Home > CNLBank, First Coast > Income and Expense
CNLBank, First Coast, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 3,121 |
| Total interest expense | $992,000 | 3,069 |
| Net interest income | $1,717,000 | 3,081 |
| Provision for loan and lease losses | $205,000 | 2,818 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $1,151,000 | 3,891 |
| Salaries and employee benefits | $592,000 | 3,954 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $397,000 | 3,599 |
| Pre-tax net operating income | $405,000 | 2,779 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $171,000 | 1,604 |
| Income before extraordinary items | $234,000 | 3,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 3,577 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $234,000 | 3,578 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 685 |
| Net operating income | $234,000 | 3,439 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,401,000 | 3,175 |
| Total interest expense | $5,188,000 | 2,878 |
| Net interest income | $6,213,000 | 3,377 |
| Provision for loan and lease losses | $1,222,000 | 2,440 |
| Total noninterest income | $109,000 | 7,212 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 5,321 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-41,000 | 8,081 |
| Total noninterest expense | $5,054,000 | 3,534 |
| Salaries and employee benefits | $2,868,000 | 3,379 |
| Premises and equipment expense | $625,000 | 3,804 |
| Additional noninterest expense | $1,561,000 | 3,517 |
| Pre-tax net operating income | $46,000 | 6,174 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $53,000 | 3,826 |
| Income before extraordinary items | $-7,000 | 6,247 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,250 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 950 |
| Net operating income | $-7,000 | 6,382 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,587,000 | 3,228 |
| Total interest expense | $4,061,000 | 2,871 |
| Net interest income | $4,526,000 | 3,484 |
| Provision for loan and lease losses | $1,058,000 | 1,769 |
| Total noninterest income | $126,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $111,000 | 5,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $3,834,000 | 3,483 |
| Salaries and employee benefits | $2,309,000 | 3,208 |
| Premises and equipment expense | $453,000 | 3,920 |
| Additional noninterest expense | $1,072,000 | 3,681 |
| Pre-tax net operating income | $-240,000 | 7,060 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-25,000 | 7,367 |
| Income before extraordinary items | $-215,000 | 6,923 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-215,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,204 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 817 |
| Net operating income | $-215,000 | 7,093 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 3,273 |
| Total interest expense | $2,720,000 | 2,959 |
| Net interest income | $3,001,000 | 3,492 |
| Provision for loan and lease losses | $295,000 | 2,595 |
| Total noninterest income | $81,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $2,534,000 | 3,532 |
| Salaries and employee benefits | $1,559,000 | 3,222 |
| Premises and equipment expense | $281,000 | 4,158 |
| Additional noninterest expense | $694,000 | 3,743 |
| Pre-tax net operating income | $253,000 | 5,476 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $127,000 | 3,206 |
| Income before extraordinary items | $126,000 | 6,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 740 |
| Net operating income | $126,000 | 6,097 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 3,219 |
| Total interest expense | $1,434,000 | 3,006 |
| Net interest income | $1,579,000 | 3,365 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $1,328,000 | 3,415 |
| Salaries and employee benefits | $869,000 | 2,925 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $330,000 | 3,830 |
| Pre-tax net operating income | $215,000 | 4,825 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $95,000 | 2,858 |
| Income before extraordinary items | $120,000 | 5,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 5,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 645 |
| Net operating income | $120,000 | 5,471 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,581,000 | 2,928 |
| Total interest expense | $6,236,000 | 2,922 |
| Net interest income | $7,345,000 | 2,970 |
| Provision for loan and lease losses | $498,000 | 2,333 |
| Total noninterest income | $146,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $120,000 | 5,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $4,767,000 | 3,576 |
| Salaries and employee benefits | $3,146,000 | 3,099 |
| Premises and equipment expense | $422,000 | 4,860 |
| Additional noninterest expense | $1,199,000 | 4,074 |
| Pre-tax net operating income | $2,226,000 | 3,093 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $932,000 | 1,943 |
| Income before extraordinary items | $1,294,000 | 3,773 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,294,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 918 |
| Net operating income | $1,294,000 | 3,766 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,100,000 | 2,960 |
| Total interest expense | $4,556,000 | 2,974 |
| Net interest income | $5,544,000 | 2,954 |
| Provision for loan and lease losses | $318,000 | 2,214 |
| Total noninterest income | $113,000 | 7,165 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $3,865,000 | 3,337 |
| Salaries and employee benefits | $2,675,000 | 2,746 |
| Premises and equipment expense | $315,000 | 4,865 |
| Additional noninterest expense | $875,000 | 4,108 |
| Pre-tax net operating income | $1,474,000 | 3,517 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $561,000 | 2,386 |
| Income before extraordinary items | $913,000 | 4,087 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $913,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 913 |
| Net operating income | $913,000 | 4,073 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 3,068 |
| Total interest expense | $2,849,000 | 3,128 |
| Net interest income | $3,634,000 | 3,026 |
| Provision for loan and lease losses | $288,000 | 1,620 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $2,493,000 | 3,442 |
| Salaries and employee benefits | $1,740,000 | 2,849 |
| Premises and equipment expense | $197,000 | 5,085 |
| Additional noninterest expense | $556,000 | 4,242 |
| Pre-tax net operating income | $925,000 | 3,701 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $353,000 | 2,542 |
| Income before extraordinary items | $572,000 | 4,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $572,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 849 |
| Net operating income | $572,000 | 4,255 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 3,178 |
| Total interest expense | $1,332,000 | 3,271 |
| Net interest income | $1,786,000 | 3,062 |
| Provision for loan and lease losses | $164,000 | 1,349 |
| Total noninterest income | $31,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $1,164,000 | 3,655 |
| Salaries and employee benefits | $791,000 | 3,119 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $271,000 | 4,272 |
| Pre-tax net operating income | $489,000 | 3,576 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $186,000 | 2,505 |
| Income before extraordinary items | $303,000 | 4,146 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $303,000 | 4,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 756 |
| Net operating income | $303,000 | 4,125 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,227,000 | 3,795 |
| Total interest expense | $3,367,000 | 4,021 |
| Net interest income | $5,860,000 | 3,581 |
| Provision for loan and lease losses | $836,000 | 1,229 |
| Total noninterest income | $93,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,253 |
| Total noninterest expense | $3,859,000 | 4,089 |
| Salaries and employee benefits | $2,703,000 | 3,409 |
| Premises and equipment expense | $366,000 | 5,194 |
| Additional noninterest expense | $790,000 | 5,272 |
| Pre-tax net operating income | $1,258,000 | 4,689 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $481,000 | 3,208 |
| Income before extraordinary items | $777,000 | 5,273 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $777,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,001,000 | 209 |
| Net operating income | $777,000 | 5,271 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,209,000 | 4,075 |
| Total interest expense | $2,137,000 | 4,367 |
| Net interest income | $4,072,000 | 3,799 |
| Provision for loan and lease losses | $671,000 | 1,100 |
| Total noninterest income | $67,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $61,000 | 6,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $2,774,000 | 4,205 |
| Salaries and employee benefits | $1,967,000 | 3,496 |
| Premises and equipment expense | $250,000 | 5,480 |
| Additional noninterest expense | $557,000 | 5,454 |
| Pre-tax net operating income | $694,000 | 5,549 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $273,000 | 3,709 |
| Income before extraordinary items | $421,000 | 6,132 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $421,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $10,001,000 | 155 |
| Net operating income | $421,000 | 6,129 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 4,465 |
| Total interest expense | $1,191,000 | 4,741 |
| Net interest income | $2,367,000 | 4,196 |
| Provision for loan and lease losses | $486,000 | 1,004 |
| Total noninterest income | $44,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $1,812,000 | 4,279 |
| Salaries and employee benefits | $1,294,000 | 3,539 |
| Premises and equipment expense | $165,000 | 5,518 |
| Additional noninterest expense | $353,000 | 5,583 |
| Pre-tax net operating income | $113,000 | 7,611 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $54,000 | 5,169 |
| Income before extraordinary items | $59,000 | 7,849 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $59,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 100 |
| Net operating income | $59,000 | 7,852 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 4,803 |
| Total interest expense | $492,000 | 5,158 |
| Net interest income | $1,060,000 | 4,542 |
| Provision for loan and lease losses | $210,000 | 1,096 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $888,000 | 4,362 |
| Salaries and employee benefits | $673,000 | 3,443 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $139,000 | 6,274 |
| Pre-tax net operating income | $-16,000 | 8,271 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-1,000 | 8,441 |
| Income before extraordinary items | $-15,000 | 8,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 49 |
| Net operating income | $-15,000 | 8,257 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 8,530 |
| Total interest expense | $230,000 | 8,382 |
| Net interest income | $475,000 | 8,554 |
| Provision for loan and lease losses | $642,000 | 1,552 |
| Total noninterest income | $11,000 | 8,658 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $10,000 | 7,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $494,000 | 8,568 |
| Salaries and employee benefits | $339,000 | 8,385 |
| Premises and equipment expense | $31,000 | 8,664 |
| Additional noninterest expense | $124,000 | 8,613 |
| Pre-tax net operating income | $-650,000 | 8,549 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-251,000 | 8,702 |
| Income before extraordinary items | $-399,000 | 8,509 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-399,000 | 8,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 191 |
| Net operating income | $-399,000 | 8,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.