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CNB St Louis Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,717,0001,196
Total interest expense$15,575,000951
Net interest income$21,142,0001,372
Provision for loan and lease losses$866,000914
Total noninterest income$1,666,0002,208
Gross Fiduciary activities income$0981
Service charges on deposit accounts$605,0001,461
Trading account gains and feesNANA
Additional Noninterest Income$1,061,0002,223
Total noninterest expense$14,838,0001,545
Salaries and employee benefits$7,642,0001,664
Premises and equipment expense$1,772,0001,350
Additional noninterest expense$1,061,0002,223
Pre-tax net operating income$7,104,0001,518
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$7,104,0001,319
Extraordinary gains, net$054
Net income$7,104,0001,335
Minority interest net income$088
Net income of bank and minority interests.$7,104,0001,322
Net charge-offs$-5,0003,722
Cash dividends$3,899,000983
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,104,0001,348
2023-09-30 (YTD Data)Rank
Total interest income$27,025,0001,186
Total interest expense$11,284,000915
Net interest income$15,741,0001,387
Provision for loan and lease losses$517,000988
Total noninterest income$1,219,0002,212
Gross Fiduciary activities income$0950
Service charges on deposit accounts$425,0001,513
Trading account gains and feesNANA
Additional Noninterest Income$794,0002,219
Total noninterest expense$11,084,0001,534
Salaries and employee benefits$5,903,0001,627
Premises and equipment expense$1,243,0001,422
Additional noninterest expense$794,0002,219
Pre-tax net operating income$5,359,0001,573
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,359,0001,373
Extraordinary gains, net$052
Net income$5,359,0001,383
Minority interest net income$081
Net income of bank and minority interests.$5,359,0001,373
Net charge-offs$-5,0003,673
Cash dividends$2,608,000973
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,359,0001,392
2023-06-30 (YTD Data)Rank
Total interest income$17,704,0001,177
Total interest expense$7,183,000867
Net interest income$10,521,0001,403
Provision for loan and lease losses$366,000926
Total noninterest income$758,0002,248
Gross Fiduciary activities income$0931
Service charges on deposit accounts$270,0001,553
Trading account gains and feesNANA
Additional Noninterest Income$488,0002,217
Total noninterest expense$7,432,0001,509
Salaries and employee benefits$4,083,0001,581
Premises and equipment expense$788,0001,472
Additional noninterest expense$488,0002,214
Pre-tax net operating income$3,481,0001,593
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,481,0001,394
Extraordinary gains, net$051
Net income$3,481,0001,410
Minority interest net income$081
Net income of bank and minority interests.$3,481,0001,394
Net charge-offs$-4,0003,681
Cash dividends$1,859,000944
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,481,0001,403
2023-03-31 (YTD Data)Rank
Total interest income$8,696,0001,181
Total interest expense$3,187,000853
Net interest income$5,509,0001,345
Provision for loan and lease losses$150,0001,007
Total noninterest income$346,0002,332
Gross Fiduciary activities income$0913
Service charges on deposit accounts$130,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,347
Total noninterest expense$3,591,0001,573
Salaries and employee benefits$1,986,0001,647
Premises and equipment expense$386,0001,523
Additional noninterest expense$216,0002,347
Pre-tax net operating income$2,114,0001,412
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,114,0001,222
Extraordinary gains, net$04
Net income$2,114,0001,222
Minority interest net income$048
Net income of bank and minority interests.$2,114,0001,222
Net charge-offs$-3,0003,659
Cash dividends$1,824,000526
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,114,0001,248
2022-12-31 (YTD Data)Rank
Total interest income$26,055,0001,277
Total interest expense$3,524,0001,037
Net interest income$22,531,0001,307
Provision for loan and lease losses$400,0001,341
Total noninterest income$1,930,0002,075
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$560,0001,564
Trading account gains and feesNANA
Additional Noninterest Income$1,370,0001,998
Total noninterest expense$13,723,0001,603
Salaries and employee benefits$7,958,0001,586
Premises and equipment expense$1,568,0001,490
Additional noninterest expense$1,370,0001,998
Pre-tax net operating income$10,338,0001,252
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$10,338,0001,080
Extraordinary gains, net$05
Net income$10,338,0001,079
Minority interest net income$063
Net income of bank and minority interests.$10,338,0001,080
Net charge-offs$02,620
Cash dividends$9,622,000495
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,338,0001,103
2022-09-30 (YTD Data)Rank
Total interest income$18,106,0001,304
Total interest expense$1,613,0001,230
Net interest income$16,493,0001,316
Provision for loan and lease losses$323,0001,199
Total noninterest income$1,572,0002,021
Gross Fiduciary activities income$0968
Service charges on deposit accounts$712,0001,069
Trading account gains and feesNANA
Additional Noninterest Income$860,0002,227
Total noninterest expense$10,298,0001,597
Salaries and employee benefits$5,987,0001,581
Premises and equipment expense$1,167,0001,496
Additional noninterest expense$860,0002,227
Pre-tax net operating income$7,444,0001,272
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$7,444,0001,105
Extraordinary gains, net$04
Net income$7,444,0001,104
Minority interest net income$057
Net income of bank and minority interests.$7,444,0001,105
Net charge-offs$-22,0003,836
Cash dividends$9,422,000382
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,444,0001,127
2022-06-30 (YTD Data)Rank
Total interest income$11,395,0001,324
Total interest expense$682,0001,545
Net interest income$10,713,0001,310
Provision for loan and lease losses$136,0001,370
Total noninterest income$1,146,0001,919
Gross Fiduciary activities income$0925
Service charges on deposit accounts$477,0001,041
Trading account gains and feesNANA
Additional Noninterest Income$669,0002,096
Total noninterest expense$6,843,0001,584
Salaries and employee benefits$3,819,0001,619
Premises and equipment expense$771,0001,506
Additional noninterest expense$2,253,0001,474
Pre-tax net operating income$4,880,0001,225
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,880,0001,063
Extraordinary gains, net$04
Net income$4,880,0001,061
Minority interest net income$060
Net income of bank and minority interests.$4,880,0001,063
Net charge-offs$-2,0003,158
Cash dividends$2,846,000662
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,880,0001,088
2022-03-31 (YTD Data)Rank
Total interest income$5,463,0001,336
Total interest expense$318,0001,589
Net interest income$5,145,0001,316
Provision for loan and lease losses$120,000887
Total noninterest income$618,0001,842
Gross Fiduciary activities income$0892
Service charges on deposit accounts$235,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$383,0001,949
Total noninterest expense$3,397,0001,586
Salaries and employee benefits$1,899,0001,627
Premises and equipment expense$398,0001,474
Additional noninterest expense$1,100,0001,473
Pre-tax net operating income$2,246,0001,247
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,246,0001,099
Extraordinary gains, net$04
Net income$2,246,0001,098
Minority interest net income$050
Net income of bank and minority interests.$2,246,0001,099
Net charge-offs$-1,0003,005
Cash dividends$1,289,000654
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,246,0001,113
2021-12-31 (YTD Data)Rank
Total interest income$24,094,0001,271
Total interest expense$1,468,0001,697
Net interest income$22,626,0001,225
Provision for loan and lease losses$1,400,000418
Total noninterest income$3,807,0001,565
Gross Fiduciary activities income$0994
Service charges on deposit accounts$956,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$2,851,0001,535
Total noninterest expense$13,378,0001,595
Salaries and employee benefits$7,766,0001,595
Premises and equipment expense$1,388,0001,617
Additional noninterest expense$4,224,0001,530
Pre-tax net operating income$11,655,0001,147
Securities gains (losses)$14,0001,632
Applicable income taxes$03,710
Income before extraordinary items$11,669,0001,019
Extraordinary gains, net$010
Net income$11,669,0001,020
Minority interest net income$074
Net income of bank and minority interests.$11,669,0001,020
Net charge-offs$-277,0004,617
Cash dividends$7,304,000602
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,655,0001,007
2021-09-30 (YTD Data)Rank
Total interest income$18,157,0001,292
Total interest expense$1,147,0001,724
Net interest income$17,010,0001,248
Provision for loan and lease losses$1,036,000428
Total noninterest income$2,962,0001,569
Gross Fiduciary activities income$0957
Service charges on deposit accounts$714,0001,004
Trading account gains and feesNANA
Additional Noninterest Income$2,248,0001,546
Total noninterest expense$10,132,0001,577
Salaries and employee benefits$5,835,0001,599
Premises and equipment expense$1,036,0001,651
Additional noninterest expense$3,261,0001,489
Pre-tax net operating income$8,804,0001,190
Securities gains (losses)$23,0001,347
Applicable income taxes$03,719
Income before extraordinary items$8,827,0001,053
Extraordinary gains, net$08
Net income$8,827,0001,054
Minority interest net income$069
Net income of bank and minority interests.$8,827,0001,054
Net charge-offs$-204,0004,655
Cash dividends$4,403,000647
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,804,0001,034
2021-06-30 (YTD Data)Rank
Total interest income$11,431,0001,345
Total interest expense$815,0001,700
Net interest income$10,616,0001,304
Provision for loan and lease losses$689,000450
Total noninterest income$2,093,0001,485
Gross Fiduciary activities income$0951
Service charges on deposit accounts$467,000996
Trading account gains and feesNANA
Additional Noninterest Income$1,626,0001,445
Total noninterest expense$6,547,0001,610
Salaries and employee benefits$3,658,0001,666
Premises and equipment expense$677,0001,667
Additional noninterest expense$2,212,0001,448
Pre-tax net operating income$5,473,0001,234
Securities gains (losses)$20,0001,185
Applicable income taxes$03,702
Income before extraordinary items$5,493,0001,101
Extraordinary gains, net$06
Net income$5,493,0001,102
Minority interest net income$067
Net income of bank and minority interests.$5,493,0001,102
Net charge-offs$-4,0003,475
Cash dividends$3,198,000592
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,473,0001,086
2021-03-31 (YTD Data)Rank
Total interest income$5,695,0001,346
Total interest expense$451,0001,631
Net interest income$5,244,0001,304
Provision for loan and lease losses$344,000503
Total noninterest income$1,108,0001,429
Gross Fiduciary activities income$0922
Service charges on deposit accounts$228,000992
Trading account gains and feesNANA
Additional Noninterest Income$880,0001,382
Total noninterest expense$3,280,0001,603
Salaries and employee benefits$1,858,0001,647
Premises and equipment expense$341,0001,683
Additional noninterest expense$1,081,0001,452
Pre-tax net operating income$2,728,0001,230
Securities gains (losses)$3,0001,244
Applicable income taxes$03,613
Income before extraordinary items$2,731,0001,111
Extraordinary gains, net$03
Net income$2,731,0001,111
Minority interest net income$055
Net income of bank and minority interests.$2,731,0001,111
Net charge-offs$-18,0004,295
Cash dividends$1,187,000666
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,728,0001,080
2020-12-31 (YTD Data)Rank
Total interest income$22,167,0001,356
Total interest expense$3,003,0001,483
Net interest income$19,164,0001,337
Provision for loan and lease losses$2,116,0001,007
Total noninterest income$3,898,0001,488
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$846,0001,090
Trading account gains and feesNANA
Additional Noninterest Income$3,052,0001,419
Total noninterest expense$12,295,0001,673
Salaries and employee benefits$7,142,0001,660
Premises and equipment expense$1,459,0001,540
Additional noninterest expense$3,694,0001,629
Pre-tax net operating income$8,651,0001,187
Securities gains (losses)$106,0001,351
Applicable income taxes$03,697
Income before extraordinary items$8,757,0001,075
Extraordinary gains, net$04
Net income$8,757,0001,074
Minority interest net income$072
Net income of bank and minority interests.$8,757,0001,075
Net charge-offs$-152,0004,813
Cash dividends$5,119,000740
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,651,0001,047
2020-09-30 (YTD Data)Rank
Total interest income$16,914,0001,344
Total interest expense$2,460,0001,455
Net interest income$14,454,0001,321
Provision for loan and lease losses$1,431,0001,098
Total noninterest income$2,558,0001,569
Gross Fiduciary activities income$0981
Service charges on deposit accounts$626,0001,093
Trading account gains and feesNANA
Additional Noninterest Income$1,932,0001,523
Total noninterest expense$9,254,0001,648
Salaries and employee benefits$5,229,0001,675
Premises and equipment expense$1,078,0001,565
Additional noninterest expense$2,947,0001,536
Pre-tax net operating income$6,327,0001,168
Securities gains (losses)$105,0001,187
Applicable income taxes$03,696
Income before extraordinary items$6,432,0001,048
Extraordinary gains, net$04
Net income$6,432,0001,048
Minority interest net income$065
Net income of bank and minority interests.$6,432,0001,048
Net charge-offs$-35,0004,578
Cash dividends$2,413,000959
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,327,0001,033
2020-06-30 (YTD Data)Rank
Total interest income$10,556,0001,450
Total interest expense$1,881,0001,382
Net interest income$8,675,0001,450
Provision for loan and lease losses$782,0001,239
Total noninterest income$2,213,0001,276
Gross Fiduciary activities income$0970
Service charges on deposit accounts$406,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$1,807,0001,164
Total noninterest expense$6,308,0001,604
Salaries and employee benefits$3,565,0001,647
Premises and equipment expense$710,0001,577
Additional noninterest expense$2,033,0001,478
Pre-tax net operating income$3,798,0001,208
Securities gains (losses)$103,000969
Applicable income taxes$03,655
Income before extraordinary items$3,901,0001,061
Extraordinary gains, net$04
Net income$3,901,0001,061
Minority interest net income$065
Net income of bank and minority interests.$3,901,0001,061
Net charge-offs$-34,0004,656
Cash dividends$1,556,000962
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,798,0001,052
2020-03-31 (YTD Data)Rank
Total interest income$5,433,0001,408
Total interest expense$1,162,0001,269
Net interest income$4,271,0001,434
Provision for loan and lease losses$180,0001,515
Total noninterest income$536,0001,876
Gross Fiduciary activities income$0941
Service charges on deposit accounts$208,0001,261
Trading account gains and feesNANA
Additional Noninterest Income$328,0001,913
Total noninterest expense$3,069,0001,661
Salaries and employee benefits$1,696,0001,719
Premises and equipment expense$353,0001,604
Additional noninterest expense$1,020,0001,493
Pre-tax net operating income$1,558,0001,284
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,558,0001,157
Extraordinary gains, net$04
Net income$1,558,0001,156
Minority interest net income$056
Net income of bank and minority interests.$1,558,0001,157
Net charge-offs$-1,0003,618
Cash dividends$890,000898
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,558,0001,136
2019-12-31 (YTD Data)Rank
Total interest income$21,889,0001,412
Total interest expense$5,024,0001,236
Net interest income$16,865,0001,435
Provision for loan and lease losses$4,058,000302
Total noninterest income$2,204,0001,877
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$873,0001,243
Trading account gains and feesNANA
Additional Noninterest Income$1,331,0001,925
Total noninterest expense$11,539,0001,703
Salaries and employee benefits$6,777,0001,679
Premises and equipment expense$1,331,0001,653
Additional noninterest expense$3,431,0001,698
Pre-tax net operating income$3,472,0002,246
Securities gains (losses)$36,0001,373
Applicable income taxes$03,859
Income before extraordinary items$3,508,0002,081
Extraordinary gains, net$011
Net income$3,508,0002,083
Minority interest net income$076
Net income of bank and minority interests.$3,508,0002,083
Net charge-offs$4,979,000215
Cash dividends$3,813,0001,008
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,472,0002,056
2019-09-30 (YTD Data)Rank
Total interest income$16,391,0001,418
Total interest expense$3,790,0001,234
Net interest income$12,601,0001,451
Provision for loan and lease losses$3,850,000245
Total noninterest income$1,672,0001,870
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$647,0001,261
Trading account gains and feesNANA
Additional Noninterest Income$1,025,0001,891
Total noninterest expense$8,811,0001,689
Salaries and employee benefits$5,096,0001,683
Premises and equipment expense$987,0001,686
Additional noninterest expense$2,728,0001,621
Pre-tax net operating income$1,612,0003,013
Securities gains (losses)$36,0001,199
Applicable income taxes$03,902
Income before extraordinary items$1,648,0002,824
Extraordinary gains, net$011
Net income$1,648,0002,825
Minority interest net income$072
Net income of bank and minority interests.$1,648,0002,825
Net charge-offs$4,886,000173
Cash dividends$3,358,000817
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,612,0002,829
2019-06-30 (YTD Data)Rank
Total interest income$10,864,0001,422
Total interest expense$2,563,0001,204
Net interest income$8,301,0001,466
Provision for loan and lease losses$448,000939
Total noninterest income$988,0001,970
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$418,0001,277
Trading account gains and feesNANA
Additional Noninterest Income$570,0002,064
Total noninterest expense$5,846,0001,705
Salaries and employee benefits$3,475,0001,649
Premises and equipment expense$495,0002,081
Additional noninterest expense$1,876,0001,598
Pre-tax net operating income$2,995,0001,552
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,995,0001,387
Extraordinary gains, net$011
Net income$2,995,0001,386
Minority interest net income$069
Net income of bank and minority interests.$2,995,0001,387
Net charge-offs$43,0001,940
Cash dividends$2,340,000780
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,995,0001,363
2019-03-31 (YTD Data)Rank
Total interest income$5,378,0001,433
Total interest expense$1,279,0001,170
Net interest income$4,099,0001,487
Provision for loan and lease losses$218,000889
Total noninterest income$409,0002,140
Gross Fiduciary activities income$0972
Service charges on deposit accounts$179,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$230,0002,250
Total noninterest expense$2,898,0001,715
Salaries and employee benefits$1,691,0001,703
Premises and equipment expense$363,0001,584
Additional noninterest expense$844,0001,729
Pre-tax net operating income$1,392,0001,616
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,392,0001,434
Extraordinary gains, net$05
Net income$1,392,0001,432
Minority interest net income$052
Net income of bank and minority interests.$1,392,0001,433
Net charge-offs$44,0001,286
Cash dividends$1,118,000758
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,392,0001,410
2018-12-31 (YTD Data)Rank
Total interest income$19,804,0001,464
Total interest expense$3,272,0001,337
Net interest income$16,532,0001,462
Provision for loan and lease losses$716,0001,136
Total noninterest income$1,651,0002,220
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$604,0001,731
Trading account gains and feesNANA
Additional Noninterest Income$1,047,0002,199
Total noninterest expense$11,437,0001,694
Salaries and employee benefits$6,885,0001,623
Premises and equipment expense$1,409,0001,590
Additional noninterest expense$3,143,0001,839
Pre-tax net operating income$6,030,0001,504
Securities gains (losses)$9,000738
Applicable income taxes$03,978
Income before extraordinary items$6,039,0001,351
Extraordinary gains, net$06
Net income$6,039,0001,349
Minority interest net income$072
Net income of bank and minority interests.$6,039,0001,350
Net charge-offs$108,0002,094
Cash dividends$4,145,000842
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,030,0001,344
2018-09-30 (YTD Data)Rank
Total interest income$13,867,0001,529
Total interest expense$2,140,0001,425
Net interest income$11,727,0001,534
Provision for loan and lease losses$534,0001,083
Total noninterest income$1,300,0002,174
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$460,0001,731
Trading account gains and feesNANA
Additional Noninterest Income$840,0002,144
Total noninterest expense$8,528,0001,698
Salaries and employee benefits$5,063,0001,659
Premises and equipment expense$1,073,0001,577
Additional noninterest expense$2,392,0001,815
Pre-tax net operating income$3,965,0001,712
Securities gains (losses)$9,000734
Applicable income taxes$04,032
Income before extraordinary items$3,974,0001,527
Extraordinary gains, net$05
Net income$3,974,0001,526
Minority interest net income$066
Net income of bank and minority interests.$3,974,0001,526
Net charge-offs$108,0001,685
Cash dividends$2,810,000822
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,965,0001,515
2018-06-30 (YTD Data)Rank
Total interest income$9,037,0001,549
Total interest expense$1,275,0001,478
Net interest income$7,762,0001,537
Provision for loan and lease losses$381,0001,007
Total noninterest income$870,0002,166
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$298,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,124
Total noninterest expense$5,784,0001,677
Salaries and employee benefits$3,478,0001,630
Premises and equipment expense$721,0001,576
Additional noninterest expense$1,585,0001,830
Pre-tax net operating income$2,467,0001,784
Securities gains (losses)$9,000622
Applicable income taxes$04,018
Income before extraordinary items$2,476,0001,585
Extraordinary gains, net$06
Net income$2,476,0001,584
Minority interest net income$065
Net income of bank and minority interests.$2,476,0001,584
Net charge-offs$39,0001,900
Cash dividends$1,473,000981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,467,0001,578
2018-03-31 (YTD Data)Rank
Total interest income$4,463,0001,550
Total interest expense$617,0001,456
Net interest income$3,846,0001,551
Provision for loan and lease losses$187,000999
Total noninterest income$468,0002,051
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$140,0001,842
Trading account gains and feesNANA
Additional Noninterest Income$328,0001,918
Total noninterest expense$2,891,0001,693
Salaries and employee benefits$1,739,0001,640
Premises and equipment expense$361,0001,606
Additional noninterest expense$791,0001,834
Pre-tax net operating income$1,236,0001,750
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,236,0001,554
Extraordinary gains, net$07
Net income$1,236,0001,554
Minority interest net income$052
Net income of bank and minority interests.$1,236,0001,554
Net charge-offs$32,0001,419
Cash dividends$918,000777
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,236,0001,545
2017-12-31 (YTD Data)Rank
Total interest income$16,853,0001,587
Total interest expense$1,794,0001,668
Net interest income$15,059,0001,553
Provision for loan and lease losses$528,0001,400
Total noninterest income$1,674,0002,260
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$548,0001,898
Trading account gains and feesNANA
Additional Noninterest Income$1,126,0002,146
Total noninterest expense$11,300,0001,690
Salaries and employee benefits$6,792,0001,635
Premises and equipment expense$1,502,0001,520
Additional noninterest expense$3,006,0001,925
Pre-tax net operating income$4,905,0001,746
Securities gains (losses)$27,0001,202
Applicable income taxes$-5,0005,440
Income before extraordinary items$4,937,0001,356
Extraordinary gains, net$09
Net income$4,937,0001,356
Minority interest net income$076
Net income of bank and minority interests.$4,937,0001,356
Net charge-offs$214,0001,776
Cash dividends$3,571,000898
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,910,0001,349
2017-09-30 (YTD Data)Rank
Total interest income$12,520,0001,598
Total interest expense$1,290,0001,711
Net interest income$11,230,0001,561
Provision for loan and lease losses$438,0001,293
Total noninterest income$1,259,0002,276
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$402,0001,944
Trading account gains and feesNANA
Additional Noninterest Income$857,0002,147
Total noninterest expense$8,602,0001,684
Salaries and employee benefits$5,104,0001,641
Premises and equipment expense$1,144,0001,511
Additional noninterest expense$2,354,0001,863
Pre-tax net operating income$3,449,0001,856
Securities gains (losses)$24,0001,242
Applicable income taxes$-5,0005,571
Income before extraordinary items$3,478,0001,529
Extraordinary gains, net$09
Net income$3,478,0001,528
Minority interest net income$071
Net income of bank and minority interests.$3,478,0001,529
Net charge-offs$-53,0005,180
Cash dividends$2,184,000975
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,454,0001,519
2017-06-30 (YTD Data)Rank
Total interest income$8,275,0001,592
Total interest expense$842,0001,706
Net interest income$7,433,0001,558
Provision for loan and lease losses$319,0001,140
Total noninterest income$818,0002,326
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$258,0001,992
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,191
Total noninterest expense$5,756,0001,688
Salaries and employee benefits$3,436,0001,630
Premises and equipment expense$761,0001,515
Additional noninterest expense$1,559,0001,881
Pre-tax net operating income$2,176,0001,902
Securities gains (losses)$24,000927
Applicable income taxes$04,189
Income before extraordinary items$2,200,0001,573
Extraordinary gains, net$011
Net income$2,200,0001,573
Minority interest net income$071
Net income of bank and minority interests.$2,200,0001,573
Net charge-offs$-54,0005,306
Cash dividends$1,408,0001,007
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,176,0001,568
2017-03-31 (YTD Data)Rank
Total interest income$4,064,0001,607
Total interest expense$423,0001,675
Net interest income$3,641,0001,578
Provision for loan and lease losses$162,0001,069
Total noninterest income$370,0002,437
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$126,0002,021
Trading account gains and feesNANA
Additional Noninterest Income$244,0002,346
Total noninterest expense$2,945,0001,679
Salaries and employee benefits$1,782,0001,576
Premises and equipment expense$382,0001,525
Additional noninterest expense$781,0001,877
Pre-tax net operating income$904,0002,098
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$904,0001,790
Extraordinary gains, net$08
Net income$904,0001,789
Minority interest net income$055
Net income of bank and minority interests.$904,0001,790
Net charge-offs$-29,0005,373
Cash dividends$663,000990
Sale, conversion, retirement of capital stock, net$0632
Net operating income$904,0001,777
2016-12-31 (YTD Data)Rank
Total interest income$15,818,0001,596
Total interest expense$1,553,0001,764
Net interest income$14,265,0001,565
Provision for loan and lease losses$-217,0005,648
Total noninterest income$2,190,0002,009
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$580,0001,843
Trading account gains and fees$0170
Additional Noninterest Income$1,610,0001,797
Total noninterest expense$13,421,0001,469
Salaries and employee benefits$8,168,0001,348
Premises and equipment expense$1,543,0001,482
Additional noninterest expense$3,710,0001,640
Pre-tax net operating income$3,251,0002,263
Securities gains (losses)$486,000441
Applicable income taxes$2,816,000823
Income before extraordinary items$921,0003,991
Extraordinary gains, net$05
Net income$921,0003,989
Minority interest net income$082
Net income of bank and minority interests.$921,0003,990
Net charge-offs$185,0002,010
Cash dividends$2,734,0001,103
Sale, conversion, retirement of capital stock, net$0759
Net operating income$609,9604,469
2016-09-30 (YTD Data)Rank
Total interest income$11,836,0001,605
Total interest expense$1,167,0001,759
Net interest income$10,669,0001,569
Provision for loan and lease losses$-302,0005,814
Total noninterest income$1,581,0002,057
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$445,0001,821
Trading account gains and fees$0169
Additional Noninterest Income$1,136,0001,884
Total noninterest expense$10,485,0001,389
Salaries and employee benefits$6,296,0001,317
Premises and equipment expense$1,163,0001,471
Additional noninterest expense$3,026,0001,529
Pre-tax net operating income$2,067,0002,558
Securities gains (losses)$486,000396
Applicable income taxes$2,932,000662
Income before extraordinary items$-379,0005,875
Extraordinary gains, net$05
Net income$-379,0005,875
Minority interest net income$071
Net income of bank and minority interests.$-379,0005,875
Net charge-offs$-51,0005,377
Cash dividends$550,0002,267
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-690,0405,900
2016-06-30 (YTD Data)Rank
Total interest income$7,929,0001,602
Total interest expense$782,0001,744
Net interest income$7,147,0001,571
Provision for loan and lease losses$-369,0005,944
Total noninterest income$1,049,0002,040
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$294,0001,822
Trading account gains and fees$0157
Additional Noninterest Income$755,0001,861
Total noninterest expense$7,573,0001,322
Salaries and employee benefits$4,642,0001,227
Premises and equipment expense$767,0001,489
Additional noninterest expense$2,164,0001,425
Pre-tax net operating income$992,0003,086
Securities gains (losses)$34,0001,678
Applicable income taxes$2,932,000495
Income before extraordinary items$-1,906,0006,037
Extraordinary gains, net$016
Net income$-1,906,0006,036
Minority interest net income$071
Net income of bank and minority interests.$-1,906,0006,036
Net charge-offs$-47,0005,488
Cash dividends$367,0002,309
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-1,927,7606,035
2016-03-31 (YTD Data)Rank
Total interest income$3,923,0001,617
Total interest expense$394,0001,713
Net interest income$3,529,0001,593
Provision for loan and lease losses$67,0001,899
Total noninterest income$537,0001,983
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$146,0001,834
Trading account gains and fees$0142
Additional Noninterest Income$391,0001,773
Total noninterest expense$4,163,0001,224
Salaries and employee benefits$2,967,000996
Premises and equipment expense$384,0001,501
Additional noninterest expense$812,0001,826
Pre-tax net operating income$-164,0005,996
Securities gains (losses)$34,000996
Applicable income taxes$2,932,000302
Income before extraordinary items$-3,062,0006,113
Extraordinary gains, net$012
Net income$-3,062,0006,113
Minority interest net income$062
Net income of bank and minority interests.$-3,062,0006,113
Net charge-offs$-55,0005,757
Cash dividends$184,0002,011
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-3,096,0006,113
2015-12-31 (YTD Data)Rank
Total interest income$15,380,0001,613
Total interest expense$1,652,0001,631
Net interest income$13,728,0001,593
Provision for loan and lease losses$81,0003,247
Total noninterest income$1,946,0002,155
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$597,0001,840
Trading account gains and fees$0159
Additional Noninterest Income$1,349,0001,990
Total noninterest expense$11,174,0001,696
Salaries and employee benefits$6,408,0001,650
Premises and equipment expense$1,505,0001,528
Additional noninterest expense$3,261,0001,847
Pre-tax net operating income$4,419,0001,738
Securities gains (losses)$03,216
Applicable income taxes$1,297,0001,347
Income before extraordinary items$3,122,0001,983
Extraordinary gains, net$023
Net income$3,122,0001,984
Minority interest net income$081
Net income of bank and minority interests.$3,122,0001,985
Net charge-offs$829,000801
Cash dividends$1,488,0001,663
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,122,0001,939
2015-09-30 (YTD Data)Rank
Total interest income$11,517,0001,633
Total interest expense$1,247,0001,651
Net interest income$10,270,0001,613
Provision for loan and lease losses$148,0002,304
Total noninterest income$1,684,0001,976
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$449,0001,854
Trading account gains and fees$0153
Additional Noninterest Income$1,235,0001,760
Total noninterest expense$8,419,0001,702
Salaries and employee benefits$4,845,0001,628
Premises and equipment expense$1,127,0001,540
Additional noninterest expense$2,447,0001,847
Pre-tax net operating income$3,387,0001,734
Securities gains (losses)$03,031
Applicable income taxes$1,070,0001,307
Income before extraordinary items$2,317,0002,015
Extraordinary gains, net$021
Net income$2,317,0002,016
Minority interest net income$078
Net income of bank and minority interests.$2,317,0002,017
Net charge-offs$723,000658
Cash dividends$1,146,0001,473
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,317,0001,976
2015-06-30 (YTD Data)Rank
Total interest income$7,688,0001,624
Total interest expense$832,0001,660
Net interest income$6,856,0001,614
Provision for loan and lease losses$114,0002,110
Total noninterest income$1,176,0001,940
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$305,0001,815
Trading account gains and fees$0157
Additional Noninterest Income$871,0001,710
Total noninterest expense$5,555,0001,725
Salaries and employee benefits$3,224,0001,650
Premises and equipment expense$716,0001,632
Additional noninterest expense$1,615,0001,875
Pre-tax net operating income$2,363,0001,655
Securities gains (losses)$02,636
Applicable income taxes$757,0001,270
Income before extraordinary items$1,606,0001,924
Extraordinary gains, net$022
Net income$1,606,0001,926
Minority interest net income$075
Net income of bank and minority interests.$1,606,0001,926
Net charge-offs$445,000693
Cash dividends$764,0001,504
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,606,0001,885
2015-03-31 (YTD Data)Rank
Total interest income$3,794,0001,646
Total interest expense$418,0001,656
Net interest income$3,376,0001,641
Provision for loan and lease losses$48,0002,145
Total noninterest income$580,0001,921
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$147,0001,850
Trading account gains and fees$0152
Additional Noninterest Income$433,0001,672
Total noninterest expense$2,759,0001,737
Salaries and employee benefits$1,588,0001,682
Premises and equipment expense$351,0001,680
Additional noninterest expense$820,0001,831
Pre-tax net operating income$1,149,0001,642
Securities gains (losses)$02,027
Applicable income taxes$366,0001,261
Income before extraordinary items$783,0001,958
Extraordinary gains, net$013
Net income$783,0001,961
Minority interest net income$064
Net income of bank and minority interests.$783,0001,960
Net charge-offs$-22,0005,709
Cash dividends$302,0001,513
Sale, conversion, retirement of capital stock, net$0697
Net operating income$783,0001,899
2014-12-31 (YTD Data)Rank
Total interest income$15,679,0001,589
Total interest expense$1,810,0001,608
Net interest income$13,869,0001,593
Provision for loan and lease losses$3,089,000323
Total noninterest income$1,620,0002,403
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$593,0001,990
Trading account gains and fees$0180
Additional Noninterest Income$1,027,0002,302
Total noninterest expense$10,449,0001,818
Salaries and employee benefits$6,018,0001,718
Premises and equipment expense$1,314,0001,763
Additional noninterest expense$3,117,0001,972
Pre-tax net operating income$1,951,0003,014
Securities gains (losses)$03,259
Applicable income taxes$304,0002,624
Income before extraordinary items$1,647,0003,075
Extraordinary gains, net$017
Net income$1,647,0003,075
Minority interest net income$084
Net income of bank and minority interests.$1,647,0003,076
Net charge-offs$2,693,000385
Cash dividends$3,750,000773
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,647,0003,022
2014-09-30 (YTD Data)Rank
Total interest income$11,798,0001,584
Total interest expense$1,377,0001,614
Net interest income$10,421,0001,593
Provision for loan and lease losses$1,889,000367
Total noninterest income$1,174,0002,474
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$432,0002,045
Trading account gains and fees$0174
Additional Noninterest Income$742,0002,361
Total noninterest expense$7,832,0001,821
Salaries and employee benefits$4,483,0001,735
Premises and equipment expense$992,0001,776
Additional noninterest expense$2,357,0001,954
Pre-tax net operating income$1,874,0002,630
Securities gains (losses)$02,980
Applicable income taxes$377,0002,246
Income before extraordinary items$1,497,0002,728
Extraordinary gains, net$015
Net income$1,497,0002,728
Minority interest net income$081
Net income of bank and minority interests.$1,497,0002,728
Net charge-offs$2,123,000352
Cash dividends$3,750,000560
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,497,0002,685
2014-06-30 (YTD Data)Rank
Total interest income$7,739,0001,609
Total interest expense$927,0001,615
Net interest income$6,812,0001,616
Provision for loan and lease losses$1,283,000372
Total noninterest income$581,0002,884
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$263,0002,184
Trading account gains and fees$0172
Additional Noninterest Income$318,0002,954
Total noninterest expense$5,211,0001,814
Salaries and employee benefits$2,992,0001,723
Premises and equipment expense$654,0001,810
Additional noninterest expense$1,565,0001,953
Pre-tax net operating income$899,0003,156
Securities gains (losses)$02,580
Applicable income taxes$132,0002,782
Income before extraordinary items$767,0003,168
Extraordinary gains, net$020
Net income$767,0003,174
Minority interest net income$080
Net income of bank and minority interests.$767,0003,174
Net charge-offs$1,941,000294
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$767,0003,132
2014-03-31 (YTD Data)Rank
Total interest income$3,910,0001,586
Total interest expense$472,0001,612
Net interest income$3,438,0001,591
Provision for loan and lease losses$691,000344
Total noninterest income$246,0003,090
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$125,0002,241
Trading account gains and fees$0147
Additional Noninterest Income$121,0003,299
Total noninterest expense$2,657,0001,786
Salaries and employee benefits$1,533,0001,692
Premises and equipment expense$333,0001,810
Additional noninterest expense$791,0001,907
Pre-tax net operating income$336,0003,617
Securities gains (losses)$01,715
Applicable income taxes$31,0003,274
Income before extraordinary items$305,0003,519
Extraordinary gains, net$016
Net income$305,0003,522
Minority interest net income$066
Net income of bank and minority interests.$305,0003,522
Net charge-offs$1,767,000191
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$305,0003,473
2013-12-31 (YTD Data)Rank
Total interest income$17,418,0001,454
Total interest expense$2,147,0001,597
Net interest income$15,271,0001,416
Provision for loan and lease losses$846,0001,271
Total noninterest income$2,065,0002,119
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$569,0002,161
Trading account gains and fees$0184
Additional Noninterest Income$1,496,0001,853
Total noninterest expense$10,368,0001,836
Salaries and employee benefits$5,974,0001,721
Premises and equipment expense$1,275,0001,818
Additional noninterest expense$3,119,0002,011
Pre-tax net operating income$6,122,0001,205
Securities gains (losses)$03,182
Applicable income taxes$1,867,000949
Income before extraordinary items$4,255,0001,416
Extraordinary gains, net$029
Net income$4,255,0001,419
Minority interest net income$090
Net income of bank and minority interests.$4,255,0001,419
Net charge-offs$732,0001,585
Cash dividends$4,255,000650
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,255,0001,396
2013-09-30 (YTD Data)Rank
Total interest income$13,591,0001,413
Total interest expense$1,646,0001,599
Net interest income$11,945,0001,359
Provision for loan and lease losses$663,0001,243
Total noninterest income$1,628,0002,088
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$433,0002,136
Trading account gains and fees$0180
Additional Noninterest Income$1,195,0001,828
Total noninterest expense$7,875,0001,821
Salaries and employee benefits$4,547,0001,705
Premises and equipment expense$976,0001,804
Additional noninterest expense$2,352,0001,995
Pre-tax net operating income$5,035,0001,136
Securities gains (losses)$03,040
Applicable income taxes$1,556,000901
Income before extraordinary items$3,479,0001,312
Extraordinary gains, net$025
Net income$3,479,0001,314
Minority interest net income$084
Net income of bank and minority interests.$3,479,0001,314
Net charge-offs$591,0001,434
Cash dividends$1,814,000947
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,479,0001,283
2013-06-30 (YTD Data)Rank
Total interest income$9,132,0001,394
Total interest expense$1,126,0001,589
Net interest income$8,006,0001,351
Provision for loan and lease losses$438,0001,297
Total noninterest income$1,139,0002,040
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$284,0002,134
Trading account gains and fees$0157
Additional Noninterest Income$855,0001,782
Total noninterest expense$5,246,0001,826
Salaries and employee benefits$3,038,0001,702
Premises and equipment expense$633,0001,839
Additional noninterest expense$1,575,0001,987
Pre-tax net operating income$3,461,0001,084
Securities gains (losses)$02,791
Applicable income taxes$1,097,000873
Income before extraordinary items$2,364,0001,281
Extraordinary gains, net$022
Net income$2,364,0001,284
Minority interest net income$082
Net income of bank and minority interests.$2,364,0001,284
Net charge-offs$453,0001,330
Cash dividends$1,343,000861
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,364,0001,230
2013-03-31 (YTD Data)Rank
Total interest income$4,719,0001,348
Total interest expense$565,0001,638
Net interest income$4,154,0001,298
Provision for loan and lease losses$224,0001,273
Total noninterest income$553,0002,067
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$143,0002,105
Trading account gains and fees$0148
Additional Noninterest Income$410,0001,829
Total noninterest expense$2,643,0001,833
Salaries and employee benefits$1,524,0001,719
Premises and equipment expense$315,0001,881
Additional noninterest expense$804,0001,952
Pre-tax net operating income$1,840,0001,002
Securities gains (losses)$01,966
Applicable income taxes$581,000797
Income before extraordinary items$1,259,0001,189
Extraordinary gains, net$010
Net income$1,259,0001,191
Minority interest net income$076
Net income of bank and minority interests.$1,259,0001,191
Net charge-offs$276,0001,120
Cash dividends$444,0001,037
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,259,0001,138
2012-12-31 (YTD Data)Rank
Total interest income$19,608,0001,362
Total interest expense$2,966,0001,493
Net interest income$16,642,0001,312
Provision for loan and lease losses$622,0002,411
Total noninterest income$813,0003,616
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$667,0001,980
Trading account gains and fees$0166
Additional Noninterest Income$146,0004,971
Total noninterest expense$9,859,0001,940
Salaries and employee benefits$5,643,0001,792
Premises and equipment expense$1,279,0001,838
Additional noninterest expense$2,937,0002,217
Pre-tax net operating income$6,974,0001,015
Securities gains (losses)$03,810
Applicable income taxes$2,228,000802
Income before extraordinary items$4,746,0001,241
Extraordinary gains, net$029
Net income$4,746,0001,241
Minority interest net income$093
Net income of bank and minority interests.$4,746,0001,242
Net charge-offs$832,0002,014
Cash dividends$2,162,0001,149
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,746,0001,182
2012-09-30 (YTD Data)Rank
Total interest income$14,880,0001,374
Total interest expense$2,357,0001,481
Net interest income$12,523,0001,326
Provision for loan and lease losses$634,0001,981
Total noninterest income$562,0003,807
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$501,0001,998
Trading account gains and fees$0157
Additional Noninterest Income$61,0005,575
Total noninterest expense$7,350,0001,944
Salaries and employee benefits$4,214,0001,786
Premises and equipment expense$945,0001,884
Additional noninterest expense$2,191,0002,207
Pre-tax net operating income$5,101,0001,061
Securities gains (losses)$03,575
Applicable income taxes$1,612,000847
Income before extraordinary items$3,489,0001,291
Extraordinary gains, net$020
Net income$3,489,0001,293
Minority interest net income$086
Net income of bank and minority interests.$3,489,0001,292
Net charge-offs$367,0002,565
Cash dividends$1,296,0001,118
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,489,0001,225
2012-06-30 (YTD Data)Rank
Total interest income$9,974,0001,369
Total interest expense$1,630,0001,489
Net interest income$8,344,0001,326
Provision for loan and lease losses$638,0001,505
Total noninterest income$367,0003,829
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$339,0001,953
Trading account gains and fees$0153
Additional Noninterest Income$28,0005,924
Total noninterest expense$4,794,0001,994
Salaries and employee benefits$2,787,0001,796
Premises and equipment expense$627,0001,891
Additional noninterest expense$1,380,0002,349
Pre-tax net operating income$3,279,0001,089
Securities gains (losses)$03,178
Applicable income taxes$1,026,000866
Income before extraordinary items$2,253,0001,319
Extraordinary gains, net$019
Net income$2,253,0001,319
Minority interest net income$084
Net income of bank and minority interests.$2,253,0001,319
Net charge-offs$717,0001,422
Cash dividends$864,0001,104
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,253,0001,244
2012-03-31 (YTD Data)Rank
Total interest income$5,053,0001,360
Total interest expense$858,0001,460
Net interest income$4,195,0001,318
Provision for loan and lease losses$377,0001,293
Total noninterest income$202,0003,633
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$165,0001,983
Trading account gains and fees$0148
Additional Noninterest Income$37,0005,121
Total noninterest expense$2,336,0002,054
Salaries and employee benefits$1,377,0001,821
Premises and equipment expense$313,0001,904
Additional noninterest expense$646,0002,479
Pre-tax net operating income$1,684,0001,046
Securities gains (losses)$02,210
Applicable income taxes$529,000840
Income before extraordinary items$1,155,0001,255
Extraordinary gains, net$019
Net income$1,155,0001,256
Minority interest net income$078
Net income of bank and minority interests.$1,155,0001,256
Net charge-offs$638,000935
Cash dividends$432,000978
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,155,0001,191
2011-12-31 (YTD Data)Rank
Total interest income$21,608,0001,329
Total interest expense$4,290,0001,414
Net interest income$17,318,0001,284
Provision for loan and lease losses$1,972,0001,587
Total noninterest income$905,0003,292
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$712,0001,953
Trading account gains and fees$0146
Additional Noninterest Income$193,0004,510
Total noninterest expense$10,089,0001,899
Salaries and employee benefits$5,642,0001,711
Premises and equipment expense$1,224,0002,024
Additional noninterest expense$3,223,0002,066
Pre-tax net operating income$6,162,000975
Securities gains (losses)$03,838
Applicable income taxes$1,897,000824
Income before extraordinary items$4,265,0001,174
Extraordinary gains, net$029
Net income$4,265,0001,174
Minority interest net income$096
Net income of bank and minority interests.$4,265,0001,174
Net charge-offs$2,059,0001,518
Cash dividends$1,471,0001,262
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,265,0001,111
2011-09-30 (YTD Data)Rank
Total interest income$16,407,0001,324
Total interest expense$3,352,0001,413
Net interest income$13,055,0001,279
Provision for loan and lease losses$1,569,0001,464
Total noninterest income$640,0003,402
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$554,0001,907
Trading account gains and fees$0145
Additional Noninterest Income$86,0005,263
Total noninterest expense$7,699,0001,872
Salaries and employee benefits$4,281,0001,706
Premises and equipment expense$937,0002,001
Additional noninterest expense$2,481,0002,033
Pre-tax net operating income$4,427,0001,047
Securities gains (losses)$03,555
Applicable income taxes$1,380,000850
Income before extraordinary items$3,047,0001,271
Extraordinary gains, net$021
Net income$3,047,0001,271
Minority interest net income$087
Net income of bank and minority interests.$3,047,0001,271
Net charge-offs$1,346,0001,606
Cash dividends$1,040,0001,116
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,047,0001,196
2011-06-30 (YTD Data)Rank
Total interest income$10,998,0001,323
Total interest expense$2,358,0001,388
Net interest income$8,640,0001,292
Provision for loan and lease losses$1,073,0001,436
Total noninterest income$504,0003,112
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$353,0001,961
Trading account gains and fees$0153
Additional Noninterest Income$151,0003,942
Total noninterest expense$5,172,0001,869
Salaries and employee benefits$2,879,0001,705
Premises and equipment expense$624,0002,022
Additional noninterest expense$1,669,0002,044
Pre-tax net operating income$2,899,0001,041
Securities gains (losses)$02,914
Applicable income taxes$929,000808
Income before extraordinary items$1,970,0001,271
Extraordinary gains, net$015
Net income$1,970,0001,271
Minority interest net income$089
Net income of bank and minority interests.$1,970,0001,271
Net charge-offs$971,0001,496
Cash dividends$693,0001,128
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,970,0001,210
2011-03-31 (YTD Data)Rank
Total interest income$5,530,0001,325
Total interest expense$1,283,0001,325
Net interest income$4,247,0001,317
Provision for loan and lease losses$474,0001,476
Total noninterest income$358,0002,525
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$179,0001,908
Trading account gains and fees$0158
Additional Noninterest Income$179,0002,630
Total noninterest expense$2,700,0001,821
Salaries and employee benefits$1,484,0001,676
Premises and equipment expense$323,0001,997
Additional noninterest expense$893,0001,895
Pre-tax net operating income$1,431,0001,050
Securities gains (losses)$01,772
Applicable income taxes$455,000801
Income before extraordinary items$976,0001,265
Extraordinary gains, net$09
Net income$976,0001,264
Minority interest net income$086
Net income of bank and minority interests.$976,0001,265
Net charge-offs$412,0001,503
Cash dividends$347,0001,022
Sale, conversion, retirement of capital stock, net$0925
Net operating income$976,0001,232
2010-12-31 (YTD Data)Rank
Total interest income$23,602,0001,304
Total interest expense$6,108,0001,361
Net interest income$17,494,0001,282
Provision for loan and lease losses$2,333,0001,885
Total noninterest income$1,672,0002,348
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$832,0001,759
Trading account gains and fees$0175
Additional Noninterest Income$840,0002,424
Total noninterest expense$10,107,0001,935
Salaries and employee benefits$5,364,0001,803
Premises and equipment expense$1,211,0002,086
Additional noninterest expense$3,532,0001,995
Pre-tax net operating income$6,726,000795
Securities gains (losses)$03,793
Applicable income taxes$2,184,000688
Income before extraordinary items$4,542,000970
Extraordinary gains, net$029
Net income$4,542,000972
Minority interest net income$0111
Net income of bank and minority interests.$4,542,000973
Net charge-offs$2,346,0001,700
Cash dividends$1,460,0001,111
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,542,000926
2010-09-30 (YTD Data)Rank
Total interest income$17,686,0001,321
Total interest expense$4,731,0001,368
Net interest income$12,955,0001,310
Provision for loan and lease losses$1,105,0002,378
Total noninterest income$1,078,0002,595
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$631,0001,794
Trading account gains and fees$0165
Additional Noninterest Income$447,0002,933
Total noninterest expense$7,592,0001,922
Salaries and employee benefits$4,062,0001,809
Premises and equipment expense$909,0002,105
Additional noninterest expense$2,621,0001,974
Pre-tax net operating income$5,336,000789
Securities gains (losses)$03,651
Applicable income taxes$1,752,000663
Income before extraordinary items$3,584,000969
Extraordinary gains, net$023
Net income$3,584,000972
Minority interest net income$0110
Net income of bank and minority interests.$3,584,000972
Net charge-offs$869,0002,356
Cash dividends$1,114,000955
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,584,000924
2010-06-30 (YTD Data)Rank
Total interest income$11,596,0001,363
Total interest expense$3,240,0001,382
Net interest income$8,356,0001,360
Provision for loan and lease losses$729,0002,321
Total noninterest income$714,0002,551
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$422,0001,799
Trading account gains and fees$0152
Additional Noninterest Income$292,0002,880
Total noninterest expense$4,976,0001,968
Salaries and employee benefits$2,671,0001,839
Premises and equipment expense$618,0002,094
Additional noninterest expense$1,687,0002,037
Pre-tax net operating income$3,365,000820
Securities gains (losses)$03,184
Applicable income taxes$1,101,000665
Income before extraordinary items$2,264,000999
Extraordinary gains, net$019
Net income$2,264,0001,000
Minority interest net income$0105
Net income of bank and minority interests.$2,264,0001,000
Net charge-offs$550,0002,338
Cash dividends$767,000916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,264,000950
2010-03-31 (YTD Data)Rank
Total interest income$5,797,0001,401
Total interest expense$1,684,0001,399
Net interest income$4,113,0001,392
Provision for loan and lease losses$316,0002,323
Total noninterest income$305,0002,831
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$206,0001,832
Trading account gains and fees$0175
Additional Noninterest Income$99,0003,543
Total noninterest expense$2,493,0001,981
Salaries and employee benefits$1,297,0001,923
Premises and equipment expense$316,0002,110
Additional noninterest expense$880,0001,935
Pre-tax net operating income$1,609,000828
Securities gains (losses)$02,284
Applicable income taxes$533,000675
Income before extraordinary items$1,076,0001,016
Extraordinary gains, net$016
Net income$1,076,0001,018
Minority interest net income$091
Net income of bank and minority interests.$1,076,0001,019
Net charge-offs$204,0002,417
Cash dividends$430,000787
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,076,000987
2009-12-31 (YTD Data)Rank
Total interest income$24,509,0001,405
Total interest expense$9,121,0001,305
Net interest income$15,388,0001,451
Provision for loan and lease losses$1,463,0002,932
Total noninterest income$2,031,0002,106
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$911,0001,824
Trading account gains and fees$0211
Additional Noninterest Income$1,120,0002,005
Total noninterest expense$10,231,0001,976
Salaries and employee benefits$5,170,0001,904
Premises and equipment expense$1,572,0001,722
Additional noninterest expense$3,489,0002,066
Pre-tax net operating income$5,725,000739
Securities gains (losses)$03,754
Applicable income taxes$1,616,000664
Income before extraordinary items$4,109,000842
Extraordinary gains, net$034
Net income$4,109,000840
Minority interest net income$0115
Net income of bank and minority interests.$4,109,000841
Net charge-offs$1,473,0002,394
Cash dividends$1,965,000940
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,109,000831
2009-09-30 (YTD Data)Rank
Total interest income$18,214,0001,446
Total interest expense$7,145,0001,312
Net interest income$11,069,0001,519
Provision for loan and lease losses$911,0002,916
Total noninterest income$1,607,0002,060
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$678,0001,849
Trading account gains and fees$0212
Additional Noninterest Income$929,0001,919
Total noninterest expense$7,480,0002,018
Salaries and employee benefits$3,980,0001,881
Premises and equipment expense$975,0002,072
Additional noninterest expense$2,525,0002,090
Pre-tax net operating income$4,285,000795
Securities gains (losses)$03,497
Applicable income taxes$1,176,000747
Income before extraordinary items$3,109,000874
Extraordinary gains, net$027
Net income$3,109,000875
Minority interest net income$0118
Net income of bank and minority interests.$3,109,000875
Net charge-offs$888,0002,331
Cash dividends$1,535,000830
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,109,000863
2009-06-30 (YTD Data)Rank
Total interest income$12,225,0001,463
Total interest expense$4,922,0001,344
Net interest income$7,303,0001,539
Provision for loan and lease losses$611,0002,670
Total noninterest income$1,178,0001,945
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$432,0001,895
Trading account gains and fees$0193
Additional Noninterest Income$746,0001,738
Total noninterest expense$4,958,0002,046
Salaries and employee benefits$2,716,0001,861
Premises and equipment expense$632,0002,159
Additional noninterest expense$1,610,0002,192
Pre-tax net operating income$2,912,000805
Securities gains (losses)$03,136
Applicable income taxes$766,000776
Income before extraordinary items$2,146,000880
Extraordinary gains, net$021
Net income$2,146,000880
Minority interest net income$0112
Net income of bank and minority interests.$2,146,000880
Net charge-offs$430,0002,519
Cash dividends$1,104,000809
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,146,000850
2009-03-31 (YTD Data)Rank
Total interest income$6,171,0001,464
Total interest expense$2,585,0001,329
Net interest income$3,586,0001,552
Provision for loan and lease losses$310,0002,252
Total noninterest income$790,0001,563
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$203,0001,939
Trading account gains and fees$0171
Additional Noninterest Income$587,0001,253
Total noninterest expense$2,396,0002,062
Salaries and employee benefits$1,385,0001,871
Premises and equipment expense$312,0002,227
Additional noninterest expense$699,0002,236
Pre-tax net operating income$1,670,000761
Securities gains (losses)$02,434
Applicable income taxes$388,000850
Income before extraordinary items$1,282,000817
Extraordinary gains, net$015
Net income$1,282,000818
Minority interest net income$0102
Net income of bank and minority interests.$1,282,000819
Net charge-offs$54,0003,467
Cash dividends$673,000660
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,282,000757
2008-12-31 (YTD Data)Rank
Total interest income$26,841,0001,444
Total interest expense$12,243,0001,329
Net interest income$14,598,0001,533
Provision for loan and lease losses$872,0002,913
Total noninterest income$1,504,0002,618
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,080,0001,646
Trading account gains and fees$0154
Additional Noninterest Income$424,0003,485
Total noninterest expense$9,689,0001,992
Salaries and employee benefits$5,746,0001,776
Premises and equipment expense$1,152,0002,328
Additional noninterest expense$2,791,0002,144
Pre-tax net operating income$5,541,0001,009
Securities gains (losses)$03,220
Applicable income taxes$1,683,000781
Income before extraordinary items$3,858,0001,078
Extraordinary gains, net$039
Net income$3,858,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,109,0001,850
Cash dividends$2,375,0001,160
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,858,0001,149
2008-09-30 (YTD Data)Rank
Total interest income$20,347,0001,462
Total interest expense$9,499,0001,343
Net interest income$10,848,0001,558
Provision for loan and lease losses$225,0004,003
Total noninterest income$1,044,0002,822
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$792,0001,685
Trading account gains and fees$0148
Additional Noninterest Income$252,0004,010
Total noninterest expense$7,180,0001,999
Salaries and employee benefits$4,275,0001,816
Premises and equipment expense$886,0002,285
Additional noninterest expense$2,019,0002,148
Pre-tax net operating income$4,487,0001,130
Securities gains (losses)$03,106
Applicable income taxes$1,429,000876
Income before extraordinary items$3,058,0001,212
Extraordinary gains, net$031
Net income$3,058,0001,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0002,427
Cash dividends$1,709,0001,181
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,058,0001,280
2008-06-30 (YTD Data)Rank
Total interest income$13,805,0001,459
Total interest expense$6,554,0001,348
Net interest income$7,251,0001,545
Provision for loan and lease losses$147,0003,702
Total noninterest income$680,0002,905
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$515,0001,715
Trading account gains and fees$0149
Additional Noninterest Income$165,0004,147
Total noninterest expense$4,787,0002,003
Salaries and employee benefits$2,874,0001,813
Premises and equipment expense$586,0002,308
Additional noninterest expense$1,327,0002,134
Pre-tax net operating income$2,997,0001,191
Securities gains (losses)$03,233
Applicable income taxes$959,000979
Income before extraordinary items$2,038,0001,357
Extraordinary gains, net$021
Net income$2,038,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,520
Cash dividends$1,282,0001,142
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,038,0001,329
2008-03-31 (YTD Data)Rank
Total interest income$7,123,0001,447
Total interest expense$3,524,0001,327
Net interest income$3,599,0001,549
Provision for loan and lease losses$61,0003,456
Total noninterest income$341,0002,871
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$250,0001,732
Trading account gains and fees$0158
Additional Noninterest Income$91,0003,952
Total noninterest expense$2,385,0002,012
Salaries and employee benefits$1,455,0001,807
Premises and equipment expense$292,0002,324
Additional noninterest expense$638,0002,191
Pre-tax net operating income$1,494,0001,266
Securities gains (losses)$02,688
Applicable income taxes$456,0001,088
Income before extraordinary items$1,038,0001,444
Extraordinary gains, net$015
Net income$1,038,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,293
Cash dividends$640,0001,108
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,038,0001,393
2007-12-31 (YTD Data)Rank
Total interest income$30,036,0001,433
Total interest expense$14,927,0001,335
Net interest income$15,109,0001,510
Provision for loan and lease losses$276,0003,341
Total noninterest income$1,313,0002,959
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,011,0001,748
Trading account gains and fees$0178
Additional Noninterest Income$302,0004,227
Total noninterest expense$8,750,0002,102
Salaries and employee benefits$5,262,0001,910
Premises and equipment expense$950,0002,681
Additional noninterest expense$2,538,0002,152
Pre-tax net operating income$7,396,0001,142
Securities gains (losses)$02,146
Applicable income taxes$2,150,0001,071
Income before extraordinary items$5,246,0001,221
Extraordinary gains, net$039
Net income$5,246,0001,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,700
Cash dividends$1,816,0001,727
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,246,0001,214
2007-09-30 (YTD Data)Rank
Total interest income$22,572,0001,434
Total interest expense$11,193,0001,341
Net interest income$11,379,0001,505
Provision for loan and lease losses$278,0002,417
Total noninterest income$982,0002,950
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$760,0001,723
Trading account gains and fees$0184
Additional Noninterest Income$222,0004,297
Total noninterest expense$6,385,0002,131
Salaries and employee benefits$3,874,0001,945
Premises and equipment expense$685,0002,762
Additional noninterest expense$1,826,0002,186
Pre-tax net operating income$5,698,0001,202
Securities gains (losses)$01,655
Applicable income taxes$1,724,0001,088
Income before extraordinary items$3,974,0001,294
Extraordinary gains, net$033
Net income$3,974,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,268
Cash dividends$1,389,0001,602
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,974,0001,285
2007-06-30 (YTD Data)Rank
Total interest income$14,885,0001,459
Total interest expense$7,394,0001,353
Net interest income$7,491,0001,545
Provision for loan and lease losses$279,0001,653
Total noninterest income$728,0002,751
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$511,0001,723
Trading account gains and fees$0168
Additional Noninterest Income$217,0003,630
Total noninterest expense$4,183,0002,200
Salaries and employee benefits$2,555,0001,989
Premises and equipment expense$432,0002,907
Additional noninterest expense$1,196,0002,214
Pre-tax net operating income$3,757,0001,262
Securities gains (losses)$01,444
Applicable income taxes$1,128,0001,168
Income before extraordinary items$2,629,0001,349
Extraordinary gains, net$029
Net income$2,629,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,303
Cash dividends$929,0001,628
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,629,0001,329
2007-03-31 (YTD Data)Rank
Total interest income$7,382,0001,463
Total interest expense$3,672,0001,352
Net interest income$3,710,0001,558
Provision for loan and lease losses$196,0001,187
Total noninterest income$366,0002,722
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$247,0001,732
Trading account gains and fees$0195
Additional Noninterest Income$119,0003,446
Total noninterest expense$2,099,0002,205
Salaries and employee benefits$1,277,0002,014
Premises and equipment expense$227,0002,812
Additional noninterest expense$595,0002,209
Pre-tax net operating income$1,781,0001,316
Securities gains (losses)$01,187
Applicable income taxes$501,0001,281
Income before extraordinary items$1,280,0001,377
Extraordinary gains, net$022
Net income$1,280,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,048
Cash dividends$502,0001,373
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,280,0001,367
2006-12-31 (YTD Data)Rank
Total interest income$27,539,0001,450
Total interest expense$12,198,0001,374
Net interest income$15,341,0001,488
Provision for loan and lease losses$676,0001,452
Total noninterest income$1,454,0002,760
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,030,0001,714
Trading account gains and fees$0130
Additional Noninterest Income$424,0003,634
Total noninterest expense$8,540,0002,063
Salaries and employee benefits$5,038,0001,929
Premises and equipment expense$920,0002,672
Additional noninterest expense$2,582,0002,047
Pre-tax net operating income$7,579,0001,289
Securities gains (losses)$01,687
Applicable income taxes$2,241,0001,217
Income before extraordinary items$5,338,0001,369
Extraordinary gains, net$051
Net income$5,338,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,203
Cash dividends$1,712,0001,762
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,338,0001,360
2006-09-30 (YTD Data)Rank
Total interest income$20,219,0001,468
Total interest expense$8,643,0001,413
Net interest income$11,576,0001,499
Provision for loan and lease losses$543,0001,306
Total noninterest income$1,083,0002,773
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$764,0001,731
Trading account gains and fees$0126
Additional Noninterest Income$319,0003,629
Total noninterest expense$6,391,0002,064
Salaries and employee benefits$3,769,0001,933
Premises and equipment expense$696,0002,653
Additional noninterest expense$1,926,0002,038
Pre-tax net operating income$5,725,0001,333
Securities gains (losses)$01,388
Applicable income taxes$1,812,0001,183
Income before extraordinary items$3,913,0001,435
Extraordinary gains, net$045
Net income$3,913,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,092
Cash dividends$1,284,0001,641
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,913,0001,419
2006-06-30 (YTD Data)Rank
Total interest income$13,032,0001,486
Total interest expense$5,297,0001,468
Net interest income$7,735,0001,492
Provision for loan and lease losses$414,0001,142
Total noninterest income$710,0002,808
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$494,0001,759
Trading account gains and fees$0126
Additional Noninterest Income$216,0003,603
Total noninterest expense$4,270,0002,059
Salaries and employee benefits$2,523,0001,929
Premises and equipment expense$450,0002,720
Additional noninterest expense$1,297,0002,027
Pre-tax net operating income$3,761,0001,344
Securities gains (losses)$01,185
Applicable income taxes$1,228,0001,173
Income before extraordinary items$2,533,0001,470
Extraordinary gains, net$039
Net income$2,533,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,549
Cash dividends$856,0001,631
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,533,0001,450
2006-03-31 (YTD Data)Rank
Total interest income$6,342,0001,495
Total interest expense$2,438,0001,510
Net interest income$3,904,0001,470
Provision for loan and lease losses$222,0001,065
Total noninterest income$349,0002,789
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$234,0001,791
Trading account gains and fees$0115
Additional Noninterest Income$115,0003,456
Total noninterest expense$2,152,0002,051
Salaries and employee benefits$1,293,0001,901
Premises and equipment expense$208,0002,926
Additional noninterest expense$651,0002,000
Pre-tax net operating income$1,879,0001,317
Securities gains (losses)$0955
Applicable income taxes$627,0001,151
Income before extraordinary items$1,252,0001,455
Extraordinary gains, net$021
Net income$1,252,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,181
Cash dividends$427,0001,533
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,252,0001,434
2005-12-31 (YTD Data)Rank
Total interest income$23,056,0001,448
Total interest expense$7,665,0001,483
Net interest income$15,391,0001,412
Provision for loan and lease losses$1,122,000949
Total noninterest income$1,368,0002,859
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$948,0001,809
Trading account gains and fees$0138
Additional Noninterest Income$420,0003,688
Total noninterest expense$8,483,0001,972
Salaries and employee benefits$4,876,0001,900
Premises and equipment expense$950,0002,479
Additional noninterest expense$2,657,0001,913
Pre-tax net operating income$7,154,0001,337
Securities gains (losses)$02,296
Applicable income taxes$2,274,0001,228
Income before extraordinary items$4,880,0001,447
Extraordinary gains, net$046
Net income$4,880,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,706
Cash dividends$1,794,0001,608
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,880,0001,429
2005-09-30 (YTD Data)Rank
Total interest income$16,829,0001,451
Total interest expense$5,344,0001,496
Net interest income$11,485,0001,402
Provision for loan and lease losses$840,000899
Total noninterest income$1,031,0002,847
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$748,0001,718
Trading account gains and fees$0126
Additional Noninterest Income$283,0003,906
Total noninterest expense$6,312,0001,968
Salaries and employee benefits$3,600,0001,909
Premises and equipment expense$705,0002,495
Additional noninterest expense$2,007,0001,861
Pre-tax net operating income$5,364,0001,341
Securities gains (losses)$02,317
Applicable income taxes$1,763,0001,203
Income before extraordinary items$3,601,0001,485
Extraordinary gains, net$035
Net income$3,601,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,351
Cash dividends$1,366,0001,440
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,601,0001,457
2005-06-30 (YTD Data)Rank
Total interest income$10,736,0001,464
Total interest expense$3,279,0001,536
Net interest income$7,457,0001,416
Provision for loan and lease losses$555,000889
Total noninterest income$665,0002,881
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$490,0001,714
Trading account gains and fees$0116
Additional Noninterest Income$175,0003,997
Total noninterest expense$4,173,0001,974
Salaries and employee benefits$2,372,0001,914
Premises and equipment expense$471,0002,461
Additional noninterest expense$1,330,0001,858
Pre-tax net operating income$3,394,0001,384
Securities gains (losses)$02,146
Applicable income taxes$1,099,0001,262
Income before extraordinary items$2,295,0001,503
Extraordinary gains, net$030
Net income$2,295,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,042
Cash dividends$939,0001,402
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,295,0001,476
2005-03-31 (YTD Data)Rank
Total interest income$5,061,0001,539
Total interest expense$1,433,0001,669
Net interest income$3,628,0001,457
Provision for loan and lease losses$284,000833
Total noninterest income$312,0002,982
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$236,0001,714
Trading account gains and fees$0115
Additional Noninterest Income$76,0004,289
Total noninterest expense$2,053,0002,018
Salaries and employee benefits$1,172,0001,951
Premises and equipment expense$241,0002,430
Additional noninterest expense$640,0001,916
Pre-tax net operating income$1,603,0001,423
Securities gains (losses)$01,685
Applicable income taxes$519,0001,312
Income before extraordinary items$1,084,0001,551
Extraordinary gains, net$024
Net income$1,084,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,877
Cash dividends$512,0001,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,084,0001,529
2004-12-31 (YTD Data)Rank
Total interest income$17,149,0001,674
Total interest expense$3,942,0002,067
Net interest income$13,207,0001,534
Provision for loan and lease losses$489,0001,995
Total noninterest income$1,736,0002,432
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,092,0001,605
Trading account gains and fees$0138
Additional Noninterest Income$644,0002,866
Total noninterest expense$8,549,0001,891
Salaries and employee benefits$4,729,0001,858
Premises and equipment expense$957,0002,386
Additional noninterest expense$2,863,0001,708
Pre-tax net operating income$5,905,0001,460
Securities gains (losses)$03,819
Applicable income taxes$1,689,0001,466
Income before extraordinary items$4,216,0001,532
Extraordinary gains, net$034
Net income$4,216,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,728
Cash dividends$1,789,0001,500
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,216,0001,480
2004-09-30 (YTD Data)Rank
Total interest income$12,469,0001,700
Total interest expense$2,779,0002,150
Net interest income$9,690,0001,559
Provision for loan and lease losses$489,0001,482
Total noninterest income$1,390,0002,326
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$826,0001,595
Trading account gains and fees$0134
Additional Noninterest Income$564,0002,609
Total noninterest expense$6,349,0001,883
Salaries and employee benefits$3,489,0001,869
Premises and equipment expense$727,0002,352
Additional noninterest expense$2,133,0001,692
Pre-tax net operating income$4,242,0001,517
Securities gains (losses)$03,710
Applicable income taxes$1,211,0001,535
Income before extraordinary items$3,031,0001,603
Extraordinary gains, net$026
Net income$3,031,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,844
Cash dividends$1,277,0001,431
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,031,0001,550
2004-06-30 (YTD Data)Rank
Total interest income$8,145,0001,727
Total interest expense$1,782,0002,206
Net interest income$6,363,0001,569
Provision for loan and lease losses$440,0001,137
Total noninterest income$903,0002,363
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$558,0001,571
Trading account gains and fees$0130
Additional Noninterest Income$345,0002,751
Total noninterest expense$4,164,0001,922
Salaries and employee benefits$2,319,0001,870
Premises and equipment expense$473,0002,394
Additional noninterest expense$1,372,0001,745
Pre-tax net operating income$2,662,0001,582
Securities gains (losses)$03,413
Applicable income taxes$758,0001,597
Income before extraordinary items$1,904,0001,686
Extraordinary gains, net$021
Net income$1,904,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,267
Cash dividends$850,0001,462
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,904,0001,623
2004-03-31 (YTD Data)Rank
Total interest income$4,036,0001,743
Total interest expense$847,0002,318
Net interest income$3,189,0001,569
Provision for loan and lease losses$234,0001,018
Total noninterest income$418,0002,460
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$264,0001,615
Trading account gains and fees$0121
Additional Noninterest Income$154,0002,905
Total noninterest expense$2,091,0001,919
Salaries and employee benefits$1,173,0001,870
Premises and equipment expense$236,0002,428
Additional noninterest expense$682,0001,749
Pre-tax net operating income$1,282,0001,624
Securities gains (losses)$02,934
Applicable income taxes$380,0001,637
Income before extraordinary items$902,0001,736
Extraordinary gains, net$016
Net income$902,0001,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,952
Cash dividends$424,0001,392
Sale, conversion, retirement of capital stock, net$0464
Net operating income$902,0001,656
2003-12-31 (YTD Data)Rank
Total interest income$16,257,0001,751
Total interest expense$3,774,0002,349
Net interest income$12,483,0001,562
Provision for loan and lease losses$1,229,000963
Total noninterest income$2,455,0001,977
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,017,0001,698
Trading account gains and fees$0160
Additional Noninterest Income$1,438,0001,879
Total noninterest expense$8,479,0001,872
Salaries and employee benefits$4,668,0001,850
Premises and equipment expense$905,0002,472
Additional noninterest expense$2,906,0001,673
Pre-tax net operating income$5,230,0001,559
Securities gains (losses)$32,0002,881
Applicable income taxes$1,540,0001,590
Income before extraordinary items$3,722,0001,668
Extraordinary gains, net$054
Net income$3,722,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,920
Cash dividends$1,360,0001,873
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,699,2801,595
2003-09-30 (YTD Data)Rank
Total interest income$12,284,0001,767
Total interest expense$2,972,0002,312
Net interest income$9,312,0001,573
Provision for loan and lease losses$1,085,000829
Total noninterest income$2,053,0001,854
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$754,0001,723
Trading account gains and fees$0153
Additional Noninterest Income$1,299,0001,700
Total noninterest expense$6,404,0001,851
Salaries and employee benefits$3,434,0001,884
Premises and equipment expense$716,0002,355
Additional noninterest expense$2,254,0001,617
Pre-tax net operating income$3,876,0001,633
Securities gains (losses)$32,0002,649
Applicable income taxes$1,188,0001,629
Income before extraordinary items$2,720,0001,774
Extraordinary gains, net$040
Net income$2,720,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$639,000967
Cash dividends$850,0001,936
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,697,6001,698
2003-06-30 (YTD Data)Rank
Total interest income$8,282,0001,766
Total interest expense$2,085,0002,273
Net interest income$6,197,0001,575
Provision for loan and lease losses$763,000799
Total noninterest income$1,376,0001,841
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$504,0001,673
Trading account gains and fees$0150
Additional Noninterest Income$872,0001,677
Total noninterest expense$4,279,0001,849
Salaries and employee benefits$2,318,0001,854
Premises and equipment expense$534,0002,127
Additional noninterest expense$1,427,0001,693
Pre-tax net operating income$2,531,0001,656
Securities gains (losses)$33,0002,302
Applicable income taxes$784,0001,651
Income before extraordinary items$1,780,0001,807
Extraordinary gains, net$030
Net income$1,780,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$639,000725
Cash dividends$510,0002,097
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,757,2301,711
2003-03-31 (YTD Data)Rank
Total interest income$4,236,0001,740
Total interest expense$1,093,0002,233
Net interest income$3,143,0001,551
Provision for loan and lease losses$386,000757
Total noninterest income$706,0001,768
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$239,0001,705
Trading account gains and fees$0134
Additional Noninterest Income$467,0001,558
Total noninterest expense$2,142,0001,831
Salaries and employee benefits$1,161,0001,840
Premises and equipment expense$240,0002,320
Additional noninterest expense$741,0001,592
Pre-tax net operating income$1,321,0001,592
Securities gains (losses)$02,891
Applicable income taxes$414,0001,571
Income before extraordinary items$907,0001,752
Extraordinary gains, net$021
Net income$907,0001,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,000491
Cash dividends$170,0002,408
Sale, conversion, retirement of capital stock, net$0419
Net operating income$907,0001,635
2002-12-31 (YTD Data)Rank
Total interest income$18,836,0001,631
Total interest expense$5,925,0001,919
Net interest income$12,911,0001,502
Provision for loan and lease losses$1,975,000738
Total noninterest income$1,961,0002,165
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$792,0002,015
Trading account gains and fees$0153
Additional Noninterest Income$1,169,0001,971
Total noninterest expense$8,107,0001,866
Salaries and employee benefits$4,588,0001,740
Premises and equipment expense$937,0002,317
Additional noninterest expense$2,582,0001,804
Pre-tax net operating income$4,790,0001,703
Securities gains (losses)$184,0001,223
Applicable income taxes$1,410,0001,730
Income before extraordinary items$3,564,0001,676
Extraordinary gains, net$070
Net income$3,564,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,800,000604
Cash dividends$1,360,0001,769
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,431,5201,692
2001-12-31 (YTD Data)Rank
Total interest income$21,808,0001,550
Total interest expense$9,644,0001,688
Net interest income$12,164,0001,460
Provision for loan and lease losses$571,0001,986
Total noninterest income$1,429,0002,609
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$531,0002,698
Trading account gains and fees$0177
Additional Noninterest Income$898,0002,207
Total noninterest expense$8,233,0001,768
Salaries and employee benefits$4,251,0001,767
Premises and equipment expense$913,0002,334
Additional noninterest expense$3,069,0001,517
Pre-tax net operating income$4,789,0001,497
Securities gains (losses)$04,612
Applicable income taxes$1,381,0001,618
Income before extraordinary items$3,408,0001,563
Extraordinary gains, net$0105
Net income$3,408,0001,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$585,0001,393
Cash dividends$1,361,0001,803
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,408,0001,496
2000-12-31 (YTD Data)Rank
Total interest income$22,030,0001,567
Total interest expense$9,877,0001,744
Net interest income$12,153,0001,442
Provision for loan and lease losses$640,0001,525
Total noninterest income$1,296,0002,605
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$475,0002,814
Trading account gains and fees$0180
Additional Noninterest Income$821,0002,122
Total noninterest expense$7,918,0001,761
Salaries and employee benefits$4,099,0001,752
Premises and equipment expense$981,0002,102
Additional noninterest expense$2,838,0001,580
Pre-tax net operating income$4,891,0001,511
Securities gains (losses)$01,956
Applicable income taxes$1,450,0001,555
Income before extraordinary items$3,441,0001,527
Extraordinary gains, net$038
Net income$3,441,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,320
Cash dividends$1,784,0001,476
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,441,0001,517
1999-12-31 (YTD Data)Rank
Total interest income$20,438,0001,592
Total interest expense$8,414,0001,761
Net interest income$12,024,0001,455
Provision for loan and lease losses$1,179,000860
Total noninterest income$1,498,0002,311
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$488,0002,685
Trading account gains and fees$0173
Additional Noninterest Income$1,010,0001,850
Total noninterest expense$7,748,0001,779
Salaries and employee benefits$4,010,0001,721
Premises and equipment expense$989,0002,071
Additional noninterest expense$2,749,0001,619
Pre-tax net operating income$4,595,0001,636
Securities gains (losses)$03,155
Applicable income taxes$1,514,0001,587
Income before extraordinary items$3,081,0001,729
Extraordinary gains, net$035
Net income$3,081,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,185,000637
Cash dividends$1,330,0001,840
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,081,0001,702
1998-12-31 (YTD Data)Rank
Total interest income$20,017,0001,626
Total interest expense$8,870,0001,729
Net interest income$11,147,0001,522
Provision for loan and lease losses$603,0001,469
Total noninterest income$1,491,0002,277
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$464,0002,726
Trading account gains and fees$0224
Additional Noninterest Income$1,027,0001,818
Total noninterest expense$7,331,0001,787
Salaries and employee benefits$3,876,0001,709
Premises and equipment expense$845,0002,308
Additional noninterest expense$2,610,0001,652
Pre-tax net operating income$4,704,0001,577
Securities gains (losses)$04,449
Applicable income taxes$1,551,0001,574
Income before extraordinary items$3,153,0001,677
Extraordinary gains, net$032
Net income$3,153,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,304
Cash dividends$1,391,0001,771
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,153,0001,609
1997-12-31 (YTD Data)Rank
Total interest income$18,093,0001,828
Total interest expense$7,852,0001,963
Net interest income$10,241,0001,707
Provision for loan and lease losses$579,0001,595
Total noninterest income$1,119,0002,786
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$454,0002,872
Trading account gains and fees$0239
Additional Noninterest Income$665,0002,296
Total noninterest expense$6,464,0001,998
Salaries and employee benefits$3,359,0001,957
Premises and equipment expense$698,0002,740
Additional noninterest expense$2,407,0001,761
Pre-tax net operating income$4,317,0001,769
Securities gains (losses)$03,944
Applicable income taxes$1,398,0001,807
Income before extraordinary items$2,919,0001,812
Extraordinary gains, net$044
Net income$2,919,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,931
Cash dividends$1,500,0001,600
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,919,0001,769
1996-12-31 (YTD Data)Rank
Total interest income$16,663,0002,032
Total interest expense$7,157,0002,176
Net interest income$9,506,0001,874
Provision for loan and lease losses$753,0001,253
Total noninterest income$1,243,0002,615
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$442,0003,062
Trading account gains and fees$0262
Additional Noninterest Income$801,0002,101
Total noninterest expense$5,839,0002,360
Salaries and employee benefits$3,273,0002,017
Premises and equipment expense$705,0002,775
Additional noninterest expense$1,861,0002,620
Pre-tax net operating income$4,157,0001,730
Securities gains (losses)$04,148
Applicable income taxes$1,399,0001,706
Income before extraordinary items$2,758,0001,793
Extraordinary gains, net$053
Net income$2,758,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,129
Cash dividends$1,350,0001,710
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,758,0001,763
1995-12-31 (YTD Data)Rank
Total interest income$15,853,0002,122
Total interest expense$6,796,0002,294
Net interest income$9,057,0001,983
Provision for loan and lease losses$530,0001,496
Total noninterest income$935,0003,267
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$405,0003,325
Trading account gains and fees$0522
Additional Noninterest Income$530,0002,764
Total noninterest expense$5,911,0002,309
Salaries and employee benefits$3,251,0002,037
Premises and equipment expense$607,0003,179
Additional noninterest expense$2,053,0002,352
Pre-tax net operating income$3,551,0002,069
Securities gains (losses)$03,831
Applicable income taxes$1,071,0002,238
Income before extraordinary items$2,480,0002,038
Extraordinary gains, net$065
Net income$2,480,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0001,235
Cash dividends$1,200,0001,763
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,480,0002,009
1994-12-31 (YTD Data)Rank
Total interest income$13,075,0002,329
Total interest expense$4,813,0002,552
Net interest income$8,262,0002,189
Provision for loan and lease losses$313,0002,185
Total noninterest income$1,012,0003,091
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$426,0003,189
Trading account gains and fees$0475
Additional Noninterest Income$586,0002,630
Total noninterest expense$5,675,0002,477
Salaries and employee benefits$3,017,0002,200
Premises and equipment expense$666,0002,957
Additional noninterest expense$1,992,0002,583
Pre-tax net operating income$3,286,0002,167
Securities gains (losses)$-37,00010,819
Applicable income taxes$994,0002,254
Income before extraordinary items$2,255,0002,175
Extraordinary gains, net$0249
Net income$2,255,0002,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,877
Cash dividends$1,084,0001,777
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,280,5302,163
1993-12-31 (YTD Data)Rank
Total interest income$12,346,0002,496
Total interest expense$4,617,0002,795
Net interest income$7,729,0002,319
Provision for loan and lease losses$548,0001,974
Total noninterest income$2,018,0001,967
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$468,0002,981
Trading account gains and fees$0532
Additional Noninterest Income$1,550,0001,517
Total noninterest expense$5,574,0002,569
Salaries and employee benefits$2,884,0002,309
Premises and equipment expense$678,0002,970
Additional noninterest expense$2,012,0002,722
Pre-tax net operating income$3,625,0001,882
Securities gains (losses)$07,477
Applicable income taxes$1,176,0001,957
Income before extraordinary items$2,449,0002,043
Extraordinary gains, net$-53,00012,744
Net income$2,396,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0005,182
Cash dividends$850,0002,031
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,449,0001,914
1992-12-31 (YTD Data)Rank
Total interest income$12,997,0002,707
Total interest expense$5,384,0003,085
Net interest income$7,613,0002,380
Provision for loan and lease losses$702,0002,365
Total noninterest income$948,0003,458
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$404,0003,450
Trading account gains and fees$0504
Additional Noninterest Income$544,0003,017
Total noninterest expense$5,282,0002,730
Salaries and employee benefits$2,736,0002,367
Premises and equipment expense$518,0003,849
Additional noninterest expense$2,028,0002,773
Pre-tax net operating income$2,577,0002,400
Securities gains (losses)$08,369
Applicable income taxes$882,0002,365
Income before extraordinary items$1,695,0002,718
Extraordinary gains, net$01,422
Net income$1,695,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0003,605
Cash dividends$7,0008,781
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,695,0002,519

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.