Home > Classic Bank > Income and Expense
Classic Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 1,686 |
| Total interest expense | $1,422,000 | 1,681 |
| Net interest income | $3,226,000 | 1,658 |
| Provision for loan and lease losses | $200,000 | 1,128 |
| Total noninterest income | $604,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $471,000 | 870 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $2,227,000 | 1,869 |
| Salaries and employee benefits | $1,315,000 | 1,756 |
| Premises and equipment expense | $345,000 | 1,739 |
| Additional noninterest expense | $567,000 | 2,158 |
| Pre-tax net operating income | $1,403,000 | 1,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $425,000 | 1,544 |
| Income before extraordinary items | $978,000 | 1,717 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $978,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 516 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 325 |
| Net operating income | $978,000 | 1,684 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,371,000 | 1,571 |
| Total interest expense | $5,347,000 | 1,530 |
| Net interest income | $13,024,000 | 1,560 |
| Provision for loan and lease losses | $528,000 | 1,877 |
| Total noninterest income | $2,480,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,017,000 | 864 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $463,000 | 3,454 |
| Total noninterest expense | $8,930,000 | 1,809 |
| Salaries and employee benefits | $4,734,000 | 1,854 |
| Premises and equipment expense | $1,300,000 | 1,780 |
| Additional noninterest expense | $2,896,000 | 1,687 |
| Pre-tax net operating income | $6,046,000 | 1,422 |
| Securities gains (losses) | $59,000 | 1,608 |
| Applicable income taxes | $1,847,000 | 1,367 |
| Income before extraordinary items | $4,258,000 | 1,516 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,258,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,353 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 587 |
| Net operating income | $4,216,700 | 1,479 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,676,000 | 1,558 |
| Total interest expense | $3,967,000 | 1,523 |
| Net interest income | $9,709,000 | 1,554 |
| Provision for loan and lease losses | $326,000 | 2,110 |
| Total noninterest income | $1,854,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,494,000 | 873 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $360,000 | 3,385 |
| Total noninterest expense | $6,578,000 | 1,833 |
| Salaries and employee benefits | $3,416,000 | 1,913 |
| Premises and equipment expense | $967,000 | 1,794 |
| Additional noninterest expense | $2,195,000 | 1,648 |
| Pre-tax net operating income | $4,659,000 | 1,397 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $1,433,000 | 1,336 |
| Income before extraordinary items | $3,285,000 | 1,495 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,285,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,404 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 489 |
| Net operating income | $3,243,700 | 1,463 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,136,000 | 1,545 |
| Total interest expense | $2,669,000 | 1,490 |
| Net interest income | $6,467,000 | 1,536 |
| Provision for loan and lease losses | $201,000 | 2,189 |
| Total noninterest income | $1,202,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $953,000 | 900 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $249,000 | 3,327 |
| Total noninterest expense | $4,425,000 | 1,805 |
| Salaries and employee benefits | $2,323,000 | 1,868 |
| Premises and equipment expense | $638,000 | 1,811 |
| Additional noninterest expense | $1,464,000 | 1,643 |
| Pre-tax net operating income | $3,043,000 | 1,400 |
| Securities gains (losses) | $59,000 | 1,356 |
| Applicable income taxes | $940,000 | 1,348 |
| Income before extraordinary items | $2,162,000 | 1,491 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,162,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,260 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 420 |
| Net operating income | $2,120,700 | 1,462 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 1,534 |
| Total interest expense | $1,362,000 | 1,467 |
| Net interest income | $3,257,000 | 1,528 |
| Provision for loan and lease losses | $66,000 | 2,819 |
| Total noninterest income | $568,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $436,000 | 963 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $132,000 | 3,164 |
| Total noninterest expense | $2,330,000 | 1,744 |
| Salaries and employee benefits | $1,244,000 | 1,775 |
| Premises and equipment expense | $318,000 | 1,830 |
| Additional noninterest expense | $768,000 | 1,555 |
| Pre-tax net operating income | $1,429,000 | 1,448 |
| Securities gains (losses) | $41,000 | 1,311 |
| Applicable income taxes | $435,000 | 1,454 |
| Income before extraordinary items | $1,035,000 | 1,543 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,035,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,458 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 323 |
| Net operating income | $1,006,300 | 1,499 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,170,000 | 1,759 |
| Total interest expense | $5,271,000 | 1,705 |
| Net interest income | $10,899,000 | 1,792 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $2,126,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,579,000 | 1,096 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $547,000 | 3,430 |
| Total noninterest expense | $7,735,000 | 2,043 |
| Salaries and employee benefits | $3,817,000 | 2,231 |
| Premises and equipment expense | $1,191,000 | 1,920 |
| Additional noninterest expense | $2,727,000 | 1,780 |
| Pre-tax net operating income | $5,010,000 | 1,620 |
| Securities gains (losses) | $63,000 | 2,296 |
| Applicable income taxes | $1,452,000 | 1,665 |
| Income before extraordinary items | $3,621,000 | 1,718 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,621,000 | 1,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $849,000 | 1,040 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 588 |
| Net operating income | $3,576,270 | 1,658 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,623,000 | 1,875 |
| Total interest expense | $3,876,000 | 1,798 |
| Net interest income | $7,747,000 | 1,900 |
| Provision for loan and lease losses | $214,000 | 3,227 |
| Total noninterest income | $1,585,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,161,000 | 1,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 3,427 |
| Total noninterest expense | $5,606,000 | 2,115 |
| Salaries and employee benefits | $2,750,000 | 2,311 |
| Premises and equipment expense | $861,000 | 1,993 |
| Additional noninterest expense | $1,995,000 | 1,810 |
| Pre-tax net operating income | $3,512,000 | 1,782 |
| Securities gains (losses) | $62,000 | 2,133 |
| Applicable income taxes | $1,013,000 | 1,840 |
| Income before extraordinary items | $2,561,000 | 1,880 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,561,000 | 1,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,443 |
| Cash dividends | $5,000,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 465 |
| Net operating income | $2,516,360 | 1,806 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,181,000 | 2,026 |
| Total interest expense | $2,413,000 | 1,990 |
| Net interest income | $4,768,000 | 2,050 |
| Provision for loan and lease losses | $168,000 | 2,842 |
| Total noninterest income | $983,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $709,000 | 1,219 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $274,000 | 3,464 |
| Total noninterest expense | $3,461,000 | 2,270 |
| Salaries and employee benefits | $1,726,000 | 2,437 |
| Premises and equipment expense | $553,000 | 2,071 |
| Additional noninterest expense | $1,182,000 | 2,025 |
| Pre-tax net operating income | $2,122,000 | 1,939 |
| Securities gains (losses) | $61,000 | 1,886 |
| Applicable income taxes | $606,000 | 2,031 |
| Income before extraordinary items | $1,577,000 | 2,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,577,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,862 |
| Cash dividends | $5,000,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 386 |
| Net operating income | $1,533,080 | 1,947 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 2,078 |
| Total interest expense | $1,197,000 | 2,055 |
| Net interest income | $2,337,000 | 2,097 |
| Provision for loan and lease losses | $122,000 | 2,018 |
| Total noninterest income | $440,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $310,000 | 1,345 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $130,000 | 3,466 |
| Total noninterest expense | $1,640,000 | 2,371 |
| Salaries and employee benefits | $824,000 | 2,548 |
| Premises and equipment expense | $283,000 | 2,016 |
| Additional noninterest expense | $533,000 | 2,198 |
| Pre-tax net operating income | $1,015,000 | 2,010 |
| Securities gains (losses) | $61,000 | 1,274 |
| Applicable income taxes | $299,000 | 2,063 |
| Income before extraordinary items | $777,000 | 2,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $777,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,990 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 220 |
| Net operating income | $733,080 | 2,011 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,016,000 | 2,194 |
| Total interest expense | $5,090,000 | 2,206 |
| Net interest income | $8,926,000 | 2,177 |
| Provision for loan and lease losses | $402,000 | 2,821 |
| Total noninterest income | $1,746,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,316,000 | 1,225 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $430,000 | 3,563 |
| Total noninterest expense | $6,324,000 | 2,354 |
| Salaries and employee benefits | $3,214,000 | 2,463 |
| Premises and equipment expense | $1,008,000 | 2,168 |
| Additional noninterest expense | $2,102,000 | 2,203 |
| Pre-tax net operating income | $3,946,000 | 2,014 |
| Securities gains (losses) | $11,000 | 3,555 |
| Applicable income taxes | $1,086,000 | 2,085 |
| Income before extraordinary items | $2,871,000 | 2,090 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,871,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 655 |
| Net operating income | $2,862,970 | 2,019 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,716,000 | 2,493 |
| Total interest expense | $6,765,000 | 2,367 |
| Net interest income | $6,951,000 | 2,578 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $1,533,000 | 2,471 |
| Gross Fiduciary activities income | $6,000 | 1,512 |
| Service charges on deposit accounts | $1,125,000 | 1,329 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $402,000 | 3,520 |
| Total noninterest expense | $5,511,000 | 2,563 |
| Salaries and employee benefits | $2,647,000 | 2,813 |
| Premises and equipment expense | $943,000 | 2,261 |
| Additional noninterest expense | $1,921,000 | 2,323 |
| Pre-tax net operating income | $2,648,000 | 2,550 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $710,000 | 2,642 |
| Income before extraordinary items | $1,976,000 | 2,567 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,976,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,784 |
| Cash dividends | $1,619,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 739 |
| Net operating income | $1,947,880 | 2,517 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 4,278 |
| Total interest expense | $4,397,000 | 3,696 |
| Net interest income | $3,237,000 | 4,881 |
| Provision for loan and lease losses | $145,000 | 4,470 |
| Total noninterest income | $760,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $553,000 | 2,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $3,037,000 | 4,186 |
| Salaries and employee benefits | $1,367,000 | 4,707 |
| Premises and equipment expense | $444,000 | 4,169 |
| Additional noninterest expense | $1,226,000 | 3,363 |
| Pre-tax net operating income | $815,000 | 5,820 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $222,000 | 5,208 |
| Income before extraordinary items | $593,000 | 5,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $593,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,466 |
| Cash dividends | $353,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $451,000 | 553 |
| Net operating income | $593,000 | 5,895 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 5,012 |
| Total interest expense | $3,340,000 | 4,210 |
| Net interest income | $2,544,000 | 5,737 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $650,000 | 4,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $650,000 | 2,493 |
| Total noninterest expense | $2,582,000 | 4,763 |
| Salaries and employee benefits | $1,201,000 | 5,161 |
| Premises and equipment expense | $513,000 | 3,683 |
| Additional noninterest expense | $868,000 | 4,497 |
| Pre-tax net operating income | $566,000 | 6,846 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $141,000 | 6,391 |
| Income before extraordinary items | $422,000 | 6,866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $422,000 | 6,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $424,250 | 6,824 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 5,853 |
| Total interest expense | $2,976,000 | 4,765 |
| Net interest income | $1,801,000 | 7,048 |
| Provision for loan and lease losses | $46,000 | 6,765 |
| Total noninterest income | $383,000 | 5,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $383,000 | 3,522 |
| Total noninterest expense | $1,851,000 | 5,881 |
| Salaries and employee benefits | $886,000 | 6,269 |
| Premises and equipment expense | $378,000 | 4,620 |
| Additional noninterest expense | $587,000 | 5,839 |
| Pre-tax net operating income | $287,000 | 8,476 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $25,000 | 8,790 |
| Income before extraordinary items | $266,000 | 8,137 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $266,000 | 8,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $262,360 | 8,079 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 6,196 |
| Total interest expense | $2,875,000 | 4,893 |
| Net interest income | $1,655,000 | 7,647 |
| Provision for loan and lease losses | $43,000 | 6,927 |
| Total noninterest income | $185,000 | 8,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $1,599,000 | 6,537 |
| Salaries and employee benefits | $850,000 | 6,537 |
| Premises and equipment expense | $291,000 | 5,538 |
| Additional noninterest expense | $458,000 | 6,858 |
| Pre-tax net operating income | $198,000 | 9,589 |
| Securities gains (losses) | $65,000 | 1,192 |
| Applicable income taxes | $13,000 | 9,855 |
| Income before extraordinary items | $250,000 | 8,754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $250,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $188,250 | 9,216 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 6,481 |
| Total interest expense | $2,620,000 | 5,331 |
| Net interest income | $1,783,000 | 7,591 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $139,000 | 6,188 |
| Total noninterest expense | $1,751,000 | 6,497 |
| Salaries and employee benefits | $673,000 | 7,696 |
| Premises and equipment expense | $367,000 | 4,862 |
| Additional noninterest expense | $711,000 | 5,680 |
| Pre-tax net operating income | $101,000 | 10,357 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $-24,000 | 11,004 |
| Income before extraordinary items | $132,000 | 9,950 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $132,000 | 9,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $5,700,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $125,000 | 9,949 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 6,739 |
| Total interest expense | $2,888,000 | 4,930 |
| Net interest income | $1,371,000 | 8,870 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $126,000 | 9,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $126,000 | 6,498 |
| Total noninterest expense | $1,150,000 | 8,389 |
| Salaries and employee benefits | $419,000 | 9,806 |
| Premises and equipment expense | $210,000 | 7,008 |
| Additional noninterest expense | $521,000 | 7,099 |
| Pre-tax net operating income | $259,000 | 10,050 |
| Securities gains (losses) | $29,000 | 1,653 |
| Applicable income taxes | $50,000 | 10,190 |
| Income before extraordinary items | $238,000 | 9,523 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $238,000 | 9,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,435 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $213,930 | 9,758 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 6,894 |
| Total interest expense | $2,316,000 | 4,957 |
| Net interest income | $1,526,000 | 8,812 |
| Provision for loan and lease losses | $140,000 | 3,750 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $931,000 | 9,630 |
| Salaries and employee benefits | $380,000 | 10,465 |
| Premises and equipment expense | $245,000 | 6,609 |
| Additional noninterest expense | $306,000 | 9,893 |
| Pre-tax net operating income | $518,000 | 8,535 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $101,000 | 9,345 |
| Income before extraordinary items | $417,000 | 8,024 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $417,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $417,000 | 8,068 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 7,065 |
| Total interest expense | $2,335,000 | 5,097 |
| Net interest income | $1,505,000 | 9,087 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $865,000 | 10,369 |
| Salaries and employee benefits | $389,000 | 10,750 |
| Premises and equipment expense | $220,000 | 7,289 |
| Additional noninterest expense | $256,000 | 10,997 |
| Pre-tax net operating income | $586,000 | 8,045 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $30,000 | 11,384 |
| Income before extraordinary items | $558,000 | 7,095 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $558,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 12,949 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $556,100 | 6,847 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 7,568 |
| Total interest expense | $2,585,000 | 5,821 |
| Net interest income | $1,371,000 | 9,732 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $-161,000 | 13,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-161,000 | 13,944 |
| Total noninterest expense | $739,000 | 11,312 |
| Salaries and employee benefits | $323,000 | 11,754 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $201,000 | 11,068 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 3,530 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $109,360 | 11,512 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.