Home > Classic City Bank > Income and Expense

Classic City Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$3,268,0002,685
Total interest expense$604,0003,239
Net interest income$2,664,0002,395
Provision for loan and lease losses$02,775
Total noninterest income$127,0003,292
Gross Fiduciary activities income$0918
Service charges on deposit accounts$16,0003,578
Trading account gains and feesNANA
Additional Noninterest Income$111,0002,941
Total noninterest expense$1,220,0003,117
Salaries and employee benefits$706,0003,046
Premises and equipment expense$124,0002,989
Additional noninterest expense$111,0002,941
Pre-tax net operating income$1,571,0001,690
Securities gains (losses)$0665
Applicable income taxes$387,0001,181
Income before extraordinary items$1,184,0001,838
Extraordinary gains, net$047
Net income$1,184,0001,860
Minority interest net income$065
Net income of bank and minority interests.$1,184,0001,838
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$24,000402
Net operating income$1,184,0001,851
2024-12-31 (YTD Data)Rank
Total interest income$12,246,0002,735
Total interest expense$2,166,0003,384
Net interest income$10,080,0002,394
Provision for loan and lease losses$25,0003,022
Total noninterest income$444,0003,456
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$65,0003,615
Trading account gains and feesNANA
Additional Noninterest Income$379,0003,182
Total noninterest expense$4,626,0003,181
Salaries and employee benefits$2,573,0003,154
Premises and equipment expense$492,0002,976
Additional noninterest expense$379,0003,182
Pre-tax net operating income$5,873,0001,675
Securities gains (losses)$-918,0004,302
Applicable income taxes$1,124,0001,325
Income before extraordinary items$3,831,0002,000
Extraordinary gains, net$053
Net income$3,831,0002,021
Minority interest net income$090
Net income of bank and minority interests.$3,831,0002,000
Net charge-offs$03,072
Cash dividends$100,0003,301
Sale, conversion, retirement of capital stock, net$66,000485
Net operating income$4,556,2201,799
2024-09-30 (YTD Data)Rank
Total interest income$9,015,0002,758
Total interest expense$1,572,0003,412
Net interest income$7,443,0002,404
Provision for loan and lease losses$13,0002,943
Total noninterest income$303,0003,502
Gross Fiduciary activities income$0972
Service charges on deposit accounts$46,0003,662
Trading account gains and feesNANA
Additional Noninterest Income$257,0003,224
Total noninterest expense$3,365,0003,204
Salaries and employee benefits$1,905,0003,157
Premises and equipment expense$367,0002,986
Additional noninterest expense$257,0003,224
Pre-tax net operating income$4,368,0001,680
Securities gains (losses)$-359,0004,326
Applicable income taxes$964,0001,232
Income before extraordinary items$3,045,0001,936
Extraordinary gains, net$051
Net income$3,045,0001,957
Minority interest net income$082
Net income of bank and minority interests.$3,045,0001,938
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$49,000455
Net operating income$3,328,6101,825
2024-06-30 (YTD Data)Rank
Total interest income$5,767,0002,802
Total interest expense$990,0003,451
Net interest income$4,777,0002,447
Provision for loan and lease losses$13,0002,730
Total noninterest income$198,0003,519
Gross Fiduciary activities income$0962
Service charges on deposit accounts$29,0003,690
Trading account gains and feesNANA
Additional Noninterest Income$169,0003,217
Total noninterest expense$2,202,0003,222
Salaries and employee benefits$1,276,0003,148
Premises and equipment expense$244,0002,974
Additional noninterest expense$169,0003,217
Pre-tax net operating income$2,760,0001,711
Securities gains (losses)$0628
Applicable income taxes$666,0001,216
Income before extraordinary items$2,094,0001,872
Extraordinary gains, net$052
Net income$2,094,0001,897
Minority interest net income$084
Net income of bank and minority interests.$2,094,0001,873
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$33,000439
Net operating income$2,094,0001,877
2024-03-31 (YTD Data)Rank
Total interest income$2,731,0002,866
Total interest expense$478,0003,458
Net interest income$2,253,0002,531
Provision for loan and lease losses$02,578
Total noninterest income$106,0003,465
Gross Fiduciary activities income$0895
Service charges on deposit accounts$13,0003,742
Trading account gains and feesNANA
Additional Noninterest Income$93,0003,135
Total noninterest expense$1,053,0003,282
Salaries and employee benefits$598,0003,241
Premises and equipment expense$122,0002,985
Additional noninterest expense$93,0003,135
Pre-tax net operating income$1,306,0001,734
Securities gains (losses)$0689
Applicable income taxes$317,0001,222
Income before extraordinary items$989,0001,903
Extraordinary gains, net$051
Net income$989,0001,928
Minority interest net income$072
Net income of bank and minority interests.$989,0001,903
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$21,000354
Net operating income$989,0001,905
2023-12-31 (YTD Data)Rank
Total interest income$9,012,0002,980
Total interest expense$1,681,0003,226
Net interest income$7,331,0002,831
Provision for loan and lease losses$140,0002,236
Total noninterest income$323,0003,739
Gross Fiduciary activities income$0981
Service charges on deposit accounts$33,0004,022
Trading account gains and feesNANA
Additional Noninterest Income$290,0003,428
Total noninterest expense$3,867,0003,394
Salaries and employee benefits$2,082,0003,403
Premises and equipment expense$485,0003,000
Additional noninterest expense$290,0003,428
Pre-tax net operating income$3,647,0002,286
Securities gains (losses)$-886,0004,274
Applicable income taxes$651,0001,727
Income before extraordinary items$2,110,0002,723
Extraordinary gains, net$054
Net income$2,110,0002,751
Minority interest net income$088
Net income of bank and minority interests.$2,110,0002,725
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$109,000407
Net operating income$2,809,9402,428
2023-09-30 (YTD Data)Rank
Total interest income$6,424,0003,013
Total interest expense$1,225,0003,148
Net interest income$5,199,0002,923
Provision for loan and lease losses$130,0001,982
Total noninterest income$234,0003,769
Gross Fiduciary activities income$0950
Service charges on deposit accounts$23,0004,069
Trading account gains and feesNANA
Additional Noninterest Income$211,0003,443
Total noninterest expense$2,817,0003,412
Salaries and employee benefits$1,554,0003,396
Premises and equipment expense$364,0003,005
Additional noninterest expense$211,0003,442
Pre-tax net operating income$2,486,0002,454
Securities gains (losses)$-284,0004,272
Applicable income taxes$550,0001,691
Income before extraordinary items$1,652,0002,732
Extraordinary gains, net$052
Net income$1,652,0002,762
Minority interest net income$081
Net income of bank and minority interests.$1,652,0002,733
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$82,000393
Net operating income$1,876,3602,610
2023-06-30 (YTD Data)Rank
Total interest income$4,045,0003,080
Total interest expense$812,0003,015
Net interest income$3,233,0003,048
Provision for loan and lease losses$81,0001,944
Total noninterest income$153,0003,788
Gross Fiduciary activities income$0931
Service charges on deposit accounts$14,0004,118
Trading account gains and feesNANA
Additional Noninterest Income$139,0003,458
Total noninterest expense$1,874,0003,415
Salaries and employee benefits$1,039,0003,406
Premises and equipment expense$240,0003,023
Additional noninterest expense$139,0003,445
Pre-tax net operating income$1,431,0002,642
Securities gains (losses)$0938
Applicable income taxes$358,0001,725
Income before extraordinary items$1,073,0002,779
Extraordinary gains, net$051
Net income$1,073,0002,809
Minority interest net income$081
Net income of bank and minority interests.$1,073,0002,779
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$55,000378
Net operating income$1,073,0002,806
2023-03-31 (YTD Data)Rank
Total interest income$1,932,0003,129
Total interest expense$390,0002,892
Net interest income$1,542,0003,127
Provision for loan and lease losses$44,0001,784
Total noninterest income$57,0003,992
Gross Fiduciary activities income$0913
Service charges on deposit accounts$5,0004,259
Trading account gains and feesNANA
Additional Noninterest Income$52,0003,666
Total noninterest expense$891,0003,513
Salaries and employee benefits$490,0003,514
Premises and equipment expense$119,0003,069
Additional noninterest expense$52,0003,666
Pre-tax net operating income$664,0002,773
Securities gains (losses)$0950
Applicable income taxes$166,0001,805
Income before extraordinary items$498,0002,934
Extraordinary gains, net$04
Net income$498,0002,933
Minority interest net income$048
Net income of bank and minority interests.$498,0002,934
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$22,000364
Net operating income$498,0002,953
2022-12-31 (YTD Data)Rank
Total interest income$5,736,0003,299
Total interest expense$416,0003,437
Net interest income$5,320,0003,271
Provision for loan and lease losses$246,0001,670
Total noninterest income$210,0004,137
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$34,0004,140
Trading account gains and feesNANA
Additional Noninterest Income$176,0003,890
Total noninterest expense$4,159,0003,302
Salaries and employee benefits$2,713,0003,079
Premises and equipment expense$470,0003,078
Additional noninterest expense$176,0003,890
Pre-tax net operating income$1,125,0003,684
Securities gains (losses)$0691
Applicable income taxes$-214,0004,623
Income before extraordinary items$1,339,0003,378
Extraordinary gains, net$05
Net income$1,339,0003,374
Minority interest net income$063
Net income of bank and minority interests.$1,339,0003,377
Net charge-offs$1,0002,539
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$149,000438
Net operating income$1,339,0003,404
2022-09-30 (YTD Data)Rank
Total interest income$3,948,0003,372
Total interest expense$201,0003,706
Net interest income$3,747,0003,319
Provision for loan and lease losses$174,0001,574
Total noninterest income$146,0004,195
Gross Fiduciary activities income$0968
Service charges on deposit accounts$23,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$123,0003,938
Total noninterest expense$2,472,0003,589
Salaries and employee benefits$1,413,0003,539
Premises and equipment expense$351,0003,079
Additional noninterest expense$123,0003,938
Pre-tax net operating income$1,247,0003,320
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$1,247,0003,138
Extraordinary gains, net$04
Net income$1,247,0003,136
Minority interest net income$057
Net income of bank and minority interests.$1,247,0003,137
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$84,000422
Net operating income$1,247,0003,169
2022-06-30 (YTD Data)Rank
Total interest income$2,330,0003,512
Total interest expense$125,0003,737
Net interest income$2,205,0003,476
Provision for loan and lease losses$54,0001,887
Total noninterest income$98,0004,186
Gross Fiduciary activities income$0925
Service charges on deposit accounts$15,0004,271
Trading account gains and feesNANA
Additional Noninterest Income$83,0003,953
Total noninterest expense$1,604,0003,632
Salaries and employee benefits$911,0003,595
Premises and equipment expense$234,0003,096
Additional noninterest expense$459,0003,758
Pre-tax net operating income$645,0003,467
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$645,0003,309
Extraordinary gains, net$04
Net income$645,0003,308
Minority interest net income$060
Net income of bank and minority interests.$645,0003,309
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$55,000409
Net operating income$645,0003,335
2022-03-31 (YTD Data)Rank
Total interest income$1,019,0003,651
Total interest expense$62,0003,729
Net interest income$957,0003,615
Provision for loan and lease losses$02,285
Total noninterest income$44,0004,226
Gross Fiduciary activities income$0892
Service charges on deposit accounts$7,0004,296
Trading account gains and feesNANA
Additional Noninterest Income$37,0003,997
Total noninterest expense$768,0003,693
Salaries and employee benefits$427,0003,693
Premises and equipment expense$123,0003,041
Additional noninterest expense$218,0003,810
Pre-tax net operating income$233,0003,643
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$233,0003,502
Extraordinary gains, net$04
Net income$233,0003,501
Minority interest net income$050
Net income of bank and minority interests.$233,0003,502
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$27,000372
Net operating income$233,0003,526
2021-12-31 (YTD Data)Rank
Total interest income$2,843,0004,120
Total interest expense$146,0004,328
Net interest income$2,697,0004,066
Provision for loan and lease losses$780,000739
Total noninterest income$74,0004,631
Gross Fiduciary activities income$0994
Service charges on deposit accounts$16,0004,506
Trading account gains and feesNANA
Additional Noninterest Income$58,0004,521
Total noninterest expense$2,743,0003,863
Salaries and employee benefits$1,575,0003,822
Premises and equipment expense$335,0003,587
Additional noninterest expense$833,0003,894
Pre-tax net operating income$-752,0004,786
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$-752,0004,785
Extraordinary gains, net$010
Net income$-752,0004,785
Minority interest net income$074
Net income of bank and minority interests.$-752,0004,785
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$117,000453
Net operating income$-752,0004,778
2021-09-30 (YTD Data)Rank
Total interest income$1,882,0004,300
Total interest expense$90,0004,519
Net interest income$1,792,0004,248
Provision for loan and lease losses$702,000616
Total noninterest income$30,0004,792
Gross Fiduciary activities income$0957
Service charges on deposit accounts$5,0004,706
Trading account gains and feesNANA
Additional Noninterest Income$25,0004,682
Total noninterest expense$2,002,0003,921
Salaries and employee benefits$1,169,0003,868
Premises and equipment expense$237,0003,714
Additional noninterest expense$596,0003,974
Pre-tax net operating income$-882,0004,877
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$-882,0004,873
Extraordinary gains, net$08
Net income$-882,0004,873
Minority interest net income$069
Net income of bank and minority interests.$-882,0004,873
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$90,000421
Net operating income$-882,0004,869
2021-06-30 (YTD Data)Rank
Total interest income$1,043,0004,459
Total interest expense$48,0004,655
Net interest income$995,0004,407
Provision for loan and lease losses$481,000642
Total noninterest income$9,0004,883
Gross Fiduciary activities income$0951
Service charges on deposit accounts$4,0004,708
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,823
Total noninterest expense$1,300,0003,966
Salaries and employee benefits$779,0003,886
Premises and equipment expense$134,0003,905
Additional noninterest expense$387,0004,016
Pre-tax net operating income$-777,0004,918
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$-777,0004,911
Extraordinary gains, net$06
Net income$-777,0004,911
Minority interest net income$067
Net income of bank and minority interests.$-777,0004,911
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$63,000401
Net operating income$-777,0004,910
2021-03-31 (YTD Data)Rank
Total interest income$397,0004,640
Total interest expense$16,0004,815
Net interest income$381,0004,595
Provision for loan and lease losses$205,000797
Total noninterest income$2,0004,917
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,0004,779
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,878
Total noninterest expense$636,0004,004
Salaries and employee benefits$399,0003,864
Premises and equipment expense$53,0004,165
Additional noninterest expense$184,0004,071
Pre-tax net operating income$-458,0004,954
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$-458,0004,943
Extraordinary gains, net$03
Net income$-458,0004,943
Minority interest net income$055
Net income of bank and minority interests.$-458,0004,943
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$36,000355
Net operating income$-458,0004,945
2020-12-31 (YTD Data)Rank
Total interest income$92,0004,989
Total interest expense$1,0004,988
Net interest income$91,0004,987
Provision for loan and lease losses$266,0002,798
Total noninterest income$1,0004,955
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,912
Total noninterest expense$1,004,0004,772
Salaries and employee benefits$629,0004,720
Premises and equipment expense$70,0004,819
Additional noninterest expense$305,0004,757
Pre-tax net operating income$-1,178,0004,917
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$-1,178,0004,917
Extraordinary gains, net$04
Net income$-1,178,0004,917
Minority interest net income$072
Net income of bank and minority interests.$-1,178,0004,917
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$20,270,00035
Net operating income$-1,178,0004,913

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.