Home > Clear Lake National Bank > Assets and Liabilities
Clear Lake National Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 18 | 6,694 |
| Assets and Liabilities | ||
| Total Assets: | $48,402,000 | 7,085 |
| Cash and due from depository institutions | $4,483,000 | 6,694 |
| Interest-bearing balances | $250,000 | 4,468 |
| Securities | $8,731,000 | 6,782 |
| Federal funds sold & reverse repurchase agreements | $6,515,000 | 2,573 |
| Net loans & leases | $21,341,000 | 7,596 |
| Loan loss allowance | $729,000 | 4,840 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,044,000 | 4,051 |
| Other real estate owned | $264,000 | 6,694 |
| Goodwill and other intangibles | $4,593,000 | 712 |
| All other assets | $431,000 | 8,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,402,000 | 7,085 |
| Total liabilities | $39,512,000 | 7,310 |
| Total deposits | $39,365,000 | 7,161 |
| Interest-bearing deposits | $29,125,000 | 7,513 |
| Deposits held in domestic offices | $39,365,000 | 7,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $147,000 | 7,992 |
| Total equity capital | $8,890,000 | 5,168 |
| Total bank equity capital | $8,890,000 | 5,168 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,693,000 | 505 |
| Surplus | $2,259,000 | 5,183 |
| Undivided profits | $-62,000 | 8,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $185,000 | 8,159 |
| Earning assets | $36,837,000 | 7,569 |
| Long-term assets (5+ years) | $2,180,000 | 7,168 |
| Average Assets, year-to-date | $44,673,500 | 7,289 |
| Average Assets, quarterly | $44,673,500 | 7,289 |
| Volatile liabilities | $8,466,000 | 6,123 |
| Insider loans | $427,000 | 5,712 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,575,000 | 6,974 |
| Tier 1 (core) risk-based capital | $4,321,000 | 7,488 |
| Tier 2 risk-based capital | $389,000 | 6,419 |
| Total risk weighted assets | $30,782,000 | 6,973 |
| Total unused commitments | $2,575,000 | 6,991 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $40,945,000 | 7,531 |
| Cash and due from depository institutions | $4,527,000 | 6,395 |
| Interest-bearing balances | $1,287,000 | 2,847 |
| Securities | $7,868,000 | 7,061 |
| Federal funds sold & reverse repurchase agreements | $2,295,000 | 4,569 |
| Net loans & leases | $23,303,000 | 7,465 |
| Loan loss allowance | $715,000 | 4,832 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,090,000 | 3,966 |
| Other real estate owned | $326,000 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $536,000 | 8,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,945,000 | 7,531 |
| Total liabilities | $38,005,000 | 7,403 |
| Total deposits | $37,766,000 | 7,264 |
| Interest-bearing deposits | $27,995,000 | 7,609 |
| Deposits held in domestic offices | $37,766,000 | 7,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $239,000 | 7,162 |
| Total equity capital | $2,940,000 | 8,435 |
| Total bank equity capital | $2,940,000 | 8,435 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,572,000 | 629 |
| Surplus | $1,393,000 | 6,261 |
| Undivided profits | $-4,025,000 | 9,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $183,000 | 8,270 |
| Earning assets | $34,753,000 | 7,723 |
| Long-term assets (5+ years) | $2,036,000 | 7,219 |
| Average Assets, year-to-date | $44,790,000 | 7,170 |
| Average Assets, quarterly | $43,364,000 | 7,353 |
| Volatile liabilities | $10,242,000 | 5,613 |
| Insider loans | $282,000 | 6,410 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,903,000 | 6,641 |
| Tier 1 (core) risk-based capital | $2,659,000 | 8,518 |
| Tier 2 risk-based capital | $357,000 | 6,676 |
| Total risk weighted assets | $28,299,000 | 7,219 |
| Total unused commitments | $2,903,000 | 6,643 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $47,423,000 | 7,091 |
| Cash and due from depository institutions | $4,982,000 | 6,124 |
| Interest-bearing balances | $1,013,000 | 2,970 |
| Securities | $4,579,000 | 8,060 |
| Federal funds sold & reverse repurchase agreements | $3,404,000 | 3,627 |
| Net loans & leases | $31,626,000 | 6,658 |
| Loan loss allowance | $845,000 | 4,087 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,196,000 | 3,769 |
| Other real estate owned | $90,000 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $546,000 | 8,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,423,000 | 7,091 |
| Total liabilities | $43,459,000 | 6,996 |
| Total deposits | $43,280,000 | 6,796 |
| Interest-bearing deposits | $35,398,000 | 6,925 |
| Deposits held in domestic offices | $43,280,000 | 6,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $179,000 | 8,113 |
| Total equity capital | $3,964,000 | 7,828 |
| Total bank equity capital | $3,964,000 | 7,828 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,572,000 | 627 |
| Surplus | $1,393,000 | 6,306 |
| Undivided profits | $-3,001,000 | 9,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $982,000 | 2,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $256,000 | 7,927 |
| Earning assets | $40,622,000 | 7,290 |
| Long-term assets (5+ years) | $1,750,000 | 7,509 |
| Average Assets, year-to-date | $50,829,400 | 6,697 |
| Average Assets, quarterly | $49,098,500 | 6,936 |
| Volatile liabilities | $12,646,000 | 4,968 |
| Insider loans | $599,000 | 5,041 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,268,000 | 5,873 |
| Tier 1 (core) risk-based capital | $3,890,000 | 7,779 |
| Tier 2 risk-based capital | $424,000 | 6,037 |
| Total risk weighted assets | $33,527,000 | 6,704 |
| Total unused commitments | $4,268,000 | 5,878 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $51,492,000 | 6,765 |
| Cash and due from depository institutions | $4,056,000 | 6,049 |
| Interest-bearing balances | $1,500,000 | 1,978 |
| Securities | $2,168,000 | 9,227 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,289 |
| Net loans & leases | $37,372,000 | 6,146 |
| Loan loss allowance | $436,000 | 6,175 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,332,000 | 3,577 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $414,000 | 8,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,492,000 | 6,765 |
| Total liabilities | $46,798,000 | 6,668 |
| Total deposits | $46,585,000 | 6,452 |
| Interest-bearing deposits | $38,250,000 | 6,575 |
| Deposits held in domestic offices | $46,585,000 | 6,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $213,000 | 8,152 |
| Total equity capital | $4,694,000 | 7,301 |
| Total bank equity capital | $4,694,000 | 7,301 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,425,000 | 844 |
| Surplus | $1,106,000 | 6,824 |
| Undivided profits | $-837,000 | 9,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,329,000 | 1,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $266,000 | 7,272 |
| Earning assets | $46,190,000 | 6,817 |
| Long-term assets (5+ years) | $1,071,000 | 7,911 |
| Average Assets, year-to-date | $45,479,400 | 6,981 |
| Average Assets, quarterly | $49,416,500 | 6,834 |
| Volatile liabilities | $11,232,000 | 5,298 |
| Insider loans | $264,000 | 6,706 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,664,000 | 4,692 |
| Tier 1 (core) risk-based capital | $4,690,000 | 7,201 |
| Tier 2 risk-based capital | $436,000 | 5,859 |
| Total risk weighted assets | $40,458,600 | 6,041 |
| Total unused commitments | $6,664,000 | 4,693 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $40,178,000 | 7,663 |
| Cash and due from depository institutions | $4,163,000 | 6,908 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,159,000 | 9,825 |
| Federal funds sold & reverse repurchase agreements | $4,525,000 | 2,085 |
| Net loans & leases | $27,558,000 | 7,060 |
| Loan loss allowance | $280,000 | 7,583 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,489,000 | 3,376 |
| Other real estate owned | $0 | 6,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $284,000 | 9,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,178,000 | 7,663 |
| Total liabilities | $35,181,000 | 7,693 |
| Total deposits | $35,070,000 | 7,521 |
| Interest-bearing deposits | $28,538,000 | 7,667 |
| Deposits held in domestic offices | $35,070,000 | 7,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $111,000 | 9,241 |
| Total equity capital | $4,997,000 | 6,998 |
| Total bank equity capital | $4,997,000 | 6,998 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,423,000 | 861 |
| Surplus | $1,106,000 | 6,955 |
| Undivided profits | $-532,000 | 9,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 8,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $148,000 | 8,479 |
| Earning assets | $33,242,000 | 7,933 |
| Long-term assets (5+ years) | $868,000 | 8,374 |
| Average Assets, year-to-date | $32,430,330 | 8,163 |
| Average Assets, quarterly | $35,420,500 | 7,993 |
| Volatile liabilities | $8,845,000 | 5,753 |
| Insider loans | $279,000 | 6,613 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,948,000 | 4,627 |
| Tier 1 (core) risk-based capital | $5,002,000 | 6,995 |
| Tier 2 risk-based capital | $280,000 | 7,233 |
| Total risk weighted assets | $28,674,400 | 7,113 |
| Total unused commitments | $6,948,000 | 4,630 |
| Derivatives | $0 | 488 |