Home > CNLBank, First Coast > Assets and Liabilities
CNLBank, First Coast, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 27 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $224,340,000 | 2,958 |
| Cash and due from depository institutions | $12,786,000 | 5,035 |
| Interest-bearing balances | $11,612,000 | 1,463 |
| Securities | $24,597,000 | 3,933 |
| Federal funds sold & reverse repurchase agreements | $2,037,000 | 3,724 |
| Net loans & leases | $177,509,000 | 2,599 |
| Loan loss allowance | $3,179,000 | 2,064 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,959,000 | 2,596 |
| Other real estate owned | $0 | 5,035 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,452,000 | 4,676 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $224,340,000 | 2,958 |
| Total liabilities | $200,085,000 | 2,988 |
| Total deposits | $181,180,000 | 2,989 |
| Interest-bearing deposits | $153,013,000 | 3,018 |
| Deposits held in domestic offices | $181,180,000 | 2,987 |
| % insured | 64.71% | 6,815 |
| Federal funds purchased & repurchase agreements | $9,186,000 | 1,177 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,000,000 | 3,480 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,719,000 | 1,848 |
| Total equity capital | $24,255,000 | 2,754 |
| Total bank equity capital | $24,255,000 | 2,754 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $16,803,000 | 1,822 |
| Undivided profits | $2,452,000 | 5,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,096,000 | 2,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $726,000 | 4,437 |
| Earning assets | $215,755,000 | 2,835 |
| Long-term assets (5+ years) | $37,576,000 | 2,838 |
| Average Assets, year-to-date | $225,847,000 | 2,920 |
| Average Assets, quarterly | $225,847,000 | 2,920 |
| Volatile liabilities | $60,254,000 | 2,361 |
| Insider loans | $4,149,000 | 1,861 |
| FHLB advances | $7,000,000 | 3,340 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,107,000 | 2,348 |
| Tier 1 (core) risk-based capital | $23,571,000 | 2,699 |
| Tier 2 risk-based capital | $2,453,000 | 2,229 |
| Total risk weighted assets | $195,483,000 | 2,491 |
| Total unused commitments | $29,107,000 | 2,351 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 27 | 5,069 |
| Assets and Liabilities | ||
| Total Assets: | $227,354,000 | 2,905 |
| Cash and due from depository institutions | $9,440,000 | 5,069 |
| Interest-bearing balances | $8,494,000 | 1,257 |
| Securities | $30,166,000 | 3,446 |
| Federal funds sold & reverse repurchase agreements | $991,000 | 3,991 |
| Net loans & leases | $179,164,000 | 2,590 |
| Loan loss allowance | $2,974,000 | 2,122 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,997,000 | 2,592 |
| Other real estate owned | $0 | 5,069 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,596,000 | 4,618 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $227,354,000 | 2,905 |
| Total liabilities | $203,514,000 | 2,902 |
| Total deposits | $176,503,000 | 2,991 |
| Interest-bearing deposits | $154,651,000 | 2,938 |
| Deposits held in domestic offices | $176,503,000 | 2,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,450,000 | 881 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,000,000 | 3,706 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,561,000 | 1,897 |
| Total equity capital | $23,840,000 | 2,781 |
| Total bank equity capital | $23,840,000 | 2,781 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $16,776,000 | 1,791 |
| Undivided profits | $2,064,000 | 5,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000,000 | 2,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $828,000 | 4,266 |
| Earning assets | $218,815,000 | 2,771 |
| Long-term assets (5+ years) | $38,538,000 | 2,744 |
| Average Assets, year-to-date | $205,665,000 | 3,056 |
| Average Assets, quarterly | $221,319,500 | 2,941 |
| Volatile liabilities | $59,202,000 | 2,387 |
| Insider loans | $4,184,000 | 1,879 |
| FHLB advances | $7,000,000 | 3,582 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $36,463,000 | 2,040 |
| Tier 1 (core) risk-based capital | $23,310,000 | 2,701 |
| Tier 2 risk-based capital | $2,478,000 | 2,173 |
| Total risk weighted assets | $197,756,000 | 2,459 |
| Total unused commitments | $36,463,000 | 2,041 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 31 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $215,285,000 | 3,023 |
| Cash and due from depository institutions | $3,627,000 | 4,697 |
| Interest-bearing balances | $386,000 | 3,930 |
| Securities | $31,065,000 | 3,305 |
| Federal funds sold & reverse repurchase agreements | $2,279,000 | 3,542 |
| Net loans & leases | $170,100,000 | 2,685 |
| Loan loss allowance | $2,810,000 | 2,062 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,130,000 | 2,518 |
| Other real estate owned | $524,000 | 4,697 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,560,000 | 4,678 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $215,285,000 | 3,023 |
| Total liabilities | $191,836,000 | 3,041 |
| Total deposits | $164,641,000 | 3,140 |
| Interest-bearing deposits | $144,293,000 | 3,061 |
| Deposits held in domestic offices | $164,641,000 | 3,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,010,000 | 1,043 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $11,000,000 | 3,050 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,185,000 | 2,165 |
| Total equity capital | $23,449,000 | 2,823 |
| Total bank equity capital | $23,449,000 | 2,823 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $16,755,000 | 1,772 |
| Undivided profits | $1,694,000 | 6,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000,000 | 1,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $958,000 | 3,991 |
| Earning assets | $203,830,000 | 2,926 |
| Long-term assets (5+ years) | $39,509,000 | 2,665 |
| Average Assets, year-to-date | $200,242,750 | 3,137 |
| Average Assets, quarterly | $209,931,500 | 3,070 |
| Volatile liabilities | $36,545,000 | 3,347 |
| Insider loans | $4,206,000 | 1,855 |
| FHLB advances | $11,000,000 | 2,929 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $40,545,000 | 1,992 |
| Tier 1 (core) risk-based capital | $23,082,000 | 2,765 |
| Tier 2 risk-based capital | $2,391,000 | 2,179 |
| Total risk weighted assets | $190,848,000 | 2,533 |
| Total unused commitments | $40,545,000 | 1,993 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 30 | 4,858 |
| Assets and Liabilities | ||
| Total Assets: | $204,578,000 | 3,147 |
| Cash and due from depository institutions | $7,159,000 | 4,858 |
| Interest-bearing balances | $3,758,000 | 1,540 |
| Securities | $21,328,000 | 4,274 |
| Federal funds sold & reverse repurchase agreements | $7,565,000 | 1,595 |
| Net loans & leases | $161,058,000 | 2,789 |
| Loan loss allowance | $2,225,000 | 2,457 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,116,000 | 2,521 |
| Other real estate owned | $0 | 4,858 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,352,000 | 4,844 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $204,578,000 | 3,147 |
| Total liabilities | $181,018,000 | 3,166 |
| Total deposits | $158,985,000 | 3,224 |
| Interest-bearing deposits | $142,273,000 | 3,089 |
| Deposits held in domestic offices | $158,985,000 | 3,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,897,000 | 1,152 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,000,000 | 3,581 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,136,000 | 2,204 |
| Total equity capital | $23,560,000 | 2,829 |
| Total bank equity capital | $23,560,000 | 2,829 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $16,724,000 | 1,759 |
| Undivided profits | $1,836,000 | 6,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,702,000 | 1,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $831,000 | 4,331 |
| Earning assets | $193,709,000 | 3,055 |
| Long-term assets (5+ years) | $33,566,000 | 2,967 |
| Average Assets, year-to-date | $195,228,670 | 3,224 |
| Average Assets, quarterly | $198,415,000 | 3,210 |
| Volatile liabilities | $37,603,000 | 3,269 |
| Insider loans | $4,282,000 | 1,819 |
| FHLB advances | $7,000,000 | 3,446 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $37,239,000 | 2,170 |
| Tier 1 (core) risk-based capital | $23,392,000 | 2,740 |
| Tier 2 risk-based capital | $2,225,000 | 2,283 |
| Total risk weighted assets | $181,509,000 | 2,637 |
| Total unused commitments | $37,239,000 | 2,171 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 27 | 5,205 |
| Assets and Liabilities | ||
| Total Assets: | $192,252,000 | 3,307 |
| Cash and due from depository institutions | $3,594,000 | 5,205 |
| Interest-bearing balances | $351,000 | 3,952 |
| Securities | $19,082,000 | 4,548 |
| Federal funds sold & reverse repurchase agreements | $1,571,000 | 5,296 |
| Net loans & leases | $160,439,000 | 2,753 |
| Loan loss allowance | $2,005,000 | 2,598 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,070,000 | 2,519 |
| Other real estate owned | $0 | 5,205 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,496,000 | 4,608 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $192,252,000 | 3,307 |
| Total liabilities | $168,592,000 | 3,341 |
| Total deposits | $143,303,000 | 3,515 |
| Interest-bearing deposits | $125,191,000 | 3,457 |
| Deposits held in domestic offices | $143,303,000 | 3,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,386,000 | 1,290 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,500,000 | 2,504 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,403,000 | 2,139 |
| Total equity capital | $23,660,000 | 2,865 |
| Total bank equity capital | $23,660,000 | 2,865 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $16,692,000 | 1,750 |
| Undivided profits | $1,968,000 | 6,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $702,000 | 4,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $766,000 | 4,593 |
| Earning assets | $181,443,000 | 3,221 |
| Long-term assets (5+ years) | $32,084,000 | 2,979 |
| Average Assets, year-to-date | $190,554,000 | 3,286 |
| Average Assets, quarterly | $190,554,000 | 3,286 |
| Volatile liabilities | $35,696,000 | 3,387 |
| Insider loans | $4,706,000 | 1,653 |
| FHLB advances | $13,500,000 | 2,407 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $43,623,000 | 1,977 |
| Tier 1 (core) risk-based capital | $23,354,000 | 2,737 |
| Tier 2 risk-based capital | $2,005,000 | 2,436 |
| Total risk weighted assets | $178,703,000 | 2,636 |
| Total unused commitments | $43,623,000 | 1,978 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 27 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $188,856,000 | 3,299 |
| Cash and due from depository institutions | $4,084,000 | 5,204 |
| Interest-bearing balances | $772,000 | 2,796 |
| Securities | $27,328,000 | 3,667 |
| Federal funds sold & reverse repurchase agreements | $1,198,000 | 4,815 |
| Net loans & leases | $152,384,000 | 2,864 |
| Loan loss allowance | $1,930,000 | 2,619 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,264,000 | 5,497 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,598,000 | 4,578 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $188,856,000 | 3,299 |
| Total liabilities | $166,909,000 | 3,316 |
| Total deposits | $137,256,000 | 3,595 |
| Interest-bearing deposits | $120,653,000 | 3,488 |
| Deposits held in domestic offices | $137,256,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,185,000 | 1,090 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,000,000 | 2,384 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,468,000 | 2,089 |
| Total equity capital | $21,947,000 | 3,048 |
| Total bank equity capital | $21,947,000 | 3,048 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $15,106,000 | 1,855 |
| Undivided profits | $1,841,000 | 6,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $980,000 | 4,056 |
| Earning assets | $181,682,000 | 3,163 |
| Long-term assets (5+ years) | $34,217,000 | 2,643 |
| Average Assets, year-to-date | $178,275,400 | 3,354 |
| Average Assets, quarterly | $193,062,000 | 3,211 |
| Volatile liabilities | $65,461,000 | 2,087 |
| Insider loans | $4,850,000 | 1,571 |
| FHLB advances | $13,000,000 | 2,275 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $41,024,000 | 2,073 |
| Tier 1 (core) risk-based capital | $21,648,000 | 2,928 |
| Tier 2 risk-based capital | $1,930,000 | 2,478 |
| Total risk weighted assets | $166,393,000 | 2,786 |
| Total unused commitments | $41,024,000 | 2,075 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 26 | 5,325 |
| Assets and Liabilities | ||
| Total Assets: | $197,268,000 | 3,129 |
| Cash and due from depository institutions | $13,774,000 | 5,325 |
| Interest-bearing balances | $7,393,000 | 711 |
| Securities | $20,086,000 | 4,474 |
| Federal funds sold & reverse repurchase agreements | $5,655,000 | 2,351 |
| Net loans & leases | $155,001,000 | 2,777 |
| Loan loss allowance | $1,750,000 | 2,812 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $658,000 | 6,552 |
| Other real estate owned | $0 | 5,325 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,094,000 | 5,153 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $197,268,000 | 3,129 |
| Total liabilities | $175,970,000 | 3,136 |
| Total deposits | $145,976,000 | 3,389 |
| Interest-bearing deposits | $130,158,000 | 3,277 |
| Deposits held in domestic offices | $145,976,000 | 3,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,908,000 | 823 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,052 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,086,000 | 2,404 |
| Total equity capital | $21,298,000 | 3,088 |
| Total bank equity capital | $21,298,000 | 3,088 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $15,045,000 | 1,828 |
| Undivided profits | $1,253,000 | 6,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $871,000 | 4,684 |
| Earning assets | $188,135,000 | 3,021 |
| Long-term assets (5+ years) | $32,511,000 | 2,625 |
| Average Assets, year-to-date | $175,630,250 | 3,378 |
| Average Assets, quarterly | $188,120,000 | 3,245 |
| Volatile liabilities | $72,411,000 | 1,882 |
| Insider loans | $4,688,000 | 1,579 |
| FHLB advances | $7,000,000 | 2,917 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $11,200,000 | 4,541 |
| Tier 1 (core) risk-based capital | $21,206,000 | 2,978 |
| Tier 2 risk-based capital | $1,750,000 | 2,677 |
| Total risk weighted assets | $169,491,000 | 2,691 |
| Total unused commitments | $11,200,000 | 4,541 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 26 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $178,972,000 | 3,403 |
| Cash and due from depository institutions | $9,296,000 | 5,380 |
| Interest-bearing balances | $5,227,000 | 1,012 |
| Securities | $20,680,000 | 4,399 |
| Federal funds sold & reverse repurchase agreements | $1,305,000 | 4,788 |
| Net loans & leases | $144,899,000 | 2,922 |
| Loan loss allowance | $1,765,000 | 2,778 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $659,000 | 6,569 |
| Other real estate owned | $0 | 5,380 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,133,000 | 5,081 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $178,972,000 | 3,403 |
| Total liabilities | $158,220,000 | 3,423 |
| Total deposits | $138,355,000 | 3,551 |
| Interest-bearing deposits | $121,925,000 | 3,448 |
| Deposits held in domestic offices | $138,355,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,392,000 | 1,042 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,473,000 | 2,959 |
| Total equity capital | $20,752,000 | 3,107 |
| Total bank equity capital | $20,752,000 | 3,107 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $15,028,000 | 1,835 |
| Undivided profits | $724,000 | 7,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $886,000 | 4,366 |
| Earning assets | $172,111,000 | 3,259 |
| Long-term assets (5+ years) | $29,131,000 | 2,789 |
| Average Assets, year-to-date | $168,417,670 | 3,521 |
| Average Assets, quarterly | $172,790,000 | 3,468 |
| Volatile liabilities | $66,012,000 | 2,014 |
| Insider loans | $4,695,000 | 1,565 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $11,815,000 | 4,477 |
| Tier 1 (core) risk-based capital | $20,848,000 | 3,018 |
| Tier 2 risk-based capital | $1,766,000 | 2,648 |
| Total risk weighted assets | $157,484,000 | 2,853 |
| Total unused commitments | $11,815,000 | 4,478 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $166,608,000 | 3,592 |
| Cash and due from depository institutions | $6,687,000 | 5,600 |
| Interest-bearing balances | $2,486,000 | 1,762 |
| Securities | $18,862,000 | 4,657 |
| Federal funds sold & reverse repurchase agreements | $3,427,000 | 4,116 |
| Net loans & leases | $135,021,000 | 3,089 |
| Loan loss allowance | $1,641,000 | 2,943 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $427,000 | 7,161 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,184,000 | 4,922 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $166,608,000 | 3,592 |
| Total liabilities | $145,934,000 | 3,650 |
| Total deposits | $123,077,000 | 3,863 |
| Interest-bearing deposits | $106,429,000 | 3,838 |
| Deposits held in domestic offices | $123,077,000 | 3,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,344,000 | 997 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,513,000 | 2,968 |
| Total equity capital | $20,674,000 | 3,142 |
| Total bank equity capital | $20,674,000 | 3,142 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $15,011,000 | 1,814 |
| Undivided profits | $663,000 | 7,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $917,000 | 4,107 |
| Earning assets | $159,796,000 | 3,482 |
| Long-term assets (5+ years) | $26,848,000 | 2,897 |
| Average Assets, year-to-date | $163,140,500 | 3,632 |
| Average Assets, quarterly | $163,140,500 | 3,632 |
| Volatile liabilities | $60,130,000 | 2,151 |
| Insider loans | $2,409,000 | 2,643 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,576,000 | 4,520 |
| Tier 1 (core) risk-based capital | $20,563,000 | 3,036 |
| Tier 2 risk-based capital | $1,641,000 | 2,806 |
| Total risk weighted assets | $146,995,000 | 3,011 |
| Total unused commitments | $11,576,000 | 4,521 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $159,673,000 | 3,704 |
| Cash and due from depository institutions | $4,579,000 | 5,615 |
| Interest-bearing balances | $1,181,000 | 2,336 |
| Securities | $23,932,000 | 4,044 |
| Federal funds sold & reverse repurchase agreements | $3,120,000 | 3,721 |
| Net loans & leases | $125,774,000 | 3,255 |
| Loan loss allowance | $1,477,000 | 3,173 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $272,000 | 7,641 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,996,000 | 5,185 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $159,673,000 | 3,704 |
| Total liabilities | $139,334,000 | 3,767 |
| Total deposits | $115,463,000 | 4,010 |
| Interest-bearing deposits | $96,339,000 | 4,036 |
| Deposits held in domestic offices | $115,463,000 | 4,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,057,000 | 911 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,200,000 | 3,372 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,614,000 | 2,822 |
| Total equity capital | $20,339,000 | 3,133 |
| Total bank equity capital | $20,339,000 | 3,133 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $15,000,000 | 1,771 |
| Undivided profits | $339,000 | 7,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $963,000 | 4,053 |
| Earning assets | $154,007,000 | 3,542 |
| Long-term assets (5+ years) | $24,544,000 | 3,011 |
| Average Assets, year-to-date | $124,682,600 | 4,259 |
| Average Assets, quarterly | $154,446,500 | 3,753 |
| Volatile liabilities | $44,046,000 | 2,909 |
| Insider loans | $2,160,000 | 2,844 |
| FHLB advances | $5,200,000 | 3,247 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $32,802,000 | 2,449 |
| Tier 1 (core) risk-based capital | $20,249,000 | 3,031 |
| Tier 2 risk-based capital | $1,477,000 | 3,035 |
| Total risk weighted assets | $138,717,000 | 3,128 |
| Total unused commitments | $32,802,000 | 2,450 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 21 | 6,044 |
| Assets and Liabilities | ||
| Total Assets: | $149,220,000 | 3,862 |
| Cash and due from depository institutions | $9,080,000 | 6,044 |
| Interest-bearing balances | $4,369,000 | 1,089 |
| Securities | $19,904,000 | 4,591 |
| Federal funds sold & reverse repurchase agreements | $2,864,000 | 3,373 |
| Net loans & leases | $115,181,000 | 3,449 |
| Loan loss allowance | $1,312,000 | 3,473 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $267,000 | 7,718 |
| Other real estate owned | $0 | 6,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,924,000 | 5,303 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $149,220,000 | 3,862 |
| Total liabilities | $129,345,000 | 3,923 |
| Total deposits | $100,160,000 | 4,373 |
| Interest-bearing deposits | $77,045,000 | 4,631 |
| Deposits held in domestic offices | $100,160,000 | 4,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,993,000 | 919 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,400,000 | 2,329 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $792,000 | 4,411 |
| Total equity capital | $19,875,000 | 3,176 |
| Total bank equity capital | $19,875,000 | 3,176 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $15,000,000 | 1,747 |
| Undivided profits | $-125,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $835,000 | 4,569 |
| Earning assets | $142,318,000 | 3,749 |
| Long-term assets (5+ years) | $21,647,000 | 3,196 |
| Average Assets, year-to-date | $115,935,000 | 4,486 |
| Average Assets, quarterly | $140,007,500 | 3,990 |
| Volatile liabilities | $33,389,000 | 3,494 |
| Insider loans | $2,455,000 | 2,543 |
| FHLB advances | $12,400,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,374,000 | 2,715 |
| Tier 1 (core) risk-based capital | $19,892,000 | 3,067 |
| Tier 2 risk-based capital | $1,312,000 | 3,315 |
| Total risk weighted assets | $126,143,000 | 3,352 |
| Total unused commitments | $28,374,000 | 2,715 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 21 | 6,063 |
| Assets and Liabilities | ||
| Total Assets: | $130,795,000 | 4,187 |
| Cash and due from depository institutions | $6,165,000 | 6,063 |
| Interest-bearing balances | $377,000 | 3,413 |
| Securities | $18,252,000 | 4,820 |
| Federal funds sold & reverse repurchase agreements | $683,000 | 4,871 |
| Net loans & leases | $103,614,000 | 3,699 |
| Loan loss allowance | $1,128,000 | 3,826 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $282,000 | 7,691 |
| Other real estate owned | $0 | 6,063 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,799,000 | 5,415 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $130,795,000 | 4,187 |
| Total liabilities | $111,402,000 | 4,317 |
| Total deposits | $88,577,000 | 4,717 |
| Interest-bearing deposits | $67,274,000 | 5,038 |
| Deposits held in domestic offices | $88,577,000 | 4,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,469,000 | 1,083 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $356,000 | 6,102 |
| Total equity capital | $19,393,000 | 3,133 |
| Total bank equity capital | $19,393,000 | 3,133 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $15,000,000 | 1,705 |
| Undivided profits | $-607,000 | 8,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $728,000 | 4,643 |
| Earning assets | $122,926,000 | 4,104 |
| Long-term assets (5+ years) | $11,533,000 | 4,349 |
| Average Assets, year-to-date | $104,840,000 | 4,806 |
| Average Assets, quarterly | $116,691,500 | 4,508 |
| Volatile liabilities | $35,458,000 | 3,290 |
| Insider loans | $2,161,000 | 2,746 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $53,741,000 | 1,756 |
| Tier 1 (core) risk-based capital | $19,530,000 | 3,059 |
| Tier 2 risk-based capital | $1,128,000 | 3,638 |
| Total risk weighted assets | $117,645,000 | 3,507 |
| Total unused commitments | $53,741,000 | 1,757 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 19 | 6,329 |
| Assets and Liabilities | ||
| Total Assets: | $102,588,000 | 4,908 |
| Cash and due from depository institutions | $7,038,000 | 6,329 |
| Interest-bearing balances | $394,000 | 3,493 |
| Securities | $19,415,000 | 4,690 |
| Federal funds sold & reverse repurchase agreements | $85,000 | 6,173 |
| Net loans & leases | $74,681,000 | 4,499 |
| Loan loss allowance | $852,000 | 4,596 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $296,000 | 7,636 |
| Other real estate owned | $0 | 6,329 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,073,000 | 6,499 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $102,588,000 | 4,908 |
| Total liabilities | $83,185,000 | 5,189 |
| Total deposits | $73,060,000 | 5,334 |
| Interest-bearing deposits | $57,469,000 | 5,520 |
| Deposits held in domestic offices | $73,060,000 | 5,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,924,000 | 1,158 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $201,000 | 7,130 |
| Total equity capital | $19,403,000 | 3,109 |
| Total bank equity capital | $19,403,000 | 3,109 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $15,000,000 | 1,641 |
| Undivided profits | $-597,000 | 8,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $485,000 | 5,777 |
| Earning assets | $94,575,000 | 4,887 |
| Long-term assets (5+ years) | $1,906,000 | 6,852 |
| Average Assets, year-to-date | $91,862,500 | 5,216 |
| Average Assets, quarterly | $91,862,500 | 5,216 |
| Volatile liabilities | $14,770,000 | 5,235 |
| Insider loans | $2,407,000 | 2,531 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $46,581,000 | 1,927 |
| Tier 1 (core) risk-based capital | $19,455,000 | 3,031 |
| Tier 2 risk-based capital | $852,000 | 4,364 |
| Total risk weighted assets | $87,834,000 | 4,218 |
| Total unused commitments | $46,581,000 | 1,928 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 19 | 6,343 |
| Assets and Liabilities | ||
| Total Assets: | $81,137,000 | 5,629 |
| Cash and due from depository institutions | $2,628,000 | 6,343 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $16,871,000 | 5,074 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 5,358 |
| Net loans & leases | $59,931,000 | 5,110 |
| Loan loss allowance | $642,000 | 5,378 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $313,000 | 7,592 |
| Other real estate owned | $0 | 6,343 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $869,000 | 6,978 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $81,137,000 | 5,629 |
| Total liabilities | $71,725,000 | 5,647 |
| Total deposits | $71,705,000 | 5,386 |
| Interest-bearing deposits | $44,847,000 | 6,212 |
| Deposits held in domestic offices | $71,705,000 | 5,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $20,000 | 8,767 |
| Total equity capital | $9,412,000 | 5,344 |
| Total bank equity capital | $9,412,000 | 5,344 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $5,000,000 | 3,690 |
| Undivided profits | $-588,000 | 8,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $463,000 | 5,982 |
| Earning assets | $77,327,000 | 5,495 |
| Long-term assets (5+ years) | $1,860,000 | 6,897 |
| Average Assets, year-to-date | $81,137,000 | 5,477 |
| Average Assets, quarterly | $81,137,000 | 5,588 |
| Volatile liabilities | $2,500,000 | 8,084 |
| Insider loans | $436,000 | 5,664 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $58,193,000 | 1,570 |
| Tier 1 (core) risk-based capital | $9,470,000 | 5,273 |
| Tier 2 risk-based capital | $642,000 | 5,127 |
| Total risk weighted assets | $67,388,000 | 4,965 |
| Total unused commitments | $58,193,000 | 1,570 |
| Derivatives | $0 | 930 |