Home > Cleghorn State Bank > Income and Expense

Cleghorn State Bank, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$830,00011,488
Total interest expense$427,00011,253
Net interest income$403,00011,601
Provision for loan and lease losses$10,0008,319
Total noninterest income$59,00011,185
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0009,747
Trading account gains and feesNANA
Additional Noninterest Income$27,00010,452
Total noninterest expense$301,00011,709
Salaries and employee benefits$175,00011,623
Premises and equipment expense$12,00011,881
Additional noninterest expense$114,00011,478
Pre-tax net operating income$151,00010,768
Securities gains (losses)$2,0003,270
Applicable income taxes$45,00010,268
Income before extraordinary items$108,00010,856
Extraordinary gains, net$065
Net income$108,00010,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$85,0007,107
Sale, conversion, retirement of capital stock, net$0809
Net operating income$106,58010,847
1994-12-31 (YTD Data)Rank
Total interest income$691,00012,212
Total interest expense$325,00011,928
Net interest income$366,00012,299
Provision for loan and lease losses$8,0008,632
Total noninterest income$49,00011,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,00010,297
Trading account gains and feesNANA
Additional Noninterest Income$18,00011,564
Total noninterest expense$286,00012,384
Salaries and employee benefits$153,00012,344
Premises and equipment expense$31,00012,206
Additional noninterest expense$102,00012,270
Pre-tax net operating income$121,00011,487
Securities gains (losses)$-1,0008,790
Applicable income taxes$25,00011,050
Income before extraordinary items$95,00011,429
Extraordinary gains, net$0249
Net income$95,00011,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,214
Cash dividends$80,0007,289
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$95,79011,468
1993-12-31 (YTD Data)Rank
Total interest income$679,00012,839
Total interest expense$319,00012,593
Net interest income$360,00012,902
Provision for loan and lease losses$010,371
Total noninterest income$40,00012,773
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,00010,867
Trading account gains and feesNANA
Additional Noninterest Income$14,00012,477
Total noninterest expense$270,00013,048
Salaries and employee benefits$149,00012,986
Premises and equipment expense$26,00012,948
Additional noninterest expense$95,00012,975
Pre-tax net operating income$130,00011,630
Securities gains (losses)$12,0005,266
Applicable income taxes$36,00011,244
Income before extraordinary items$106,00011,743
Extraordinary gains, net$03,149
Net income$106,00011,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$40,0008,186
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$97,00011,641
1992-12-31 (YTD Data)Rank
Total interest income$769,00013,396
Total interest expense$379,00013,264
Net interest income$390,00013,412
Provision for loan and lease losses$-4,00013,439
Total noninterest income$30,00013,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,00011,442
Trading account gains and feesNANA
Additional Noninterest Income$13,00013,144
Total noninterest expense$277,00013,633
Salaries and employee benefits$141,00013,612
Premises and equipment expense$25,00013,551
Additional noninterest expense$111,00013,421
Pre-tax net operating income$147,00011,562
Securities gains (losses)$9,0006,537
Applicable income taxes$47,00011,335
Income before extraordinary items$109,00011,822
Extraordinary gains, net$01,422
Net income$109,00011,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00012,482
Cash dividends$95,0006,756
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$102,70011,612

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.