Home > Clarkston State Bank > Income and Expense
Clarkston State Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,248,000 | 2,554 |
| Total interest expense | $1,724,000 | 2,577 |
| Net interest income | $8,524,000 | 2,508 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $470,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $189,000 | 3,235 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $281,000 | 3,645 |
| Total noninterest expense | $6,111,000 | 2,672 |
| Salaries and employee benefits | $3,638,000 | 2,610 |
| Premises and equipment expense | $382,000 | 3,546 |
| Additional noninterest expense | $2,091,000 | 2,477 |
| Pre-tax net operating income | $2,883,000 | 2,525 |
| Securities gains (losses) | $-62,000 | 5,040 |
| Applicable income taxes | $586,000 | 1,864 |
| Income before extraordinary items | $2,235,000 | 2,742 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,235,000 | 2,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,235,000 | 2,744 |
| Net charge-offs | $-3,000 | 4,276 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 400 |
| Net operating income | $2,283,980 | 2,676 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,526,000 | 2,617 |
| Total interest expense | $1,253,000 | 2,636 |
| Net interest income | $6,273,000 | 2,574 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $377,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $143,000 | 3,253 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $234,000 | 3,558 |
| Total noninterest expense | $3,902,000 | 2,957 |
| Salaries and employee benefits | $2,316,000 | 2,888 |
| Premises and equipment expense | $274,000 | 3,653 |
| Additional noninterest expense | $1,312,000 | 2,806 |
| Pre-tax net operating income | $2,748,000 | 2,229 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $579,000 | 1,677 |
| Income before extraordinary items | $2,169,000 | 2,409 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,169,000 | 2,410 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,169,000 | 2,410 |
| Net charge-offs | $-2,000 | 4,087 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 448 |
| Net operating income | $2,169,000 | 2,380 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 2,664 |
| Total interest expense | $764,000 | 2,733 |
| Net interest income | $4,125,000 | 2,605 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $267,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $96,000 | 3,248 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $171,000 | 3,457 |
| Total noninterest expense | $2,629,000 | 2,950 |
| Salaries and employee benefits | $1,549,000 | 2,905 |
| Premises and equipment expense | $181,000 | 3,684 |
| Additional noninterest expense | $899,000 | 2,776 |
| Pre-tax net operating income | $1,763,000 | 2,253 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $374,000 | 1,677 |
| Income before extraordinary items | $1,389,000 | 2,433 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,389,000 | 2,433 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,389,000 | 2,433 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 435 |
| Net operating income | $1,389,000 | 2,410 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 2,730 |
| Total interest expense | $336,000 | 2,876 |
| Net interest income | $2,022,000 | 2,655 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $109,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $49,000 | 3,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 3,825 |
| Total noninterest expense | $1,337,000 | 2,933 |
| Salaries and employee benefits | $807,000 | 2,844 |
| Premises and equipment expense | $90,000 | 3,703 |
| Additional noninterest expense | $440,000 | 2,814 |
| Pre-tax net operating income | $794,000 | 2,371 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $169,000 | 1,730 |
| Income before extraordinary items | $625,000 | 2,555 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $625,000 | 2,554 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $625,000 | 2,554 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 401 |
| Net operating income | $625,000 | 2,539 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,502,000 | 2,821 |
| Total interest expense | $962,000 | 2,988 |
| Net interest income | $7,540,000 | 2,756 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $643,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $218,000 | 3,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,277 |
| Total noninterest expense | $4,960,000 | 3,069 |
| Salaries and employee benefits | $2,983,000 | 2,979 |
| Premises and equipment expense | $322,000 | 3,907 |
| Additional noninterest expense | $1,655,000 | 2,970 |
| Pre-tax net operating income | $3,223,000 | 2,398 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $664,000 | 1,731 |
| Income before extraordinary items | $2,559,000 | 2,563 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,559,000 | 2,562 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,559,000 | 2,562 |
| Net charge-offs | $-11,000 | 4,537 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 490 |
| Net operating income | $2,559,000 | 2,552 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 2,861 |
| Total interest expense | $674,000 | 3,024 |
| Net interest income | $5,563,000 | 2,801 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $527,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $165,000 | 3,215 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,142 |
| Total noninterest expense | $3,736,000 | 3,067 |
| Salaries and employee benefits | $2,252,000 | 2,969 |
| Premises and equipment expense | $236,000 | 3,994 |
| Additional noninterest expense | $1,248,000 | 2,957 |
| Pre-tax net operating income | $2,354,000 | 2,477 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $492,000 | 1,800 |
| Income before extraordinary items | $1,862,000 | 2,639 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,862,000 | 2,638 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,862,000 | 2,638 |
| Net charge-offs | $-9,000 | 4,451 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 480 |
| Net operating income | $1,862,000 | 2,630 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 2,906 |
| Total interest expense | $394,000 | 3,150 |
| Net interest income | $3,655,000 | 2,832 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $367,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $114,000 | 3,167 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $253,000 | 3,089 |
| Total noninterest expense | $2,500,000 | 3,076 |
| Salaries and employee benefits | $1,504,000 | 2,981 |
| Premises and equipment expense | $152,000 | 4,066 |
| Additional noninterest expense | $844,000 | 2,938 |
| Pre-tax net operating income | $1,522,000 | 2,501 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $312,000 | 1,831 |
| Income before extraordinary items | $1,210,000 | 2,657 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,210,000 | 2,656 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,210,000 | 2,656 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 475 |
| Net operating income | $1,210,000 | 2,646 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 2,940 |
| Total interest expense | $179,000 | 3,260 |
| Net interest income | $1,813,000 | 2,863 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $125,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $60,000 | 3,115 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $65,000 | 3,899 |
| Total noninterest expense | $1,265,000 | 3,076 |
| Salaries and employee benefits | $754,000 | 2,996 |
| Premises and equipment expense | $76,000 | 4,119 |
| Additional noninterest expense | $435,000 | 2,910 |
| Pre-tax net operating income | $673,000 | 2,646 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $140,000 | 1,889 |
| Income before extraordinary items | $533,000 | 2,794 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $533,000 | 2,794 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $533,000 | 2,794 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 493 |
| Net operating income | $533,000 | 2,784 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 2,955 |
| Total interest expense | $535,000 | 3,578 |
| Net interest income | $7,131,000 | 2,853 |
| Provision for loan and lease losses | $-220,000 | 5,447 |
| Total noninterest income | $659,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $213,000 | 3,374 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $446,000 | 3,303 |
| Total noninterest expense | $4,873,000 | 3,131 |
| Salaries and employee benefits | $2,947,000 | 3,029 |
| Premises and equipment expense | $315,000 | 4,097 |
| Additional noninterest expense | $1,611,000 | 3,078 |
| Pre-tax net operating income | $3,137,000 | 2,414 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,277,000 | 1,182 |
| Income before extraordinary items | $860,000 | 3,909 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $860,000 | 3,908 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $860,000 | 3,909 |
| Net charge-offs | $-505,000 | 5,568 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $860,000 | 3,900 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 2,998 |
| Total interest expense | $359,000 | 3,757 |
| Net interest income | $5,302,000 | 2,890 |
| Provision for loan and lease losses | $-265,000 | 5,588 |
| Total noninterest income | $553,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $163,000 | 3,367 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $390,000 | 3,124 |
| Total noninterest expense | $3,561,000 | 3,209 |
| Salaries and employee benefits | $2,156,000 | 3,084 |
| Premises and equipment expense | $266,000 | 3,904 |
| Additional noninterest expense | $1,139,000 | 3,212 |
| Pre-tax net operating income | $2,559,000 | 2,330 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $888,000 | 1,571 |
| Income before extraordinary items | $1,671,000 | 2,686 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,671,000 | 2,685 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,671,000 | 2,686 |
| Net charge-offs | $-502,000 | 5,639 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,671,000 | 2,672 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 3,025 |
| Total interest expense | $198,000 | 4,013 |
| Net interest income | $3,492,000 | 2,904 |
| Provision for loan and lease losses | $-310,000 | 5,676 |
| Total noninterest income | $439,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $106,000 | 3,401 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $333,000 | 2,813 |
| Total noninterest expense | $2,368,000 | 3,232 |
| Salaries and employee benefits | $1,423,000 | 3,126 |
| Premises and equipment expense | $179,000 | 3,910 |
| Additional noninterest expense | $766,000 | 3,200 |
| Pre-tax net operating income | $1,873,000 | 2,130 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $653,000 | 1,466 |
| Income before extraordinary items | $1,220,000 | 2,492 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,220,000 | 2,491 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,220,000 | 2,492 |
| Net charge-offs | $-500,000 | 5,722 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,220,000 | 2,473 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,090 |
| Total interest expense | $75,000 | 4,419 |
| Net interest income | $1,720,000 | 2,938 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $167,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,274 |
| Total noninterest expense | $1,219,000 | 3,206 |
| Salaries and employee benefits | $728,000 | 3,119 |
| Premises and equipment expense | $89,000 | 3,957 |
| Additional noninterest expense | $402,000 | 3,105 |
| Pre-tax net operating income | $623,000 | 2,739 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $212,000 | 1,811 |
| Income before extraordinary items | $411,000 | 3,092 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $411,000 | 3,091 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $411,000 | 3,092 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $411,000 | 3,075 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 3,159 |
| Total interest expense | $185,000 | 5,047 |
| Net interest income | $6,701,000 | 2,971 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $724,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $219,000 | 3,465 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $505,000 | 3,255 |
| Total noninterest expense | $4,875,000 | 3,229 |
| Salaries and employee benefits | $2,828,000 | 3,141 |
| Premises and equipment expense | $366,000 | 3,936 |
| Additional noninterest expense | $1,681,000 | 3,102 |
| Pre-tax net operating income | $2,500,000 | 2,677 |
| Securities gains (losses) | $12,000 | 2,595 |
| Applicable income taxes | $930,000 | 1,721 |
| Income before extraordinary items | $1,582,000 | 3,189 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,582,000 | 3,188 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,582,000 | 3,188 |
| Net charge-offs | $-188,000 | 5,649 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,574,320 | 3,146 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 3,192 |
| Total interest expense | $130,000 | 5,170 |
| Net interest income | $4,972,000 | 3,008 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $473,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $164,000 | 3,477 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $309,000 | 3,536 |
| Total noninterest expense | $3,783,000 | 3,176 |
| Salaries and employee benefits | $2,223,000 | 3,052 |
| Premises and equipment expense | $280,000 | 3,916 |
| Additional noninterest expense | $1,280,000 | 3,063 |
| Pre-tax net operating income | $1,632,000 | 2,970 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $607,000 | 1,884 |
| Income before extraordinary items | $1,025,000 | 3,455 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,025,000 | 3,452 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,025,000 | 3,455 |
| Net charge-offs | $-34,000 | 5,255 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 658 |
| Net operating income | $1,025,000 | 3,396 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 3,214 |
| Total interest expense | $88,000 | 5,203 |
| Net interest income | $3,297,000 | 3,032 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $283,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $106,000 | 3,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,761 |
| Total noninterest expense | $2,607,000 | 3,123 |
| Salaries and employee benefits | $1,538,000 | 2,994 |
| Premises and equipment expense | $193,000 | 3,879 |
| Additional noninterest expense | $876,000 | 3,031 |
| Pre-tax net operating income | $973,000 | 3,120 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $366,000 | 1,952 |
| Income before extraordinary items | $607,000 | 3,664 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $607,000 | 3,660 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $607,000 | 3,663 |
| Net charge-offs | $-29,000 | 5,343 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 636 |
| Net operating income | $607,000 | 3,593 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 3,253 |
| Total interest expense | $45,000 | 5,214 |
| Net interest income | $1,617,000 | 3,080 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $133,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $87,000 | 3,747 |
| Total noninterest expense | $1,354,000 | 3,071 |
| Salaries and employee benefits | $826,000 | 2,888 |
| Premises and equipment expense | $100,000 | 3,866 |
| Additional noninterest expense | $428,000 | 3,085 |
| Pre-tax net operating income | $396,000 | 3,421 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $152,000 | 2,088 |
| Income before extraordinary items | $244,000 | 3,962 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $244,000 | 3,959 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $244,000 | 3,960 |
| Net charge-offs | $-15,000 | 5,360 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $244,000 | 3,900 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,025,000 | 3,431 |
| Total interest expense | $209,000 | 5,113 |
| Net interest income | $5,816,000 | 3,251 |
| Provision for loan and lease losses | $-275,000 | 5,856 |
| Total noninterest income | $758,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $196,000 | 3,739 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $562,000 | 3,124 |
| Total noninterest expense | $4,967,000 | 3,235 |
| Salaries and employee benefits | $2,820,000 | 3,152 |
| Premises and equipment expense | $450,000 | 3,668 |
| Additional noninterest expense | $1,697,000 | 3,134 |
| Pre-tax net operating income | $1,882,000 | 3,118 |
| Securities gains (losses) | $34,000 | 1,912 |
| Applicable income taxes | $642,000 | 2,002 |
| Income before extraordinary items | $1,274,000 | 3,504 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,274,000 | 3,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,274,000 | 3,504 |
| Net charge-offs | $69,000 | 2,994 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 639 |
| Net operating income | $1,251,560 | 3,509 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 3,489 |
| Total interest expense | $161,000 | 5,164 |
| Net interest income | $4,310,000 | 3,307 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $894,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $148,000 | 3,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $746,000 | 2,405 |
| Total noninterest expense | $3,735,000 | 3,239 |
| Salaries and employee benefits | $2,141,000 | 3,147 |
| Premises and equipment expense | $351,000 | 3,664 |
| Additional noninterest expense | $1,243,000 | 3,201 |
| Pre-tax net operating income | $1,469,000 | 3,113 |
| Securities gains (losses) | $34,000 | 1,718 |
| Applicable income taxes | $503,000 | 2,013 |
| Income before extraordinary items | $1,000,000 | 3,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 3,499 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,000,000 | 3,500 |
| Net charge-offs | $72,000 | 2,462 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 586 |
| Net operating income | $977,220 | 3,487 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 3,534 |
| Total interest expense | $108,000 | 5,202 |
| Net interest income | $2,834,000 | 3,347 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $580,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $99,000 | 3,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $481,000 | 2,453 |
| Total noninterest expense | $2,529,000 | 3,238 |
| Salaries and employee benefits | $1,450,000 | 3,148 |
| Premises and equipment expense | $257,000 | 3,480 |
| Additional noninterest expense | $822,000 | 3,245 |
| Pre-tax net operating income | $885,000 | 3,295 |
| Securities gains (losses) | $34,000 | 1,433 |
| Applicable income taxes | $310,000 | 2,104 |
| Income before extraordinary items | $609,000 | 3,643 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $609,000 | 3,644 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $609,000 | 3,645 |
| Net charge-offs | $87,000 | 1,850 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 533 |
| Net operating income | $586,560 | 3,645 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 3,542 |
| Total interest expense | $52,000 | 5,291 |
| Net interest income | $1,417,000 | 3,351 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $440,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $394,000 | 1,790 |
| Total noninterest expense | $1,341,000 | 3,131 |
| Salaries and employee benefits | $795,000 | 2,981 |
| Premises and equipment expense | $130,000 | 3,482 |
| Additional noninterest expense | $416,000 | 3,216 |
| Pre-tax net operating income | $516,000 | 2,964 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $175,000 | 1,952 |
| Income before extraordinary items | $341,000 | 3,418 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $341,000 | 3,421 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $341,000 | 3,421 |
| Net charge-offs | $101,000 | 1,109 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 468 |
| Net operating income | $341,000 | 3,338 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 3,551 |
| Total interest expense | $210,000 | 5,445 |
| Net interest income | $5,734,000 | 3,349 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $785,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $231,000 | 3,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $554,000 | 3,126 |
| Total noninterest expense | $4,930,000 | 3,347 |
| Salaries and employee benefits | $2,890,000 | 3,158 |
| Premises and equipment expense | $470,000 | 3,785 |
| Additional noninterest expense | $1,570,000 | 3,453 |
| Pre-tax net operating income | $1,589,000 | 3,370 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-485,000 | 6,382 |
| Income before extraordinary items | $2,074,000 | 2,634 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,074,000 | 2,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,074,000 | 2,634 |
| Net charge-offs | $-52,000 | 6,002 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 552 |
| Net operating income | $2,074,000 | 2,590 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 3,596 |
| Total interest expense | $157,000 | 5,520 |
| Net interest income | $4,282,000 | 3,388 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $596,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $180,000 | 3,659 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $416,000 | 3,182 |
| Total noninterest expense | $3,680,000 | 3,381 |
| Salaries and employee benefits | $2,135,000 | 3,210 |
| Premises and equipment expense | $353,000 | 3,830 |
| Additional noninterest expense | $1,192,000 | 3,423 |
| Pre-tax net operating income | $1,198,000 | 3,439 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,198,000 | 3,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,198,000 | 3,151 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,198,000 | 3,152 |
| Net charge-offs | $-32,000 | 5,911 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 516 |
| Net operating income | $1,198,000 | 3,107 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 3,612 |
| Total interest expense | $105,000 | 5,571 |
| Net interest income | $2,827,000 | 3,404 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $426,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $125,000 | 3,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $301,000 | 3,034 |
| Total noninterest expense | $2,474,000 | 3,374 |
| Salaries and employee benefits | $1,425,000 | 3,228 |
| Premises and equipment expense | $240,000 | 3,807 |
| Additional noninterest expense | $809,000 | 3,377 |
| Pre-tax net operating income | $779,000 | 3,423 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $779,000 | 3,136 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $779,000 | 3,142 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $779,000 | 3,142 |
| Net charge-offs | $-21,000 | 5,911 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 472 |
| Net operating income | $779,000 | 3,097 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 3,643 |
| Total interest expense | $54,000 | 5,612 |
| Net interest income | $1,402,000 | 3,437 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $275,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $214,000 | 2,455 |
| Total noninterest expense | $1,262,000 | 3,349 |
| Salaries and employee benefits | $730,000 | 3,201 |
| Premises and equipment expense | $126,000 | 3,744 |
| Additional noninterest expense | $406,000 | 3,377 |
| Pre-tax net operating income | $415,000 | 3,239 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $415,000 | 2,924 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 2,927 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $415,000 | 2,927 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 396 |
| Net operating income | $415,000 | 2,889 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 3,772 |
| Total interest expense | $294,000 | 5,421 |
| Net interest income | $5,348,000 | 3,546 |
| Provision for loan and lease losses | $-410,000 | 6,565 |
| Total noninterest income | $561,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $267,000 | 3,580 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $294,000 | 4,120 |
| Total noninterest expense | $4,835,000 | 3,488 |
| Salaries and employee benefits | $2,589,000 | 3,456 |
| Premises and equipment expense | $471,000 | 3,857 |
| Additional noninterest expense | $1,775,000 | 3,236 |
| Pre-tax net operating income | $1,484,000 | 3,431 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-3,614,000 | 6,752 |
| Income before extraordinary items | $5,098,000 | 1,200 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,098,000 | 1,202 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,098,000 | 1,203 |
| Net charge-offs | $207,000 | 2,978 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 586 |
| Net operating income | $5,098,000 | 1,179 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 3,845 |
| Total interest expense | $233,000 | 5,426 |
| Net interest income | $3,942,000 | 3,603 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $486,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $205,000 | 3,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $281,000 | 3,840 |
| Total noninterest expense | $3,478,000 | 3,600 |
| Salaries and employee benefits | $1,837,000 | 3,617 |
| Premises and equipment expense | $358,000 | 3,874 |
| Additional noninterest expense | $1,283,000 | 3,325 |
| Pre-tax net operating income | $890,000 | 3,879 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $890,000 | 3,633 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $890,000 | 3,635 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $890,000 | 3,637 |
| Net charge-offs | $165,000 | 2,767 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 562 |
| Net operating income | $890,000 | 3,560 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 3,894 |
| Total interest expense | $164,000 | 5,401 |
| Net interest income | $2,576,000 | 3,647 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $343,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $142,000 | 3,448 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $201,000 | 3,777 |
| Total noninterest expense | $2,326,000 | 3,612 |
| Salaries and employee benefits | $1,219,000 | 3,640 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $865,000 | 3,310 |
| Pre-tax net operating income | $533,000 | 4,039 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $533,000 | 3,816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $533,000 | 3,817 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $533,000 | 3,819 |
| Net charge-offs | $189,000 | 2,153 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 529 |
| Net operating income | $533,000 | 3,727 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 3,975 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $1,255,000 | 3,718 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $198,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 3,397 |
| Total noninterest expense | $1,196,000 | 3,568 |
| Salaries and employee benefits | $631,000 | 3,593 |
| Premises and equipment expense | $130,000 | 3,713 |
| Additional noninterest expense | $435,000 | 3,309 |
| Pre-tax net operating income | $227,000 | 4,283 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $227,000 | 4,061 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $227,000 | 4,064 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $227,000 | 4,064 |
| Net charge-offs | $-22,000 | 6,473 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 492 |
| Net operating income | $227,000 | 3,964 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 4,020 |
| Total interest expense | $459,000 | 5,274 |
| Net interest income | $5,123,000 | 3,755 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $674,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $238,000 | 3,953 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $436,000 | 3,530 |
| Total noninterest expense | $5,140,000 | 3,396 |
| Salaries and employee benefits | $2,525,000 | 3,549 |
| Premises and equipment expense | $521,000 | 3,717 |
| Additional noninterest expense | $2,094,000 | 2,991 |
| Pre-tax net operating income | $477,000 | 4,966 |
| Securities gains (losses) | $197,000 | 1,714 |
| Applicable income taxes | $-1,500,000 | 6,991 |
| Income before extraordinary items | $2,174,000 | 2,436 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,174,000 | 2,436 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,174,000 | 2,437 |
| Net charge-offs | $607,000 | 2,400 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 763 |
| Net operating income | $1,977,000 | 2,484 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 4,077 |
| Total interest expense | $365,000 | 5,287 |
| Net interest income | $3,839,000 | 3,816 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $489,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $176,000 | 4,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,624 |
| Total noninterest expense | $3,596,000 | 3,603 |
| Salaries and employee benefits | $1,665,000 | 3,873 |
| Premises and equipment expense | $388,000 | 3,786 |
| Additional noninterest expense | $1,543,000 | 3,035 |
| Pre-tax net operating income | $597,000 | 4,460 |
| Securities gains (losses) | $169,000 | 1,572 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $766,000 | 3,932 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $766,000 | 3,932 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $766,000 | 3,934 |
| Net charge-offs | $529,000 | 2,111 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 794 |
| Net operating income | $597,000 | 4,193 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 4,115 |
| Total interest expense | $253,000 | 5,318 |
| Net interest income | $2,554,000 | 3,835 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $303,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 3,780 |
| Total noninterest expense | $2,403,000 | 3,617 |
| Salaries and employee benefits | $1,091,000 | 3,947 |
| Premises and equipment expense | $257,000 | 3,801 |
| Additional noninterest expense | $1,055,000 | 2,988 |
| Pre-tax net operating income | $364,000 | 4,584 |
| Securities gains (losses) | $153,000 | 1,303 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $517,000 | 3,930 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 3,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $517,000 | 3,933 |
| Net charge-offs | $330,000 | 2,215 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $364,000 | 4,331 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,203 |
| Total interest expense | $132,000 | 5,346 |
| Net interest income | $1,251,000 | 3,913 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $1,232,000 | 3,564 |
| Salaries and employee benefits | $554,000 | 3,929 |
| Premises and equipment expense | $132,000 | 3,770 |
| Additional noninterest expense | $546,000 | 2,883 |
| Pre-tax net operating income | $127,000 | 5,141 |
| Securities gains (losses) | $60,000 | 1,150 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $187,000 | 4,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 4,490 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $187,000 | 4,491 |
| Net charge-offs | $325,000 | 1,415 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $127,000 | 4,932 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 4,344 |
| Total interest expense | $705,000 | 5,184 |
| Net interest income | $4,738,000 | 4,048 |
| Provision for loan and lease losses | $2,859,000 | 1,239 |
| Total noninterest income | $-333,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $326,000 | 3,436 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-659,000 | 7,137 |
| Total noninterest expense | $4,946,000 | 3,569 |
| Salaries and employee benefits | $2,015,000 | 4,158 |
| Premises and equipment expense | $522,000 | 3,921 |
| Additional noninterest expense | $2,409,000 | 2,661 |
| Pre-tax net operating income | $-3,400,000 | 6,953 |
| Securities gains (losses) | $55,000 | 2,526 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,345,000 | 6,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,345,000 | 6,976 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,345,000 | 6,976 |
| Net charge-offs | $2,559,000 | 1,327 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 787 |
| Net operating income | $-3,400,000 | 6,961 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 4,437 |
| Total interest expense | $555,000 | 5,204 |
| Net interest income | $3,444,000 | 4,169 |
| Provision for loan and lease losses | $275,000 | 3,725 |
| Total noninterest income | $388,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $266,000 | 3,270 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $122,000 | 4,847 |
| Total noninterest expense | $3,470,000 | 3,751 |
| Salaries and employee benefits | $1,482,000 | 4,201 |
| Premises and equipment expense | $393,000 | 3,957 |
| Additional noninterest expense | $1,595,000 | 2,977 |
| Pre-tax net operating income | $87,000 | 5,860 |
| Securities gains (losses) | $55,000 | 2,274 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $142,000 | 5,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 5,740 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $142,000 | 5,740 |
| Net charge-offs | $679,000 | 2,320 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 756 |
| Net operating income | $87,000 | 5,832 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 4,465 |
| Total interest expense | $386,000 | 5,217 |
| Net interest income | $2,294,000 | 4,190 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $333,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $188,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 4,012 |
| Total noninterest expense | $2,385,000 | 3,704 |
| Salaries and employee benefits | $1,017,000 | 4,161 |
| Premises and equipment expense | $270,000 | 3,911 |
| Additional noninterest expense | $1,098,000 | 2,944 |
| Pre-tax net operating income | $242,000 | 4,878 |
| Securities gains (losses) | $55,000 | 1,535 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $297,000 | 4,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $297,000 | 4,461 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $297,000 | 4,463 |
| Net charge-offs | $362,000 | 2,475 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 649 |
| Net operating income | $242,000 | 4,665 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 4,545 |
| Total interest expense | $205,000 | 5,198 |
| Net interest income | $1,105,000 | 4,293 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $222,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $95,000 | 3,089 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,175 |
| Total noninterest expense | $1,246,000 | 3,592 |
| Salaries and employee benefits | $507,000 | 4,185 |
| Premises and equipment expense | $142,000 | 3,848 |
| Additional noninterest expense | $597,000 | 2,730 |
| Pre-tax net operating income | $81,000 | 5,368 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $81,000 | 5,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $81,000 | 5,272 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $81,000 | 5,274 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 492 |
| Net operating income | $81,000 | 5,216 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 4,573 |
| Total interest expense | $1,297,000 | 4,612 |
| Net interest income | $4,159,000 | 4,470 |
| Provision for loan and lease losses | $910,000 | 3,197 |
| Total noninterest income | $645,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $373,000 | 3,198 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $272,000 | 4,102 |
| Total noninterest expense | $4,816,000 | 3,728 |
| Salaries and employee benefits | $1,935,000 | 4,331 |
| Premises and equipment expense | $496,000 | 4,209 |
| Additional noninterest expense | $2,385,000 | 2,786 |
| Pre-tax net operating income | $-922,000 | 6,443 |
| Securities gains (losses) | $105,000 | 2,124 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-817,000 | 6,512 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-817,000 | 6,514 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-817,000 | 6,514 |
| Net charge-offs | $2,043,000 | 1,835 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 751 |
| Net operating income | $-922,000 | 6,518 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 4,641 |
| Total interest expense | $1,070,000 | 4,531 |
| Net interest income | $3,066,000 | 4,580 |
| Provision for loan and lease losses | $910,000 | 2,636 |
| Total noninterest income | $536,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $284,000 | 3,248 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $252,000 | 3,827 |
| Total noninterest expense | $3,649,000 | 3,705 |
| Salaries and employee benefits | $1,485,000 | 4,294 |
| Premises and equipment expense | $367,000 | 4,292 |
| Additional noninterest expense | $1,797,000 | 2,733 |
| Pre-tax net operating income | $-957,000 | 6,774 |
| Securities gains (losses) | $50,000 | 2,404 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-907,000 | 6,866 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-907,000 | 6,866 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-907,000 | 6,866 |
| Net charge-offs | $1,534,000 | 1,765 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $767,000 | 323 |
| Net operating income | $-957,000 | 6,838 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 4,652 |
| Total interest expense | $780,000 | 4,412 |
| Net interest income | $2,005,000 | 4,639 |
| Provision for loan and lease losses | $260,000 | 3,834 |
| Total noninterest income | $355,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $196,000 | 3,195 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $159,000 | 3,885 |
| Total noninterest expense | $2,446,000 | 3,688 |
| Salaries and employee benefits | $987,000 | 4,322 |
| Premises and equipment expense | $243,000 | 4,343 |
| Additional noninterest expense | $1,216,000 | 2,685 |
| Pre-tax net operating income | $-346,000 | 6,617 |
| Securities gains (losses) | $50,000 | 1,887 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-296,000 | 6,689 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-296,000 | 6,690 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-296,000 | 6,690 |
| Net charge-offs | $993,000 | 1,733 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 272 |
| Net operating income | $-346,000 | 6,690 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,668 |
| Total interest expense | $421,000 | 4,346 |
| Net interest income | $989,000 | 4,718 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $208,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $104,000 | 3,074 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $1,246,000 | 3,656 |
| Salaries and employee benefits | $507,000 | 4,311 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $610,000 | 2,672 |
| Pre-tax net operating income | $-99,000 | 6,649 |
| Securities gains (losses) | $33,000 | 1,315 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-66,000 | 6,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-66,000 | 6,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-66,000 | 6,666 |
| Net charge-offs | $83,000 | 3,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-99,000 | 6,689 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 4,507 |
| Total interest expense | $2,420,000 | 3,982 |
| Net interest income | $3,802,000 | 4,722 |
| Provision for loan and lease losses | $3,380,000 | 1,827 |
| Total noninterest income | $742,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $470,000 | 3,025 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $272,000 | 4,129 |
| Total noninterest expense | $5,438,000 | 3,437 |
| Salaries and employee benefits | $2,227,000 | 4,034 |
| Premises and equipment expense | $547,000 | 4,145 |
| Additional noninterest expense | $2,664,000 | 2,602 |
| Pre-tax net operating income | $-4,274,000 | 7,096 |
| Securities gains (losses) | $140,000 | 1,843 |
| Applicable income taxes | $157,000 | 2,574 |
| Income before extraordinary items | $-4,291,000 | 7,192 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,291,000 | 7,191 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,291,000 | 7,191 |
| Net charge-offs | $4,095,000 | 1,319 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,431,000 | 7,212 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 4,526 |
| Total interest expense | $1,946,000 | 3,917 |
| Net interest income | $2,793,000 | 4,786 |
| Provision for loan and lease losses | $560,000 | 3,630 |
| Total noninterest income | $814,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $370,000 | 2,925 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $444,000 | 3,022 |
| Total noninterest expense | $3,946,000 | 3,527 |
| Salaries and employee benefits | $1,736,000 | 3,953 |
| Premises and equipment expense | $447,000 | 3,926 |
| Additional noninterest expense | $1,763,000 | 2,858 |
| Pre-tax net operating income | $-899,000 | 6,603 |
| Securities gains (losses) | $141,000 | 1,551 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-758,000 | 6,602 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-758,000 | 6,603 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-758,000 | 6,603 |
| Net charge-offs | $1,505,000 | 1,766 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-899,000 | 6,685 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 4,479 |
| Total interest expense | $1,395,000 | 3,856 |
| Net interest income | $1,859,000 | 4,788 |
| Provision for loan and lease losses | $560,000 | 2,809 |
| Total noninterest income | $772,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $260,000 | 2,774 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $512,000 | 2,188 |
| Total noninterest expense | $2,690,000 | 3,507 |
| Salaries and employee benefits | $1,182,000 | 3,941 |
| Premises and equipment expense | $304,000 | 3,890 |
| Additional noninterest expense | $1,204,000 | 2,821 |
| Pre-tax net operating income | $-619,000 | 6,738 |
| Securities gains (losses) | $114,000 | 1,396 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-505,000 | 6,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-505,000 | 6,778 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-505,000 | 6,778 |
| Net charge-offs | $1,367,000 | 1,409 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-619,000 | 6,863 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 4,436 |
| Total interest expense | $773,000 | 3,699 |
| Net interest income | $901,000 | 4,879 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $547,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $134,000 | 2,678 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $413,000 | 1,586 |
| Total noninterest expense | $1,346,000 | 3,438 |
| Salaries and employee benefits | $625,000 | 3,800 |
| Premises and equipment expense | $157,000 | 3,852 |
| Additional noninterest expense | $564,000 | 2,703 |
| Pre-tax net operating income | $102,000 | 5,016 |
| Securities gains (losses) | $74,000 | 1,129 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $176,000 | 4,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 4,081 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $176,000 | 4,081 |
| Net charge-offs | $733,000 | 1,125 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,000 | 4,771 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 3,903 |
| Total interest expense | $4,082,000 | 3,470 |
| Net interest income | $4,590,000 | 4,177 |
| Provision for loan and lease losses | $8,210,000 | 690 |
| Total noninterest income | $491,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $552,000 | 2,804 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-61,000 | 8,100 |
| Total noninterest expense | $5,645,000 | 3,255 |
| Salaries and employee benefits | $2,182,000 | 4,167 |
| Premises and equipment expense | $540,000 | 4,255 |
| Additional noninterest expense | $2,923,000 | 2,051 |
| Pre-tax net operating income | $-8,774,000 | 7,961 |
| Securities gains (losses) | $31,000 | 1,908 |
| Applicable income taxes | $1,178,000 | 1,053 |
| Income before extraordinary items | $-9,921,000 | 7,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,921,000 | 7,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,016,000 | 588 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-9,952,000 | 8,028 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,779,000 | 3,849 |
| Total interest expense | $3,230,000 | 3,435 |
| Net interest income | $3,549,000 | 4,130 |
| Provision for loan and lease losses | $5,110,000 | 636 |
| Total noninterest income | $294,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $408,000 | 2,851 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-114,000 | 8,274 |
| Total noninterest expense | $4,301,000 | 3,183 |
| Salaries and employee benefits | $1,517,000 | 4,429 |
| Premises and equipment expense | $382,000 | 4,431 |
| Additional noninterest expense | $2,402,000 | 1,845 |
| Pre-tax net operating income | $-5,568,000 | 8,151 |
| Securities gains (losses) | $31,000 | 1,730 |
| Applicable income taxes | $-1,882,000 | 8,173 |
| Income before extraordinary items | $-3,655,000 | 8,060 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,655,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,088,000 | 519 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,675,460 | 8,113 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 3,805 |
| Total interest expense | $2,395,000 | 3,291 |
| Net interest income | $2,287,000 | 4,217 |
| Provision for loan and lease losses | $1,418,000 | 989 |
| Total noninterest income | $478,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $266,000 | 2,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $212,000 | 3,649 |
| Total noninterest expense | $2,967,000 | 3,092 |
| Salaries and employee benefits | $870,000 | 4,936 |
| Premises and equipment expense | $237,000 | 4,655 |
| Additional noninterest expense | $1,860,000 | 1,577 |
| Pre-tax net operating income | $-1,620,000 | 8,107 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $-540,000 | 8,190 |
| Income before extraordinary items | $-1,049,000 | 8,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,049,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,785,000 | 599 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,069,460 | 8,006 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 3,722 |
| Total interest expense | $1,324,000 | 3,199 |
| Net interest income | $1,181,000 | 4,147 |
| Provision for loan and lease losses | $967,000 | 635 |
| Total noninterest income | $240,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $128,000 | 2,918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $112,000 | 3,569 |
| Total noninterest expense | $1,440,000 | 3,187 |
| Salaries and employee benefits | $461,000 | 4,811 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $862,000 | 1,663 |
| Pre-tax net operating income | $-986,000 | 8,268 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $-324,000 | 8,319 |
| Income before extraordinary items | $-630,000 | 8,207 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-630,000 | 8,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $768,000 | 547 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-651,120 | 8,203 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,539,000 | 3,382 |
| Total interest expense | $6,030,000 | 2,995 |
| Net interest income | $5,509,000 | 3,732 |
| Provision for loan and lease losses | $5,270,000 | 393 |
| Total noninterest income | $630,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $508,000 | 3,023 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $122,000 | 5,909 |
| Total noninterest expense | $5,915,000 | 2,999 |
| Salaries and employee benefits | $1,865,000 | 4,625 |
| Premises and equipment expense | $568,000 | 3,989 |
| Additional noninterest expense | $3,482,000 | 1,590 |
| Pre-tax net operating income | $-5,046,000 | 8,443 |
| Securities gains (losses) | $-206,000 | 8,256 |
| Applicable income taxes | $-1,901,000 | 8,455 |
| Income before extraordinary items | $-3,351,000 | 8,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,351,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,584,000 | 289 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,219,160 | 8,400 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,955,000 | 3,302 |
| Total interest expense | $4,614,000 | 2,946 |
| Net interest income | $4,341,000 | 3,613 |
| Provision for loan and lease losses | $2,613,000 | 415 |
| Total noninterest income | $717,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $386,000 | 2,988 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $331,000 | 3,565 |
| Total noninterest expense | $4,235,000 | 3,088 |
| Salaries and employee benefits | $1,343,000 | 4,733 |
| Premises and equipment expense | $372,000 | 4,380 |
| Additional noninterest expense | $2,520,000 | 1,618 |
| Pre-tax net operating income | $-1,790,000 | 8,425 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $-713,000 | 8,477 |
| Income before extraordinary items | $-1,079,000 | 8,347 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,079,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,622,000 | 323 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,077,720 | 8,339 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 3,212 |
| Total interest expense | $3,127,000 | 2,899 |
| Net interest income | $3,054,000 | 3,483 |
| Provision for loan and lease losses | $57,000 | 4,230 |
| Total noninterest income | $470,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $259,000 | 2,959 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $211,000 | 3,679 |
| Total noninterest expense | $2,844,000 | 3,096 |
| Salaries and employee benefits | $974,000 | 4,494 |
| Premises and equipment expense | $261,000 | 4,256 |
| Additional noninterest expense | $1,609,000 | 1,690 |
| Pre-tax net operating income | $623,000 | 4,563 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $167,000 | 3,504 |
| Income before extraordinary items | $454,000 | 4,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $454,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,093,000 | 424 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $455,460 | 4,780 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 3,151 |
| Total interest expense | $1,599,000 | 2,828 |
| Net interest income | $1,542,000 | 3,468 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $227,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $1,439,000 | 3,088 |
| Salaries and employee benefits | $497,000 | 4,454 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $813,000 | 1,654 |
| Pre-tax net operating income | $330,000 | 4,435 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $250,000 | 4,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 808 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $251,520 | 4,532 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,277,000 | 3,022 |
| Total interest expense | $5,879,000 | 2,643 |
| Net interest income | $6,398,000 | 3,348 |
| Provision for loan and lease losses | $2,261,000 | 500 |
| Total noninterest income | $717,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $495,000 | 3,078 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $222,000 | 4,914 |
| Total noninterest expense | $4,841,000 | 3,440 |
| Salaries and employee benefits | $2,044,000 | 4,195 |
| Premises and equipment expense | $602,000 | 3,756 |
| Additional noninterest expense | $2,195,000 | 2,365 |
| Pre-tax net operating income | $13,000 | 7,915 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $-64,000 | 8,318 |
| Income before extraordinary items | $56,000 | 7,832 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $56,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,540,000 | 478 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $69,440 | 7,778 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 3,052 |
| Total interest expense | $4,286,000 | 2,629 |
| Net interest income | $4,754,000 | 3,407 |
| Provision for loan and lease losses | $1,556,000 | 506 |
| Total noninterest income | $530,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $372,000 | 3,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 5,034 |
| Total noninterest expense | $3,624,000 | 3,433 |
| Salaries and employee benefits | $1,539,000 | 4,169 |
| Premises and equipment expense | $472,000 | 3,632 |
| Additional noninterest expense | $1,613,000 | 2,393 |
| Pre-tax net operating income | $104,000 | 7,792 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $-34,000 | 8,478 |
| Income before extraordinary items | $141,000 | 7,524 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $141,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,510,000 | 337 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $138,000 | 7,544 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 3,111 |
| Total interest expense | $2,777,000 | 2,605 |
| Net interest income | $3,041,000 | 3,511 |
| Provision for loan and lease losses | $1,326,000 | 389 |
| Total noninterest income | $372,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $264,000 | 2,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 4,971 |
| Total noninterest expense | $2,409,000 | 3,450 |
| Salaries and employee benefits | $1,026,000 | 4,192 |
| Premises and equipment expense | $312,000 | 3,653 |
| Additional noninterest expense | $1,071,000 | 2,412 |
| Pre-tax net operating income | $-322,000 | 8,482 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $-156,000 | 8,670 |
| Income before extraordinary items | $-163,000 | 8,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-163,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,736,000 | 235 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-164,920 | 8,399 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 3,163 |
| Total interest expense | $1,319,000 | 2,614 |
| Net interest income | $1,476,000 | 3,583 |
| Provision for loan and lease losses | $803,000 | 318 |
| Total noninterest income | $219,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $154,000 | 2,544 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $1,196,000 | 3,481 |
| Salaries and employee benefits | $489,000 | 4,353 |
| Premises and equipment expense | $159,000 | 3,609 |
| Additional noninterest expense | $548,000 | 2,339 |
| Pre-tax net operating income | $-304,000 | 8,619 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $-132,000 | 8,712 |
| Income before extraordinary items | $-169,000 | 8,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-169,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 275 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-170,920 | 8,529 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,733,000 | 2,960 |
| Total interest expense | $4,535,000 | 2,399 |
| Net interest income | $6,198,000 | 3,332 |
| Provision for loan and lease losses | $1,335,000 | 795 |
| Total noninterest income | $842,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $588,000 | 2,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,698 |
| Total noninterest expense | $5,123,000 | 3,169 |
| Salaries and employee benefits | $2,178,000 | 3,874 |
| Premises and equipment expense | $638,000 | 3,473 |
| Additional noninterest expense | $2,307,000 | 2,169 |
| Pre-tax net operating income | $582,000 | 6,476 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $215,000 | 4,579 |
| Income before extraordinary items | $368,000 | 6,900 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $368,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 871 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $367,360 | 6,885 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 2,954 |
| Total interest expense | $3,299,000 | 2,363 |
| Net interest income | $4,618,000 | 3,341 |
| Provision for loan and lease losses | $1,240,000 | 621 |
| Total noninterest income | $696,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $471,000 | 2,564 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $225,000 | 4,353 |
| Total noninterest expense | $3,967,000 | 3,050 |
| Salaries and employee benefits | $1,706,000 | 3,737 |
| Premises and equipment expense | $478,000 | 3,469 |
| Additional noninterest expense | $1,783,000 | 2,088 |
| Pre-tax net operating income | $107,000 | 7,988 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $36,000 | 5,989 |
| Income before extraordinary items | $72,000 | 8,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $72,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 673 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $71,330 | 8,065 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 2,952 |
| Total interest expense | $2,072,000 | 2,366 |
| Net interest income | $3,088,000 | 3,328 |
| Provision for loan and lease losses | $355,000 | 1,319 |
| Total noninterest income | $492,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $342,000 | 2,353 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $150,000 | 4,323 |
| Total noninterest expense | $2,673,000 | 3,006 |
| Salaries and employee benefits | $1,212,000 | 3,532 |
| Premises and equipment expense | $325,000 | 3,391 |
| Additional noninterest expense | $1,136,000 | 2,174 |
| Pre-tax net operating income | $552,000 | 5,220 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $156,000 | 4,190 |
| Income before extraordinary items | $397,000 | 5,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $397,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,627 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $396,280 | 5,437 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 3,016 |
| Total interest expense | $964,000 | 2,412 |
| Net interest income | $1,513,000 | 3,386 |
| Provision for loan and lease losses | $95,000 | 2,131 |
| Total noninterest income | $243,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $159,000 | 2,442 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,085 |
| Total noninterest expense | $1,324,000 | 3,045 |
| Salaries and employee benefits | $592,000 | 3,606 |
| Premises and equipment expense | $159,000 | 3,485 |
| Additional noninterest expense | $573,000 | 2,136 |
| Pre-tax net operating income | $337,000 | 4,703 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $119,000 | 3,485 |
| Income before extraordinary items | $219,000 | 5,184 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $219,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $218,350 | 5,168 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 3,389 |
| Total interest expense | $2,820,000 | 2,759 |
| Net interest income | $5,255,000 | 3,664 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $734,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $504,000 | 3,130 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $230,000 | 4,807 |
| Total noninterest expense | $3,654,000 | 4,024 |
| Salaries and employee benefits | $1,908,000 | 4,153 |
| Premises and equipment expense | $448,000 | 4,421 |
| Additional noninterest expense | $1,298,000 | 3,530 |
| Pre-tax net operating income | $2,005,000 | 3,496 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $541,000 | 3,209 |
| Income before extraordinary items | $1,456,000 | 3,710 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,456,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,117 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,461,840 | 3,642 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 3,500 |
| Total interest expense | $2,001,000 | 2,842 |
| Net interest income | $3,753,000 | 3,790 |
| Provision for loan and lease losses | $295,000 | 2,304 |
| Total noninterest income | $503,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $339,000 | 3,378 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 4,928 |
| Total noninterest expense | $2,506,000 | 4,290 |
| Salaries and employee benefits | $1,366,000 | 4,274 |
| Premises and equipment expense | $309,000 | 4,669 |
| Additional noninterest expense | $831,000 | 3,972 |
| Pre-tax net operating income | $1,455,000 | 3,638 |
| Securities gains (losses) | $-16,000 | 8,610 |
| Applicable income taxes | $322,000 | 3,671 |
| Income before extraordinary items | $1,117,000 | 3,727 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,117,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,096 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,129,480 | 3,626 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 3,580 |
| Total interest expense | $1,289,000 | 2,913 |
| Net interest income | $2,440,000 | 3,859 |
| Provision for loan and lease losses | $185,000 | 2,331 |
| Total noninterest income | $296,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $208,000 | 3,541 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 5,416 |
| Total noninterest expense | $1,636,000 | 4,390 |
| Salaries and employee benefits | $893,000 | 4,349 |
| Premises and equipment expense | $200,000 | 4,757 |
| Additional noninterest expense | $543,000 | 4,056 |
| Pre-tax net operating income | $915,000 | 3,748 |
| Securities gains (losses) | $-14,000 | 8,740 |
| Applicable income taxes | $180,000 | 3,964 |
| Income before extraordinary items | $721,000 | 3,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,885 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $732,200 | 3,666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 3,638 |
| Total interest expense | $652,000 | 2,926 |
| Net interest income | $1,185,000 | 3,934 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 3,683 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $33,000 | 5,928 |
| Total noninterest expense | $783,000 | 4,544 |
| Salaries and employee benefits | $424,000 | 4,541 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $259,000 | 4,194 |
| Pre-tax net operating income | $451,000 | 3,780 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $116,000 | 3,541 |
| Income before extraordinary items | $341,000 | 3,917 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $341,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,081 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $336,500 | 3,830 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,650,000 | 3,976 |
| Total interest expense | $2,556,000 | 3,283 |
| Net interest income | $4,094,000 | 4,293 |
| Provision for loan and lease losses | $496,000 | 2,185 |
| Total noninterest income | $599,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $344,000 | 4,001 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $255,000 | 4,821 |
| Total noninterest expense | $2,698,000 | 4,947 |
| Salaries and employee benefits | $1,508,000 | 4,832 |
| Premises and equipment expense | $321,000 | 5,459 |
| Additional noninterest expense | $869,000 | 4,764 |
| Pre-tax net operating income | $1,499,000 | 4,126 |
| Securities gains (losses) | $532,000 | 720 |
| Applicable income taxes | $458,000 | 3,539 |
| Income before extraordinary items | $1,581,000 | 3,436 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,573,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,052 |
| Cash dividends | $76,000 | 5,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,171,360 | 4,027 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 4,133 |
| Total interest expense | $1,907,000 | 3,399 |
| Net interest income | $2,916,000 | 4,470 |
| Provision for loan and lease losses | $496,000 | 1,675 |
| Total noninterest income | $480,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $253,000 | 4,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,546 |
| Total noninterest expense | $1,989,000 | 5,001 |
| Salaries and employee benefits | $1,130,000 | 4,825 |
| Premises and equipment expense | $231,000 | 5,572 |
| Additional noninterest expense | $628,000 | 4,855 |
| Pre-tax net operating income | $911,000 | 4,802 |
| Securities gains (losses) | $525,000 | 661 |
| Applicable income taxes | $357,000 | 3,602 |
| Income before extraordinary items | $1,079,000 | 3,801 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,079,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,870 |
| Cash dividends | $76,000 | 4,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $685,250 | 4,868 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 4,240 |
| Total interest expense | $1,307,000 | 3,430 |
| Net interest income | $1,854,000 | 4,623 |
| Provision for loan and lease losses | $426,000 | 1,315 |
| Total noninterest income | $293,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $165,000 | 4,075 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $128,000 | 4,871 |
| Total noninterest expense | $1,319,000 | 5,007 |
| Salaries and employee benefits | $754,000 | 4,827 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $414,000 | 4,886 |
| Pre-tax net operating income | $402,000 | 5,842 |
| Securities gains (losses) | $430,000 | 632 |
| Applicable income taxes | $224,000 | 3,750 |
| Income before extraordinary items | $608,000 | 4,256 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $608,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,176 |
| Cash dividends | $61,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $294,100 | 5,941 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 4,341 |
| Total interest expense | $673,000 | 3,420 |
| Net interest income | $868,000 | 4,814 |
| Provision for loan and lease losses | $243,000 | 1,156 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 4,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $622,000 | 5,218 |
| Salaries and employee benefits | $353,000 | 5,047 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $110,000 | 7,039 |
| Securities gains (losses) | $210,000 | 634 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $241,000 | 4,806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,497 |
| Cash dividends | $15,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $83,500 | 7,069 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 4,607 |
| Total interest expense | $2,709,000 | 3,852 |
| Net interest income | $3,214,000 | 5,063 |
| Provision for loan and lease losses | $243,000 | 3,923 |
| Total noninterest income | $387,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $271,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 6,134 |
| Total noninterest expense | $2,457,000 | 5,142 |
| Salaries and employee benefits | $1,294,000 | 5,205 |
| Premises and equipment expense | $386,000 | 4,773 |
| Additional noninterest expense | $777,000 | 5,035 |
| Pre-tax net operating income | $901,000 | 5,485 |
| Securities gains (losses) | $205,000 | 1,149 |
| Applicable income taxes | $249,000 | 4,770 |
| Income before extraordinary items | $857,000 | 5,021 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $857,000 | 5,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,072 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $699,150 | 5,422 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 5,818 |
| Total interest expense | $2,640,000 | 5,205 |
| Net interest income | $2,077,000 | 6,320 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $308,000 | 6,354 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $184,000 | 5,335 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $1,925,000 | 5,884 |
| Salaries and employee benefits | $846,000 | 6,595 |
| Premises and equipment expense | $301,000 | 5,503 |
| Additional noninterest expense | $778,000 | 4,877 |
| Pre-tax net operating income | $370,000 | 7,112 |
| Securities gains (losses) | $249,000 | 1,029 |
| Applicable income taxes | $195,000 | 5,073 |
| Income before extraordinary items | $424,000 | 6,435 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $424,000 | 6,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,161 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $254,680 | 7,297 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 7,112 |
| Total interest expense | $1,661,000 | 6,836 |
| Net interest income | $1,639,000 | 7,233 |
| Provision for loan and lease losses | $243,000 | 3,303 |
| Total noninterest income | $239,000 | 6,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $1,372,000 | 7,063 |
| Salaries and employee benefits | $658,000 | 7,393 |
| Premises and equipment expense | $256,000 | 5,964 |
| Additional noninterest expense | $458,000 | 6,717 |
| Pre-tax net operating income | $263,000 | 8,062 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $-190,000 | 9,689 |
| Income before extraordinary items | $444,000 | 6,608 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $444,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $453,000 | 6,589 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 9,454 |
| Total interest expense | $432,000 | 9,584 |
| Net interest income | $739,000 | 9,197 |
| Provision for loan and lease losses | $142,000 | 4,395 |
| Total noninterest income | $70,000 | 9,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,661 |
| Total noninterest expense | $1,174,000 | 7,631 |
| Salaries and employee benefits | $552,000 | 8,025 |
| Premises and equipment expense | $148,000 | 7,698 |
| Additional noninterest expense | $474,000 | 6,716 |
| Pre-tax net operating income | $-507,000 | 9,851 |
| Securities gains (losses) | $-48,000 | 9,785 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-555,000 | 9,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-555,000 | 9,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-507,000 | 9,878 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,000 | 10,454 |
| Total interest expense | $0 | 10,441 |
| Net interest income | $14,000 | 10,448 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $124,000 | 10,422 |
| Salaries and employee benefits | $68,000 | 10,411 |
| Premises and equipment expense | $17,000 | 10,340 |
| Additional noninterest expense | $39,000 | 10,414 |
| Pre-tax net operating income | $-110,000 | 9,923 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-110,000 | 9,966 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-110,000 | 9,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,497,000 | 125 |
| Net operating income | $-110,000 | 9,933 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.