Home > CivicBank of Commerce > Net charge- offs to loans
CivicBank of Commerce, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1320% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2535% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1407% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4026% | 9,299 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1751% | 5,407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 5,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 633 |
| Percentage Net Loans Charged-off:Construction & development | -0.5541% | 1,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8381% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0612% | 1,352 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7154% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0848% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0601% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0732% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0425% | 9,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3878% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | -2.2502% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0356% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2016% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8760% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8554% | 1,310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 6,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1383% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | -1.1030% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3047% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9104% | 8 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0627% | 1,281 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3145% | 4 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3602% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8523% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3419% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9215% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 2.4660% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9663% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0566% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0860% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | -2.4461% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4340% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5877% | 1,281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3593% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8157% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 2.8990% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4708% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4306% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5161% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3073% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1948% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9858% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5987% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5463% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9216% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7485% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1317% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4364% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 4.4684% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4175% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.7887% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4506% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4676% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4406% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6733% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0408% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2139% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |