Home > Clewiston National Bank > Income and Expense
Clewiston National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 6,934 |
| Total interest expense | $1,691,000 | 6,901 |
| Net interest income | $2,029,000 | 6,857 |
| Provision for loan and lease losses | $211,000 | 3,323 |
| Total noninterest income | $509,000 | 4,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 2,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $2,119,000 | 5,429 |
| Salaries and employee benefits | $977,000 | 5,946 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $900,000 | 4,313 |
| Pre-tax net operating income | $208,000 | 9,532 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $46,000 | 9,317 |
| Income before extraordinary items | $162,000 | 9,480 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $162,000 | 9,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $134,000 | 6,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $162,000 | 9,438 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 7,150 |
| Total interest expense | $1,701,000 | 7,076 |
| Net interest income | $2,001,000 | 7,144 |
| Provision for loan and lease losses | $128,000 | 4,455 |
| Total noninterest income | $503,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 2,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $2,186,000 | 5,566 |
| Salaries and employee benefits | $1,028,000 | 5,876 |
| Premises and equipment expense | $269,000 | 5,975 |
| Additional noninterest expense | $889,000 | 4,806 |
| Pre-tax net operating income | $190,000 | 9,848 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $17,000 | 10,255 |
| Income before extraordinary items | $173,000 | 9,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $173,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $173,000 | 9,501 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 7,603 |
| Total interest expense | $1,609,000 | 7,390 |
| Net interest income | $1,859,000 | 7,629 |
| Provision for loan and lease losses | $94,000 | 4,768 |
| Total noninterest income | $529,000 | 4,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,933,000 | 6,146 |
| Salaries and employee benefits | $1,004,000 | 6,051 |
| Premises and equipment expense | $329,000 | 5,259 |
| Additional noninterest expense | $600,000 | 6,537 |
| Pre-tax net operating income | $361,000 | 9,319 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $114,000 | 8,898 |
| Income before extraordinary items | $246,000 | 9,450 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $246,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $246,680 | 9,429 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 7,985 |
| Total interest expense | $1,107,000 | 8,267 |
| Net interest income | $1,920,000 | 7,750 |
| Provision for loan and lease losses | $195,000 | 3,075 |
| Total noninterest income | $611,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,389 |
| Total noninterest expense | $2,188,000 | 5,777 |
| Salaries and employee benefits | $960,000 | 6,296 |
| Premises and equipment expense | $382,000 | 4,770 |
| Additional noninterest expense | $846,000 | 5,444 |
| Pre-tax net operating income | $148,000 | 11,282 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-7,000 | 12,067 |
| Income before extraordinary items | $155,000 | 10,754 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $155,000 | 10,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $155,000 | 10,802 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 8,167 |
| Total interest expense | $1,102,000 | 8,675 |
| Net interest income | $2,000,000 | 7,671 |
| Provision for loan and lease losses | $228,000 | 3,632 |
| Total noninterest income | $444,000 | 6,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,149,000 | 5,983 |
| Salaries and employee benefits | $988,000 | 6,203 |
| Premises and equipment expense | $349,000 | 5,250 |
| Additional noninterest expense | $812,000 | 5,859 |
| Pre-tax net operating income | $67,000 | 12,072 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-31,000 | 12,852 |
| Income before extraordinary items | $98,000 | 11,821 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $98,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,404 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $98,000 | 11,630 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 8,037 |
| Total interest expense | $1,417,000 | 8,786 |
| Net interest income | $2,186,000 | 7,278 |
| Provision for loan and lease losses | $209,000 | 5,111 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $2,117,000 | 6,114 |
| Salaries and employee benefits | $975,000 | 6,167 |
| Premises and equipment expense | $345,000 | 5,424 |
| Additional noninterest expense | $797,000 | 6,087 |
| Pre-tax net operating income | $398,000 | 9,263 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $321,000 | 9,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $321,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 4,359 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $321,000 | 8,665 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.