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Cleveland Bank and Trust Company, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$20,305,0001,704
Total interest expense$9,759,0001,762
Net interest income$10,546,0001,666
Provision for loan and lease losses$-230,0009,854
Total noninterest income$3,519,0001,177
Gross Fiduciary activities income$699,000499
Service charges on deposit accounts$2,032,000662
Trading account gains and fees$0180
Additional Noninterest Income$788,0002,170
Total noninterest expense$7,306,0001,903
Salaries and employee benefits$4,383,0001,627
Premises and equipment expense$1,028,0002,013
Additional noninterest expense$1,895,0002,276
Pre-tax net operating income$6,989,0001,086
Securities gains (losses)$8,0001,222
Applicable income taxes$2,550,000950
Income before extraordinary items$4,447,0001,193
Extraordinary gains, net$038
Net income$4,447,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,279
Cash dividends$3,850,000783
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,441,8801,197
1999-12-31 (YTD Data)Rank
Total interest income$19,358,0001,674
Total interest expense$8,485,0001,748
Net interest income$10,873,0001,596
Provision for loan and lease losses$56,0006,372
Total noninterest income$3,692,0001,151
Gross Fiduciary activities income$883,000489
Service charges on deposit accounts$1,977,000665
Trading account gains and fees$0173
Additional Noninterest Income$832,0002,102
Total noninterest expense$7,533,0001,841
Salaries and employee benefits$4,635,0001,497
Premises and equipment expense$894,0002,272
Additional noninterest expense$2,004,0002,188
Pre-tax net operating income$6,976,0001,109
Securities gains (losses)$8,0001,870
Applicable income taxes$2,497,0001,015
Income before extraordinary items$4,487,0001,212
Extraordinary gains, net$035
Net income$4,487,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,741
Cash dividends$4,400,000717
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,481,8801,195
1998-12-31 (YTD Data)Rank
Total interest income$19,672,0001,653
Total interest expense$9,092,0001,689
Net interest income$10,580,0001,606
Provision for loan and lease losses$180,0003,728
Total noninterest income$3,368,0001,237
Gross Fiduciary activities income$632,000562
Service charges on deposit accounts$1,794,000684
Trading account gains and fees$0224
Additional Noninterest Income$942,0001,944
Total noninterest expense$7,527,0001,736
Salaries and employee benefits$4,423,0001,478
Premises and equipment expense$1,097,0001,797
Additional noninterest expense$2,007,0002,102
Pre-tax net operating income$6,241,0001,192
Securities gains (losses)$28,0002,162
Applicable income taxes$2,017,0001,258
Income before extraordinary items$4,252,0001,253
Extraordinary gains, net$032
Net income$4,252,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-249,00010,372
Cash dividends$4,100,000746
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,232,9601,215
1997-12-31 (YTD Data)Rank
Total interest income$19,828,0001,662
Total interest expense$9,390,0001,647
Net interest income$10,438,0001,671
Provision for loan and lease losses$300,0002,568
Total noninterest income$2,979,0001,299
Gross Fiduciary activities income$546,000622
Service charges on deposit accounts$1,718,000743
Trading account gains and fees$0239
Additional Noninterest Income$715,0002,191
Total noninterest expense$6,979,0001,856
Salaries and employee benefits$4,205,0001,550
Premises and equipment expense$986,0002,005
Additional noninterest expense$1,788,0002,322
Pre-tax net operating income$6,138,0001,278
Securities gains (losses)$70,0001,148
Applicable income taxes$2,036,0001,301
Income before extraordinary items$4,172,0001,301
Extraordinary gains, net$044
Net income$4,172,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,214
Cash dividends$9,450,000382
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,125,1001,285
1996-12-31 (YTD Data)Rank
Total interest income$19,272,0001,750
Total interest expense$8,610,0001,832
Net interest income$10,662,0001,659
Provision for loan and lease losses$300,0002,555
Total noninterest income$2,367,0001,610
Gross Fiduciary activities income$326,000837
Service charges on deposit accounts$1,438,000917
Trading account gains and fees$0262
Additional Noninterest Income$603,0002,562
Total noninterest expense$6,750,0002,063
Salaries and employee benefits$4,054,0001,641
Premises and equipment expense$1,005,0001,989
Additional noninterest expense$1,691,0002,826
Pre-tax net operating income$5,979,0001,211
Securities gains (losses)$61,0001,215
Applicable income taxes$1,698,0001,425
Income before extraordinary items$4,342,0001,168
Extraordinary gains, net$053
Net income$4,342,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,532
Cash dividends$3,640,000821
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,298,0801,162
1995-12-31 (YTD Data)Rank
Total interest income$18,494,0001,832
Total interest expense$8,149,0001,927
Net interest income$10,345,0001,726
Provision for loan and lease losses$300,0002,267
Total noninterest income$2,021,0001,817
Gross Fiduciary activities income$347,000846
Service charges on deposit accounts$1,122,0001,193
Trading account gains and fees$0522
Additional Noninterest Income$552,0002,692
Total noninterest expense$6,765,0002,043
Salaries and employee benefits$3,903,0001,701
Premises and equipment expense$1,213,0001,659
Additional noninterest expense$1,649,0002,817
Pre-tax net operating income$5,301,0001,430
Securities gains (losses)$219,000641
Applicable income taxes$1,680,0001,486
Income before extraordinary items$3,840,0001,361
Extraordinary gains, net$065
Net income$3,840,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,672
Cash dividends$3,331,000854
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,686,7001,393
1994-12-31 (YTD Data)Rank
Total interest income$16,589,0001,854
Total interest expense$5,989,0002,082
Net interest income$10,600,0001,703
Provision for loan and lease losses$600,0001,325
Total noninterest income$1,860,0001,928
Gross Fiduciary activities income$374,000829
Service charges on deposit accounts$1,079,0001,231
Trading account gains and fees$0475
Additional Noninterest Income$407,0003,368
Total noninterest expense$8,041,0001,808
Salaries and employee benefits$3,800,0001,769
Premises and equipment expense$1,397,0001,489
Additional noninterest expense$2,844,0001,901
Pre-tax net operating income$3,819,0001,861
Securities gains (losses)$203,000493
Applicable income taxes$1,177,0001,909
Income before extraordinary items$2,845,0001,729
Extraordinary gains, net$0249
Net income$2,845,0001,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,0001,258
Cash dividends$2,260,0001,002
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,700,8701,813
1993-12-31 (YTD Data)Rank
Total interest income$16,433,0001,907
Total interest expense$5,899,0002,199
Net interest income$10,534,0001,725
Provision for loan and lease losses$700,0001,660
Total noninterest income$1,730,0002,189
Gross Fiduciary activities income$351,000884
Service charges on deposit accounts$1,032,0001,311
Trading account gains and fees$0532
Additional Noninterest Income$347,0004,127
Total noninterest expense$7,381,0001,992
Salaries and employee benefits$3,954,0001,708
Premises and equipment expense$1,321,0001,595
Additional noninterest expense$2,106,0002,609
Pre-tax net operating income$4,183,0001,656
Securities gains (losses)$45,0003,566
Applicable income taxes$1,091,0002,083
Income before extraordinary items$3,137,0001,619
Extraordinary gains, net$03,149
Net income$3,137,0001,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,853
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,103,7001,545
1992-12-31 (YTD Data)Rank
Total interest income$16,732,0002,116
Total interest expense$7,103,0002,367
Net interest income$9,629,0001,900
Provision for loan and lease losses$900,0001,967
Total noninterest income$1,685,0002,181
Gross Fiduciary activities income$319,000919
Service charges on deposit accounts$1,042,0001,279
Trading account gains and fees$0504
Additional Noninterest Income$324,0004,222
Total noninterest expense$6,923,0002,124
Salaries and employee benefits$3,922,0001,689
Premises and equipment expense$1,183,0001,788
Additional noninterest expense$1,818,0003,032
Pre-tax net operating income$3,491,0001,768
Securities gains (losses)$7,0006,774
Applicable income taxes$869,0002,395
Income before extraordinary items$2,629,0001,735
Extraordinary gains, net$01,422
Net income$2,629,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0003,138
Cash dividends$750,0002,008
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,623,7501,612

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.