Home > CNLBank, Southwest Florida > Income and Expense

CNLBank, Southwest Florida, Income and Expense

2009-03-31 (YTD Data)Rank
Total interest income$1,675,0004,434
Total interest expense$736,0003,813
Net interest income$939,0004,754
Provision for loan and lease losses$24,0005,765
Total noninterest income$26,0007,178
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$19,0006,115
Trading account gains and fees$0171
Additional Noninterest Income$7,0007,131
Total noninterest expense$1,314,0003,499
Salaries and employee benefits$637,0003,748
Premises and equipment expense$323,0002,159
Additional noninterest expense$354,0003,921
Pre-tax net operating income$-373,0007,164
Securities gains (losses)$02,434
Applicable income taxes$-132,0007,614
Income before extraordinary items$-241,0007,101
Extraordinary gains, net$015
Net income$-241,0007,102
Minority interest net income$0102
Net income of bank and minority interests.$-241,0007,102
Net charge-offs$122,0002,654
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$25,000697
Net operating income$-241,0007,037
2008-12-31 (YTD Data)Rank
Total interest income$6,673,0004,627
Total interest expense$2,801,0004,443
Net interest income$3,872,0004,680
Provision for loan and lease losses$1,912,0001,855
Total noninterest income$107,0007,226
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$68,0006,372
Trading account gains and fees$0154
Additional Noninterest Income$39,0006,986
Total noninterest expense$5,026,0003,550
Salaries and employee benefits$2,701,0003,544
Premises and equipment expense$1,093,0002,428
Additional noninterest expense$1,232,0004,211
Pre-tax net operating income$-2,959,0007,581
Securities gains (losses)$03,220
Applicable income taxes$-1,064,0007,724
Income before extraordinary items$-1,895,0007,350
Extraordinary gains, net$039
Net income$-1,895,0007,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$160,000841
Net operating income$-1,895,0007,449
2008-09-30 (YTD Data)Rank
Total interest income$5,067,0004,675
Total interest expense$2,087,0004,574
Net interest income$2,980,0004,637
Provision for loan and lease losses$683,0002,299
Total noninterest income$77,0007,385
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$46,0006,522
Trading account gains and fees$0148
Additional Noninterest Income$31,0007,091
Total noninterest expense$3,927,0003,436
Salaries and employee benefits$2,247,0003,291
Premises and equipment expense$763,0002,602
Additional noninterest expense$917,0004,152
Pre-tax net operating income$-1,553,0007,746
Securities gains (losses)$03,106
Applicable income taxes$-549,0007,905
Income before extraordinary items$-1,004,0007,501
Extraordinary gains, net$031
Net income$-1,004,0007,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$102,000767
Net operating income$-1,004,0007,620
2008-06-30 (YTD Data)Rank
Total interest income$3,329,0004,774
Total interest expense$1,362,0004,772
Net interest income$1,967,0004,667
Provision for loan and lease losses$439,0002,046
Total noninterest income$30,0007,869
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$22,0006,802
Trading account gains and fees$0149
Additional Noninterest Income$8,0007,784
Total noninterest expense$2,656,0003,400
Salaries and employee benefits$1,555,0003,232
Premises and equipment expense$504,0002,619
Additional noninterest expense$597,0004,213
Pre-tax net operating income$-1,098,0007,958
Securities gains (losses)$03,233
Applicable income taxes$-392,0008,128
Income before extraordinary items$-706,0007,840
Extraordinary gains, net$021
Net income$-706,0007,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$69,000675
Net operating income$-706,0007,818
2008-03-31 (YTD Data)Rank
Total interest income$1,689,0004,826
Total interest expense$701,0004,875
Net interest income$988,0004,667
Provision for loan and lease losses$178,0001,951
Total noninterest income$10,0008,048
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$7,0007,034
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$1,422,0003,225
Salaries and employee benefits$912,0002,796
Premises and equipment expense$204,0003,178
Additional noninterest expense$306,0004,051
Pre-tax net operating income$-602,0008,146
Securities gains (losses)$02,688
Applicable income taxes$-214,0008,268
Income before extraordinary items$-388,0008,072
Extraordinary gains, net$015
Net income$-388,0008,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$33,000569
Net operating income$-388,0008,053
2007-12-31 (YTD Data)Rank
Total interest income$3,104,0006,779
Total interest expense$1,350,0006,642
Net interest income$1,754,0006,808
Provision for loan and lease losses$1,161,0001,274
Total noninterest income$17,0008,258
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,0007,355
Trading account gains and fees$0178
Additional Noninterest Income$10,0008,060
Total noninterest expense$3,009,0005,000
Salaries and employee benefits$2,140,0004,168
Premises and equipment expense$369,0005,259
Additional noninterest expense$500,0006,579
Pre-tax net operating income$-2,399,0008,326
Securities gains (losses)$02,146
Applicable income taxes$-828,0008,380
Income before extraordinary items$-1,571,0008,251
Extraordinary gains, net$039
Net income$-1,571,0008,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$20,223,00085
Net operating income$-1,571,0008,242
2007-09-30 (YTD Data)Rank
Total interest income$1,349,0007,740
Total interest expense$619,0007,486
Net interest income$730,0007,823
Provision for loan and lease losses$878,0001,006
Total noninterest income$3,0008,402
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,448
Trading account gains and fees$0184
Additional Noninterest Income$1,0008,340
Total noninterest expense$1,475,0006,246
Salaries and employee benefits$1,025,0005,562
Premises and equipment expense$176,0006,396
Additional noninterest expense$274,0007,199
Pre-tax net operating income$-1,620,0008,398
Securities gains (losses)$01,655
Applicable income taxes$-611,0008,463
Income before extraordinary items$-1,009,0008,332
Extraordinary gains, net$033
Net income$-1,009,0008,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$20,082,00059
Net operating income$-1,009,0008,325

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.