Home > Clifton Savings Bank > Income and Expense
Clifton Savings Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $13,315,000 | 576 |
| Total interest expense | $4,921,000 | 264 |
| Net interest income | $8,394,000 | 783 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $432,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $23,000 | 4,330 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $409,000 | 1,691 |
| Total noninterest expense | $5,540,000 | 987 |
| Salaries and employee benefits | $3,629,000 | 873 |
| Premises and equipment expense | $639,000 | 968 |
| Additional noninterest expense | $1,272,000 | 1,221 |
| Pre-tax net operating income | $3,286,000 | 790 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $864,000 | 591 |
| Income before extraordinary items | $2,422,000 | 899 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,422,000 | 899 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,422,000 | 899 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $6,267,000 | 23 |
| Net operating income | $2,422,000 | 894 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $47,196,000 | 608 |
| Total interest expense | $15,851,000 | 260 |
| Net interest income | $31,345,000 | 807 |
| Provision for loan and lease losses | $2,441,000 | 442 |
| Total noninterest income | $1,845,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $89,000 | 4,463 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,756,000 | 1,655 |
| Total noninterest expense | $21,104,000 | 1,009 |
| Salaries and employee benefits | $13,258,000 | 912 |
| Premises and equipment expense | $2,566,000 | 944 |
| Additional noninterest expense | $5,280,000 | 1,205 |
| Pre-tax net operating income | $9,645,000 | 1,013 |
| Securities gains (losses) | $593,000 | 202 |
| Applicable income taxes | $4,766,000 | 685 |
| Income before extraordinary items | $5,472,000 | 1,265 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,472,000 | 1,265 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,472,000 | 1,265 |
| Net charge-offs | $-9,000 | 4,770 |
| Cash dividends | $8,000,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,092,480 | 1,313 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $34,434,000 | 619 |
| Total interest expense | $11,141,000 | 267 |
| Net interest income | $23,293,000 | 814 |
| Provision for loan and lease losses | $1,741,000 | 459 |
| Total noninterest income | $1,390,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $63,000 | 4,563 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,327,000 | 1,664 |
| Total noninterest expense | $16,096,000 | 997 |
| Salaries and employee benefits | $10,198,000 | 894 |
| Premises and equipment expense | $1,974,000 | 930 |
| Additional noninterest expense | $3,924,000 | 1,194 |
| Pre-tax net operating income | $6,846,000 | 1,077 |
| Securities gains (losses) | $593,000 | 184 |
| Applicable income taxes | $2,396,000 | 810 |
| Income before extraordinary items | $5,043,000 | 1,147 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,043,000 | 1,147 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,043,000 | 1,147 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $8,000,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,639,760 | 1,211 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $22,201,000 | 634 |
| Total interest expense | $7,024,000 | 268 |
| Net interest income | $15,177,000 | 825 |
| Provision for loan and lease losses | $1,131,000 | 462 |
| Total noninterest income | $863,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $41,000 | 4,596 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $822,000 | 1,749 |
| Total noninterest expense | $10,837,000 | 991 |
| Salaries and employee benefits | $6,849,000 | 889 |
| Premises and equipment expense | $1,323,000 | 925 |
| Additional noninterest expense | $2,665,000 | 1,179 |
| Pre-tax net operating income | $4,072,000 | 1,177 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,369,000 | 898 |
| Income before extraordinary items | $2,703,000 | 1,353 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,703,000 | 1,352 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,703,000 | 1,353 |
| Net charge-offs | $6,000 | 3,079 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,703,000 | 1,335 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $10,765,000 | 649 |
| Total interest expense | $3,336,000 | 272 |
| Net interest income | $7,429,000 | 835 |
| Provision for loan and lease losses | $541,000 | 437 |
| Total noninterest income | $425,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $18,000 | 4,751 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $407,000 | 1,738 |
| Total noninterest expense | $5,432,000 | 991 |
| Salaries and employee benefits | $3,445,000 | 893 |
| Premises and equipment expense | $695,000 | 897 |
| Additional noninterest expense | $1,292,000 | 1,210 |
| Pre-tax net operating income | $1,881,000 | 1,237 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $618,000 | 940 |
| Income before extraordinary items | $1,263,000 | 1,403 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,263,000 | 1,403 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,263,000 | 1,403 |
| Net charge-offs | $16,000 | 2,006 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,263,000 | 1,386 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $38,846,000 | 691 |
| Total interest expense | $11,484,000 | 282 |
| Net interest income | $27,362,000 | 867 |
| Provision for loan and lease losses | $2,147,000 | 493 |
| Total noninterest income | $1,848,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $100,000 | 4,505 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,748,000 | 1,712 |
| Total noninterest expense | $20,782,000 | 1,021 |
| Salaries and employee benefits | $13,096,000 | 909 |
| Premises and equipment expense | $2,418,000 | 981 |
| Additional noninterest expense | $5,268,000 | 1,206 |
| Pre-tax net operating income | $6,281,000 | 1,350 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,930,000 | 1,077 |
| Income before extraordinary items | $4,351,000 | 1,549 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,351,000 | 1,548 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,351,000 | 1,548 |
| Net charge-offs | $322,000 | 1,459 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,351,000 | 1,522 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $28,608,000 | 702 |
| Total interest expense | $8,301,000 | 285 |
| Net interest income | $20,307,000 | 875 |
| Provision for loan and lease losses | $1,734,000 | 457 |
| Total noninterest income | $1,374,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $76,000 | 4,529 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,298,000 | 1,733 |
| Total noninterest expense | $15,502,000 | 1,020 |
| Salaries and employee benefits | $9,830,000 | 903 |
| Premises and equipment expense | $1,766,000 | 1,004 |
| Additional noninterest expense | $3,906,000 | 1,223 |
| Pre-tax net operating income | $4,445,000 | 1,434 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,326,000 | 1,179 |
| Income before extraordinary items | $3,119,000 | 1,631 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,119,000 | 1,630 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,119,000 | 1,631 |
| Net charge-offs | $284,000 | 1,187 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,119,000 | 1,581 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $18,663,000 | 718 |
| Total interest expense | $5,339,000 | 293 |
| Net interest income | $13,324,000 | 895 |
| Provision for loan and lease losses | $1,230,000 | 427 |
| Total noninterest income | $870,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $49,000 | 4,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $821,000 | 1,769 |
| Total noninterest expense | $10,311,000 | 1,020 |
| Salaries and employee benefits | $6,475,000 | 913 |
| Premises and equipment expense | $1,171,000 | 1,017 |
| Additional noninterest expense | $2,665,000 | 1,208 |
| Pre-tax net operating income | $2,653,000 | 1,559 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $798,000 | 1,250 |
| Income before extraordinary items | $1,855,000 | 1,775 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,855,000 | 1,775 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,855,000 | 1,775 |
| Net charge-offs | $205,000 | 1,106 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,855,000 | 1,728 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $9,094,000 | 735 |
| Total interest expense | $2,579,000 | 296 |
| Net interest income | $6,515,000 | 916 |
| Provision for loan and lease losses | $703,000 | 363 |
| Total noninterest income | $430,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $23,000 | 4,665 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $407,000 | 1,721 |
| Total noninterest expense | $4,987,000 | 1,058 |
| Salaries and employee benefits | $3,095,000 | 959 |
| Premises and equipment expense | $597,000 | 1,014 |
| Additional noninterest expense | $1,295,000 | 1,229 |
| Pre-tax net operating income | $1,255,000 | 1,611 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $375,000 | 1,286 |
| Income before extraordinary items | $880,000 | 1,819 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $880,000 | 1,820 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $880,000 | 1,820 |
| Net charge-offs | $93,000 | 1,061 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $880,000 | 1,772 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $34,474,000 | 734 |
| Total interest expense | $9,285,000 | 298 |
| Net interest income | $25,189,000 | 902 |
| Provision for loan and lease losses | $462,000 | 1,444 |
| Total noninterest income | $2,608,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,516,000 | 1,301 |
| Total noninterest expense | $17,657,000 | 1,146 |
| Salaries and employee benefits | $10,844,000 | 1,051 |
| Premises and equipment expense | $2,103,000 | 1,130 |
| Additional noninterest expense | $4,710,000 | 1,337 |
| Pre-tax net operating income | $9,678,000 | 914 |
| Securities gains (losses) | $1,976,000 | 106 |
| Applicable income taxes | $3,667,000 | 659 |
| Income before extraordinary items | $7,987,000 | 895 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,987,000 | 895 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,987,000 | 895 |
| Net charge-offs | $87,000 | 2,786 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,623,560 | 1,048 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $25,768,000 | 744 |
| Total interest expense | $6,864,000 | 304 |
| Net interest income | $18,904,000 | 907 |
| Provision for loan and lease losses | $273,000 | 1,603 |
| Total noninterest income | $2,138,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $71,000 | 4,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,067,000 | 1,254 |
| Total noninterest expense | $12,944,000 | 1,171 |
| Salaries and employee benefits | $7,958,000 | 1,070 |
| Premises and equipment expense | $1,576,000 | 1,151 |
| Additional noninterest expense | $3,410,000 | 1,371 |
| Pre-tax net operating income | $7,825,000 | 868 |
| Securities gains (losses) | $1,976,000 | 88 |
| Applicable income taxes | $3,123,000 | 615 |
| Income before extraordinary items | $6,678,000 | 813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,678,000 | 813 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,678,000 | 813 |
| Net charge-offs | $23,000 | 3,290 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,334,320 | 969 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $17,090,000 | 750 |
| Total interest expense | $4,537,000 | 306 |
| Net interest income | $12,553,000 | 907 |
| Provision for loan and lease losses | $173,000 | 1,659 |
| Total noninterest income | $1,664,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $44,000 | 4,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,620,000 | 1,126 |
| Total noninterest expense | $8,556,000 | 1,179 |
| Salaries and employee benefits | $5,252,000 | 1,081 |
| Premises and equipment expense | $1,087,000 | 1,113 |
| Additional noninterest expense | $2,217,000 | 1,417 |
| Pre-tax net operating income | $5,488,000 | 820 |
| Securities gains (losses) | $1,976,000 | 75 |
| Applicable income taxes | $2,343,000 | 585 |
| Income before extraordinary items | $5,121,000 | 722 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,121,000 | 720 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,121,000 | 722 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,757,560 | 919 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 751 |
| Total interest expense | $2,281,000 | 305 |
| Net interest income | $6,182,000 | 914 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $1,216,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,191,000 | 815 |
| Total noninterest expense | $4,236,000 | 1,204 |
| Salaries and employee benefits | $2,558,000 | 1,112 |
| Premises and equipment expense | $547,000 | 1,108 |
| Additional noninterest expense | $1,131,000 | 1,362 |
| Pre-tax net operating income | $3,062,000 | 732 |
| Securities gains (losses) | $1,904,000 | 52 |
| Applicable income taxes | $1,497,000 | 473 |
| Income before extraordinary items | $3,469,000 | 534 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,469,000 | 533 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,469,000 | 534 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,136,200 | 792 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $35,094,000 | 722 |
| Total interest expense | $9,676,000 | 294 |
| Net interest income | $25,418,000 | 870 |
| Provision for loan and lease losses | $730,000 | 1,093 |
| Total noninterest income | $1,483,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $92,000 | 5,116 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,391,000 | 1,862 |
| Total noninterest expense | $16,279,000 | 1,219 |
| Salaries and employee benefits | $9,560,000 | 1,141 |
| Premises and equipment expense | $2,111,000 | 1,131 |
| Additional noninterest expense | $4,608,000 | 1,395 |
| Pre-tax net operating income | $9,892,000 | 837 |
| Securities gains (losses) | $102,000 | 1,241 |
| Applicable income taxes | $3,393,000 | 656 |
| Income before extraordinary items | $6,601,000 | 1,011 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,601,000 | 1,010 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,601,000 | 1,010 |
| Net charge-offs | $405,000 | 1,711 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,533,680 | 995 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $26,197,000 | 722 |
| Total interest expense | $7,294,000 | 291 |
| Net interest income | $18,903,000 | 877 |
| Provision for loan and lease losses | $552,000 | 1,055 |
| Total noninterest income | $1,085,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $72,000 | 5,119 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,013,000 | 1,908 |
| Total noninterest expense | $12,380,000 | 1,219 |
| Salaries and employee benefits | $7,249,000 | 1,129 |
| Premises and equipment expense | $1,609,000 | 1,129 |
| Additional noninterest expense | $3,522,000 | 1,374 |
| Pre-tax net operating income | $7,056,000 | 896 |
| Securities gains (losses) | $102,000 | 980 |
| Applicable income taxes | $2,456,000 | 678 |
| Income before extraordinary items | $4,702,000 | 1,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,702,000 | 1,062 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,702,000 | 1,062 |
| Net charge-offs | $352,000 | 1,462 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,634,680 | 1,053 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $17,380,000 | 720 |
| Total interest expense | $4,839,000 | 294 |
| Net interest income | $12,541,000 | 865 |
| Provision for loan and lease losses | $251,000 | 1,438 |
| Total noninterest income | $717,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $47,000 | 5,160 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $670,000 | 1,908 |
| Total noninterest expense | $8,037,000 | 1,249 |
| Salaries and employee benefits | $4,834,000 | 1,126 |
| Premises and equipment expense | $1,092,000 | 1,113 |
| Additional noninterest expense | $2,111,000 | 1,487 |
| Pre-tax net operating income | $4,970,000 | 816 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,717,000 | 654 |
| Income before extraordinary items | $3,253,000 | 996 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,253,000 | 997 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,253,000 | 997 |
| Net charge-offs | $176,000 | 1,709 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,253,000 | 980 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 720 |
| Total interest expense | $2,395,000 | 296 |
| Net interest income | $6,286,000 | 868 |
| Provision for loan and lease losses | $113,000 | 1,499 |
| Total noninterest income | $349,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $324,000 | 1,904 |
| Total noninterest expense | $4,039,000 | 1,252 |
| Salaries and employee benefits | $2,425,000 | 1,141 |
| Premises and equipment expense | $578,000 | 1,080 |
| Additional noninterest expense | $1,036,000 | 1,506 |
| Pre-tax net operating income | $2,483,000 | 804 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $859,000 | 633 |
| Income before extraordinary items | $1,624,000 | 961 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,624,000 | 961 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,624,000 | 962 |
| Net charge-offs | $92,000 | 1,427 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,624,000 | 944 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $33,422,000 | 743 |
| Total interest expense | $10,283,000 | 307 |
| Net interest income | $23,139,000 | 935 |
| Provision for loan and lease losses | $683,000 | 1,503 |
| Total noninterest income | $1,393,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $84,000 | 5,457 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,309,000 | 2,017 |
| Total noninterest expense | $14,190,000 | 1,398 |
| Salaries and employee benefits | $8,157,000 | 1,304 |
| Premises and equipment expense | $2,129,000 | 1,123 |
| Additional noninterest expense | $3,904,000 | 1,649 |
| Pre-tax net operating income | $9,659,000 | 795 |
| Securities gains (losses) | $566,000 | 405 |
| Applicable income taxes | $3,531,000 | 595 |
| Income before extraordinary items | $6,694,000 | 935 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,694,000 | 937 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,694,000 | 937 |
| Net charge-offs | $113,000 | 3,623 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,326,100 | 955 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $24,791,000 | 753 |
| Total interest expense | $7,736,000 | 312 |
| Net interest income | $17,055,000 | 954 |
| Provision for loan and lease losses | $556,000 | 1,408 |
| Total noninterest income | $999,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $63,000 | 5,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $936,000 | 2,140 |
| Total noninterest expense | $10,611,000 | 1,395 |
| Salaries and employee benefits | $6,096,000 | 1,310 |
| Premises and equipment expense | $1,604,000 | 1,116 |
| Additional noninterest expense | $2,911,000 | 1,652 |
| Pre-tax net operating income | $6,887,000 | 853 |
| Securities gains (losses) | $566,000 | 364 |
| Applicable income taxes | $2,586,000 | 610 |
| Income before extraordinary items | $4,867,000 | 959 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,867,000 | 962 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,867,000 | 962 |
| Net charge-offs | $86,000 | 3,402 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,499,100 | 1,017 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $16,467,000 | 750 |
| Total interest expense | $5,164,000 | 317 |
| Net interest income | $11,303,000 | 947 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $663,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $41,000 | 5,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $622,000 | 2,184 |
| Total noninterest expense | $7,130,000 | 1,385 |
| Salaries and employee benefits | $4,058,000 | 1,313 |
| Premises and equipment expense | $1,072,000 | 1,110 |
| Additional noninterest expense | $2,000,000 | 1,608 |
| Pre-tax net operating income | $4,636,000 | 826 |
| Securities gains (losses) | $566,000 | 327 |
| Applicable income taxes | $1,816,000 | 584 |
| Income before extraordinary items | $3,386,000 | 910 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,386,000 | 911 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,386,000 | 912 |
| Net charge-offs | $40,000 | 3,542 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,018,100 | 979 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 756 |
| Total interest expense | $2,596,000 | 323 |
| Net interest income | $5,668,000 | 941 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $333,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 2,175 |
| Total noninterest expense | $3,572,000 | 1,397 |
| Salaries and employee benefits | $2,017,000 | 1,327 |
| Premises and equipment expense | $550,000 | 1,109 |
| Additional noninterest expense | $1,005,000 | 1,608 |
| Pre-tax net operating income | $2,409,000 | 783 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $831,000 | 615 |
| Income before extraordinary items | $1,578,000 | 963 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,578,000 | 963 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,578,000 | 965 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,578,000 | 915 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $36,993,000 | 706 |
| Total interest expense | $13,326,000 | 309 |
| Net interest income | $23,667,000 | 910 |
| Provision for loan and lease losses | $853,000 | 1,973 |
| Total noninterest income | $1,164,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $89,000 | 5,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,075,000 | 2,283 |
| Total noninterest expense | $13,815,000 | 1,423 |
| Salaries and employee benefits | $7,248,000 | 1,405 |
| Premises and equipment expense | $1,932,000 | 1,222 |
| Additional noninterest expense | $4,635,000 | 1,456 |
| Pre-tax net operating income | $10,163,000 | 704 |
| Securities gains (losses) | $647,000 | 778 |
| Applicable income taxes | $3,638,000 | 533 |
| Income before extraordinary items | $7,172,000 | 826 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,172,000 | 825 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,172,000 | 826 |
| Net charge-offs | $383,000 | 2,989 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,744,980 | 828 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $28,395,000 | 699 |
| Total interest expense | $10,460,000 | 308 |
| Net interest income | $17,935,000 | 916 |
| Provision for loan and lease losses | $403,000 | 2,575 |
| Total noninterest income | $866,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $70,000 | 5,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $796,000 | 2,276 |
| Total noninterest expense | $10,499,000 | 1,411 |
| Salaries and employee benefits | $5,580,000 | 1,376 |
| Premises and equipment expense | $1,414,000 | 1,264 |
| Additional noninterest expense | $3,505,000 | 1,449 |
| Pre-tax net operating income | $7,899,000 | 710 |
| Securities gains (losses) | $646,000 | 614 |
| Applicable income taxes | $2,929,000 | 519 |
| Income before extraordinary items | $5,616,000 | 814 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,616,000 | 811 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,616,000 | 814 |
| Net charge-offs | $113,000 | 3,854 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,189,640 | 817 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $19,455,000 | 689 |
| Total interest expense | $7,332,000 | 300 |
| Net interest income | $12,123,000 | 902 |
| Provision for loan and lease losses | $211,000 | 2,894 |
| Total noninterest income | $571,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $46,000 | 5,648 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $525,000 | 2,264 |
| Total noninterest expense | $6,719,000 | 1,456 |
| Salaries and employee benefits | $3,734,000 | 1,384 |
| Premises and equipment expense | $927,000 | 1,285 |
| Additional noninterest expense | $2,058,000 | 1,627 |
| Pre-tax net operating income | $5,764,000 | 644 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,951,000 | 517 |
| Income before extraordinary items | $3,813,000 | 795 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,813,000 | 793 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,813,000 | 795 |
| Net charge-offs | $31,000 | 4,381 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,813,000 | 749 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,889,000 | 681 |
| Total interest expense | $3,831,000 | 298 |
| Net interest income | $6,058,000 | 905 |
| Provision for loan and lease losses | $111,000 | 2,751 |
| Total noninterest income | $285,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $260,000 | 2,288 |
| Total noninterest expense | $3,319,000 | 1,479 |
| Salaries and employee benefits | $1,876,000 | 1,380 |
| Premises and equipment expense | $460,000 | 1,298 |
| Additional noninterest expense | $983,000 | 1,691 |
| Pre-tax net operating income | $2,913,000 | 638 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $951,000 | 531 |
| Income before extraordinary items | $1,962,000 | 767 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,962,000 | 767 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,962,000 | 769 |
| Net charge-offs | $31,000 | 3,398 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,962,000 | 724 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $42,028,000 | 657 |
| Total interest expense | $17,009,000 | 326 |
| Net interest income | $25,019,000 | 872 |
| Provision for loan and lease losses | $-12,000 | 7,213 |
| Total noninterest income | $975,000 | 3,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 5,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $844,000 | 2,366 |
| Total noninterest expense | $13,144,000 | 1,479 |
| Salaries and employee benefits | $7,630,000 | 1,287 |
| Premises and equipment expense | $2,649,000 | 946 |
| Additional noninterest expense | $2,865,000 | 2,296 |
| Pre-tax net operating income | $12,862,000 | 505 |
| Securities gains (losses) | $872,000 | 504 |
| Applicable income taxes | $4,932,000 | 416 |
| Income before extraordinary items | $8,802,000 | 595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,802,000 | 594 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,802,000 | 596 |
| Net charge-offs | $-142,000 | 7,277 |
| Cash dividends | $14,000,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,243,920 | 601 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $31,900,000 | 660 |
| Total interest expense | $12,926,000 | 337 |
| Net interest income | $18,974,000 | 873 |
| Provision for loan and lease losses | $-88,000 | 7,341 |
| Total noninterest income | $798,000 | 3,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 5,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $703,000 | 2,212 |
| Total noninterest expense | $10,218,000 | 1,433 |
| Salaries and employee benefits | $5,853,000 | 1,270 |
| Premises and equipment expense | $2,053,000 | 925 |
| Additional noninterest expense | $2,312,000 | 2,160 |
| Pre-tax net operating income | $9,642,000 | 514 |
| Securities gains (losses) | $872,000 | 397 |
| Applicable income taxes | $3,815,000 | 398 |
| Income before extraordinary items | $6,699,000 | 610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,699,000 | 606 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,699,000 | 610 |
| Net charge-offs | $-148,000 | 7,353 |
| Cash dividends | $6,000,000 | 244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,140,920 | 623 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $21,579,000 | 660 |
| Total interest expense | $8,706,000 | 353 |
| Net interest income | $12,873,000 | 858 |
| Provision for loan and lease losses | $-88,000 | 7,421 |
| Total noninterest income | $516,000 | 3,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 5,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $457,000 | 2,234 |
| Total noninterest expense | $7,119,000 | 1,392 |
| Salaries and employee benefits | $3,941,000 | 1,263 |
| Premises and equipment expense | $1,405,000 | 916 |
| Additional noninterest expense | $1,773,000 | 1,924 |
| Pre-tax net operating income | $6,358,000 | 517 |
| Securities gains (losses) | $872,000 | 230 |
| Applicable income taxes | $2,650,000 | 383 |
| Income before extraordinary items | $4,580,000 | 577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,580,000 | 574 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,580,000 | 577 |
| Net charge-offs | $-148,000 | 7,410 |
| Cash dividends | $6,000,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,021,920 | 626 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,951,000 | 658 |
| Total interest expense | $4,428,000 | 359 |
| Net interest income | $6,523,000 | 852 |
| Provision for loan and lease losses | $-148,000 | 7,510 |
| Total noninterest income | $225,000 | 3,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $207,000 | 2,427 |
| Total noninterest expense | $3,614,000 | 1,375 |
| Salaries and employee benefits | $1,979,000 | 1,268 |
| Premises and equipment expense | $756,000 | 869 |
| Additional noninterest expense | $879,000 | 1,926 |
| Pre-tax net operating income | $3,282,000 | 508 |
| Securities gains (losses) | $872,000 | 109 |
| Applicable income taxes | $1,558,000 | 334 |
| Income before extraordinary items | $2,596,000 | 522 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,596,000 | 521 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,596,000 | 522 |
| Net charge-offs | $-148,000 | 7,483 |
| Cash dividends | $6,000,000 | 80 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,037,920 | 629 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $45,314,000 | 659 |
| Total interest expense | $20,297,000 | 386 |
| Net interest income | $25,017,000 | 878 |
| Provision for loan and lease losses | $250,000 | 5,079 |
| Total noninterest income | $1,108,000 | 3,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,108,000 | 2,058 |
| Total noninterest expense | $12,618,000 | 1,573 |
| Salaries and employee benefits | $7,253,000 | 1,349 |
| Premises and equipment expense | $2,728,000 | 942 |
| Additional noninterest expense | $2,637,000 | 2,560 |
| Pre-tax net operating income | $13,257,000 | 426 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $4,643,000 | 385 |
| Income before extraordinary items | $8,614,000 | 525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,614,000 | 525 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $8,614,000 | 527 |
| Net charge-offs | $420,000 | 3,878 |
| Cash dividends | $1,700,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $8,614,000 | 497 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $34,168,000 | 661 |
| Total interest expense | $15,429,000 | 395 |
| Net interest income | $18,739,000 | 881 |
| Provision for loan and lease losses | $160,000 | 5,166 |
| Total noninterest income | $1,210,000 | 2,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,210,000 | 1,588 |
| Total noninterest expense | $9,564,000 | 1,547 |
| Salaries and employee benefits | $5,478,000 | 1,346 |
| Premises and equipment expense | $2,100,000 | 922 |
| Additional noninterest expense | $1,986,000 | 2,496 |
| Pre-tax net operating income | $10,225,000 | 413 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,639,000 | 371 |
| Income before extraordinary items | $6,586,000 | 521 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,586,000 | 522 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,586,000 | 524 |
| Net charge-offs | $160,000 | 4,445 |
| Cash dividends | $1,700,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,586,000 | 499 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,862,000 | 665 |
| Total interest expense | $10,280,000 | 410 |
| Net interest income | $12,582,000 | 878 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $574,000 | 2,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $574,000 | 1,918 |
| Total noninterest expense | $6,340,000 | 1,558 |
| Salaries and employee benefits | $3,630,000 | 1,361 |
| Premises and equipment expense | $1,409,000 | 928 |
| Additional noninterest expense | $1,301,000 | 2,539 |
| Pre-tax net operating income | $6,816,000 | 412 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,436,000 | 351 |
| Income before extraordinary items | $4,380,000 | 499 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,380,000 | 499 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,380,000 | 500 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $1,700,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,380,000 | 486 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,440,000 | 682 |
| Total interest expense | $5,199,000 | 430 |
| Net interest income | $6,241,000 | 892 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $283,000 | 2,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $283,000 | 1,908 |
| Total noninterest expense | $3,116,000 | 1,609 |
| Salaries and employee benefits | $1,777,000 | 1,407 |
| Premises and equipment expense | $678,000 | 1,000 |
| Additional noninterest expense | $661,000 | 2,489 |
| Pre-tax net operating income | $3,408,000 | 393 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,219,000 | 331 |
| Income before extraordinary items | $2,189,000 | 505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,189,000 | 507 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,189,000 | 507 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $1,700,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,189,000 | 488 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $44,267,000 | 751 |
| Total interest expense | $24,527,000 | 457 |
| Net interest income | $19,740,000 | 1,111 |
| Provision for loan and lease losses | $578,000 | 4,321 |
| Total noninterest income | $1,230,000 | 2,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,230,000 | 1,881 |
| Total noninterest expense | $12,823,000 | 1,611 |
| Salaries and employee benefits | $7,730,000 | 1,275 |
| Premises and equipment expense | $2,183,000 | 1,251 |
| Additional noninterest expense | $2,910,000 | 2,411 |
| Pre-tax net operating income | $7,569,000 | 565 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,386,000 | 487 |
| Income before extraordinary items | $5,183,000 | 653 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,183,000 | 651 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,183,000 | 653 |
| Net charge-offs | $83,000 | 5,850 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,183,000 | 653 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $32,953,000 | 775 |
| Total interest expense | $18,964,000 | 475 |
| Net interest income | $13,989,000 | 1,186 |
| Provision for loan and lease losses | $578,000 | 3,582 |
| Total noninterest income | $925,000 | 2,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $925,000 | 1,926 |
| Total noninterest expense | $9,779,000 | 1,575 |
| Salaries and employee benefits | $5,917,000 | 1,265 |
| Premises and equipment expense | $1,575,000 | 1,305 |
| Additional noninterest expense | $2,287,000 | 2,277 |
| Pre-tax net operating income | $4,557,000 | 753 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,366,000 | 651 |
| Income before extraordinary items | $3,191,000 | 855 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,191,000 | 856 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,191,000 | 856 |
| Net charge-offs | $83,000 | 5,234 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,191,000 | 844 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $21,810,000 | 806 |
| Total interest expense | $12,864,000 | 499 |
| Net interest income | $8,946,000 | 1,242 |
| Provision for loan and lease losses | $245,000 | 4,047 |
| Total noninterest income | $614,000 | 3,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $614,000 | 1,966 |
| Total noninterest expense | $6,677,000 | 1,566 |
| Salaries and employee benefits | $3,951,000 | 1,293 |
| Premises and equipment expense | $1,038,000 | 1,340 |
| Additional noninterest expense | $1,688,000 | 2,094 |
| Pre-tax net operating income | $2,638,000 | 864 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $753,000 | 792 |
| Income before extraordinary items | $1,885,000 | 1,009 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,885,000 | 1,007 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,885,000 | 1,009 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,885,000 | 979 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,993,000 | 802 |
| Total interest expense | $6,452,000 | 513 |
| Net interest income | $4,541,000 | 1,218 |
| Provision for loan and lease losses | $145,000 | 3,383 |
| Total noninterest income | $306,000 | 2,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $306,000 | 1,926 |
| Total noninterest expense | $3,181,000 | 1,586 |
| Salaries and employee benefits | $1,980,000 | 1,303 |
| Premises and equipment expense | $541,000 | 1,325 |
| Additional noninterest expense | $660,000 | 2,353 |
| Pre-tax net operating income | $1,521,000 | 832 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $460,000 | 735 |
| Income before extraordinary items | $1,061,000 | 1,021 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,061,000 | 1,021 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,061,000 | 1,023 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,061,000 | 955 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,016,000 | 880 |
| Total interest expense | $26,421,000 | 595 |
| Net interest income | $16,595,000 | 1,341 |
| Provision for loan and lease losses | $115,000 | 5,892 |
| Total noninterest income | $1,231,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,231,000 | 1,847 |
| Total noninterest expense | $11,196,000 | 1,732 |
| Salaries and employee benefits | $7,671,000 | 1,320 |
| Premises and equipment expense | $2,024,000 | 1,356 |
| Additional noninterest expense | $1,501,000 | 3,613 |
| Pre-tax net operating income | $6,515,000 | 857 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,967,000 | 688 |
| Income before extraordinary items | $4,548,000 | 902 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,548,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $7,950,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,548,000 | 969 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $31,735,000 | 921 |
| Total interest expense | $19,830,000 | 634 |
| Net interest income | $11,905,000 | 1,421 |
| Provision for loan and lease losses | $115,000 | 4,993 |
| Total noninterest income | $925,000 | 3,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $925,000 | 1,929 |
| Total noninterest expense | $8,416,000 | 1,727 |
| Salaries and employee benefits | $5,799,000 | 1,329 |
| Premises and equipment expense | $1,495,000 | 1,385 |
| Additional noninterest expense | $1,122,000 | 3,548 |
| Pre-tax net operating income | $4,299,000 | 1,177 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,265,000 | 958 |
| Income before extraordinary items | $3,034,000 | 1,230 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,034,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $7,950,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,034,000 | 1,292 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,680,000 | 945 |
| Total interest expense | $13,255,000 | 652 |
| Net interest income | $7,425,000 | 1,504 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $621,000 | 3,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $621,000 | 1,959 |
| Total noninterest expense | $5,725,000 | 1,689 |
| Salaries and employee benefits | $3,868,000 | 1,342 |
| Premises and equipment expense | $1,009,000 | 1,374 |
| Additional noninterest expense | $848,000 | 3,178 |
| Pre-tax net operating income | $2,321,000 | 1,481 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $625,000 | 1,352 |
| Income before extraordinary items | $1,696,000 | 1,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,696,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $7,950,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,696,000 | 1,575 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,015,000 | 999 |
| Total interest expense | $6,599,000 | 693 |
| Net interest income | $3,416,000 | 1,626 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $312,000 | 3,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $312,000 | 1,925 |
| Total noninterest expense | $2,990,000 | 1,625 |
| Salaries and employee benefits | $1,945,000 | 1,342 |
| Premises and equipment expense | $526,000 | 1,314 |
| Additional noninterest expense | $519,000 | 2,631 |
| Pre-tax net operating income | $738,000 | 2,320 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $144,000 | 2,370 |
| Income before extraordinary items | $594,000 | 2,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $594,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $594,000 | 2,259 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $37,383,000 | 1,135 |
| Total interest expense | $24,032,000 | 820 |
| Net interest income | $13,351,000 | 1,692 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $1,096,000 | 3,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,096,000 | 2,102 |
| Total noninterest expense | $11,821,000 | 1,557 |
| Salaries and employee benefits | $8,209,000 | 1,213 |
| Premises and equipment expense | $2,055,000 | 1,296 |
| Additional noninterest expense | $1,557,000 | 3,308 |
| Pre-tax net operating income | $2,526,000 | 2,804 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $509,000 | 2,719 |
| Income before extraordinary items | $2,017,000 | 2,798 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,017,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,017,000 | 2,783 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,838,000 | 1,151 |
| Total interest expense | $17,767,000 | 840 |
| Net interest income | $10,071,000 | 1,687 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $792,000 | 3,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $792,000 | 2,135 |
| Total noninterest expense | $9,072,000 | 1,504 |
| Salaries and employee benefits | $6,357,000 | 1,173 |
| Premises and equipment expense | $1,550,000 | 1,278 |
| Additional noninterest expense | $1,165,000 | 3,269 |
| Pre-tax net operating income | $1,691,000 | 3,219 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $339,000 | 3,024 |
| Income before extraordinary items | $1,352,000 | 3,198 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,352,000 | 3,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,352,000 | 3,182 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,489,000 | 1,167 |
| Total interest expense | $11,674,000 | 850 |
| Net interest income | $6,815,000 | 1,688 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $491,000 | 3,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $491,000 | 2,268 |
| Total noninterest expense | $6,144,000 | 1,497 |
| Salaries and employee benefits | $4,345,000 | 1,176 |
| Premises and equipment expense | $1,028,000 | 1,302 |
| Additional noninterest expense | $771,000 | 3,288 |
| Pre-tax net operating income | $1,152,000 | 3,192 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $257,000 | 2,928 |
| Income before extraordinary items | $895,000 | 3,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $895,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $895,000 | 3,242 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,247,000 | 1,157 |
| Total interest expense | $5,787,000 | 848 |
| Net interest income | $3,460,000 | 1,662 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $201,000 | 4,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $201,000 | 2,538 |
| Total noninterest expense | $3,180,000 | 1,457 |
| Salaries and employee benefits | $2,274,000 | 1,132 |
| Premises and equipment expense | $532,000 | 1,267 |
| Additional noninterest expense | $374,000 | 3,354 |
| Pre-tax net operating income | $471,000 | 3,658 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $367,000 | 3,703 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $367,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $367,000 | 3,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $36,153,000 | 1,092 |
| Total interest expense | $20,990,000 | 799 |
| Net interest income | $15,163,000 | 1,506 |
| Provision for loan and lease losses | $80,000 | 5,017 |
| Total noninterest income | $310,000 | 6,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $310,000 | 4,240 |
| Total noninterest expense | $11,599,000 | 1,544 |
| Salaries and employee benefits | $8,022,000 | 1,216 |
| Premises and equipment expense | $2,087,000 | 1,232 |
| Additional noninterest expense | $1,490,000 | 3,304 |
| Pre-tax net operating income | $3,794,000 | 2,344 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,380,000 | 1,787 |
| Income before extraordinary items | $2,414,000 | 2,687 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,414,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,414,000 | 2,676 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,820,000 | 1,105 |
| Total interest expense | $15,204,000 | 806 |
| Net interest income | $11,616,000 | 1,490 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $238,000 | 6,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,179 |
| Total noninterest expense | $8,729,000 | 1,542 |
| Salaries and employee benefits | $5,997,000 | 1,235 |
| Premises and equipment expense | $1,580,000 | 1,230 |
| Additional noninterest expense | $1,152,000 | 3,235 |
| Pre-tax net operating income | $3,055,000 | 2,297 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,113,000 | 1,749 |
| Income before extraordinary items | $1,942,000 | 2,627 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,942,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,942,000 | 2,615 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,639,000 | 1,096 |
| Total interest expense | $9,807,000 | 787 |
| Net interest income | $7,832,000 | 1,472 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $165,000 | 6,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,116 |
| Total noninterest expense | $5,772,000 | 1,556 |
| Salaries and employee benefits | $3,939,000 | 1,262 |
| Premises and equipment expense | $1,064,000 | 1,218 |
| Additional noninterest expense | $769,000 | 3,233 |
| Pre-tax net operating income | $2,175,000 | 2,175 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $797,000 | 1,668 |
| Income before extraordinary items | $1,378,000 | 2,504 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,378,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,378,000 | 2,486 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 1,078 |
| Total interest expense | $4,794,000 | 769 |
| Net interest income | $3,908,000 | 1,469 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $2,841,000 | 1,580 |
| Salaries and employee benefits | $1,883,000 | 1,313 |
| Premises and equipment expense | $558,000 | 1,149 |
| Additional noninterest expense | $400,000 | 3,117 |
| Pre-tax net operating income | $1,156,000 | 2,047 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $420,000 | 1,596 |
| Income before extraordinary items | $736,000 | 2,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $736,000 | 2,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,543,000 | 986 |
| Total interest expense | $16,802,000 | 687 |
| Net interest income | $16,741,000 | 1,306 |
| Provision for loan and lease losses | $185,000 | 3,710 |
| Total noninterest income | $296,000 | 6,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $296,000 | 4,366 |
| Total noninterest expense | $11,300,000 | 1,523 |
| Salaries and employee benefits | $7,388,000 | 1,251 |
| Premises and equipment expense | $2,102,000 | 1,166 |
| Additional noninterest expense | $1,810,000 | 2,742 |
| Pre-tax net operating income | $5,552,000 | 1,682 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,029,000 | 1,348 |
| Income before extraordinary items | $3,523,000 | 1,949 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,523,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,523,000 | 1,927 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,056,000 | 956 |
| Total interest expense | $12,075,000 | 676 |
| Net interest income | $12,981,000 | 1,245 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $230,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $7,562,000 | 1,673 |
| Salaries and employee benefits | $4,628,000 | 1,506 |
| Premises and equipment expense | $1,576,000 | 1,154 |
| Additional noninterest expense | $1,358,000 | 2,713 |
| Pre-tax net operating income | $5,474,000 | 1,311 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,050,000 | 1,043 |
| Income before extraordinary items | $3,424,000 | 1,541 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,424,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,424,000 | 1,514 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,521,000 | 947 |
| Total interest expense | $7,595,000 | 672 |
| Net interest income | $8,926,000 | 1,185 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $161,000 | 6,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $161,000 | 4,163 |
| Total noninterest expense | $5,121,000 | 1,646 |
| Salaries and employee benefits | $3,136,000 | 1,477 |
| Premises and equipment expense | $1,053,000 | 1,137 |
| Additional noninterest expense | $932,000 | 2,614 |
| Pre-tax net operating income | $3,841,000 | 1,211 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,445,000 | 989 |
| Income before extraordinary items | $2,396,000 | 1,451 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,396,000 | 1,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,396,000 | 1,423 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,256,000 | 923 |
| Total interest expense | $3,619,000 | 666 |
| Net interest income | $4,637,000 | 1,129 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $77,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $2,601,000 | 1,630 |
| Salaries and employee benefits | $1,613,000 | 1,432 |
| Premises and equipment expense | $542,000 | 1,106 |
| Additional noninterest expense | $446,000 | 2,707 |
| Pre-tax net operating income | $2,088,000 | 1,106 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $792,000 | 915 |
| Income before extraordinary items | $1,296,000 | 1,334 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,296,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,296,000 | 1,306 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,651,000 | 986 |
| Total interest expense | $12,152,000 | 669 |
| Net interest income | $16,499,000 | 1,221 |
| Provision for loan and lease losses | $235,000 | 3,414 |
| Total noninterest income | $408,000 | 5,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $408,000 | 3,677 |
| Total noninterest expense | $9,587,000 | 1,699 |
| Salaries and employee benefits | $5,832,000 | 1,522 |
| Premises and equipment expense | $1,933,000 | 1,187 |
| Additional noninterest expense | $1,822,000 | 2,625 |
| Pre-tax net operating income | $7,085,000 | 1,226 |
| Securities gains (losses) | $-26,000 | 8,443 |
| Applicable income taxes | $2,891,000 | 931 |
| Income before extraordinary items | $4,168,000 | 1,549 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,168,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $67,108,000 | 14 |
| Net operating income | $4,184,640 | 1,493 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,705,000 | 1,010 |
| Total interest expense | $8,582,000 | 705 |
| Net interest income | $12,123,000 | 1,233 |
| Provision for loan and lease losses | $200,000 | 2,980 |
| Total noninterest income | $237,000 | 6,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $237,000 | 4,168 |
| Total noninterest expense | $7,152,000 | 1,682 |
| Salaries and employee benefits | $4,324,000 | 1,532 |
| Premises and equipment expense | $1,432,000 | 1,202 |
| Additional noninterest expense | $1,396,000 | 2,541 |
| Pre-tax net operating income | $5,008,000 | 1,307 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,057,000 | 995 |
| Income before extraordinary items | $2,951,000 | 1,648 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,951,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $67,108,000 | 11 |
| Net operating income | $2,951,000 | 1,598 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,470,000 | 1,020 |
| Total interest expense | $5,627,000 | 706 |
| Net interest income | $7,843,000 | 1,266 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $158,000 | 6,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 4,209 |
| Total noninterest expense | $5,021,000 | 1,612 |
| Salaries and employee benefits | $2,897,000 | 1,524 |
| Premises and equipment expense | $942,000 | 1,224 |
| Additional noninterest expense | $1,182,000 | 2,033 |
| Pre-tax net operating income | $2,905,000 | 1,465 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,207,000 | 1,107 |
| Income before extraordinary items | $1,698,000 | 1,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,698,000 | 1,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $67,108,000 | 9 |
| Net operating income | $1,698,000 | 1,799 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 1,015 |
| Total interest expense | $2,941,000 | 685 |
| Net interest income | $3,876,000 | 1,282 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $74,000 | 4,326 |
| Total noninterest expense | $2,485,000 | 1,640 |
| Salaries and employee benefits | $1,458,000 | 1,525 |
| Premises and equipment expense | $484,000 | 1,205 |
| Additional noninterest expense | $543,000 | 2,188 |
| Pre-tax net operating income | $1,465,000 | 1,416 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $615,000 | 1,102 |
| Income before extraordinary items | $850,000 | 1,836 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $850,000 | 1,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $67,108,000 | 6 |
| Net operating income | $850,000 | 1,755 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,660,000 | 1,110 |
| Total interest expense | $12,094,000 | 725 |
| Net interest income | $13,566,000 | 1,431 |
| Provision for loan and lease losses | $-100,000 | 9,026 |
| Total noninterest income | $409,000 | 5,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $409,000 | 3,939 |
| Total noninterest expense | $7,210,000 | 2,186 |
| Salaries and employee benefits | $4,132,000 | 2,052 |
| Premises and equipment expense | $1,612,000 | 1,410 |
| Additional noninterest expense | $1,466,000 | 3,152 |
| Pre-tax net operating income | $6,865,000 | 1,220 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,741,000 | 988 |
| Income before extraordinary items | $4,124,000 | 1,520 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,124,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,124,000 | 1,453 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,587,000 | 1,111 |
| Total interest expense | $9,217,000 | 746 |
| Net interest income | $10,370,000 | 1,422 |
| Provision for loan and lease losses | $-100,000 | 9,136 |
| Total noninterest income | $338,000 | 5,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 3,837 |
| Total noninterest expense | $5,288,000 | 2,232 |
| Salaries and employee benefits | $3,071,000 | 2,081 |
| Premises and equipment expense | $1,161,000 | 1,482 |
| Additional noninterest expense | $1,056,000 | 3,228 |
| Pre-tax net operating income | $5,520,000 | 1,171 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,204,000 | 988 |
| Income before extraordinary items | $3,316,000 | 1,482 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,316,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,316,000 | 1,405 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,363,000 | 1,088 |
| Total interest expense | $6,340,000 | 751 |
| Net interest income | $7,023,000 | 1,398 |
| Provision for loan and lease losses | $-100,000 | 9,192 |
| Total noninterest income | $219,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $219,000 | 3,875 |
| Total noninterest expense | $3,417,000 | 2,299 |
| Salaries and employee benefits | $1,987,000 | 2,138 |
| Premises and equipment expense | $757,000 | 1,513 |
| Additional noninterest expense | $673,000 | 3,356 |
| Pre-tax net operating income | $3,925,000 | 1,098 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,566,000 | 956 |
| Income before extraordinary items | $2,359,000 | 1,394 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,359,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,359,000 | 1,305 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,871,000 | 1,073 |
| Total interest expense | $3,284,000 | 740 |
| Net interest income | $3,587,000 | 1,368 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $110,000 | 5,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 3,756 |
| Total noninterest expense | $1,579,000 | 2,459 |
| Salaries and employee benefits | $914,000 | 2,297 |
| Premises and equipment expense | $379,000 | 1,521 |
| Additional noninterest expense | $286,000 | 3,802 |
| Pre-tax net operating income | $2,118,000 | 1,031 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $846,000 | 916 |
| Income before extraordinary items | $1,272,000 | 1,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,272,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,272,000 | 1,213 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,626,000 | 1,040 |
| Total interest expense | $15,869,000 | 712 |
| Net interest income | $13,757,000 | 1,419 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $408,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $408,000 | 3,663 |
| Total noninterest expense | $5,662,000 | 2,613 |
| Salaries and employee benefits | $3,249,000 | 2,443 |
| Premises and equipment expense | $1,374,000 | 1,606 |
| Additional noninterest expense | $1,039,000 | 4,049 |
| Pre-tax net operating income | $8,463,000 | 995 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,345,000 | 844 |
| Income before extraordinary items | $5,118,000 | 1,222 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,118,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,118,000 | 1,174 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,814,000 | 1,070 |
| Total interest expense | $19,993,000 | 818 |
| Net interest income | $11,821,000 | 1,507 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $472,000 | 5,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $21,000 | 152 |
| Additional Noninterest Income | $451,000 | 3,305 |
| Total noninterest expense | $5,464,000 | 2,596 |
| Salaries and employee benefits | $3,056,000 | 2,468 |
| Premises and equipment expense | $1,357,000 | 1,587 |
| Additional noninterest expense | $1,051,000 | 3,899 |
| Pre-tax net operating income | $6,814,000 | 1,093 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,428,000 | 998 |
| Income before extraordinary items | $4,386,000 | 1,243 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,386,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,386,000 | 1,192 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,878,000 | 1,100 |
| Total interest expense | $19,744,000 | 899 |
| Net interest income | $12,134,000 | 1,446 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $520,000 | 4,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $41,000 | 146 |
| Additional Noninterest Income | $479,000 | 3,019 |
| Total noninterest expense | $5,342,000 | 2,549 |
| Salaries and employee benefits | $2,883,000 | 2,475 |
| Premises and equipment expense | $1,399,000 | 1,486 |
| Additional noninterest expense | $1,060,000 | 3,816 |
| Pre-tax net operating income | $7,137,000 | 1,061 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,722,000 | 898 |
| Income before extraordinary items | $4,415,000 | 1,200 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,415,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,415,000 | 1,204 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,370,000 | 1,069 |
| Total interest expense | $18,675,000 | 842 |
| Net interest income | $11,695,000 | 1,503 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $193,000 | 7,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-270,000 | 4,544 |
| Additional Noninterest Income | $463,000 | 3,104 |
| Total noninterest expense | $5,805,000 | 2,345 |
| Salaries and employee benefits | $3,199,000 | 2,192 |
| Premises and equipment expense | $1,207,000 | 1,698 |
| Additional noninterest expense | $1,399,000 | 3,035 |
| Pre-tax net operating income | $6,053,000 | 1,268 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,976,000 | 1,244 |
| Income before extraordinary items | $4,077,000 | 1,330 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,077,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,077,000 | 1,307 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,630,000 | 1,139 |
| Total interest expense | $18,374,000 | 865 |
| Net interest income | $10,256,000 | 1,664 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $432,000 | 5,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-56,000 | 4,428 |
| Additional Noninterest Income | $488,000 | 3,023 |
| Total noninterest expense | $4,867,000 | 2,690 |
| Salaries and employee benefits | $2,648,000 | 2,551 |
| Premises and equipment expense | $1,133,000 | 1,743 |
| Additional noninterest expense | $1,086,000 | 3,666 |
| Pre-tax net operating income | $5,701,000 | 1,314 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $2,130,000 | 1,186 |
| Income before extraordinary items | $3,612,000 | 1,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,612,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,585,760 | 1,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,531,000 | 1,214 |
| Total interest expense | $16,884,000 | 968 |
| Net interest income | $10,647,000 | 1,626 |
| Provision for loan and lease losses | $64,000 | 6,078 |
| Total noninterest income | $448,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $5,000 | 217 |
| Additional Noninterest Income | $443,000 | 3,078 |
| Total noninterest expense | $4,509,000 | 2,813 |
| Salaries and employee benefits | $2,414,000 | 2,738 |
| Premises and equipment expense | $1,014,000 | 1,947 |
| Additional noninterest expense | $1,081,000 | 3,643 |
| Pre-tax net operating income | $6,522,000 | 1,206 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,364,000 | 1,147 |
| Income before extraordinary items | $4,158,000 | 1,304 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,158,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,158,000 | 1,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,371,000 | 1,254 |
| Total interest expense | $16,765,000 | 995 |
| Net interest income | $10,606,000 | 1,668 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $294,000 | 7,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-128,000 | 4,682 |
| Additional Noninterest Income | $422,000 | 3,286 |
| Total noninterest expense | $7,075,000 | 1,983 |
| Salaries and employee benefits | $2,562,000 | 2,620 |
| Premises and equipment expense | $901,000 | 2,210 |
| Additional noninterest expense | $3,612,000 | 1,476 |
| Pre-tax net operating income | $3,800,000 | 1,910 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,351,000 | 1,770 |
| Income before extraordinary items | $2,449,000 | 2,025 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,449,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,449,000 | 1,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,850,000 | 1,379 |
| Total interest expense | $14,237,000 | 1,168 |
| Net interest income | $10,613,000 | 1,685 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,282,000 | 2,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $849,000 | 142 |
| Additional Noninterest Income | $433,000 | 3,159 |
| Total noninterest expense | $4,604,000 | 2,921 |
| Salaries and employee benefits | $2,267,000 | 2,937 |
| Premises and equipment expense | $827,000 | 2,414 |
| Additional noninterest expense | $1,510,000 | 3,083 |
| Pre-tax net operating income | $7,291,000 | 1,075 |
| Securities gains (losses) | $-49,000 | 11,160 |
| Applicable income taxes | $2,297,000 | 1,112 |
| Income before extraordinary items | $4,945,000 | 1,080 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,945,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,978,320 | 1,058 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,933,000 | 1,257 |
| Total interest expense | $12,109,000 | 1,085 |
| Net interest income | $12,824,000 | 1,398 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $-619,000 | 12,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,153,000 | 4,939 |
| Additional Noninterest Income | $534,000 | 2,831 |
| Total noninterest expense | $4,562,000 | 3,021 |
| Salaries and employee benefits | $2,060,000 | 3,197 |
| Premises and equipment expense | $791,000 | 2,550 |
| Additional noninterest expense | $1,711,000 | 2,952 |
| Pre-tax net operating income | $7,643,000 | 1,003 |
| Securities gains (losses) | $-69,000 | 11,290 |
| Applicable income taxes | $3,202,000 | 824 |
| Income before extraordinary items | $4,372,000 | 1,162 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,372,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,416,160 | 1,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,006,000 | 1,226 |
| Total interest expense | $13,055,000 | 1,038 |
| Net interest income | $12,951,000 | 1,397 |
| Provision for loan and lease losses | $123,000 | 5,154 |
| Total noninterest income | $484,000 | 5,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $484,000 | 3,333 |
| Total noninterest expense | $4,083,000 | 3,426 |
| Salaries and employee benefits | $1,914,000 | 3,407 |
| Premises and equipment expense | $702,000 | 2,871 |
| Additional noninterest expense | $1,467,000 | 3,572 |
| Pre-tax net operating income | $9,229,000 | 798 |
| Securities gains (losses) | $668,000 | 736 |
| Applicable income taxes | $3,613,000 | 714 |
| Income before extraordinary items | $6,284,000 | 840 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,284,000 | 870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,856,480 | 848 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,016,000 | 1,407 |
| Total interest expense | $15,595,000 | 1,150 |
| Net interest income | $10,421,000 | 1,761 |
| Provision for loan and lease losses | $287,000 | 4,252 |
| Total noninterest income | $461,000 | 5,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $461,000 | 3,367 |
| Total noninterest expense | $3,884,000 | 3,600 |
| Salaries and employee benefits | $1,795,000 | 3,569 |
| Premises and equipment expense | $709,000 | 2,892 |
| Additional noninterest expense | $1,380,000 | 3,844 |
| Pre-tax net operating income | $6,711,000 | 967 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $2,447,000 | 951 |
| Income before extraordinary items | $4,314,000 | 1,091 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,314,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,282,000 | 1,012 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.