Home > Clemson Bank & Trust > Assets and Liabilities
Clemson Bank & Trust, Assets and Liabilities
2000-12-31 | Rank | |
# of Employees: | 18 | 6,840 |
Assets and Liabilities | ||
Total Assets: | $41,327,000 | 7,487 |
Cash and due from depository institutions | $1,214,000 | 6,840 |
Interest-bearing balances | $59,000 | 5,236 |
Securities | $10,245,000 | 6,725 |
Federal funds sold & reverse repurchase agreements | $4,240,000 | 2,708 |
Net loans & leases | $23,258,000 | 7,523 |
Loan loss allowance | $370,000 | 6,709 |
Trading account assets | $0 | 175 |
Bank premises and fixed assets | $1,593,000 | 4,672 |
Other real estate owned | $0 | 6,840 |
Goodwill and other intangibles | $309,000 | 2,099 |
All other assets | $468,000 | 8,290 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $41,327,000 | 7,487 |
Total liabilities | $37,168,000 | 7,423 |
Total deposits | $32,367,000 | 7,662 |
Interest-bearing deposits | $30,093,000 | 7,392 |
Deposits held in domestic offices | $32,367,000 | 7,661 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,755 |
Trading liabilities | $0 | 77 |
Other borrowed funds | $4,399,000 | 3,072 |
Subordinated debt | $0 | 239 |
All other liabilities | $402,000 | 6,472 |
Total equity capital | $4,159,000 | 7,740 |
Total bank equity capital | $4,159,000 | 7,740 |
Perpetual preferred stock | $0 | 178 |
Common stock | $2,250,000 | 1,719 |
Surplus | $2,250,000 | 5,127 |
Undivided profits | $-341,000 | 9,249 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $98,000 | 6,788 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
Income earned, not collected on loans | $176,000 | 8,230 |
Earning assets | $37,802,000 | 7,482 |
Long-term assets (5+ years) | $5,358,000 | 5,880 |
Average Assets, year-to-date | $43,742,800 | 7,128 |
Average Assets, quarterly | $40,627,000 | 7,483 |
Volatile liabilities | $3,818,000 | 7,978 |
Insider loans | $2,141,000 | 2,194 |
FHLB advances | $0 | 771 |
Loans and leases held for sale | $0 | 1,442 |
Unused loan commitments | $9,664,000 | 3,830 |
Tier 1 (core) risk-based capital | $3,951,000 | 7,808 |
Tier 2 risk-based capital | $326,170 | 6,771 |
Total risk weighted assets | $26,049,770 | 7,400 |
Total unused commitments | $9,664,000 | 3,833 |
Derivatives | $0 | 481 |
1999-12-31 | Rank | |
# of Employees: | 16 | 7,472 |
Assets and Liabilities | ||
Total Assets: | $44,304,000 | 7,330 |
Cash and due from depository institutions | $1,980,000 | 7,472 |
Interest-bearing balances | $114,000 | 4,498 |
Securities | $11,229,000 | 6,727 |
Federal funds sold & reverse repurchase agreements | $10,000 | 6,793 |
Net loans & leases | $28,502,000 | 6,954 |
Loan loss allowance | $363,000 | 6,775 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $1,646,000 | 4,568 |
Other real estate owned | $0 | 7,472 |
Goodwill and other intangibles | $343,000 | 2,104 |
All other assets | $594,000 | 7,782 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $44,304,000 | 7,330 |
Total liabilities | $40,386,000 | 7,242 |
Total deposits | $31,675,000 | 7,834 |
Interest-bearing deposits | $28,628,000 | 7,657 |
Deposits held in domestic offices | $31,675,000 | 7,832 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,500,000 | 2,287 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $5,929,000 | 2,641 |
Subordinated debt | $0 | 242 |
All other liabilities | $282,000 | 7,121 |
Total equity capital | $3,918,000 | 7,884 |
Total bank equity capital | $3,918,000 | 7,884 |
Perpetual preferred stock | $0 | 193 |
Common stock | $2,250,000 | 1,725 |
Surplus | $2,250,000 | 5,156 |
Undivided profits | $-582,000 | 9,662 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $51,000 | 7,655 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
Income earned, not collected on loans | $196,000 | 7,855 |
Earning assets | $39,855,000 | 7,372 |
Long-term assets (5+ years) | $9,384,000 | 4,988 |
Average Assets, year-to-date | $41,381,200 | 7,417 |
Average Assets, quarterly | $45,173,000 | 7,206 |
Volatile liabilities | $6,492,000 | 6,638 |
Insider loans | $2,548,000 | 1,820 |
FHLB advances | $0 | 802 |
Loans and leases held for sale | $0 | 1,487 |
Unused loan commitments | $7,475,000 | 4,454 |
Tier 1 (core) risk-based capital | $3,882,000 | 7,927 |
Tier 2 risk-based capital | $363,000 | 6,406 |
Total risk weighted assets | $32,246,300 | 6,756 |
Total unused commitments | $7,475,000 | 4,458 |
Derivatives | $0 | 488 |
1998-12-31 | Rank | |
# of Employees: | 15 | 7,821 |
Assets and Liabilities | ||
Total Assets: | $38,097,000 | 7,940 |
Cash and due from depository institutions | $1,835,000 | 7,821 |
Interest-bearing balances | $345,000 | 3,851 |
Securities | $11,441,000 | 6,682 |
Federal funds sold & reverse repurchase agreements | $410,000 | 7,894 |
Net loans & leases | $21,969,000 | 7,694 |
Loan loss allowance | $305,000 | 7,343 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $1,695,000 | 4,419 |
Other real estate owned | $0 | 7,821 |
Goodwill and other intangibles | $385,000 | 1,994 |
All other assets | $362,000 | 8,993 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $38,097,000 | 7,940 |
Total liabilities | $33,563,000 | 7,946 |
Total deposits | $28,874,000 | 8,280 |
Interest-bearing deposits | $26,917,000 | 7,976 |
Deposits held in domestic offices | $28,874,000 | 8,279 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $4,434,000 | 2,448 |
Subordinated debt | $0 | 255 |
All other liabilities | $255,000 | 7,976 |
Total equity capital | $4,534,000 | 7,468 |
Total bank equity capital | $4,534,000 | 7,468 |
Perpetual preferred stock | $0 | 199 |
Common stock | $2,250,000 | 1,671 |
Surplus | $2,250,000 | 5,037 |
Undivided profits | $34,000 | 9,672 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,000 | 9,349 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $161,000 | 8,473 |
Earning assets | $34,165,000 | 7,983 |
Long-term assets (5+ years) | $8,013,000 | 5,243 |
Average Assets, year-to-date | $35,010,600 | 8,007 |
Average Assets, quarterly | $38,212,000 | 7,850 |
Volatile liabilities | $3,939,000 | 7,626 |
Insider loans | $2,084,000 | 2,045 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $3,848,000 | 5,979 |
Tier 1 (core) risk-based capital | $4,122,000 | 7,676 |
Tier 2 risk-based capital | $305,000 | 6,936 |
Total risk weighted assets | $25,872,500 | 7,406 |
Total unused commitments | $3,848,000 | 5,984 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 8 | 9,876 |
Assets and Liabilities | ||
Total Assets: | $28,259,000 | 9,035 |
Cash and due from depository institutions | $902,000 | 9,876 |
Interest-bearing balances | $109,000 | 4,441 |
Securities | $8,697,000 | 7,850 |
Federal funds sold & reverse repurchase agreements | $50,000 | 8,066 |
Net loans & leases | $16,552,000 | 8,773 |
Loan loss allowance | $221,000 | 8,524 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,698,000 | 4,329 |
Other real estate owned | $0 | 9,876 |
Goodwill and other intangibles | $34,000 | 3,103 |
All other assets | $326,000 | 9,639 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $28,259,000 | 9,035 |
Total liabilities | $24,004,000 | 9,132 |
Total deposits | $20,654,000 | 9,401 |
Interest-bearing deposits | $19,541,000 | 9,108 |
Deposits held in domestic offices | $20,654,000 | 9,399 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $3,200,000 | 2,397 |
Subordinated debt | $0 | 260 |
All other liabilities | $150,000 | 9,619 |
Total equity capital | $4,255,000 | 7,830 |
Total bank equity capital | $4,255,000 | 7,830 |
Perpetual preferred stock | $0 | 223 |
Common stock | $2,250,000 | 1,659 |
Surplus | $2,250,000 | 5,034 |
Undivided profits | $-245,000 | 10,492 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,000 | 9,899 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $145,000 | 9,108 |
Earning assets | $25,408,000 | 9,077 |
Long-term assets (5+ years) | $6,874,000 | 5,252 |
Average Assets, year-to-date | $24,417,600 | 9,286 |
Average Assets, quarterly | $28,222,000 | 8,994 |
Volatile liabilities | $4,701,000 | 7,308 |
Insider loans | $1,332,000 | 2,872 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $3,626,000 | 6,019 |
Tier 1 (core) risk-based capital | $4,213,000 | 7,734 |
Tier 2 risk-based capital | $221,000 | 8,100 |
Total risk weighted assets | $20,582,700 | 8,338 |
Total unused commitments | $3,626,000 | 6,027 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 8 | 10,360 |
Assets and Liabilities | ||
Total Assets: | $17,656,000 | 10,529 |
Cash and due from depository institutions | $603,000 | 10,360 |
Interest-bearing balances | $0 | 6,640 |
Securities | $3,948,000 | 10,192 |
Federal funds sold & reverse repurchase agreements | $100,000 | 8,261 |
Net loans & leases | $11,899,000 | 9,891 |
Loan loss allowance | $167,000 | 9,607 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $729,000 | 7,016 |
Other real estate owned | $0 | 10,360 |
Goodwill and other intangibles | $47,000 | 2,846 |
All other assets | $330,000 | 10,055 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $17,656,000 | 10,529 |
Total liabilities | $13,514,000 | 10,751 |
Total deposits | $13,429,000 | 10,681 |
Interest-bearing deposits | $12,814,000 | 10,453 |
Deposits held in domestic offices | $13,429,000 | 10,679 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $85,000 | 10,815 |
Total equity capital | $4,142,000 | 8,059 |
Total bank equity capital | $4,142,000 | 8,059 |
Perpetual preferred stock | $0 | 250 |
Common stock | $2,250,000 | 1,736 |
Surplus | $2,250,000 | 5,109 |
Undivided profits | $-358,000 | 11,063 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 10,601 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $96,000 | 10,277 |
Earning assets | $15,947,000 | 10,522 |
Long-term assets (5+ years) | $2,279,000 | 7,586 |
Average Assets, year-to-date | $15,196,400 | 10,698 |
Average Assets, quarterly | $17,161,000 | 10,552 |
Volatile liabilities | $2,770,000 | 8,763 |
Insider loans | $1,037,000 | 3,562 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $2,293,000 | 7,148 |
Tier 1 (core) risk-based capital | $4,107,000 | 7,988 |
Tier 2 risk-based capital | $167,000 | 9,167 |
Total risk weighted assets | $13,816,100 | 9,754 |
Total unused commitments | $2,293,000 | 7,162 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 9 | 10,546 |
Assets and Liabilities | ||
Total Assets: | $12,535,000 | 11,502 |
Cash and due from depository institutions | $199,000 | 10,546 |
Interest-bearing balances | $0 | 6,853 |
Securities | $3,792,000 | 10,716 |
Federal funds sold & reverse repurchase agreements | $1,520,000 | 6,325 |
Net loans & leases | $6,451,000 | 11,322 |
Loan loss allowance | $70,000 | 11,389 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $206,000 | 10,204 |
Other real estate owned | $0 | 10,546 |
Goodwill and other intangibles | $61,000 | 2,577 |
All other assets | $306,000 | 10,619 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,535,000 | 11,502 |
Total liabilities | $8,301,000 | 11,730 |
Total deposits | $7,826,000 | 11,725 |
Interest-bearing deposits | $7,354,000 | 11,590 |
Deposits held in domestic offices | $7,826,000 | 11,725 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $400,000 | 3,191 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $75,000 | 11,465 |
Total equity capital | $4,234,000 | 8,097 |
Total bank equity capital | $4,234,000 | 8,097 |
Perpetual preferred stock | $0 | 288 |
Common stock | $2,250,000 | 1,768 |
Surplus | $2,250,000 | 5,132 |
Undivided profits | $-266,000 | 11,529 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $52,000 | 11,388 |
Earning assets | $11,763,000 | 11,431 |
Long-term assets (5+ years) | $2,239,000 | 7,658 |
Average Assets, year-to-date | $8,557,670 | 11,787 |
Average Assets, quarterly | $10,457,500 | 11,667 |
Volatile liabilities | $2,246,000 | 9,361 |
Insider loans | $534,000 | 5,474 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,674,000 | 7,870 |
Tier 1 (core) risk-based capital | $4,159,000 | 8,052 |
Tier 2 risk-based capital | $70,000 | 11,228 |
Total risk weighted assets | $8,484,100 | 11,109 |
Total unused commitments | $1,674,000 | 7,882 |
Derivatives | $0 | 628 |