Home > ClearPoint Federal Bank & Trust > Income and Expense
ClearPoint Federal Bank & Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 4,056 |
| Total interest expense | $654,000 | 3,982 |
| Net interest income | $2,533,000 | 4,029 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $5,982,000 | 1,052 |
| Gross Fiduciary activities income | $5,982,000 | 239 |
| Service charges on deposit accounts | $0 | 4,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,510 |
| Total noninterest expense | $5,510,000 | 2,909 |
| Salaries and employee benefits | $3,255,000 | 2,823 |
| Premises and equipment expense | $283,000 | 3,639 |
| Additional noninterest expense | $0 | 4,510 |
| Pre-tax net operating income | $3,005,000 | 2,509 |
| Securities gains (losses) | $-29,000 | 3,541 |
| Applicable income taxes | $296,000 | 2,233 |
| Income before extraordinary items | $2,680,000 | 2,467 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,680,000 | 2,492 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,680,000 | 2,469 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,706,100 | 2,477 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 4,078 |
| Total interest expense | $470,000 | 3,955 |
| Net interest income | $1,853,000 | 4,075 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $4,428,000 | 1,073 |
| Gross Fiduciary activities income | $4,428,000 | 242 |
| Service charges on deposit accounts | $0 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | $4,964,000 | 2,632 |
| Salaries and employee benefits | $2,475,000 | 2,793 |
| Premises and equipment expense | $213,000 | 3,653 |
| Additional noninterest expense | $0 | 4,533 |
| Pre-tax net operating income | $1,317,000 | 3,164 |
| Securities gains (losses) | $-29,000 | 3,710 |
| Applicable income taxes | $21,000 | 3,193 |
| Income before extraordinary items | $1,267,000 | 3,031 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,267,000 | 3,063 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,267,000 | 3,032 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,295,420 | 3,038 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 4,099 |
| Total interest expense | $297,000 | 3,903 |
| Net interest income | $1,217,000 | 4,115 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $2,912,000 | 1,021 |
| Gross Fiduciary activities income | $2,912,000 | 239 |
| Service charges on deposit accounts | $0 | 4,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,562 |
| Total noninterest expense | $3,434,000 | 2,560 |
| Salaries and employee benefits | $1,637,000 | 2,807 |
| Premises and equipment expense | $141,000 | 3,667 |
| Additional noninterest expense | $0 | 4,565 |
| Pre-tax net operating income | $695,000 | 3,432 |
| Securities gains (losses) | $-29,000 | 3,974 |
| Applicable income taxes | $-28,000 | 4,508 |
| Income before extraordinary items | $694,000 | 3,297 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $694,000 | 3,331 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $694,000 | 3,296 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $723,000 | 3,248 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 4,152 |
| Total interest expense | $143,000 | 3,823 |
| Net interest income | $591,000 | 4,155 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,436,000 | 1,029 |
| Gross Fiduciary activities income | $1,436,000 | 248 |
| Service charges on deposit accounts | $0 | 4,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,577 |
| Total noninterest expense | $1,728,000 | 2,567 |
| Salaries and employee benefits | $802,000 | 2,873 |
| Premises and equipment expense | $71,000 | 3,709 |
| Additional noninterest expense | $0 | 4,577 |
| Pre-tax net operating income | $299,000 | 3,630 |
| Securities gains (losses) | $-29,000 | 4,167 |
| Applicable income taxes | $-29,000 | 4,534 |
| Income before extraordinary items | $299,000 | 3,486 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $299,000 | 3,484 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $299,000 | 3,486 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $328,000 | 3,423 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 4,108 |
| Total interest expense | $364,000 | 3,573 |
| Net interest income | $2,262,000 | 4,144 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $5,825,000 | 1,085 |
| Gross Fiduciary activities income | $5,825,000 | 252 |
| Service charges on deposit accounts | $0 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,616 |
| Total noninterest expense | $7,680,000 | 2,364 |
| Salaries and employee benefits | $3,239,000 | 2,821 |
| Premises and equipment expense | $430,000 | 3,201 |
| Additional noninterest expense | $0 | 4,616 |
| Pre-tax net operating income | $407,000 | 4,248 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-245,000 | 4,634 |
| Income before extraordinary items | $652,000 | 3,970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $652,000 | 3,969 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $652,000 | 3,970 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $652,000 | 3,988 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 4,128 |
| Total interest expense | $248,000 | 3,511 |
| Net interest income | $1,671,000 | 4,160 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $4,448,000 | 1,090 |
| Gross Fiduciary activities income | $4,448,000 | 250 |
| Service charges on deposit accounts | $0 | 4,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,654 |
| Total noninterest expense | $5,830,000 | 2,334 |
| Salaries and employee benefits | $2,449,000 | 2,796 |
| Premises and equipment expense | $332,000 | 3,150 |
| Additional noninterest expense | $0 | 4,654 |
| Pre-tax net operating income | $289,000 | 4,276 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-185,000 | 4,675 |
| Income before extraordinary items | $474,000 | 3,968 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $474,000 | 3,967 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $474,000 | 3,967 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $474,000 | 4,001 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 4,167 |
| Total interest expense | $154,000 | 3,506 |
| Net interest income | $1,093,000 | 4,197 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $3,064,000 | 1,054 |
| Gross Fiduciary activities income | $3,064,000 | 214 |
| Service charges on deposit accounts | $0 | 4,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,696 |
| Total noninterest expense | $3,586,000 | 2,455 |
| Salaries and employee benefits | $1,621,000 | 2,811 |
| Premises and equipment expense | $215,000 | 3,214 |
| Additional noninterest expense | $1,750,000 | 1,778 |
| Pre-tax net operating income | $571,000 | 3,585 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-42,000 | 4,658 |
| Income before extraordinary items | $613,000 | 3,361 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $613,000 | 3,360 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $613,000 | 3,361 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $613,000 | 3,394 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 4,169 |
| Total interest expense | $76,000 | 3,499 |
| Net interest income | $533,000 | 4,199 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,559,000 | 1,042 |
| Gross Fiduciary activities income | $1,559,000 | 217 |
| Service charges on deposit accounts | $0 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,711 |
| Total noninterest expense | $1,617,000 | 2,617 |
| Salaries and employee benefits | $769,000 | 2,897 |
| Premises and equipment expense | $108,000 | 3,221 |
| Additional noninterest expense | $740,000 | 2,009 |
| Pre-tax net operating income | $475,000 | 2,969 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $20,000 | 2,919 |
| Income before extraordinary items | $455,000 | 2,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $455,000 | 2,840 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $455,000 | 2,842 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $455,000 | 2,871 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 4,266 |
| Total interest expense | $310,000 | 3,725 |
| Net interest income | $2,075,000 | 4,276 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $5,788,000 | 1,197 |
| Gross Fiduciary activities income | $5,788,000 | 218 |
| Service charges on deposit accounts | $0 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,779 |
| Total noninterest expense | $6,528,000 | 2,600 |
| Salaries and employee benefits | $3,013,000 | 2,922 |
| Premises and equipment expense | $458,000 | 3,152 |
| Additional noninterest expense | $3,057,000 | 1,950 |
| Pre-tax net operating income | $1,335,000 | 3,589 |
| Securities gains (losses) | $20,000 | 1,501 |
| Applicable income taxes | $-26,000 | 4,735 |
| Income before extraordinary items | $1,381,000 | 3,426 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,381,000 | 3,426 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,381,000 | 3,426 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,361,000 | 3,427 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 4,340 |
| Total interest expense | $232,000 | 3,822 |
| Net interest income | $1,548,000 | 4,357 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $4,321,000 | 1,221 |
| Gross Fiduciary activities income | $4,321,000 | 219 |
| Service charges on deposit accounts | $0 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,851 |
| Total noninterest expense | $4,711,000 | 2,665 |
| Salaries and employee benefits | $2,289,000 | 2,916 |
| Premises and equipment expense | $342,000 | 3,187 |
| Additional noninterest expense | $2,080,000 | 2,103 |
| Pre-tax net operating income | $1,158,000 | 3,576 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $12,000 | 3,497 |
| Income before extraordinary items | $1,146,000 | 3,449 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,146,000 | 3,449 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,146,000 | 3,449 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,146,000 | 3,423 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 4,379 |
| Total interest expense | $154,000 | 3,885 |
| Net interest income | $1,029,000 | 4,393 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,791,000 | 1,235 |
| Gross Fiduciary activities income | $2,791,000 | 220 |
| Service charges on deposit accounts | $0 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,878 |
| Total noninterest expense | $3,083,000 | 2,686 |
| Salaries and employee benefits | $1,513,000 | 2,931 |
| Premises and equipment expense | $228,000 | 3,185 |
| Additional noninterest expense | $1,342,000 | 2,124 |
| Pre-tax net operating income | $737,000 | 3,599 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,000 | 3,608 |
| Income before extraordinary items | $735,000 | 3,500 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $735,000 | 3,499 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $735,000 | 3,500 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $735,000 | 3,474 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 4,395 |
| Total interest expense | $77,000 | 3,958 |
| Net interest income | $513,000 | 4,396 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,377,000 | 1,245 |
| Gross Fiduciary activities income | $1,377,000 | 220 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,892 |
| Total noninterest expense | $1,472,000 | 2,753 |
| Salaries and employee benefits | $732,000 | 2,967 |
| Premises and equipment expense | $113,000 | 3,215 |
| Additional noninterest expense | $627,000 | 2,199 |
| Pre-tax net operating income | $418,000 | 3,452 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $14,000 | 3,191 |
| Income before extraordinary items | $404,000 | 3,368 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $404,000 | 3,369 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $404,000 | 3,368 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $404,000 | 3,339 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 4,382 |
| Total interest expense | $441,000 | 3,972 |
| Net interest income | $2,033,000 | 4,410 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $5,126,000 | 1,250 |
| Gross Fiduciary activities income | $5,126,000 | 221 |
| Service charges on deposit accounts | $0 | 4,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,919 |
| Total noninterest expense | $6,059,000 | 2,676 |
| Salaries and employee benefits | $3,136,000 | 2,874 |
| Premises and equipment expense | $452,000 | 3,208 |
| Additional noninterest expense | $2,471,000 | 2,218 |
| Pre-tax net operating income | $1,100,000 | 3,614 |
| Securities gains (losses) | $20,000 | 2,111 |
| Applicable income taxes | $-69,000 | 4,877 |
| Income before extraordinary items | $1,189,000 | 3,476 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,189,000 | 3,476 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,189,000 | 3,476 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,169,000 | 3,441 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 4,408 |
| Total interest expense | $357,000 | 3,971 |
| Net interest income | $1,534,000 | 4,433 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $3,806,000 | 1,225 |
| Gross Fiduciary activities income | $3,806,000 | 217 |
| Service charges on deposit accounts | $0 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,952 |
| Total noninterest expense | $4,583,000 | 2,658 |
| Salaries and employee benefits | $2,387,000 | 2,826 |
| Premises and equipment expense | $336,000 | 3,228 |
| Additional noninterest expense | $1,860,000 | 2,183 |
| Pre-tax net operating income | $757,000 | 3,702 |
| Securities gains (losses) | $20,000 | 1,917 |
| Applicable income taxes | $-24,000 | 4,875 |
| Income before extraordinary items | $801,000 | 3,601 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $801,000 | 3,600 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $801,000 | 3,601 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $781,000 | 3,571 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,425 |
| Total interest expense | $263,000 | 3,947 |
| Net interest income | $1,029,000 | 4,468 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $2,443,000 | 1,189 |
| Gross Fiduciary activities income | $2,443,000 | 222 |
| Service charges on deposit accounts | $0 | 4,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,965 |
| Total noninterest expense | $3,215,000 | 2,570 |
| Salaries and employee benefits | $1,579,000 | 2,865 |
| Premises and equipment expense | $221,000 | 3,256 |
| Additional noninterest expense | $1,415,000 | 1,982 |
| Pre-tax net operating income | $257,000 | 4,217 |
| Securities gains (losses) | $19,000 | 1,690 |
| Applicable income taxes | $-62,000 | 4,912 |
| Income before extraordinary items | $338,000 | 3,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $338,000 | 3,995 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $338,000 | 3,995 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $319,000 | 4,003 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $667,000 | 4,430 |
| Total interest expense | $152,000 | 3,912 |
| Net interest income | $515,000 | 4,502 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $1,222,000 | 1,132 |
| Gross Fiduciary activities income | $1,222,000 | 223 |
| Service charges on deposit accounts | $0 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,006 |
| Total noninterest expense | $1,645,000 | 2,567 |
| Salaries and employee benefits | $796,000 | 2,857 |
| Premises and equipment expense | $110,000 | 3,269 |
| Additional noninterest expense | $739,000 | 1,947 |
| Pre-tax net operating income | $92,000 | 4,317 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-40,000 | 4,922 |
| Income before extraordinary items | $132,000 | 4,036 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $132,000 | 4,037 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $132,000 | 4,037 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $132,000 | 4,020 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 4,503 |
| Total interest expense | $593,000 | 3,984 |
| Net interest income | $2,052,000 | 4,577 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $4,397,000 | 1,222 |
| Gross Fiduciary activities income | $4,397,000 | 229 |
| Service charges on deposit accounts | $0 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,067 |
| Total noninterest expense | $5,605,000 | 2,811 |
| Salaries and employee benefits | $2,841,000 | 3,035 |
| Premises and equipment expense | $368,000 | 3,608 |
| Additional noninterest expense | $2,396,000 | 2,281 |
| Pre-tax net operating income | $844,000 | 4,025 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $14,000 | 3,623 |
| Income before extraordinary items | $832,000 | 3,959 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $832,000 | 3,960 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $832,000 | 3,960 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $830,040 | 3,927 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 4,574 |
| Total interest expense | $417,000 | 4,089 |
| Net interest income | $1,555,000 | 4,641 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $3,286,000 | 1,217 |
| Gross Fiduciary activities income | $3,286,000 | 231 |
| Service charges on deposit accounts | $0 | 5,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,152 |
| Total noninterest expense | $4,015,000 | 2,898 |
| Salaries and employee benefits | $2,113,000 | 3,065 |
| Premises and equipment expense | $259,000 | 3,749 |
| Additional noninterest expense | $1,643,000 | 2,414 |
| Pre-tax net operating income | $826,000 | 3,845 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $63,000 | 3,156 |
| Income before extraordinary items | $763,000 | 3,845 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $763,000 | 3,844 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $763,000 | 3,845 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $763,000 | 3,811 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 4,580 |
| Total interest expense | $266,000 | 4,144 |
| Net interest income | $1,079,000 | 4,625 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,122,000 | 1,222 |
| Gross Fiduciary activities income | $2,122,000 | 233 |
| Service charges on deposit accounts | $0 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,202 |
| Total noninterest expense | $2,561,000 | 3,006 |
| Salaries and employee benefits | $1,415,000 | 3,068 |
| Premises and equipment expense | $162,000 | 3,859 |
| Additional noninterest expense | $984,000 | 2,611 |
| Pre-tax net operating income | $640,000 | 3,696 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $66,000 | 2,946 |
| Income before extraordinary items | $574,000 | 3,698 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $574,000 | 3,697 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $574,000 | 3,697 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $574,000 | 3,669 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 4,614 |
| Total interest expense | $109,000 | 4,341 |
| Net interest income | $568,000 | 4,618 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,014,000 | 1,221 |
| Gross Fiduciary activities income | $1,014,000 | 237 |
| Service charges on deposit accounts | $0 | 5,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,250 |
| Total noninterest expense | $1,220,000 | 3,116 |
| Salaries and employee benefits | $685,000 | 3,143 |
| Premises and equipment expense | $77,000 | 3,975 |
| Additional noninterest expense | $458,000 | 2,749 |
| Pre-tax net operating income | $362,000 | 3,530 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $45,000 | 2,702 |
| Income before extraordinary items | $317,000 | 3,548 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $317,000 | 3,547 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $317,000 | 3,547 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $317,000 | 3,543 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 4,654 |
| Total interest expense | $264,000 | 4,624 |
| Net interest income | $2,311,000 | 4,607 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $4,068,000 | 1,256 |
| Gross Fiduciary activities income | $4,068,000 | 239 |
| Service charges on deposit accounts | $0 | 5,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,289 |
| Total noninterest expense | $4,936,000 | 3,077 |
| Salaries and employee benefits | $2,589,000 | 3,218 |
| Premises and equipment expense | $285,000 | 4,094 |
| Additional noninterest expense | $2,062,000 | 2,554 |
| Pre-tax net operating income | $1,443,000 | 3,582 |
| Securities gains (losses) | $12,000 | 676 |
| Applicable income taxes | $206,000 | 2,660 |
| Income before extraordinary items | $1,249,000 | 3,613 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,249,000 | 3,610 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,249,000 | 3,612 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,238,680 | 3,635 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 4,728 |
| Total interest expense | $165,000 | 4,777 |
| Net interest income | $1,716,000 | 4,673 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $3,036,000 | 1,261 |
| Gross Fiduciary activities income | $3,036,000 | 241 |
| Service charges on deposit accounts | $0 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,363 |
| Total noninterest expense | $3,687,000 | 3,093 |
| Salaries and employee benefits | $1,966,000 | 3,196 |
| Premises and equipment expense | $200,000 | 4,230 |
| Additional noninterest expense | $1,521,000 | 2,585 |
| Pre-tax net operating income | $1,065,000 | 3,672 |
| Securities gains (losses) | $12,000 | 667 |
| Applicable income taxes | $172,000 | 2,652 |
| Income before extraordinary items | $905,000 | 3,726 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $905,000 | 3,725 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $905,000 | 3,725 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $894,920 | 3,735 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 4,775 |
| Total interest expense | $101,000 | 4,860 |
| Net interest income | $1,137,000 | 4,722 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,990,000 | 1,293 |
| Gross Fiduciary activities income | $1,990,000 | 244 |
| Service charges on deposit accounts | $0 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,428 |
| Total noninterest expense | $2,493,000 | 3,083 |
| Salaries and employee benefits | $1,293,000 | 3,251 |
| Premises and equipment expense | $133,000 | 4,255 |
| Additional noninterest expense | $1,067,000 | 2,493 |
| Pre-tax net operating income | $634,000 | 3,823 |
| Securities gains (losses) | $4,000 | 737 |
| Applicable income taxes | $103,000 | 2,708 |
| Income before extraordinary items | $535,000 | 3,874 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $535,000 | 3,872 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $535,000 | 3,873 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $531,640 | 3,881 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 4,817 |
| Total interest expense | $42,000 | 5,009 |
| Net interest income | $575,000 | 4,748 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $955,000 | 1,304 |
| Gross Fiduciary activities income | $955,000 | 250 |
| Service charges on deposit accounts | $0 | 5,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,496 |
| Total noninterest expense | $1,285,000 | 3,061 |
| Salaries and employee benefits | $678,000 | 3,179 |
| Premises and equipment expense | $67,000 | 4,299 |
| Additional noninterest expense | $540,000 | 2,486 |
| Pre-tax net operating income | $245,000 | 4,099 |
| Securities gains (losses) | $4,000 | 555 |
| Applicable income taxes | $43,000 | 2,800 |
| Income before extraordinary items | $206,000 | 4,150 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $206,000 | 4,150 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $206,000 | 4,150 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $202,680 | 4,177 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 4,864 |
| Total interest expense | $172,000 | 4,979 |
| Net interest income | $2,243,000 | 4,807 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,543,000 | 1,403 |
| Gross Fiduciary activities income | $3,543,000 | 250 |
| Service charges on deposit accounts | $0 | 5,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,546 |
| Total noninterest expense | $4,391,000 | 3,364 |
| Salaries and employee benefits | $2,496,000 | 3,335 |
| Premises and equipment expense | $134,000 | 5,094 |
| Additional noninterest expense | $1,761,000 | 2,892 |
| Pre-tax net operating income | $1,395,000 | 3,623 |
| Securities gains (losses) | $11,000 | 1,559 |
| Applicable income taxes | $374,000 | 2,626 |
| Income before extraordinary items | $1,032,000 | 3,682 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,032,000 | 3,681 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,032,000 | 3,682 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $2,500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,023,970 | 3,678 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 4,906 |
| Total interest expense | $129,000 | 5,020 |
| Net interest income | $1,695,000 | 4,847 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,556,000 | 1,448 |
| Gross Fiduciary activities income | $2,556,000 | 257 |
| Service charges on deposit accounts | $0 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,632 |
| Total noninterest expense | $3,215,000 | 3,441 |
| Salaries and employee benefits | $1,859,000 | 3,361 |
| Premises and equipment expense | $85,000 | 5,259 |
| Additional noninterest expense | $1,271,000 | 2,975 |
| Pre-tax net operating income | $1,036,000 | 3,718 |
| Securities gains (losses) | $60,000 | 800 |
| Applicable income taxes | $286,000 | 2,515 |
| Income before extraordinary items | $810,000 | 3,828 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $810,000 | 3,826 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $810,000 | 3,828 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $2,500,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $765,600 | 3,891 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 4,938 |
| Total interest expense | $86,000 | 5,041 |
| Net interest income | $1,126,000 | 4,873 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,654,000 | 1,489 |
| Gross Fiduciary activities income | $1,654,000 | 261 |
| Service charges on deposit accounts | $0 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,670 |
| Total noninterest expense | $2,034,000 | 3,545 |
| Salaries and employee benefits | $1,144,000 | 3,525 |
| Premises and equipment expense | $59,000 | 5,266 |
| Additional noninterest expense | $831,000 | 3,024 |
| Pre-tax net operating income | $746,000 | 3,562 |
| Securities gains (losses) | $30,000 | 834 |
| Applicable income taxes | $213,000 | 2,416 |
| Income before extraordinary items | $563,000 | 3,750 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $563,000 | 3,747 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $563,000 | 3,750 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $541,100 | 3,783 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 4,996 |
| Total interest expense | $43,000 | 5,070 |
| Net interest income | $550,000 | 4,945 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $779,000 | 1,539 |
| Gross Fiduciary activities income | $779,000 | 271 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,747 |
| Total noninterest expense | $992,000 | 3,623 |
| Salaries and employee benefits | $568,000 | 3,586 |
| Premises and equipment expense | $28,000 | 5,343 |
| Additional noninterest expense | $396,000 | 3,129 |
| Pre-tax net operating income | $337,000 | 3,677 |
| Securities gains (losses) | $30,000 | 437 |
| Applicable income taxes | $101,000 | 2,422 |
| Income before extraordinary items | $266,000 | 3,792 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $266,000 | 3,791 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $266,000 | 3,792 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $244,400 | 3,885 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 5,012 |
| Total interest expense | $194,000 | 4,993 |
| Net interest income | $2,197,000 | 4,966 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,858,000 | 1,700 |
| Gross Fiduciary activities income | $2,858,000 | 271 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $0 | 5,780 |
| Total noninterest expense | $3,871,000 | 3,711 |
| Salaries and employee benefits | $2,031,000 | 3,800 |
| Premises and equipment expense | $96,000 | 5,515 |
| Additional noninterest expense | $1,744,000 | 3,022 |
| Pre-tax net operating income | $1,184,000 | 3,837 |
| Securities gains (losses) | $200,000 | 877 |
| Applicable income taxes | $449,000 | 2,345 |
| Income before extraordinary items | $935,000 | 3,970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $935,000 | 3,968 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $935,000 | 3,969 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $799,000 | 4,122 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 5,048 |
| Total interest expense | $150,000 | 5,021 |
| Net interest income | $1,654,000 | 5,012 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,104,000 | 1,716 |
| Gross Fiduciary activities income | $2,104,000 | 274 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $0 | 5,859 |
| Total noninterest expense | $2,898,000 | 3,716 |
| Salaries and employee benefits | $1,527,000 | 3,797 |
| Premises and equipment expense | $70,000 | 5,574 |
| Additional noninterest expense | $1,301,000 | 3,029 |
| Pre-tax net operating income | $860,000 | 3,938 |
| Securities gains (losses) | $132,000 | 1,072 |
| Applicable income taxes | $325,000 | 2,438 |
| Income before extraordinary items | $667,000 | 4,112 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $667,000 | 4,111 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $667,000 | 4,112 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $578,560 | 4,228 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 5,098 |
| Total interest expense | $105,000 | 5,001 |
| Net interest income | $1,092,000 | 5,072 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,380,000 | 1,724 |
| Gross Fiduciary activities income | $1,380,000 | 277 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 5,931 |
| Total noninterest expense | $1,908,000 | 3,769 |
| Salaries and employee benefits | $991,000 | 3,870 |
| Premises and equipment expense | $45,000 | 5,676 |
| Additional noninterest expense | $872,000 | 3,049 |
| Pre-tax net operating income | $564,000 | 3,988 |
| Securities gains (losses) | $132,000 | 795 |
| Applicable income taxes | $240,000 | 2,338 |
| Income before extraordinary items | $456,000 | 4,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $456,000 | 4,089 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $456,000 | 4,091 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $368,880 | 4,315 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 5,131 |
| Total interest expense | $54,000 | 5,022 |
| Net interest income | $550,000 | 5,099 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $618,000 | 1,806 |
| Gross Fiduciary activities income | $618,000 | 294 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $0 | 5,996 |
| Total noninterest expense | $925,000 | 3,873 |
| Salaries and employee benefits | $497,000 | 3,898 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $407,000 | 3,189 |
| Pre-tax net operating income | $243,000 | 4,175 |
| Securities gains (losses) | $63,000 | 721 |
| Applicable income taxes | $99,000 | 2,472 |
| Income before extraordinary items | $207,000 | 4,187 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $207,000 | 4,183 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $207,000 | 4,185 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $164,160 | 4,451 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 5,120 |
| Total interest expense | $231,000 | 4,988 |
| Net interest income | $2,218,000 | 5,096 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,692,000 | 1,731 |
| Gross Fiduciary activities income | $2,692,000 | 287 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $0 | 6,010 |
| Total noninterest expense | $3,682,000 | 3,891 |
| Salaries and employee benefits | $1,914,000 | 3,992 |
| Premises and equipment expense | $96,000 | 5,759 |
| Additional noninterest expense | $1,672,000 | 3,165 |
| Pre-tax net operating income | $1,228,000 | 3,810 |
| Securities gains (losses) | $123,000 | 1,040 |
| Applicable income taxes | $472,000 | 2,276 |
| Income before extraordinary items | $879,000 | 4,109 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $879,000 | 4,109 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $879,000 | 4,110 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $799,050 | 4,210 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 5,205 |
| Total interest expense | $174,000 | 5,055 |
| Net interest income | $1,646,000 | 5,173 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,038,000 | 1,730 |
| Gross Fiduciary activities income | $2,038,000 | 284 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,099 |
| Total noninterest expense | $2,760,000 | 3,912 |
| Salaries and employee benefits | $1,448,000 | 3,990 |
| Premises and equipment expense | $74,000 | 5,810 |
| Additional noninterest expense | $1,238,000 | 3,212 |
| Pre-tax net operating income | $924,000 | 3,862 |
| Securities gains (losses) | $104,000 | 1,011 |
| Applicable income taxes | $355,000 | 2,321 |
| Income before extraordinary items | $673,000 | 4,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 4,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $673,000 | 4,171 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $605,400 | 4,272 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 5,202 |
| Total interest expense | $117,000 | 5,090 |
| Net interest income | $1,129,000 | 5,153 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,336,000 | 1,763 |
| Gross Fiduciary activities income | $1,336,000 | 289 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,161 |
| Total noninterest expense | $1,853,000 | 3,936 |
| Salaries and employee benefits | $961,000 | 4,038 |
| Premises and equipment expense | $53,000 | 5,820 |
| Additional noninterest expense | $839,000 | 3,206 |
| Pre-tax net operating income | $612,000 | 3,869 |
| Securities gains (losses) | $77,000 | 967 |
| Applicable income taxes | $231,000 | 2,338 |
| Income before extraordinary items | $458,000 | 4,118 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $458,000 | 4,118 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $458,000 | 4,120 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $407,180 | 4,217 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 5,186 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $588,000 | 5,139 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $638,000 | 1,804 |
| Gross Fiduciary activities income | $638,000 | 296 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 6,227 |
| Total noninterest expense | $863,000 | 4,132 |
| Salaries and employee benefits | $484,000 | 4,050 |
| Premises and equipment expense | $24,000 | 5,929 |
| Additional noninterest expense | $355,000 | 3,552 |
| Pre-tax net operating income | $363,000 | 3,554 |
| Securities gains (losses) | $-3,000 | 6,134 |
| Applicable income taxes | $108,000 | 2,375 |
| Income before extraordinary items | $252,000 | 3,941 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $252,000 | 3,945 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $252,000 | 3,945 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $254,100 | 3,848 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 5,302 |
| Total interest expense | $243,000 | 5,266 |
| Net interest income | $2,287,000 | 5,254 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,548,000 | 1,771 |
| Gross Fiduciary activities income | $2,548,000 | 296 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 6,264 |
| Total noninterest expense | $3,517,000 | 4,131 |
| Salaries and employee benefits | $1,843,000 | 4,164 |
| Premises and equipment expense | $98,000 | 6,057 |
| Additional noninterest expense | $1,576,000 | 3,442 |
| Pre-tax net operating income | $1,318,000 | 3,698 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $458,000 | 2,289 |
| Income before extraordinary items | $865,000 | 4,197 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $865,000 | 4,197 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $865,000 | 4,198 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $861,750 | 4,148 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 5,368 |
| Total interest expense | $181,000 | 5,346 |
| Net interest income | $1,718,000 | 5,304 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,891,000 | 1,798 |
| Gross Fiduciary activities income | $1,891,000 | 299 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $0 | 6,356 |
| Total noninterest expense | $2,827,000 | 3,980 |
| Salaries and employee benefits | $1,551,000 | 3,931 |
| Premises and equipment expense | $75,000 | 6,086 |
| Additional noninterest expense | $1,201,000 | 3,402 |
| Pre-tax net operating income | $782,000 | 4,151 |
| Securities gains (losses) | $-10,000 | 6,157 |
| Applicable income taxes | $276,000 | 2,530 |
| Income before extraordinary items | $496,000 | 4,620 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $496,000 | 4,620 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $496,000 | 4,621 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $502,400 | 4,548 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 5,341 |
| Total interest expense | $121,000 | 5,396 |
| Net interest income | $1,188,000 | 5,282 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,274,000 | 1,751 |
| Gross Fiduciary activities income | $1,274,000 | 294 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $0 | 6,412 |
| Total noninterest expense | $1,957,000 | 3,929 |
| Salaries and employee benefits | $1,103,000 | 3,815 |
| Premises and equipment expense | $50,000 | 6,142 |
| Additional noninterest expense | $804,000 | 3,393 |
| Pre-tax net operating income | $505,000 | 4,162 |
| Securities gains (losses) | $-10,000 | 6,291 |
| Applicable income taxes | $174,000 | 2,542 |
| Income before extraordinary items | $321,000 | 4,618 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $321,000 | 4,620 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $321,000 | 4,621 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $327,500 | 4,552 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 5,333 |
| Total interest expense | $62,000 | 5,430 |
| Net interest income | $621,000 | 5,266 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $652,000 | 1,683 |
| Gross Fiduciary activities income | $652,000 | 291 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $0 | 6,468 |
| Total noninterest expense | $971,000 | 3,971 |
| Salaries and employee benefits | $585,000 | 3,700 |
| Premises and equipment expense | $27,000 | 6,150 |
| Additional noninterest expense | $359,000 | 3,657 |
| Pre-tax net operating income | $302,000 | 3,812 |
| Securities gains (losses) | $-10,000 | 6,435 |
| Applicable income taxes | $115,000 | 2,237 |
| Income before extraordinary items | $177,000 | 4,447 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,449 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $177,000 | 4,449 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $183,400 | 4,342 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 5,316 |
| Total interest expense | $240,000 | 5,700 |
| Net interest income | $2,604,000 | 5,222 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,431,000 | 1,884 |
| Gross Fiduciary activities income | $2,431,000 | 289 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 6,438 |
| Total noninterest expense | $3,659,000 | 4,145 |
| Salaries and employee benefits | $2,107,000 | 3,956 |
| Premises and equipment expense | $128,000 | 6,091 |
| Additional noninterest expense | $1,424,000 | 3,786 |
| Pre-tax net operating income | $1,376,000 | 3,555 |
| Securities gains (losses) | $51,000 | 1,783 |
| Applicable income taxes | $463,000 | 2,240 |
| Income before extraordinary items | $964,000 | 3,967 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $964,000 | 3,970 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $964,000 | 3,971 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $929,320 | 3,977 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 5,346 |
| Total interest expense | $180,000 | 5,804 |
| Net interest income | $1,997,000 | 5,219 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,809,000 | 1,933 |
| Gross Fiduciary activities income | $1,809,000 | 287 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 6,563 |
| Total noninterest expense | $2,742,000 | 4,155 |
| Salaries and employee benefits | $1,576,000 | 3,977 |
| Premises and equipment expense | $96,000 | 6,136 |
| Additional noninterest expense | $1,070,000 | 3,768 |
| Pre-tax net operating income | $1,064,000 | 3,580 |
| Securities gains (losses) | $87,000 | 1,313 |
| Applicable income taxes | $366,000 | 2,228 |
| Income before extraordinary items | $785,000 | 3,858 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $785,000 | 3,861 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $785,000 | 3,861 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $725,840 | 3,939 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 5,353 |
| Total interest expense | $119,000 | 5,870 |
| Net interest income | $1,345,000 | 5,211 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,170,000 | 2,006 |
| Gross Fiduciary activities income | $1,170,000 | 295 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,604 |
| Total noninterest expense | $1,979,000 | 3,982 |
| Salaries and employee benefits | $1,197,000 | 3,680 |
| Premises and equipment expense | $64,000 | 6,170 |
| Additional noninterest expense | $718,000 | 3,764 |
| Pre-tax net operating income | $536,000 | 4,033 |
| Securities gains (losses) | $52,000 | 1,491 |
| Applicable income taxes | $220,000 | 2,338 |
| Income before extraordinary items | $368,000 | 4,464 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $368,000 | 4,466 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $368,000 | 4,467 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $334,720 | 4,484 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 5,407 |
| Total interest expense | $60,000 | 5,940 |
| Net interest income | $664,000 | 5,260 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $574,000 | 2,018 |
| Gross Fiduciary activities income | $574,000 | 296 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,676 |
| Total noninterest expense | $1,033,000 | 3,919 |
| Salaries and employee benefits | $655,000 | 3,490 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $347,000 | 3,871 |
| Pre-tax net operating income | $205,000 | 4,427 |
| Securities gains (losses) | $52,000 | 902 |
| Applicable income taxes | $95,000 | 2,456 |
| Income before extraordinary items | $162,000 | 4,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $162,000 | 4,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $162,000 | 4,625 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $128,720 | 4,848 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 5,315 |
| Total interest expense | $535,000 | 5,000 |
| Net interest income | $2,718,000 | 5,308 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $2,155,000 | 2,083 |
| Gross Fiduciary activities income | $2,155,000 | 299 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $0 | 6,530 |
| Total noninterest expense | $3,390,000 | 4,456 |
| Salaries and employee benefits | $1,907,000 | 4,249 |
| Premises and equipment expense | $106,000 | 6,472 |
| Additional noninterest expense | $1,377,000 | 3,990 |
| Pre-tax net operating income | $1,483,000 | 3,356 |
| Securities gains (losses) | $1,026,000 | 511 |
| Applicable income taxes | $934,000 | 1,531 |
| Income before extraordinary items | $1,575,000 | 3,025 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,575,000 | 3,025 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,575,000 | 3,026 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $918,360 | 3,875 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 5,354 |
| Total interest expense | $462,000 | 4,827 |
| Net interest income | $2,049,000 | 5,378 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,577,000 | 2,113 |
| Gross Fiduciary activities income | $1,577,000 | 299 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,663 |
| Total noninterest expense | $2,352,000 | 4,662 |
| Salaries and employee benefits | $1,291,000 | 4,531 |
| Premises and equipment expense | $78,000 | 6,570 |
| Additional noninterest expense | $983,000 | 4,144 |
| Pre-tax net operating income | $1,274,000 | 3,184 |
| Securities gains (losses) | $919,000 | 439 |
| Applicable income taxes | $806,000 | 1,437 |
| Income before extraordinary items | $1,387,000 | 2,776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,387,000 | 2,777 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,387,000 | 2,776 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $798,840 | 3,697 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 5,298 |
| Total interest expense | $343,000 | 4,689 |
| Net interest income | $1,401,000 | 5,352 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,051,000 | 2,095 |
| Gross Fiduciary activities income | $1,051,000 | 302 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $1,350,000 | 5,068 |
| Salaries and employee benefits | $650,000 | 5,265 |
| Premises and equipment expense | $53,000 | 6,590 |
| Additional noninterest expense | $647,000 | 4,206 |
| Pre-tax net operating income | $1,102,000 | 2,676 |
| Securities gains (losses) | $895,000 | 315 |
| Applicable income taxes | $732,000 | 1,135 |
| Income before extraordinary items | $1,265,000 | 2,177 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,265,000 | 2,178 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,265,000 | 2,178 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $692,200 | 3,174 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 5,345 |
| Total interest expense | $208,000 | 4,361 |
| Net interest income | $667,000 | 5,491 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $542,000 | 2,040 |
| Gross Fiduciary activities income | $542,000 | 299 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $651,000 | 5,179 |
| Salaries and employee benefits | $310,000 | 5,420 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $315,000 | 4,253 |
| Pre-tax net operating income | $558,000 | 2,659 |
| Securities gains (losses) | $-3,000 | 6,965 |
| Applicable income taxes | $202,000 | 1,713 |
| Income before extraordinary items | $353,000 | 3,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $353,000 | 3,334 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $353,000 | 3,334 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $354,920 | 3,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 5,115 |
| Total interest expense | $1,617,000 | 3,257 |
| Net interest income | $2,439,000 | 5,704 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $2,019,000 | 1,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,019,000 | 1,353 |
| Total noninterest expense | $2,647,000 | 5,200 |
| Salaries and employee benefits | $1,274,000 | 5,385 |
| Premises and equipment expense | $236,000 | 5,727 |
| Additional noninterest expense | $1,137,000 | 4,607 |
| Pre-tax net operating income | $1,811,000 | 2,691 |
| Securities gains (losses) | $186,000 | 1,516 |
| Applicable income taxes | $728,000 | 1,643 |
| Income before extraordinary items | $1,269,000 | 3,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,269,000 | 3,108 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,269,000 | 3,108 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,149,960 | 3,183 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 5,032 |
| Total interest expense | $1,395,000 | 3,037 |
| Net interest income | $1,824,000 | 5,750 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,459,000 | 2,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,459,000 | 1,373 |
| Total noninterest expense | $1,989,000 | 5,199 |
| Salaries and employee benefits | $939,000 | 5,428 |
| Premises and equipment expense | $181,000 | 5,735 |
| Additional noninterest expense | $869,000 | 4,554 |
| Pre-tax net operating income | $1,294,000 | 2,859 |
| Securities gains (losses) | $208,000 | 1,190 |
| Applicable income taxes | $551,000 | 1,654 |
| Income before extraordinary items | $951,000 | 3,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $951,000 | 3,173 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $951,000 | 3,173 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $817,880 | 3,358 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 4,853 |
| Total interest expense | $1,184,000 | 2,599 |
| Net interest income | $1,138,000 | 5,926 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $919,000 | 2,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $919,000 | 1,425 |
| Total noninterest expense | $1,381,000 | 5,155 |
| Salaries and employee benefits | $621,000 | 5,504 |
| Premises and equipment expense | $120,000 | 5,770 |
| Additional noninterest expense | $640,000 | 4,349 |
| Pre-tax net operating income | $676,000 | 3,241 |
| Securities gains (losses) | $214,000 | 696 |
| Applicable income taxes | $331,000 | 1,699 |
| Income before extraordinary items | $559,000 | 3,349 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $559,000 | 3,350 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $559,000 | 3,350 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $422,040 | 3,771 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 4,662 |
| Total interest expense | $770,000 | 2,131 |
| Net interest income | $487,000 | 6,229 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $418,000 | 2,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $418,000 | 1,524 |
| Total noninterest expense | $661,000 | 5,299 |
| Salaries and employee benefits | $283,000 | 5,742 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $316,000 | 4,382 |
| Pre-tax net operating income | $244,000 | 3,879 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $86,000 | 2,347 |
| Income before extraordinary items | $158,000 | 4,364 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $158,000 | 4,363 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $158,000 | 4,364 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $158,000 | 4,303 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 4,910 |
| Total interest expense | $3,185,000 | 2,474 |
| Net interest income | $1,653,000 | 6,581 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $1,681,000 | 2,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,681,000 | 1,571 |
| Total noninterest expense | $3,423,000 | 4,653 |
| Salaries and employee benefits | $1,722,000 | 4,644 |
| Premises and equipment expense | $231,000 | 5,941 |
| Additional noninterest expense | $1,470,000 | 4,059 |
| Pre-tax net operating income | $-89,000 | 5,924 |
| Securities gains (losses) | $633,000 | 724 |
| Applicable income taxes | $198,000 | 2,723 |
| Income before extraordinary items | $346,000 | 4,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 4,798 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $346,000 | 4,798 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-59,120 | 5,945 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 4,985 |
| Total interest expense | $2,397,000 | 2,562 |
| Net interest income | $1,248,000 | 6,662 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $1,274,000 | 2,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,274,000 | 1,518 |
| Total noninterest expense | $2,636,000 | 4,597 |
| Salaries and employee benefits | $1,333,000 | 4,599 |
| Premises and equipment expense | $173,000 | 6,010 |
| Additional noninterest expense | $1,130,000 | 3,968 |
| Pre-tax net operating income | $-114,000 | 6,178 |
| Securities gains (losses) | $633,000 | 607 |
| Applicable income taxes | $183,000 | 2,647 |
| Income before extraordinary items | $336,000 | 4,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $336,000 | 4,725 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $336,000 | 4,725 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-75,450 | 6,168 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,041 |
| Total interest expense | $1,606,000 | 2,643 |
| Net interest income | $811,000 | 6,732 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $842,000 | 2,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $842,000 | 1,466 |
| Total noninterest expense | $1,847,000 | 4,471 |
| Salaries and employee benefits | $921,000 | 4,513 |
| Premises and equipment expense | $114,000 | 6,058 |
| Additional noninterest expense | $812,000 | 3,759 |
| Pre-tax net operating income | $-194,000 | 6,425 |
| Securities gains (losses) | $233,000 | 845 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $28,000 | 6,036 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $28,000 | 6,038 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $28,000 | 6,037 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-139,760 | 6,420 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,025 |
| Total interest expense | $813,000 | 2,729 |
| Net interest income | $434,000 | 6,664 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $417,000 | 2,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $417,000 | 1,464 |
| Total noninterest expense | $905,000 | 4,569 |
| Salaries and employee benefits | $472,000 | 4,512 |
| Premises and equipment expense | $52,000 | 6,329 |
| Additional noninterest expense | $381,000 | 3,927 |
| Pre-tax net operating income | $-54,000 | 6,515 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $-17,000 | 7,162 |
| Income before extraordinary items | $-36,000 | 6,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-36,000 | 6,556 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-36,000 | 6,555 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-36,680 | 6,487 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 5,836 |
| Total interest expense | $3,213,000 | 3,256 |
| Net interest income | $580,000 | 7,786 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $1,606,000 | 2,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,606,000 | 1,588 |
| Total noninterest expense | $3,032,000 | 5,144 |
| Salaries and employee benefits | $1,267,000 | 5,685 |
| Premises and equipment expense | $183,000 | 6,621 |
| Additional noninterest expense | $1,582,000 | 3,934 |
| Pre-tax net operating income | $-846,000 | 6,192 |
| Securities gains (losses) | $2,280,000 | 245 |
| Applicable income taxes | $524,000 | 1,509 |
| Income before extraordinary items | $910,000 | 2,931 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $910,000 | 2,930 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $910,000 | 2,931 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-549,200 | 6,111 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 5,859 |
| Total interest expense | $2,397,000 | 3,389 |
| Net interest income | $498,000 | 7,807 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $1,204,000 | 2,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,204,000 | 1,617 |
| Total noninterest expense | $2,164,000 | 5,309 |
| Salaries and employee benefits | $923,000 | 5,798 |
| Premises and equipment expense | $137,000 | 6,676 |
| Additional noninterest expense | $1,104,000 | 4,111 |
| Pre-tax net operating income | $-462,000 | 6,298 |
| Securities gains (losses) | $135,000 | 1,592 |
| Applicable income taxes | $-128,000 | 6,991 |
| Income before extraordinary items | $-199,000 | 6,121 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-199,000 | 6,122 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-199,000 | 6,121 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-285,400 | 6,209 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 5,811 |
| Total interest expense | $1,586,000 | 3,533 |
| Net interest income | $436,000 | 7,689 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $778,000 | 2,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $778,000 | 1,688 |
| Total noninterest expense | $1,508,000 | 5,240 |
| Salaries and employee benefits | $617,000 | 5,851 |
| Premises and equipment expense | $93,000 | 6,717 |
| Additional noninterest expense | $798,000 | 3,875 |
| Pre-tax net operating income | $-294,000 | 6,418 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-116,000 | 7,184 |
| Income before extraordinary items | $-178,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-178,000 | 6,340 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-178,000 | 6,340 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-178,000 | 6,318 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 5,749 |
| Total interest expense | $787,000 | 3,648 |
| Net interest income | $265,000 | 7,519 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $371,000 | 2,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $371,000 | 1,692 |
| Total noninterest expense | $690,000 | 5,431 |
| Salaries and employee benefits | $312,000 | 5,876 |
| Premises and equipment expense | $50,000 | 6,614 |
| Additional noninterest expense | $328,000 | 4,133 |
| Pre-tax net operating income | $-54,000 | 6,503 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-28,000 | 7,320 |
| Income before extraordinary items | $-26,000 | 6,547 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-26,000 | 6,548 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-26,000 | 6,548 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-26,000 | 6,427 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 5,771 |
| Total interest expense | $3,265,000 | 4,013 |
| Net interest income | $1,174,000 | 7,395 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,856,000 | 2,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,856,000 | 1,373 |
| Total noninterest expense | $3,564,000 | 4,576 |
| Salaries and employee benefits | $1,118,000 | 6,158 |
| Premises and equipment expense | $232,000 | 6,398 |
| Additional noninterest expense | $2,214,000 | 2,604 |
| Pre-tax net operating income | $-534,000 | 6,793 |
| Securities gains (losses) | $-156,000 | 7,305 |
| Applicable income taxes | $-312,000 | 7,337 |
| Income before extraordinary items | $-378,000 | 6,630 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-378,000 | 6,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-278,160 | 6,700 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 5,823 |
| Total interest expense | $2,469,000 | 4,110 |
| Net interest income | $883,000 | 7,455 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,434,000 | 2,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,434,000 | 1,404 |
| Total noninterest expense | $2,282,000 | 5,057 |
| Salaries and employee benefits | $837,000 | 6,171 |
| Premises and equipment expense | $183,000 | 6,316 |
| Additional noninterest expense | $1,262,000 | 3,243 |
| Pre-tax net operating income | $35,000 | 6,633 |
| Securities gains (losses) | $-156,000 | 7,572 |
| Applicable income taxes | $-85,000 | 7,512 |
| Income before extraordinary items | $-36,000 | 6,672 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-36,000 | 6,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $63,840 | 6,509 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 5,814 |
| Total interest expense | $1,675,000 | 4,188 |
| Net interest income | $638,000 | 7,377 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $956,000 | 2,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $956,000 | 1,450 |
| Total noninterest expense | $1,595,000 | 4,921 |
| Salaries and employee benefits | $578,000 | 6,151 |
| Premises and equipment expense | $131,000 | 6,187 |
| Additional noninterest expense | $886,000 | 3,058 |
| Pre-tax net operating income | $-1,000 | 6,950 |
| Securities gains (losses) | $-156,000 | 8,286 |
| Applicable income taxes | $-90,000 | 7,839 |
| Income before extraordinary items | $-67,000 | 7,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-67,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $32,840 | 6,753 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 5,533 |
| Total interest expense | $877,000 | 4,254 |
| Net interest income | $445,000 | 6,779 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $471,000 | 2,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $471,000 | 1,476 |
| Total noninterest expense | $813,000 | 4,883 |
| Salaries and employee benefits | $289,000 | 6,196 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $458,000 | 2,928 |
| Pre-tax net operating income | $103,000 | 5,976 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $43,000 | 3,718 |
| Income before extraordinary items | $65,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $61,800 | 6,304 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,302,000 | 5,057 |
| Total interest expense | $3,351,000 | 4,467 |
| Net interest income | $2,951,000 | 5,548 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,890,000 | 2,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,890,000 | 1,409 |
| Total noninterest expense | $3,028,000 | 4,980 |
| Salaries and employee benefits | $1,152,000 | 6,088 |
| Premises and equipment expense | $308,000 | 5,716 |
| Additional noninterest expense | $1,568,000 | 3,293 |
| Pre-tax net operating income | $1,813,000 | 3,536 |
| Securities gains (losses) | $196,000 | 449 |
| Applicable income taxes | $836,000 | 2,082 |
| Income before extraordinary items | $1,173,000 | 3,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,173,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,047,560 | 4,198 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 5,030 |
| Total interest expense | $2,497,000 | 4,489 |
| Net interest income | $2,292,000 | 5,485 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,410,000 | 2,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,410,000 | 1,438 |
| Total noninterest expense | $2,321,000 | 4,884 |
| Salaries and employee benefits | $885,000 | 6,022 |
| Premises and equipment expense | $241,000 | 5,603 |
| Additional noninterest expense | $1,195,000 | 3,207 |
| Pre-tax net operating income | $1,381,000 | 3,642 |
| Securities gains (losses) | $-27,000 | 8,034 |
| Applicable income taxes | $563,000 | 2,382 |
| Income before extraordinary items | $791,000 | 4,373 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $791,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $808,280 | 4,316 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 5,041 |
| Total interest expense | $1,626,000 | 4,542 |
| Net interest income | $1,574,000 | 5,434 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $925,000 | 2,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $925,000 | 1,471 |
| Total noninterest expense | $1,539,000 | 4,935 |
| Salaries and employee benefits | $615,000 | 5,934 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $760,000 | 3,332 |
| Pre-tax net operating income | $960,000 | 3,618 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $399,000 | 2,387 |
| Income before extraordinary items | $561,000 | 4,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $561,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $561,000 | 4,301 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 5,014 |
| Total interest expense | $783,000 | 4,630 |
| Net interest income | $828,000 | 5,266 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $459,000 | 2,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $459,000 | 1,451 |
| Total noninterest expense | $770,000 | 4,920 |
| Salaries and employee benefits | $307,000 | 5,969 |
| Premises and equipment expense | $83,000 | 5,593 |
| Additional noninterest expense | $380,000 | 3,310 |
| Pre-tax net operating income | $517,000 | 3,451 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $215,000 | 2,298 |
| Income before extraordinary items | $302,000 | 4,153 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $302,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $302,000 | 4,133 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 4,938 |
| Total interest expense | $3,203,000 | 4,142 |
| Net interest income | $2,923,000 | 5,605 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,002,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,002,000 | 1,352 |
| Total noninterest expense | $3,135,000 | 4,743 |
| Salaries and employee benefits | $1,225,000 | 5,844 |
| Premises and equipment expense | $348,000 | 5,342 |
| Additional noninterest expense | $1,562,000 | 3,191 |
| Pre-tax net operating income | $1,790,000 | 3,909 |
| Securities gains (losses) | $9,000 | 1,119 |
| Applicable income taxes | $732,000 | 2,602 |
| Income before extraordinary items | $1,067,000 | 4,567 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,067,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $586,000 | 574 |
| Net operating income | $1,061,240 | 4,571 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 4,942 |
| Total interest expense | $2,375,000 | 4,093 |
| Net interest income | $2,184,000 | 5,667 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,472,000 | 2,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,472,000 | 1,377 |
| Total noninterest expense | $2,448,000 | 4,607 |
| Salaries and employee benefits | $978,000 | 5,617 |
| Premises and equipment expense | $254,000 | 5,432 |
| Additional noninterest expense | $1,216,000 | 3,092 |
| Pre-tax net operating income | $1,208,000 | 4,281 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $427,000 | 3,084 |
| Income before extraordinary items | $789,000 | 4,732 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $789,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $586,000 | 440 |
| Net operating income | $783,800 | 4,743 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 4,952 |
| Total interest expense | $1,537,000 | 4,049 |
| Net interest income | $1,460,000 | 5,692 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $980,000 | 2,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $980,000 | 1,369 |
| Total noninterest expense | $1,665,000 | 4,555 |
| Salaries and employee benefits | $652,000 | 5,645 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $846,000 | 2,978 |
| Pre-tax net operating income | $775,000 | 4,395 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $275,000 | 3,162 |
| Income before extraordinary items | $508,000 | 4,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $508,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $586,000 | 312 |
| Net operating income | $502,800 | 4,858 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 4,940 |
| Total interest expense | $730,000 | 4,067 |
| Net interest income | $745,000 | 5,612 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $466,000 | 2,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $466,000 | 1,414 |
| Total noninterest expense | $804,000 | 4,676 |
| Salaries and employee benefits | $317,000 | 5,770 |
| Premises and equipment expense | $84,000 | 5,502 |
| Additional noninterest expense | $403,000 | 3,092 |
| Pre-tax net operating income | $407,000 | 4,240 |
| Securities gains (losses) | $6,000 | 667 |
| Applicable income taxes | $156,000 | 2,978 |
| Income before extraordinary items | $257,000 | 4,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $586,000 | 172 |
| Net operating income | $253,160 | 4,814 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 5,076 |
| Total interest expense | $2,721,000 | 3,599 |
| Net interest income | $2,411,000 | 6,144 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,848,000 | 2,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,848,000 | 1,431 |
| Total noninterest expense | $2,740,000 | 5,075 |
| Salaries and employee benefits | $1,270,000 | 5,595 |
| Premises and equipment expense | $390,000 | 4,927 |
| Additional noninterest expense | $1,080,000 | 4,161 |
| Pre-tax net operating income | $1,519,000 | 4,343 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $566,000 | 3,165 |
| Income before extraordinary items | $961,000 | 4,924 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $961,000 | 4,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $955,880 | 4,911 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 5,104 |
| Total interest expense | $2,005,000 | 3,507 |
| Net interest income | $1,764,000 | 6,237 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,388,000 | 2,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,388,000 | 1,434 |
| Total noninterest expense | $2,136,000 | 4,920 |
| Salaries and employee benefits | $1,013,000 | 5,373 |
| Premises and equipment expense | $297,000 | 4,876 |
| Additional noninterest expense | $826,000 | 4,084 |
| Pre-tax net operating income | $1,016,000 | 4,727 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $380,000 | 3,410 |
| Income before extraordinary items | $644,000 | 5,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $644,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $638,880 | 5,271 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 5,082 |
| Total interest expense | $1,305,000 | 3,408 |
| Net interest income | $1,174,000 | 6,246 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $905,000 | 2,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $905,000 | 1,444 |
| Total noninterest expense | $1,431,000 | 4,886 |
| Salaries and employee benefits | $683,000 | 5,325 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $548,000 | 4,076 |
| Pre-tax net operating income | $648,000 | 4,806 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $244,000 | 3,460 |
| Income before extraordinary items | $412,000 | 5,372 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $412,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $406,880 | 5,375 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 5,080 |
| Total interest expense | $637,000 | 3,349 |
| Net interest income | $603,000 | 6,212 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $430,000 | 2,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $430,000 | 1,476 |
| Total noninterest expense | $713,000 | 4,928 |
| Salaries and employee benefits | $352,000 | 5,270 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $265,000 | 4,174 |
| Pre-tax net operating income | $320,000 | 4,831 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $216,000 | 5,225 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $216,000 | 5,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $213,320 | 5,226 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 5,348 |
| Total interest expense | $2,386,000 | 3,166 |
| Net interest income | $1,891,000 | 6,773 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,126,000 | 2,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,126,000 | 1,264 |
| Total noninterest expense | $3,030,000 | 4,628 |
| Salaries and employee benefits | $1,493,000 | 4,970 |
| Premises and equipment expense | $446,000 | 4,440 |
| Additional noninterest expense | $1,091,000 | 4,044 |
| Pre-tax net operating income | $987,000 | 5,270 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $378,000 | 3,802 |
| Income before extraordinary items | $609,000 | 5,912 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $609,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $609,000 | 5,841 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 5,469 |
| Total interest expense | $1,726,000 | 3,204 |
| Net interest income | $1,359,000 | 6,897 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,622,000 | 2,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,622,000 | 1,248 |
| Total noninterest expense | $2,328,000 | 4,529 |
| Salaries and employee benefits | $1,067,000 | 5,074 |
| Premises and equipment expense | $338,000 | 4,398 |
| Additional noninterest expense | $923,000 | 3,640 |
| Pre-tax net operating income | $653,000 | 5,681 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $254,000 | 4,055 |
| Income before extraordinary items | $399,000 | 6,334 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $399,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $399,000 | 6,252 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 5,630 |
| Total interest expense | $1,102,000 | 3,304 |
| Net interest income | $847,000 | 7,102 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,106,000 | 2,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,106,000 | 1,238 |
| Total noninterest expense | $1,591,000 | 4,467 |
| Salaries and employee benefits | $690,000 | 5,226 |
| Premises and equipment expense | $215,000 | 4,547 |
| Additional noninterest expense | $686,000 | 3,355 |
| Pre-tax net operating income | $362,000 | 6,106 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $127,000 | 4,517 |
| Income before extraordinary items | $235,000 | 6,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 6,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $235,000 | 6,495 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 5,862 |
| Total interest expense | $531,000 | 3,459 |
| Net interest income | $389,000 | 7,328 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $539,000 | 2,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $539,000 | 1,228 |
| Total noninterest expense | $764,000 | 4,625 |
| Salaries and employee benefits | $334,000 | 5,360 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $338,000 | 3,399 |
| Pre-tax net operating income | $164,000 | 6,261 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $103,000 | 6,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $103,000 | 6,720 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 6,856 |
| Total interest expense | $1,468,000 | 4,941 |
| Net interest income | $1,220,000 | 7,785 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,391,000 | 2,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,391,000 | 1,276 |
| Total noninterest expense | $2,896,000 | 4,727 |
| Salaries and employee benefits | $979,000 | 6,336 |
| Premises and equipment expense | $397,000 | 4,752 |
| Additional noninterest expense | $1,520,000 | 3,043 |
| Pre-tax net operating income | $715,000 | 5,959 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $258,000 | 4,517 |
| Income before extraordinary items | $490,000 | 6,380 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $490,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $468,220 | 6,326 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 7,034 |
| Total interest expense | $1,074,000 | 5,162 |
| Net interest income | $863,000 | 7,949 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,827,000 | 2,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,827,000 | 1,323 |
| Total noninterest expense | $2,098,000 | 4,829 |
| Salaries and employee benefits | $636,000 | 6,763 |
| Premises and equipment expense | $295,000 | 4,767 |
| Additional noninterest expense | $1,167,000 | 2,964 |
| Pre-tax net operating income | $592,000 | 5,916 |
| Securities gains (losses) | $33,000 | 2,620 |
| Applicable income taxes | $215,000 | 4,542 |
| Income before extraordinary items | $410,000 | 6,298 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $410,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $388,220 | 6,248 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 7,082 |
| Total interest expense | $728,000 | 5,218 |
| Net interest income | $562,000 | 8,027 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,206,000 | 2,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,206,000 | 1,332 |
| Total noninterest expense | $1,391,000 | 4,835 |
| Salaries and employee benefits | $414,000 | 6,851 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $776,000 | 2,946 |
| Pre-tax net operating income | $377,000 | 6,006 |
| Securities gains (losses) | $33,000 | 2,302 |
| Applicable income taxes | $144,000 | 4,570 |
| Income before extraordinary items | $266,000 | 6,378 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $266,000 | 6,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $244,550 | 6,363 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 7,153 |
| Total interest expense | $381,000 | 5,179 |
| Net interest income | $259,000 | 8,191 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $629,000 | 1,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $629,000 | 1,249 |
| Total noninterest expense | $688,000 | 4,851 |
| Salaries and employee benefits | $192,000 | 7,078 |
| Premises and equipment expense | $111,000 | 4,414 |
| Additional noninterest expense | $385,000 | 2,952 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $128,880 | 6,218 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 7,774 |
| Total interest expense | $1,217,000 | 6,384 |
| Net interest income | $852,000 | 8,501 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $2,491,000 | 1,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,491,000 | 1,133 |
| Total noninterest expense | $2,292,000 | 5,394 |
| Salaries and employee benefits | $572,000 | 7,835 |
| Premises and equipment expense | $262,000 | 5,976 |
| Additional noninterest expense | $1,458,000 | 3,015 |
| Pre-tax net operating income | $1,051,000 | 5,074 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $377,000 | 4,005 |
| Income before extraordinary items | $674,000 | 5,649 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $674,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $674,000 | 5,512 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 8,857 |
| Total interest expense | $835,000 | 8,364 |
| Net interest income | $526,000 | 9,148 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,390,000 | 1,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,390,000 | 1,105 |
| Total noninterest expense | $2,367,000 | 5,146 |
| Salaries and employee benefits | $1,032,000 | 5,874 |
| Premises and equipment expense | $257,000 | 6,000 |
| Additional noninterest expense | $1,078,000 | 3,820 |
| Pre-tax net operating income | $549,000 | 6,364 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $200,000 | 5,035 |
| Income before extraordinary items | $349,000 | 6,838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $349,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $349,000 | 6,723 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 9,715 |
| Total interest expense | $116,000 | 9,732 |
| Net interest income | $349,000 | 9,642 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $2,318,000 | 1,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,318,000 | 1,022 |
| Total noninterest expense | $2,758,000 | 4,519 |
| Salaries and employee benefits | $1,441,000 | 4,505 |
| Premises and equipment expense | $170,000 | 7,242 |
| Additional noninterest expense | $1,147,000 | 3,586 |
| Pre-tax net operating income | $-91,000 | 9,237 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-33,000 | 9,433 |
| Income before extraordinary items | $-58,000 | 9,219 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-58,000 | 9,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-58,000 | 9,212 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 10,048 |
| Total interest expense | $4,000 | 10,185 |
| Net interest income | $345,000 | 9,903 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,981,000 | 1,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,981,000 | 893 |
| Total noninterest expense | $2,725,000 | 4,563 |
| Salaries and employee benefits | $1,151,000 | 5,327 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $1,455,000 | 2,943 |
| Pre-tax net operating income | $601,000 | 6,705 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $254,000 | 5,162 |
| Income before extraordinary items | $347,000 | 7,306 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $347,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $347,000 | 7,277 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $84,000 | 10,418 |
| Total interest expense | $0 | 10,441 |
| Net interest income | $84,000 | 10,398 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $50,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $50,000 | 8,161 |
| Total noninterest expense | $227,000 | 10,354 |
| Salaries and employee benefits | $59,000 | 10,416 |
| Premises and equipment expense | $17,000 | 10,340 |
| Additional noninterest expense | $151,000 | 9,646 |
| Pre-tax net operating income | $-93,000 | 9,910 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-34,000 | 10,096 |
| Income before extraordinary items | $-59,000 | 9,913 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-59,000 | 9,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,862,000 | 344 |
| Net operating income | $-59,000 | 9,873 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.