Home > CNB Community Bank > Income and Expense
CNB Community Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 7,048 |
| Total interest expense | $77,000 | 6,925 |
| Net interest income | $423,000 | 7,045 |
| Provision for loan and lease losses | $14,000 | 5,516 |
| Total noninterest income | $-8,000 | 6,959 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $48,000 | 6,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-56,000 | 6,856 |
| Total noninterest expense | $496,000 | 6,951 |
| Salaries and employee benefits | $294,000 | 6,886 |
| Premises and equipment expense | $47,000 | 6,888 |
| Additional noninterest expense | $155,000 | 6,933 |
| Pre-tax net operating income | $-95,000 | 6,417 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $-23,000 | 6,802 |
| Income before extraordinary items | $-56,000 | 6,499 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-56,000 | 6,496 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-56,000 | 6,496 |
| Net charge-offs | $18,000 | 5,119 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-67,360 | 6,399 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,105 |
| Total interest expense | $52,000 | 6,998 |
| Net interest income | $286,000 | 7,105 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $35,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,653 |
| Total noninterest expense | $304,000 | 7,052 |
| Salaries and employee benefits | $194,000 | 6,952 |
| Premises and equipment expense | $21,000 | 7,071 |
| Additional noninterest expense | $89,000 | 7,069 |
| Pre-tax net operating income | $17,000 | 6,248 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $17,000 | 6,399 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $17,000 | 6,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $17,000 | 6,399 |
| Net charge-offs | $18,000 | 4,698 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $14,450 | 6,272 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 7,133 |
| Total interest expense | $26,000 | 7,073 |
| Net interest income | $160,000 | 7,118 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $154,000 | 7,103 |
| Salaries and employee benefits | $97,000 | 7,014 |
| Premises and equipment expense | $12,000 | 7,098 |
| Additional noninterest expense | $45,000 | 7,111 |
| Pre-tax net operating income | $23,000 | 6,196 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $23,000 | 6,294 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $23,000 | 6,293 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $23,000 | 6,294 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $23,000 | 6,165 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 7,215 |
| Total interest expense | $141,000 | 7,095 |
| Net interest income | $559,000 | 7,219 |
| Provision for loan and lease losses | $6,000 | 6,409 |
| Total noninterest income | $84,000 | 6,546 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $12,000 | 6,508 |
| Total noninterest expense | $608,000 | 7,179 |
| Salaries and employee benefits | $380,000 | 7,087 |
| Premises and equipment expense | $47,000 | 7,182 |
| Additional noninterest expense | $181,000 | 7,177 |
| Pre-tax net operating income | $29,000 | 5,939 |
| Securities gains (losses) | $10,000 | 3,332 |
| Applicable income taxes | $-18,000 | 6,635 |
| Income before extraordinary items | $57,000 | 6,008 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $57,000 | 6,010 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $57,000 | 6,010 |
| Net charge-offs | $16,000 | 5,968 |
| Cash dividends | $25,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $47,000 | 5,912 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,293 |
| Total interest expense | $110,000 | 7,160 |
| Net interest income | $403,000 | 7,299 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $60,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $54,000 | 5,973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,000 | 6,732 |
| Total noninterest expense | $451,000 | 7,238 |
| Salaries and employee benefits | $283,000 | 7,142 |
| Premises and equipment expense | $33,000 | 7,266 |
| Additional noninterest expense | $135,000 | 7,252 |
| Pre-tax net operating income | $12,000 | 6,106 |
| Securities gains (losses) | $9,000 | 3,085 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $21,000 | 6,188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 6,189 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $21,000 | 6,189 |
| Net charge-offs | $4,000 | 5,984 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $12,000 | 6,119 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,364 |
| Total interest expense | $75,000 | 7,236 |
| Net interest income | $263,000 | 7,369 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $39,000 | 6,768 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $35,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $293,000 | 7,328 |
| Salaries and employee benefits | $188,000 | 7,209 |
| Premises and equipment expense | $17,000 | 7,388 |
| Additional noninterest expense | $88,000 | 7,333 |
| Pre-tax net operating income | $9,000 | 6,154 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $10,000 | 6,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,259 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $10,000 | 6,259 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $8,180 | 6,189 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $166,000 | 7,430 |
| Total interest expense | $39,000 | 7,289 |
| Net interest income | $127,000 | 7,428 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $142,000 | 7,400 |
| Salaries and employee benefits | $93,000 | 7,263 |
| Premises and equipment expense | $6,000 | 7,489 |
| Additional noninterest expense | $43,000 | 7,410 |
| Pre-tax net operating income | $2,000 | 6,305 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $3,000 | 6,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,000 | 6,340 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,000 | 6,340 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,000 | 6,321 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 7,479 |
| Total interest expense | $210,000 | 7,296 |
| Net interest income | $530,000 | 7,489 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $78,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 5,936 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,804 |
| Total noninterest expense | $639,000 | 7,429 |
| Salaries and employee benefits | $379,000 | 7,344 |
| Premises and equipment expense | $50,000 | 7,448 |
| Additional noninterest expense | $210,000 | 7,387 |
| Pre-tax net operating income | $-31,000 | 5,841 |
| Securities gains (losses) | $49,000 | 2,670 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $18,000 | 5,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,000 | 5,900 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $18,000 | 5,900 |
| Net charge-offs | $13,000 | 6,503 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-31,000 | 5,898 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,591 |
| Total interest expense | $164,000 | 7,408 |
| Net interest income | $396,000 | 7,598 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $58,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $53,000 | 5,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,000 | 7,023 |
| Total noninterest expense | $483,000 | 7,507 |
| Salaries and employee benefits | $284,000 | 7,436 |
| Premises and equipment expense | $40,000 | 7,523 |
| Additional noninterest expense | $159,000 | 7,462 |
| Pre-tax net operating income | $-29,000 | 6,042 |
| Securities gains (losses) | $41,000 | 2,543 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $11,000 | 6,079 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,000 | 6,080 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $11,000 | 6,080 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-26,720 | 6,072 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $371,000 | 7,659 |
| Total interest expense | $111,000 | 7,476 |
| Net interest income | $260,000 | 7,664 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $37,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 7,074 |
| Total noninterest expense | $321,000 | 7,574 |
| Salaries and employee benefits | $188,000 | 7,501 |
| Premises and equipment expense | $22,000 | 7,647 |
| Additional noninterest expense | $111,000 | 7,488 |
| Pre-tax net operating income | $-24,000 | 6,125 |
| Securities gains (losses) | $37,000 | 2,071 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $13,000 | 6,112 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $13,000 | 6,114 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $13,000 | 6,113 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-24,000 | 6,149 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 7,763 |
| Total interest expense | $57,000 | 7,573 |
| Net interest income | $128,000 | 7,767 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $164,000 | 7,670 |
| Salaries and employee benefits | $95,000 | 7,593 |
| Premises and equipment expense | $9,000 | 7,776 |
| Additional noninterest expense | $60,000 | 7,516 |
| Pre-tax net operating income | $-19,000 | 6,369 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $4,000 | 6,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 6,337 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,000 | 6,336 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-19,000 | 6,406 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 7,785 |
| Total interest expense | $335,000 | 7,507 |
| Net interest income | $517,000 | 7,821 |
| Provision for loan and lease losses | $9,000 | 7,331 |
| Total noninterest income | $86,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $74,000 | 6,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,000 | 7,140 |
| Total noninterest expense | $644,000 | 7,760 |
| Salaries and employee benefits | $370,000 | 7,683 |
| Premises and equipment expense | $52,000 | 7,769 |
| Additional noninterest expense | $222,000 | 7,677 |
| Pre-tax net operating income | $-50,000 | 5,509 |
| Securities gains (losses) | $62,000 | 2,485 |
| Applicable income taxes | $-5,000 | 6,195 |
| Income before extraordinary items | $17,000 | 5,473 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $17,000 | 5,472 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $17,000 | 5,472 |
| Net charge-offs | $33,000 | 6,454 |
| Cash dividends | $5,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-45,000 | 5,587 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $641,000 | 7,871 |
| Total interest expense | $266,000 | 7,564 |
| Net interest income | $375,000 | 7,911 |
| Provision for loan and lease losses | $5,000 | 7,206 |
| Total noninterest income | $61,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,000 | 7,434 |
| Total noninterest expense | $476,000 | 7,831 |
| Salaries and employee benefits | $276,000 | 7,753 |
| Premises and equipment expense | $40,000 | 7,838 |
| Additional noninterest expense | $160,000 | 7,762 |
| Pre-tax net operating income | $-45,000 | 5,779 |
| Securities gains (losses) | $49,000 | 2,314 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $3,000 | 5,760 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,000 | 5,760 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,000 | 5,760 |
| Net charge-offs | $24,000 | 6,152 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-33,750 | 5,797 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,956 |
| Total interest expense | $183,000 | 7,643 |
| Net interest income | $248,000 | 7,991 |
| Provision for loan and lease losses | $5,000 | 7,051 |
| Total noninterest income | $38,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $309,000 | 7,924 |
| Salaries and employee benefits | $184,000 | 7,840 |
| Premises and equipment expense | $22,000 | 7,979 |
| Additional noninterest expense | $103,000 | 7,856 |
| Pre-tax net operating income | $-28,000 | 5,908 |
| Securities gains (losses) | $36,000 | 2,081 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $7,000 | 5,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 5,873 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $7,000 | 5,873 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-24,320 | 5,931 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 7,988 |
| Total interest expense | $97,000 | 7,665 |
| Net interest income | $131,000 | 8,026 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $19,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $150,000 | 7,984 |
| Salaries and employee benefits | $91,000 | 7,893 |
| Premises and equipment expense | $10,000 | 8,040 |
| Additional noninterest expense | $49,000 | 7,870 |
| Pre-tax net operating income | $0 | 6,224 |
| Securities gains (losses) | $21,000 | 1,659 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $20,000 | 6,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 6,150 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $20,000 | 6,150 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $50 | 6,250 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 7,932 |
| Total interest expense | $484,000 | 7,697 |
| Net interest income | $598,000 | 8,008 |
| Provision for loan and lease losses | $26,000 | 6,918 |
| Total noninterest income | $86,000 | 7,447 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 6,282 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,000 | 7,607 |
| Total noninterest expense | $621,000 | 8,007 |
| Salaries and employee benefits | $372,000 | 7,947 |
| Premises and equipment expense | $54,000 | 8,012 |
| Additional noninterest expense | $195,000 | 7,896 |
| Pre-tax net operating income | $37,000 | 6,202 |
| Securities gains (losses) | $24,000 | 2,069 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $59,000 | 6,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $59,000 | 6,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $20,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $35,720 | 6,229 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $829,000 | 8,018 |
| Total interest expense | $378,000 | 7,772 |
| Net interest income | $451,000 | 8,104 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $62,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $456,000 | 8,070 |
| Salaries and employee benefits | $271,000 | 8,012 |
| Premises and equipment expense | $40,000 | 8,087 |
| Additional noninterest expense | $145,000 | 7,937 |
| Pre-tax net operating income | $57,000 | 6,562 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $69,000 | 6,323 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $69,000 | 6,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $53,190 | 6,554 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $538,000 | 8,102 |
| Total interest expense | $263,000 | 7,838 |
| Net interest income | $275,000 | 8,195 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $40,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $301,000 | 8,137 |
| Salaries and employee benefits | $181,000 | 8,070 |
| Premises and equipment expense | $23,000 | 8,210 |
| Additional noninterest expense | $97,000 | 7,988 |
| Pre-tax net operating income | $14,000 | 6,857 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $26,000 | 6,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $12,980 | 6,888 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,152 |
| Total interest expense | $141,000 | 7,857 |
| Net interest income | $133,000 | 8,260 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $146,000 | 8,197 |
| Salaries and employee benefits | $89,000 | 8,120 |
| Premises and equipment expense | $10,000 | 8,273 |
| Additional noninterest expense | $47,000 | 8,047 |
| Pre-tax net operating income | $4,000 | 7,124 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $15,000 | 7,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,720 | 7,148 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 8,121 |
| Total interest expense | $571,000 | 7,852 |
| Net interest income | $554,000 | 8,234 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $102,000 | 7,535 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $91,000 | 6,151 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,000 | 8,033 |
| Total noninterest expense | $633,000 | 8,180 |
| Salaries and employee benefits | $360,000 | 8,152 |
| Premises and equipment expense | $37,000 | 8,347 |
| Additional noninterest expense | $236,000 | 7,853 |
| Pre-tax net operating income | $23,000 | 7,372 |
| Securities gains (losses) | $8,000 | 1,417 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $29,000 | 7,399 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $29,000 | 7,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,925 |
| Cash dividends | $24,000 | 5,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $21,480 | 7,402 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 8,181 |
| Total interest expense | $424,000 | 7,899 |
| Net interest income | $417,000 | 8,286 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $75,000 | 7,609 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $462,000 | 8,184 |
| Salaries and employee benefits | $263,000 | 8,159 |
| Premises and equipment expense | $26,000 | 8,367 |
| Additional noninterest expense | $173,000 | 7,854 |
| Pre-tax net operating income | $30,000 | 7,566 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $27,000 | 7,584 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $27,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $27,000 | 7,571 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $557,000 | 8,254 |
| Total interest expense | $273,000 | 7,977 |
| Net interest income | $284,000 | 8,349 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $51,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $306,000 | 8,246 |
| Salaries and employee benefits | $176,000 | 8,217 |
| Premises and equipment expense | $18,000 | 8,398 |
| Additional noninterest expense | $112,000 | 7,928 |
| Pre-tax net operating income | $29,000 | 7,643 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $26,000 | 7,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $26,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $26,000 | 7,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,328 |
| Total interest expense | $128,000 | 8,063 |
| Net interest income | $141,000 | 8,406 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $145,000 | 8,325 |
| Salaries and employee benefits | $88,000 | 8,258 |
| Premises and equipment expense | $9,000 | 8,425 |
| Additional noninterest expense | $48,000 | 8,120 |
| Pre-tax net operating income | $20,000 | 7,649 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $19,000 | 7,637 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $19,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $19,000 | 7,618 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 8,248 |
| Total interest expense | $465,000 | 7,983 |
| Net interest income | $578,000 | 8,346 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $98,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $91,000 | 6,276 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $603,000 | 8,310 |
| Salaries and employee benefits | $357,000 | 8,253 |
| Premises and equipment expense | $32,000 | 8,510 |
| Additional noninterest expense | $214,000 | 8,035 |
| Pre-tax net operating income | $73,000 | 7,786 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $74,000 | 7,774 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $74,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,859 |
| Cash dividends | $61,000 | 5,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $68,360 | 7,782 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 8,319 |
| Total interest expense | $340,000 | 8,035 |
| Net interest income | $437,000 | 8,418 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $72,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $446,000 | 8,344 |
| Salaries and employee benefits | $264,000 | 8,275 |
| Premises and equipment expense | $25,000 | 8,560 |
| Additional noninterest expense | $157,000 | 8,083 |
| Pre-tax net operating income | $63,000 | 7,927 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $57,000 | 7,926 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $57,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $57,000 | 7,919 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $510,000 | 8,379 |
| Total interest expense | $220,000 | 8,065 |
| Net interest income | $290,000 | 8,483 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $48,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $297,000 | 8,383 |
| Salaries and employee benefits | $178,000 | 8,313 |
| Premises and equipment expense | $17,000 | 8,587 |
| Additional noninterest expense | $102,000 | 8,130 |
| Pre-tax net operating income | $41,000 | 8,000 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $37,000 | 7,991 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $37,000 | 7,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $37,000 | 7,991 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 8,427 |
| Total interest expense | $102,000 | 8,113 |
| Net interest income | $141,000 | 8,514 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $147,000 | 8,413 |
| Salaries and employee benefits | $87,000 | 8,352 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $15,000 | 8,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $14,000 | 8,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $14,000 | 8,054 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 8,398 |
| Total interest expense | $331,000 | 8,108 |
| Net interest income | $589,000 | 8,458 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $94,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $87,000 | 6,464 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $623,000 | 8,380 |
| Salaries and employee benefits | $364,000 | 8,320 |
| Premises and equipment expense | $31,000 | 8,664 |
| Additional noninterest expense | $228,000 | 8,050 |
| Pre-tax net operating income | $60,000 | 8,104 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $59,000 | 8,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $59,000 | 8,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,213 |
| Cash dividends | $62,000 | 5,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $53,660 | 8,103 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,463 |
| Total interest expense | $232,000 | 8,174 |
| Net interest income | $428,000 | 8,519 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $70,000 | 8,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 6,495 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $451,000 | 8,399 |
| Salaries and employee benefits | $259,000 | 8,358 |
| Premises and equipment expense | $23,000 | 8,674 |
| Additional noninterest expense | $169,000 | 8,076 |
| Pre-tax net operating income | $47,000 | 8,203 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $6,000 | 6,656 |
| Income before extraordinary items | $47,000 | 8,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $47,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,099 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $41,660 | 8,187 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $426,000 | 8,495 |
| Total interest expense | $146,000 | 8,199 |
| Net interest income | $280,000 | 8,544 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $293,000 | 8,437 |
| Salaries and employee benefits | $173,000 | 8,374 |
| Premises and equipment expense | $16,000 | 8,662 |
| Additional noninterest expense | $104,000 | 8,162 |
| Pre-tax net operating income | $35,000 | 8,211 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $38,000 | 8,187 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $38,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,971 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $31,700 | 8,193 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,586 |
| Total interest expense | $69,000 | 8,277 |
| Net interest income | $137,000 | 8,634 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $147,000 | 8,495 |
| Salaries and employee benefits | $87,000 | 8,433 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $52,000 | 8,214 |
| Pre-tax net operating income | $12,000 | 8,332 |
| Securities gains (losses) | $7,000 | 1,110 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $18,000 | 8,257 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $18,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,350 | 8,314 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 8,569 |
| Total interest expense | $257,000 | 8,258 |
| Net interest income | $544,000 | 8,607 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $104,000 | 8,043 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $97,000 | 6,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,637 |
| Total noninterest expense | $607,000 | 8,503 |
| Salaries and employee benefits | $360,000 | 8,428 |
| Premises and equipment expense | $31,000 | 8,799 |
| Additional noninterest expense | $216,000 | 8,219 |
| Pre-tax net operating income | $41,000 | 8,277 |
| Securities gains (losses) | $26,000 | 2,233 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $60,000 | 8,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $60,000 | 8,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,326 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $36,600 | 8,294 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $593,000 | 8,623 |
| Total interest expense | $191,000 | 8,304 |
| Net interest income | $402,000 | 8,669 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $78,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $451,000 | 8,512 |
| Salaries and employee benefits | $263,000 | 8,456 |
| Premises and equipment expense | $20,000 | 8,873 |
| Additional noninterest expense | $168,000 | 8,157 |
| Pre-tax net operating income | $29,000 | 8,372 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $46,000 | 8,330 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $46,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $25,120 | 8,380 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $391,000 | 8,686 |
| Total interest expense | $126,000 | 8,366 |
| Net interest income | $265,000 | 8,731 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $51,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $47,000 | 6,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $286,000 | 8,624 |
| Salaries and employee benefits | $165,000 | 8,584 |
| Premises and equipment expense | $13,000 | 8,924 |
| Additional noninterest expense | $108,000 | 8,254 |
| Pre-tax net operating income | $30,000 | 8,357 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $37,000 | 8,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $27,100 | 8,340 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $196,000 | 8,729 |
| Total interest expense | $64,000 | 8,416 |
| Net interest income | $132,000 | 8,769 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $146,000 | 8,638 |
| Salaries and employee benefits | $83,000 | 8,617 |
| Premises and equipment expense | $7,000 | 8,909 |
| Additional noninterest expense | $56,000 | 8,253 |
| Pre-tax net operating income | $9,000 | 8,446 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $14,000 | 8,412 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $9,000 | 8,423 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 8,691 |
| Total interest expense | $318,000 | 8,404 |
| Net interest income | $559,000 | 8,748 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $109,000 | 8,214 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $627,000 | 8,600 |
| Salaries and employee benefits | $352,000 | 8,579 |
| Premises and equipment expense | $48,000 | 8,799 |
| Additional noninterest expense | $227,000 | 8,259 |
| Pre-tax net operating income | $36,000 | 8,429 |
| Securities gains (losses) | $23,000 | 3,134 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $54,000 | 8,441 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $54,000 | 8,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $70,000 | 5,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $32,840 | 8,434 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 8,762 |
| Total interest expense | $251,000 | 8,470 |
| Net interest income | $419,000 | 8,816 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $82,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $458,000 | 8,640 |
| Salaries and employee benefits | $256,000 | 8,630 |
| Premises and equipment expense | $30,000 | 8,926 |
| Additional noninterest expense | $172,000 | 8,258 |
| Pre-tax net operating income | $38,000 | 8,505 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $9,000 | 7,107 |
| Income before extraordinary items | $48,000 | 8,533 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $48,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $32,040 | 8,502 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $458,000 | 8,788 |
| Total interest expense | $174,000 | 8,512 |
| Net interest income | $284,000 | 8,836 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $57,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $309,000 | 8,644 |
| Salaries and employee benefits | $173,000 | 8,634 |
| Premises and equipment expense | $20,000 | 8,935 |
| Additional noninterest expense | $116,000 | 8,218 |
| Pre-tax net operating income | $29,000 | 8,504 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $33,000 | 8,555 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $33,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $22,730 | 8,510 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $239,000 | 8,816 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $150,000 | 8,847 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $150,000 | 8,729 |
| Salaries and employee benefits | $79,000 | 8,788 |
| Premises and equipment expense | $10,000 | 8,968 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $25,000 | 8,386 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $26,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $20,330 | 8,366 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 8,786 |
| Total interest expense | $420,000 | 8,602 |
| Net interest income | $655,000 | 8,806 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $102,000 | 8,383 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $87,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $639,000 | 8,680 |
| Salaries and employee benefits | $360,000 | 8,661 |
| Premises and equipment expense | $45,000 | 8,977 |
| Additional noninterest expense | $234,000 | 8,295 |
| Pre-tax net operating income | $112,000 | 8,271 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $115,000 | 8,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $115,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $66,000 | 5,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $92,590 | 8,281 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 8,939 |
| Total interest expense | $630,000 | 8,766 |
| Net interest income | $634,000 | 8,974 |
| Provision for loan and lease losses | $19,000 | 7,633 |
| Total noninterest income | $101,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $601,000 | 8,928 |
| Salaries and employee benefits | $334,000 | 8,919 |
| Premises and equipment expense | $49,000 | 9,145 |
| Additional noninterest expense | $218,000 | 8,521 |
| Pre-tax net operating income | $115,000 | 8,262 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $107,000 | 8,288 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $107,000 | 8,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $78,000 | 5,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $95,380 | 8,261 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 9,156 |
| Total interest expense | $635,000 | 8,981 |
| Net interest income | $664,000 | 9,190 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 6,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $611,000 | 9,064 |
| Salaries and employee benefits | $342,000 | 9,041 |
| Premises and equipment expense | $45,000 | 9,456 |
| Additional noninterest expense | $224,000 | 8,572 |
| Pre-tax net operating income | $92,000 | 8,822 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $81,000 | 8,817 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $81,000 | 8,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $87,000 | 6,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $80,130 | 8,814 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 9,381 |
| Total interest expense | $594,000 | 9,226 |
| Net interest income | $643,000 | 9,418 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $101,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $585,000 | 9,369 |
| Salaries and employee benefits | $325,000 | 9,332 |
| Premises and equipment expense | $58,000 | 9,477 |
| Additional noninterest expense | $202,000 | 9,003 |
| Pre-tax net operating income | $131,000 | 8,915 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $125,000 | 8,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $125,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $83,000 | 6,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $121,280 | 8,791 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 9,613 |
| Total interest expense | $595,000 | 9,492 |
| Net interest income | $641,000 | 9,635 |
| Provision for loan and lease losses | $44,000 | 6,827 |
| Total noninterest income | $104,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $564,000 | 9,571 |
| Salaries and employee benefits | $320,000 | 9,498 |
| Premises and equipment expense | $61,000 | 9,545 |
| Additional noninterest expense | $183,000 | 9,304 |
| Pre-tax net operating income | $137,000 | 9,239 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $11,000 | 9,059 |
| Income before extraordinary items | $136,000 | 9,079 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $136,000 | 9,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $73,000 | 6,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $126,700 | 9,067 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 9,982 |
| Total interest expense | $653,000 | 9,682 |
| Net interest income | $603,000 | 10,177 |
| Provision for loan and lease losses | $329,000 | 2,435 |
| Total noninterest income | $100,000 | 9,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $510,000 | 10,095 |
| Salaries and employee benefits | $312,000 | 9,867 |
| Premises and equipment expense | $41,000 | 10,416 |
| Additional noninterest expense | $157,000 | 9,920 |
| Pre-tax net operating income | $-136,000 | 10,520 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-131,000 | 10,554 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-131,000 | 10,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,901 |
| Cash dividends | $8,000 | 7,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-136,000 | 10,531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 10,417 |
| Total interest expense | $617,000 | 10,228 |
| Net interest income | $664,000 | 10,484 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $103,000 | 9,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $510,000 | 10,547 |
| Salaries and employee benefits | $300,000 | 10,345 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $161,000 | 10,425 |
| Pre-tax net operating income | $230,000 | 9,602 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $58,000 | 9,552 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $74,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 10,917 |
| Total interest expense | $559,000 | 10,815 |
| Net interest income | $690,000 | 10,875 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $85,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $489,000 | 11,067 |
| Salaries and employee benefits | $277,000 | 10,945 |
| Premises and equipment expense | $32,000 | 11,571 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $261,000 | 10,032 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $68,000 | 9,832 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $106,000 | 6,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $192,480 | 9,991 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 11,582 |
| Total interest expense | $439,000 | 11,395 |
| Net interest income | $629,000 | 11,609 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $469,000 | 11,760 |
| Salaries and employee benefits | $254,000 | 11,633 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $174,000 | 11,482 |
| Pre-tax net operating income | $221,000 | 10,731 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $171,000 | 10,597 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $171,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $169,460 | 10,656 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 12,210 |
| Total interest expense | $428,000 | 12,086 |
| Net interest income | $609,000 | 12,193 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $472,000 | 12,302 |
| Salaries and employee benefits | $254,000 | 12,146 |
| Premises and equipment expense | $53,000 | 12,113 |
| Additional noninterest expense | $165,000 | 12,216 |
| Pre-tax net operating income | $198,000 | 11,058 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $38,000 | 11,202 |
| Income before extraordinary items | $165,000 | 11,027 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $165,000 | 11,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $160,950 | 10,867 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 12,770 |
| Total interest expense | $500,000 | 12,758 |
| Net interest income | $628,000 | 12,613 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $443,000 | 12,939 |
| Salaries and employee benefits | $250,000 | 12,604 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $163,000 | 12,748 |
| Pre-tax net operating income | $234,000 | 10,758 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $54,000 | 11,145 |
| Income before extraordinary items | $180,000 | 10,869 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $180,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $180,000 | 10,537 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.