Home > Coal City National Bank > Income and Expense
Coal City National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 6,830 |
| Total interest expense | $1,841,000 | 6,584 |
| Net interest income | $1,973,000 | 6,968 |
| Provision for loan and lease losses | $271,000 | 2,811 |
| Total noninterest income | $445,000 | 5,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,056 |
| Total noninterest expense | $1,609,000 | 6,516 |
| Salaries and employee benefits | $781,000 | 6,875 |
| Premises and equipment expense | $231,000 | 6,330 |
| Additional noninterest expense | $597,000 | 5,834 |
| Pre-tax net operating income | $538,000 | 7,722 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $43,000 | 9,362 |
| Income before extraordinary items | $502,000 | 6,955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $502,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,481 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $495,560 | 6,943 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 7,276 |
| Total interest expense | $1,707,000 | 7,064 |
| Net interest income | $1,890,000 | 7,369 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $414,000 | 5,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,864 |
| Total noninterest expense | $1,735,000 | 6,530 |
| Salaries and employee benefits | $768,000 | 7,149 |
| Premises and equipment expense | $225,000 | 6,609 |
| Additional noninterest expense | $742,000 | 5,501 |
| Pre-tax net operating income | $517,000 | 7,837 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $59,000 | 9,531 |
| Income before extraordinary items | $458,000 | 7,183 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $458,000 | 7,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $458,000 | 7,131 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 7,698 |
| Total interest expense | $1,504,000 | 7,694 |
| Net interest income | $1,885,000 | 7,564 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,653 |
| Total noninterest expense | $1,385,000 | 7,633 |
| Salaries and employee benefits | $721,000 | 7,583 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $510,000 | 7,176 |
| Pre-tax net operating income | $780,000 | 6,914 |
| Securities gains (losses) | $-280,000 | 11,741 |
| Applicable income taxes | $26,000 | 10,655 |
| Income before extraordinary items | $474,000 | 7,449 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $474,000 | 7,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $2,050,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $740,000 | 5,738 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 8,216 |
| Total interest expense | $1,181,000 | 7,983 |
| Net interest income | $1,725,000 | 8,240 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $278,000 | 7,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $1,376,000 | 7,987 |
| Salaries and employee benefits | $682,000 | 8,015 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $546,000 | 7,455 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $60,000 | 1,045 |
| Applicable income taxes | $31,000 | 10,901 |
| Income before extraordinary items | $656,000 | 6,177 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $656,000 | 6,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $599,000 | 6,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 8,568 |
| Total interest expense | $1,259,000 | 8,043 |
| Net interest income | $1,598,000 | 8,803 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $307,000 | 7,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $1,308,000 | 8,479 |
| Salaries and employee benefits | $658,000 | 8,318 |
| Premises and equipment expense | $250,000 | 6,673 |
| Additional noninterest expense | $400,000 | 9,267 |
| Pre-tax net operating income | $557,000 | 8,253 |
| Securities gains (losses) | $381,000 | 1,094 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $781,000 | 5,668 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $781,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $464,770 | 7,591 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 8,461 |
| Total interest expense | $1,663,000 | 8,002 |
| Net interest income | $1,643,000 | 8,829 |
| Provision for loan and lease losses | $79,000 | 7,959 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $1,261,000 | 8,804 |
| Salaries and employee benefits | $655,000 | 8,348 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $412,000 | 9,419 |
| Pre-tax net operating income | $573,000 | 7,906 |
| Securities gains (losses) | $528,000 | 1,041 |
| Applicable income taxes | $-34,000 | 13,465 |
| Income before extraordinary items | $1,135,000 | 4,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,135,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $607,000 | 6,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.