CMS Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 2,188 |
| Total interest expense | $406,000 | 1,708 |
| Net interest income | $2,351,000 | 2,267 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $54,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $28,000 | 5,114 |
| Total noninterest expense | $1,933,000 | 2,376 |
| Salaries and employee benefits | $972,000 | 2,583 |
| Premises and equipment expense | $564,000 | 1,076 |
| Additional noninterest expense | $397,000 | 3,324 |
| Pre-tax net operating income | $397,000 | 3,385 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $137,000 | 2,186 |
| Income before extraordinary items | $260,000 | 3,888 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $260,000 | 3,891 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $260,000 | 3,892 |
| Net charge-offs | $44,000 | 1,653 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 396 |
| Net operating income | $260,000 | 3,807 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,319,000 | 2,137 |
| Total interest expense | $2,048,000 | 1,443 |
| Net interest income | $9,271,000 | 2,291 |
| Provision for loan and lease losses | $275,000 | 2,095 |
| Total noninterest income | $275,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $124,000 | 4,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $151,000 | 4,848 |
| Total noninterest expense | $7,859,000 | 2,346 |
| Salaries and employee benefits | $4,132,000 | 2,420 |
| Premises and equipment expense | $2,159,000 | 1,103 |
| Additional noninterest expense | $1,568,000 | 3,454 |
| Pre-tax net operating income | $1,412,000 | 3,587 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $505,000 | 2,189 |
| Income before extraordinary items | $907,000 | 4,130 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $907,000 | 4,130 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $907,000 | 4,131 |
| Net charge-offs | $261,000 | 2,179 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 496 |
| Net operating income | $907,000 | 4,073 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 2,153 |
| Total interest expense | $1,600,000 | 1,382 |
| Net interest income | $6,913,000 | 2,310 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $210,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $96,000 | 4,695 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $114,000 | 4,898 |
| Total noninterest expense | $5,881,000 | 2,358 |
| Salaries and employee benefits | $3,043,000 | 2,462 |
| Premises and equipment expense | $1,612,000 | 1,127 |
| Additional noninterest expense | $1,226,000 | 3,342 |
| Pre-tax net operating income | $1,042,000 | 3,682 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $406,000 | 2,177 |
| Income before extraordinary items | $636,000 | 4,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $636,000 | 4,274 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $636,000 | 4,274 |
| Net charge-offs | $106,000 | 2,630 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 466 |
| Net operating income | $636,000 | 4,219 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 2,146 |
| Total interest expense | $1,103,000 | 1,341 |
| Net interest income | $4,561,000 | 2,318 |
| Provision for loan and lease losses | $125,000 | 2,089 |
| Total noninterest income | $118,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $63,000 | 4,704 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $55,000 | 5,240 |
| Total noninterest expense | $3,891,000 | 2,383 |
| Salaries and employee benefits | $2,037,000 | 2,462 |
| Premises and equipment expense | $1,070,000 | 1,140 |
| Additional noninterest expense | $784,000 | 3,462 |
| Pre-tax net operating income | $663,000 | 3,690 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $260,000 | 2,164 |
| Income before extraordinary items | $403,000 | 4,304 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $403,000 | 4,308 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $403,000 | 4,309 |
| Net charge-offs | $76,000 | 2,440 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 449 |
| Net operating income | $403,000 | 4,252 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 2,171 |
| Total interest expense | $547,000 | 1,385 |
| Net interest income | $2,240,000 | 2,349 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $67,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $1,913,000 | 2,444 |
| Salaries and employee benefits | $1,019,000 | 2,458 |
| Premises and equipment expense | $543,000 | 1,141 |
| Additional noninterest expense | $351,000 | 3,716 |
| Pre-tax net operating income | $319,000 | 3,710 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $125,000 | 2,156 |
| Income before extraordinary items | $194,000 | 4,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 4,311 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $194,000 | 4,312 |
| Net charge-offs | $64,000 | 1,673 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 412 |
| Net operating income | $194,000 | 4,254 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,287,000 | 2,165 |
| Total interest expense | $2,216,000 | 1,538 |
| Net interest income | $9,071,000 | 2,320 |
| Provision for loan and lease losses | $388,000 | 2,149 |
| Total noninterest income | $340,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $141,000 | 4,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $199,000 | 4,625 |
| Total noninterest expense | $7,530,000 | 2,471 |
| Salaries and employee benefits | $4,139,000 | 2,401 |
| Premises and equipment expense | $2,059,000 | 1,163 |
| Additional noninterest expense | $1,332,000 | 3,945 |
| Pre-tax net operating income | $1,493,000 | 3,418 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $583,000 | 1,995 |
| Income before extraordinary items | $910,000 | 4,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $910,000 | 4,065 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $910,000 | 4,065 |
| Net charge-offs | $591,000 | 1,834 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,579,000 | 171 |
| Net operating income | $910,000 | 4,015 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,503,000 | 2,173 |
| Total interest expense | $1,670,000 | 1,575 |
| Net interest income | $6,833,000 | 2,307 |
| Provision for loan and lease losses | $288,000 | 2,133 |
| Total noninterest income | $256,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $106,000 | 4,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $150,000 | 4,720 |
| Total noninterest expense | $5,711,000 | 2,446 |
| Salaries and employee benefits | $3,161,000 | 2,380 |
| Premises and equipment expense | $1,532,000 | 1,179 |
| Additional noninterest expense | $1,018,000 | 3,904 |
| Pre-tax net operating income | $1,090,000 | 3,538 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $425,000 | 2,078 |
| Income before extraordinary items | $665,000 | 4,141 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $665,000 | 4,143 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $665,000 | 4,145 |
| Net charge-offs | $214,000 | 2,487 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,548,000 | 131 |
| Net operating income | $665,000 | 4,071 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 2,176 |
| Total interest expense | $1,119,000 | 1,596 |
| Net interest income | $4,559,000 | 2,286 |
| Provision for loan and lease losses | $238,000 | 1,928 |
| Total noninterest income | $180,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $74,000 | 4,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $106,000 | 4,665 |
| Total noninterest expense | $3,728,000 | 2,485 |
| Salaries and employee benefits | $2,031,000 | 2,468 |
| Premises and equipment expense | $1,011,000 | 1,185 |
| Additional noninterest expense | $686,000 | 3,873 |
| Pre-tax net operating income | $773,000 | 3,400 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $302,000 | 2,011 |
| Income before extraordinary items | $471,000 | 4,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $471,000 | 4,048 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $471,000 | 4,049 |
| Net charge-offs | $257,000 | 1,841 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $1,517,000 | 98 |
| Net operating income | $471,000 | 3,940 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 2,191 |
| Total interest expense | $562,000 | 1,645 |
| Net interest income | $2,280,000 | 2,296 |
| Provision for loan and lease losses | $213,000 | 1,307 |
| Total noninterest income | $82,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $1,863,000 | 2,526 |
| Salaries and employee benefits | $1,007,000 | 2,501 |
| Premises and equipment expense | $515,000 | 1,189 |
| Additional noninterest expense | $341,000 | 3,914 |
| Pre-tax net operating income | $286,000 | 3,886 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $107,000 | 2,335 |
| Income before extraordinary items | $179,000 | 4,456 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $179,000 | 4,458 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $179,000 | 4,458 |
| Net charge-offs | $242,000 | 1,212 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 410 |
| Net operating income | $179,000 | 4,359 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,255,000 | 2,306 |
| Total interest expense | $2,631,000 | 1,669 |
| Net interest income | $8,624,000 | 2,486 |
| Provision for loan and lease losses | $518,000 | 2,681 |
| Total noninterest income | $462,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $148,000 | 4,808 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $314,000 | 3,980 |
| Total noninterest expense | $8,889,000 | 2,143 |
| Salaries and employee benefits | $4,659,000 | 2,142 |
| Premises and equipment expense | $2,029,000 | 1,162 |
| Additional noninterest expense | $2,201,000 | 2,861 |
| Pre-tax net operating income | $-321,000 | 6,424 |
| Securities gains (losses) | $781,000 | 669 |
| Applicable income taxes | $199,000 | 3,013 |
| Income before extraordinary items | $261,000 | 5,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $261,000 | 5,580 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $261,000 | 5,582 |
| Net charge-offs | $1,234,000 | 1,598 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 394 |
| Net operating income | $-238,840 | 6,399 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 2,360 |
| Total interest expense | $2,043,000 | 1,692 |
| Net interest income | $6,380,000 | 2,558 |
| Provision for loan and lease losses | $435,000 | 2,475 |
| Total noninterest income | $278,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $112,000 | 4,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $6,888,000 | 2,091 |
| Salaries and employee benefits | $3,506,000 | 2,129 |
| Premises and equipment expense | $1,525,000 | 1,170 |
| Additional noninterest expense | $1,857,000 | 2,593 |
| Pre-tax net operating income | $-665,000 | 6,743 |
| Securities gains (losses) | $781,000 | 522 |
| Applicable income taxes | $66,000 | 3,636 |
| Income before extraordinary items | $50,000 | 6,277 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $50,000 | 6,275 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 6,276 |
| Net charge-offs | $1,033,000 | 1,425 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 335 |
| Net operating income | $-449,840 | 6,680 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 2,405 |
| Total interest expense | $1,445,000 | 1,666 |
| Net interest income | $4,080,000 | 2,674 |
| Provision for loan and lease losses | $185,000 | 3,078 |
| Total noninterest income | $167,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,733 |
| Total noninterest expense | $4,836,000 | 1,980 |
| Salaries and employee benefits | $2,312,000 | 2,144 |
| Premises and equipment expense | $1,008,000 | 1,172 |
| Additional noninterest expense | $1,516,000 | 2,136 |
| Pre-tax net operating income | $-774,000 | 6,914 |
| Securities gains (losses) | $781,000 | 360 |
| Applicable income taxes | $23,000 | 3,951 |
| Income before extraordinary items | $-16,000 | 6,493 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-16,000 | 6,493 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-16,000 | 6,493 |
| Net charge-offs | $695,000 | 1,462 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 311 |
| Net operating income | $-515,840 | 6,835 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 2,445 |
| Total interest expense | $773,000 | 1,619 |
| Net interest income | $1,968,000 | 2,761 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $82,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $2,527,000 | 1,896 |
| Salaries and employee benefits | $1,122,000 | 2,223 |
| Premises and equipment expense | $504,000 | 1,188 |
| Additional noninterest expense | $901,000 | 1,840 |
| Pre-tax net operating income | $-477,000 | 7,030 |
| Securities gains (losses) | $539,000 | 252 |
| Applicable income taxes | $31,000 | 3,411 |
| Income before extraordinary items | $31,000 | 6,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,207 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $31,000 | 6,209 |
| Net charge-offs | $688,000 | 883 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 260 |
| Net operating income | $-313,960 | 6,967 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,456,000 | 2,444 |
| Total interest expense | $3,807,000 | 1,592 |
| Net interest income | $7,649,000 | 2,848 |
| Provision for loan and lease losses | $426,000 | 3,669 |
| Total noninterest income | $330,000 | 5,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $330,000 | 3,725 |
| Total noninterest expense | $7,710,000 | 2,452 |
| Salaries and employee benefits | $4,589,000 | 2,103 |
| Premises and equipment expense | $1,923,000 | 1,297 |
| Additional noninterest expense | $1,198,000 | 4,449 |
| Pre-tax net operating income | $-157,000 | 6,198 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-157,000 | 6,885 |
| Income before extraordinary items | $0 | 6,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $0 | 6,160 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $0 | 6,160 |
| Net charge-offs | $282,000 | 3,871 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $281,000 | 481 |
| Net operating income | $0 | 6,037 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,565,000 | 2,473 |
| Total interest expense | $2,824,000 | 1,666 |
| Net interest income | $5,741,000 | 2,855 |
| Provision for loan and lease losses | $61,000 | 5,391 |
| Total noninterest income | $233,000 | 5,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $233,000 | 3,859 |
| Total noninterest expense | $5,759,000 | 2,466 |
| Salaries and employee benefits | $3,421,000 | 2,131 |
| Premises and equipment expense | $1,448,000 | 1,305 |
| Additional noninterest expense | $890,000 | 4,486 |
| Pre-tax net operating income | $154,000 | 5,628 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-41,000 | 6,908 |
| Income before extraordinary items | $195,000 | 5,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,506 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $195,000 | 5,506 |
| Net charge-offs | $118,000 | 4,263 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 441 |
| Net operating income | $195,000 | 5,374 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 2,505 |
| Total interest expense | $1,861,000 | 1,734 |
| Net interest income | $3,811,000 | 2,854 |
| Provision for loan and lease losses | $55,000 | 5,054 |
| Total noninterest income | $147,000 | 5,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 3,988 |
| Total noninterest expense | $3,793,000 | 2,502 |
| Salaries and employee benefits | $2,243,000 | 2,180 |
| Premises and equipment expense | $953,000 | 1,333 |
| Additional noninterest expense | $597,000 | 4,541 |
| Pre-tax net operating income | $110,000 | 5,636 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-52,000 | 7,036 |
| Income before extraordinary items | $162,000 | 5,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $162,000 | 5,275 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $162,000 | 5,276 |
| Net charge-offs | $122,000 | 3,648 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 363 |
| Net operating income | $162,000 | 5,186 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 2,533 |
| Total interest expense | $929,000 | 1,779 |
| Net interest income | $1,888,000 | 2,862 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $72,000 | 5,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,081 |
| Total noninterest expense | $1,916,000 | 2,505 |
| Salaries and employee benefits | $1,120,000 | 2,195 |
| Premises and equipment expense | $491,000 | 1,322 |
| Additional noninterest expense | $305,000 | 4,483 |
| Pre-tax net operating income | $14,000 | 6,170 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-42,000 | 7,168 |
| Income before extraordinary items | $56,000 | 5,616 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $56,000 | 5,615 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $56,000 | 5,616 |
| Net charge-offs | $53,000 | 3,302 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 313 |
| Net operating income | $56,000 | 5,570 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,325,000 | 2,655 |
| Total interest expense | $3,833,000 | 2,070 |
| Net interest income | $7,492,000 | 2,900 |
| Provision for loan and lease losses | $331,000 | 4,715 |
| Total noninterest income | $637,000 | 4,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $637,000 | 2,827 |
| Total noninterest expense | $7,593,000 | 2,557 |
| Salaries and employee benefits | $4,379,000 | 2,210 |
| Premises and equipment expense | $1,864,000 | 1,381 |
| Additional noninterest expense | $1,350,000 | 4,293 |
| Pre-tax net operating income | $205,000 | 5,188 |
| Securities gains (losses) | $249,000 | 1,417 |
| Applicable income taxes | $143,000 | 2,969 |
| Income before extraordinary items | $311,000 | 4,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $311,000 | 4,905 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $311,000 | 4,905 |
| Net charge-offs | $263,000 | 4,474 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 564 |
| Net operating income | $139,190 | 5,354 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,506,000 | 2,699 |
| Total interest expense | $2,866,000 | 2,169 |
| Net interest income | $5,640,000 | 2,925 |
| Provision for loan and lease losses | $306,000 | 4,286 |
| Total noninterest income | $439,000 | 4,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $439,000 | 2,968 |
| Total noninterest expense | $5,701,000 | 2,544 |
| Salaries and employee benefits | $3,271,000 | 2,222 |
| Premises and equipment expense | $1,391,000 | 1,402 |
| Additional noninterest expense | $1,039,000 | 4,201 |
| Pre-tax net operating income | $72,000 | 5,719 |
| Securities gains (losses) | $249,000 | 1,211 |
| Applicable income taxes | $138,000 | 2,861 |
| Income before extraordinary items | $183,000 | 5,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $183,000 | 5,373 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $183,000 | 5,374 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 492 |
| Net operating income | $23,640 | 5,910 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 2,764 |
| Total interest expense | $1,857,000 | 2,310 |
| Net interest income | $3,747,000 | 2,937 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $256,000 | 4,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $256,000 | 3,092 |
| Total noninterest expense | $3,811,000 | 2,544 |
| Salaries and employee benefits | $2,146,000 | 2,261 |
| Premises and equipment expense | $951,000 | 1,391 |
| Additional noninterest expense | $714,000 | 4,093 |
| Pre-tax net operating income | $167,000 | 5,106 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $79,000 | 2,980 |
| Income before extraordinary items | $88,000 | 5,626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,629 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $88,000 | 5,628 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 438 |
| Net operating income | $88,000 | 5,507 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 2,841 |
| Total interest expense | $916,000 | 2,456 |
| Net interest income | $1,861,000 | 2,975 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $144,000 | 4,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $144,000 | 2,911 |
| Total noninterest expense | $1,919,000 | 2,544 |
| Salaries and employee benefits | $1,096,000 | 2,249 |
| Premises and equipment expense | $480,000 | 1,420 |
| Additional noninterest expense | $343,000 | 4,217 |
| Pre-tax net operating income | $86,000 | 5,215 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $40,000 | 2,950 |
| Income before extraordinary items | $46,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,758 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $46,000 | 5,757 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 367 |
| Net operating income | $46,000 | 5,656 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,319,000 | 2,899 |
| Total interest expense | $4,864,000 | 2,321 |
| Net interest income | $6,455,000 | 3,255 |
| Provision for loan and lease losses | $290,000 | 5,320 |
| Total noninterest income | $505,000 | 4,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $505,000 | 3,183 |
| Total noninterest expense | $7,411,000 | 2,656 |
| Salaries and employee benefits | $4,211,000 | 2,344 |
| Premises and equipment expense | $1,693,000 | 1,584 |
| Additional noninterest expense | $1,507,000 | 4,063 |
| Pre-tax net operating income | $-741,000 | 6,138 |
| Securities gains (losses) | $243,000 | 1,405 |
| Applicable income taxes | $-164,000 | 6,699 |
| Income before extraordinary items | $-334,000 | 5,954 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-334,000 | 5,953 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-334,000 | 5,953 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 666 |
| Net operating income | $-496,810 | 6,071 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,487,000 | 2,944 |
| Total interest expense | $3,839,000 | 2,308 |
| Net interest income | $4,648,000 | 3,376 |
| Provision for loan and lease losses | $230,000 | 4,952 |
| Total noninterest income | $367,000 | 4,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $367,000 | 3,331 |
| Total noninterest expense | $5,508,000 | 2,685 |
| Salaries and employee benefits | $3,118,000 | 2,385 |
| Premises and equipment expense | $1,235,000 | 1,653 |
| Additional noninterest expense | $1,155,000 | 3,975 |
| Pre-tax net operating income | $-723,000 | 6,488 |
| Securities gains (losses) | $35,000 | 2,478 |
| Applicable income taxes | $-246,000 | 7,148 |
| Income before extraordinary items | $-442,000 | 6,375 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-442,000 | 6,376 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-442,000 | 6,375 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 595 |
| Net operating income | $-464,400 | 6,388 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,648,000 | 2,980 |
| Total interest expense | $2,561,000 | 2,396 |
| Net interest income | $3,087,000 | 3,375 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $230,000 | 4,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $230,000 | 3,427 |
| Total noninterest expense | $3,464,000 | 2,851 |
| Salaries and employee benefits | $2,046,000 | 2,465 |
| Premises and equipment expense | $790,000 | 1,758 |
| Additional noninterest expense | $628,000 | 4,591 |
| Pre-tax net operating income | $-177,000 | 6,239 |
| Securities gains (losses) | $35,000 | 2,094 |
| Applicable income taxes | $-32,000 | 6,924 |
| Income before extraordinary items | $-110,000 | 6,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-110,000 | 6,207 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-110,000 | 6,207 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 555 |
| Net operating income | $-136,950 | 6,232 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 3,026 |
| Total interest expense | $1,237,000 | 2,555 |
| Net interest income | $1,572,000 | 3,318 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $1,590,000 | 2,984 |
| Salaries and employee benefits | $985,000 | 2,579 |
| Premises and equipment expense | $363,000 | 1,930 |
| Additional noninterest expense | $242,000 | 5,036 |
| Pre-tax net operating income | $4,000 | 6,184 |
| Securities gains (losses) | $35,000 | 1,454 |
| Applicable income taxes | $22,000 | 3,499 |
| Income before extraordinary items | $17,000 | 6,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 6,203 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $17,000 | 6,203 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 444 |
| Net operating income | $-5,400 | 6,292 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,608,000 | 3,375 |
| Total interest expense | $4,841,000 | 3,042 |
| Net interest income | $5,767,000 | 3,579 |
| Provision for loan and lease losses | $233,000 | 5,029 |
| Total noninterest income | $225,000 | 6,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $225,000 | 4,650 |
| Total noninterest expense | $6,862,000 | 2,729 |
| Salaries and employee benefits | $3,972,000 | 2,530 |
| Premises and equipment expense | $1,627,000 | 1,694 |
| Additional noninterest expense | $1,263,000 | 4,121 |
| Pre-tax net operating income | $-1,103,000 | 7,058 |
| Securities gains (losses) | $34,000 | 1,848 |
| Applicable income taxes | $-326,000 | 7,347 |
| Income before extraordinary items | $-743,000 | 6,857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-743,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 708 |
| Net operating income | $-766,800 | 6,996 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 3,498 |
| Total interest expense | $3,529,000 | 3,229 |
| Net interest income | $4,233,000 | 3,664 |
| Provision for loan and lease losses | $233,000 | 3,959 |
| Total noninterest income | $175,000 | 6,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $175,000 | 4,688 |
| Total noninterest expense | $5,295,000 | 2,654 |
| Salaries and employee benefits | $3,017,000 | 2,528 |
| Premises and equipment expense | $1,287,000 | 1,625 |
| Additional noninterest expense | $991,000 | 3,894 |
| Pre-tax net operating income | $-1,120,000 | 7,587 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $-346,000 | 7,787 |
| Income before extraordinary items | $-760,000 | 7,380 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-760,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 587 |
| Net operating income | $-769,660 | 7,505 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 3,638 |
| Total interest expense | $2,375,000 | 3,304 |
| Net interest income | $2,652,000 | 3,817 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $125,000 | 6,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $125,000 | 4,644 |
| Total noninterest expense | $3,157,000 | 2,921 |
| Salaries and employee benefits | $1,899,000 | 2,684 |
| Premises and equipment expense | $668,000 | 2,031 |
| Additional noninterest expense | $590,000 | 4,251 |
| Pre-tax net operating income | $-480,000 | 7,584 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $-141,000 | 7,920 |
| Income before extraordinary items | $-328,000 | 7,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-328,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 520 |
| Net operating income | $-335,700 | 7,539 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 3,746 |
| Total interest expense | $1,196,000 | 3,462 |
| Net interest income | $1,290,000 | 3,891 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $62,000 | 6,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $1,507,000 | 3,049 |
| Salaries and employee benefits | $916,000 | 2,778 |
| Premises and equipment expense | $326,000 | 2,074 |
| Additional noninterest expense | $265,000 | 4,506 |
| Pre-tax net operating income | $-190,000 | 7,746 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-22,000 | 7,913 |
| Income before extraordinary items | $-168,000 | 7,783 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-168,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 414 |
| Net operating income | $-168,000 | 7,745 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 4,240 |
| Total interest expense | $3,633,000 | 4,252 |
| Net interest income | $4,730,000 | 4,165 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $315,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $269,000 | 4,439 |
| Total noninterest expense | $4,883,000 | 3,504 |
| Salaries and employee benefits | $2,948,000 | 3,271 |
| Premises and equipment expense | $1,046,000 | 2,464 |
| Additional noninterest expense | $889,000 | 4,994 |
| Pre-tax net operating income | $87,000 | 7,182 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,283 |
| Income before extraordinary items | $60,000 | 7,293 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $60,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $9,028,000 | 201 |
| Net operating income | $60,000 | 7,263 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 4,408 |
| Total interest expense | $2,438,000 | 4,554 |
| Net interest income | $3,481,000 | 4,232 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $189,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $143,000 | 5,190 |
| Total noninterest expense | $3,552,000 | 3,576 |
| Salaries and employee benefits | $2,120,000 | 3,371 |
| Premises and equipment expense | $728,000 | 2,627 |
| Additional noninterest expense | $704,000 | 4,783 |
| Pre-tax net operating income | $58,000 | 7,462 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $21,000 | 5,447 |
| Income before extraordinary items | $37,000 | 7,542 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $37,000 | 7,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $9,014,000 | 147 |
| Net operating income | $37,000 | 7,530 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 4,648 |
| Total interest expense | $1,425,000 | 4,949 |
| Net interest income | $2,227,000 | 4,380 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $125,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $2,369,000 | 3,606 |
| Salaries and employee benefits | $1,421,000 | 3,390 |
| Premises and equipment expense | $451,000 | 2,813 |
| Additional noninterest expense | $497,000 | 4,603 |
| Pre-tax net operating income | $-47,000 | 7,884 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-10,000 | 8,149 |
| Income before extraordinary items | $-37,000 | 7,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-37,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $9,000,000 | 109 |
| Net operating income | $-37,000 | 7,878 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,871 |
| Total interest expense | $674,000 | 5,074 |
| Net interest income | $1,014,000 | 4,653 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $64,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $1,176,000 | 3,629 |
| Salaries and employee benefits | $695,000 | 3,478 |
| Premises and equipment expense | $180,000 | 3,387 |
| Additional noninterest expense | $301,000 | 3,963 |
| Pre-tax net operating income | $-98,000 | 8,147 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-31,000 | 8,360 |
| Income before extraordinary items | $-67,000 | 8,100 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-67,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-67,000 | 8,089 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 5,037 |
| Total interest expense | $2,019,000 | 5,381 |
| Net interest income | $3,954,000 | 4,688 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $296,000 | 6,210 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $217,000 | 4,808 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 6,691 |
| Total noninterest expense | $4,334,000 | 3,738 |
| Salaries and employee benefits | $2,366,000 | 3,763 |
| Premises and equipment expense | $714,000 | 3,290 |
| Additional noninterest expense | $1,254,000 | 3,808 |
| Pre-tax net operating income | $-84,000 | 8,033 |
| Securities gains (losses) | $109,000 | 518 |
| Applicable income taxes | $16,000 | 5,999 |
| Income before extraordinary items | $9,000 | 7,955 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-60,760 | 8,030 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 5,101 |
| Total interest expense | $1,371,000 | 5,584 |
| Net interest income | $3,000,000 | 4,691 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $221,000 | 6,270 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $161,000 | 4,884 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $3,288,000 | 3,708 |
| Salaries and employee benefits | $1,787,000 | 3,747 |
| Premises and equipment expense | $522,000 | 3,349 |
| Additional noninterest expense | $979,000 | 3,666 |
| Pre-tax net operating income | $-67,000 | 8,196 |
| Securities gains (losses) | $109,000 | 423 |
| Applicable income taxes | $20,000 | 5,961 |
| Income before extraordinary items | $22,000 | 8,062 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $22,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-47,760 | 8,182 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 5,127 |
| Total interest expense | $862,000 | 5,618 |
| Net interest income | $1,990,000 | 4,731 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $146,000 | 6,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $2,167,000 | 3,743 |
| Salaries and employee benefits | $1,171,000 | 3,806 |
| Premises and equipment expense | $319,000 | 3,590 |
| Additional noninterest expense | $677,000 | 3,584 |
| Pre-tax net operating income | $-31,000 | 8,250 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-14,000 | 8,505 |
| Income before extraordinary items | $-17,000 | 8,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-17,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-17,000 | 8,216 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 5,131 |
| Total interest expense | $400,000 | 5,694 |
| Net interest income | $1,000,000 | 4,716 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $75,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $1,111,000 | 3,692 |
| Salaries and employee benefits | $607,000 | 3,729 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $317,000 | 3,738 |
| Pre-tax net operating income | $-36,000 | 8,348 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-16,000 | 8,554 |
| Income before extraordinary items | $-20,000 | 8,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-20,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-20,000 | 8,276 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 4,931 |
| Total interest expense | $1,110,000 | 6,021 |
| Net interest income | $4,263,000 | 4,430 |
| Provision for loan and lease losses | $52,000 | 5,700 |
| Total noninterest income | $329,000 | 6,141 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $251,000 | 4,569 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,787 |
| Total noninterest expense | $4,181,000 | 3,735 |
| Salaries and employee benefits | $2,118,000 | 3,959 |
| Premises and equipment expense | $598,000 | 3,668 |
| Additional noninterest expense | $1,465,000 | 3,291 |
| Pre-tax net operating income | $359,000 | 7,199 |
| Securities gains (losses) | $1,688,000 | 155 |
| Applicable income taxes | $817,000 | 2,575 |
| Income before extraordinary items | $1,230,000 | 4,286 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,230,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $149,680 | 7,759 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 4,940 |
| Total interest expense | $766,000 | 6,127 |
| Net interest income | $3,207,000 | 4,436 |
| Provision for loan and lease losses | $52,000 | 5,144 |
| Total noninterest income | $252,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 4,607 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,628 |
| Total noninterest expense | $3,097,000 | 3,747 |
| Salaries and employee benefits | $1,538,000 | 4,014 |
| Premises and equipment expense | $438,000 | 3,721 |
| Additional noninterest expense | $1,121,000 | 3,206 |
| Pre-tax net operating income | $310,000 | 7,162 |
| Securities gains (losses) | $1,688,000 | 135 |
| Applicable income taxes | $797,000 | 2,205 |
| Income before extraordinary items | $1,201,000 | 3,662 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,201,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $120,680 | 7,819 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 4,909 |
| Total interest expense | $472,000 | 6,183 |
| Net interest income | $2,143,000 | 4,402 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $176,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $116,000 | 4,726 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,965,000 | 3,861 |
| Salaries and employee benefits | $1,063,000 | 3,900 |
| Premises and equipment expense | $288,000 | 3,731 |
| Additional noninterest expense | $614,000 | 3,728 |
| Pre-tax net operating income | $349,000 | 6,298 |
| Securities gains (losses) | $1,787,000 | 116 |
| Applicable income taxes | $879,000 | 1,506 |
| Income before extraordinary items | $1,257,000 | 2,553 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,257,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $113,320 | 7,602 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 4,899 |
| Total interest expense | $233,000 | 6,150 |
| Net interest income | $1,077,000 | 4,388 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $1,008,000 | 3,823 |
| Salaries and employee benefits | $527,000 | 3,933 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $344,000 | 3,411 |
| Pre-tax net operating income | $150,000 | 6,565 |
| Securities gains (losses) | $125,000 | 329 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $160,000 | 5,964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $160,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $80,000 | 7,200 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,098,000 | 4,779 |
| Total interest expense | $1,061,000 | 5,494 |
| Net interest income | $4,037,000 | 4,451 |
| Provision for loan and lease losses | $18,000 | 6,797 |
| Total noninterest income | $337,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $268,000 | 4,578 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 7,011 |
| Total noninterest expense | $4,602,000 | 3,351 |
| Salaries and employee benefits | $2,486,000 | 3,361 |
| Premises and equipment expense | $804,000 | 2,778 |
| Additional noninterest expense | $1,312,000 | 3,499 |
| Pre-tax net operating income | $-246,000 | 8,555 |
| Securities gains (losses) | $272,000 | 681 |
| Applicable income taxes | $100,000 | 5,504 |
| Income before extraordinary items | $-74,000 | 8,514 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-74,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-248,080 | 8,571 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 4,877 |
| Total interest expense | $823,000 | 5,373 |
| Net interest income | $2,873,000 | 4,614 |
| Provision for loan and lease losses | $3,000 | 7,022 |
| Total noninterest income | $257,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $206,000 | 4,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $3,643,000 | 3,182 |
| Salaries and employee benefits | $1,922,000 | 3,250 |
| Premises and equipment expense | $664,000 | 2,549 |
| Additional noninterest expense | $1,057,000 | 3,258 |
| Pre-tax net operating income | $-516,000 | 8,777 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-147,000 | 8,889 |
| Income before extraordinary items | $-369,000 | 8,766 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-369,000 | 8,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-369,000 | 8,740 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 4,911 |
| Total interest expense | $572,000 | 5,252 |
| Net interest income | $1,875,000 | 4,688 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $173,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $140,000 | 4,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $2,021,000 | 3,701 |
| Salaries and employee benefits | $1,108,000 | 3,679 |
| Premises and equipment expense | $407,000 | 2,748 |
| Additional noninterest expense | $506,000 | 4,279 |
| Pre-tax net operating income | $27,000 | 8,374 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $17,000 | 8,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 8,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,000 | 8,419 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 4,952 |
| Total interest expense | $285,000 | 5,323 |
| Net interest income | $934,000 | 4,698 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $91,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $1,005,000 | 3,745 |
| Salaries and employee benefits | $533,000 | 3,805 |
| Premises and equipment expense | $196,000 | 2,872 |
| Additional noninterest expense | $276,000 | 4,011 |
| Pre-tax net operating income | $20,000 | 8,314 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $13,000 | 8,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,000 | 8,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 4,764 |
| Total interest expense | $1,345,000 | 5,225 |
| Net interest income | $3,847,000 | 4,484 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $422,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $333,000 | 4,066 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $89,000 | 6,724 |
| Total noninterest expense | $3,985,000 | 3,730 |
| Salaries and employee benefits | $2,300,000 | 3,499 |
| Premises and equipment expense | $692,000 | 3,112 |
| Additional noninterest expense | $993,000 | 4,301 |
| Pre-tax net operating income | $274,000 | 7,534 |
| Securities gains (losses) | $-171,000 | 9,061 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $65,000 | 8,402 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $65,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $174,440 | 7,762 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 4,717 |
| Total interest expense | $1,067,000 | 5,190 |
| Net interest income | $2,949,000 | 4,437 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $330,000 | 5,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $257,000 | 4,024 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 6,631 |
| Total noninterest expense | $2,900,000 | 3,797 |
| Salaries and employee benefits | $1,635,000 | 3,638 |
| Premises and equipment expense | $506,000 | 3,190 |
| Additional noninterest expense | $759,000 | 4,224 |
| Pre-tax net operating income | $369,000 | 6,853 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $141,000 | 5,188 |
| Income before extraordinary items | $228,000 | 7,408 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $228,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $228,000 | 7,249 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 4,612 |
| Total interest expense | $737,000 | 5,180 |
| Net interest income | $2,057,000 | 4,311 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $237,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $181,000 | 3,850 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $56,000 | 6,368 |
| Total noninterest expense | $1,926,000 | 3,813 |
| Salaries and employee benefits | $1,094,000 | 3,623 |
| Premises and equipment expense | $333,000 | 3,215 |
| Additional noninterest expense | $499,000 | 4,250 |
| Pre-tax net operating income | $358,000 | 6,122 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $221,000 | 6,770 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $221,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $221,000 | 6,571 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 4,494 |
| Total interest expense | $381,000 | 5,179 |
| Net interest income | $1,081,000 | 4,160 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 3,993 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $984,000 | 3,716 |
| Salaries and employee benefits | $557,000 | 3,575 |
| Premises and equipment expense | $172,000 | 3,124 |
| Additional noninterest expense | $255,000 | 4,142 |
| Pre-tax net operating income | $205,000 | 5,783 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $80,000 | 4,357 |
| Income before extraordinary items | $125,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $125,000 | 6,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 4,309 |
| Total interest expense | $2,085,000 | 4,661 |
| Net interest income | $4,395,000 | 4,073 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $-57,000 | 9,332 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $355,000 | 3,828 |
| Trading account gains and fees | $-498,000 | 9,331 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $3,743,000 | 3,742 |
| Salaries and employee benefits | $2,084,000 | 3,617 |
| Premises and equipment expense | $696,000 | 3,018 |
| Additional noninterest expense | $963,000 | 4,302 |
| Pre-tax net operating income | $595,000 | 6,438 |
| Securities gains (losses) | $329,000 | 840 |
| Applicable income taxes | $353,000 | 4,137 |
| Income before extraordinary items | $571,000 | 6,093 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $571,000 | 6,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,821 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $360,440 | 6,900 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 4,628 |
| Total interest expense | $3,139,000 | 4,564 |
| Net interest income | $3,449,000 | 4,606 |
| Provision for loan and lease losses | $46,000 | 6,803 |
| Total noninterest income | $-9,000 | 9,598 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $172,000 | 5,484 |
| Trading account gains and fees | $-280,000 | 9,581 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $3,532,000 | 3,795 |
| Salaries and employee benefits | $2,013,000 | 3,572 |
| Premises and equipment expense | $664,000 | 3,083 |
| Additional noninterest expense | $855,000 | 4,578 |
| Pre-tax net operating income | $-138,000 | 8,904 |
| Securities gains (losses) | $461,000 | 640 |
| Applicable income taxes | $61,000 | 6,524 |
| Income before extraordinary items | $262,000 | 7,360 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $262,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-111,410 | 8,916 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 4,777 |
| Total interest expense | $3,035,000 | 4,877 |
| Net interest income | $3,589,000 | 4,522 |
| Provision for loan and lease losses | $26,000 | 7,369 |
| Total noninterest income | $-342,000 | 9,901 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $183,000 | 5,325 |
| Trading account gains and fees | $-608,000 | 4,530 |
| Additional Noninterest Income | $83,000 | 6,842 |
| Total noninterest expense | $3,375,000 | 3,841 |
| Salaries and employee benefits | $1,952,000 | 3,544 |
| Premises and equipment expense | $633,000 | 3,125 |
| Additional noninterest expense | $790,000 | 4,788 |
| Pre-tax net operating income | $-154,000 | 9,301 |
| Securities gains (losses) | $370,000 | 306 |
| Applicable income taxes | $86,000 | 6,702 |
| Income before extraordinary items | $130,000 | 8,525 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $130,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-106,800 | 9,270 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 4,591 |
| Total interest expense | $3,095,000 | 4,485 |
| Net interest income | $3,559,000 | 4,598 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $597,000 | 4,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 3,473 |
| Total noninterest expense | $3,334,000 | 3,868 |
| Salaries and employee benefits | $1,851,000 | 3,661 |
| Premises and equipment expense | $702,000 | 2,856 |
| Additional noninterest expense | $781,000 | 4,886 |
| Pre-tax net operating income | $776,000 | 6,018 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $282,000 | 4,944 |
| Income before extraordinary items | $494,000 | 6,479 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $494,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $494,000 | 6,460 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,397,000 | 4,749 |
| Total interest expense | $2,898,000 | 4,851 |
| Net interest income | $3,499,000 | 4,598 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $857,000 | 3,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $633,000 | 2,556 |
| Total noninterest expense | $3,250,000 | 3,842 |
| Salaries and employee benefits | $1,749,000 | 3,756 |
| Premises and equipment expense | $672,000 | 2,869 |
| Additional noninterest expense | $829,000 | 4,572 |
| Pre-tax net operating income | $1,016,000 | 5,362 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $407,000 | 4,371 |
| Income before extraordinary items | $609,000 | 6,007 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $609,000 | 6,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $609,000 | 5,904 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 5,103 |
| Total interest expense | $2,685,000 | 5,127 |
| Net interest income | $3,277,000 | 4,966 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $901,000 | 3,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $704,000 | 2,212 |
| Total noninterest expense | $3,225,000 | 3,869 |
| Salaries and employee benefits | $1,703,000 | 3,835 |
| Premises and equipment expense | $666,000 | 2,866 |
| Additional noninterest expense | $856,000 | 4,496 |
| Pre-tax net operating income | $933,000 | 6,044 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $371,000 | 5,120 |
| Income before extraordinary items | $553,000 | 6,651 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $553,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,684 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $558,760 | 6,558 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 5,424 |
| Total interest expense | $2,585,000 | 5,374 |
| Net interest income | $3,048,000 | 5,374 |
| Provision for loan and lease losses | $130,000 | 4,417 |
| Total noninterest income | $852,000 | 3,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,468 |
| Total noninterest expense | $2,939,000 | 4,369 |
| Salaries and employee benefits | $1,536,000 | 4,225 |
| Premises and equipment expense | $704,000 | 2,778 |
| Additional noninterest expense | $699,000 | 5,756 |
| Pre-tax net operating income | $831,000 | 6,364 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $326,000 | 5,553 |
| Income before extraordinary items | $506,000 | 6,862 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $506,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,238 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $505,360 | 6,810 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 5,699 |
| Total interest expense | $2,447,000 | 5,658 |
| Net interest income | $2,896,000 | 5,652 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $619,000 | 4,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,221 |
| Total noninterest expense | $2,991,000 | 4,301 |
| Salaries and employee benefits | $1,457,000 | 4,398 |
| Premises and equipment expense | $575,000 | 3,324 |
| Additional noninterest expense | $959,000 | 4,516 |
| Pre-tax net operating income | $404,000 | 9,043 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $172,000 | 7,892 |
| Income before extraordinary items | $229,000 | 9,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $229,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $230,920 | 9,580 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 5,510 |
| Total interest expense | $2,338,000 | 4,917 |
| Net interest income | $2,839,000 | 5,850 |
| Provision for loan and lease losses | $29,000 | 7,250 |
| Total noninterest income | $336,000 | 6,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,005 |
| Total noninterest expense | $2,863,000 | 4,586 |
| Salaries and employee benefits | $1,367,000 | 4,670 |
| Premises and equipment expense | $535,000 | 3,586 |
| Additional noninterest expense | $961,000 | 4,874 |
| Pre-tax net operating income | $283,000 | 10,258 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $112,000 | 9,094 |
| Income before extraordinary items | $171,000 | 10,597 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $171,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $171,000 | 10,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 5,675 |
| Total interest expense | $2,302,000 | 5,157 |
| Net interest income | $2,799,000 | 5,978 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $258,000 | 8,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $2,569,000 | 5,151 |
| Salaries and employee benefits | $1,282,000 | 4,947 |
| Premises and equipment expense | $512,000 | 3,782 |
| Additional noninterest expense | $775,000 | 6,079 |
| Pre-tax net operating income | $471,000 | 8,852 |
| Securities gains (losses) | $-71,000 | 13,137 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $235,000 | 10,222 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $235,000 | 10,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $280,440 | 9,434 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 6,405 |
| Total interest expense | $2,731,000 | 5,588 |
| Net interest income | $2,256,000 | 7,103 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $268,000 | 8,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $2,470,000 | 5,373 |
| Salaries and employee benefits | $1,198,000 | 5,166 |
| Premises and equipment expense | $485,000 | 4,078 |
| Additional noninterest expense | $787,000 | 6,150 |
| Pre-tax net operating income | $20,000 | 12,589 |
| Securities gains (losses) | $81,000 | 3,352 |
| Applicable income taxes | $21,000 | 12,079 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $80,000 | 12,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $16,010 | 12,566 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.