Home > Clover Community Bank > Income and Expense
Clover Community Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 3,595 |
| Total interest expense | $174,000 | 4,917 |
| Net interest income | $5,330,000 | 3,378 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,285,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $549,000 | 1,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $736,000 | 2,597 |
| Total noninterest expense | $5,241,000 | 2,961 |
| Salaries and employee benefits | $2,938,000 | 3,011 |
| Premises and equipment expense | $797,000 | 2,365 |
| Additional noninterest expense | $1,506,000 | 3,163 |
| Pre-tax net operating income | $1,254,000 | 3,768 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $180,000 | 2,743 |
| Income before extraordinary items | $1,074,000 | 3,815 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,074,000 | 3,813 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,074,000 | 3,814 |
| Net charge-offs | $20,000 | 3,111 |
| Cash dividends | $926,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,074,000 | 3,823 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 3,716 |
| Total interest expense | $126,000 | 4,967 |
| Net interest income | $3,754,000 | 3,527 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $982,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $407,000 | 1,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,573 |
| Total noninterest expense | $3,537,000 | 3,168 |
| Salaries and employee benefits | $1,951,000 | 3,212 |
| Premises and equipment expense | $447,000 | 2,870 |
| Additional noninterest expense | $1,139,000 | 3,149 |
| Pre-tax net operating income | $1,199,000 | 3,500 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $196,000 | 2,559 |
| Income before extraordinary items | $1,003,000 | 3,564 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,003,000 | 3,563 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,003,000 | 3,563 |
| Net charge-offs | $20,000 | 2,705 |
| Cash dividends | $351,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,003,000 | 3,567 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 3,724 |
| Total interest expense | $84,000 | 4,988 |
| Net interest income | $2,486,000 | 3,544 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $691,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $269,000 | 1,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 2,454 |
| Total noninterest expense | $2,404,000 | 3,155 |
| Salaries and employee benefits | $1,348,000 | 3,164 |
| Premises and equipment expense | $287,000 | 2,952 |
| Additional noninterest expense | $769,000 | 3,132 |
| Pre-tax net operating income | $773,000 | 3,533 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $128,000 | 2,548 |
| Income before extraordinary items | $645,000 | 3,614 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $645,000 | 3,613 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $645,000 | 3,613 |
| Net charge-offs | $19,000 | 2,284 |
| Cash dividends | $351,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $645,000 | 3,616 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 3,740 |
| Total interest expense | $40,000 | 5,046 |
| Net interest income | $1,242,000 | 3,560 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $305,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $138,000 | 1,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,695 |
| Total noninterest expense | $1,192,000 | 3,199 |
| Salaries and employee benefits | $679,000 | 3,175 |
| Premises and equipment expense | $137,000 | 3,070 |
| Additional noninterest expense | $376,000 | 3,204 |
| Pre-tax net operating income | $355,000 | 3,605 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $53,000 | 2,647 |
| Income before extraordinary items | $302,000 | 3,666 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $302,000 | 3,666 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $302,000 | 3,666 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $121,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $302,000 | 3,671 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 3,625 |
| Total interest expense | $174,000 | 4,964 |
| Net interest income | $5,203,000 | 3,460 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,202,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $592,000 | 1,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,905 |
| Total noninterest expense | $4,815,000 | 3,165 |
| Salaries and employee benefits | $2,654,000 | 3,218 |
| Premises and equipment expense | $604,000 | 2,903 |
| Additional noninterest expense | $1,557,000 | 3,151 |
| Pre-tax net operating income | $1,590,000 | 3,452 |
| Securities gains (losses) | $52,000 | 878 |
| Applicable income taxes | $586,000 | 2,302 |
| Income before extraordinary items | $1,056,000 | 3,646 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,056,000 | 3,645 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,056,000 | 3,646 |
| Net charge-offs | $-39,000 | 5,086 |
| Cash dividends | $777,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,022,720 | 3,679 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 3,662 |
| Total interest expense | $130,000 | 5,016 |
| Net interest income | $3,878,000 | 3,496 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $939,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $449,000 | 1,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $490,000 | 2,836 |
| Total noninterest expense | $3,590,000 | 3,190 |
| Salaries and employee benefits | $1,971,000 | 3,248 |
| Premises and equipment expense | $441,000 | 2,987 |
| Additional noninterest expense | $1,178,000 | 3,139 |
| Pre-tax net operating income | $1,227,000 | 3,456 |
| Securities gains (losses) | $52,000 | 857 |
| Applicable income taxes | $317,000 | 2,434 |
| Income before extraordinary items | $962,000 | 3,610 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $962,000 | 3,610 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $962,000 | 3,610 |
| Net charge-offs | $-39,000 | 5,105 |
| Cash dividends | $362,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $923,000 | 3,644 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 3,686 |
| Total interest expense | $83,000 | 5,074 |
| Net interest income | $2,566,000 | 3,513 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $573,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $286,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 3,004 |
| Total noninterest expense | $2,374,000 | 3,230 |
| Salaries and employee benefits | $1,314,000 | 3,268 |
| Premises and equipment expense | $290,000 | 3,017 |
| Additional noninterest expense | $770,000 | 3,189 |
| Pre-tax net operating income | $765,000 | 3,526 |
| Securities gains (losses) | $52,000 | 644 |
| Applicable income taxes | $198,000 | 2,485 |
| Income before extraordinary items | $619,000 | 3,618 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $619,000 | 3,616 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $619,000 | 3,618 |
| Net charge-offs | $-40,000 | 5,227 |
| Cash dividends | $241,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $579,480 | 3,692 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 3,743 |
| Total interest expense | $39,000 | 5,154 |
| Net interest income | $1,253,000 | 3,571 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $284,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $143,000 | 1,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,011 |
| Total noninterest expense | $1,122,000 | 3,384 |
| Salaries and employee benefits | $608,000 | 3,459 |
| Premises and equipment expense | $141,000 | 3,113 |
| Additional noninterest expense | $373,000 | 3,251 |
| Pre-tax net operating income | $415,000 | 3,370 |
| Securities gains (losses) | $52,000 | 342 |
| Applicable income taxes | $119,000 | 2,307 |
| Income before extraordinary items | $348,000 | 3,376 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $348,000 | 3,375 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $348,000 | 3,376 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $121,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $309,000 | 3,528 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 3,799 |
| Total interest expense | $145,000 | 5,259 |
| Net interest income | $4,868,000 | 3,627 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,162,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $605,000 | 1,791 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $557,000 | 3,107 |
| Total noninterest expense | $4,431,000 | 3,448 |
| Salaries and employee benefits | $2,411,000 | 3,470 |
| Premises and equipment expense | $522,000 | 3,283 |
| Additional noninterest expense | $1,498,000 | 3,350 |
| Pre-tax net operating income | $1,599,000 | 3,420 |
| Securities gains (losses) | $80,000 | 1,511 |
| Applicable income taxes | $405,000 | 2,436 |
| Income before extraordinary items | $1,274,000 | 3,533 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,274,000 | 3,531 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,274,000 | 3,532 |
| Net charge-offs | $693,000 | 870 |
| Cash dividends | $584,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,213,200 | 3,554 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 3,838 |
| Total interest expense | $114,000 | 5,274 |
| Net interest income | $3,606,000 | 3,667 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $870,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $451,000 | 1,806 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $419,000 | 3,114 |
| Total noninterest expense | $3,277,000 | 3,469 |
| Salaries and employee benefits | $1,787,000 | 3,488 |
| Premises and equipment expense | $392,000 | 3,310 |
| Additional noninterest expense | $1,098,000 | 3,416 |
| Pre-tax net operating income | $1,199,000 | 3,471 |
| Securities gains (losses) | $80,000 | 1,432 |
| Applicable income taxes | $327,000 | 2,430 |
| Income before extraordinary items | $952,000 | 3,574 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $952,000 | 3,572 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $952,000 | 3,574 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $352,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $892,800 | 3,640 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 3,876 |
| Total interest expense | $80,000 | 5,288 |
| Net interest income | $2,385,000 | 3,703 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $575,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $278,000 | 1,897 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $297,000 | 3,036 |
| Total noninterest expense | $2,171,000 | 3,510 |
| Salaries and employee benefits | $1,177,000 | 3,542 |
| Premises and equipment expense | $264,000 | 3,307 |
| Additional noninterest expense | $730,000 | 3,446 |
| Pre-tax net operating income | $789,000 | 3,479 |
| Securities gains (losses) | $80,000 | 1,117 |
| Applicable income taxes | $223,000 | 2,405 |
| Income before extraordinary items | $646,000 | 3,546 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $646,000 | 3,542 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $646,000 | 3,544 |
| Net charge-offs | $6,000 | 3,264 |
| Cash dividends | $240,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $586,800 | 3,659 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 3,887 |
| Total interest expense | $43,000 | 5,266 |
| Net interest income | $1,190,000 | 3,713 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $285,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $139,000 | 1,888 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $146,000 | 3,016 |
| Total noninterest expense | $1,072,000 | 3,563 |
| Salaries and employee benefits | $572,000 | 3,631 |
| Premises and equipment expense | $132,000 | 3,349 |
| Additional noninterest expense | $368,000 | 3,422 |
| Pre-tax net operating income | $403,000 | 3,392 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $103,000 | 2,435 |
| Income before extraordinary items | $302,000 | 3,616 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $302,000 | 3,612 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $302,000 | 3,614 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $300,500 | 3,562 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 3,958 |
| Total interest expense | $191,000 | 5,220 |
| Net interest income | $4,563,000 | 3,785 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,165,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $570,000 | 1,910 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $595,000 | 3,051 |
| Total noninterest expense | $4,063,000 | 3,678 |
| Salaries and employee benefits | $2,160,000 | 3,741 |
| Premises and equipment expense | $553,000 | 3,273 |
| Additional noninterest expense | $1,350,000 | 3,648 |
| Pre-tax net operating income | $1,665,000 | 3,322 |
| Securities gains (losses) | $40,000 | 1,793 |
| Applicable income taxes | $434,000 | 2,356 |
| Income before extraordinary items | $1,271,000 | 3,509 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,271,000 | 3,506 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,271,000 | 3,509 |
| Net charge-offs | $84,000 | 2,820 |
| Cash dividends | $568,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,241,000 | 3,526 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 3,993 |
| Total interest expense | $145,000 | 5,283 |
| Net interest income | $3,416,000 | 3,841 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $855,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $424,000 | 1,942 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $431,000 | 3,107 |
| Total noninterest expense | $2,985,000 | 3,749 |
| Salaries and employee benefits | $1,579,000 | 3,810 |
| Premises and equipment expense | $413,000 | 3,332 |
| Additional noninterest expense | $993,000 | 3,710 |
| Pre-tax net operating income | $1,286,000 | 3,336 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $333,000 | 2,385 |
| Income before extraordinary items | $961,000 | 3,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 3,570 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $961,000 | 3,571 |
| Net charge-offs | $84,000 | 2,338 |
| Cash dividends | $336,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $955,080 | 3,530 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 4,038 |
| Total interest expense | $100,000 | 5,294 |
| Net interest income | $2,253,000 | 3,871 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $562,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $274,000 | 1,954 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $288,000 | 3,115 |
| Total noninterest expense | $1,985,000 | 3,782 |
| Salaries and employee benefits | $1,051,000 | 3,848 |
| Premises and equipment expense | $271,000 | 3,368 |
| Additional noninterest expense | $663,000 | 3,730 |
| Pre-tax net operating income | $830,000 | 3,383 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $218,000 | 2,404 |
| Income before extraordinary items | $620,000 | 3,609 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $620,000 | 3,610 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $620,000 | 3,611 |
| Net charge-offs | $83,000 | 1,894 |
| Cash dividends | $224,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $614,080 | 3,575 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 4,074 |
| Total interest expense | $52,000 | 5,291 |
| Net interest income | $1,115,000 | 3,904 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $276,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $142,000 | 1,891 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 3,187 |
| Total noninterest expense | $981,000 | 3,835 |
| Salaries and employee benefits | $523,000 | 3,880 |
| Premises and equipment expense | $163,000 | 3,029 |
| Additional noninterest expense | $295,000 | 4,014 |
| Pre-tax net operating income | $410,000 | 3,347 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $105,000 | 2,398 |
| Income before extraordinary items | $305,000 | 3,621 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $305,000 | 3,624 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $305,000 | 3,624 |
| Net charge-offs | $42,000 | 1,682 |
| Cash dividends | $112,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $305,000 | 3,529 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 4,081 |
| Total interest expense | $302,000 | 4,943 |
| Net interest income | $4,445,000 | 3,941 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,197,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $654,000 | 1,830 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $543,000 | 3,153 |
| Total noninterest expense | $3,946,000 | 3,873 |
| Salaries and employee benefits | $2,115,000 | 3,878 |
| Premises and equipment expense | $612,000 | 3,184 |
| Additional noninterest expense | $1,219,000 | 4,025 |
| Pre-tax net operating income | $1,696,000 | 3,263 |
| Securities gains (losses) | $20,000 | 2,325 |
| Applicable income taxes | $470,000 | 2,258 |
| Income before extraordinary items | $1,246,000 | 3,551 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,246,000 | 3,552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,246,000 | 3,553 |
| Net charge-offs | $208,000 | 2,412 |
| Cash dividends | $1,749,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,231,400 | 3,516 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 4,120 |
| Total interest expense | $244,000 | 4,896 |
| Net interest income | $3,320,000 | 3,982 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $923,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $496,000 | 1,831 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $427,000 | 3,136 |
| Total noninterest expense | $2,963,000 | 3,878 |
| Salaries and employee benefits | $1,581,000 | 3,900 |
| Premises and equipment expense | $348,000 | 3,856 |
| Additional noninterest expense | $1,034,000 | 3,750 |
| Pre-tax net operating income | $1,280,000 | 3,307 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $356,000 | 2,307 |
| Income before extraordinary items | $935,000 | 3,622 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $935,000 | 3,623 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $935,000 | 3,624 |
| Net charge-offs | $207,000 | 1,950 |
| Cash dividends | $1,554,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $927,080 | 3,583 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 4,183 |
| Total interest expense | $178,000 | 4,785 |
| Net interest income | $2,154,000 | 4,057 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $622,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $314,000 | 1,879 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $308,000 | 3,003 |
| Total noninterest expense | $2,030,000 | 3,849 |
| Salaries and employee benefits | $1,071,000 | 3,880 |
| Premises and equipment expense | $230,000 | 3,896 |
| Additional noninterest expense | $729,000 | 3,644 |
| Pre-tax net operating income | $746,000 | 3,508 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $205,000 | 2,390 |
| Income before extraordinary items | $552,000 | 3,776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $552,000 | 3,781 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $552,000 | 3,782 |
| Net charge-offs | $208,000 | 1,553 |
| Cash dividends | $1,442,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $543,970 | 3,756 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 4,209 |
| Total interest expense | $93,000 | 4,772 |
| Net interest income | $1,070,000 | 4,085 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $300,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $157,000 | 1,864 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $143,000 | 3,037 |
| Total noninterest expense | $998,000 | 3,905 |
| Salaries and employee benefits | $530,000 | 3,929 |
| Premises and equipment expense | $113,000 | 3,961 |
| Additional noninterest expense | $355,000 | 3,686 |
| Pre-tax net operating income | $372,000 | 3,416 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $100,000 | 2,366 |
| Income before extraordinary items | $279,000 | 3,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 3,674 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $279,000 | 3,675 |
| Net charge-offs | $-24,000 | 6,104 |
| Cash dividends | $1,330,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $273,820 | 3,652 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 4,135 |
| Total interest expense | $408,000 | 4,874 |
| Net interest income | $4,480,000 | 3,981 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,415,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $741,000 | 1,751 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $674,000 | 2,931 |
| Total noninterest expense | $3,922,000 | 3,969 |
| Salaries and employee benefits | $2,034,000 | 4,037 |
| Premises and equipment expense | $463,000 | 3,900 |
| Additional noninterest expense | $1,425,000 | 3,781 |
| Pre-tax net operating income | $1,973,000 | 2,886 |
| Securities gains (losses) | $114,000 | 1,223 |
| Applicable income taxes | $679,000 | 1,847 |
| Income before extraordinary items | $1,408,000 | 3,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,408,000 | 3,276 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,408,000 | 3,277 |
| Net charge-offs | $619,000 | 1,776 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,331,620 | 3,324 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 4,175 |
| Total interest expense | $309,000 | 4,941 |
| Net interest income | $3,350,000 | 4,018 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,077,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $562,000 | 1,740 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $515,000 | 2,967 |
| Total noninterest expense | $2,865,000 | 4,051 |
| Salaries and employee benefits | $1,504,000 | 4,085 |
| Premises and equipment expense | $339,000 | 4,003 |
| Additional noninterest expense | $1,022,000 | 3,896 |
| Pre-tax net operating income | $1,562,000 | 2,845 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $540,000 | 1,837 |
| Income before extraordinary items | $1,068,000 | 3,298 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,068,000 | 3,301 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,068,000 | 3,302 |
| Net charge-offs | $516,000 | 1,556 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,037,640 | 3,280 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 4,147 |
| Total interest expense | $209,000 | 4,977 |
| Net interest income | $2,264,000 | 3,975 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $707,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $379,000 | 1,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $328,000 | 3,088 |
| Total noninterest expense | $1,903,000 | 4,071 |
| Salaries and employee benefits | $1,010,000 | 4,085 |
| Premises and equipment expense | $227,000 | 4,012 |
| Additional noninterest expense | $666,000 | 3,957 |
| Pre-tax net operating income | $1,068,000 | 2,766 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $368,000 | 1,822 |
| Income before extraordinary items | $700,000 | 3,310 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $700,000 | 3,311 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $700,000 | 3,313 |
| Net charge-offs | $316,000 | 1,639 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $700,000 | 3,224 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,259 |
| Total interest expense | $106,000 | 5,039 |
| Net interest income | $1,095,000 | 4,071 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $262,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $186,000 | 1,706 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,167 |
| Total noninterest expense | $955,000 | 4,108 |
| Salaries and employee benefits | $503,000 | 4,147 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $341,000 | 3,914 |
| Pre-tax net operating income | $402,000 | 3,291 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $138,000 | 2,079 |
| Income before extraordinary items | $264,000 | 3,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $264,000 | 3,791 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $264,000 | 3,794 |
| Net charge-offs | $164,000 | 1,512 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $264,000 | 3,687 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 4,172 |
| Total interest expense | $494,000 | 5,143 |
| Net interest income | $4,789,000 | 3,926 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $555,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $790,000 | 1,708 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-235,000 | 6,828 |
| Total noninterest expense | $3,534,000 | 4,352 |
| Salaries and employee benefits | $1,805,000 | 4,394 |
| Premises and equipment expense | $429,000 | 4,168 |
| Additional noninterest expense | $1,300,000 | 4,154 |
| Pre-tax net operating income | $1,810,000 | 3,005 |
| Securities gains (losses) | $94,000 | 2,317 |
| Applicable income taxes | $645,000 | 1,919 |
| Income before extraordinary items | $1,259,000 | 3,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,259,000 | 3,445 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,259,000 | 3,446 |
| Net charge-offs | $236,000 | 3,591 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,196,960 | 3,398 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 4,247 |
| Total interest expense | $383,000 | 5,205 |
| Net interest income | $3,586,000 | 3,979 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $366,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $590,000 | 1,734 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-224,000 | 6,996 |
| Total noninterest expense | $2,548,000 | 4,468 |
| Salaries and employee benefits | $1,278,000 | 4,551 |
| Premises and equipment expense | $320,000 | 4,227 |
| Additional noninterest expense | $950,000 | 4,245 |
| Pre-tax net operating income | $1,404,000 | 3,023 |
| Securities gains (losses) | $95,000 | 2,016 |
| Applicable income taxes | $507,000 | 1,928 |
| Income before extraordinary items | $992,000 | 3,449 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $992,000 | 3,449 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $992,000 | 3,451 |
| Net charge-offs | $197,000 | 3,325 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $929,300 | 3,416 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 4,260 |
| Total interest expense | $268,000 | 5,215 |
| Net interest income | $2,393,000 | 3,988 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $263,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $389,000 | 1,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-126,000 | 7,026 |
| Total noninterest expense | $1,672,000 | 4,530 |
| Salaries and employee benefits | $843,000 | 4,603 |
| Premises and equipment expense | $211,000 | 4,258 |
| Additional noninterest expense | $618,000 | 4,319 |
| Pre-tax net operating income | $984,000 | 2,889 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $340,000 | 1,915 |
| Income before extraordinary items | $663,000 | 3,442 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $663,000 | 3,443 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $663,000 | 3,443 |
| Net charge-offs | $72,000 | 3,720 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $650,460 | 3,287 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,233 |
| Total interest expense | $144,000 | 5,178 |
| Net interest income | $1,220,000 | 3,973 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $99,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $197,000 | 1,718 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-98,000 | 7,160 |
| Total noninterest expense | $839,000 | 4,540 |
| Salaries and employee benefits | $424,000 | 4,631 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $305,000 | 4,353 |
| Pre-tax net operating income | $480,000 | 2,956 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $160,000 | 1,954 |
| Income before extraordinary items | $320,000 | 3,522 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $320,000 | 3,525 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $320,000 | 3,525 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $320,000 | 3,344 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,828,000 | 4,162 |
| Total interest expense | $898,000 | 4,650 |
| Net interest income | $4,930,000 | 3,943 |
| Provision for loan and lease losses | $1,385,000 | 1,992 |
| Total noninterest income | $579,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $802,000 | 1,782 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-223,000 | 6,971 |
| Total noninterest expense | $3,882,000 | 4,189 |
| Salaries and employee benefits | $1,788,000 | 4,464 |
| Premises and equipment expense | $485,000 | 4,120 |
| Additional noninterest expense | $1,609,000 | 3,680 |
| Pre-tax net operating income | $242,000 | 5,394 |
| Securities gains (losses) | $327,000 | 1,078 |
| Applicable income taxes | $151,000 | 3,122 |
| Income before extraordinary items | $418,000 | 4,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $418,000 | 4,893 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $418,000 | 4,892 |
| Net charge-offs | $1,782,000 | 1,671 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $179,290 | 5,509 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 4,160 |
| Total interest expense | $730,000 | 4,583 |
| Net interest income | $3,699,000 | 3,960 |
| Provision for loan and lease losses | $1,385,000 | 1,588 |
| Total noninterest income | $663,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $595,000 | 1,805 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $68,000 | 5,506 |
| Total noninterest expense | $2,885,000 | 4,221 |
| Salaries and employee benefits | $1,345,000 | 4,458 |
| Premises and equipment expense | $348,000 | 4,267 |
| Additional noninterest expense | $1,192,000 | 3,706 |
| Pre-tax net operating income | $92,000 | 5,840 |
| Securities gains (losses) | $283,000 | 955 |
| Applicable income taxes | $96,000 | 3,234 |
| Income before extraordinary items | $279,000 | 5,157 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 5,158 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $279,000 | 5,158 |
| Net charge-offs | $1,698,000 | 1,365 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $69,580 | 5,904 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 4,170 |
| Total interest expense | $527,000 | 4,506 |
| Net interest income | $2,448,000 | 3,989 |
| Provision for loan and lease losses | $1,175,000 | 1,363 |
| Total noninterest income | $544,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $394,000 | 1,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 3,950 |
| Total noninterest expense | $1,913,000 | 4,287 |
| Salaries and employee benefits | $909,000 | 4,454 |
| Premises and equipment expense | $240,000 | 4,221 |
| Additional noninterest expense | $764,000 | 3,872 |
| Pre-tax net operating income | $-96,000 | 6,419 |
| Securities gains (losses) | $137,000 | 925 |
| Applicable income taxes | $-16,000 | 6,907 |
| Income before extraordinary items | $57,000 | 5,969 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $57,000 | 5,968 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $57,000 | 5,969 |
| Net charge-offs | $1,189,000 | 1,329 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-80,000 | 6,436 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 4,214 |
| Total interest expense | $283,000 | 4,450 |
| Net interest income | $1,193,000 | 4,059 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $320,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $191,000 | 1,812 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,149 |
| Total noninterest expense | $970,000 | 4,261 |
| Salaries and employee benefits | $466,000 | 4,418 |
| Premises and equipment expense | $118,000 | 4,318 |
| Additional noninterest expense | $386,000 | 3,822 |
| Pre-tax net operating income | $-207,000 | 6,835 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-87,000 | 7,269 |
| Income before extraordinary items | $-120,000 | 6,757 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-120,000 | 6,756 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-120,000 | 6,757 |
| Net charge-offs | $1,086,000 | 810 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-120,000 | 6,749 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 4,010 |
| Total interest expense | $1,656,000 | 4,037 |
| Net interest income | $5,063,000 | 3,929 |
| Provision for loan and lease losses | $3,870,000 | 1,366 |
| Total noninterest income | $585,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $790,000 | 1,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-205,000 | 7,279 |
| Total noninterest expense | $4,892,000 | 3,671 |
| Salaries and employee benefits | $2,414,000 | 3,680 |
| Premises and equipment expense | $512,000 | 4,114 |
| Additional noninterest expense | $1,966,000 | 3,307 |
| Pre-tax net operating income | $-3,114,000 | 6,936 |
| Securities gains (losses) | $441,000 | 981 |
| Applicable income taxes | $-970,000 | 7,310 |
| Income before extraordinary items | $-1,703,000 | 6,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,703,000 | 6,785 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,703,000 | 6,785 |
| Net charge-offs | $2,863,000 | 1,507 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,985,240 | 6,824 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 4,044 |
| Total interest expense | $1,263,000 | 4,127 |
| Net interest income | $3,871,000 | 3,925 |
| Provision for loan and lease losses | $2,056,000 | 1,626 |
| Total noninterest income | $663,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $590,000 | 1,911 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $73,000 | 5,605 |
| Total noninterest expense | $3,401,000 | 3,878 |
| Salaries and employee benefits | $1,809,000 | 3,725 |
| Premises and equipment expense | $383,000 | 4,185 |
| Additional noninterest expense | $1,209,000 | 3,790 |
| Pre-tax net operating income | $-923,000 | 6,759 |
| Securities gains (losses) | $258,000 | 1,181 |
| Applicable income taxes | $-291,000 | 7,275 |
| Income before extraordinary items | $-374,000 | 6,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-374,000 | 6,596 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-374,000 | 6,596 |
| Net charge-offs | $1,067,000 | 2,114 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-539,120 | 6,631 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 4,051 |
| Total interest expense | $851,000 | 4,206 |
| Net interest income | $2,613,000 | 3,895 |
| Provision for loan and lease losses | $1,031,000 | 1,904 |
| Total noninterest income | $393,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $377,000 | 1,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $2,256,000 | 3,898 |
| Salaries and employee benefits | $1,218,000 | 3,724 |
| Premises and equipment expense | $256,000 | 4,208 |
| Additional noninterest expense | $782,000 | 3,845 |
| Pre-tax net operating income | $-281,000 | 6,546 |
| Securities gains (losses) | $142,000 | 1,172 |
| Applicable income taxes | $-91,000 | 7,179 |
| Income before extraordinary items | $-48,000 | 6,314 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-48,000 | 6,316 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-48,000 | 6,314 |
| Net charge-offs | $724,000 | 2,044 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-138,880 | 6,419 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 4,088 |
| Total interest expense | $434,000 | 4,281 |
| Net interest income | $1,309,000 | 3,912 |
| Provision for loan and lease losses | $350,000 | 2,221 |
| Total noninterest income | $189,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $186,000 | 1,999 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $1,132,000 | 3,923 |
| Salaries and employee benefits | $612,000 | 3,758 |
| Premises and equipment expense | $130,000 | 4,266 |
| Additional noninterest expense | $390,000 | 3,851 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-16,000 | 7,157 |
| Income before extraordinary items | $32,000 | 5,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,966 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $32,000 | 5,964 |
| Net charge-offs | $576,000 | 1,475 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $32,000 | 5,850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 3,920 |
| Total interest expense | $2,352,000 | 4,056 |
| Net interest income | $5,357,000 | 3,776 |
| Provision for loan and lease losses | $3,093,000 | 1,944 |
| Total noninterest income | $713,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $756,000 | 2,128 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-43,000 | 7,527 |
| Total noninterest expense | $4,719,000 | 3,863 |
| Salaries and employee benefits | $2,525,000 | 3,659 |
| Premises and equipment expense | $541,000 | 4,172 |
| Additional noninterest expense | $1,653,000 | 3,820 |
| Pre-tax net operating income | $-1,742,000 | 6,544 |
| Securities gains (losses) | $33,000 | 2,835 |
| Applicable income taxes | $-641,000 | 7,128 |
| Income before extraordinary items | $-1,068,000 | 6,391 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,068,000 | 6,392 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,068,000 | 6,392 |
| Net charge-offs | $2,622,000 | 1,744 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,089,120 | 6,402 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,866,000 | 3,936 |
| Total interest expense | $1,869,000 | 4,031 |
| Net interest income | $3,997,000 | 3,796 |
| Provision for loan and lease losses | $1,065,000 | 2,696 |
| Total noninterest income | $790,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $543,000 | 2,206 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $247,000 | 3,929 |
| Total noninterest expense | $3,492,000 | 3,912 |
| Salaries and employee benefits | $1,936,000 | 3,640 |
| Premises and equipment expense | $402,000 | 4,243 |
| Additional noninterest expense | $1,154,000 | 3,984 |
| Pre-tax net operating income | $230,000 | 4,798 |
| Securities gains (losses) | $33,000 | 2,514 |
| Applicable income taxes | $22,000 | 3,755 |
| Income before extraordinary items | $241,000 | 4,669 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $241,000 | 4,667 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $241,000 | 4,670 |
| Net charge-offs | $1,509,000 | 1,764 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $210,640 | 4,731 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 3,959 |
| Total interest expense | $1,328,000 | 3,973 |
| Net interest income | $2,592,000 | 3,839 |
| Provision for loan and lease losses | $650,000 | 2,587 |
| Total noninterest income | $477,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $354,000 | 2,222 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $123,000 | 4,448 |
| Total noninterest expense | $2,332,000 | 3,928 |
| Salaries and employee benefits | $1,306,000 | 3,643 |
| Premises and equipment expense | $270,000 | 4,248 |
| Additional noninterest expense | $756,000 | 4,034 |
| Pre-tax net operating income | $87,000 | 5,309 |
| Securities gains (losses) | $25,000 | 2,233 |
| Applicable income taxes | $-15,000 | 6,838 |
| Income before extraordinary items | $127,000 | 5,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 5,012 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $127,000 | 5,013 |
| Net charge-offs | $802,000 | 1,832 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $102,000 | 5,096 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 4,029 |
| Total interest expense | $715,000 | 3,885 |
| Net interest income | $1,224,000 | 4,005 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $303,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $177,000 | 2,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $126,000 | 3,262 |
| Total noninterest expense | $1,148,000 | 3,902 |
| Salaries and employee benefits | $673,000 | 3,591 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $339,000 | 4,046 |
| Pre-tax net operating income | $254,000 | 3,609 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $67,000 | 2,596 |
| Income before extraordinary items | $187,000 | 3,970 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 3,972 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $187,000 | 3,972 |
| Net charge-offs | $357,000 | 1,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $187,000 | 3,818 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,036,000 | 4,121 |
| Total interest expense | $2,815,000 | 4,431 |
| Net interest income | $5,221,000 | 3,825 |
| Provision for loan and lease losses | $1,376,000 | 2,261 |
| Total noninterest income | $1,165,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,039,000 | 1,705 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $126,000 | 5,607 |
| Total noninterest expense | $4,740,000 | 3,722 |
| Salaries and employee benefits | $2,683,000 | 3,567 |
| Premises and equipment expense | $595,000 | 3,966 |
| Additional noninterest expense | $1,462,000 | 3,686 |
| Pre-tax net operating income | $270,000 | 5,539 |
| Securities gains (losses) | $64,000 | 1,439 |
| Applicable income taxes | $50,000 | 3,853 |
| Income before extraordinary items | $284,000 | 5,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $284,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 3,979 |
| Cash dividends | $246,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $229,600 | 5,529 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,980,000 | 4,213 |
| Total interest expense | $2,082,000 | 4,580 |
| Net interest income | $3,898,000 | 3,860 |
| Provision for loan and lease losses | $161,000 | 4,532 |
| Total noninterest income | $870,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $772,000 | 1,737 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 5,658 |
| Total noninterest expense | $3,330,000 | 3,904 |
| Salaries and employee benefits | $2,009,000 | 3,604 |
| Premises and equipment expense | $448,000 | 3,954 |
| Additional noninterest expense | $873,000 | 4,299 |
| Pre-tax net operating income | $1,277,000 | 3,194 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $411,000 | 2,126 |
| Income before extraordinary items | $930,000 | 3,253 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $930,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,023 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $885,840 | 3,491 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 4,308 |
| Total interest expense | $1,389,000 | 4,729 |
| Net interest income | $2,534,000 | 3,932 |
| Provision for loan and lease losses | $101,000 | 4,232 |
| Total noninterest income | $575,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $512,000 | 1,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $2,169,000 | 3,991 |
| Salaries and employee benefits | $1,316,000 | 3,690 |
| Premises and equipment expense | $295,000 | 4,009 |
| Additional noninterest expense | $558,000 | 4,401 |
| Pre-tax net operating income | $839,000 | 3,331 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $275,000 | 2,313 |
| Income before extraordinary items | $628,000 | 3,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,043 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $583,200 | 3,643 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 4,423 |
| Total interest expense | $703,000 | 4,869 |
| Net interest income | $1,226,000 | 4,042 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $298,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $252,000 | 1,719 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $1,069,000 | 4,042 |
| Salaries and employee benefits | $653,000 | 3,735 |
| Premises and equipment expense | $143,000 | 4,131 |
| Additional noninterest expense | $273,000 | 4,411 |
| Pre-tax net operating income | $430,000 | 3,384 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $128,000 | 2,511 |
| Income before extraordinary items | $302,000 | 3,780 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,590 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $302,000 | 3,703 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 4,433 |
| Total interest expense | $2,703,000 | 5,064 |
| Net interest income | $5,102,000 | 3,938 |
| Provision for loan and lease losses | $117,000 | 4,711 |
| Total noninterest income | $1,028,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $990,000 | 1,776 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $3,910,000 | 4,193 |
| Salaries and employee benefits | $2,252,000 | 4,011 |
| Premises and equipment expense | $601,000 | 3,835 |
| Additional noninterest expense | $1,057,000 | 4,471 |
| Pre-tax net operating income | $2,103,000 | 3,203 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $664,000 | 2,365 |
| Income before extraordinary items | $1,451,000 | 3,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,451,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,101 |
| Cash dividends | $442,000 | 3,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,442,720 | 3,525 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 4,476 |
| Total interest expense | $2,011,000 | 5,102 |
| Net interest income | $3,808,000 | 3,962 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $765,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $733,000 | 1,777 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $2,866,000 | 4,225 |
| Salaries and employee benefits | $1,658,000 | 4,054 |
| Premises and equipment expense | $451,000 | 3,825 |
| Additional noninterest expense | $757,000 | 4,565 |
| Pre-tax net operating income | $1,602,000 | 3,320 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $497,000 | 2,543 |
| Income before extraordinary items | $1,105,000 | 3,660 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,105,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,960 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,105,000 | 3,644 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 4,539 |
| Total interest expense | $1,293,000 | 5,200 |
| Net interest income | $2,517,000 | 4,005 |
| Provision for loan and lease losses | $68,000 | 3,874 |
| Total noninterest income | $513,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $490,000 | 1,783 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $1,887,000 | 4,303 |
| Salaries and employee benefits | $1,111,000 | 4,074 |
| Premises and equipment expense | $296,000 | 3,886 |
| Additional noninterest expense | $480,000 | 4,698 |
| Pre-tax net operating income | $1,075,000 | 3,362 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $334,000 | 2,607 |
| Income before extraordinary items | $741,000 | 3,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $741,000 | 3,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $741,000 | 3,668 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 4,581 |
| Total interest expense | $626,000 | 5,270 |
| Net interest income | $1,252,000 | 4,024 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $249,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $233,000 | 1,815 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $948,000 | 4,297 |
| Salaries and employee benefits | $563,000 | 4,057 |
| Premises and equipment expense | $146,000 | 3,924 |
| Additional noninterest expense | $239,000 | 4,694 |
| Pre-tax net operating income | $523,000 | 3,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $164,000 | 2,653 |
| Income before extraordinary items | $359,000 | 3,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $359,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $359,000 | 3,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 4,603 |
| Total interest expense | $2,201,000 | 5,149 |
| Net interest income | $4,717,000 | 4,194 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $994,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $943,000 | 1,838 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 7,226 |
| Total noninterest expense | $3,306,000 | 4,569 |
| Salaries and employee benefits | $1,945,000 | 4,371 |
| Premises and equipment expense | $496,000 | 4,293 |
| Additional noninterest expense | $865,000 | 4,990 |
| Pre-tax net operating income | $2,205,000 | 3,424 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $686,000 | 2,699 |
| Income before extraordinary items | $1,519,000 | 3,738 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,519,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,299 |
| Cash dividends | $691,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,519,000 | 3,719 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 4,659 |
| Total interest expense | $1,575,000 | 5,205 |
| Net interest income | $3,476,000 | 4,269 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $735,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $695,000 | 1,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $2,445,000 | 4,611 |
| Salaries and employee benefits | $1,463,000 | 4,322 |
| Premises and equipment expense | $367,000 | 4,337 |
| Additional noninterest expense | $615,000 | 5,135 |
| Pre-tax net operating income | $1,631,000 | 3,592 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $508,000 | 2,850 |
| Income before extraordinary items | $1,123,000 | 3,886 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,123,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,123,000 | 3,875 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 4,705 |
| Total interest expense | $999,000 | 5,223 |
| Net interest income | $2,270,000 | 4,343 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $479,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $448,000 | 1,909 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $1,601,000 | 4,679 |
| Salaries and employee benefits | $956,000 | 4,404 |
| Premises and equipment expense | $242,000 | 4,353 |
| Additional noninterest expense | $403,000 | 5,184 |
| Pre-tax net operating income | $1,058,000 | 3,667 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $328,000 | 2,916 |
| Income before extraordinary items | $730,000 | 3,960 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $730,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $730,000 | 3,949 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,740 |
| Total interest expense | $481,000 | 5,227 |
| Net interest income | $1,100,000 | 4,429 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $233,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $212,000 | 1,947 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $798,000 | 4,702 |
| Salaries and employee benefits | $475,000 | 4,441 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $201,000 | 5,158 |
| Pre-tax net operating income | $490,000 | 3,780 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $153,000 | 3,014 |
| Income before extraordinary items | $337,000 | 4,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $337,000 | 4,093 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 4,829 |
| Total interest expense | $1,407,000 | 5,396 |
| Net interest income | $4,117,000 | 4,535 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $910,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $842,000 | 2,022 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 6,995 |
| Total noninterest expense | $3,165,000 | 4,596 |
| Salaries and employee benefits | $1,710,000 | 4,640 |
| Premises and equipment expense | $486,000 | 4,271 |
| Additional noninterest expense | $969,000 | 4,524 |
| Pre-tax net operating income | $1,662,000 | 4,135 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $508,000 | 3,343 |
| Income before extraordinary items | $1,154,000 | 4,445 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,154,000 | 4,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $1,011,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,154,000 | 4,408 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 4,947 |
| Total interest expense | $968,000 | 5,524 |
| Net interest income | $2,996,000 | 4,647 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $666,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $616,000 | 2,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 7,069 |
| Total noninterest expense | $2,272,000 | 4,707 |
| Salaries and employee benefits | $1,272,000 | 4,645 |
| Premises and equipment expense | $347,000 | 4,392 |
| Additional noninterest expense | $653,000 | 4,845 |
| Pre-tax net operating income | $1,255,000 | 4,201 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $388,000 | 3,378 |
| Income before extraordinary items | $867,000 | 4,549 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $867,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $506,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $867,000 | 4,509 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 5,035 |
| Total interest expense | $564,000 | 5,731 |
| Net interest income | $1,963,000 | 4,685 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $428,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $393,000 | 2,095 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $1,535,000 | 4,659 |
| Salaries and employee benefits | $874,000 | 4,519 |
| Premises and equipment expense | $227,000 | 4,414 |
| Additional noninterest expense | $434,000 | 4,840 |
| Pre-tax net operating income | $766,000 | 4,384 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $232,000 | 3,535 |
| Income before extraordinary items | $534,000 | 4,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $534,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $506,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $534,000 | 4,670 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,163 |
| Total interest expense | $241,000 | 6,068 |
| Net interest income | $962,000 | 4,740 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $208,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $194,000 | 2,057 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $752,000 | 4,736 |
| Salaries and employee benefits | $438,000 | 4,522 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $203,000 | 5,013 |
| Pre-tax net operating income | $373,000 | 4,457 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $258,000 | 4,778 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $258,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $506,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $258,000 | 4,741 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 5,330 |
| Total interest expense | $778,000 | 6,338 |
| Net interest income | $3,524,000 | 4,876 |
| Provision for loan and lease losses | $206,000 | 3,634 |
| Total noninterest income | $982,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $917,000 | 1,909 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $2,803,000 | 4,898 |
| Salaries and employee benefits | $1,557,000 | 4,812 |
| Premises and equipment expense | $461,000 | 4,338 |
| Additional noninterest expense | $785,000 | 5,161 |
| Pre-tax net operating income | $1,497,000 | 4,253 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $455,000 | 3,494 |
| Income before extraordinary items | $1,043,000 | 4,576 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,043,000 | 4,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $405,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,042,300 | 4,505 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 5,393 |
| Total interest expense | $555,000 | 6,435 |
| Net interest income | $2,582,000 | 4,946 |
| Provision for loan and lease losses | $101,000 | 4,252 |
| Total noninterest income | $729,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $680,000 | 1,938 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $2,080,000 | 4,894 |
| Salaries and employee benefits | $1,171,000 | 4,757 |
| Premises and equipment expense | $336,000 | 4,412 |
| Additional noninterest expense | $573,000 | 5,193 |
| Pre-tax net operating income | $1,130,000 | 4,319 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $349,000 | 3,521 |
| Income before extraordinary items | $781,000 | 4,692 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $781,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $405,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $781,000 | 4,611 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 5,486 |
| Total interest expense | $366,000 | 6,499 |
| Net interest income | $1,677,000 | 5,040 |
| Provision for loan and lease losses | $56,000 | 4,573 |
| Total noninterest income | $481,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $441,000 | 1,958 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $1,374,000 | 4,953 |
| Salaries and employee benefits | $784,000 | 4,785 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $363,000 | 5,402 |
| Pre-tax net operating income | $728,000 | 4,359 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $227,000 | 3,550 |
| Income before extraordinary items | $501,000 | 4,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 4,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $405,000 | 2,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $501,000 | 4,644 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 5,585 |
| Total interest expense | $184,000 | 6,554 |
| Net interest income | $812,000 | 5,154 |
| Provision for loan and lease losses | $26,000 | 4,484 |
| Total noninterest income | $240,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $215,000 | 1,949 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $672,000 | 5,046 |
| Salaries and employee benefits | $385,000 | 4,873 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $173,000 | 5,550 |
| Pre-tax net operating income | $354,000 | 4,401 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $242,000 | 4,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $405,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $242,000 | 4,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 5,916 |
| Total interest expense | $840,000 | 6,584 |
| Net interest income | $2,824,000 | 5,499 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $826,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $780,000 | 2,157 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $2,456,000 | 5,277 |
| Salaries and employee benefits | $1,387,000 | 5,119 |
| Premises and equipment expense | $406,000 | 4,686 |
| Additional noninterest expense | $663,000 | 5,668 |
| Pre-tax net operating income | $1,098,000 | 4,927 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $317,000 | 4,204 |
| Income before extraordinary items | $781,000 | 5,296 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $781,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $507,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $781,000 | 5,150 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 6,007 |
| Total interest expense | $640,000 | 6,694 |
| Net interest income | $2,076,000 | 5,600 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $616,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $564,000 | 2,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $1,775,000 | 5,385 |
| Salaries and employee benefits | $1,021,000 | 5,182 |
| Premises and equipment expense | $299,000 | 4,721 |
| Additional noninterest expense | $455,000 | 5,945 |
| Pre-tax net operating income | $845,000 | 4,988 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $271,000 | 4,111 |
| Income before extraordinary items | $574,000 | 5,517 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $574,000 | 5,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $507,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $574,000 | 5,324 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 6,057 |
| Total interest expense | $432,000 | 6,785 |
| Net interest income | $1,376,000 | 5,611 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $401,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $373,000 | 2,221 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $1,162,000 | 5,449 |
| Salaries and employee benefits | $678,000 | 5,199 |
| Premises and equipment expense | $193,000 | 4,808 |
| Additional noninterest expense | $291,000 | 6,078 |
| Pre-tax net operating income | $567,000 | 4,998 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $179,000 | 4,187 |
| Income before extraordinary items | $388,000 | 5,492 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $388,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $507,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $388,000 | 5,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 6,191 |
| Total interest expense | $214,000 | 6,888 |
| Net interest income | $661,000 | 5,726 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $197,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 2,139 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $573,000 | 5,497 |
| Salaries and employee benefits | $334,000 | 5,256 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $142,000 | 6,123 |
| Pre-tax net operating income | $261,000 | 5,165 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $180,000 | 5,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $507,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $180,000 | 5,384 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 6,372 |
| Total interest expense | $1,018,000 | 6,886 |
| Net interest income | $2,443,000 | 5,982 |
| Provision for loan and lease losses | $357,000 | 3,097 |
| Total noninterest income | $850,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $844,000 | 1,909 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $1,977,000 | 5,904 |
| Salaries and employee benefits | $1,089,000 | 5,841 |
| Premises and equipment expense | $275,000 | 5,831 |
| Additional noninterest expense | $613,000 | 5,845 |
| Pre-tax net operating income | $959,000 | 5,317 |
| Securities gains (losses) | $273,000 | 960 |
| Applicable income taxes | $381,000 | 3,981 |
| Income before extraordinary items | $851,000 | 5,038 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $851,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,525 |
| Cash dividends | $761,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $662,630 | 5,551 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 6,385 |
| Total interest expense | $1,571,000 | 6,839 |
| Net interest income | $2,395,000 | 5,861 |
| Provision for loan and lease losses | $33,000 | 7,158 |
| Total noninterest income | $543,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $469,000 | 2,989 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $74,000 | 7,023 |
| Total noninterest expense | $1,759,000 | 6,219 |
| Salaries and employee benefits | $911,000 | 6,324 |
| Premises and equipment expense | $300,000 | 5,518 |
| Additional noninterest expense | $548,000 | 6,165 |
| Pre-tax net operating income | $1,146,000 | 4,537 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $359,000 | 3,936 |
| Income before extraordinary items | $787,000 | 4,914 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $787,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $863,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $787,000 | 4,795 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 6,245 |
| Total interest expense | $1,604,000 | 6,961 |
| Net interest income | $2,706,000 | 5,536 |
| Provision for loan and lease losses | $47,000 | 6,676 |
| Total noninterest income | $488,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,177 |
| Total noninterest expense | $1,697,000 | 6,272 |
| Salaries and employee benefits | $956,000 | 6,104 |
| Premises and equipment expense | $298,000 | 5,442 |
| Additional noninterest expense | $443,000 | 6,826 |
| Pre-tax net operating income | $1,450,000 | 4,158 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $462,000 | 3,666 |
| Income before extraordinary items | $988,000 | 4,421 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $988,000 | 4,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $710,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $988,000 | 4,420 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 6,144 |
| Total interest expense | $1,631,000 | 6,670 |
| Net interest income | $2,627,000 | 5,632 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $477,000 | 5,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $1,582,000 | 6,571 |
| Salaries and employee benefits | $890,000 | 6,354 |
| Premises and equipment expense | $278,000 | 5,710 |
| Additional noninterest expense | $414,000 | 7,155 |
| Pre-tax net operating income | $1,522,000 | 4,052 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $496,000 | 3,663 |
| Income before extraordinary items | $1,026,000 | 4,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,026,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $607,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,026,000 | 4,316 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 6,189 |
| Total interest expense | $1,817,000 | 6,517 |
| Net interest income | $2,526,000 | 5,819 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $413,000 | 5,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $1,507,000 | 6,671 |
| Salaries and employee benefits | $833,000 | 6,543 |
| Premises and equipment expense | $271,000 | 5,687 |
| Additional noninterest expense | $403,000 | 7,195 |
| Pre-tax net operating income | $1,432,000 | 4,334 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $461,000 | 4,064 |
| Income before extraordinary items | $971,000 | 4,618 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $971,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $1,006,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $971,000 | 4,514 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 6,424 |
| Total interest expense | $1,847,000 | 6,574 |
| Net interest income | $2,412,000 | 6,196 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $340,000 | 6,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,412,000 | 7,008 |
| Salaries and employee benefits | $797,000 | 6,800 |
| Premises and equipment expense | $248,000 | 6,083 |
| Additional noninterest expense | $367,000 | 7,648 |
| Pre-tax net operating income | $1,335,000 | 4,877 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $432,000 | 4,648 |
| Income before extraordinary items | $903,000 | 5,043 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $903,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $506,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $903,000 | 4,988 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 6,856 |
| Total interest expense | $1,822,000 | 6,795 |
| Net interest income | $2,195,000 | 6,782 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $294,000 | 7,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,281,000 | 7,719 |
| Salaries and employee benefits | $757,000 | 7,221 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $331,000 | 8,563 |
| Pre-tax net operating income | $1,176,000 | 5,195 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $375,000 | 5,100 |
| Income before extraordinary items | $804,000 | 5,287 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $804,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $202,000 | 5,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $801,960 | 5,238 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 7,090 |
| Total interest expense | $1,807,000 | 6,884 |
| Net interest income | $2,113,000 | 7,050 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $261,000 | 7,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,255,000 | 8,023 |
| Salaries and employee benefits | $727,000 | 7,554 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $361,000 | 8,587 |
| Pre-tax net operating income | $1,074,000 | 5,699 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $356,000 | 5,372 |
| Income before extraordinary items | $718,000 | 5,877 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $718,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $152,000 | 6,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $718,000 | 5,856 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 7,696 |
| Total interest expense | $1,381,000 | 7,265 |
| Net interest income | $1,872,000 | 7,875 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $1,204,000 | 8,585 |
| Salaries and employee benefits | $681,000 | 8,021 |
| Premises and equipment expense | $168,000 | 8,131 |
| Additional noninterest expense | $355,000 | 9,289 |
| Pre-tax net operating income | $921,000 | 6,292 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $335,000 | 5,452 |
| Income before extraordinary items | $586,000 | 6,657 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $586,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $126,000 | 6,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $586,000 | 6,715 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 8,083 |
| Total interest expense | $1,348,000 | 7,714 |
| Net interest income | $1,808,000 | 8,230 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $217,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $1,180,000 | 8,969 |
| Salaries and employee benefits | $675,000 | 8,174 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $343,000 | 9,921 |
| Pre-tax net operating income | $830,000 | 6,664 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $285,000 | 6,264 |
| Income before extraordinary items | $545,000 | 7,183 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $545,000 | 7,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $76,000 | 7,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $545,000 | 6,939 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 8,457 |
| Total interest expense | $1,654,000 | 8,036 |
| Net interest income | $1,654,000 | 8,796 |
| Provision for loan and lease losses | $74,000 | 8,124 |
| Total noninterest income | $195,000 | 9,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,120,000 | 9,412 |
| Salaries and employee benefits | $620,000 | 8,641 |
| Premises and equipment expense | $159,000 | 8,856 |
| Additional noninterest expense | $341,000 | 10,308 |
| Pre-tax net operating income | $655,000 | 7,358 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $207,000 | 7,418 |
| Income before extraordinary items | $448,000 | 7,758 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $448,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $51,000 | 7,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $448,000 | 7,395 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.