Home > Cleves-North Bend Building and Loan Company > Income and Expense
Cleves-North Bend Building and Loan Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 12,393 |
| Total interest expense | $238,000 | 12,240 |
| Net interest income | $288,000 | 12,415 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $3,000 | 12,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,000 | 12,453 |
| Total noninterest expense | $194,000 | 12,521 |
| Salaries and employee benefits | $89,000 | 12,537 |
| Premises and equipment expense | $29,000 | 12,238 |
| Additional noninterest expense | $76,000 | 12,454 |
| Pre-tax net operating income | $97,000 | 11,648 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $21,000 | 11,132 |
| Income before extraordinary items | $76,000 | 11,612 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $76,000 | 11,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $76,000 | 11,654 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $540,000 | 13,009 |
| Total interest expense | $253,000 | 12,831 |
| Net interest income | $287,000 | 13,031 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $4,000 | 13,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $164,000 | 13,219 |
| Salaries and employee benefits | $76,000 | 13,218 |
| Premises and equipment expense | $27,000 | 12,925 |
| Additional noninterest expense | $61,000 | 13,178 |
| Pre-tax net operating income | $127,000 | 11,656 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $92,000 | 11,876 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $92,000 | 11,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $92,000 | 11,686 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 13,625 |
| Total interest expense | $317,000 | 13,433 |
| Net interest income | $271,000 | 13,671 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $4,000 | 13,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $133,000 | 13,875 |
| Salaries and employee benefits | $59,000 | 13,874 |
| Premises and equipment expense | $15,000 | 13,772 |
| Additional noninterest expense | $59,000 | 13,806 |
| Pre-tax net operating income | $141,000 | 11,609 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $28,000 | 11,867 |
| Income before extraordinary items | $113,000 | 11,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $113,000 | 11,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $113,000 | 11,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.