Home > Cleburne State Bank > Assets and Liabilities
Cleburne State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $91,678,000 | 4,678 |
| Cash and due from depository institutions | $4,843,000 | 4,067 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $41,646,000 | 2,749 |
| Federal funds sold & reverse repurchase agreements | $10,655,000 | 1,619 |
| Net loans & leases | $31,183,000 | 6,588 |
| Loan loss allowance | $328,000 | 7,108 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,333,000 | 3,429 |
| Other real estate owned | $0 | 4,067 |
| Goodwill and other intangibles | $304,000 | 2,121 |
| All other assets | $714,000 | 7,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,678,000 | 4,678 |
| Total liabilities | $83,561,000 | 4,615 |
| Total deposits | $83,256,000 | 4,392 |
| Interest-bearing deposits | $69,249,000 | 4,493 |
| Deposits held in domestic offices | $83,256,000 | 4,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $305,000 | 7,389 |
| Total equity capital | $8,117,000 | 5,138 |
| Total bank equity capital | $8,117,000 | 5,138 |
| Perpetual preferred stock | $730,000 | 111 |
| Common stock | $783,000 | 3,809 |
| Surplus | $3,231,000 | 4,006 |
| Undivided profits | $3,373,000 | 5,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 6,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $169,000 | 8,362 |
| Earning assets | $83,484,000 | 4,706 |
| Long-term assets (5+ years) | $25,693,000 | 2,661 |
| Average Assets, year-to-date | $85,855,800 | 4,718 |
| Average Assets, quarterly | $87,206,000 | 4,781 |
| Volatile liabilities | $6,783,000 | 6,152 |
| Insider loans | $1,010,000 | 3,522 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,151,000 | 6,453 |
| Tier 1 (core) risk-based capital | $7,730,000 | 5,157 |
| Tier 2 risk-based capital | $328,000 | 6,693 |
| Total risk weighted assets | $39,623,000 | 5,919 |
| Total unused commitments | $3,151,000 | 6,461 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 44 | 4,033 |
| Assets and Liabilities | ||
| Total Assets: | $83,615,000 | 5,016 |
| Cash and due from depository institutions | $5,750,000 | 4,033 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,463,000 | 3,305 |
| Federal funds sold & reverse repurchase agreements | $6,735,000 | 2,057 |
| Net loans & leases | $34,173,000 | 6,399 |
| Loan loss allowance | $344,000 | 7,101 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,418,000 | 3,252 |
| Other real estate owned | $0 | 4,033 |
| Goodwill and other intangibles | $327,000 | 2,011 |
| All other assets | $749,000 | 7,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,615,000 | 5,016 |
| Total liabilities | $76,305,000 | 4,950 |
| Total deposits | $75,985,000 | 4,713 |
| Interest-bearing deposits | $63,143,000 | 4,859 |
| Deposits held in domestic offices | $75,985,000 | 4,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $320,000 | 7,562 |
| Total equity capital | $7,310,000 | 5,554 |
| Total bank equity capital | $7,310,000 | 5,554 |
| Perpetual preferred stock | $730,000 | 133 |
| Common stock | $783,000 | 3,932 |
| Surplus | $3,231,000 | 3,960 |
| Undivided profits | $2,566,000 | 6,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $205,000 | 8,184 |
| Earning assets | $74,371,000 | 5,138 |
| Long-term assets (5+ years) | $15,838,000 | 3,256 |
| Average Assets, year-to-date | $77,624,600 | 5,123 |
| Average Assets, quarterly | $81,007,500 | 5,090 |
| Volatile liabilities | $6,269,000 | 6,465 |
| Insider loans | $1,030,000 | 3,485 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $254,000 | 1,243 |
| Unused loan commitments | $2,045,000 | 7,368 |
| Tier 1 (core) risk-based capital | $6,942,000 | 5,636 |
| Tier 2 risk-based capital | $344,000 | 6,556 |
| Total risk weighted assets | $39,788,500 | 5,954 |
| Total unused commitments | $2,045,000 | 7,377 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $70,788,000 | 5,839 |
| Cash and due from depository institutions | $3,584,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,662,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $2,735,000 | 4,090 |
| Net loans & leases | $31,559,000 | 6,758 |
| Loan loss allowance | $356,000 | 7,237 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,153,000 | 3,577 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $541,000 | 1,640 |
| All other assets | $554,000 | 8,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,788,000 | 5,839 |
| Total liabilities | $64,144,000 | 5,786 |
| Total deposits | $63,559,000 | 5,588 |
| Interest-bearing deposits | $51,440,000 | 5,847 |
| Deposits held in domestic offices | $63,559,000 | 5,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $585,000 | 5,359 |
| Total equity capital | $6,644,000 | 6,027 |
| Total bank equity capital | $6,644,000 | 6,027 |
| Perpetual preferred stock | $730,000 | 149 |
| Common stock | $783,000 | 4,192 |
| Surplus | $3,231,000 | 4,022 |
| Undivided profits | $1,900,000 | 7,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 5,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $159,000 | 9,169 |
| Earning assets | $63,956,000 | 5,895 |
| Long-term assets (5+ years) | $7,499,000 | 4,876 |
| Average Assets, year-to-date | $67,983,000 | 5,823 |
| Average Assets, quarterly | $70,005,500 | 5,818 |
| Volatile liabilities | $5,163,000 | 7,007 |
| Insider loans | $711,000 | 4,537 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,435,000 | 6,056 |
| Tier 1 (core) risk-based capital | $6,085,000 | 6,310 |
| Tier 2 risk-based capital | $356,000 | 6,565 |
| Total risk weighted assets | $34,703,600 | 6,559 |
| Total unused commitments | $3,435,000 | 6,073 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $65,087,000 | 6,265 |
| Cash and due from depository institutions | $3,785,000 | 6,154 |
| Interest-bearing balances | $95,000 | 5,363 |
| Securities | $27,653,000 | 4,331 |
| Federal funds sold & reverse repurchase agreements | $2,655,000 | 4,716 |
| Net loans & leases | $28,646,000 | 7,195 |
| Loan loss allowance | $456,000 | 6,427 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,180,000 | 5,483 |
| Other real estate owned | $3,000 | 6,154 |
| Goodwill and other intangibles | $589,000 | 1,469 |
| All other assets | $576,000 | 8,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,087,000 | 6,265 |
| Total liabilities | $59,024,000 | 6,223 |
| Total deposits | $58,387,000 | 6,061 |
| Interest-bearing deposits | $48,319,000 | 6,225 |
| Deposits held in domestic offices | $58,387,000 | 6,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $637,000 | 5,224 |
| Total equity capital | $6,063,000 | 6,505 |
| Total bank equity capital | $6,063,000 | 6,505 |
| Perpetual preferred stock | $730,000 | 164 |
| Common stock | $783,000 | 4,394 |
| Surplus | $3,231,000 | 3,997 |
| Undivided profits | $1,319,000 | 8,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $166,000 | 9,417 |
| Earning assets | $59,049,000 | 6,304 |
| Long-term assets (5+ years) | $2,779,000 | 7,227 |
| Average Assets, year-to-date | $63,004,000 | 6,218 |
| Average Assets, quarterly | $63,973,500 | 6,281 |
| Volatile liabilities | $4,050,000 | 7,622 |
| Insider loans | $630,000 | 4,984 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,394,000 | 6,965 |
| Tier 1 (core) risk-based capital | $5,435,000 | 6,867 |
| Tier 2 risk-based capital | $380,460 | 6,395 |
| Total risk weighted assets | $30,360,960 | 7,116 |
| Total unused commitments | $2,394,000 | 6,978 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $62,263,000 | 6,484 |
| Cash and due from depository institutions | $4,600,000 | 6,346 |
| Interest-bearing balances | $495,000 | 3,361 |
| Securities | $26,507,000 | 4,744 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $27,026,000 | 7,490 |
| Loan loss allowance | $562,000 | 5,689 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $719,000 | 7,304 |
| Other real estate owned | $180,000 | 6,346 |
| Goodwill and other intangibles | $635,000 | 1,314 |
| All other assets | $596,000 | 8,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,263,000 | 6,484 |
| Total liabilities | $56,962,000 | 6,420 |
| Total deposits | $56,662,000 | 6,212 |
| Interest-bearing deposits | $46,420,000 | 6,438 |
| Deposits held in domestic offices | $56,662,000 | 6,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $300,000 | 7,327 |
| Total equity capital | $5,301,000 | 6,850 |
| Total bank equity capital | $5,301,000 | 6,850 |
| Perpetual preferred stock | $730,000 | 176 |
| Common stock | $783,000 | 4,599 |
| Surplus | $3,231,000 | 3,921 |
| Undivided profits | $557,000 | 10,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $156,000 | 9,528 |
| Earning assets | $56,028,000 | 6,545 |
| Long-term assets (5+ years) | $1,956,000 | 8,315 |
| Average Assets, year-to-date | $60,874,800 | 6,460 |
| Average Assets, quarterly | $61,619,000 | 6,488 |
| Volatile liabilities | $3,856,000 | 7,635 |
| Insider loans | $629,000 | 4,980 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,684,000 | 7,936 |
| Tier 1 (core) risk-based capital | $4,839,000 | 7,396 |
| Tier 2 risk-based capital | $349,950 | 6,828 |
| Total risk weighted assets | $27,783,650 | 7,577 |
| Total unused commitments | $1,684,000 | 7,945 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $59,144,000 | 6,902 |
| Cash and due from depository institutions | $3,916,000 | 6,588 |
| Interest-bearing balances | $386,000 | 4,773 |
| Securities | $25,967,000 | 5,061 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,849 |
| Net loans & leases | $24,584,000 | 7,897 |
| Loan loss allowance | $934,000 | 3,917 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $778,000 | 7,122 |
| Other real estate owned | $141,000 | 6,588 |
| Goodwill and other intangibles | $681,000 | 1,187 |
| All other assets | $477,000 | 9,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,144,000 | 6,902 |
| Total liabilities | $54,176,000 | 6,866 |
| Total deposits | $53,815,000 | 6,695 |
| Interest-bearing deposits | $45,741,000 | 6,746 |
| Deposits held in domestic offices | $53,815,000 | 6,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $361,000 | 6,745 |
| Total equity capital | $4,968,000 | 7,306 |
| Total bank equity capital | $4,968,000 | 7,306 |
| Perpetual preferred stock | $730,000 | 192 |
| Common stock | $783,000 | 4,781 |
| Surplus | $3,231,000 | 3,887 |
| Undivided profits | $224,000 | 11,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $955,000 | 3,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $137,000 | 9,873 |
| Earning assets | $53,537,000 | 6,971 |
| Long-term assets (5+ years) | $1,196,000 | 9,712 |
| Average Assets, year-to-date | $56,498,000 | 6,967 |
| Average Assets, quarterly | $58,156,000 | 6,934 |
| Volatile liabilities | $4,702,000 | 6,771 |
| Insider loans | $712,000 | 4,677 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,677,000 | 6,733 |
| Tier 1 (core) risk-based capital | $4,287,000 | 7,960 |
| Tier 2 risk-based capital | $337,100 | 7,040 |
| Total risk weighted assets | $26,370,800 | 7,895 |
| Total unused commitments | $2,677,000 | 6,755 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $55,302,000 | 7,346 |
| Cash and due from depository institutions | $5,570,000 | 6,705 |
| Interest-bearing balances | $1,173,000 | 3,530 |
| Securities | $19,855,000 | 6,133 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,800 |
| Net loans & leases | $25,596,000 | 7,782 |
| Loan loss allowance | $693,000 | 5,046 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $593,000 | 8,287 |
| Other real estate owned | $388,000 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $900,000 | 6,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,302,000 | 7,346 |
| Total liabilities | $51,261,000 | 7,254 |
| Total deposits | $50,849,000 | 7,115 |
| Interest-bearing deposits | $43,396,000 | 7,207 |
| Deposits held in domestic offices | $50,849,000 | 7,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $412,000 | 6,683 |
| Total equity capital | $4,041,000 | 8,217 |
| Total bank equity capital | $4,041,000 | 8,217 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $1,600,000 | 6,294 |
| Undivided profits | $1,841,000 | 7,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 7,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $165,000 | 9,602 |
| Earning assets | $49,024,000 | 7,487 |
| Long-term assets (5+ years) | $2,949,000 | 8,047 |
| Average Assets, year-to-date | $56,059,200 | 7,111 |
| Average Assets, quarterly | $56,226,000 | 7,199 |
| Volatile liabilities | $5,091,000 | 6,507 |
| Insider loans | $17,000 | 8,502 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,130,000 | 8,851 |
| Tier 1 (core) risk-based capital | $4,041,000 | 8,156 |
| Tier 2 risk-based capital | $347,470 | 6,925 |
| Total risk weighted assets | $27,451,970 | 7,788 |
| Total unused commitments | $1,130,000 | 8,879 |
| Derivatives | $0 | 651 |