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Claremont Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$20,771,000	1,838
Total interest expense	$8,195,000	1,471
Net interest income	$12,576,000	2,050
Provision for loan and lease losses	$-203,000	4,393
Total noninterest income	$3,040,000	1,616
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$495,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,545,000	1,403
Total noninterest expense	$15,770,000	1,462
Salaries and employee benefits	$8,721,000	1,487
Premises and equipment expense	$1,641,000	1,433
Additional noninterest expense	$2,545,000	1,403
Pre-tax net operating income	$49,000	4,287
Securities gains (losses)	$1,856,000	49
Applicable income taxes	$198,000	2,450
Income before extraordinary items	$1,707,000	2,944
Extraordinary gains, net	$0	54
Net income	$1,707,000	2,977
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,707,000	2,946
Net charge-offs	$-77,000	4,286
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$36,600	4,308
2023-09-30 (YTD Data)		Rank
Total interest income	$15,416,000	1,818
Total interest expense	$5,782,000	1,440
Net interest income	$9,634,000	2,037
Provision for loan and lease losses	$165,000	1,816
Total noninterest income	$2,206,000	1,647
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$359,000	1,695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,847,000	1,420
Total noninterest expense	$11,215,000	1,518
Salaries and employee benefits	$6,601,000	1,480
Premises and equipment expense	$1,174,000	1,486
Additional noninterest expense	$1,847,000	1,420
Pre-tax net operating income	$460,000	3,952
Securities gains (losses)	$-740,000	4,415
Applicable income taxes	$-208,000	4,535
Income before extraordinary items	$-72,000	4,429
Extraordinary gains, net	$0	52
Net income	$-72,000	4,425
Minority interest net income	$0	81
Net income of bank and minority interests.	$-72,000	4,429
Net charge-offs	$-19,000	3,984
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$512,600	3,837
2023-06-30 (YTD Data)		Rank
Total interest income	$10,103,000	1,811
Total interest expense	$3,507,000	1,410
Net interest income	$6,596,000	2,025
Provision for loan and lease losses	$157,000	1,492
Total noninterest income	$1,462,000	1,581
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$236,000	1,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,226,000	1,349
Total noninterest expense	$7,482,000	1,502
Salaries and employee benefits	$4,340,000	1,483
Premises and equipment expense	$791,000	1,469
Additional noninterest expense	$1,226,000	1,348
Pre-tax net operating income	$419,000	3,821
Securities gains (losses)	$792,000	57
Applicable income taxes	$156,000	2,290
Income before extraordinary items	$1,055,000	2,798
Extraordinary gains, net	$0	51
Net income	$1,055,000	2,829
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,055,000	2,798
Net charge-offs	$-9,000	3,888
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$365,960	3,839
2023-03-31 (YTD Data)		Rank
Total interest income	$4,941,000	1,827
Total interest expense	$1,660,000	1,339
Net interest income	$3,281,000	2,041
Provision for loan and lease losses	$164,000	979
Total noninterest income	$710,000	1,601
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$118,000	1,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	1,373
Total noninterest expense	$3,806,000	1,505
Salaries and employee benefits	$2,165,000	1,521
Premises and equipment expense	$414,000	1,442
Additional noninterest expense	$592,000	1,373
Pre-tax net operating income	$21,000	4,422
Securities gains (losses)	$37,000	320
Applicable income taxes	$-37,000	4,546
Income before extraordinary items	$95,000	4,154
Extraordinary gains, net	$0	4
Net income	$95,000	4,154
Minority interest net income	$0	48
Net income of bank and minority interests.	$95,000	4,154
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$58,000	4,328
2022-12-31 (YTD Data)		Rank
Total interest income	$16,793,000	1,791
Total interest expense	$2,369,000	1,424
Net interest income	$14,424,000	1,838
Provision for loan and lease losses	$-206,000	4,446
Total noninterest income	$3,016,000	1,626
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$514,000	1,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,502,000	1,414
Total noninterest expense	$14,542,000	1,528
Salaries and employee benefits	$8,272,000	1,518
Premises and equipment expense	$1,641,000	1,447
Additional noninterest expense	$2,502,000	1,414
Pre-tax net operating income	$3,104,000	2,611
Securities gains (losses)	$-5,284,000	4,634
Applicable income taxes	$-702,000	4,667
Income before extraordinary items	$-1,478,000	4,645
Extraordinary gains, net	$0	5
Net income	$-1,478,000	4,644
Minority interest net income	$0	63
Net income of bank and minority interests.	$-1,478,000	4,645
Net charge-offs	$-169,000	4,403
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,696,360	2,616
2022-09-30 (YTD Data)		Rank
Total interest income	$12,127,000	1,791
Total interest expense	$1,242,000	1,516
Net interest income	$10,885,000	1,814
Provision for loan and lease losses	$-321,000	4,550
Total noninterest income	$2,257,000	1,652
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$393,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,864,000	1,447
Total noninterest expense	$10,748,000	1,544
Salaries and employee benefits	$6,140,000	1,546
Premises and equipment expense	$1,147,000	1,518
Additional noninterest expense	$1,864,000	1,447
Pre-tax net operating income	$2,715,000	2,419
Securities gains (losses)	$-7,940,000	4,705
Applicable income taxes	$-1,303,000	4,726
Income before extraordinary items	$-3,922,000	4,724
Extraordinary gains, net	$0	4
Net income	$-3,922,000	4,724
Minority interest net income	$0	57
Net income of bank and minority interests.	$-3,922,000	4,724
Net charge-offs	$-168,000	4,434
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,350,600	2,417
2022-06-30 (YTD Data)		Rank
Total interest income	$7,852,000	1,778
Total interest expense	$652,000	1,619
Net interest income	$7,200,000	1,786
Provision for loan and lease losses	$-321,000	4,572
Total noninterest income	$1,474,000	1,657
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$250,000	1,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,224,000	1,480
Total noninterest expense	$7,104,000	1,528
Salaries and employee benefits	$4,036,000	1,557
Premises and equipment expense	$798,000	1,469
Additional noninterest expense	$2,270,000	1,464
Pre-tax net operating income	$1,891,000	2,279
Securities gains (losses)	$-5,950,000	4,726
Applicable income taxes	$-1,008,000	4,748
Income before extraordinary items	$-3,051,000	4,743
Extraordinary gains, net	$0	4
Net income	$-3,051,000	4,743
Minority interest net income	$0	60
Net income of bank and minority interests.	$-3,051,000	4,743
Net charge-offs	$-72,000	4,305
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,649,500	2,259
2022-03-31 (YTD Data)		Rank
Total interest income	$3,874,000	1,766
Total interest expense	$301,000	1,676
Net interest income	$3,573,000	1,760
Provision for loan and lease losses	$54,000	1,321
Total noninterest income	$717,000	1,690
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$115,000	1,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	1,504
Total noninterest expense	$3,522,000	1,531
Salaries and employee benefits	$1,969,000	1,586
Premises and equipment expense	$400,000	1,467
Additional noninterest expense	$1,153,000	1,415
Pre-tax net operating income	$714,000	2,527
Securities gains (losses)	$-1,888,000	4,745
Applicable income taxes	$-311,000	4,759
Income before extraordinary items	$-863,000	4,757
Extraordinary gains, net	$0	4
Net income	$-863,000	4,757
Minority interest net income	$0	50
Net income of bank and minority interests.	$-863,000	4,757
Net charge-offs	$-82,000	4,510
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$628,520	2,510
2021-12-31 (YTD Data)		Rank
Total interest income	$15,204,000	1,854
Total interest expense	$1,709,000	1,510
Net interest income	$13,495,000	1,874
Provision for loan and lease losses	$-222,000	4,326
Total noninterest income	$3,103,000	1,765
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$373,000	1,941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,730,000	1,577
Total noninterest expense	$13,683,000	1,567
Salaries and employee benefits	$7,878,000	1,580
Premises and equipment expense	$1,437,000	1,572
Additional noninterest expense	$4,368,000	1,486
Pre-tax net operating income	$3,137,000	2,635
Securities gains (losses)	$5,876,000	71
Applicable income taxes	$1,404,000	1,360
Income before extraordinary items	$7,609,000	1,392
Extraordinary gains, net	$0	10
Net income	$7,609,000	1,392
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,609,000	1,392
Net charge-offs	$54,000	1,618
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,673,160	2,657
2021-09-30 (YTD Data)		Rank
Total interest income	$11,408,000	1,883
Total interest expense	$1,390,000	1,486
Net interest income	$10,018,000	1,916
Provision for loan and lease losses	$-349,000	4,504
Total noninterest income	$2,337,000	1,812
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$270,000	1,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,067,000	1,633
Total noninterest expense	$10,127,000	1,578
Salaries and employee benefits	$5,857,000	1,595
Premises and equipment expense	$1,031,000	1,658
Additional noninterest expense	$3,239,000	1,501
Pre-tax net operating income	$2,577,000	2,633
Securities gains (losses)	$2,821,000	94
Applicable income taxes	$680,000	1,755
Income before extraordinary items	$4,718,000	1,670
Extraordinary gains, net	$0	8
Net income	$4,718,000	1,669
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,718,000	1,670
Net charge-offs	$-45,000	4,172
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,263,730	2,622
2021-06-30 (YTD Data)		Rank
Total interest income	$7,558,000	1,882
Total interest expense	$1,035,000	1,419
Net interest income	$6,523,000	1,940
Provision for loan and lease losses	$-299,000	4,567
Total noninterest income	$1,627,000	1,720
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$172,000	1,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,455,000	1,540
Total noninterest expense	$6,772,000	1,576
Salaries and employee benefits	$3,863,000	1,603
Premises and equipment expense	$657,000	1,715
Additional noninterest expense	$2,252,000	1,434
Pre-tax net operating income	$1,677,000	2,640
Securities gains (losses)	$3,141,000	75
Applicable income taxes	$609,000	1,516
Income before extraordinary items	$4,209,000	1,340
Extraordinary gains, net	$0	6
Net income	$4,209,000	1,340
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,209,000	1,340
Net charge-offs	$44,000	1,199
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,476,330	2,621
2021-03-31 (YTD Data)		Rank
Total interest income	$3,744,000	1,883
Total interest expense	$479,000	1,570
Net interest income	$3,265,000	1,904
Provision for loan and lease losses	$-402,000	4,740
Total noninterest income	$915,000	1,608
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$78,000	2,093
Trading account gains and fees	NA	NA
Additional Noninterest Income	$837,000	1,426
Total noninterest expense	$3,229,000	1,625
Salaries and employee benefits	$1,886,000	1,629
Premises and equipment expense	$338,000	1,693
Additional noninterest expense	$1,005,000	1,543
Pre-tax net operating income	$1,353,000	1,986
Securities gains (losses)	$1,727,000	74
Applicable income taxes	$476,000	1,168
Income before extraordinary items	$2,604,000	1,159
Extraordinary gains, net	$0	3
Net income	$2,604,000	1,159
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,604,000	1,159
Net charge-offs	$49,000	834
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,136,050	2,018
2020-12-31 (YTD Data)		Rank
Total interest income	$16,408,000	1,760
Total interest expense	$2,889,000	1,532
Net interest income	$13,519,000	1,802
Provision for loan and lease losses	$1,184,000	1,456
Total noninterest income	$2,797,000	1,789
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$347,000	2,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,450,000	1,606
Total noninterest expense	$13,167,000	1,575
Salaries and employee benefits	$7,743,000	1,553
Premises and equipment expense	$1,324,000	1,667
Additional noninterest expense	$4,100,000	1,504
Pre-tax net operating income	$1,965,000	2,968
Securities gains (losses)	$971,000	380
Applicable income taxes	$382,000	2,129
Income before extraordinary items	$2,554,000	2,524
Extraordinary gains, net	$0	4
Net income	$2,554,000	2,524
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,554,000	2,524
Net charge-offs	$516,000	949
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,709,230	2,972
2020-09-30 (YTD Data)		Rank
Total interest income	$12,383,000	1,762
Total interest expense	$2,316,000	1,526
Net interest income	$10,067,000	1,808
Provision for loan and lease losses	$1,178,000	1,245
Total noninterest income	$1,929,000	1,827
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$258,000	2,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,671,000	1,651
Total noninterest expense	$9,659,000	1,580
Salaries and employee benefits	$5,753,000	1,552
Premises and equipment expense	$1,141,000	1,504
Additional noninterest expense	$2,765,000	1,613
Pre-tax net operating income	$1,159,000	3,275
Securities gains (losses)	$-1,733,000	5,013
Applicable income taxes	$-71,000	4,908
Income before extraordinary items	$-503,000	4,904
Extraordinary gains, net	$0	4
Net income	$-503,000	4,904
Minority interest net income	$0	65
Net income of bank and minority interests.	$-503,000	4,904
Net charge-offs	$260,000	1,101
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,022,040	3,276
2020-06-30 (YTD Data)		Rank
Total interest income	$8,221,000	1,783
Total interest expense	$1,677,000	1,514
Net interest income	$6,544,000	1,832
Provision for loan and lease losses	$1,156,000	994
Total noninterest income	$1,199,000	1,841
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$168,000	2,126
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,031,000	1,645
Total noninterest expense	$6,387,000	1,583
Salaries and employee benefits	$3,780,000	1,561
Premises and equipment expense	$771,000	1,476
Additional noninterest expense	$1,836,000	1,604
Pre-tax net operating income	$200,000	4,339
Securities gains (losses)	$-2,838,000	5,045
Applicable income taxes	$-278,000	4,979
Income before extraordinary items	$-2,360,000	5,008
Extraordinary gains, net	$0	4
Net income	$-2,360,000	5,008
Minority interest net income	$0	65
Net income of bank and minority interests.	$-2,360,000	5,008
Net charge-offs	$287,000	835
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$165,820	4,365
2020-03-31 (YTD Data)		Rank
Total interest income	$4,141,000	1,768
Total interest expense	$884,000	1,564
Net interest income	$3,257,000	1,795
Provision for loan and lease losses	$614,000	785
Total noninterest income	$539,000	1,866
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$104,000	2,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$435,000	1,644
Total noninterest expense	$3,226,000	1,582
Salaries and employee benefits	$1,934,000	1,540
Premises and equipment expense	$384,000	1,489
Additional noninterest expense	$908,000	1,641
Pre-tax net operating income	$-44,000	4,821
Securities gains (losses)	$-4,617,000	5,086
Applicable income taxes	$-84,000	4,943
Income before extraordinary items	$-4,577,000	5,064
Extraordinary gains, net	$0	4
Net income	$-4,577,000	5,064
Minority interest net income	$0	56
Net income of bank and minority interests.	$-4,577,000	5,064
Net charge-offs	$41,000	1,284
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-52,340	4,835
2019-12-31 (YTD Data)		Rank
Total interest income	$16,713,000	1,769
Total interest expense	$3,311,000	1,691
Net interest income	$13,402,000	1,771
Provision for loan and lease losses	$341,000	1,839
Total noninterest income	$1,907,000	2,017
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$447,000	2,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,460,000	1,815
Total noninterest expense	$13,018,000	1,536
Salaries and employee benefits	$7,324,000	1,567
Premises and equipment expense	$1,780,000	1,289
Additional noninterest expense	$3,914,000	1,535
Pre-tax net operating income	$1,950,000	3,061
Securities gains (losses)	$1,688,000	165
Applicable income taxes	$423,000	2,121
Income before extraordinary items	$3,215,000	2,197
Extraordinary gains, net	$0	11
Net income	$3,215,000	2,199
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,215,000	2,199
Net charge-offs	$147,000	1,938
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,729,560	3,064
2019-09-30 (YTD Data)		Rank
Total interest income	$12,566,000	1,787
Total interest expense	$2,439,000	1,721
Net interest income	$10,127,000	1,786
Provision for loan and lease losses	$273,000	1,682
Total noninterest income	$1,409,000	2,032
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$331,000	2,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,078,000	1,829
Total noninterest expense	$9,756,000	1,540
Salaries and employee benefits	$5,498,000	1,571
Premises and equipment expense	$1,358,000	1,274
Additional noninterest expense	$2,900,000	1,546
Pre-tax net operating income	$1,507,000	3,094
Securities gains (losses)	$844,000	223
Applicable income taxes	$325,000	2,174
Income before extraordinary items	$2,026,000	2,505
Extraordinary gains, net	$0	11
Net income	$2,026,000	2,506
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,026,000	2,506
Net charge-offs	$4,000	3,193
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,300,160	3,110
2019-06-30 (YTD Data)		Rank
Total interest income	$8,354,000	1,787
Total interest expense	$1,597,000	1,719
Net interest income	$6,757,000	1,786
Provision for loan and lease losses	$263,000	1,346
Total noninterest income	$891,000	2,092
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$213,000	2,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$678,000	1,879
Total noninterest expense	$6,408,000	1,564
Salaries and employee benefits	$3,636,000	1,586
Premises and equipment expense	$829,000	1,386
Additional noninterest expense	$1,943,000	1,550
Pre-tax net operating income	$977,000	3,130
Securities gains (losses)	$445,000	240
Applicable income taxes	$220,000	2,135
Income before extraordinary items	$1,202,000	2,670
Extraordinary gains, net	$0	11
Net income	$1,202,000	2,669
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,202,000	2,669
Net charge-offs	$44,000	1,925
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$823,750	3,180
2019-03-31 (YTD Data)		Rank
Total interest income	$4,104,000	1,819
Total interest expense	$772,000	1,715
Net interest income	$3,332,000	1,815
Provision for loan and lease losses	$160,000	1,104
Total noninterest income	$427,000	2,098
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$105,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	1,892
Total noninterest expense	$3,130,000	1,600
Salaries and employee benefits	$1,844,000	1,582
Premises and equipment expense	$421,000	1,390
Additional noninterest expense	$865,000	1,699
Pre-tax net operating income	$469,000	3,159
Securities gains (losses)	$231,000	182
Applicable income taxes	$108,000	2,092
Income before extraordinary items	$592,000	2,642
Extraordinary gains, net	$0	5
Net income	$592,000	2,641
Minority interest net income	$0	52
Net income of bank and minority interests.	$592,000	2,641
Net charge-offs	$5,000	2,211
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$395,650	3,225
2018-12-31 (YTD Data)		Rank
Total interest income	$15,792,000	1,789
Total interest expense	$2,702,000	1,547
Net interest income	$13,090,000	1,805
Provision for loan and lease losses	$550,000	1,375
Total noninterest income	$2,065,000	1,953
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$653,000	1,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,412,000	1,865
Total noninterest expense	$12,747,000	1,529
Salaries and employee benefits	$7,381,000	1,521
Premises and equipment expense	$1,599,000	1,407
Additional noninterest expense	$3,767,000	1,588
Pre-tax net operating income	$1,858,000	3,241
Securities gains (losses)	$1,018,000	81
Applicable income taxes	$421,000	2,130
Income before extraordinary items	$2,455,000	2,614
Extraordinary gains, net	$0	6
Net income	$2,455,000	2,612
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,455,000	2,613
Net charge-offs	$189,000	1,690
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,589,700	3,289
2018-09-30 (YTD Data)		Rank
Total interest income	$11,671,000	1,793
Total interest expense	$1,992,000	1,493
Net interest income	$9,679,000	1,823
Provision for loan and lease losses	$403,000	1,315
Total noninterest income	$1,456,000	2,032
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$507,000	1,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$949,000	1,996
Total noninterest expense	$9,568,000	1,529
Salaries and employee benefits	$5,531,000	1,515
Premises and equipment expense	$1,193,000	1,426
Additional noninterest expense	$2,844,000	1,571
Pre-tax net operating income	$1,164,000	3,543
Securities gains (losses)	$896,000	93
Applicable income taxes	$283,000	2,279
Income before extraordinary items	$1,777,000	2,711
Extraordinary gains, net	$0	5
Net income	$1,777,000	2,710
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,777,000	2,710
Net charge-offs	$156,000	1,410
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,006,440	3,559
2018-06-30 (YTD Data)		Rank
Total interest income	$7,692,000	1,789
Total interest expense	$1,288,000	1,467
Net interest income	$6,404,000	1,834
Provision for loan and lease losses	$339,000	1,094
Total noninterest income	$924,000	2,098
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$332,000	1,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,080
Total noninterest expense	$6,406,000	1,534
Salaries and employee benefits	$3,646,000	1,547
Premises and equipment expense	$800,000	1,437
Additional noninterest expense	$1,960,000	1,537
Pre-tax net operating income	$583,000	3,938
Securities gains (losses)	$500,000	104
Applicable income taxes	$128,000	2,548
Income before extraordinary items	$955,000	3,030
Extraordinary gains, net	$0	6
Net income	$955,000	3,029
Minority interest net income	$0	65
Net income of bank and minority interests.	$955,000	3,029
Net charge-offs	$128,000	1,166
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$515,000	3,919
2018-03-31 (YTD Data)		Rank
Total interest income	$3,774,000	1,805
Total interest expense	$629,000	1,436
Net interest income	$3,145,000	1,859
Provision for loan and lease losses	$280,000	743
Total noninterest income	$468,000	2,051
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$165,000	1,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$303,000	2,008
Total noninterest expense	$3,205,000	1,548
Salaries and employee benefits	$1,798,000	1,587
Premises and equipment expense	$407,000	1,432
Additional noninterest expense	$1,000,000	1,509
Pre-tax net operating income	$128,000	4,738
Securities gains (losses)	$327,000	91
Applicable income taxes	$71,000	2,445
Income before extraordinary items	$384,000	3,313
Extraordinary gains, net	$0	7
Net income	$384,000	3,313
Minority interest net income	$0	52
Net income of bank and minority interests.	$384,000	3,313
Net charge-offs	$105,000	830
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$109,320	4,746
2017-12-31 (YTD Data)		Rank
Total interest income	$14,997,000	1,765
Total interest expense	$2,348,000	1,353
Net interest income	$12,649,000	1,825
Provision for loan and lease losses	$1,414,000	675
Total noninterest income	$2,269,000	1,877
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$666,000	1,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,603,000	1,748
Total noninterest expense	$12,401,000	1,585
Salaries and employee benefits	$7,206,000	1,538
Premises and equipment expense	$1,660,000	1,382
Additional noninterest expense	$3,535,000	1,695
Pre-tax net operating income	$1,103,000	3,932
Securities gains (losses)	$1,473,000	113
Applicable income taxes	$147,000	3,118
Income before extraordinary items	$2,429,000	2,369
Extraordinary gains, net	$0	9
Net income	$2,429,000	2,369
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,429,000	2,369
Net charge-offs	$1,048,000	669
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,044,380	3,656
2017-09-30 (YTD Data)		Rank
Total interest income	$11,130,000	1,787
Total interest expense	$1,700,000	1,373
Net interest income	$9,430,000	1,844
Provision for loan and lease losses	$908,000	755
Total noninterest income	$1,778,000	1,848
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$500,000	1,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,278,000	1,700
Total noninterest expense	$9,550,000	1,553
Salaries and employee benefits	$5,467,000	1,526
Premises and equipment expense	$1,375,000	1,280
Additional noninterest expense	$2,708,000	1,653
Pre-tax net operating income	$750,000	4,149
Securities gains (losses)	$1,001,000	128
Applicable income taxes	$351,000	2,357
Income before extraordinary items	$1,400,000	2,972
Extraordinary gains, net	$0	9
Net income	$1,400,000	2,971
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,400,000	2,972
Net charge-offs	$651,000	667
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$599,200	4,188
2017-06-30 (YTD Data)		Rank
Total interest income	$7,317,000	1,792
Total interest expense	$1,073,000	1,405
Net interest income	$6,244,000	1,835
Provision for loan and lease losses	$775,000	599
Total noninterest income	$1,222,000	1,812
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$322,000	1,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$900,000	1,644
Total noninterest expense	$6,232,000	1,586
Salaries and employee benefits	$3,612,000	1,545
Premises and equipment expense	$913,000	1,293
Additional noninterest expense	$1,707,000	1,735
Pre-tax net operating income	$459,000	4,226
Securities gains (losses)	$598,000	135
Applicable income taxes	$196,000	2,495
Income before extraordinary items	$861,000	3,055
Extraordinary gains, net	$0	11
Net income	$861,000	3,054
Minority interest net income	$0	71
Net income of bank and minority interests.	$861,000	3,055
Net charge-offs	$423,000	653
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$376,620	4,223
2017-03-31 (YTD Data)		Rank
Total interest income	$3,572,000	1,818
Total interest expense	$520,000	1,420
Net interest income	$3,052,000	1,860
Provision for loan and lease losses	$350,000	594
Total noninterest income	$525,000	1,979
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$153,000	1,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$372,000	1,827
Total noninterest expense	$3,084,000	1,614
Salaries and employee benefits	$1,795,000	1,567
Premises and equipment expense	$459,000	1,287
Additional noninterest expense	$830,000	1,780
Pre-tax net operating income	$143,000	4,699
Securities gains (losses)	$285,000	128
Applicable income taxes	$69,000	2,697
Income before extraordinary items	$359,000	3,314
Extraordinary gains, net	$0	8
Net income	$359,000	3,313
Minority interest net income	$0	55
Net income of bank and minority interests.	$359,000	3,314
Net charge-offs	$230,000	547
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$119,600	4,704
2016-12-31 (YTD Data)		Rank
Total interest income	$14,081,000	1,801
Total interest expense	$1,940,000	1,453
Net interest income	$12,141,000	1,842
Provision for loan and lease losses	$306,000	1,970
Total noninterest income	$2,571,000	1,817
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$701,000	1,611
Trading account gains and fees	$49,000	150
Additional Noninterest Income	$1,821,000	1,679
Total noninterest expense	$12,535,000	1,553
Salaries and employee benefits	$7,421,000	1,471
Premises and equipment expense	$1,743,000	1,329
Additional noninterest expense	$3,371,000	1,780
Pre-tax net operating income	$1,871,000	3,169
Securities gains (losses)	$770,000	300
Applicable income taxes	$566,000	2,160
Income before extraordinary items	$2,075,000	2,722
Extraordinary gains, net	$0	5
Net income	$2,075,000	2,719
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,075,000	2,721
Net charge-offs	$67,000	2,934
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,466,700	3,267
2016-09-30 (YTD Data)		Rank
Total interest income	$10,566,000	1,800
Total interest expense	$1,438,000	1,473
Net interest income	$9,128,000	1,841
Provision for loan and lease losses	$175,000	2,207
Total noninterest income	$1,981,000	1,794
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$524,000	1,624
Trading account gains and fees	$71,000	135
Additional Noninterest Income	$1,386,000	1,665
Total noninterest expense	$9,545,000	1,530
Salaries and employee benefits	$5,653,000	1,437
Premises and equipment expense	$1,317,000	1,333
Additional noninterest expense	$2,575,000	1,749
Pre-tax net operating income	$1,389,000	3,230
Securities gains (losses)	$670,000	296
Applicable income taxes	$451,000	2,144
Income before extraordinary items	$1,608,000	2,701
Extraordinary gains, net	$0	5
Net income	$1,608,000	2,701
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,608,000	2,701
Net charge-offs	$-52,000	5,385
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,085,400	3,302
2016-06-30 (YTD Data)		Rank
Total interest income	$7,019,000	1,809
Total interest expense	$943,000	1,485
Net interest income	$6,076,000	1,849
Provision for loan and lease losses	$65,000	2,659
Total noninterest income	$1,505,000	1,620
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$348,000	1,606
Trading account gains and fees	$113,000	116
Additional Noninterest Income	$1,044,000	1,501
Total noninterest expense	$6,404,000	1,532
Salaries and employee benefits	$3,818,000	1,422
Premises and equipment expense	$871,000	1,333
Additional noninterest expense	$1,715,000	1,765
Pre-tax net operating income	$1,112,000	2,891
Securities gains (losses)	$420,000	319
Applicable income taxes	$355,000	1,977
Income before extraordinary items	$1,177,000	2,519
Extraordinary gains, net	$0	16
Net income	$1,177,000	2,518
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,177,000	2,518
Net charge-offs	$-96,000	5,697
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$853,600	3,002
2016-03-31 (YTD Data)		Rank
Total interest income	$3,494,000	1,823
Total interest expense	$471,000	1,485
Net interest income	$3,023,000	1,862
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$923,000	1,387
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$172,000	1,610
Trading account gains and fees	$103,000	93
Additional Noninterest Income	$648,000	1,285
Total noninterest expense	$3,184,000	1,538
Salaries and employee benefits	$1,897,000	1,443
Premises and equipment expense	$452,000	1,301
Additional noninterest expense	$835,000	1,778
Pre-tax net operating income	$732,000	2,406
Securities gains (losses)	$-3,000	5,897
Applicable income taxes	$166,000	2,011
Income before extraordinary items	$563,000	2,546
Extraordinary gains, net	$0	12
Net income	$563,000	2,546
Minority interest net income	$0	62
Net income of bank and minority interests.	$563,000	2,546
Net charge-offs	$-91,000	5,863
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$565,310	2,495
2015-12-31 (YTD Data)		Rank
Total interest income	$13,528,000	1,825
Total interest expense	$1,720,000	1,583
Net interest income	$11,808,000	1,851
Provision for loan and lease losses	$226,000	2,204
Total noninterest income	$2,095,000	2,058
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$634,000	1,771
Trading account gains and fees	$-73,000	6,161
Additional Noninterest Income	$1,534,000	1,826
Total noninterest expense	$12,626,000	1,532
Salaries and employee benefits	$7,181,000	1,486
Premises and equipment expense	$1,731,000	1,341
Additional noninterest expense	$3,714,000	1,635
Pre-tax net operating income	$1,051,000	4,038
Securities gains (losses)	$1,242,000	169
Applicable income taxes	$456,000	2,303
Income before extraordinary items	$1,837,000	2,881
Extraordinary gains, net	$0	23
Net income	$1,837,000	2,884
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,837,000	2,884
Net charge-offs	$569,000	1,058
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$843,400	4,126
2015-09-30 (YTD Data)		Rank
Total interest income	$10,073,000	1,855
Total interest expense	$1,260,000	1,631
Net interest income	$8,813,000	1,870
Provision for loan and lease losses	$210,000	1,913
Total noninterest income	$1,541,000	2,097
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$465,000	1,815
Trading account gains and fees	$-99,000	6,246
Additional Noninterest Income	$1,175,000	1,825
Total noninterest expense	$9,354,000	1,556
Salaries and employee benefits	$5,294,000	1,513
Premises and equipment expense	$1,279,000	1,372
Additional noninterest expense	$2,781,000	1,635
Pre-tax net operating income	$790,000	4,105
Securities gains (losses)	$1,132,000	164
Applicable income taxes	$426,000	2,142
Income before extraordinary items	$1,496,000	2,771
Extraordinary gains, net	$0	21
Net income	$1,496,000	2,771
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,496,000	2,772
Net charge-offs	$265,000	1,298
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$613,040	4,245
2015-06-30 (YTD Data)		Rank
Total interest income	$6,590,000	1,880
Total interest expense	$808,000	1,705
Net interest income	$5,782,000	1,896
Provision for loan and lease losses	$184,000	1,588
Total noninterest income	$981,000	2,163
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$295,000	1,852
Trading account gains and fees	$-159,000	6,340
Additional Noninterest Income	$845,000	1,742
Total noninterest expense	$6,254,000	1,558
Salaries and employee benefits	$3,533,000	1,515
Premises and equipment expense	$841,000	1,401
Additional noninterest expense	$1,880,000	1,624
Pre-tax net operating income	$325,000	4,759
Securities gains (losses)	$1,080,000	137
Applicable income taxes	$312,000	2,094
Income before extraordinary items	$1,093,000	2,597
Extraordinary gains, net	$0	22
Net income	$1,093,000	2,599
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,093,000	2,599
Net charge-offs	$238,000	1,072
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$250,600	4,846
2015-03-31 (YTD Data)		Rank
Total interest income	$3,247,000	1,914
Total interest expense	$396,000	1,745
Net interest income	$2,851,000	1,923
Provision for loan and lease losses	$171,000	1,003
Total noninterest income	$447,000	2,256
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$137,000	1,946
Trading account gains and fees	$-78,000	6,406
Additional Noninterest Income	$388,000	1,816
Total noninterest expense	$3,222,000	1,514
Salaries and employee benefits	$1,773,000	1,519
Premises and equipment expense	$408,000	1,456
Additional noninterest expense	$1,041,000	1,478
Pre-tax net operating income	$-95,000	6,219
Securities gains (losses)	$774,000	108
Applicable income taxes	$166,000	1,999
Income before extraordinary items	$513,000	2,677
Extraordinary gains, net	$0	13
Net income	$513,000	2,680
Minority interest net income	$0	64
Net income of bank and minority interests.	$513,000	2,680
Net charge-offs	$5,000	2,746
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-75,240	6,200
2014-12-31 (YTD Data)		Rank
Total interest income	$12,838,000	1,935
Total interest expense	$1,522,000	1,863
Net interest income	$11,316,000	1,916
Provision for loan and lease losses	$560,000	1,351
Total noninterest income	$2,344,000	1,891
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$542,000	2,152
Trading account gains and fees	$157,000	121
Additional Noninterest Income	$1,645,000	1,673
Total noninterest expense	$12,450,000	1,531
Salaries and employee benefits	$6,784,000	1,543
Premises and equipment expense	$1,649,000	1,446
Additional noninterest expense	$4,017,000	1,556
Pre-tax net operating income	$650,000	4,740
Securities gains (losses)	$1,496,000	139
Applicable income taxes	$482,000	2,234
Income before extraordinary items	$1,664,000	3,049
Extraordinary gains, net	$0	17
Net income	$1,664,000	3,049
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,664,000	3,050
Net charge-offs	$510,000	1,440
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$497,120	4,885
2014-09-30 (YTD Data)		Rank
Total interest income	$9,592,000	1,949
Total interest expense	$1,127,000	1,908
Net interest income	$8,465,000	1,931
Provision for loan and lease losses	$516,000	1,113
Total noninterest income	$1,767,000	1,893
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$405,000	2,167
Trading account gains and fees	$40,000	143
Additional Noninterest Income	$1,322,000	1,608
Total noninterest expense	$9,437,000	1,525
Salaries and employee benefits	$5,109,000	1,530
Premises and equipment expense	$1,226,000	1,461
Additional noninterest expense	$3,102,000	1,524
Pre-tax net operating income	$279,000	5,412
Securities gains (losses)	$1,386,000	113
Applicable income taxes	$332,000	2,365
Income before extraordinary items	$1,333,000	2,960
Extraordinary gains, net	$0	15
Net income	$1,333,000	2,960
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,333,000	2,961
Net charge-offs	$366,000	1,422
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$224,200	5,451
2014-06-30 (YTD Data)		Rank
Total interest income	$6,309,000	1,960
Total interest expense	$760,000	1,916
Net interest income	$5,549,000	1,943
Provision for loan and lease losses	$419,000	975
Total noninterest income	$1,300,000	1,719
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$255,000	2,238
Trading account gains and fees	$81,000	121
Additional Noninterest Income	$964,000	1,482
Total noninterest expense	$6,376,000	1,503
Salaries and employee benefits	$3,404,000	1,534
Premises and equipment expense	$809,000	1,474
Additional noninterest expense	$2,163,000	1,460
Pre-tax net operating income	$54,000	5,963
Securities gains (losses)	$1,221,000	104
Applicable income taxes	$307,000	2,014
Income before extraordinary items	$968,000	2,705
Extraordinary gains, net	$0	20
Net income	$968,000	2,709
Minority interest net income	$0	80
Net income of bank and minority interests.	$968,000	2,709
Net charge-offs	$326,000	1,196
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$40,040	6,017
2014-03-31 (YTD Data)		Rank
Total interest income	$3,127,000	1,974
Total interest expense	$387,000	1,922
Net interest income	$2,740,000	1,960
Provision for loan and lease losses	$119,000	1,481
Total noninterest income	$668,000	1,646
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$119,000	2,323
Trading account gains and fees	$39,000	119
Additional Noninterest Income	$510,000	1,399
Total noninterest expense	$3,080,000	1,559
Salaries and employee benefits	$1,680,000	1,564
Premises and equipment expense	$419,000	1,452
Additional noninterest expense	$981,000	1,579
Pre-tax net operating income	$209,000	4,407
Securities gains (losses)	$883,000	92
Applicable income taxes	$289,000	1,383
Income before extraordinary items	$803,000	1,808
Extraordinary gains, net	$0	16
Net income	$803,000	1,812
Minority interest net income	$0	66
Net income of bank and minority interests.	$803,000	1,811
Net charge-offs	$53,000	1,827
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$149,580	4,647
2013-12-31 (YTD Data)		Rank
Total interest income	$12,754,000	1,942
Total interest expense	$1,827,000	1,848
Net interest income	$10,927,000	1,942
Provision for loan and lease losses	$926,000	1,174
Total noninterest income	$2,483,000	1,852
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$566,000	2,171
Trading account gains and fees	$70,000	148
Additional Noninterest Income	$1,847,000	1,606
Total noninterest expense	$11,612,000	1,658
Salaries and employee benefits	$6,585,000	1,574
Premises and equipment expense	$1,488,000	1,587
Additional noninterest expense	$3,539,000	1,798
Pre-tax net operating income	$872,000	4,283
Securities gains (losses)	$1,375,000	177
Applicable income taxes	$563,000	2,033
Income before extraordinary items	$1,684,000	2,927
Extraordinary gains, net	$0	29
Net income	$1,684,000	2,929
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,684,000	2,930
Net charge-offs	$976,000	1,293
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$652,750	4,490
2013-09-30 (YTD Data)		Rank
Total interest income	$9,577,000	1,956
Total interest expense	$1,409,000	1,845
Net interest income	$8,168,000	1,945
Provision for loan and lease losses	$272,000	2,184
Total noninterest income	$1,992,000	1,793
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$422,000	2,185
Trading account gains and fees	$35,000	155
Additional Noninterest Income	$1,535,000	1,526
Total noninterest expense	$8,694,000	1,670
Salaries and employee benefits	$4,863,000	1,608
Premises and equipment expense	$1,114,000	1,591
Additional noninterest expense	$2,717,000	1,742
Pre-tax net operating income	$1,194,000	3,369
Securities gains (losses)	$1,223,000	172
Applicable income taxes	$686,000	1,595
Income before extraordinary items	$1,731,000	2,371
Extraordinary gains, net	$0	25
Net income	$1,731,000	2,376
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,731,000	2,376
Net charge-offs	$614,000	1,400
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$850,440	3,643
2013-06-30 (YTD Data)		Rank
Total interest income	$6,345,000	1,967
Total interest expense	$963,000	1,845
Net interest income	$5,382,000	1,958
Provision for loan and lease losses	$63,000	3,355
Total noninterest income	$1,428,000	1,707
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$274,000	2,198
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,154,000	1,437
Total noninterest expense	$5,871,000	1,632
Salaries and employee benefits	$3,249,000	1,604
Premises and equipment expense	$752,000	1,587
Additional noninterest expense	$1,870,000	1,699
Pre-tax net operating income	$876,000	3,158
Securities gains (losses)	$1,057,000	174
Applicable income taxes	$575,000	1,390
Income before extraordinary items	$1,358,000	2,097
Extraordinary gains, net	$0	22
Net income	$1,358,000	2,105
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,358,000	2,103
Net charge-offs	$91,000	2,841
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$618,100	3,455
2013-03-31 (YTD Data)		Rank
Total interest income	$3,163,000	1,985
Total interest expense	$492,000	1,860
Net interest income	$2,671,000	1,990
Provision for loan and lease losses	$0	4,409
Total noninterest income	$865,000	1,492
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$131,000	2,264
Trading account gains and fees	$0	148
Additional Noninterest Income	$734,000	1,218
Total noninterest expense	$2,735,000	1,768
Salaries and employee benefits	$1,624,000	1,621
Premises and equipment expense	$386,000	1,571
Additional noninterest expense	$725,000	2,149
Pre-tax net operating income	$801,000	2,043
Securities gains (losses)	$332,000	301
Applicable income taxes	$359,000	1,169
Income before extraordinary items	$774,000	1,837
Extraordinary gains, net	$0	10
Net income	$774,000	1,838
Minority interest net income	$0	76
Net income of bank and minority interests.	$774,000	1,839
Net charge-offs	$38,000	2,621
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$548,240	2,322
2012-12-31 (YTD Data)		Rank
Total interest income	$13,877,000	1,902
Total interest expense	$2,841,000	1,566
Net interest income	$11,036,000	1,975
Provision for loan and lease losses	$890,000	1,912
Total noninterest income	$2,114,000	2,104
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$601,000	2,154
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,513,000	1,838
Total noninterest expense	$11,433,000	1,687
Salaries and employee benefits	$6,498,000	1,557
Premises and equipment expense	$1,444,000	1,627
Additional noninterest expense	$3,491,000	1,881
Pre-tax net operating income	$827,000	4,300
Securities gains (losses)	$1,259,000	415
Applicable income taxes	$532,000	2,125
Income before extraordinary items	$1,554,000	3,058
Extraordinary gains, net	$-243,000	7,069
Net income	$1,311,000	3,372
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,311,000	3,373
Net charge-offs	$808,000	2,045
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$622,340	4,467
2012-09-30 (YTD Data)		Rank
Total interest income	$10,422,000	1,923
Total interest expense	$2,075,000	1,669
Net interest income	$8,347,000	1,993
Provision for loan and lease losses	$635,000	1,976
Total noninterest income	$1,587,000	2,106
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$444,000	2,202
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,143,000	1,828
Total noninterest expense	$8,536,000	1,700
Salaries and employee benefits	$4,822,000	1,564
Premises and equipment expense	$1,066,000	1,662
Additional noninterest expense	$2,648,000	1,876
Pre-tax net operating income	$763,000	4,101
Securities gains (losses)	$1,042,000	389
Applicable income taxes	$478,000	1,996
Income before extraordinary items	$1,327,000	2,877
Extraordinary gains, net	$-243,000	7,171
Net income	$1,084,000	3,275
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,084,000	3,274
Net charge-offs	$534,000	2,100
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$555,920	4,326
2012-06-30 (YTD Data)		Rank
Total interest income	$7,031,000	1,910
Total interest expense	$1,416,000	1,698
Net interest income	$5,615,000	1,969
Provision for loan and lease losses	$295,000	2,492
Total noninterest income	$997,000	2,154
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$289,000	2,227
Trading account gains and fees	$0	153
Additional Noninterest Income	$708,000	1,901
Total noninterest expense	$5,895,000	1,646
Salaries and employee benefits	$3,287,000	1,537
Premises and equipment expense	$707,000	1,678
Additional noninterest expense	$1,901,000	1,746
Pre-tax net operating income	$422,000	4,370
Securities gains (losses)	$745,000	375
Applicable income taxes	$299,000	2,062
Income before extraordinary items	$868,000	2,868
Extraordinary gains, net	$-243,000	7,238
Net income	$625,000	3,555
Minority interest net income	$0	84
Net income of bank and minority interests.	$625,000	3,556
Net charge-offs	$207,000	2,718
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$316,700	4,546
2012-03-31 (YTD Data)		Rank
Total interest income	$3,541,000	1,911
Total interest expense	$726,000	1,720
Net interest income	$2,815,000	1,969
Provision for loan and lease losses	$115,000	2,723
Total noninterest income	$472,000	2,238
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$140,000	2,265
Trading account gains and fees	$0	148
Additional Noninterest Income	$332,000	1,970
Total noninterest expense	$2,842,000	1,693
Salaries and employee benefits	$1,759,000	1,457
Premises and equipment expense	$376,000	1,586
Additional noninterest expense	$707,000	2,265
Pre-tax net operating income	$330,000	3,658
Securities gains (losses)	$636,000	221
Applicable income taxes	$282,000	1,356
Income before extraordinary items	$684,000	2,042
Extraordinary gains, net	$0	19
Net income	$684,000	2,043
Minority interest net income	$0	78
Net income of bank and minority interests.	$684,000	2,044
Net charge-offs	$57,000	2,915
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$232,440	3,979
2011-12-31 (YTD Data)		Rank
Total interest income	$14,684,000	1,919
Total interest expense	$3,268,000	1,808
Net interest income	$11,416,000	1,926
Provision for loan and lease losses	$798,000	2,749
Total noninterest income	$2,013,000	1,996
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$599,000	2,245
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,414,000	1,712
Total noninterest expense	$10,833,000	1,784
Salaries and employee benefits	$5,967,000	1,641
Premises and equipment expense	$1,434,000	1,727
Additional noninterest expense	$3,432,000	1,962
Pre-tax net operating income	$1,798,000	2,707
Securities gains (losses)	$626,000	672
Applicable income taxes	$770,000	1,596
Income before extraordinary items	$1,654,000	2,577
Extraordinary gains, net	$-1,265,000	7,352
Net income	$389,000	4,974
Minority interest net income	$0	96
Net income of bank and minority interests.	$389,000	4,973
Net charge-offs	$393,000	3,474
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,228,320	3,063
2011-09-30 (YTD Data)		Rank
Total interest income	$11,114,000	1,924
Total interest expense	$2,518,000	1,837
Net interest income	$8,596,000	1,923
Provision for loan and lease losses	$468,000	2,964
Total noninterest income	$1,505,000	1,993
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$444,000	2,279
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,061,000	1,701
Total noninterest expense	$8,121,000	1,786
Salaries and employee benefits	$4,529,000	1,627
Premises and equipment expense	$1,085,000	1,740
Additional noninterest expense	$2,507,000	2,016
Pre-tax net operating income	$1,512,000	2,561
Securities gains (losses)	$537,000	613
Applicable income taxes	$663,000	1,478
Income before extraordinary items	$1,386,000	2,466
Extraordinary gains, net	$0	21
Net income	$1,386,000	2,467
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,386,000	2,467
Net charge-offs	$191,000	3,765
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,020,840	2,922
2011-06-30 (YTD Data)		Rank
Total interest income	$7,452,000	1,928
Total interest expense	$1,691,000	1,892
Net interest income	$5,761,000	1,916
Provision for loan and lease losses	$320,000	2,866
Total noninterest income	$1,039,000	1,940
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$282,000	2,334
Trading account gains and fees	$0	153
Additional Noninterest Income	$757,000	1,619
Total noninterest expense	$5,660,000	1,724
Salaries and employee benefits	$3,065,000	1,617
Premises and equipment expense	$727,000	1,741
Additional noninterest expense	$1,868,000	1,831
Pre-tax net operating income	$820,000	2,893
Securities gains (losses)	$491,000	370
Applicable income taxes	$437,000	1,450
Income before extraordinary items	$874,000	2,520
Extraordinary gains, net	$0	15
Net income	$874,000	2,520
Minority interest net income	$0	89
Net income of bank and minority interests.	$874,000	2,520
Net charge-offs	$120,000	3,664
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$545,030	3,307
2011-03-31 (YTD Data)		Rank
Total interest income	$3,715,000	1,942
Total interest expense	$851,000	1,947
Net interest income	$2,864,000	1,926
Provision for loan and lease losses	$85,000	3,582
Total noninterest income	$465,000	2,119
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$133,000	2,407
Trading account gains and fees	$0	158
Additional Noninterest Income	$332,000	1,786
Total noninterest expense	$2,872,000	1,721
Salaries and employee benefits	$1,595,000	1,576
Premises and equipment expense	$382,000	1,690
Additional noninterest expense	$895,000	1,891
Pre-tax net operating income	$372,000	3,113
Securities gains (losses)	$196,000	345
Applicable income taxes	$166,000	1,692
Income before extraordinary items	$402,000	2,647
Extraordinary gains, net	$0	9
Net income	$402,000	2,646
Minority interest net income	$0	86
Net income of bank and minority interests.	$402,000	2,647
Net charge-offs	$23,000	3,949
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$262,840	3,430
2010-12-31 (YTD Data)		Rank
Total interest income	$15,708,000	1,931
Total interest expense	$3,887,000	2,053
Net interest income	$11,821,000	1,861
Provision for loan and lease losses	$1,326,000	2,634
Total noninterest income	$1,801,000	2,221
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$581,000	2,347
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,220,000	1,932
Total noninterest expense	$11,377,000	1,737
Salaries and employee benefits	$5,805,000	1,677
Premises and equipment expense	$1,419,000	1,811
Additional noninterest expense	$4,153,000	1,734
Pre-tax net operating income	$919,000	3,526
Securities gains (losses)	$608,000	750
Applicable income taxes	$380,000	2,140
Income before extraordinary items	$1,147,000	2,994
Extraordinary gains, net	$0	29
Net income	$1,147,000	2,991
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,147,000	2,994
Net charge-offs	$790,000	3,005
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$691,000	3,729
2010-09-30 (YTD Data)		Rank
Total interest income	$11,922,000	1,945
Total interest expense	$2,970,000	2,094
Net interest income	$8,952,000	1,873
Provision for loan and lease losses	$1,175,000	2,297
Total noninterest income	$1,325,000	2,282
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$436,000	2,410
Trading account gains and fees	$0	165
Additional Noninterest Income	$889,000	1,941
Total noninterest expense	$8,867,000	1,661
Salaries and employee benefits	$4,314,000	1,700
Premises and equipment expense	$1,073,000	1,804
Additional noninterest expense	$3,480,000	1,522
Pre-tax net operating income	$235,000	5,115
Securities gains (losses)	$254,000	1,194
Applicable income taxes	$52,000	3,551
Income before extraordinary items	$437,000	4,343
Extraordinary gains, net	$0	23
Net income	$437,000	4,344
Minority interest net income	$0	110
Net income of bank and minority interests.	$437,000	4,344
Net charge-offs	$729,000	2,593
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$210,940	5,087
2010-06-30 (YTD Data)		Rank
Total interest income	$8,018,000	1,951
Total interest expense	$2,016,000	2,145
Net interest income	$6,002,000	1,862
Provision for loan and lease losses	$880,000	2,086
Total noninterest income	$861,000	2,259
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$296,000	2,381
Trading account gains and fees	$0	152
Additional Noninterest Income	$565,000	1,942
Total noninterest expense	$6,230,000	1,585
Salaries and employee benefits	$2,812,000	1,743
Premises and equipment expense	$728,000	1,796
Additional noninterest expense	$2,690,000	1,325
Pre-tax net operating income	$-247,000	6,498
Securities gains (losses)	$26,000	2,244
Applicable income taxes	$-129,000	7,241
Income before extraordinary items	$-92,000	6,399
Extraordinary gains, net	$0	19
Net income	$-92,000	6,401
Minority interest net income	$0	105
Net income of bank and minority interests.	$-92,000	6,399
Net charge-offs	$556,000	2,327
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-108,640	6,357
2010-03-31 (YTD Data)		Rank
Total interest income	$4,031,000	1,983
Total interest expense	$1,024,000	2,218
Net interest income	$3,007,000	1,888
Provision for loan and lease losses	$474,000	1,884
Total noninterest income	$389,000	2,418
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$146,000	2,396
Trading account gains and fees	$0	175
Additional Noninterest Income	$243,000	2,110
Total noninterest expense	$2,456,000	2,010
Salaries and employee benefits	$1,462,000	1,715
Premises and equipment expense	$372,000	1,819
Additional noninterest expense	$622,000	2,619
Pre-tax net operating income	$466,000	2,543
Securities gains (losses)	$174,000	565
Applicable income taxes	$187,000	1,487
Income before extraordinary items	$453,000	2,316
Extraordinary gains, net	$0	16
Net income	$453,000	2,315
Minority interest net income	$0	91
Net income of bank and minority interests.	$453,000	2,316
Net charge-offs	$359,000	1,866
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$329,460	2,844
2009-12-31 (YTD Data)		Rank
Total interest income	$16,112,000	2,106
Total interest expense	$5,274,000	2,152
Net interest income	$10,838,000	2,021
Provision for loan and lease losses	$1,280,000	3,115
Total noninterest income	$1,550,000	2,512
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$618,000	2,491
Trading account gains and fees	$0	211
Additional Noninterest Income	$932,000	2,240
Total noninterest expense	$10,769,000	1,892
Salaries and employee benefits	$5,638,000	1,755
Premises and equipment expense	$1,518,000	1,780
Additional noninterest expense	$3,613,000	2,012
Pre-tax net operating income	$339,000	4,391
Securities gains (losses)	$-125,000	7,322
Applicable income taxes	$-19,000	6,309
Income before extraordinary items	$233,000	4,698
Extraordinary gains, net	$0	34
Net income	$233,000	4,697
Minority interest net income	$0	115
Net income of bank and minority interests.	$233,000	4,698
Net charge-offs	$516,000	3,742
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$358,000	4,231
2009-09-30 (YTD Data)		Rank
Total interest income	$12,142,000	2,130
Total interest expense	$4,141,000	2,152
Net interest income	$8,001,000	2,058
Provision for loan and lease losses	$950,000	2,859
Total noninterest income	$1,147,000	2,580
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$467,000	2,492
Trading account gains and fees	$0	212
Additional Noninterest Income	$680,000	2,330
Total noninterest expense	$8,275,000	1,837
Salaries and employee benefits	$4,406,000	1,710
Premises and equipment expense	$1,150,000	1,778
Additional noninterest expense	$2,719,000	1,945
Pre-tax net operating income	$-77,000	5,839
Securities gains (losses)	$-253,000	7,632
Applicable income taxes	$-180,000	7,078
Income before extraordinary items	$-150,000	6,050
Extraordinary gains, net	$0	27
Net income	$-150,000	6,051
Minority interest net income	$0	118
Net income of bank and minority interests.	$-150,000	6,050
Net charge-offs	$388,000	3,382
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$11,920	5,672
2009-06-30 (YTD Data)		Rank
Total interest income	$8,123,000	2,163
Total interest expense	$2,892,000	2,160
Net interest income	$5,231,000	2,095
Provision for loan and lease losses	$600,000	2,697
Total noninterest income	$749,000	2,633
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$305,000	2,507
Trading account gains and fees	$0	193
Additional Noninterest Income	$444,000	2,399
Total noninterest expense	$5,652,000	1,815
Salaries and employee benefits	$2,856,000	1,786
Premises and equipment expense	$792,000	1,753
Additional noninterest expense	$2,004,000	1,808
Pre-tax net operating income	$-272,000	6,390
Securities gains (losses)	$-259,000	7,825
Applicable income taxes	$-239,000	7,351
Income before extraordinary items	$-292,000	6,529
Extraordinary gains, net	$0	21
Net income	$-292,000	6,528
Minority interest net income	$0	112
Net income of bank and minority interests.	$-292,000	6,528
Net charge-offs	$228,000	3,278
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-126,240	6,205
2009-03-31 (YTD Data)		Rank
Total interest income	$4,060,000	2,187
Total interest expense	$1,508,000	2,162
Net interest income	$2,552,000	2,147
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$327,000	2,859
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$145,000	2,536
Trading account gains and fees	$0	171
Additional Noninterest Income	$182,000	2,640
Total noninterest expense	$2,613,000	1,899
Salaries and employee benefits	$1,573,000	1,647
Premises and equipment expense	$383,000	1,847
Additional noninterest expense	$657,000	2,363
Pre-tax net operating income	$116,000	4,859
Securities gains (losses)	$7,000	2,001
Applicable income taxes	$37,000	3,135
Income before extraordinary items	$86,000	5,144
Extraordinary gains, net	$0	15
Net income	$86,000	5,149
Minority interest net income	$0	102
Net income of bank and minority interests.	$86,000	5,148
Net charge-offs	$21,000	4,278
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$81,100	5,040
2008-12-31 (YTD Data)		Rank
Total interest income	$17,076,000	2,211
Total interest expense	$7,488,000	2,082
Net interest income	$9,588,000	2,296
Provision for loan and lease losses	$805,000	3,035
Total noninterest income	$1,519,000	2,605
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$684,000	2,386
Trading account gains and fees	$0	154
Additional Noninterest Income	$835,000	2,409
Total noninterest expense	$9,390,000	2,054
Salaries and employee benefits	$5,531,000	1,839
Premises and equipment expense	$1,304,000	2,075
Additional noninterest expense	$2,555,000	2,299
Pre-tax net operating income	$912,000	3,925
Securities gains (losses)	$-4,734,000	8,073
Applicable income taxes	$-1,766,000	7,885
Income before extraordinary items	$-2,056,000	7,402
Extraordinary gains, net	$0	39
Net income	$-2,056,000	7,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$761,000	2,260
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$973,760	3,481
2008-09-30 (YTD Data)		Rank
Total interest income	$12,926,000	2,244
Total interest expense	$5,875,000	2,081
Net interest income	$7,051,000	2,343
Provision for loan and lease losses	$630,000	2,403
Total noninterest income	$1,209,000	2,567
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$512,000	2,408
Trading account gains and fees	$0	148
Additional Noninterest Income	$697,000	2,323
Total noninterest expense	$7,087,000	2,021
Salaries and employee benefits	$4,263,000	1,820
Premises and equipment expense	$967,000	2,106
Additional noninterest expense	$1,857,000	2,294
Pre-tax net operating income	$543,000	4,804
Securities gains (losses)	$-4,711,000	8,210
Applicable income taxes	$-1,878,000	8,172
Income before extraordinary items	$-2,290,000	7,917
Extraordinary gains, net	$0	31
Net income	$-2,290,000	7,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$529,000	1,903
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$725,040	3,895
2008-06-30 (YTD Data)		Rank
Total interest income	$8,510,000	2,300
Total interest expense	$4,050,000	2,106
Net interest income	$4,460,000	2,452
Provision for loan and lease losses	$630,000	1,645
Total noninterest income	$695,000	2,855
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$340,000	2,403
Trading account gains and fees	$0	149
Additional Noninterest Income	$355,000	2,761
Total noninterest expense	$4,509,000	2,132
Salaries and employee benefits	$2,828,000	1,850
Premises and equipment expense	$607,000	2,232
Additional noninterest expense	$1,074,000	2,576
Pre-tax net operating income	$16,000	6,850
Securities gains (losses)	$11,000	2,404
Applicable income taxes	$-452,000	8,161
Income before extraordinary items	$479,000	4,106
Extraordinary gains, net	$0	21
Net income	$479,000	4,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$390,000	1,526
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$468,000	4,085
2008-03-31 (YTD Data)		Rank
Total interest income	$4,239,000	2,372
Total interest expense	$2,070,000	2,180
Net interest income	$2,169,000	2,515
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$265,000	3,390
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$165,000	2,426
Trading account gains and fees	$0	158
Additional Noninterest Income	$100,000	3,764
Total noninterest expense	$2,449,000	1,953
Salaries and employee benefits	$1,610,000	1,637
Premises and equipment expense	$349,000	1,952
Additional noninterest expense	$490,000	2,771
Pre-tax net operating income	$-45,000	7,374
Securities gains (losses)	$-12,000	8,333
Applicable income taxes	$-17,000	7,884
Income before extraordinary items	$-40,000	7,468
Extraordinary gains, net	$0	15
Net income	$-40,000	7,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	1,224
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-31,600	7,373
2007-12-31 (YTD Data)		Rank
Total interest income	$17,039,000	2,413
Total interest expense	$8,530,000	2,205
Net interest income	$8,509,000	2,579
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,346,000	2,896
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$636,000	2,562
Trading account gains and fees	$0	178
Additional Noninterest Income	$710,000	2,737
Total noninterest expense	$8,206,000	2,226
Salaries and employee benefits	$5,129,000	1,966
Premises and equipment expense	$1,262,000	2,071
Additional noninterest expense	$1,815,000	2,907
Pre-tax net operating income	$1,649,000	3,730
Securities gains (losses)	$171,000	477
Applicable income taxes	$580,000	2,551
Income before extraordinary items	$1,240,000	3,877
Extraordinary gains, net	$0	39
Net income	$1,240,000	3,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,473
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,123,720	4,056
2007-09-30 (YTD Data)		Rank
Total interest income	$12,671,000	2,436
Total interest expense	$6,310,000	2,232
Net interest income	$6,361,000	2,603
Provision for loan and lease losses	$0	6,528
Total noninterest income	$969,000	2,984
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$448,000	2,663
Trading account gains and fees	$0	184
Additional Noninterest Income	$521,000	2,781
Total noninterest expense	$6,189,000	2,192
Salaries and employee benefits	$3,908,000	1,926
Premises and equipment expense	$930,000	2,080
Additional noninterest expense	$1,351,000	2,872
Pre-tax net operating income	$1,141,000	4,062
Securities gains (losses)	$145,000	423
Applicable income taxes	$396,000	2,814
Income before extraordinary items	$890,000	4,138
Extraordinary gains, net	$0	33
Net income	$890,000	4,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,250
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$789,950	4,370
2007-06-30 (YTD Data)		Rank
Total interest income	$8,408,000	2,467
Total interest expense	$4,209,000	2,236
Net interest income	$4,199,000	2,645
Provision for loan and lease losses	$0	6,209
Total noninterest income	$607,000	3,125
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$272,000	2,857
Trading account gains and fees	$0	168
Additional Noninterest Income	$335,000	2,846
Total noninterest expense	$4,016,000	2,268
Salaries and employee benefits	$2,494,000	2,046
Premises and equipment expense	$587,000	2,196
Additional noninterest expense	$935,000	2,768
Pre-tax net operating income	$790,000	4,041
Securities gains (losses)	$80,000	450
Applicable income taxes	$249,000	2,969
Income before extraordinary items	$621,000	4,087
Extraordinary gains, net	$0	29
Net income	$621,000	4,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$564,200	4,287
2007-03-31 (YTD Data)		Rank
Total interest income	$4,158,000	2,474
Total interest expense	$2,095,000	2,233
Net interest income	$2,063,000	2,687
Provision for loan and lease losses	$0	5,779
Total noninterest income	$303,000	3,087
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$129,000	2,922
Trading account gains and fees	$0	195
Additional Noninterest Income	$174,000	2,761
Total noninterest expense	$2,104,000	2,203
Salaries and employee benefits	$1,314,000	1,955
Premises and equipment expense	$299,000	2,189
Additional noninterest expense	$491,000	2,659
Pre-tax net operating income	$262,000	4,954
Securities gains (losses)	$55,000	400
Applicable income taxes	$97,000	3,309
Income before extraordinary items	$220,000	4,845
Extraordinary gains, net	$0	22
Net income	$220,000	4,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$182,050	5,252
2006-12-31 (YTD Data)		Rank
Total interest income	$15,506,000	2,484
Total interest expense	$6,739,000	2,354
Net interest income	$8,767,000	2,575
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,207,000	3,118
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$557,000	2,843
Trading account gains and fees	$0	130
Additional Noninterest Income	$650,000	2,867
Total noninterest expense	$8,234,000	2,151
Salaries and employee benefits	$4,937,000	1,976
Premises and equipment expense	$1,349,000	1,866
Additional noninterest expense	$1,948,000	2,632
Pre-tax net operating income	$1,740,000	3,963
Securities gains (losses)	$249,000	349
Applicable income taxes	$699,000	2,669
Income before extraordinary items	$1,290,000	4,121
Extraordinary gains, net	$0	51
Net income	$1,290,000	4,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,344
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,128,150	4,408
2006-09-30 (YTD Data)		Rank
Total interest income	$11,380,000	2,521
Total interest expense	$4,703,000	2,436
Net interest income	$6,677,000	2,566
Provision for loan and lease losses	$0	6,685
Total noninterest income	$873,000	3,205
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$413,000	2,875
Trading account gains and fees	$0	126
Additional Noninterest Income	$460,000	2,979
Total noninterest expense	$6,409,000	2,059
Salaries and employee benefits	$3,820,000	1,908
Premises and equipment expense	$1,023,000	1,848
Additional noninterest expense	$1,566,000	2,453
Pre-tax net operating income	$1,141,000	4,429
Securities gains (losses)	$80,000	474
Applicable income taxes	$421,000	3,101
Income before extraordinary items	$800,000	4,697
Extraordinary gains, net	$0	45
Net income	$800,000	4,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	2,902
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$747,200	4,858
2006-06-30 (YTD Data)		Rank
Total interest income	$7,460,000	2,519
Total interest expense	$2,861,000	2,538
Net interest income	$4,599,000	2,488
Provision for loan and lease losses	$0	6,419
Total noninterest income	$570,000	3,227
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$266,000	2,940
Trading account gains and fees	$0	126
Additional Noninterest Income	$304,000	2,988
Total noninterest expense	$4,311,000	2,040
Salaries and employee benefits	$2,491,000	1,951
Premises and equipment expense	$638,000	1,984
Additional noninterest expense	$1,182,000	2,209
Pre-tax net operating income	$858,000	4,163
Securities gains (losses)	$55,000	442
Applicable income taxes	$323,000	2,942
Income before extraordinary items	$590,000	4,483
Extraordinary gains, net	$0	39
Net income	$590,000	4,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	2,651
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$554,250	4,623
2006-03-31 (YTD Data)		Rank
Total interest income	$3,635,000	2,534
Total interest expense	$1,435,000	2,414
Net interest income	$2,200,000	2,575
Provision for loan and lease losses	$0	6,013
Total noninterest income	$268,000	3,319
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$128,000	2,944
Trading account gains and fees	$0	115
Additional Noninterest Income	$140,000	3,094
Total noninterest expense	$2,398,000	1,856
Salaries and employee benefits	$1,395,000	1,758
Premises and equipment expense	$465,000	1,397
Additional noninterest expense	$538,000	2,388
Pre-tax net operating income	$70,000	7,436
Securities gains (losses)	$6,000	667
Applicable income taxes	$26,000	5,161
Income before extraordinary items	$50,000	7,534
Extraordinary gains, net	$0	21
Net income	$50,000	7,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,616
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$46,040	7,598
2005-12-31 (YTD Data)		Rank
Total interest income	$14,671,000	2,267
Total interest expense	$4,725,000	2,317
Net interest income	$9,946,000	2,228
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,533,000	2,649
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$534,000	2,922
Trading account gains and fees	$0	138
Additional Noninterest Income	$999,000	2,220
Total noninterest expense	$7,525,000	2,228
Salaries and employee benefits	$4,482,000	2,053
Premises and equipment expense	$764,000	3,015
Additional noninterest expense	$2,279,000	2,199
Pre-tax net operating income	$3,954,000	2,249
Securities gains (losses)	$137,000	608
Applicable income taxes	$1,311,000	1,877
Income before extraordinary items	$2,780,000	2,388
Extraordinary gains, net	$0	46
Net income	$2,780,000	2,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,835
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,686,840	2,416
2005-09-30 (YTD Data)		Rank
Total interest income	$10,934,000	2,224
Total interest expense	$3,310,000	2,353
Net interest income	$7,624,000	2,158
Provision for loan and lease losses	$0	6,899
Total noninterest income	$1,222,000	2,540
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$399,000	2,921
Trading account gains and fees	$0	126
Additional Noninterest Income	$823,000	2,079
Total noninterest expense	$5,737,000	2,159
Salaries and employee benefits	$3,428,000	1,987
Premises and equipment expense	$510,000	3,308
Additional noninterest expense	$1,799,000	2,066
Pre-tax net operating income	$3,109,000	2,172
Securities gains (losses)	$106,000	641
Applicable income taxes	$1,002,000	1,874
Income before extraordinary items	$2,213,000	2,301
Extraordinary gains, net	$0	35
Net income	$2,213,000	2,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	2,609
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,139,860	2,336
2005-06-30 (YTD Data)		Rank
Total interest income	$7,207,000	2,191
Total interest expense	$2,070,000	2,367
Net interest income	$5,137,000	2,108
Provision for loan and lease losses	$0	6,626
Total noninterest income	$910,000	2,343
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$263,000	2,899
Trading account gains and fees	$0	116
Additional Noninterest Income	$647,000	1,831
Total noninterest expense	$3,855,000	2,124
Salaries and employee benefits	$2,304,000	1,963
Premises and equipment expense	$307,000	3,552
Additional noninterest expense	$1,244,000	1,972
Pre-tax net operating income	$2,192,000	2,045
Securities gains (losses)	$97,000	572
Applicable income taxes	$786,000	1,637
Income before extraordinary items	$1,503,000	2,224
Extraordinary gains, net	$0	30
Net income	$1,503,000	2,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	2,175
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,438,980	2,268
2005-03-31 (YTD Data)		Rank
Total interest income	$3,543,000	2,183
Total interest expense	$1,002,000	2,332
Net interest income	$2,541,000	2,127
Provision for loan and lease losses	$0	6,226
Total noninterest income	$284,000	3,179
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$129,000	2,862
Trading account gains and fees	$0	115
Additional Noninterest Income	$155,000	2,913
Total noninterest expense	$1,672,000	2,456
Salaries and employee benefits	$1,167,000	1,955
Premises and equipment expense	$119,000	4,321
Additional noninterest expense	$386,000	3,118
Pre-tax net operating income	$1,153,000	1,938
Securities gains (losses)	$55,000	520
Applicable income taxes	$428,000	1,539
Income before extraordinary items	$780,000	2,130
Extraordinary gains, net	$0	24
Net income	$780,000	2,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	1,841
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$744,250	2,172
2004-12-31 (YTD Data)		Rank
Total interest income	$14,183,000	1,997
Total interest expense	$4,006,000	2,036
Net interest income	$10,177,000	1,995
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,081,000	3,359
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$415,000	3,561
Trading account gains and fees	$0	138
Additional Noninterest Income	$666,000	2,794
Total noninterest expense	$6,940,000	2,299
Salaries and employee benefits	$4,268,000	2,037
Premises and equipment expense	$932,000	2,446
Additional noninterest expense	$1,740,000	2,745
Pre-tax net operating income	$4,318,000	1,920
Securities gains (losses)	$340,000	586
Applicable income taxes	$1,356,000	1,742
Income before extraordinary items	$3,302,000	1,912
Extraordinary gains, net	$0	34
Net income	$3,302,000	1,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,222
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,060,600	1,993
2004-09-30 (YTD Data)		Rank
Total interest income	$10,614,000	1,975
Total interest expense	$3,006,000	1,994
Net interest income	$7,608,000	1,976
Provision for loan and lease losses	$0	7,100
Total noninterest income	$800,000	3,409
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$288,000	3,763
Trading account gains and fees	$0	134
Additional Noninterest Income	$512,000	2,756
Total noninterest expense	$5,267,000	2,254
Salaries and employee benefits	$3,145,000	2,083
Premises and equipment expense	$773,000	2,220
Additional noninterest expense	$1,349,000	2,623
Pre-tax net operating income	$3,141,000	1,996
Securities gains (losses)	$340,000	548
Applicable income taxes	$939,000	1,878
Income before extraordinary items	$2,542,000	1,875
Extraordinary gains, net	$0	26
Net income	$2,542,000	1,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,955
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,293,800	1,993
2004-06-30 (YTD Data)		Rank
Total interest income	$7,014,000	1,991
Total interest expense	$2,013,000	1,956
Net interest income	$5,001,000	1,991
Provision for loan and lease losses	$0	6,885
Total noninterest income	$534,000	3,420
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$187,000	3,810
Trading account gains and fees	$0	130
Additional Noninterest Income	$347,000	2,743
Total noninterest expense	$3,836,000	2,079
Salaries and employee benefits	$2,244,000	1,935
Premises and equipment expense	$645,000	1,785
Additional noninterest expense	$947,000	2,503
Pre-tax net operating income	$1,699,000	2,332
Securities gains (losses)	$188,000	671
Applicable income taxes	$384,000	2,636
Income before extraordinary items	$1,503,000	2,069
Extraordinary gains, net	$0	21
Net income	$1,503,000	2,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,147
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,352,600	2,207
2004-03-31 (YTD Data)		Rank
Total interest income	$3,485,000	2,009
Total interest expense	$1,011,000	1,970
Net interest income	$2,474,000	2,014
Provision for loan and lease losses	$0	6,501
Total noninterest income	$250,000	3,526
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$93,000	3,737
Trading account gains and fees	$0	121
Additional Noninterest Income	$157,000	2,862
Total noninterest expense	$1,852,000	2,164
Salaries and employee benefits	$1,278,000	1,737
Premises and equipment expense	$231,000	2,467
Additional noninterest expense	$343,000	3,353
Pre-tax net operating income	$872,000	2,264
Securities gains (losses)	$204,000	496
Applicable income taxes	$244,000	2,230
Income before extraordinary items	$832,000	1,878
Extraordinary gains, net	$0	16
Net income	$832,000	1,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$674,920	2,166
2003-12-31 (YTD Data)		Rank
Total interest income	$14,851,000	1,908
Total interest expense	$4,591,000	1,942
Net interest income	$10,260,000	1,900
Provision for loan and lease losses	$0	7,651
Total noninterest income	$1,024,000	3,674
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$381,000	3,756
Trading account gains and fees	$0	160
Additional Noninterest Income	$643,000	3,120
Total noninterest expense	$6,515,000	2,410
Salaries and employee benefits	$4,066,000	2,091
Premises and equipment expense	$605,000	3,490
Additional noninterest expense	$1,844,000	2,581
Pre-tax net operating income	$4,769,000	1,695
Securities gains (losses)	$158,000	1,518
Applicable income taxes	$1,552,000	1,577
Income before extraordinary items	$3,375,000	1,839
Extraordinary gains, net	$0	54
Net income	$3,375,000	1,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,417
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,265,980	1,811
2003-09-30 (YTD Data)		Rank
Total interest income	$11,318,000	1,915
Total interest expense	$3,543,000	1,970
Net interest income	$7,775,000	1,892
Provision for loan and lease losses	$0	7,481
Total noninterest income	$755,000	3,769
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$279,000	3,829
Trading account gains and fees	$0	153
Additional Noninterest Income	$476,000	3,217
Total noninterest expense	$5,005,000	2,357
Salaries and employee benefits	$3,037,000	2,103
Premises and equipment expense	$458,000	3,471
Additional noninterest expense	$1,510,000	2,378
Pre-tax net operating income	$3,525,000	1,777
Securities gains (losses)	$5,000	3,620
Applicable income taxes	$1,086,000	1,734
Income before extraordinary items	$2,444,000	1,968
Extraordinary gains, net	$0	40
Net income	$2,444,000	1,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,715
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,440,550	1,869
2003-06-30 (YTD Data)		Rank
Total interest income	$7,623,000	1,909
Total interest expense	$2,468,000	1,953
Net interest income	$5,155,000	1,899
Provision for loan and lease losses	$0	7,324
Total noninterest income	$515,000	3,676
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$184,000	3,809
Trading account gains and fees	$0	150
Additional Noninterest Income	$331,000	3,116
Total noninterest expense	$3,582,000	2,196
Salaries and employee benefits	$2,112,000	2,015
Premises and equipment expense	$303,000	3,453
Additional noninterest expense	$1,167,000	2,050
Pre-tax net operating income	$2,088,000	1,964
Securities gains (losses)	$13,000	2,823
Applicable income taxes	$587,000	2,084
Income before extraordinary items	$1,514,000	2,100
Extraordinary gains, net	$0	30
Net income	$1,514,000	2,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,275
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,504,640	1,987
2003-03-31 (YTD Data)		Rank
Total interest income	$3,821,000	1,924
Total interest expense	$1,358,000	1,827
Net interest income	$2,463,000	1,988
Provision for loan and lease losses	$0	6,934
Total noninterest income	$217,000	3,964
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$92,000	3,749
Trading account gains and fees	$0	134
Additional Noninterest Income	$125,000	3,535
Total noninterest expense	$1,575,000	2,466
Salaries and employee benefits	$1,096,000	1,943
Premises and equipment expense	$164,000	3,248
Additional noninterest expense	$315,000	3,511
Pre-tax net operating income	$1,105,000	1,873
Securities gains (losses)	$-33,000	9,216
Applicable income taxes	$382,000	1,690
Income before extraordinary items	$690,000	2,217
Extraordinary gains, net	$0	21
Net income	$690,000	2,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,410
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$711,120	2,050
2002-12-31 (YTD Data)		Rank
Total interest income	$16,060,000	1,917
Total interest expense	$6,529,000	1,745
Net interest income	$9,531,000	2,033
Provision for loan and lease losses	$0	8,089
Total noninterest income	$1,045,000	3,383
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$404,000	3,511
Trading account gains and fees	$0	153
Additional Noninterest Income	$641,000	2,857
Total noninterest expense	$5,637,000	2,621
Salaries and employee benefits	$3,782,000	2,111
Premises and equipment expense	$583,000	3,490
Additional noninterest expense	$1,272,000	3,442
Pre-tax net operating income	$4,939,000	1,650
Securities gains (losses)	$-833,000	9,299
Applicable income taxes	$1,624,000	1,541
Income before extraordinary items	$2,482,000	2,371
Extraordinary gains, net	$0	70
Net income	$2,482,000	2,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,917
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,015,120	1,927
2001-12-31 (YTD Data)		Rank
Total interest income	$16,194,000	2,127
Total interest expense	$8,978,000	1,811
Net interest income	$7,216,000	2,482
Provision for loan and lease losses	$0	8,228
Total noninterest income	$891,000	3,594
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$363,000	3,670
Trading account gains and fees	$0	177
Additional Noninterest Income	$528,000	3,034
Total noninterest expense	$5,244,000	2,702
Salaries and employee benefits	$3,452,000	2,172
Premises and equipment expense	$648,000	3,151
Additional noninterest expense	$1,144,000	3,653
Pre-tax net operating income	$2,863,000	2,373
Securities gains (losses)	$280,000	929
Applicable income taxes	$1,065,000	1,981
Income before extraordinary items	$2,078,000	2,435
Extraordinary gains, net	$0	105
Net income	$2,078,000	2,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,161
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,893,200	2,582
2000-12-31 (YTD Data)		Rank
Total interest income	$15,232,000	2,301
Total interest expense	$8,040,000	2,134
Net interest income	$7,192,000	2,470
Provision for loan and lease losses	$30,000	7,204
Total noninterest income	$936,000	3,289
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$308,000	3,977
Trading account gains and fees	$0	180
Additional Noninterest Income	$628,000	2,565
Total noninterest expense	$4,837,000	2,801
Salaries and employee benefits	$3,248,000	2,199
Premises and equipment expense	$651,000	3,064
Additional noninterest expense	$938,000	4,201
Pre-tax net operating income	$3,261,000	2,207
Securities gains (losses)	$405,000	292
Applicable income taxes	$1,124,000	1,926
Income before extraordinary items	$2,542,000	2,052
Extraordinary gains, net	$0	38
Net income	$2,542,000	2,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,069
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,262,550	2,288
1999-12-31 (YTD Data)		Rank
Total interest income	$14,390,000	2,265
Total interest expense	$7,282,000	2,056
Net interest income	$7,108,000	2,485
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$841,000	3,504
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$299,000	4,004
Trading account gains and fees	$0	173
Additional Noninterest Income	$542,000	2,807
Total noninterest expense	$4,346,000	3,071
Salaries and employee benefits	$2,895,000	2,421
Premises and equipment expense	$554,000	3,475
Additional noninterest expense	$897,000	4,389
Pre-tax net operating income	$3,573,000	2,042
Securities gains (losses)	$272,000	475
Applicable income taxes	$1,345,000	1,737
Income before extraordinary items	$2,500,000	2,106
Extraordinary gains, net	$0	35
Net income	$2,500,000	2,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,395
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,323,200	2,229
1998-12-31 (YTD Data)		Rank
Total interest income	$13,544,000	2,399
Total interest expense	$7,175,000	2,117
Net interest income	$6,369,000	2,692
Provision for loan and lease losses	$360,000	2,235
Total noninterest income	$842,000	3,482
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$321,000	3,726
Trading account gains and fees	$0	224
Additional Noninterest Income	$521,000	2,907
Total noninterest expense	$4,099,000	3,152
Salaries and employee benefits	$2,627,000	2,573
Premises and equipment expense	$608,000	3,125
Additional noninterest expense	$864,000	4,424
Pre-tax net operating income	$2,752,000	2,571
Securities gains (losses)	$318,000	717
Applicable income taxes	$970,000	2,363
Income before extraordinary items	$2,100,000	2,452
Extraordinary gains, net	$0	32
Net income	$2,100,000	2,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	3,022
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,883,760	2,624
1997-12-31 (YTD Data)		Rank
Total interest income	$12,694,000	2,589
Total interest expense	$6,545,000	2,290
Net interest income	$6,149,000	2,837
Provision for loan and lease losses	$180,000	3,648
Total noninterest income	$915,000	3,271
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$320,000	3,879
Trading account gains and fees	$0	239
Additional Noninterest Income	$595,000	2,489
Total noninterest expense	$3,824,000	3,310
Salaries and employee benefits	$2,394,000	2,767
Premises and equipment expense	$555,000	3,391
Additional noninterest expense	$875,000	4,419
Pre-tax net operating income	$3,060,000	2,444
Securities gains (losses)	$148,000	825
Applicable income taxes	$958,000	2,524
Income before extraordinary items	$2,250,000	2,334
Extraordinary gains, net	$0	44
Net income	$2,250,000	2,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	2,828
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,146,400	2,365
1996-12-31 (YTD Data)		Rank
Total interest income	$12,718,000	2,629
Total interest expense	$6,766,000	2,280
Net interest income	$5,952,000	2,976
Provision for loan and lease losses	$330,000	2,402
Total noninterest income	$767,000	3,819
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$341,000	3,838
Trading account gains and fees	$0	262
Additional Noninterest Income	$426,000	3,265
Total noninterest expense	$3,762,000	3,531
Salaries and employee benefits	$2,295,000	2,918
Premises and equipment expense	$406,000	4,483
Additional noninterest expense	$1,061,000	4,192
Pre-tax net operating income	$2,627,000	2,659
Securities gains (losses)	$283,000	569
Applicable income taxes	$1,091,000	2,173
Income before extraordinary items	$1,819,000	2,675
Extraordinary gains, net	$0	53
Net income	$1,819,000	2,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	5,120
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,637,880	2,903
1995-12-31 (YTD Data)		Rank
Total interest income	$12,185,000	2,744
Total interest expense	$6,573,000	2,363
Net interest income	$5,612,000	3,168
Provision for loan and lease losses	$330,000	2,136
Total noninterest income	$749,000	3,877
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$346,000	3,807
Trading account gains and fees	$0	522
Additional Noninterest Income	$403,000	3,303
Total noninterest expense	$3,497,000	3,753
Salaries and employee benefits	$1,965,000	3,359
Premises and equipment expense	$461,000	4,038
Additional noninterest expense	$1,071,000	4,120
Pre-tax net operating income	$2,534,000	2,807
Securities gains (losses)	$189,000	693
Applicable income taxes	$803,000	2,867
Income before extraordinary items	$1,920,000	2,596
Extraordinary gains, net	$0	65
Net income	$1,920,000	2,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,210
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,785,810	2,730
1994-12-31 (YTD Data)		Rank
Total interest income	$11,253,000	2,702
Total interest expense	$5,213,000	2,367
Net interest income	$6,040,000	2,980
Provision for loan and lease losses	$330,000	2,106
Total noninterest income	$720,000	4,034
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$303,000	4,324
Trading account gains and fees	$0	475
Additional Noninterest Income	$417,000	3,320
Total noninterest expense	$3,965,000	3,456
Salaries and employee benefits	$2,118,000	3,111
Premises and equipment expense	$537,000	3,578
Additional noninterest expense	$1,310,000	3,750
Pre-tax net operating income	$2,465,000	2,867
Securities gains (losses)	$23,000	1,661
Applicable income taxes	$877,000	2,552
Income before extraordinary items	$1,611,000	2,986
Extraordinary gains, net	$0	249
Net income	$1,611,000	2,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$743,000	1,052
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,596,050	3,033
1993-12-31 (YTD Data)		Rank
Total interest income	$12,038,000	2,564
Total interest expense	$5,784,000	2,246
Net interest income	$6,254,000	2,913
Provision for loan and lease losses	$555,000	1,952
Total noninterest income	$688,000	4,495
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$275,000	4,756
Trading account gains and fees	$0	532
Additional Noninterest Income	$413,000	3,682
Total noninterest expense	$4,409,000	3,182
Salaries and employee benefits	$1,947,000	3,366
Premises and equipment expense	$585,000	3,411
Additional noninterest expense	$1,877,000	2,883
Pre-tax net operating income	$1,978,000	3,350
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$798,000	2,761
Income before extraordinary items	$1,191,000	4,044
Extraordinary gains, net	$101,000	1,554
Net income	$1,292,000	3,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$356,000	2,217
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,183,960	3,873
1992-12-31 (YTD Data)		Rank
Total interest income	$13,599,000	2,594
Total interest expense	$7,646,000	2,226
Net interest income	$5,953,000	3,070
Provision for loan and lease losses	$1,215,000	1,624
Total noninterest income	$673,000	4,544
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$251,000	5,114
Trading account gains and fees	$0	504
Additional Noninterest Income	$422,000	3,577
Total noninterest expense	$4,025,000	3,487
Salaries and employee benefits	$1,773,000	3,608
Premises and equipment expense	$493,000	4,027
Additional noninterest expense	$1,759,000	3,119
Pre-tax net operating income	$1,386,000	4,354
Securities gains (losses)	$171,000	2,245
Applicable income taxes	$556,000	3,656
Income before extraordinary items	$1,001,000	4,502
Extraordinary gains, net	$0	1,422
Net income	$1,001,000	4,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$823,000	1,785
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$891,560	4,660

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.