Home > Clinton State Bank > Income and Expense
Clinton State Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 5,923 |
| Total interest expense | $108,000 | 6,291 |
| Net interest income | $1,411,000 | 5,819 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $112,000 | 5,976 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $86,000 | 5,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $26,000 | 6,134 |
| Total noninterest expense | $806,000 | 6,332 |
| Salaries and employee benefits | $481,000 | 6,205 |
| Premises and equipment expense | $51,000 | 6,573 |
| Additional noninterest expense | $274,000 | 6,240 |
| Pre-tax net operating income | $717,000 | 4,234 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $717,000 | 4,024 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $717,000 | 4,026 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $717,000 | 4,027 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $470,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $717,000 | 3,956 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 5,944 |
| Total interest expense | $83,000 | 6,256 |
| Net interest income | $936,000 | 5,851 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $76,000 | 5,978 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $52,000 | 5,236 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 6,003 |
| Total noninterest expense | $559,000 | 6,317 |
| Salaries and employee benefits | $322,000 | 6,236 |
| Premises and equipment expense | $38,000 | 6,559 |
| Additional noninterest expense | $199,000 | 6,179 |
| Pre-tax net operating income | $453,000 | 4,302 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $453,000 | 4,106 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $453,000 | 4,109 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $453,000 | 4,109 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $470,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $453,000 | 4,001 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 5,968 |
| Total interest expense | $51,000 | 6,121 |
| Net interest income | $469,000 | 5,878 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $27,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $260,000 | 6,461 |
| Salaries and employee benefits | $151,000 | 6,383 |
| Premises and equipment expense | $24,000 | 6,452 |
| Additional noninterest expense | $85,000 | 6,410 |
| Pre-tax net operating income | $236,000 | 4,216 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $236,000 | 3,984 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $236,000 | 3,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $236,000 | 3,987 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $470,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $236,000 | 3,899 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 7,008 |
| Total interest expense | $43,000 | 7,001 |
| Net interest income | $408,000 | 6,993 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $24,000 | 6,742 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $22,000 | 6,643 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,000 | 6,510 |
| Total noninterest expense | $169,000 | 7,068 |
| Salaries and employee benefits | $97,000 | 7,056 |
| Premises and equipment expense | $10,000 | 7,045 |
| Additional noninterest expense | $62,000 | 7,067 |
| Pre-tax net operating income | $263,000 | 5,520 |
| Securities gains (losses) | $214,000 | 1,637 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $477,000 | 4,994 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $477,000 | 4,993 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $477,000 | 4,994 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $3,467,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $263,000 | 5,388 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 5,578 |
| Total interest expense | $301,000 | 5,670 |
| Net interest income | $1,932,000 | 5,496 |
| Provision for loan and lease losses | $23,000 | 5,337 |
| Total noninterest income | $106,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $82,000 | 5,377 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 6,228 |
| Total noninterest expense | $800,000 | 6,586 |
| Salaries and employee benefits | $559,000 | 6,246 |
| Premises and equipment expense | $49,000 | 6,871 |
| Additional noninterest expense | $192,000 | 6,813 |
| Pre-tax net operating income | $1,215,000 | 3,287 |
| Securities gains (losses) | $-162,000 | 7,056 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,053,000 | 3,334 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,053,000 | 3,335 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,053,000 | 3,336 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $934,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,215,000 | 2,898 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 5,607 |
| Total interest expense | $208,000 | 5,702 |
| Net interest income | $1,292,000 | 5,524 |
| Provision for loan and lease losses | $23,000 | 5,069 |
| Total noninterest income | $71,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $53,000 | 5,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,217 |
| Total noninterest expense | $359,000 | 6,963 |
| Salaries and employee benefits | $228,000 | 6,842 |
| Premises and equipment expense | $33,000 | 6,911 |
| Additional noninterest expense | $98,000 | 7,022 |
| Pre-tax net operating income | $981,000 | 2,891 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $981,000 | 2,655 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $981,000 | 2,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $981,000 | 2,655 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $826,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $981,000 | 2,513 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 5,651 |
| Total interest expense | $109,000 | 5,724 |
| Net interest income | $642,000 | 5,554 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $29,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $162,000 | 7,078 |
| Salaries and employee benefits | $115,000 | 6,890 |
| Premises and equipment expense | $15,000 | 7,000 |
| Additional noninterest expense | $32,000 | 7,222 |
| Pre-tax net operating income | $509,000 | 2,851 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $509,000 | 2,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $509,000 | 2,559 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $509,000 | 2,560 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $509,000 | 2,441 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 5,590 |
| Total interest expense | $600,000 | 5,519 |
| Net interest income | $2,673,000 | 5,514 |
| Provision for loan and lease losses | $45,000 | 5,911 |
| Total noninterest income | $142,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $110,000 | 5,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $32,000 | 6,182 |
| Total noninterest expense | $1,305,000 | 6,515 |
| Salaries and employee benefits | $848,000 | 6,168 |
| Premises and equipment expense | $78,000 | 6,983 |
| Additional noninterest expense | $379,000 | 6,610 |
| Pre-tax net operating income | $1,465,000 | 3,071 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,000 | 6,510 |
| Income before extraordinary items | $1,466,000 | 2,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,466,000 | 2,816 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,466,000 | 2,816 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $1,060,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,466,000 | 2,718 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 5,618 |
| Total interest expense | $479,000 | 5,502 |
| Net interest income | $2,012,000 | 5,536 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $105,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $80,000 | 5,461 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $25,000 | 6,271 |
| Total noninterest expense | $649,000 | 7,020 |
| Salaries and employee benefits | $341,000 | 7,016 |
| Premises and equipment expense | $56,000 | 7,066 |
| Additional noninterest expense | $252,000 | 6,782 |
| Pre-tax net operating income | $1,423,000 | 2,679 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,000 | 6,712 |
| Income before extraordinary items | $1,424,000 | 2,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,424,000 | 2,424 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,424,000 | 2,424 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $914,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,424,000 | 2,315 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 5,662 |
| Total interest expense | $336,000 | 5,504 |
| Net interest income | $1,330,000 | 5,593 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $67,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $50,000 | 5,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,348 |
| Total noninterest expense | $429,000 | 7,089 |
| Salaries and employee benefits | $220,000 | 7,107 |
| Premises and equipment expense | $35,000 | 7,175 |
| Additional noninterest expense | $174,000 | 6,817 |
| Pre-tax net operating income | $938,000 | 2,651 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $937,000 | 2,398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $937,000 | 2,398 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $937,000 | 2,398 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $768,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $937,000 | 2,311 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 5,658 |
| Total interest expense | $176,000 | 5,514 |
| Net interest income | $668,000 | 5,596 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $34,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $216,000 | 7,137 |
| Salaries and employee benefits | $111,000 | 7,150 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $86,000 | 6,893 |
| Pre-tax net operating income | $471,000 | 2,666 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $471,000 | 2,364 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $471,000 | 2,363 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $471,000 | 2,364 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $471,000 | 2,319 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 5,715 |
| Total interest expense | $803,000 | 5,701 |
| Net interest income | $2,688,000 | 5,613 |
| Provision for loan and lease losses | $83,000 | 6,157 |
| Total noninterest income | $123,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 5,373 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,725 |
| Total noninterest expense | $1,289,000 | 6,756 |
| Salaries and employee benefits | $832,000 | 6,384 |
| Premises and equipment expense | $99,000 | 7,061 |
| Additional noninterest expense | $358,000 | 6,924 |
| Pre-tax net operating income | $1,439,000 | 2,785 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $1,438,000 | 2,583 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,438,000 | 2,578 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,438,000 | 2,584 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $1,004,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,438,000 | 2,483 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 5,829 |
| Total interest expense | $612,000 | 5,824 |
| Net interest income | $2,009,000 | 5,688 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $94,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $83,000 | 5,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $641,000 | 7,292 |
| Salaries and employee benefits | $341,000 | 7,303 |
| Premises and equipment expense | $78,000 | 7,109 |
| Additional noninterest expense | $222,000 | 7,196 |
| Pre-tax net operating income | $1,402,000 | 2,510 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $1,401,000 | 2,274 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,401,000 | 2,274 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,401,000 | 2,276 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $858,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,401,000 | 2,169 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 5,897 |
| Total interest expense | $417,000 | 5,874 |
| Net interest income | $1,309,000 | 5,765 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $60,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $413,000 | 7,387 |
| Salaries and employee benefits | $226,000 | 7,363 |
| Premises and equipment expense | $34,000 | 7,470 |
| Additional noninterest expense | $153,000 | 7,215 |
| Pre-tax net operating income | $926,000 | 2,532 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $925,000 | 2,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $925,000 | 2,260 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $925,000 | 2,263 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $712,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $925,000 | 2,185 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 5,995 |
| Total interest expense | $213,000 | 5,951 |
| Net interest income | $633,000 | 5,881 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $210,000 | 7,481 |
| Salaries and employee benefits | $118,000 | 7,406 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $73,000 | 7,359 |
| Pre-tax net operating income | $438,000 | 2,663 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $437,000 | 2,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 2,400 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $437,000 | 2,401 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $437,000 | 2,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 5,984 |
| Total interest expense | $1,047,000 | 5,932 |
| Net interest income | $2,519,000 | 5,819 |
| Provision for loan and lease losses | $95,000 | 6,492 |
| Total noninterest income | $145,000 | 6,622 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $120,000 | 5,505 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $25,000 | 6,847 |
| Total noninterest expense | $1,219,000 | 7,121 |
| Salaries and employee benefits | $787,000 | 6,736 |
| Premises and equipment expense | $77,000 | 7,577 |
| Additional noninterest expense | $355,000 | 7,242 |
| Pre-tax net operating income | $1,350,000 | 2,520 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $1,349,000 | 2,280 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,349,000 | 2,278 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,349,000 | 2,278 |
| Net charge-offs | $104,000 | 5,655 |
| Cash dividends | $1,004,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,349,000 | 2,248 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 6,024 |
| Total interest expense | $817,000 | 5,981 |
| Net interest income | $1,877,000 | 5,853 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $115,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $589,000 | 7,680 |
| Salaries and employee benefits | $324,000 | 7,631 |
| Premises and equipment expense | $55,000 | 7,677 |
| Additional noninterest expense | $210,000 | 7,532 |
| Pre-tax net operating income | $1,358,000 | 2,227 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $1,357,000 | 1,959 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,357,000 | 1,958 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,357,000 | 1,959 |
| Net charge-offs | $35,000 | 5,924 |
| Cash dividends | $858,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,357,000 | 1,914 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 6,093 |
| Total interest expense | $572,000 | 6,017 |
| Net interest income | $1,220,000 | 5,927 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $81,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $61,000 | 5,508 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $355,000 | 7,841 |
| Salaries and employee benefits | $213,000 | 7,723 |
| Premises and equipment expense | $33,000 | 7,819 |
| Additional noninterest expense | $109,000 | 7,812 |
| Pre-tax net operating income | $916,000 | 2,271 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $915,000 | 2,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $915,000 | 1,998 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $915,000 | 1,999 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $712,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $915,000 | 1,929 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 6,091 |
| Total interest expense | $308,000 | 5,952 |
| Net interest income | $607,000 | 5,958 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $180,000 | 7,855 |
| Salaries and employee benefits | $108,000 | 7,757 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $55,000 | 7,776 |
| Pre-tax net operating income | $454,000 | 2,553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $454,000 | 2,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $454,000 | 2,317 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $454,000 | 2,319 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $454,000 | 2,181 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 6,061 |
| Total interest expense | $1,649,000 | 5,770 |
| Net interest income | $2,246,000 | 6,152 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $205,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $157,000 | 5,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $48,000 | 6,793 |
| Total noninterest expense | $1,167,000 | 7,313 |
| Salaries and employee benefits | $754,000 | 7,018 |
| Premises and equipment expense | $88,000 | 7,727 |
| Additional noninterest expense | $325,000 | 7,346 |
| Pre-tax net operating income | $1,234,000 | 3,368 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $1,233,000 | 2,858 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,233,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $869,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,233,000 | 3,003 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 6,127 |
| Total interest expense | $1,294,000 | 5,785 |
| Net interest income | $1,642,000 | 6,258 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $151,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $119,000 | 5,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $542,000 | 7,931 |
| Salaries and employee benefits | $306,000 | 7,912 |
| Premises and equipment expense | $62,000 | 7,827 |
| Additional noninterest expense | $174,000 | 7,776 |
| Pre-tax net operating income | $1,221,000 | 3,290 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $1,220,000 | 2,726 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,220,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $767,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,220,000 | 2,865 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 6,188 |
| Total interest expense | $909,000 | 5,800 |
| Net interest income | $1,049,000 | 6,377 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $100,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $24,000 | 7,026 |
| Total noninterest expense | $352,000 | 8,012 |
| Salaries and employee benefits | $201,000 | 7,981 |
| Premises and equipment expense | $37,000 | 7,956 |
| Additional noninterest expense | $114,000 | 7,839 |
| Pre-tax net operating income | $767,000 | 3,522 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $766,000 | 3,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $766,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $612,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $766,000 | 3,075 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 6,237 |
| Total interest expense | $474,000 | 5,892 |
| Net interest income | $516,000 | 6,438 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $175,000 | 8,051 |
| Salaries and employee benefits | $101,000 | 8,019 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $53,000 | 7,940 |
| Pre-tax net operating income | $362,000 | 3,756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $361,000 | 3,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $361,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $361,000 | 3,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 6,308 |
| Total interest expense | $1,923,000 | 5,906 |
| Net interest income | $1,917,000 | 6,595 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $203,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $158,000 | 5,342 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $45,000 | 7,199 |
| Total noninterest expense | $1,058,000 | 7,568 |
| Salaries and employee benefits | $711,000 | 7,226 |
| Premises and equipment expense | $71,000 | 8,049 |
| Additional noninterest expense | $276,000 | 7,657 |
| Pre-tax net operating income | $1,062,000 | 4,612 |
| Securities gains (losses) | $-133,000 | 8,202 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $929,000 | 4,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $929,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $867,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,062,000 | 4,170 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 6,377 |
| Total interest expense | $1,439,000 | 5,946 |
| Net interest income | $1,409,000 | 6,697 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $156,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 5,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 7,171 |
| Total noninterest expense | $534,000 | 8,041 |
| Salaries and employee benefits | $305,000 | 8,023 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $176,000 | 7,834 |
| Pre-tax net operating income | $1,031,000 | 4,282 |
| Securities gains (losses) | $-133,000 | 8,337 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $898,000 | 4,123 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $898,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $767,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,031,000 | 3,806 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 6,450 |
| Total interest expense | $955,000 | 5,976 |
| Net interest income | $913,000 | 6,798 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $101,000 | 6,827 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $80,000 | 5,357 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $349,000 | 8,103 |
| Salaries and employee benefits | $196,000 | 8,117 |
| Premises and equipment expense | $34,000 | 8,121 |
| Additional noninterest expense | $119,000 | 7,856 |
| Pre-tax net operating income | $665,000 | 4,436 |
| Securities gains (losses) | $-133,000 | 8,436 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $532,000 | 4,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $532,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $653,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $665,000 | 3,929 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 6,517 |
| Total interest expense | $468,000 | 6,012 |
| Net interest income | $448,000 | 6,862 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $49,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $168,000 | 8,183 |
| Salaries and employee benefits | $93,000 | 8,195 |
| Premises and equipment expense | $17,000 | 8,143 |
| Additional noninterest expense | $58,000 | 7,916 |
| Pre-tax net operating income | $329,000 | 4,442 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $326,000 | 3,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $326,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $329,000 | 3,943 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 6,402 |
| Total interest expense | $1,628,000 | 5,922 |
| Net interest income | $1,906,000 | 6,674 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $189,000 | 7,012 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $128,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 7,036 |
| Total noninterest expense | $1,018,000 | 7,678 |
| Salaries and employee benefits | $740,000 | 7,152 |
| Premises and equipment expense | $84,000 | 7,984 |
| Additional noninterest expense | $194,000 | 8,154 |
| Pre-tax net operating income | $1,077,000 | 5,028 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,077,000 | 4,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,077,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $978,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,077,000 | 4,530 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 6,450 |
| Total interest expense | $1,170,000 | 5,971 |
| Net interest income | $1,449,000 | 6,709 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $126,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $91,000 | 5,951 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $435,000 | 8,370 |
| Salaries and employee benefits | $279,000 | 8,231 |
| Premises and equipment expense | $59,000 | 8,085 |
| Additional noninterest expense | $97,000 | 8,503 |
| Pre-tax net operating income | $1,140,000 | 4,432 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,140,000 | 3,861 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,140,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $978,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,140,000 | 3,850 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 6,505 |
| Total interest expense | $732,000 | 6,040 |
| Net interest income | $971,000 | 6,728 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $88,000 | 7,201 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,165 |
| Total noninterest expense | $270,000 | 8,462 |
| Salaries and employee benefits | $187,000 | 8,269 |
| Premises and equipment expense | $26,000 | 8,413 |
| Additional noninterest expense | $57,000 | 8,594 |
| Pre-tax net operating income | $789,000 | 4,353 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $791,000 | 3,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $791,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $844,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $789,000 | 3,777 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 6,543 |
| Total interest expense | $354,000 | 6,008 |
| Net interest income | $479,000 | 6,791 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $48,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $126,000 | 8,532 |
| Salaries and employee benefits | $86,000 | 8,367 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $26,000 | 8,641 |
| Pre-tax net operating income | $401,000 | 4,271 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $403,000 | 3,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $401,000 | 3,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 6,335 |
| Total interest expense | $1,122,000 | 5,991 |
| Net interest income | $2,198,000 | 6,388 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $177,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $118,000 | 6,025 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,187 |
| Total noninterest expense | $1,133,000 | 7,512 |
| Salaries and employee benefits | $796,000 | 6,944 |
| Premises and equipment expense | $111,000 | 7,742 |
| Additional noninterest expense | $226,000 | 8,065 |
| Pre-tax net operating income | $1,242,000 | 4,829 |
| Securities gains (losses) | $-26,000 | 7,947 |
| Applicable income taxes | $-1,000 | 8,401 |
| Income before extraordinary items | $1,217,000 | 4,310 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,217,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $1,018,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,243,000 | 4,238 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 6,365 |
| Total interest expense | $810,000 | 5,986 |
| Net interest income | $1,641,000 | 6,425 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $128,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 6,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $475,000 | 8,341 |
| Salaries and employee benefits | $298,000 | 8,205 |
| Premises and equipment expense | $68,000 | 7,980 |
| Additional noninterest expense | $109,000 | 8,516 |
| Pre-tax net operating income | $1,294,000 | 4,129 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $-1,000 | 8,537 |
| Income before extraordinary items | $1,283,000 | 3,509 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,283,000 | 3,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $839,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,295,000 | 3,455 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 6,381 |
| Total interest expense | $511,000 | 5,982 |
| Net interest income | $1,085,000 | 6,445 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $84,000 | 7,333 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $309,000 | 8,368 |
| Salaries and employee benefits | $202,000 | 8,181 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $68,000 | 8,551 |
| Pre-tax net operating income | $860,000 | 4,110 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,000 | 8,563 |
| Income before extraordinary items | $861,000 | 3,458 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $861,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $660,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $861,000 | 3,415 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,443 |
| Total interest expense | $245,000 | 6,024 |
| Net interest income | $538,000 | 6,514 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $144,000 | 8,512 |
| Salaries and employee benefits | $95,000 | 8,326 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $22,000 | 8,797 |
| Pre-tax net operating income | $433,000 | 4,062 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-1,000 | 8,627 |
| Income before extraordinary items | $434,000 | 3,406 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $434,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $448,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $434,000 | 3,374 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 6,320 |
| Total interest expense | $1,002,000 | 5,645 |
| Net interest income | $2,114,000 | 6,477 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $143,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $112,000 | 6,300 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,936 |
| Total noninterest expense | $1,086,000 | 7,645 |
| Salaries and employee benefits | $755,000 | 7,098 |
| Premises and equipment expense | $94,000 | 8,044 |
| Additional noninterest expense | $237,000 | 8,077 |
| Pre-tax net operating income | $981,000 | 5,281 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $982,000 | 4,753 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $982,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,699 |
| Cash dividends | $983,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $980,000 | 4,679 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 6,356 |
| Total interest expense | $759,000 | 5,592 |
| Net interest income | $1,550,000 | 6,545 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $114,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $488,000 | 8,424 |
| Salaries and employee benefits | $298,000 | 8,287 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $134,000 | 8,434 |
| Pre-tax net operating income | $1,176,000 | 4,208 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $1,182,000 | 3,581 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,182,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $841,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,175,000 | 3,525 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 6,415 |
| Total interest expense | $483,000 | 5,744 |
| Net interest income | $1,038,000 | 6,564 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $75,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $329,000 | 8,461 |
| Salaries and employee benefits | $199,000 | 8,347 |
| Premises and equipment expense | $31,000 | 8,504 |
| Additional noninterest expense | $99,000 | 8,367 |
| Pre-tax net operating income | $784,000 | 4,161 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $783,000 | 3,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $783,000 | 3,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $662,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $783,000 | 3,491 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,455 |
| Total interest expense | $247,000 | 5,741 |
| Net interest income | $509,000 | 6,635 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $43,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $138,000 | 8,694 |
| Salaries and employee benefits | $94,000 | 8,461 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $29,000 | 8,867 |
| Pre-tax net operating income | $414,000 | 3,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $414,000 | 3,415 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $414,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $450,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $414,000 | 3,301 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 6,406 |
| Total interest expense | $1,145,000 | 5,726 |
| Net interest income | $1,963,000 | 6,642 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $139,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $111,000 | 6,395 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $1,038,000 | 7,798 |
| Salaries and employee benefits | $734,000 | 7,171 |
| Premises and equipment expense | $111,000 | 7,926 |
| Additional noninterest expense | $193,000 | 8,480 |
| Pre-tax net operating income | $1,064,000 | 5,010 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $1,087,000 | 4,415 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,087,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $983,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,063,000 | 4,299 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 6,461 |
| Total interest expense | $886,000 | 5,764 |
| Net interest income | $1,460,000 | 6,711 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $110,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $85,000 | 6,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $477,000 | 8,590 |
| Salaries and employee benefits | $295,000 | 8,447 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $114,000 | 8,777 |
| Pre-tax net operating income | $1,093,000 | 4,319 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,116,000 | 3,699 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,116,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $840,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,092,000 | 3,594 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 6,474 |
| Total interest expense | $617,000 | 5,747 |
| Net interest income | $962,000 | 6,758 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $59,000 | 6,330 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $317,000 | 8,616 |
| Salaries and employee benefits | $196,000 | 8,481 |
| Premises and equipment expense | $53,000 | 8,017 |
| Additional noninterest expense | $68,000 | 8,892 |
| Pre-tax net operating income | $717,000 | 4,362 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $742,000 | 3,696 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $742,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $662,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $717,000 | 3,603 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,439 |
| Total interest expense | $321,000 | 5,729 |
| Net interest income | $483,000 | 6,748 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $156,000 | 8,683 |
| Salaries and employee benefits | $95,000 | 8,558 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $39,000 | 8,811 |
| Pre-tax net operating income | $363,000 | 4,298 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $364,000 | 3,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $450,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $363,000 | 3,539 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 6,234 |
| Total interest expense | $1,680,000 | 5,367 |
| Net interest income | $1,930,000 | 6,733 |
| Provision for loan and lease losses | $23,000 | 7,437 |
| Total noninterest income | $133,000 | 8,026 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,019,000 | 7,889 |
| Salaries and employee benefits | $686,000 | 7,330 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $208,000 | 8,507 |
| Pre-tax net operating income | $1,021,000 | 5,157 |
| Securities gains (losses) | $56,000 | 2,303 |
| Applicable income taxes | $17,000 | 7,121 |
| Income before extraordinary items | $1,060,000 | 4,429 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,060,000 | 4,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $1,001,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,005,120 | 4,459 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 6,398 |
| Total interest expense | $2,197,000 | 5,815 |
| Net interest income | $1,746,000 | 6,896 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $149,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $100,000 | 6,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $49,000 | 7,713 |
| Total noninterest expense | $975,000 | 8,024 |
| Salaries and employee benefits | $646,000 | 7,446 |
| Premises and equipment expense | $136,000 | 7,751 |
| Additional noninterest expense | $193,000 | 8,715 |
| Pre-tax net operating income | $920,000 | 5,121 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $-3,000 | 8,945 |
| Income before extraordinary items | $974,000 | 4,350 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $974,000 | 4,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $946,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $923,000 | 4,387 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 6,646 |
| Total interest expense | $1,969,000 | 6,319 |
| Net interest income | $1,843,000 | 6,835 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $135,000 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $951,000 | 8,158 |
| Salaries and employee benefits | $645,000 | 7,456 |
| Premises and equipment expense | $135,000 | 7,833 |
| Additional noninterest expense | $171,000 | 9,057 |
| Pre-tax net operating income | $1,017,000 | 5,210 |
| Securities gains (losses) | $-35,000 | 9,026 |
| Applicable income taxes | $110,000 | 6,390 |
| Income before extraordinary items | $872,000 | 4,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $872,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $677,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $903,150 | 4,671 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 6,833 |
| Total interest expense | $1,707,000 | 6,531 |
| Net interest income | $1,786,000 | 7,030 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $128,000 | 8,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $959,000 | 8,238 |
| Salaries and employee benefits | $647,000 | 7,497 |
| Premises and equipment expense | $125,000 | 8,129 |
| Additional noninterest expense | $187,000 | 9,157 |
| Pre-tax net operating income | $955,000 | 5,439 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $98,000 | 6,945 |
| Income before extraordinary items | $858,000 | 4,875 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $858,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $574,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $857,100 | 4,838 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 6,972 |
| Total interest expense | $1,752,000 | 6,655 |
| Net interest income | $1,736,000 | 7,200 |
| Provision for loan and lease losses | $33,000 | 7,242 |
| Total noninterest income | $125,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $933,000 | 8,330 |
| Salaries and employee benefits | $624,000 | 7,622 |
| Premises and equipment expense | $121,000 | 8,248 |
| Additional noninterest expense | $188,000 | 9,257 |
| Pre-tax net operating income | $895,000 | 5,747 |
| Securities gains (losses) | $181,000 | 966 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $925,000 | 4,743 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $925,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $1,212,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $769,340 | 5,206 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 7,244 |
| Total interest expense | $1,657,000 | 6,989 |
| Net interest income | $1,771,000 | 7,382 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $494,000 | 5,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,405 |
| Total noninterest expense | $1,268,000 | 7,454 |
| Salaries and employee benefits | $953,000 | 6,039 |
| Premises and equipment expense | $117,000 | 8,566 |
| Additional noninterest expense | $198,000 | 9,434 |
| Pre-tax net operating income | $957,000 | 5,963 |
| Securities gains (losses) | $102,000 | 973 |
| Applicable income taxes | $214,000 | 6,697 |
| Income before extraordinary items | $845,000 | 5,272 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $845,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $342,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $763,400 | 5,562 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 7,790 |
| Total interest expense | $1,573,000 | 7,388 |
| Net interest income | $1,590,000 | 8,051 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,823 |
| Total noninterest expense | $978,000 | 8,748 |
| Salaries and employee benefits | $679,000 | 7,653 |
| Premises and equipment expense | $117,000 | 8,867 |
| Additional noninterest expense | $182,000 | 10,148 |
| Pre-tax net operating income | $718,000 | 6,853 |
| Securities gains (losses) | $-71,000 | 11,126 |
| Applicable income taxes | $195,000 | 7,216 |
| Income before extraordinary items | $452,000 | 7,215 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $452,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $680,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $501,700 | 6,833 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 8,113 |
| Total interest expense | $1,488,000 | 7,737 |
| Net interest income | $1,577,000 | 8,315 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $119,000 | 9,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $907,000 | 9,334 |
| Salaries and employee benefits | $634,000 | 8,153 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $137,000 | 11,219 |
| Pre-tax net operating income | $789,000 | 6,885 |
| Securities gains (losses) | $-68,000 | 11,329 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $535,000 | 7,002 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $535,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $585,320 | 6,687 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 8,329 |
| Total interest expense | $1,193,000 | 7,933 |
| Net interest income | $1,652,000 | 8,446 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $129,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $958,000 | 9,516 |
| Salaries and employee benefits | $633,000 | 8,384 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $193,000 | 11,234 |
| Pre-tax net operating income | $823,000 | 6,758 |
| Securities gains (losses) | $-152,000 | 11,798 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $453,000 | 7,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $453,000 | 7,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $556,360 | 6,910 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 8,772 |
| Total interest expense | $1,173,000 | 8,383 |
| Net interest income | $1,557,000 | 8,924 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $133,000 | 10,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $991,000 | 9,771 |
| Salaries and employee benefits | $600,000 | 8,805 |
| Premises and equipment expense | $188,000 | 7,937 |
| Additional noninterest expense | $203,000 | 11,689 |
| Pre-tax net operating income | $699,000 | 7,371 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $206,000 | 7,517 |
| Income before extraordinary items | $483,000 | 7,691 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $483,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $490,000 | 7,384 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 9,016 |
| Total interest expense | $1,367,000 | 8,973 |
| Net interest income | $1,617,000 | 8,907 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $999,000 | 9,986 |
| Salaries and employee benefits | $593,000 | 8,865 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $241,000 | 11,657 |
| Pre-tax net operating income | $738,000 | 6,898 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $260,000 | 6,508 |
| Income before extraordinary items | $490,000 | 7,419 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $490,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $482,200 | 7,111 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.