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CNB Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$12,866,0001,042
Total interest expense$2,834,0001,478
Net interest income$10,032,000863
Provision for loan and lease losses$925,000413
Total noninterest income$1,134,0001,207
Gross Fiduciary activities income$501,000456
Service charges on deposit accounts$171,0001,322
Trading account gains and feesNANA
Additional Noninterest Income$462,0001,578
Total noninterest expense$8,385,000850
Salaries and employee benefits$3,063,0001,213
Premises and equipment expense$578,0001,128
Additional noninterest expense$462,0001,578
Pre-tax net operating income$1,856,0001,528
Securities gains (losses)$1,000617
Applicable income taxes$03,151
Income before extraordinary items$1,857,0001,357
Extraordinary gains, net$047
Net income$1,857,0001,375
Minority interest net income$065
Net income of bank and minority interests.$1,857,0001,357
Net charge-offs$-10,0004,057
Cash dividends$1,869,000599
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,856,0001,372
2024-12-31 (YTD Data)Rank
Total interest income$48,763,0001,068
Total interest expense$11,963,0001,484
Net interest income$36,800,000879
Provision for loan and lease losses$3,600,000430
Total noninterest income$3,775,0001,397
Gross Fiduciary activities income$1,663,000474
Service charges on deposit accounts$530,0001,600
Trading account gains and feesNANA
Additional Noninterest Income$1,582,0001,796
Total noninterest expense$17,676,0001,371
Salaries and employee benefits$10,289,0001,351
Premises and equipment expense$2,078,0001,195
Additional noninterest expense$1,582,0001,796
Pre-tax net operating income$19,299,000697
Securities gains (losses)$5,000723
Applicable income taxes$03,278
Income before extraordinary items$19,304,000592
Extraordinary gains, net$053
Net income$19,304,000598
Minority interest net income$090
Net income of bank and minority interests.$19,304,000592
Net charge-offs$1,202,000630
Cash dividends$8,959,000568
Sale, conversion, retirement of capital stock, net$2,385,000160
Net operating income$19,299,000594
2024-09-30 (YTD Data)Rank
Total interest income$36,141,0001,068
Total interest expense$8,941,0001,486
Net interest income$27,200,000881
Provision for loan and lease losses$2,775,000405
Total noninterest income$2,789,0001,399
Gross Fiduciary activities income$1,219,000479
Service charges on deposit accounts$376,0001,650
Trading account gains and feesNANA
Additional Noninterest Income$1,194,0001,798
Total noninterest expense$11,396,0001,536
Salaries and employee benefits$7,026,0001,444
Premises and equipment expense$1,448,0001,259
Additional noninterest expense$1,194,0001,798
Pre-tax net operating income$15,818,000632
Securities gains (losses)$3,000825
Applicable income taxes$03,278
Income before extraordinary items$15,821,000554
Extraordinary gains, net$051
Net income$15,821,000564
Minority interest net income$082
Net income of bank and minority interests.$15,821,000556
Net charge-offs$64,0001,605
Cash dividends$5,710,000584
Sale, conversion, retirement of capital stock, net$1,695,000157
Net operating income$15,818,000548
2024-06-30 (YTD Data)Rank
Total interest income$23,517,0001,080
Total interest expense$5,878,0001,471
Net interest income$17,639,000900
Provision for loan and lease losses$1,250,000472
Total noninterest income$1,728,0001,449
Gross Fiduciary activities income$680,000502
Service charges on deposit accounts$241,0001,683
Trading account gains and feesNANA
Additional Noninterest Income$807,0001,760
Total noninterest expense$8,030,0001,465
Salaries and employee benefits$4,569,0001,476
Premises and equipment expense$919,0001,313
Additional noninterest expense$807,0001,760
Pre-tax net operating income$10,087,000654
Securities gains (losses)$2,000561
Applicable income taxes$03,283
Income before extraordinary items$10,089,000575
Extraordinary gains, net$052
Net income$10,089,000580
Minority interest net income$084
Net income of bank and minority interests.$10,089,000577
Net charge-offs$64,0001,296
Cash dividends$3,702,000582
Sale, conversion, retirement of capital stock, net$1,200,000141
Net operating income$10,087,000570
2024-03-31 (YTD Data)Rank
Total interest income$11,417,0001,098
Total interest expense$2,880,0001,476
Net interest income$8,537,000931
Provision for loan and lease losses$425,000542
Total noninterest income$743,0001,559
Gross Fiduciary activities income$284,000503
Service charges on deposit accounts$120,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$339,0001,870
Total noninterest expense$3,975,0001,483
Salaries and employee benefits$2,267,0001,490
Premises and equipment expense$474,0001,285
Additional noninterest expense$339,0001,870
Pre-tax net operating income$4,880,000675
Securities gains (losses)$1,000597
Applicable income taxes$03,183
Income before extraordinary items$4,881,000591
Extraordinary gains, net$051
Net income$4,881,000598
Minority interest net income$072
Net income of bank and minority interests.$4,881,000591
Net charge-offs$64,000856
Cash dividends$1,783,000576
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,880,000591
2023-12-31 (YTD Data)Rank
Total interest income$36,674,0001,197
Total interest expense$6,296,0001,770
Net interest income$30,378,0001,031
Provision for loan and lease losses$1,681,000608
Total noninterest income$3,075,0001,611
Gross Fiduciary activities income$1,152,000478
Service charges on deposit accounts$624,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$1,299,0002,024
Total noninterest expense$16,027,0001,440
Salaries and employee benefits$8,233,0001,566
Premises and equipment expense$2,252,0001,103
Additional noninterest expense$1,299,0002,024
Pre-tax net operating income$15,745,000822
Securities gains (losses)$-358,0004,116
Applicable income taxes$03,369
Income before extraordinary items$15,387,000718
Extraordinary gains, net$054
Net income$15,387,000729
Minority interest net income$088
Net income of bank and minority interests.$15,387,000721
Net charge-offs$191,0001,192
Cash dividends$7,454,000601
Sale, conversion, retirement of capital stock, net$-1,693,0004,585
Net operating income$15,745,000714
2023-09-30 (YTD Data)Rank
Total interest income$25,438,0001,244
Total interest expense$3,659,0001,926
Net interest income$21,779,0001,081
Provision for loan and lease losses$1,057,000631
Total noninterest income$2,328,0001,600
Gross Fiduciary activities income$890,000472
Service charges on deposit accounts$499,0001,374
Trading account gains and feesNANA
Additional Noninterest Income$939,0002,060
Total noninterest expense$11,271,0001,512
Salaries and employee benefits$5,763,0001,655
Premises and equipment expense$1,547,0001,191
Additional noninterest expense$939,0002,060
Pre-tax net operating income$11,779,000854
Securities gains (losses)$-359,0004,319
Applicable income taxes$03,407
Income before extraordinary items$11,420,000745
Extraordinary gains, net$052
Net income$11,420,000749
Minority interest net income$081
Net income of bank and minority interests.$11,420,000745
Net charge-offs$283,000749
Cash dividends$4,986,000611
Sale, conversion, retirement of capital stock, net$-1,693,0004,612
Net operating income$11,779,000742
2023-06-30 (YTD Data)Rank
Total interest income$16,013,0001,279
Total interest expense$1,844,0002,118
Net interest income$14,169,0001,111
Provision for loan and lease losses$732,000619
Total noninterest income$1,250,0001,735
Gross Fiduciary activities income$590,000467
Service charges on deposit accounts$332,0001,360
Trading account gains and feesNANA
Additional Noninterest Income$328,0002,667
Total noninterest expense$7,041,0001,582
Salaries and employee benefits$3,818,0001,659
Premises and equipment expense$850,0001,383
Additional noninterest expense$328,0002,662
Pre-tax net operating income$7,646,000889
Securities gains (losses)$5,000745
Applicable income taxes$03,436
Income before extraordinary items$7,651,000740
Extraordinary gains, net$051
Net income$7,651,000752
Minority interest net income$081
Net income of bank and minority interests.$7,651,000740
Net charge-offs$283,000567
Cash dividends$5,326,000417
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,646,000747
2023-03-31 (YTD Data)Rank
Total interest income$7,610,0001,307
Total interest expense$658,0002,310
Net interest income$6,952,0001,128
Provision for loan and lease losses$432,000559
Total noninterest income$769,0001,523
Gross Fiduciary activities income$288,000478
Service charges on deposit accounts$175,0001,316
Trading account gains and feesNANA
Additional Noninterest Income$306,0001,988
Total noninterest expense$3,423,0001,648
Salaries and employee benefits$1,915,0001,678
Premises and equipment expense$427,0001,410
Additional noninterest expense$306,0001,988
Pre-tax net operating income$3,866,000903
Securities gains (losses)$3,000808
Applicable income taxes$03,388
Income before extraordinary items$3,869,000758
Extraordinary gains, net$04
Net income$3,869,000757
Minority interest net income$048
Net income of bank and minority interests.$3,869,000757
Net charge-offs$405,000317
Cash dividends$1,694,000548
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,866,000774
2022-12-31 (YTD Data)Rank
Total interest income$23,532,0001,376
Total interest expense$1,086,0002,303
Net interest income$22,446,0001,311
Provision for loan and lease losses$1,016,000808
Total noninterest income$3,550,0001,472
Gross Fiduciary activities income$1,008,000512
Service charges on deposit accounts$645,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$1,897,0001,672
Total noninterest expense$12,960,0001,672
Salaries and employee benefits$7,194,0001,711
Premises and equipment expense$1,667,0001,422
Additional noninterest expense$1,897,0001,672
Pre-tax net operating income$12,020,0001,114
Securities gains (losses)$147,000135
Applicable income taxes$03,596
Income before extraordinary items$12,167,000957
Extraordinary gains, net$05
Net income$12,167,000958
Minority interest net income$063
Net income of bank and minority interests.$12,167,000958
Net charge-offs$119,0001,153
Cash dividends$7,010,000598
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,020,000983
2022-09-30 (YTD Data)Rank
Total interest income$16,268,0001,417
Total interest expense$557,0002,532
Net interest income$15,711,0001,363
Provision for loan and lease losses$499,000970
Total noninterest income$2,719,0001,475
Gross Fiduciary activities income$719,000525
Service charges on deposit accounts$477,0001,451
Trading account gains and feesNANA
Additional Noninterest Income$1,523,0001,639
Total noninterest expense$9,316,0001,733
Salaries and employee benefits$5,251,0001,741
Premises and equipment expense$1,238,0001,438
Additional noninterest expense$1,523,0001,639
Pre-tax net operating income$8,615,0001,140
Securities gains (losses)$147,000128
Applicable income taxes$03,603
Income before extraordinary items$8,762,000987
Extraordinary gains, net$04
Net income$8,762,000986
Minority interest net income$057
Net income of bank and minority interests.$8,762,000987
Net charge-offs$120,000863
Cash dividends$4,892,000602
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,615,0001,016
2022-06-30 (YTD Data)Rank
Total interest income$9,999,0001,467
Total interest expense$250,0002,916
Net interest income$9,749,0001,418
Provision for loan and lease losses$336,000869
Total noninterest income$1,853,0001,442
Gross Fiduciary activities income$465,000491
Service charges on deposit accounts$316,0001,451
Trading account gains and feesNANA
Additional Noninterest Income$1,072,0001,608
Total noninterest expense$5,927,0001,770
Salaries and employee benefits$3,510,0001,729
Premises and equipment expense$754,0001,541
Additional noninterest expense$1,663,0001,846
Pre-tax net operating income$5,339,0001,153
Securities gains (losses)$146,000123
Applicable income taxes$03,564
Income before extraordinary items$5,485,000980
Extraordinary gains, net$04
Net income$5,485,000979
Minority interest net income$060
Net income of bank and minority interests.$5,485,000980
Net charge-offs$-75,0004,314
Cash dividends$3,339,000576
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,339,0001,018
2022-03-31 (YTD Data)Rank
Total interest income$4,789,0001,490
Total interest expense$100,0003,185
Net interest income$4,689,0001,433
Provision for loan and lease losses$165,000724
Total noninterest income$997,0001,372
Gross Fiduciary activities income$244,000493
Service charges on deposit accounts$157,0001,444
Trading account gains and feesNANA
Additional Noninterest Income$596,0001,514
Total noninterest expense$2,939,0001,779
Salaries and employee benefits$1,735,0001,748
Premises and equipment expense$365,0001,599
Additional noninterest expense$839,0001,806
Pre-tax net operating income$2,582,0001,128
Securities gains (losses)$144,000104
Applicable income taxes$03,450
Income before extraordinary items$2,726,000955
Extraordinary gains, net$04
Net income$2,726,000954
Minority interest net income$050
Net income of bank and minority interests.$2,726,000955
Net charge-offs$01,838
Cash dividends$1,787,000511
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,582,0001,004
2021-12-31 (YTD Data)Rank
Total interest income$19,250,0001,531
Total interest expense$411,0003,413
Net interest income$18,839,0001,435
Provision for loan and lease losses$685,000807
Total noninterest income$4,906,0001,330
Gross Fiduciary activities income$1,063,000467
Service charges on deposit accounts$631,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$3,212,0001,426
Total noninterest expense$11,517,0001,789
Salaries and employee benefits$6,809,0001,753
Premises and equipment expense$1,234,0001,789
Additional noninterest expense$3,474,0001,766
Pre-tax net operating income$11,543,0001,152
Securities gains (losses)$158,000688
Applicable income taxes$03,710
Income before extraordinary items$11,701,0001,016
Extraordinary gains, net$010
Net income$11,701,0001,017
Minority interest net income$074
Net income of bank and minority interests.$11,701,0001,017
Net charge-offs$627,000558
Cash dividends$7,253,000605
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,543,0001,014
2021-09-30 (YTD Data)Rank
Total interest income$14,475,0001,555
Total interest expense$309,0003,500
Net interest income$14,166,0001,461
Provision for loan and lease losses$481,000843
Total noninterest income$3,797,0001,337
Gross Fiduciary activities income$712,000480
Service charges on deposit accounts$464,0001,372
Trading account gains and feesNANA
Additional Noninterest Income$2,621,0001,411
Total noninterest expense$8,354,0001,836
Salaries and employee benefits$4,946,0001,794
Premises and equipment expense$903,0001,835
Additional noninterest expense$2,505,0001,832
Pre-tax net operating income$9,128,0001,156
Securities gains (losses)$157,000641
Applicable income taxes$03,719
Income before extraordinary items$9,285,0001,011
Extraordinary gains, net$08
Net income$9,285,0001,011
Minority interest net income$069
Net income of bank and minority interests.$9,285,0001,011
Net charge-offs$627,000440
Cash dividends$5,314,000573
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,128,0001,008
2021-06-30 (YTD Data)Rank
Total interest income$9,814,0001,524
Total interest expense$209,0003,555
Net interest income$9,605,0001,420
Provision for loan and lease losses$281,000950
Total noninterest income$2,551,0001,314
Gross Fiduciary activities income$479,000477
Service charges on deposit accounts$294,0001,377
Trading account gains and feesNANA
Additional Noninterest Income$1,778,0001,388
Total noninterest expense$5,482,0001,845
Salaries and employee benefits$3,289,0001,798
Premises and equipment expense$559,0001,925
Additional noninterest expense$1,634,0001,835
Pre-tax net operating income$6,393,0001,096
Securities gains (losses)$60,000818
Applicable income taxes$03,702
Income before extraordinary items$6,453,000970
Extraordinary gains, net$06
Net income$6,453,000970
Minority interest net income$067
Net income of bank and minority interests.$6,453,000970
Net charge-offs$278,000530
Cash dividends$3,583,000549
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,393,000958
2021-03-31 (YTD Data)Rank
Total interest income$4,972,0001,518
Total interest expense$107,0003,602
Net interest income$4,865,0001,399
Provision for loan and lease losses$141,0001,053
Total noninterest income$1,456,0001,206
Gross Fiduciary activities income$241,000477
Service charges on deposit accounts$150,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$1,065,0001,226
Total noninterest expense$2,660,0001,871
Salaries and employee benefits$1,612,0001,807
Premises and equipment expense$271,0001,968
Additional noninterest expense$777,0001,878
Pre-tax net operating income$3,520,0001,019
Securities gains (losses)$59,000610
Applicable income taxes$03,613
Income before extraordinary items$3,579,000886
Extraordinary gains, net$03
Net income$3,579,000886
Minority interest net income$055
Net income of bank and minority interests.$3,579,000886
Net charge-offs$137,000537
Cash dividends$1,794,000507
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,520,000880
2020-12-31 (YTD Data)Rank
Total interest income$18,983,0001,562
Total interest expense$560,0003,708
Net interest income$18,423,0001,386
Provision for loan and lease losses$930,0001,680
Total noninterest income$4,491,0001,355
Gross Fiduciary activities income$869,000483
Service charges on deposit accounts$620,0001,375
Trading account gains and feesNANA
Additional Noninterest Income$3,002,0001,431
Total noninterest expense$11,575,0001,747
Salaries and employee benefits$6,711,0001,725
Premises and equipment expense$1,312,0001,680
Additional noninterest expense$3,552,0001,678
Pre-tax net operating income$10,409,0001,027
Securities gains (losses)$363,000734
Applicable income taxes$03,697
Income before extraordinary items$10,772,000892
Extraordinary gains, net$04
Net income$10,772,000892
Minority interest net income$072
Net income of bank and minority interests.$10,772,000892
Net charge-offs$03,443
Cash dividends$6,894,000601
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,409,000882
2020-09-30 (YTD Data)Rank
Total interest income$14,385,0001,560
Total interest expense$448,0003,719
Net interest income$13,937,0001,365
Provision for loan and lease losses$660,0001,708
Total noninterest income$3,121,0001,383
Gross Fiduciary activities income$633,000484
Service charges on deposit accounts$456,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$2,032,0001,475
Total noninterest expense$7,784,0001,882
Salaries and employee benefits$4,670,0001,820
Premises and equipment expense$1,163,0001,480
Additional noninterest expense$1,951,0002,108
Pre-tax net operating income$8,614,000910
Securities gains (losses)$296,000721
Applicable income taxes$03,696
Income before extraordinary items$8,910,000788
Extraordinary gains, net$04
Net income$8,910,000788
Minority interest net income$065
Net income of bank and minority interests.$8,910,000788
Net charge-offs$03,243
Cash dividends$4,704,000591
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,614,000782
2020-06-30 (YTD Data)Rank
Total interest income$9,810,0001,539
Total interest expense$330,0003,706
Net interest income$9,480,0001,337
Provision for loan and lease losses$390,0001,824
Total noninterest income$1,943,0001,389
Gross Fiduciary activities income$443,000473
Service charges on deposit accounts$316,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$1,184,0001,508
Total noninterest expense$5,208,0001,879
Salaries and employee benefits$3,123,0001,819
Premises and equipment expense$784,0001,453
Additional noninterest expense$1,301,0002,103
Pre-tax net operating income$5,825,000836
Securities gains (losses)$296,000553
Applicable income taxes$03,655
Income before extraordinary items$6,121,000706
Extraordinary gains, net$04
Net income$6,121,000706
Minority interest net income$065
Net income of bank and minority interests.$6,121,000706
Net charge-offs$03,033
Cash dividends$2,687,000644
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,825,000710
2020-03-31 (YTD Data)Rank
Total interest income$4,571,0001,624
Total interest expense$209,0003,533
Net interest income$4,362,0001,401
Provision for loan and lease losses$120,0001,810
Total noninterest income$1,020,0001,268
Gross Fiduciary activities income$240,000468
Service charges on deposit accounts$195,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$585,0001,377
Total noninterest expense$2,595,0001,893
Salaries and employee benefits$1,556,0001,841
Premises and equipment expense$368,0001,557
Additional noninterest expense$671,0002,077
Pre-tax net operating income$2,667,000825
Securities gains (losses)$12,0001,271
Applicable income taxes$03,513
Income before extraordinary items$2,679,000720
Extraordinary gains, net$04
Net income$2,679,000720
Minority interest net income$056
Net income of bank and minority interests.$2,679,000720
Net charge-offs$02,581
Cash dividends$1,344,000665
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,667,000700
2019-12-31 (YTD Data)Rank
Total interest income$16,759,0001,763
Total interest expense$808,0003,611
Net interest income$15,951,0001,514
Provision for loan and lease losses$859,0001,018
Total noninterest income$3,430,0001,448
Gross Fiduciary activities income$1,231,000426
Service charges on deposit accounts$742,0001,428
Trading account gains and feesNANA
Additional Noninterest Income$1,457,0001,818
Total noninterest expense$9,732,0001,960
Salaries and employee benefits$5,724,0001,910
Premises and equipment expense$1,401,0001,593
Additional noninterest expense$2,607,0002,152
Pre-tax net operating income$8,790,0001,156
Securities gains (losses)$-9,0004,785
Applicable income taxes$03,859
Income before extraordinary items$8,781,0001,040
Extraordinary gains, net$011
Net income$8,781,0001,041
Minority interest net income$076
Net income of bank and minority interests.$8,781,0001,041
Net charge-offs$136,0001,995
Cash dividends$5,513,000740
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,790,0001,015
2019-09-30 (YTD Data)Rank
Total interest income$12,452,0001,795
Total interest expense$617,0003,609
Net interest income$11,835,0001,543
Provision for loan and lease losses$587,0001,031
Total noninterest income$2,663,0001,424
Gross Fiduciary activities income$973,000416
Service charges on deposit accounts$549,0001,443
Trading account gains and feesNANA
Additional Noninterest Income$1,141,0001,777
Total noninterest expense$7,049,0002,014
Salaries and employee benefits$4,068,0001,996
Premises and equipment expense$1,014,0001,649
Additional noninterest expense$1,967,0002,140
Pre-tax net operating income$6,862,0001,151
Securities gains (losses)$-18,0004,982
Applicable income taxes$03,902
Income before extraordinary items$6,844,0001,029
Extraordinary gains, net$011
Net income$6,844,0001,030
Minority interest net income$072
Net income of bank and minority interests.$6,844,0001,030
Net charge-offs$137,0001,557
Cash dividends$3,167,000842
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,862,0001,008
2019-06-30 (YTD Data)Rank
Total interest income$8,131,0001,822
Total interest expense$445,0003,477
Net interest income$7,686,0001,580
Provision for loan and lease losses$377,0001,042
Total noninterest income$1,897,0001,321
Gross Fiduciary activities income$773,000387
Service charges on deposit accounts$359,0001,448
Trading account gains and feesNANA
Additional Noninterest Income$765,0001,754
Total noninterest expense$4,620,0002,043
Salaries and employee benefits$2,670,0002,011
Premises and equipment expense$679,0001,653
Additional noninterest expense$1,271,0002,198
Pre-tax net operating income$4,586,0001,120
Securities gains (losses)$-18,0005,042
Applicable income taxes$03,901
Income before extraordinary items$4,568,000992
Extraordinary gains, net$011
Net income$4,568,000992
Minority interest net income$069
Net income of bank and minority interests.$4,568,000992
Net charge-offs$125,0001,264
Cash dividends$2,112,000828
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,586,000972
2019-03-31 (YTD Data)Rank
Total interest income$3,985,0001,855
Total interest expense$240,0003,347
Net interest income$3,745,0001,626
Provision for loan and lease losses$150,0001,133
Total noninterest income$733,0001,510
Gross Fiduciary activities income$185,000513
Service charges on deposit accounts$174,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$374,0001,726
Total noninterest expense$2,273,0002,078
Salaries and employee benefits$1,322,0002,050
Premises and equipment expense$348,0001,638
Additional noninterest expense$603,0002,264
Pre-tax net operating income$2,055,0001,181
Securities gains (losses)$-17,0005,168
Applicable income taxes$03,800
Income before extraordinary items$2,038,0001,070
Extraordinary gains, net$05
Net income$2,038,0001,069
Minority interest net income$052
Net income of bank and minority interests.$2,038,0001,069
Net charge-offs$73,0001,035
Cash dividends$1,055,000782
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,055,0001,038
2018-12-31 (YTD Data)Rank
Total interest income$13,529,0002,012
Total interest expense$626,0003,605
Net interest income$12,903,0001,829
Provision for loan and lease losses$300,0001,959
Total noninterest income$2,992,0001,547
Gross Fiduciary activities income$842,000495
Service charges on deposit accounts$686,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$1,464,0001,824
Total noninterest expense$8,944,0002,075
Salaries and employee benefits$4,924,0002,121
Premises and equipment expense$1,495,0001,502
Additional noninterest expense$2,525,0002,207
Pre-tax net operating income$6,651,0001,408
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$6,651,0001,274
Extraordinary gains, net$06
Net income$6,651,0001,273
Minority interest net income$072
Net income of bank and minority interests.$6,651,0001,273
Net charge-offs$39,0002,762
Cash dividends$4,669,000783
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,651,0001,265
2018-09-30 (YTD Data)Rank
Total interest income$9,811,0002,059
Total interest expense$464,0003,576
Net interest income$9,347,0001,878
Provision for loan and lease losses$225,0001,851
Total noninterest income$2,257,0001,563
Gross Fiduciary activities income$665,000482
Service charges on deposit accounts$509,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$1,083,0001,853
Total noninterest expense$6,418,0002,139
Salaries and employee benefits$3,504,0002,202
Premises and equipment expense$1,099,0001,548
Additional noninterest expense$1,815,0002,275
Pre-tax net operating income$4,961,0001,435
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,961,0001,289
Extraordinary gains, net$05
Net income$4,961,0001,287
Minority interest net income$066
Net income of bank and minority interests.$4,961,0001,288
Net charge-offs$55,0002,140
Cash dividends$3,171,000755
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,961,0001,279
2018-06-30 (YTD Data)Rank
Total interest income$6,342,0002,094
Total interest expense$295,0003,592
Net interest income$6,047,0001,938
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,470,0001,590
Gross Fiduciary activities income$454,000474
Service charges on deposit accounts$328,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$688,0001,896
Total noninterest expense$4,226,0002,169
Salaries and employee benefits$2,321,0002,231
Premises and equipment expense$714,0001,590
Additional noninterest expense$1,191,0002,300
Pre-tax net operating income$3,141,0001,472
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,141,0001,315
Extraordinary gains, net$06
Net income$3,141,0001,314
Minority interest net income$065
Net income of bank and minority interests.$3,141,0001,314
Net charge-offs$43,0001,849
Cash dividends$2,114,000726
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,141,0001,305
2018-03-31 (YTD Data)Rank
Total interest income$3,126,0002,109
Total interest expense$142,0003,613
Net interest income$2,984,0001,954
Provision for loan and lease losses$75,0001,680
Total noninterest income$719,0001,598
Gross Fiduciary activities income$199,000509
Service charges on deposit accounts$169,0001,580
Trading account gains and feesNANA
Additional Noninterest Income$351,0001,838
Total noninterest expense$2,091,0002,205
Salaries and employee benefits$1,155,0002,250
Premises and equipment expense$353,0001,632
Additional noninterest expense$583,0002,340
Pre-tax net operating income$1,537,0001,456
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,537,0001,311
Extraordinary gains, net$07
Net income$1,537,0001,311
Minority interest net income$052
Net income of bank and minority interests.$1,537,0001,311
Net charge-offs$40,0001,308
Cash dividends$1,057,000676
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,537,0001,304
2017-12-31 (YTD Data)Rank
Total interest income$11,429,0002,207
Total interest expense$448,0003,837
Net interest income$10,981,0002,069
Provision for loan and lease losses$300,0001,956
Total noninterest income$2,960,0001,603
Gross Fiduciary activities income$791,000499
Service charges on deposit accounts$751,0001,493
Trading account gains and feesNANA
Additional Noninterest Income$1,418,0001,881
Total noninterest expense$8,106,0002,243
Salaries and employee benefits$4,260,0002,367
Premises and equipment expense$1,225,0001,812
Additional noninterest expense$2,621,0002,178
Pre-tax net operating income$5,535,0001,573
Securities gains (losses)$19,0001,351
Applicable income taxes$04,135
Income before extraordinary items$5,554,0001,245
Extraordinary gains, net$09
Net income$5,554,0001,245
Minority interest net income$076
Net income of bank and minority interests.$5,554,0001,245
Net charge-offs$180,0001,917
Cash dividends$4,287,000778
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,535,0001,233
2017-09-30 (YTD Data)Rank
Total interest income$8,495,0002,231
Total interest expense$326,0003,897
Net interest income$8,169,0002,090
Provision for loan and lease losses$225,0001,898
Total noninterest income$2,165,0001,649
Gross Fiduciary activities income$588,000504
Service charges on deposit accounts$572,0001,482
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0001,970
Total noninterest expense$5,931,0002,300
Salaries and employee benefits$3,135,0002,407
Premises and equipment expense$891,0001,879
Additional noninterest expense$1,905,0002,225
Pre-tax net operating income$4,178,0001,585
Securities gains (losses)$19,0001,345
Applicable income taxes$04,172
Income before extraordinary items$4,197,0001,331
Extraordinary gains, net$09
Net income$4,197,0001,330
Minority interest net income$071
Net income of bank and minority interests.$4,197,0001,331
Net charge-offs$-14,0004,834
Cash dividends$2,713,000827
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,178,0001,317
2017-06-30 (YTD Data)Rank
Total interest income$5,600,0002,231
Total interest expense$194,0004,053
Net interest income$5,406,0002,087
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,368,0001,686
Gross Fiduciary activities income$348,000534
Service charges on deposit accounts$381,0001,473
Trading account gains and feesNANA
Additional Noninterest Income$639,0002,043
Total noninterest expense$3,912,0002,315
Salaries and employee benefits$2,072,0002,435
Premises and equipment expense$571,0001,932
Additional noninterest expense$1,269,0002,220
Pre-tax net operating income$2,712,0001,593
Securities gains (losses)$19,0001,018
Applicable income taxes$04,189
Income before extraordinary items$2,731,0001,343
Extraordinary gains, net$011
Net income$2,731,0001,341
Minority interest net income$071
Net income of bank and minority interests.$2,731,0001,343
Net charge-offs$-16,0004,936
Cash dividends$1,803,000826
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,712,0001,331
2017-03-31 (YTD Data)Rank
Total interest income$2,713,0002,285
Total interest expense$91,0004,160
Net interest income$2,622,0002,140
Provision for loan and lease losses$75,0001,685
Total noninterest income$631,0001,761
Gross Fiduciary activities income$163,000553
Service charges on deposit accounts$188,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,188
Total noninterest expense$1,932,0002,362
Salaries and employee benefits$1,040,0002,455
Premises and equipment expense$292,0001,927
Additional noninterest expense$600,0002,321
Pre-tax net operating income$1,246,0001,669
Securities gains (losses)$1,0001,030
Applicable income taxes$04,086
Income before extraordinary items$1,247,0001,422
Extraordinary gains, net$08
Net income$1,247,0001,422
Minority interest net income$055
Net income of bank and minority interests.$1,247,0001,422
Net charge-offs$-4,0004,579
Cash dividends$902,000797
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,246,0001,406
2016-12-31 (YTD Data)Rank
Total interest income$9,934,0002,410
Total interest expense$351,0004,247
Net interest income$9,583,0002,270
Provision for loan and lease losses$180,0002,550
Total noninterest income$3,009,0001,644
Gross Fiduciary activities income$717,000517
Service charges on deposit accounts$881,0001,342
Trading account gains and fees$0170
Additional Noninterest Income$1,411,0001,963
Total noninterest expense$7,684,0002,370
Salaries and employee benefits$4,036,0002,479
Premises and equipment expense$1,137,0001,955
Additional noninterest expense$2,511,0002,304
Pre-tax net operating income$4,728,0001,693
Securities gains (losses)$30,0002,159
Applicable income taxes$04,278
Income before extraordinary items$4,758,0001,445
Extraordinary gains, net$05
Net income$4,758,0001,444
Minority interest net income$082
Net income of bank and minority interests.$4,758,0001,444
Net charge-offs$-2,0004,729
Cash dividends$2,926,0001,050
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,728,0001,416
2016-09-30 (YTD Data)Rank
Total interest income$7,430,0002,415
Total interest expense$261,0004,296
Net interest income$7,169,0002,273
Provision for loan and lease losses$135,0002,451
Total noninterest income$2,421,0001,558
Gross Fiduciary activities income$551,000511
Service charges on deposit accounts$674,0001,317
Trading account gains and fees$0169
Additional Noninterest Income$1,196,0001,823
Total noninterest expense$5,758,0002,374
Salaries and employee benefits$2,997,0002,480
Premises and equipment expense$840,0001,973
Additional noninterest expense$1,921,0002,256
Pre-tax net operating income$3,697,0001,656
Securities gains (losses)$28,0002,144
Applicable income taxes$04,325
Income before extraordinary items$3,725,0001,421
Extraordinary gains, net$05
Net income$3,725,0001,421
Minority interest net income$071
Net income of bank and minority interests.$3,725,0001,421
Net charge-offs$26,0002,997
Cash dividends$2,084,000990
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,697,0001,383
2016-06-30 (YTD Data)Rank
Total interest income$4,987,0002,410
Total interest expense$176,0004,306
Net interest income$4,811,0002,266
Provision for loan and lease losses$90,0002,392
Total noninterest income$1,358,0001,743
Gross Fiduciary activities income$364,000515
Service charges on deposit accounts$448,0001,312
Trading account gains and fees$0157
Additional Noninterest Income$546,0002,271
Total noninterest expense$3,731,0002,439
Salaries and employee benefits$1,990,0002,516
Premises and equipment expense$545,0002,006
Additional noninterest expense$1,196,0002,407
Pre-tax net operating income$2,348,0001,723
Securities gains (losses)$15,0002,089
Applicable income taxes$04,338
Income before extraordinary items$2,363,0001,460
Extraordinary gains, net$016
Net income$2,363,0001,460
Minority interest net income$071
Net income of bank and minority interests.$2,363,0001,460
Net charge-offs$16,0002,882
Cash dividends$1,389,0001,034
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,348,0001,421
2016-03-31 (YTD Data)Rank
Total interest income$2,524,0002,393
Total interest expense$90,0004,298
Net interest income$2,434,0002,225
Provision for loan and lease losses$45,0002,237
Total noninterest income$679,0001,702
Gross Fiduciary activities income$167,000543
Service charges on deposit accounts$223,0001,308
Trading account gains and fees$0142
Additional Noninterest Income$289,0002,128
Total noninterest expense$1,865,0002,453
Salaries and employee benefits$997,0002,523
Premises and equipment expense$271,0002,034
Additional noninterest expense$597,0002,395
Pre-tax net operating income$1,203,0001,664
Securities gains (losses)$6,0001,655
Applicable income taxes$04,259
Income before extraordinary items$1,209,0001,401
Extraordinary gains, net$012
Net income$1,209,0001,402
Minority interest net income$062
Net income of bank and minority interests.$1,209,0001,403
Net charge-offs$03,094
Cash dividends$695,000974
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,203,0001,374
2015-12-31 (YTD Data)Rank
Total interest income$9,407,0002,490
Total interest expense$355,0004,367
Net interest income$9,052,0002,342
Provision for loan and lease losses$120,0002,830
Total noninterest income$2,627,0001,770
Gross Fiduciary activities income$690,000535
Service charges on deposit accounts$880,0001,371
Trading account gains and fees$0159
Additional Noninterest Income$1,057,0002,306
Total noninterest expense$7,372,0002,465
Salaries and employee benefits$3,768,0002,593
Premises and equipment expense$1,105,0002,023
Additional noninterest expense$2,499,0002,340
Pre-tax net operating income$4,187,0001,802
Securities gains (losses)$40,0001,793
Applicable income taxes$04,402
Income before extraordinary items$4,227,0001,536
Extraordinary gains, net$023
Net income$4,227,0001,536
Minority interest net income$081
Net income of bank and minority interests.$4,227,0001,536
Net charge-offs$129,0002,415
Cash dividends$2,419,0001,170
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,187,0001,519
2015-09-30 (YTD Data)Rank
Total interest income$7,012,0002,527
Total interest expense$269,0004,399
Net interest income$6,743,0002,368
Provision for loan and lease losses$90,0002,744
Total noninterest income$1,974,0001,776
Gross Fiduciary activities income$524,000535
Service charges on deposit accounts$656,0001,393
Trading account gains and fees$0153
Additional Noninterest Income$794,0002,324
Total noninterest expense$5,496,0002,482
Salaries and employee benefits$2,832,0002,598
Premises and equipment expense$819,0002,062
Additional noninterest expense$1,845,0002,372
Pre-tax net operating income$3,131,0001,839
Securities gains (losses)$20,0002,017
Applicable income taxes$04,489
Income before extraordinary items$3,151,0001,561
Extraordinary gains, net$021
Net income$3,151,0001,561
Minority interest net income$078
Net income of bank and minority interests.$3,151,0001,562
Net charge-offs$124,0001,967
Cash dividends$1,813,0001,067
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,131,0001,531
2015-06-30 (YTD Data)Rank
Total interest income$4,580,0002,567
Total interest expense$179,0004,436
Net interest income$4,401,0002,410
Provision for loan and lease losses$60,0002,661
Total noninterest income$1,351,0001,739
Gross Fiduciary activities income$363,000533
Service charges on deposit accounts$427,0001,388
Trading account gains and fees$0157
Additional Noninterest Income$561,0002,290
Total noninterest expense$3,652,0002,499
Salaries and employee benefits$1,893,0002,619
Premises and equipment expense$536,0002,107
Additional noninterest expense$1,223,0002,387
Pre-tax net operating income$2,040,0001,869
Securities gains (losses)$20,0001,718
Applicable income taxes$04,497
Income before extraordinary items$2,060,0001,583
Extraordinary gains, net$022
Net income$2,060,0001,585
Minority interest net income$075
Net income of bank and minority interests.$2,060,0001,586
Net charge-offs$118,0001,577
Cash dividends$1,207,0001,059
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,040,0001,548
2015-03-31 (YTD Data)Rank
Total interest income$2,252,0002,609
Total interest expense$89,0004,503
Net interest income$2,163,0002,440
Provision for loan and lease losses$30,0002,461
Total noninterest income$632,0001,815
Gross Fiduciary activities income$188,000532
Service charges on deposit accounts$200,0001,450
Trading account gains and fees$0152
Additional Noninterest Income$244,0002,383
Total noninterest expense$1,776,0002,578
Salaries and employee benefits$940,0002,653
Premises and equipment expense$263,0002,159
Additional noninterest expense$573,0002,512
Pre-tax net operating income$989,0001,878
Securities gains (losses)$20,0001,240
Applicable income taxes$04,400
Income before extraordinary items$1,009,0001,585
Extraordinary gains, net$013
Net income$1,009,0001,586
Minority interest net income$064
Net income of bank and minority interests.$1,009,0001,587
Net charge-offs$1,0003,128
Cash dividends$601,000970
Sale, conversion, retirement of capital stock, net$0697
Net operating income$989,0001,555
2014-12-31 (YTD Data)Rank
Total interest income$9,082,0002,619
Total interest expense$378,0004,575
Net interest income$8,704,0002,433
Provision for loan and lease losses$3,0004,544
Total noninterest income$2,630,0001,730
Gross Fiduciary activities income$632,000564
Service charges on deposit accounts$904,0001,419
Trading account gains and fees$0180
Additional Noninterest Income$1,094,0002,209
Total noninterest expense$7,270,0002,525
Salaries and employee benefits$3,911,0002,549
Premises and equipment expense$1,017,0002,210
Additional noninterest expense$2,342,0002,545
Pre-tax net operating income$4,061,0001,816
Securities gains (losses)$44,0001,815
Applicable income taxes$04,531
Income before extraordinary items$4,105,0001,555
Extraordinary gains, net$017
Net income$4,105,0001,553
Minority interest net income$084
Net income of bank and minority interests.$4,105,0001,554
Net charge-offs$23,0004,231
Cash dividends$2,389,0001,121
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,061,0001,538
2014-09-30 (YTD Data)Rank
Total interest income$6,731,0002,666
Total interest expense$283,0004,647
Net interest income$6,448,0002,473
Provision for loan and lease losses$04,401
Total noninterest income$1,972,0001,729
Gross Fiduciary activities income$452,000570
Service charges on deposit accounts$687,0001,415
Trading account gains and fees$0174
Additional Noninterest Income$833,0002,198
Total noninterest expense$5,391,0002,563
Salaries and employee benefits$2,928,0002,554
Premises and equipment expense$754,0002,251
Additional noninterest expense$1,709,0002,602
Pre-tax net operating income$3,029,0001,834
Securities gains (losses)$1,0002,871
Applicable income taxes$04,583
Income before extraordinary items$3,030,0001,564
Extraordinary gains, net$015
Net income$3,030,0001,564
Minority interest net income$081
Net income of bank and minority interests.$3,030,0001,564
Net charge-offs$16,0003,939
Cash dividends$1,788,0001,036
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,029,0001,534
2014-06-30 (YTD Data)Rank
Total interest income$4,461,0002,676
Total interest expense$186,0004,716
Net interest income$4,275,0002,483
Provision for loan and lease losses$04,196
Total noninterest income$1,246,0001,784
Gross Fiduciary activities income$292,000583
Service charges on deposit accounts$451,0001,419
Trading account gains and fees$0172
Additional Noninterest Income$503,0002,305
Total noninterest expense$3,557,0002,595
Salaries and employee benefits$1,944,0002,576
Premises and equipment expense$488,0002,326
Additional noninterest expense$1,125,0002,628
Pre-tax net operating income$1,964,0001,847
Securities gains (losses)$3,0002,288
Applicable income taxes$04,568
Income before extraordinary items$1,967,0001,568
Extraordinary gains, net$020
Net income$1,967,0001,571
Minority interest net income$080
Net income of bank and minority interests.$1,967,0001,570
Net charge-offs$04,375
Cash dividends$1,192,0001,025
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,964,0001,541
2014-03-31 (YTD Data)Rank
Total interest income$2,238,0002,671
Total interest expense$94,0004,757
Net interest income$2,144,0002,468
Provision for loan and lease losses$03,817
Total noninterest income$607,0001,787
Gross Fiduciary activities income$138,000598
Service charges on deposit accounts$219,0001,426
Trading account gains and fees$0147
Additional Noninterest Income$250,0002,260
Total noninterest expense$1,734,0002,643
Salaries and employee benefits$959,0002,606
Premises and equipment expense$237,0002,414
Additional noninterest expense$538,0002,721
Pre-tax net operating income$1,017,0001,741
Securities gains (losses)$-5,0006,369
Applicable income taxes$04,445
Income before extraordinary items$1,012,0001,474
Extraordinary gains, net$016
Net income$1,012,0001,477
Minority interest net income$066
Net income of bank and minority interests.$1,012,0001,477
Net charge-offs$1,0003,492
Cash dividends$596,000931
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,017,0001,450
2013-12-31 (YTD Data)Rank
Total interest income$8,543,0002,795
Total interest expense$527,0004,348
Net interest income$8,016,0002,599
Provision for loan and lease losses$1,0005,068
Total noninterest income$2,668,0001,764
Gross Fiduciary activities income$605,000566
Service charges on deposit accounts$969,0001,403
Trading account gains and fees$0184
Additional Noninterest Income$1,094,0002,256
Total noninterest expense$6,814,0002,695
Salaries and employee benefits$3,554,0002,769
Premises and equipment expense$1,069,0002,121
Additional noninterest expense$2,191,0002,787
Pre-tax net operating income$3,869,0001,765
Securities gains (losses)$-7,0006,216
Applicable income taxes$04,631
Income before extraordinary items$3,862,0001,551
Extraordinary gains, net$029
Net income$3,862,0001,554
Minority interest net income$090
Net income of bank and minority interests.$3,862,0001,555
Net charge-offs$-7,0006,106
Cash dividends$2,369,0001,050
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,869,0001,508
2013-09-30 (YTD Data)Rank
Total interest income$6,315,0002,848
Total interest expense$416,0004,328
Net interest income$5,899,0002,653
Provision for loan and lease losses$04,941
Total noninterest income$1,949,0001,822
Gross Fiduciary activities income$407,000584
Service charges on deposit accounts$719,0001,425
Trading account gains and fees$0180
Additional Noninterest Income$823,0002,317
Total noninterest expense$5,044,0002,722
Salaries and employee benefits$2,655,0002,778
Premises and equipment expense$789,0002,176
Additional noninterest expense$1,600,0002,839
Pre-tax net operating income$2,804,0001,849
Securities gains (losses)$7,0002,609
Applicable income taxes$04,713
Income before extraordinary items$2,811,0001,594
Extraordinary gains, net$025
Net income$2,811,0001,597
Minority interest net income$084
Net income of bank and minority interests.$2,811,0001,598
Net charge-offs$-20,0006,264
Cash dividends$1,773,000969
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,804,0001,559
2013-06-30 (YTD Data)Rank
Total interest income$4,115,0002,898
Total interest expense$279,0004,375
Net interest income$3,836,0002,704
Provision for loan and lease losses$04,788
Total noninterest income$1,307,0001,840
Gross Fiduciary activities income$271,000590
Service charges on deposit accounts$463,0001,443
Trading account gains and fees$0157
Additional Noninterest Income$573,0002,291
Total noninterest expense$3,307,0002,766
Salaries and employee benefits$1,747,0002,832
Premises and equipment expense$523,0002,189
Additional noninterest expense$1,037,0002,887
Pre-tax net operating income$1,836,0001,856
Securities gains (losses)$11,0002,258
Applicable income taxes$04,679
Income before extraordinary items$1,847,0001,640
Extraordinary gains, net$022
Net income$1,847,0001,642
Minority interest net income$082
Net income of bank and minority interests.$1,847,0001,645
Net charge-offs$-4,0005,877
Cash dividends$1,182,000948
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,836,0001,578
2013-03-31 (YTD Data)Rank
Total interest income$2,028,0002,957
Total interest expense$141,0004,444
Net interest income$1,887,0002,752
Provision for loan and lease losses$04,409
Total noninterest income$677,0001,778
Gross Fiduciary activities income$131,000606
Service charges on deposit accounts$228,0001,441
Trading account gains and fees$0148
Additional Noninterest Income$318,0002,143
Total noninterest expense$1,614,0002,854
Salaries and employee benefits$863,0002,873
Premises and equipment expense$254,0002,287
Additional noninterest expense$497,0003,003
Pre-tax net operating income$950,0001,796
Securities gains (losses)$-9,0006,796
Applicable income taxes$04,602
Income before extraordinary items$941,0001,569
Extraordinary gains, net$010
Net income$941,0001,572
Minority interest net income$076
Net income of bank and minority interests.$941,0001,571
Net charge-offs$-3,0005,668
Cash dividends$591,000836
Sale, conversion, retirement of capital stock, net$0789
Net operating income$950,0001,499
2012-12-31 (YTD Data)Rank
Total interest income$8,279,0003,014
Total interest expense$674,0004,495
Net interest income$7,605,0002,774
Provision for loan and lease losses$3,0005,866
Total noninterest income$3,113,0001,599
Gross Fiduciary activities income$590,000562
Service charges on deposit accounts$937,0001,496
Trading account gains and fees$0166
Additional Noninterest Income$1,586,0001,796
Total noninterest expense$6,323,0002,918
Salaries and employee benefits$3,357,0002,892
Premises and equipment expense$1,000,0002,280
Additional noninterest expense$1,966,0003,134
Pre-tax net operating income$4,392,0001,543
Securities gains (losses)$-262,0006,977
Applicable income taxes$04,751
Income before extraordinary items$4,130,0001,416
Extraordinary gains, net$029
Net income$4,130,0001,417
Minority interest net income$093
Net income of bank and minority interests.$4,130,0001,417
Net charge-offs$-24,0006,737
Cash dividends$2,364,0001,065
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,392,0001,277
2012-09-30 (YTD Data)Rank
Total interest income$6,232,0003,074
Total interest expense$517,0004,565
Net interest income$5,715,0002,810
Provision for loan and lease losses$1,0005,774
Total noninterest income$2,085,0001,732
Gross Fiduciary activities income$457,000562
Service charges on deposit accounts$682,0001,545
Trading account gains and fees$0157
Additional Noninterest Income$946,0002,063
Total noninterest expense$4,681,0002,957
Salaries and employee benefits$2,488,0002,924
Premises and equipment expense$745,0002,319
Additional noninterest expense$1,448,0003,200
Pre-tax net operating income$3,118,0001,640
Securities gains (losses)$-106,0007,023
Applicable income taxes$04,802
Income before extraordinary items$3,012,0001,485
Extraordinary gains, net$020
Net income$3,012,0001,486
Minority interest net income$086
Net income of bank and minority interests.$3,012,0001,486
Net charge-offs$-9,0006,584
Cash dividends$1,773,000877
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,118,0001,357
2012-06-30 (YTD Data)Rank
Total interest income$4,207,0003,067
Total interest expense$352,0004,626
Net interest income$3,855,0002,794
Provision for loan and lease losses$1,0005,598
Total noninterest income$1,371,0001,738
Gross Fiduciary activities income$316,000564
Service charges on deposit accounts$447,0001,561
Trading account gains and fees$0153
Additional Noninterest Income$608,0002,090
Total noninterest expense$3,084,0002,990
Salaries and employee benefits$1,662,0002,934
Premises and equipment expense$478,0002,389
Additional noninterest expense$944,0003,273
Pre-tax net operating income$2,141,0001,598
Securities gains (losses)$-107,0007,104
Applicable income taxes$04,770
Income before extraordinary items$2,034,0001,460
Extraordinary gains, net$019
Net income$2,034,0001,460
Minority interest net income$084
Net income of bank and minority interests.$2,034,0001,460
Net charge-offs$-6,0006,510
Cash dividends$1,182,000847
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,141,0001,308
2012-03-31 (YTD Data)Rank
Total interest income$2,134,0003,047
Total interest expense$180,0004,684
Net interest income$1,954,0002,778
Provision for loan and lease losses$1,0005,211
Total noninterest income$711,0001,686
Gross Fiduciary activities income$189,000519
Service charges on deposit accounts$226,0001,534
Trading account gains and fees$0148
Additional Noninterest Income$296,0002,117
Total noninterest expense$1,510,0003,036
Salaries and employee benefits$833,0002,938
Premises and equipment expense$232,0002,468
Additional noninterest expense$445,0003,383
Pre-tax net operating income$1,154,0001,493
Securities gains (losses)$-193,0007,235
Applicable income taxes$04,704
Income before extraordinary items$961,0001,520
Extraordinary gains, net$019
Net income$961,0001,521
Minority interest net income$078
Net income of bank and minority interests.$961,0001,521
Net charge-offs$-3,0006,199
Cash dividends$591,000765
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,154,0001,192
2011-12-31 (YTD Data)Rank
Total interest income$8,542,0003,154
Total interest expense$886,0004,682
Net interest income$7,656,0002,846
Provision for loan and lease losses$20,0006,213
Total noninterest income$2,651,0001,648
Gross Fiduciary activities income$504,000554
Service charges on deposit accounts$1,115,0001,332
Trading account gains and fees$0146
Additional Noninterest Income$1,032,0002,088
Total noninterest expense$6,218,0002,971
Salaries and employee benefits$3,293,0002,895
Premises and equipment expense$882,0002,680
Additional noninterest expense$2,043,0003,079
Pre-tax net operating income$4,069,0001,414
Securities gains (losses)$-755,0007,267
Applicable income taxes$04,719
Income before extraordinary items$3,314,0001,475
Extraordinary gains, net$029
Net income$3,314,0001,475
Minority interest net income$096
Net income of bank and minority interests.$3,314,0001,475
Net charge-offs$-4,0006,925
Cash dividends$1,901,0001,009
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,069,0001,162
2011-09-30 (YTD Data)Rank
Total interest income$6,418,0003,180
Total interest expense$690,0004,708
Net interest income$5,728,0002,861
Provision for loan and lease losses$20,0006,008
Total noninterest income$1,949,0001,642
Gross Fiduciary activities income$376,000555
Service charges on deposit accounts$852,0001,308
Trading account gains and fees$0145
Additional Noninterest Income$721,0002,183
Total noninterest expense$4,565,0003,016
Salaries and employee benefits$2,420,0002,933
Premises and equipment expense$649,0002,758
Additional noninterest expense$1,496,0003,161
Pre-tax net operating income$3,092,0001,454
Securities gains (losses)$-257,0007,300
Applicable income taxes$04,740
Income before extraordinary items$2,835,0001,361
Extraordinary gains, net$021
Net income$2,835,0001,361
Minority interest net income$087
Net income of bank and minority interests.$2,835,0001,361
Net charge-offs$-11,0007,025
Cash dividends$1,316,000926
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,092,0001,180
2011-06-30 (YTD Data)Rank
Total interest income$4,227,0003,238
Total interest expense$472,0004,770
Net interest income$3,755,0002,901
Provision for loan and lease losses$20,0005,705
Total noninterest income$1,270,0001,660
Gross Fiduciary activities income$254,000559
Service charges on deposit accounts$564,0001,286
Trading account gains and fees$0153
Additional Noninterest Income$452,0002,253
Total noninterest expense$3,061,0003,045
Salaries and employee benefits$1,628,0002,933
Premises and equipment expense$421,0002,831
Additional noninterest expense$1,012,0003,182
Pre-tax net operating income$1,944,0001,494
Securities gains (losses)$-61,0007,258
Applicable income taxes$04,697
Income before extraordinary items$1,883,0001,336
Extraordinary gains, net$015
Net income$1,883,0001,336
Minority interest net income$089
Net income of bank and minority interests.$1,883,0001,336
Net charge-offs$-11,0007,038
Cash dividends$731,0001,081
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,944,0001,231
2011-03-31 (YTD Data)Rank
Total interest income$2,068,0003,313
Total interest expense$242,0004,829
Net interest income$1,826,0002,964
Provision for loan and lease losses$20,0004,994
Total noninterest income$634,0001,684
Gross Fiduciary activities income$124,000572
Service charges on deposit accounts$280,0001,270
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,275
Total noninterest expense$1,568,0002,984
Salaries and employee benefits$825,0002,921
Premises and equipment expense$209,0002,881
Additional noninterest expense$534,0003,019
Pre-tax net operating income$872,0001,637
Securities gains (losses)$-11,0007,181
Applicable income taxes$04,545
Income before extraordinary items$861,0001,400
Extraordinary gains, net$09
Net income$861,0001,400
Minority interest net income$086
Net income of bank and minority interests.$861,0001,400
Net charge-offs$-6,0006,852
Cash dividends$322,0001,065
Sale, conversion, retirement of capital stock, net$0925
Net operating income$872,0001,345
2010-12-31 (YTD Data)Rank
Total interest income$9,082,0003,194
Total interest expense$1,219,0004,773
Net interest income$7,863,0002,767
Provision for loan and lease losses$140,0005,715
Total noninterest income$2,813,0001,623
Gross Fiduciary activities income$461,000571
Service charges on deposit accounts$1,213,0001,233
Trading account gains and fees$0175
Additional Noninterest Income$1,139,0002,023
Total noninterest expense$6,298,0002,990
Salaries and employee benefits$3,197,0002,953
Premises and equipment expense$900,0002,701
Additional noninterest expense$2,201,0002,984
Pre-tax net operating income$4,238,0001,201
Securities gains (losses)$-1,299,0007,540
Applicable income taxes$04,655
Income before extraordinary items$2,939,0001,425
Extraordinary gains, net$029
Net income$2,939,0001,427
Minority interest net income$0111
Net income of bank and minority interests.$2,939,0001,428
Net charge-offs$134,0005,158
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,238,000980
2010-09-30 (YTD Data)Rank
Total interest income$6,904,0003,225
Total interest expense$939,0004,859
Net interest income$5,965,0002,767
Provision for loan and lease losses$110,0005,592
Total noninterest income$2,069,0001,650
Gross Fiduciary activities income$330,000574
Service charges on deposit accounts$919,0001,261
Trading account gains and fees$0165
Additional Noninterest Income$820,0002,039
Total noninterest expense$4,784,0002,949
Salaries and employee benefits$2,469,0002,881
Premises and equipment expense$671,0002,762
Additional noninterest expense$1,644,0002,960
Pre-tax net operating income$3,140,0001,261
Securities gains (losses)$-805,0007,633
Applicable income taxes$04,726
Income before extraordinary items$2,335,0001,427
Extraordinary gains, net$023
Net income$2,335,0001,430
Minority interest net income$0110
Net income of bank and minority interests.$2,335,0001,430
Net charge-offs$125,0004,686
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,140,0001,036
2010-06-30 (YTD Data)Rank
Total interest income$4,660,0003,226
Total interest expense$646,0004,882
Net interest income$4,014,0002,744
Provision for loan and lease losses$80,0005,382
Total noninterest income$1,341,0001,628
Gross Fiduciary activities income$223,000578
Service charges on deposit accounts$613,0001,276
Trading account gains and fees$0152
Additional Noninterest Income$505,0002,075
Total noninterest expense$3,198,0002,954
Salaries and employee benefits$1,686,0002,829
Premises and equipment expense$443,0002,797
Additional noninterest expense$1,069,0003,020
Pre-tax net operating income$2,077,0001,262
Securities gains (losses)$-382,0007,661
Applicable income taxes$04,691
Income before extraordinary items$1,695,0001,300
Extraordinary gains, net$019
Net income$1,695,0001,301
Minority interest net income$0105
Net income of bank and minority interests.$1,695,0001,301
Net charge-offs$97,0004,286
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,077,0001,041
2010-03-31 (YTD Data)Rank
Total interest income$2,338,0003,276
Total interest expense$340,0004,897
Net interest income$1,998,0002,785
Provision for loan and lease losses$30,0005,300
Total noninterest income$648,0001,692
Gross Fiduciary activities income$113,000581
Service charges on deposit accounts$298,0001,315
Trading account gains and fees$0175
Additional Noninterest Income$237,0002,146
Total noninterest expense$1,605,0002,966
Salaries and employee benefits$862,0002,829
Premises and equipment expense$215,0002,948
Additional noninterest expense$528,0003,025
Pre-tax net operating income$1,011,0001,291
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,011,0001,078
Extraordinary gains, net$016
Net income$1,011,0001,079
Minority interest net income$091
Net income of bank and minority interests.$1,011,0001,080
Net charge-offs$-3,0007,154
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,011,0001,049
2009-12-31 (YTD Data)Rank
Total interest income$9,984,0003,238
Total interest expense$1,672,0004,904
Net interest income$8,312,0002,629
Provision for loan and lease losses$460,0004,663
Total noninterest income$2,871,0001,665
Gross Fiduciary activities income$463,000565
Service charges on deposit accounts$1,380,0001,246
Trading account gains and fees$0211
Additional Noninterest Income$1,028,0002,112
Total noninterest expense$6,417,0003,011
Salaries and employee benefits$3,358,0002,898
Premises and equipment expense$918,0002,769
Additional noninterest expense$2,141,0003,144
Pre-tax net operating income$4,306,000974
Securities gains (losses)$-1,348,0007,758
Applicable income taxes$04,388
Income before extraordinary items$2,958,0001,149
Extraordinary gains, net$034
Net income$2,958,0001,147
Minority interest net income$0115
Net income of bank and minority interests.$2,958,0001,148
Net charge-offs$65,0006,050
Cash dividends$3,522,000491
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,306,000787
2009-09-30 (YTD Data)Rank
Total interest income$7,546,0003,277
Total interest expense$1,282,0004,991
Net interest income$6,264,0002,619
Provision for loan and lease losses$415,0004,121
Total noninterest income$2,172,0001,678
Gross Fiduciary activities income$328,000573
Service charges on deposit accounts$1,046,0001,235
Trading account gains and fees$0212
Additional Noninterest Income$798,0002,129
Total noninterest expense$4,840,0003,003
Salaries and employee benefits$2,500,0002,950
Premises and equipment expense$689,0002,804
Additional noninterest expense$1,651,0003,049
Pre-tax net operating income$3,181,0001,029
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$3,181,000858
Extraordinary gains, net$027
Net income$3,181,000859
Minority interest net income$0118
Net income of bank and minority interests.$3,181,000859
Net charge-offs$43,0005,787
Cash dividends$2,644,000479
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,181,000848
2009-06-30 (YTD Data)Rank
Total interest income$5,068,0003,280
Total interest expense$871,0005,064
Net interest income$4,197,0002,581
Provision for loan and lease losses$60,0005,816
Total noninterest income$1,478,0001,676
Gross Fiduciary activities income$223,000571
Service charges on deposit accounts$686,0001,244
Trading account gains and fees$0193
Additional Noninterest Income$569,0002,055
Total noninterest expense$3,162,0003,081
Salaries and employee benefits$1,658,0002,996
Premises and equipment expense$444,0002,928
Additional noninterest expense$1,060,0003,154
Pre-tax net operating income$2,453,000932
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$2,453,000757
Extraordinary gains, net$021
Net income$2,453,000754
Minority interest net income$0112
Net income of bank and minority interests.$2,453,000757
Net charge-offs$59,0004,771
Cash dividends$1,755,000505
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,453,000732
2009-03-31 (YTD Data)Rank
Total interest income$2,514,0003,333
Total interest expense$450,0005,096
Net interest income$2,064,0002,625
Provision for loan and lease losses$30,0005,394
Total noninterest income$744,0001,631
Gross Fiduciary activities income$117,000564
Service charges on deposit accounts$333,0001,240
Trading account gains and fees$0171
Additional Noninterest Income$294,0001,987
Total noninterest expense$1,492,0003,155
Salaries and employee benefits$815,0003,057
Premises and equipment expense$222,0002,986
Additional noninterest expense$455,0003,247
Pre-tax net operating income$1,286,000986
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,286,000810
Extraordinary gains, net$015
Net income$1,286,000811
Minority interest net income$0102
Net income of bank and minority interests.$1,286,000812
Net charge-offs$9,0004,815
Cash dividends$878,000523
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,286,000752
2008-12-31 (YTD Data)Rank
Total interest income$10,948,0003,301
Total interest expense$2,661,0004,581
Net interest income$8,287,0002,625
Provision for loan and lease losses$60,0006,432
Total noninterest income$2,791,0001,670
Gross Fiduciary activities income$556,000542
Service charges on deposit accounts$1,427,0001,260
Trading account gains and fees$0154
Additional Noninterest Income$808,0002,443
Total noninterest expense$6,142,0003,012
Salaries and employee benefits$3,333,0002,960
Premises and equipment expense$827,0003,098
Additional noninterest expense$1,982,0002,892
Pre-tax net operating income$4,876,0001,124
Securities gains (losses)$-755,0007,649
Applicable income taxes$04,979
Income before extraordinary items$4,121,0001,000
Extraordinary gains, net$039
Net income$4,121,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0005,433
Cash dividends$4,329,000641
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,876,000900
2008-09-30 (YTD Data)Rank
Total interest income$8,294,0003,320
Total interest expense$2,091,0004,571
Net interest income$6,203,0002,648
Provision for loan and lease losses$45,0005,958
Total noninterest income$2,100,0001,709
Gross Fiduciary activities income$421,000552
Service charges on deposit accounts$1,064,0001,276
Trading account gains and fees$0148
Additional Noninterest Income$615,0002,493
Total noninterest expense$4,504,0003,048
Salaries and employee benefits$2,483,0003,006
Premises and equipment expense$607,0003,163
Additional noninterest expense$1,414,0002,931
Pre-tax net operating income$3,754,0001,322
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,754,000977
Extraordinary gains, net$031
Net income$3,754,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,177
Cash dividends$3,451,000637
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,754,0001,038
2008-06-30 (YTD Data)Rank
Total interest income$5,530,0003,378
Total interest expense$1,498,0004,507
Net interest income$4,032,0002,694
Provision for loan and lease losses$30,0005,577
Total noninterest income$1,413,0001,727
Gross Fiduciary activities income$273,000573
Service charges on deposit accounts$700,0001,272
Trading account gains and fees$0149
Additional Noninterest Income$440,0002,437
Total noninterest expense$2,975,0003,079
Salaries and employee benefits$1,656,0003,045
Premises and equipment expense$391,0003,271
Additional noninterest expense$928,0002,934
Pre-tax net operating income$2,440,0001,416
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,440,0001,121
Extraordinary gains, net$021
Net income$2,440,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,397
Cash dividends$2,574,000636
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,440,0001,111
2008-03-31 (YTD Data)Rank
Total interest income$2,818,0003,404
Total interest expense$815,0004,461
Net interest income$2,003,0002,699
Provision for loan and lease losses$15,0005,068
Total noninterest income$707,0001,736
Gross Fiduciary activities income$141,000576
Service charges on deposit accounts$336,0001,304
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,349
Total noninterest expense$1,472,0003,115
Salaries and employee benefits$827,0003,070
Premises and equipment expense$190,0003,376
Additional noninterest expense$455,0002,946
Pre-tax net operating income$1,223,0001,503
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,223,0001,227
Extraordinary gains, net$015
Net income$1,223,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$1,697,000498
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,223,0001,188
2007-12-31 (YTD Data)Rank
Total interest income$11,213,0003,470
Total interest expense$3,485,0004,349
Net interest income$7,728,0002,826
Provision for loan and lease losses$06,851
Total noninterest income$2,635,0001,802
Gross Fiduciary activities income$526,000580
Service charges on deposit accounts$1,331,0001,347
Trading account gains and fees$0178
Additional Noninterest Income$778,0002,599
Total noninterest expense$5,742,0003,084
Salaries and employee benefits$3,165,0003,086
Premises and equipment expense$735,0003,313
Additional noninterest expense$1,842,0002,871
Pre-tax net operating income$4,621,0001,760
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,621,0001,399
Extraordinary gains, net$039
Net income$4,621,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,637
Cash dividends$4,105,000887
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,621,0001,386
2007-09-30 (YTD Data)Rank
Total interest income$8,329,0003,504
Total interest expense$2,624,0004,352
Net interest income$5,705,0002,865
Provision for loan and lease losses$06,528
Total noninterest income$1,932,0001,834
Gross Fiduciary activities income$387,000581
Service charges on deposit accounts$976,0001,352
Trading account gains and fees$0184
Additional Noninterest Income$569,0002,641
Total noninterest expense$4,243,0003,082
Salaries and employee benefits$2,377,0003,059
Premises and equipment expense$528,0003,406
Additional noninterest expense$1,338,0002,899
Pre-tax net operating income$3,394,0001,896
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,394,0001,499
Extraordinary gains, net$033
Net income$3,394,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,675
Cash dividends$3,228,000820
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,394,0001,492
2007-06-30 (YTD Data)Rank
Total interest income$5,511,0003,531
Total interest expense$1,759,0004,355
Net interest income$3,752,0002,931
Provision for loan and lease losses$06,209
Total noninterest income$1,265,0001,878
Gross Fiduciary activities income$269,000585
Service charges on deposit accounts$619,0001,430
Trading account gains and fees$0168
Additional Noninterest Income$377,0002,657
Total noninterest expense$2,786,0003,155
Salaries and employee benefits$1,593,0003,079
Premises and equipment expense$331,0003,589
Additional noninterest expense$862,0002,989
Pre-tax net operating income$2,231,0001,978
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,231,0001,570
Extraordinary gains, net$029
Net income$2,231,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,783
Cash dividends$2,340,000770
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,231,0001,552
2007-03-31 (YTD Data)Rank
Total interest income$2,729,0003,549
Total interest expense$880,0004,330
Net interest income$1,849,0002,964
Provision for loan and lease losses$05,779
Total noninterest income$640,0001,850
Gross Fiduciary activities income$144,000577
Service charges on deposit accounts$302,0001,422
Trading account gains and fees$0195
Additional Noninterest Income$194,0002,590
Total noninterest expense$1,402,0003,151
Salaries and employee benefits$807,0003,063
Premises and equipment expense$167,0003,593
Additional noninterest expense$428,0002,993
Pre-tax net operating income$1,087,0002,025
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,087,0001,591
Extraordinary gains, net$022
Net income$1,087,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$1,462,000607
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,087,0001,577
2006-12-31 (YTD Data)Rank
Total interest income$10,578,0003,432
Total interest expense$3,310,0004,064
Net interest income$7,268,0003,007
Provision for loan and lease losses$120,0004,374
Total noninterest income$2,524,0001,868
Gross Fiduciary activities income$548,000571
Service charges on deposit accounts$1,272,0001,407
Trading account gains and fees$0130
Additional Noninterest Income$704,0002,757
Total noninterest expense$5,458,0003,101
Salaries and employee benefits$3,058,0003,083
Premises and equipment expense$706,0003,315
Additional noninterest expense$1,694,0002,974
Pre-tax net operating income$4,214,0002,171
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$4,214,0001,713
Extraordinary gains, net$051
Net income$4,214,0001,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$4,095,000851
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,214,0001,699
2006-09-30 (YTD Data)Rank
Total interest income$7,847,0003,426
Total interest expense$2,434,0004,032
Net interest income$5,413,0003,053
Provision for loan and lease losses$90,0004,225
Total noninterest income$1,873,0001,895
Gross Fiduciary activities income$410,000563
Service charges on deposit accounts$955,0001,407
Trading account gains and fees$0126
Additional Noninterest Income$508,0002,824
Total noninterest expense$3,988,0003,181
Salaries and employee benefits$2,255,0003,112
Premises and equipment expense$522,0003,349
Additional noninterest expense$1,211,0003,104
Pre-tax net operating income$3,208,0002,211
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,208,0001,736
Extraordinary gains, net$045
Net income$3,208,0001,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$3,218,000781
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,208,0001,724
2006-06-30 (YTD Data)Rank
Total interest income$5,153,0003,430
Total interest expense$1,570,0003,990
Net interest income$3,583,0003,075
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,248,0001,893
Gross Fiduciary activities income$295,000555
Service charges on deposit accounts$633,0001,401
Trading account gains and fees$0126
Additional Noninterest Income$320,0002,895
Total noninterest expense$2,637,0003,207
Salaries and employee benefits$1,508,0003,104
Premises and equipment expense$343,0003,385
Additional noninterest expense$786,0003,182
Pre-tax net operating income$2,134,0002,198
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,134,0001,705
Extraordinary gains, net$039
Net income$2,134,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$2,340,000722
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,134,0001,689
2006-03-31 (YTD Data)Rank
Total interest income$2,533,0003,411
Total interest expense$754,0003,982
Net interest income$1,779,0003,096
Provision for loan and lease losses$30,0003,822
Total noninterest income$650,0001,801
Gross Fiduciary activities income$179,000507
Service charges on deposit accounts$306,0001,402
Trading account gains and fees$0115
Additional Noninterest Income$165,0002,797
Total noninterest expense$1,310,0003,238
Salaries and employee benefits$763,0003,094
Premises and equipment expense$170,0003,421
Additional noninterest expense$377,0003,280
Pre-tax net operating income$1,089,0002,136
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,089,0001,646
Extraordinary gains, net$021
Net income$1,089,0001,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,463,000551
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,089,0001,630
2005-12-31 (YTD Data)Rank
Total interest income$9,082,0003,401
Total interest expense$2,314,0004,021
Net interest income$6,768,0003,124
Provision for loan and lease losses$50,0005,734
Total noninterest income$2,588,0001,821
Gross Fiduciary activities income$537,000568
Service charges on deposit accounts$1,394,0001,273
Trading account gains and fees$0138
Additional Noninterest Income$657,0002,885
Total noninterest expense$5,189,0003,135
Salaries and employee benefits$2,895,0003,067
Premises and equipment expense$706,0003,207
Additional noninterest expense$1,588,0003,088
Pre-tax net operating income$4,117,0002,180
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$4,117,0001,705
Extraordinary gains, net$046
Net income$4,117,0001,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,682
Cash dividends$3,685,000875
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,117,0001,679
2005-09-30 (YTD Data)Rank
Total interest income$6,698,0003,388
Total interest expense$1,638,0004,050
Net interest income$5,060,0003,120
Provision for loan and lease losses$90,0004,305
Total noninterest income$1,996,0001,779
Gross Fiduciary activities income$404,000556
Service charges on deposit accounts$1,069,0001,231
Trading account gains and fees$0126
Additional Noninterest Income$523,0002,791
Total noninterest expense$3,852,0003,133
Salaries and employee benefits$2,153,0003,058
Premises and equipment expense$533,0003,179
Additional noninterest expense$1,166,0003,113
Pre-tax net operating income$3,114,0002,170
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,114,0001,695
Extraordinary gains, net$035
Net income$3,114,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,230
Cash dividends$2,808,000790
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,114,0001,663
2005-06-30 (YTD Data)Rank
Total interest income$4,377,0003,377
Total interest expense$1,051,0003,993
Net interest income$3,326,0003,125
Provision for loan and lease losses$60,0004,115
Total noninterest income$1,294,0001,811
Gross Fiduciary activities income$220,000616
Service charges on deposit accounts$714,0001,196
Trading account gains and fees$0116
Additional Noninterest Income$360,0002,722
Total noninterest expense$2,601,0003,077
Salaries and employee benefits$1,459,0002,997
Premises and equipment expense$352,0003,175
Additional noninterest expense$790,0003,050
Pre-tax net operating income$1,959,0002,225
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,959,0001,746
Extraordinary gains, net$030
Net income$1,959,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,392
Cash dividends$1,931,000762
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,959,0001,717
2005-03-31 (YTD Data)Rank
Total interest income$2,121,0003,425
Total interest expense$492,0004,061
Net interest income$1,629,0003,173
Provision for loan and lease losses$30,0003,913
Total noninterest income$660,0001,744
Gross Fiduciary activities income$110,000626
Service charges on deposit accounts$357,0001,157
Trading account gains and fees$0115
Additional Noninterest Income$193,0002,537
Total noninterest expense$1,299,0003,095
Salaries and employee benefits$731,0003,002
Premises and equipment expense$174,0003,244
Additional noninterest expense$394,0003,059
Pre-tax net operating income$960,0002,236
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$960,0001,753
Extraordinary gains, net$024
Net income$960,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$1,053,000631
Sale, conversion, retirement of capital stock, net$0491
Net operating income$960,0001,720
2004-12-31 (YTD Data)Rank
Total interest income$8,365,0003,297
Total interest expense$1,617,0004,299
Net interest income$6,748,0002,987
Provision for loan and lease losses$120,0004,623
Total noninterest income$2,610,0001,804
Gross Fiduciary activities income$621,000493
Service charges on deposit accounts$1,469,0001,218
Trading account gains and fees$0138
Additional Noninterest Income$520,0003,241
Total noninterest expense$5,156,0003,026
Salaries and employee benefits$2,746,0003,087
Premises and equipment expense$730,0003,021
Additional noninterest expense$1,680,0002,832
Pre-tax net operating income$4,082,0002,032
Securities gains (losses)$03,819
Applicable income taxes$-43,0008,665
Income before extraordinary items$4,125,0001,566
Extraordinary gains, net$034
Net income$4,125,0001,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,584
Cash dividends$3,627,000832
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,125,0001,523
2004-09-30 (YTD Data)Rank
Total interest income$6,258,0003,277
Total interest expense$1,173,0004,352
Net interest income$5,085,0002,951
Provision for loan and lease losses$90,0004,429
Total noninterest income$1,985,0001,786
Gross Fiduciary activities income$512,000466
Service charges on deposit accounts$1,079,0001,248
Trading account gains and fees$0134
Additional Noninterest Income$394,0003,224
Total noninterest expense$3,820,0003,030
Salaries and employee benefits$2,016,0003,104
Premises and equipment expense$540,0003,054
Additional noninterest expense$1,264,0002,781
Pre-tax net operating income$3,160,0001,985
Securities gains (losses)$03,710
Applicable income taxes$-27,0008,782
Income before extraordinary items$3,187,0001,526
Extraordinary gains, net$026
Net income$3,187,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,844
Cash dividends$2,750,000746
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,187,0001,482
2004-06-30 (YTD Data)Rank
Total interest income$4,159,0003,288
Total interest expense$772,0004,383
Net interest income$3,387,0002,950
Provision for loan and lease losses$60,0004,267
Total noninterest income$1,279,0001,819
Gross Fiduciary activities income$223,000606
Service charges on deposit accounts$719,0001,232
Trading account gains and fees$0130
Additional Noninterest Income$337,0002,802
Total noninterest expense$2,552,0003,026
Salaries and employee benefits$1,337,0003,143
Premises and equipment expense$359,0003,064
Additional noninterest expense$856,0002,751
Pre-tax net operating income$2,054,0002,003
Securities gains (losses)$03,413
Applicable income taxes$-18,0008,827
Income before extraordinary items$2,072,0001,549
Extraordinary gains, net$021
Net income$2,072,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,243
Cash dividends$1,872,000743
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,072,0001,494
2004-03-31 (YTD Data)Rank
Total interest income$2,094,0003,263
Total interest expense$387,0004,421
Net interest income$1,707,0002,912
Provision for loan and lease losses$30,0004,060
Total noninterest income$629,0001,804
Gross Fiduciary activities income$107,000632
Service charges on deposit accounts$350,0001,219
Trading account gains and fees$0121
Additional Noninterest Income$172,0002,705
Total noninterest expense$1,290,0003,007
Salaries and employee benefits$679,0003,114
Premises and equipment expense$174,0003,178
Additional noninterest expense$437,0002,673
Pre-tax net operating income$1,016,0001,978
Securities gains (losses)$02,934
Applicable income taxes$-9,0008,853
Income before extraordinary items$1,025,0001,559
Extraordinary gains, net$016
Net income$1,025,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$994,000711
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,025,0001,474
2003-12-31 (YTD Data)Rank
Total interest income$8,370,0003,313
Total interest expense$1,729,0004,472
Net interest income$6,641,0002,887
Provision for loan and lease losses$252,0003,526
Total noninterest income$2,909,0001,729
Gross Fiduciary activities income$449,000606
Service charges on deposit accounts$1,521,0001,137
Trading account gains and fees$0160
Additional Noninterest Income$939,0002,482
Total noninterest expense$5,169,0002,968
Salaries and employee benefits$2,694,0003,058
Premises and equipment expense$696,0003,097
Additional noninterest expense$1,779,0002,662
Pre-tax net operating income$4,129,0001,933
Securities gains (losses)$1,0004,307
Applicable income taxes$-59,0008,878
Income before extraordinary items$4,189,0001,495
Extraordinary gains, net$054
Net income$4,189,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,500
Cash dividends$3,812,000823
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,188,0001,429
2003-09-30 (YTD Data)Rank
Total interest income$6,277,0003,354
Total interest expense$1,352,0004,471
Net interest income$4,925,0002,930
Provision for loan and lease losses$90,0004,812
Total noninterest income$2,243,0001,734
Gross Fiduciary activities income$350,000587
Service charges on deposit accounts$1,131,0001,145
Trading account gains and fees$0153
Additional Noninterest Income$762,0002,442
Total noninterest expense$3,767,0003,037
Salaries and employee benefits$1,956,0003,164
Premises and equipment expense$507,0003,183
Additional noninterest expense$1,304,0002,693
Pre-tax net operating income$3,311,0001,883
Securities gains (losses)$1,0004,000
Applicable income taxes$-44,0009,008
Income before extraordinary items$3,356,0001,465
Extraordinary gains, net$040
Net income$3,356,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,781
Cash dividends$2,935,000751
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,355,0001,385
2003-06-30 (YTD Data)Rank
Total interest income$4,259,0003,321
Total interest expense$971,0004,336
Net interest income$3,288,0002,923
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,505,0001,714
Gross Fiduciary activities income$202,000636
Service charges on deposit accounts$729,0001,170
Trading account gains and fees$0150
Additional Noninterest Income$574,0002,240
Total noninterest expense$2,455,0003,094
Salaries and employee benefits$1,290,0003,179
Premises and equipment expense$330,0003,243
Additional noninterest expense$835,0002,782
Pre-tax net operating income$2,278,0001,826
Securities gains (losses)$1,0003,586
Applicable income taxes$-30,0009,053
Income before extraordinary items$2,309,0001,432
Extraordinary gains, net$030
Net income$2,309,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,218
Cash dividends$2,047,000724
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,308,0001,338
2003-03-31 (YTD Data)Rank
Total interest income$2,194,0003,247
Total interest expense$529,0004,155
Net interest income$1,665,0002,882
Provision for loan and lease losses$30,0004,429
Total noninterest income$695,0001,786
Gross Fiduciary activities income$96,000658
Service charges on deposit accounts$345,0001,204
Trading account gains and fees$0134
Additional Noninterest Income$254,0002,342
Total noninterest expense$1,211,0003,113
Salaries and employee benefits$639,0003,186
Premises and equipment expense$168,0003,178
Additional noninterest expense$404,0002,834
Pre-tax net operating income$1,119,0001,854
Securities gains (losses)$02,891
Applicable income taxes$-15,0009,098
Income before extraordinary items$1,134,0001,436
Extraordinary gains, net$021
Net income$1,134,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,653
Cash dividends$1,170,000609
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,134,0001,348
2002-12-31 (YTD Data)Rank
Total interest income$9,911,0003,042
Total interest expense$2,813,0003,727
Net interest income$7,098,0002,693
Provision for loan and lease losses$140,0005,057
Total noninterest income$1,978,0002,149
Gross Fiduciary activities income$446,000612
Service charges on deposit accounts$781,0002,044
Trading account gains and fees$0153
Additional Noninterest Income$751,0002,602
Total noninterest expense$4,669,0003,110
Salaries and employee benefits$2,601,0003,022
Premises and equipment expense$718,0002,938
Additional noninterest expense$1,350,0003,249
Pre-tax net operating income$4,267,0001,884
Securities gains (losses)$04,537
Applicable income taxes$-161,0009,121
Income before extraordinary items$4,428,0001,403
Extraordinary gains, net$070
Net income$4,428,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,942
Cash dividends$3,510,000820
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,428,0001,358
2001-12-31 (YTD Data)Rank
Total interest income$12,132,0002,792
Total interest expense$4,981,0003,167
Net interest income$7,151,0002,503
Provision for loan and lease losses$50,0006,655
Total noninterest income$1,755,0002,238
Gross Fiduciary activities income$442,000632
Service charges on deposit accounts$731,0002,065
Trading account gains and fees$0177
Additional Noninterest Income$582,0002,882
Total noninterest expense$4,402,0003,134
Salaries and employee benefits$2,395,0003,067
Premises and equipment expense$676,0003,041
Additional noninterest expense$1,331,0003,193
Pre-tax net operating income$4,454,0001,609
Securities gains (losses)$-44,0009,436
Applicable income taxes$-75,0009,212
Income before extraordinary items$4,485,0001,218
Extraordinary gains, net$0105
Net income$4,485,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,258
Cash dividends$4,387,000687
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,529,0001,157
2000-12-31 (YTD Data)Rank
Total interest income$12,501,0002,798
Total interest expense$5,569,0002,979
Net interest income$6,932,0002,565
Provision for loan and lease losses$680,0001,456
Total noninterest income$1,731,0002,086
Gross Fiduciary activities income$477,000613
Service charges on deposit accounts$743,0001,869
Trading account gains and fees$0180
Additional Noninterest Income$511,0002,915
Total noninterest expense$4,108,0003,263
Salaries and employee benefits$2,145,0003,276
Premises and equipment expense$683,0002,926
Additional noninterest expense$1,280,0003,225
Pre-tax net operating income$3,875,0001,887
Securities gains (losses)$1,0001,732
Applicable income taxes$26,0007,705
Income before extraordinary items$3,850,0001,379
Extraordinary gains, net$038
Net income$3,850,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000984
Cash dividends$3,580,000828
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,849,0101,366
1999-12-31 (YTD Data)Rank
Total interest income$12,208,0002,664
Total interest expense$5,145,0002,839
Net interest income$7,063,0002,499
Provision for loan and lease losses$140,0004,418
Total noninterest income$1,599,0002,202
Gross Fiduciary activities income$443,000672
Service charges on deposit accounts$763,0001,743
Trading account gains and fees$0173
Additional Noninterest Income$393,0003,467
Total noninterest expense$4,249,0003,136
Salaries and employee benefits$2,303,0003,027
Premises and equipment expense$678,0002,939
Additional noninterest expense$1,268,0003,278
Pre-tax net operating income$4,273,0001,744
Securities gains (losses)$03,155
Applicable income taxes$-40,0009,794
Income before extraordinary items$4,313,0001,258
Extraordinary gains, net$035
Net income$4,313,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,087
Cash dividends$4,256,000737
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,313,0001,242
1998-12-31 (YTD Data)Rank
Total interest income$12,546,0002,606
Total interest expense$5,625,0002,692
Net interest income$6,921,0002,447
Provision for loan and lease losses$188,0003,645
Total noninterest income$1,550,0002,216
Gross Fiduciary activities income$395,000708
Service charges on deposit accounts$700,0001,826
Trading account gains and fees$0224
Additional Noninterest Income$455,0003,158
Total noninterest expense$4,068,0003,167
Salaries and employee benefits$2,265,0002,976
Premises and equipment expense$608,0003,125
Additional noninterest expense$1,195,0003,386
Pre-tax net operating income$4,215,0001,742
Securities gains (losses)$34,0002,031
Applicable income taxes$58,0008,195
Income before extraordinary items$4,191,0001,277
Extraordinary gains, net$032
Net income$4,191,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,725
Cash dividends$4,116,000743
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,157,3401,234
1997-12-31 (YTD Data)Rank
Total interest income$12,546,0002,618
Total interest expense$5,866,0002,547
Net interest income$6,680,0002,598
Provision for loan and lease losses$90,0005,371
Total noninterest income$1,383,0002,354
Gross Fiduciary activities income$367,000758
Service charges on deposit accounts$617,0002,127
Trading account gains and fees$0239
Additional Noninterest Income$399,0003,289
Total noninterest expense$3,825,0003,307
Salaries and employee benefits$2,128,0003,109
Premises and equipment expense$560,0003,360
Additional noninterest expense$1,137,0003,504
Pre-tax net operating income$4,148,0001,830
Securities gains (losses)$-27,00010,475
Applicable income taxes$1,346,0001,876
Income before extraordinary items$2,775,0001,903
Extraordinary gains, net$044
Net income$2,775,0001,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,684
Cash dividends$2,500,0001,088
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,793,0901,833
1996-12-31 (YTD Data)Rank
Total interest income$12,377,0002,690
Total interest expense$5,979,0002,561
Net interest income$6,398,0002,761
Provision for loan and lease losses$100,0005,070
Total noninterest income$1,175,0002,727
Gross Fiduciary activities income$291,000871
Service charges on deposit accounts$565,0002,410
Trading account gains and fees$0262
Additional Noninterest Income$319,0003,934
Total noninterest expense$3,557,0003,722
Salaries and employee benefits$1,993,0003,343
Premises and equipment expense$527,0003,623
Additional noninterest expense$1,037,0004,278
Pre-tax net operating income$3,916,0001,836
Securities gains (losses)$04,148
Applicable income taxes$1,308,0001,841
Income before extraordinary items$2,608,0001,896
Extraordinary gains, net$053
Net income$2,608,0001,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,120
Cash dividends$1,980,0001,313
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,608,0001,858
1995-12-31 (YTD Data)Rank
Total interest income$11,879,0002,816
Total interest expense$5,815,0002,639
Net interest income$6,064,0002,931
Provision for loan and lease losses$51,0006,147
Total noninterest income$1,049,0002,992
Gross Fiduciary activities income$259,000935
Service charges on deposit accounts$505,0002,698
Trading account gains and fees$0522
Additional Noninterest Income$285,0004,127
Total noninterest expense$3,515,0003,732
Salaries and employee benefits$1,905,0003,455
Premises and equipment expense$491,0003,812
Additional noninterest expense$1,119,0003,972
Pre-tax net operating income$3,547,0002,073
Securities gains (losses)$03,831
Applicable income taxes$1,186,0002,050
Income before extraordinary items$2,361,0002,148
Extraordinary gains, net$065
Net income$2,361,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,530
Cash dividends$1,805,0001,331
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,361,0002,111
1994-12-31 (YTD Data)Rank
Total interest income$10,485,0002,902
Total interest expense$4,430,0002,769
Net interest income$6,055,0002,971
Provision for loan and lease losses$54,0005,980
Total noninterest income$1,057,0002,993
Gross Fiduciary activities income$269,000941
Service charges on deposit accounts$481,0002,877
Trading account gains and fees$0475
Additional Noninterest Income$307,0004,026
Total noninterest expense$3,637,0003,724
Salaries and employee benefits$1,857,0003,509
Premises and equipment expense$469,0004,020
Additional noninterest expense$1,311,0003,748
Pre-tax net operating income$3,421,0002,090
Securities gains (losses)$2,0003,070
Applicable income taxes$1,071,0002,089
Income before extraordinary items$2,352,0002,079
Extraordinary gains, net$0249
Net income$2,352,0002,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$2,210,0001,021
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,350,6202,096
1993-12-31 (YTD Data)Rank
Total interest income$10,329,0002,995
Total interest expense$4,325,0002,951
Net interest income$6,004,0003,024
Provision for loan and lease losses$112,0005,474
Total noninterest income$1,012,0003,308
Gross Fiduciary activities income$264,000981
Service charges on deposit accounts$449,0003,088
Trading account gains and fees$0532
Additional Noninterest Income$299,0004,476
Total noninterest expense$3,662,0003,763
Salaries and employee benefits$1,826,0003,564
Premises and equipment expense$479,0004,029
Additional noninterest expense$1,357,0003,802
Pre-tax net operating income$3,242,0002,103
Securities gains (losses)$34,0003,940
Applicable income taxes$973,0002,320
Income before extraordinary items$2,303,0002,174
Extraordinary gains, net$03,149
Net income$2,303,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,00012,387
Cash dividends$2,255,000914
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,279,2002,061
1992-12-31 (YTD Data)Rank
Total interest income$11,560,0003,045
Total interest expense$5,460,0003,047
Net interest income$6,100,0003,001
Provision for loan and lease losses$300,0004,111
Total noninterest income$936,0003,507
Gross Fiduciary activities income$242,0001,032
Service charges on deposit accounts$419,0003,317
Trading account gains and fees$0504
Additional Noninterest Income$275,0004,680
Total noninterest expense$3,469,0003,962
Salaries and employee benefits$1,668,0003,849
Premises and equipment expense$450,0004,355
Additional noninterest expense$1,351,0003,914
Pre-tax net operating income$3,267,0001,900
Securities gains (losses)$7,0006,774
Applicable income taxes$985,0002,135
Income before extraordinary items$2,289,0002,005
Extraordinary gains, net$01,422
Net income$2,289,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0003,943
Cash dividends$1,900,000903
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,284,1001,843

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.