assets | $413,188,000 | 1,126 |
| Total unused commitments | $219,486,000 | 583 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 190 | 866 |
| Assets and Liabilities | ||
| Total Assets: | $581,533,000 | 1,077 |
| Cash and due from depository institutions | $13,820,000 | 866 |
| Interest-bearing balances | $26,000 | 5,989 |
| Securities | $89,390,000 | 1,382 |
| Federal funds sold & reverse repurchase agreements | $17,140,000 | 861 |
| Net loans & leases | $427,257,000 | 995 |
| Loan loss allowance | $3,271,000 | 1,549 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $24,056,000 | 382 |
| Other real estate owned | $167,000 | 866 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,703,000 | 1,719 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $581,533,000 | 1,077 |
| Total liabilities | $538,540,000 | 1,051 |
| Total deposits | $508,083,000 | 961 |
| Interest-bearing deposits | $442,407,000 | 934 |
| Deposits held in domestic offices | $508,083,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,002,000 | 819 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,455,000 | 1,873 |
| Total equity capital | $42,993,000 | 1,439 |
| Total bank equity capital | $42,993,000 | 1,439 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,477,000 | 437 |
| Surplus | $37,910,000 | 741 |
| Undivided profits | $-4,394,000 | 8,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,668,000 | 1,257 |
| Earning assets | $533,813,000 | 1,076 |
| Long-term assets (5+ years) | $31,693,000 | 2,483 |
| Average Assets, year-to-date | $565,813,000 | 1,101 |
| Average Assets, quarterly | $565,813,000 | 1,101 |
| Volatile liabilities | $153,313,000 | 965 |
| Insider loans | $8,410,000 | 794 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $224,264,000 | 563 |
| Tier 1 (core) risk-based capital | $41,544,000 | 1,428 |
| Tier 2 risk-based capital | $3,271,000 | 1,520 |
| Total risk weighted assets | $377,723,000 | 1,197 |
| Total unused commitments | $224,264,000 | 563 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 173 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $550,093,000 | 1,125 |
| Cash and due from depository institutions | $25,203,000 | 953 |
| Interest-bearing balances | $10,022,000 | 577 |
| Securities | $79,029,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $22,810,000 | 569 |
| Net loans & leases | $390,867,000 | 1,079 |
| Loan loss allowance | $3,146,000 | 1,593 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $24,780,000 | 355 |
| Other real estate owned | $0 | 953 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,404,000 | 2,150 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $550,093,000 | 1,125 |
| Total liabilities | $506,650,000 | 1,107 |
| Total deposits | $479,577,000 | 1,003 |
| Interest-bearing deposits | $416,155,000 | 979 |
| Deposits held in domestic offices | $479,577,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,367,000 | 942 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,706,000 | 1,670 |
| Total equity capital | $43,443,000 | 1,394 |
| Total bank equity capital | $43,443,000 | 1,394 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,477,000 | 427 |
| Surplus | $37,866,000 | 722 |
| Undivided profits | $-3,900,000 | 8,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 1,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,218,000 | 1,552 |
| Earning assets | $502,728,000 | 1,131 |
| Long-term assets (5+ years) | $27,231,000 | 2,713 |
| Average Assets, year-to-date | $461,821,200 | 1,284 |
| Average Assets, quarterly | $516,552,500 | 1,199 |
| Volatile liabilities | $138,707,000 | 1,034 |
| Insider loans | $9,710,000 | 644 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $231,896,000 | 541 |
| Tier 1 (core) risk-based capital | $41,984,000 | 1,376 |
| Tier 2 risk-based capital | $3,146,000 | 1,560 |
| Total risk weighted assets | $355,020,000 | 1,266 |
| Total unused commitments | $231,896,000 | 541 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 165 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $483,012,000 | 1,272 |
| Cash and due from depository institutions | $12,212,000 | 994 |
| Interest-bearing balances | $20,000 | 6,230 |
| Securities | $67,520,000 | 1,786 |
| Federal funds sold & reverse repurchase agreements | $6,006,000 | 1,980 |
| Net loans & leases | $366,125,000 | 1,123 |
| Loan loss allowance | $3,183,000 | 1,544 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $24,412,000 | 350 |
| Other real estate owned | $102,000 | 994 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,635,000 | 2,277 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $483,012,000 | 1,272 |
| Total liabilities | $449,559,000 | 1,222 |
| Total deposits | $413,095,000 | 1,135 |
| Interest-bearing deposits | $380,427,000 | 1,040 |
| Deposits held in domestic offices | $413,095,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,439,000 | 696 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,025,000 | 1,497 |
| Total equity capital | $33,453,000 | 1,835 |
| Total bank equity capital | $33,453,000 | 1,835 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,477,000 | 410 |
| Surplus | $27,866,000 | 937 |
| Undivided profits | $-3,890,000 | 8,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,334,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,892,000 | 1,784 |
| Earning assets | $439,671,000 | 1,270 |
| Long-term assets (5+ years) | $28,978,000 | 2,637 |
| Average Assets, year-to-date | $439,753,250 | 1,340 |
| Average Assets, quarterly | $475,525,500 | 1,279 |
| Volatile liabilities | $126,686,000 | 1,082 |
| Insider loans | $2,914,000 | 2,160 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $209,576,000 | 570 |
| Tier 1 (core) risk-based capital | $31,714,000 | 1,851 |
| Tier 2 risk-based capital | $3,183,000 | 1,500 |
| Total risk weighted assets | $329,599,000 | 1,341 |
| Total unused commitments | $209,576,000 | 570 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 153 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $468,039,000 | 1,278 |
| Cash and due from depository institutions | $12,050,000 | 1,088 |
| Interest-bearing balances | $45,000 | 5,745 |
| Securities | $58,935,000 | 2,041 |
| Federal funds sold & reverse repurchase agreements | $7,420,000 | 1,550 |
| Net loans & leases | $359,645,000 | 1,118 |
| Loan loss allowance | $3,187,000 | 1,521 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,466,000 | 367 |
| Other real estate owned | $156,000 | 1,088 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,367,000 | 2,261 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $468,039,000 | 1,278 |
| Total liabilities | $434,400,000 | 1,234 |
| Total deposits | $394,961,000 | 1,168 |
| Interest-bearing deposits | $357,237,000 | 1,076 |
| Deposits held in domestic offices | $394,961,000 | 1,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,154,000 | 677 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 2,493 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,285,000 | 1,316 |
| Total equity capital | $33,639,000 | 1,779 |
| Total bank equity capital | $33,639,000 | 1,779 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,477,000 | 384 |
| Surplus | $27,866,000 | 916 |
| Undivided profits | $-3,704,000 | 8,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,071,000 | 2,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,782,000 | 1,716 |
| Earning assets | $426,045,000 | 1,283 |
| Long-term assets (5+ years) | $30,017,000 | 2,583 |
| Average Assets, year-to-date | $425,333,670 | 1,373 |
| Average Assets, quarterly | $445,772,000 | 1,319 |
| Volatile liabilities | $118,018,000 | 1,111 |
| Insider loans | $4,748,000 | 1,332 |
| FHLB advances | $11,000,000 | 2,368 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $159,627,000 | 680 |
| Tier 1 (core) risk-based capital | $31,542,000 | 1,798 |
| Tier 2 risk-based capital | $3,187,000 | 1,477 |
| Total risk weighted assets | $316,421,000 | 1,361 |
| Total unused commitments | $159,627,000 | 682 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 138 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $423,505,000 | 1,396 |
| Cash and due from depository institutions | $9,581,000 | 1,200 |
| Interest-bearing balances | $291,000 | 3,995 |
| Securities | $56,683,000 | 2,156 |
| Federal funds sold & reverse repurchase agreements | $6,908,000 | 1,770 |
| Net loans & leases | $323,416,000 | 1,218 |
| Loan loss allowance | $3,040,000 | 1,563 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $20,420,000 | 419 |
| Other real estate owned | $0 | 1,200 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,497,000 | 2,219 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $423,505,000 | 1,396 |
| Total liabilities | $392,353,000 | 1,363 |
| Total deposits | $349,767,000 | 1,328 |
| Interest-bearing deposits | $314,460,000 | 1,249 |
| Deposits held in domestic offices | $349,767,000 | 1,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,484,000 | 680 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,100,000 | 1,920 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,002,000 | 1,414 |
| Total equity capital | $31,152,000 | 1,863 |
| Total bank equity capital | $31,152,000 | 1,863 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,477,000 | 371 |
| Surplus | $24,666,000 | 982 |
| Undivided profits | $-2,991,000 | 8,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,377,000 | 1,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,615,000 | 1,848 |
| Earning assets | $387,298,000 | 1,411 |
| Long-term assets (5+ years) | $29,931,000 | 2,654 |
| Average Assets, year-to-date | $403,981,000 | 1,469 |
| Average Assets, quarterly | $403,981,000 | 1,469 |
| Volatile liabilities | $111,015,000 | 1,124 |
| Insider loans | $5,258,000 | 1,177 |
| FHLB advances | $16,100,000 | 1,815 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $135,670,000 | 759 |
| Tier 1 (core) risk-based capital | $29,818,000 | 1,873 |
| Tier 2 risk-based capital | $3,040,000 | 1,520 |
| Total risk weighted assets | $287,710,000 | 1,469 |
| Total unused commitments | $135,670,000 | 759 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 121 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $384,457,000 | 1,556 |
| Cash and due from depository institutions | $7,123,000 | 1,415 |
| Interest-bearing balances | $55,000 | 5,653 |
| Securities | $55,490,000 | 2,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $297,725,000 | 1,316 |
| Loan loss allowance | $2,901,000 | 1,608 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,358,000 | 473 |
| Other real estate owned | $0 | 1,415 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,761,000 | 2,389 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $384,457,000 | 1,556 |
| Total liabilities | $355,207,000 | 1,511 |
| Total deposits | $331,829,000 | 1,403 |
| Interest-bearing deposits | $300,804,000 | 1,301 |
| Deposits held in domestic offices | $331,829,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,657,000 | 779 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,000,000 | 4,996 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,721,000 | 1,491 |
| Total equity capital | $29,250,000 | 1,987 |
| Total bank equity capital | $29,250,000 | 1,987 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,477,000 | 355 |
| Surplus | $22,666,000 | 1,033 |
| Undivided profits | $-2,893,000 | 8,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,444,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,478,000 | 2,016 |
| Earning assets | $353,270,000 | 1,547 |
| Long-term assets (5+ years) | $31,582,000 | 2,615 |
| Average Assets, year-to-date | $328,806,000 | 1,714 |
| Average Assets, quarterly | $371,041,500 | 1,600 |
| Volatile liabilities | $68,006,000 | 1,655 |
| Insider loans | $5,258,000 | 1,162 |
| FHLB advances | $1,000,000 | 4,757 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $128,221,000 | 770 |
| Tier 1 (core) risk-based capital | $27,659,000 | 2,008 |
| Tier 2 risk-based capital | $2,901,000 | 1,567 |
| Total risk weighted assets | $268,746,000 | 1,547 |
| Total unused commitments | $128,221,000 | 770 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 117 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $357,626,000 | 1,650 |
| Cash and due from depository institutions | $9,658,000 | 1,469 |
| Interest-bearing balances | $3,012,000 | 1,654 |
| Securities | $46,695,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $185,000 | 5,598 |
| Net loans & leases | $278,986,000 | 1,379 |
| Loan loss allowance | $2,839,000 | 1,629 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $16,751,000 | 521 |
| Other real estate owned | $0 | 1,469 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,351,000 | 2,481 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $357,626,000 | 1,650 |
| Total liabilities | $328,748,000 | 1,608 |
| Total deposits | $304,211,000 | 1,512 |
| Interest-bearing deposits | $276,684,000 | 1,409 |
| Deposits held in domestic offices | $304,211,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,069,000 | 871 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,000,000 | 3,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,468,000 | 1,619 |
| Total equity capital | $28,878,000 | 1,990 |
| Total bank equity capital | $28,878,000 | 1,990 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,477,000 | 350 |
| Surplus | $22,666,000 | 1,005 |
| Undivided profits | $-3,265,000 | 8,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,035,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,497,000 | 2,056 |
| Earning assets | $328,878,000 | 1,637 |
| Long-term assets (5+ years) | $36,571,000 | 2,373 |
| Average Assets, year-to-date | $314,893,250 | 1,788 |
| Average Assets, quarterly | $346,074,500 | 1,677 |
| Volatile liabilities | $63,637,000 | 1,709 |
| Insider loans | $3,888,000 | 1,509 |
| FHLB advances | $6,000,000 | 3,128 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $115,985,000 | 823 |
| Tier 1 (core) risk-based capital | $27,096,000 | 2,029 |
| Tier 2 risk-based capital | $2,839,000 | 1,572 |
| Total risk weighted assets | $249,516,000 | 1,620 |
| Total unused commitments | $115,985,000 | 826 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $334,523,000 | 1,731 |
| Cash and due from depository institutions | $6,993,000 | 1,495 |
| Interest-bearing balances | $2,000 | 6,858 |
| Securities | $47,482,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $490,000 | 5,076 |
| Net loans & leases | $256,969,000 | 1,464 |
| Loan loss allowance | $2,808,000 | 1,632 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,502,000 | 510 |
| Other real estate owned | $0 | 1,495 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,087,000 | 2,249 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $334,523,000 | 1,731 |
| Total liabilities | $306,285,000 | 1,705 |
| Total deposits | $280,565,000 | 1,625 |
| Interest-bearing deposits | $249,829,000 | 1,557 |
| Deposits held in domestic offices | $280,565,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,251,000 | 735 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,500,000 | 4,352 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,969,000 | 1,297 |
| Total equity capital | $28,238,000 | 1,948 |
| Total bank equity capital | $28,238,000 | 1,948 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,477,000 | 346 |
| Surplus | $22,666,000 | 982 |
| Undivided profits | $-3,905,000 | 8,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 1,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,420,000 | 2,023 |
| Earning assets | $304,943,000 | 1,724 |
| Long-term assets (5+ years) | $32,269,000 | 2,700 |
| Average Assets, year-to-date | $300,649,000 | 1,870 |
| Average Assets, quarterly | $319,065,500 | 1,779 |
| Volatile liabilities | $56,924,000 | 1,835 |
| Insider loans | $3,911,000 | 1,477 |
| FHLB advances | $2,500,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $104,567,000 | 866 |
| Tier 1 (core) risk-based capital | $26,637,000 | 2,009 |
| Tier 2 risk-based capital | $2,808,000 | 1,562 |
| Total risk weighted assets | $235,432,000 | 1,672 |
| Total unused commitments | $104,567,000 | 868 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 109 | 1,578 |
| Assets and Liabilities | ||
| Total Assets: | $303,608,000 | 1,868 |
| Cash and due from depository institutions | $8,362,000 | 1,578 |
| Interest-bearing balances | $2,018,000 | 2,321 |
| Securities | $27,686,000 | 3,876 |
| Federal funds sold & reverse repurchase agreements | $16,065,000 | 902 |
| Net loans & leases | $235,347,000 | 1,566 |
| Loan loss allowance | $3,212,000 | 1,440 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,617,000 | 986 |
| Other real estate owned | $0 | 1,578 |
| Goodwill and other intangibles | $1,105,000 | 1,552 |
| All other assets | $5,426,000 | 2,338 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $303,608,000 | 1,868 |
| Total liabilities | $275,357,000 | 1,850 |
| Total deposits | $253,696,000 | 1,797 |
| Interest-bearing deposits | $222,951,000 | 1,746 |
| Deposits held in domestic offices | $253,696,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,148,000 | 814 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,500,000 | 4,186 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,013,000 | 1,435 |
| Total equity capital | $28,251,000 | 1,980 |
| Total bank equity capital | $28,251,000 | 1,980 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,477,000 | 339 |
| Surplus | $22,666,000 | 968 |
| Undivided profits | $-3,892,000 | 9,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,850,000 | 1,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,263,000 | 2,269 |
| Earning assets | $281,116,000 | 1,846 |
| Long-term assets (5+ years) | $28,431,000 | 2,881 |
| Average Assets, year-to-date | $283,712,000 | 1,969 |
| Average Assets, quarterly | $283,712,000 | 1,969 |
| Volatile liabilities | $51,766,000 | 1,922 |
| Insider loans | $4,497,000 | 1,259 |
| FHLB advances | $2,500,000 | 4,026 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $95,025,000 | 900 |
| Tier 1 (core) risk-based capital | $26,053,000 | 2,024 |
| Tier 2 risk-based capital | $2,703,000 | 1,611 |
| Total risk weighted assets | $215,736,000 | 1,779 |
| Total unused commitments | $95,025,000 | 901 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $263,816,000 | 2,122 |
| Cash and due from depository institutions | $4,667,000 | 1,640 |
| Interest-bearing balances | $11,000 | 6,590 |
| Securities | $26,972,000 | 4,005 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,282 |
| Net loans & leases | $214,240,000 | 1,685 |
| Loan loss allowance | $3,163,000 | 1,466 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,613,000 | 1,096 |
| Other real estate owned | $0 | 1,640 |
| Goodwill and other intangibles | $1,134,000 | 1,537 |
| All other assets | $5,190,000 | 2,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,816,000 | 2,122 |
| Total liabilities | $243,816,000 | 2,071 |
| Total deposits | $221,558,000 | 2,051 |
| Interest-bearing deposits | $187,448,000 | 2,054 |
| Deposits held in domestic offices | $221,558,000 | 2,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,097,000 | 995 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,500,000 | 2,827 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,661,000 | 1,508 |
| Total equity capital | $20,000,000 | 2,720 |
| Total bank equity capital | $20,000,000 | 2,720 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,477,000 | 340 |
| Surplus | $14,666,000 | 1,384 |
| Undivided profits | $-4,143,000 | 9,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,188,000 | 2,535 |
| Earning assets | $244,223,000 | 2,104 |
| Long-term assets (5+ years) | $37,427,000 | 2,382 |
| Average Assets, year-to-date | $215,004,000 | 2,522 |
| Average Assets, quarterly | $244,233,500 | 2,276 |
| Volatile liabilities | $49,690,000 | 1,982 |
| Insider loans | $4,648,000 | 1,180 |
| FHLB advances | $7,500,000 | 2,688 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $81,044,000 | 1,001 |
| Tier 1 (core) risk-based capital | $17,921,000 | 2,852 |
| Tier 2 risk-based capital | $2,457,000 | 1,740 |
| Total risk weighted assets | $195,860,000 | 1,919 |
| Total unused commitments | $81,044,000 | 1,002 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 112 | 1,570 |
| Assets and Liabilities | ||
| Total Assets: | $224,651,000 | 2,499 |
| Cash and due from depository institutions | $7,855,000 | 1,570 |
| Interest-bearing balances | $30,000 | 6,221 |
| Securities | $26,321,000 | 3,998 |
| Federal funds sold & reverse repurchase agreements | $565,000 | 5,870 |
| Net loans & leases | $176,277,000 | 2,015 |
| Loan loss allowance | $1,632,000 | 2,686 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,256,000 | 1,135 |
| Other real estate owned | $73,000 | 1,570 |
| Goodwill and other intangibles | $1,085,000 | 1,555 |
| All other assets | $4,219,000 | 2,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,651,000 | 2,499 |
| Total liabilities | $208,641,000 | 2,440 |
| Total deposits | $189,587,000 | 2,395 |
| Interest-bearing deposits | $167,616,000 | 2,298 |
| Deposits held in domestic offices | $189,587,000 | 2,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,449,000 | 857 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,100,000 | 3,910 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $505,000 | 5,004 |
| Total equity capital | $16,010,000 | 3,308 |
| Total bank equity capital | $16,010,000 | 3,308 |
| Perpetual preferred stock | $5,995,000 | 38 |
| Common stock | $6,752,000 | 516 |
| Surplus | $5,896,000 | 2,956 |
| Undivided profits | $-2,633,000 | 9,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,015,000 | 3,094 |
| Earning assets | $203,193,000 | 2,528 |
| Long-term assets (5+ years) | $37,352,000 | 2,375 |
| Average Assets, year-to-date | $202,801,000 | 2,678 |
| Average Assets, quarterly | $216,897,000 | 2,565 |
| Volatile liabilities | $48,009,000 | 1,976 |
| Insider loans | $4,013,000 | 1,364 |
| FHLB advances | $3,100,000 | 3,734 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $68,266,000 | 1,169 |
| Tier 1 (core) risk-based capital | $14,643,000 | 3,434 |
| Tier 2 risk-based capital | $1,632,000 | 2,485 |
| Total risk weighted assets | $161,723,000 | 2,277 |
| Total unused commitments | $68,266,000 | 1,173 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 114 | 1,542 |
| Assets and Liabilities | ||
| Total Assets: | $209,143,000 | 2,650 |
| Cash and due from depository institutions | $6,586,000 | 1,542 |
| Interest-bearing balances | $19,000 | 6,478 |
| Securities | $28,147,000 | 3,713 |
| Federal funds sold & reverse repurchase agreements | $1,245,000 | 5,529 |
| Net loans & leases | $161,316,000 | 2,157 |
| Loan loss allowance | $1,587,000 | 2,717 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,057,000 | 1,314 |
| Other real estate owned | $92,000 | 1,542 |
| Goodwill and other intangibles | $1,019,000 | 1,551 |
| All other assets | $3,681,000 | 3,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,143,000 | 2,650 |
| Total liabilities | $192,750,000 | 2,580 |
| Total deposits | $170,262,000 | 2,633 |
| Interest-bearing deposits | $150,007,000 | 2,544 |
| Deposits held in domestic offices | $170,262,000 | 2,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,660,000 | 707 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,500,000 | 4,111 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $328,000 | 6,271 |
| Total equity capital | $16,393,000 | 3,226 |
| Total bank equity capital | $16,393,000 | 3,226 |
| Perpetual preferred stock | $5,452,000 | 39 |
| Common stock | $6,752,000 | 510 |
| Surplus | $6,439,000 | 2,746 |
| Undivided profits | $-2,250,000 | 9,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $951,000 | 3,148 |
| Earning assets | $190,727,000 | 2,649 |
| Long-term assets (5+ years) | $32,126,000 | 2,504 |
| Average Assets, year-to-date | $195,517,670 | 2,743 |
| Average Assets, quarterly | $205,344,000 | 2,665 |
| Volatile liabilities | $47,885,000 | 1,952 |
| Insider loans | $6,153,000 | 840 |
| FHLB advances | $2,500,000 | 3,919 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $50,285,000 | 1,425 |
| Tier 1 (core) risk-based capital | $15,342,000 | 3,244 |
| Tier 2 risk-based capital | $1,587,000 | 2,507 |
| Total risk weighted assets | $152,372,000 | 2,366 |
| Total unused commitments | $50,285,000 | 1,435 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 100 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $201,545,000 | 2,697 |
| Cash and due from depository institutions | $6,855,000 | 1,710 |
| Interest-bearing balances | $33,000 | 6,127 |
| Securities | $29,824,000 | 3,526 |
| Federal funds sold & reverse repurchase agreements | $9,560,000 | 1,804 |
| Net loans & leases | $143,975,000 | 2,346 |
| Loan loss allowance | $1,499,000 | 2,824 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,438,000 | 1,441 |
| Other real estate owned | $337,000 | 1,710 |
| Goodwill and other intangibles | $863,000 | 1,647 |
| All other assets | $3,693,000 | 2,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,545,000 | 2,697 |
| Total liabilities | $185,125,000 | 2,653 |
| Total deposits | $166,116,000 | 2,661 |
| Interest-bearing deposits | $147,461,000 | 2,593 |
| Deposits held in domestic offices | $166,116,000 | 2,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,106,000 | 771 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,500,000 | 4,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $403,000 | 5,747 |
| Total equity capital | $16,420,000 | 3,176 |
| Total bank equity capital | $16,420,000 | 3,176 |
| Perpetual preferred stock | $5,452,000 | 40 |
| Common stock | $6,752,000 | 500 |
| Surplus | $5,662,000 | 2,960 |
| Undivided profits | $-1,446,000 | 9,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $920,000 | 3,304 |
| Earning assets | $183,392,000 | 2,697 |
| Long-term assets (5+ years) | $38,863,000 | 2,100 |
| Average Assets, year-to-date | $188,705,000 | 2,805 |
| Average Assets, quarterly | $188,705,000 | 2,805 |
| Volatile liabilities | $42,788,000 | 2,094 |
| Insider loans | $5,484,000 | 948 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $38,679,000 | 1,693 |
| Tier 1 (core) risk-based capital | $15,321,000 | 3,195 |
| Tier 2 risk-based capital | $1,499,000 | 2,581 |
| Total risk weighted assets | $136,847,000 | 2,566 |
| Total unused commitments | $38,679,000 | 1,702 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 88 | 1,960 |
| Assets and Liabilities | ||
| Total Assets: | $175,865,000 | 2,982 |
| Cash and due from depository institutions | $4,329,000 | 1,960 |
| Interest-bearing balances | $50,000 | 5,783 |
| Securities | $29,289,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $4,640,000 | 2,970 |
| Net loans & leases | $127,121,000 | 2,611 |
| Loan loss allowance | $1,350,000 | 3,005 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,033,000 | 1,538 |
| Other real estate owned | $110,000 | 1,960 |
| Goodwill and other intangibles | $775,000 | 1,695 |
| All other assets | $3,568,000 | 3,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,865,000 | 2,982 |
| Total liabilities | $159,604,000 | 2,954 |
| Total deposits | $148,701,000 | 2,894 |
| Interest-bearing deposits | $134,755,000 | 2,746 |
| Deposits held in domestic offices | $148,701,000 | 2,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,142,000 | 1,153 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,500,000 | 4,092 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $261,000 | 6,969 |
| Total equity capital | $16,261,000 | 3,171 |
| Total bank equity capital | $16,261,000 | 3,171 |
| Perpetual preferred stock | $5,452,000 | 41 |
| Common stock | $6,752,000 | 498 |
| Surplus | $5,662,000 | 2,925 |
| Undivided profits | $-1,605,000 | 9,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 5,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $850,000 | 3,692 |
| Earning assets | $161,100,000 | 2,969 |
| Long-term assets (5+ years) | $36,759,000 | 2,171 |
| Average Assets, year-to-date | $141,698,400 | 3,418 |
| Average Assets, quarterly | $166,000,500 | 3,107 |
| Volatile liabilities | $33,068,000 | 2,586 |
| Insider loans | $5,801,000 | 866 |
| FHLB advances | $2,500,000 | 3,881 |
| Loans and leases held for sale | $10,888,000 | 432 |
| Unused loan commitments | $39,279,000 | 1,602 |
| Tier 1 (core) risk-based capital | $14,941,000 | 3,208 |
| Tier 2 risk-based capital | $1,350,000 | 2,759 |
| Total risk weighted assets | $125,065,000 | 2,777 |
| Total unused commitments | $39,279,000 | 1,607 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 49 | 3,425 |
| Assets and Liabilities | ||
| Total Assets: | $112,711,000 | 4,182 |
| Cash and due from depository institutions | $3,361,000 | 3,425 |
| Interest-bearing balances | $197,000 | 4,540 |
| Securities | $16,937,000 | 5,029 |
| Federal funds sold & reverse repurchase agreements | $6,515,000 | 2,210 |
| Net loans & leases | $81,250,000 | 3,732 |
| Loan loss allowance | $644,000 | 4,995 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,758,000 | 4,411 |
| Other real estate owned | $138,000 | 3,425 |
| Goodwill and other intangibles | $266,000 | 2,233 |
| All other assets | $2,486,000 | 3,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,711,000 | 4,182 |
| Total liabilities | $102,733,000 | 4,122 |
| Total deposits | $94,116,000 | 4,138 |
| Interest-bearing deposits | $85,834,000 | 3,899 |
| Deposits held in domestic offices | $94,116,000 | 4,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,433,000 | 1,324 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $184,000 | 8,067 |
| Total equity capital | $9,978,000 | 4,515 |
| Total bank equity capital | $9,978,000 | 4,515 |
| Perpetual preferred stock | $5,452,000 | 43 |
| Common stock | $3,155,000 | 1,192 |
| Surplus | $2,348,000 | 5,053 |
| Undivided profits | $-977,000 | 9,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $467,000 | 6,181 |
| Earning assets | $104,899,000 | 4,116 |
| Long-term assets (5+ years) | $16,929,000 | 3,662 |
| Average Assets, year-to-date | $85,059,400 | 4,920 |
| Average Assets, quarterly | $103,943,000 | 4,376 |
| Volatile liabilities | $25,372,000 | 3,106 |
| Insider loans | $2,284,000 | 2,135 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $17,574,000 | 259 |
| Unused loan commitments | $28,217,000 | 1,962 |
| Tier 1 (core) risk-based capital | $9,261,000 | 4,622 |
| Tier 2 risk-based capital | $644,000 | 4,698 |
| Total risk weighted assets | $77,899,000 | 3,982 |
| Total unused commitments | $28,217,000 | 1,971 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $55,199,000 | 6,504 |
| Cash and due from depository institutions | $3,443,000 | 4,548 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $11,755,000 | 6,298 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $36,678,000 | 6,210 |
| Loan loss allowance | $370,000 | 6,709 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,183,000 | 3,752 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $18,000 | 2,975 |
| All other assets | $1,122,000 | 5,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,199,000 | 6,504 |
| Total liabilities | $50,381,000 | 6,420 |
| Total deposits | $38,473,000 | 7,107 |
| Interest-bearing deposits | $35,410,000 | 6,843 |
| Deposits held in domestic offices | $38,473,000 | 7,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,437,000 | 1,014 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $471,000 | 5,983 |
| Total equity capital | $4,818,000 | 7,219 |
| Total bank equity capital | $4,818,000 | 7,219 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,008,000 | 1,244 |
| Surplus | $2,200,000 | 5,177 |
| Undivided profits | $-390,000 | 9,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $246,000 | 7,493 |
| Earning assets | $48,433,000 | 6,653 |
| Long-term assets (5+ years) | $9,301,000 | 4,733 |
| Average Assets, year-to-date | $38,941,330 | 7,486 |
| Average Assets, quarterly | $46,638,000 | 7,029 |
| Volatile liabilities | $17,134,000 | 4,082 |
| Insider loans | $2,326,000 | 2,024 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $6,330,000 | 296 |
| Unused loan commitments | $13,640,000 | 3,080 |
| Tier 1 (core) risk-based capital | $4,826,200 | 7,106 |
| Tier 2 risk-based capital | $370,000 | 6,395 |
| Total risk weighted assets | $41,729,900 | 5,933 |
| Total unused commitments | $13,640,000 | 3,081 |
| Derivatives | $0 | 481 |