Home > Clarkston State Bank > Net charge- offs to loans
Clarkston State Bank, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0714% | 3,673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0482% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1504% | 1,082 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0733% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0142% | 4,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0142% | 4,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.2927% | 4,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,693 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0928% | 3,831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0038% | 3,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0038% | 3,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2786% | 1,156 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.2647% | 4,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,549 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0659% | 3,817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 4,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3635% | 1,154 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,175 |
| Percentage Net Loans Charged-off:Construction & development | -0.2052% | 4,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1127% | 3,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 4,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5401% | 1,129 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0563% | 5,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3160% | 4,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3056% | 5,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0818% | 5,262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2459% | 4,129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0613% | 5,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5823% | 5,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 3,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 3,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4096% | 5,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0903% | 5,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3758% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0599% | 5,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.8216% | 5,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0087% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0087% | 3,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6224% | 5,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1071% | 5,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3333% | 4,204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0874% | 5,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.4004% | 5,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0148% | 3,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0148% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 4,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1553% | 5,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6832% | 4,286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1120% | 5,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 4,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1334% | 5,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1535% | 5,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 5,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7846% | 5,808 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4189% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8085% | 5,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0570% | 4,807 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0154% | 5,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0154% | 4,961 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0328% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 5,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 5,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1707% | 5,662 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6910% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 5,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0224% | 4,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0224% | 4,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0431% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 5,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 5,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1889% | 5,749 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8809% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0889% | 5,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0705% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0454% | 5,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 5,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0335% | 5,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2090% | 5,823 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2945% | 4,488 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0884% | 5,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0753% | 4,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1122% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2438% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3820% | 6,060 |
| Percentage Net Loans Charged-off: Home equity loans | -2.1439% | 4,582 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2842% | 6,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0808% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7753% | 5,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1706% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3415% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8761% | 6,146 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8791% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8754% | 6,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1014% | 5,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1014% | 5,320 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4631% | 5,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2820% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5331% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.5562% | 6,221 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5738% | 4,650 |
| All other 1-4 family - Percent of loans charged-off, net | -2.7242% | 6,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 4,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6244% | 5,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3534% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6259% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1351% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.7331% | 6,296 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4210% | 4,667 |
| All other 1-4 family - Percent of loans charged-off, net | -5.3574% | 6,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 4,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -7.6296% | 5,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0475% | 5,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 5,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 5,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2981% | 6,289 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1233% | 4,782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1164% | 6,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1174% | 5,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5015% | 6,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5015% | 6,082 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1770% | 5,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 5,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 5,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2617% | 6,323 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0027% | 4,817 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0944% | 6,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1325% | 5,470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6891% | 6,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6891% | 6,194 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1925% | 5,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0393% | 5,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 5,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4035% | 6,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9617% | 4,841 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2755% | 6,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1590% | 5,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1566% | 5,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0899% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3822% | 6,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9193% | 4,863 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2604% | 6,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2881% | 5,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2048% | 5,776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2079% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 6,097 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3391% | 5,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7242% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7267% | 4,969 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5308% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4142% | 6,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5369% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5369% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1187% | 5,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2239% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3203% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 6,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4757% | 5,389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9176% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5437% | 4,992 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7341% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4974% | 6,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1230% | 5,888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3918% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5296% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 6,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7124% | 5,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5560% | 52 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4877% | 4,993 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8274% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5966% | 6,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9709% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9709% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1068% | 5,850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0925% | 6,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 5,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3911% | 5,432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3774% | 4,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2046% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8761% | 6,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0657% | 5,817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6623% | 1,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5741% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0689% | 2,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6726% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3815% | 5,140 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6423% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6720% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0349% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0349% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1236% | 6,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7720% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5593% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1206% | 2,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2078% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3121% | 5,179 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0435% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6473% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8721% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8721% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1535% | 6,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7221% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9427% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3147% | 1,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6781% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4526% | 5,214 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9040% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6180% | 6,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5417% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5417% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1311% | 6,194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4399% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8450% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1633% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2115% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7202% | 5,259 |
| All other 1-4 family - Percent of loans charged-off, net | 7.8218% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5817% | 6,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9259% | 6,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9259% | 6,806 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0892% | 6,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0142% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8211% | 341 |
| Percentage Net Loans Charged-off:Construction & development | -0.2818% | 6,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1567% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1657% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8996% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1157% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9807% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7973% | 6,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0764% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8543% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.3790% | 6,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7471% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9311% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0405% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4129% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7990% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1803% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1737% | 3,520 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2087% | 6,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8807% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3761% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.1160% | 6,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2046% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 7.2540% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6437% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4329% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2530% | 6,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2389% | 6,771 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8283% | 6,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 4,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1734% | 2,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9771% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2652% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5467% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3838% | 7,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4160% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7976% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 10.0778% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1033% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2255% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0259% | 5,493 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4649% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6171% | 7,201 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2134% | 7,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2130% | 6,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3876% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7240% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 9.5705% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9118% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4860% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0335% | 5,548 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8371% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3082% | 7,116 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9578% | 7,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2846% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6770% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 13.2205% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6176% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3721% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2783% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1375% | 7,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3740% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5808% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0736% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2729% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5665% | 7,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1722% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2388% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 6.4810% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9066% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1208% | 6,145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.3604% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2215% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 10.4165% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2804% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0093% | 2,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0054% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3538% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 7.6325% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2148% | 1,917 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1593% | 6,153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.2228% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7496% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 8.9918% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9788% | 7,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1104% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6791% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1280% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 9.4140% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3386% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2357% | 6,159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.6126% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3302% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 11.6928% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9870% | 7,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8536% | 2,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8016% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3231% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 17.5815% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1676% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.5980% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 9.1984% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1682% | 7,741 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3295% | 7,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0752% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9941% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 8.5587% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3348% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.9642% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.5895% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 7.9931% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3743% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.3894% | 59 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9161% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3546% | 7,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4889% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7810% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 5.4958% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3068% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2218% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6733% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6722% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 6.2479% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.4989% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2035% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5640% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8721% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0618% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.5751% | 966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6202% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5809% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5725% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.9702% | 34 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3129% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4158% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8237% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8451% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3632% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.7153% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6132% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0585% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5435% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 5.2896% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8876% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1407% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8801% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3537% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.3223% | 35 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2477% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5038% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9228% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 3.1721% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9556% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3112% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5249% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1282% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2221% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9289% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5459% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1818% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 2.4538% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9555% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1984% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1906% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2909% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8692% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9084% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4843% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8829% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 3.3128% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9837% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0885% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1508% | 8,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5408% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1200% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9785% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 4.1090% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3638% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6950% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0072% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0896% | 7,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4858% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2286% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 5.2135% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 7,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0086% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0597% | 7,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6093% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3181% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 7.7569% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0960% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9254% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4310% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2681% | 7,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9461% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3137% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 9.0309% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3817% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1746% | 7,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5714% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4710% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8554% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7125% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7521% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1243% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3880% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2263% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6819% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3493% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3055% | 4,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7890% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9140% | 8,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0070% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3705% | 8,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6109% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2382% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0353% | 8,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3080% | 3,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3580% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2388% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6807% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7497% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3797% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0596% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6047% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6502% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5728% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0792% | 9,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2531% | 8,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3020% | 5,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 4,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4543% | 2,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1055% | 6,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 6,655 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 6,355 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | NA | NA |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |