Home > Clear Mountain Bank > Net charge- offs to loans
Clear Mountain Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.1090% | 4,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0770% | 4,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0868% | 4,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8998% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9440% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7437% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 4,139 |
| Percentage Net Loans Charged-off:Construction & development | -0.1320% | 4,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1065% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8336% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5833% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6418% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.1246% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0103% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3474% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6830% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0901% | 4,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4274% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 14.1069% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7685% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.1418% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 3,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7309% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4460% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6281% | 776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.1562% | 4,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 4,393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 3,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8477% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1677% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7661% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 4,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.1743% | 4,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 3,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 3,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 3,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5583% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1137% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5216% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 2,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.2168% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 3,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3915% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4201% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.2989% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1996% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8498% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5772% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 4,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.3660% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2755% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1273% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6883% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6090% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6131% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0616% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.4996% | 4,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7272% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1079% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6955% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0757% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1057% | 4,714 |
| Percentage Net Loans Charged-off:Construction & development | -0.8508% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0594% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3461% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3755% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.3947% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1375% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2603% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5053% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8719% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 4,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.3621% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2410% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4326% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7327% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2510% | 1,668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0521% | 4,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 4,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0421% | 4,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3598% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5215% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7232% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2667% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8409% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4967% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5198% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.1669% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0815% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9756% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5768% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1334% | 913 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6329% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.2200% | 4,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1080% | 3,763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9425% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6345% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6837% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.3364% | 4,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1602% | 3,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4643% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6624% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0910% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7063% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0401% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3142% | 3,910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2398% | 4,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3893% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4408% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5314% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.4099% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1805% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6160% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9364% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9792% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8571% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.5776% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1092% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5310% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0961% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4043% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0728% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1820% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.4552% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1643% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1006% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6916% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1321% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 4,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3715% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5019% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7000% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4864% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.1579% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1466% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4349% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6030% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4802% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4681% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.2125% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4791% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6004% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2554% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4840% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.1770% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2066% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7080% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1779% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5222% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1904% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4058% | 1,599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0859% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.3634% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2139% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1593% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3844% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8464% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2820% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,826 |
| Percentage Net Loans Charged-off:Construction & development | -0.4690% | 5,205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1608% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2285% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1665% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1666% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 5,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.6477% | 5,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2422% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0480% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3433% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9637% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3889% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3192% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0055% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8185% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8851% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5684% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 5,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2569% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0170% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1946% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8689% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1604% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2608% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 1.0532% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0799% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7422% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7930% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5108% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7437% | 1,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1795% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 1.5021% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1026% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0465% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8493% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1818% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8264% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3198% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9864% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0137% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9133% | 707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1854% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.0320% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1376% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7168% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8027% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3310% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8871% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3431% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2132% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.1622% | 5,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6867% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1501% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1573% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8672% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7367% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8767% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4157% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2618% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.2323% | 5,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9304% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2008% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5193% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9062% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1646% | 1,194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9843% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,190 |
| Percentage Net Loans Charged-off:Construction & development | -0.3669% | 5,640 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0585% | 5,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3095% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0022% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2466% | 1,187 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0946% | 722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 5,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 5,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4914% | 6,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8999% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8032% | 1,218 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0299% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3558% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3093% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 3.1865% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 5,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 2,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4059% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 3,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4465% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7174% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9116% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6323% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1219% | 3,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 5,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 3,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3880% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 6,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1858% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9015% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3697% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7986% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 3,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 3,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 6,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4431% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 3,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2353% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5634% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5226% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5663% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 6,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2977% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 2,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1486% | 5,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7749% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8707% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7679% | 1,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1875% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1532% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | 1.8548% | 1,144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0543% | 6,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 4,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0638% | 1,658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 6,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1366% | 2,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5444% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2098% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4968% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 4,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0819% | 2,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 2,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 4,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 1,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 6,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 2,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5618% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4521% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4985% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 4,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.1211% | 1,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1014% | 2,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 3,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3194% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5346% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0803% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4946% | 1,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.2296% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 6,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 6,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1657% | 6,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2024% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9878% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0680% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4689% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3231% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | 2.1641% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2814% | 2,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 5,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1079% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7941% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7152% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8315% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5827% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5033% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2742% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 1.2486% | 1,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3355% | 1,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1302% | 3,561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 5,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1550% | 3,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7630% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7201% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2960% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6135% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5330% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2904% | 2,934 |
| Percentage Net Loans Charged-off:Construction & development | 1.8595% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 2,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 3,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0316% | 5,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1756% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8551% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8185% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7410% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7255% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7540% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3865% | 2,160 |
| Percentage Net Loans Charged-off:Construction & development | 2.5133% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2044% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0632% | 5,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2482% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4142% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0297% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3627% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9060% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7108% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5334% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 4.0160% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 3,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 3,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0162% | 1,922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 3,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2042% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9844% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8112% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3407% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 5,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1057% | 2,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 4,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 1,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 4,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5968% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8479% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3038% | 1,493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 5,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 4,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 3,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 3,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1596% | 3,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5064% | 2,913 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4705% | 1,492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3653% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5897% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7203% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 5,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 5,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 7,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2422% | 2,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1352% | 1,694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1461% | 4,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9012% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8187% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 4,787 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 7,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2636% | 1,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 1,365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 7,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8334% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6201% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 5,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 7,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3978% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 7,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2873% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0758% | 7,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1394% | 3,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2617% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2648% | 1,675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0482% | 7,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0479% | 7,896 |
| Percentage Net Loans Charged-off:Construction & development | -0.0430% | 7,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5495% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1873% | 7,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2132% | 7,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2378% | 7,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0935% | 4,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3693% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 3,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.2397% | 2,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 2,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2055% | 1,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1501% | 2,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5772% | 3,446 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4116% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 4,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 3,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1662% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6067% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2107% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 3,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 3,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2563% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1222% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9610% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2584% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5766% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6568% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2244% | 2,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1958% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.4670% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3792% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4487% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7414% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4291% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3507% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2608% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.6267% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4766% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1191% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1325% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6180% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8212% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7783% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5380% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3836% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.9498% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6835% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1840% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5400% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9262% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7239% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9761% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7878% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 1.8915% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3460% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3599% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3983% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0867% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5615% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5601% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 2,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0900% | 8,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.5944% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1806% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8428% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7558% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0646% | 8,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2737% | 8,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2284% | 1,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6674% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4206% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0366% | 7,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1155% | 8,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4745% | 8,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2111% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3681% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8394% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4023% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0779% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1104% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3643% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7984% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4973% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 3,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 7,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 7,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 6,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9227% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3884% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2085% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 6,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0369% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5088% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 7,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4089% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6578% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1372% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1565% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3262% | 8,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8008% | 2,612 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9051% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5917% | 8,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6724% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9721% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0957% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1086% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2051% | 7,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6056% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4543% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2275% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6273% | 8,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6006% | 2,648 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7897% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 2,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2650% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 8,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 8,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0972% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6680% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3792% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 8,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 8,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2442% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6294% | 3,286 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5378% | 1,264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 8,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 8,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 8,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2649% | 2,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7506% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7181% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2301% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 8,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 8,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 8,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5189% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4412% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5192% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3303% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3365% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 2,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0928% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8511% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1961% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1859% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9253% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3970% | 4,707 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5711% | 1,449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7030% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4549% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6934% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 3,662 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 6,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6437% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6516% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |