Home > Civic Bank & Trust > Income and Expense

Civic Bank & Trust, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$1,849,0003,074
Total interest expense$429,0001,929
Net interest income$1,420,0003,300
Provision for loan and lease losses$50,0002,055
Total noninterest income$26,0005,179
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$3,0005,337
Trading account gains and feesNANA
Additional Noninterest Income$23,0004,761
Total noninterest expense$1,574,0002,696
Salaries and employee benefits$484,0003,812
Premises and equipment expense$215,0002,327
Additional noninterest expense$875,0001,681
Pre-tax net operating income$-178,0005,530
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-178,0005,515
Extraordinary gains, net$07
Net income$-178,0005,515
Minority interest net income$052
Net income of bank and minority interests.$-178,0005,515
Net charge-offs$139,000709
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-178,0005,521
2017-12-31 (YTD Data)Rank
Total interest income$7,254,0003,058
Total interest expense$1,532,0001,885
Net interest income$5,722,0003,280
Provision for loan and lease losses$45,0003,621
Total noninterest income$117,0005,182
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$13,0005,410
Trading account gains and feesNANA
Additional Noninterest Income$104,0004,753
Total noninterest expense$3,841,0003,637
Salaries and employee benefits$1,923,0003,836
Premises and equipment expense$619,0002,874
Additional noninterest expense$1,299,0003,501
Pre-tax net operating income$1,953,0003,160
Securities gains (losses)$02,243
Applicable income taxes$-451,0005,604
Income before extraordinary items$2,404,0002,385
Extraordinary gains, net$09
Net income$2,404,0002,385
Minority interest net income$076
Net income of bank and minority interests.$2,404,0002,385
Net charge-offs$-11,0004,818
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,404,0002,361
2017-09-30 (YTD Data)Rank
Total interest income$5,429,0003,083
Total interest expense$1,105,0001,922
Net interest income$4,324,0003,278
Provision for loan and lease losses$45,0003,301
Total noninterest income$88,0005,261
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$9,0005,482
Trading account gains and feesNANA
Additional Noninterest Income$79,0004,809
Total noninterest expense$2,906,0003,616
Salaries and employee benefits$1,444,0003,839
Premises and equipment expense$457,0002,918
Additional noninterest expense$1,005,0003,453
Pre-tax net operating income$1,461,0003,231
Securities gains (losses)$02,274
Applicable income taxes$-845,0005,716
Income before extraordinary items$2,306,0002,159
Extraordinary gains, net$09
Net income$2,306,0002,160
Minority interest net income$071
Net income of bank and minority interests.$2,306,0002,160
Net charge-offs$-8,0004,678
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,306,0002,139
2017-06-30 (YTD Data)Rank
Total interest income$3,656,0003,048
Total interest expense$732,0001,906
Net interest income$2,924,0003,245
Provision for loan and lease losses$45,0002,934
Total noninterest income$58,0005,292
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$5,0005,546
Trading account gains and feesNANA
Additional Noninterest Income$53,0004,825
Total noninterest expense$1,961,0003,611
Salaries and employee benefits$980,0003,823
Premises and equipment expense$300,0002,954
Additional noninterest expense$681,0003,445
Pre-tax net operating income$976,0003,165
Securities gains (losses)$01,906
Applicable income taxes$-1,024,0005,768
Income before extraordinary items$2,000,0001,705
Extraordinary gains, net$011
Net income$2,000,0001,704
Minority interest net income$071
Net income of bank and minority interests.$2,000,0001,705
Net charge-offs$-6,0004,624
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,000,0001,689
2017-03-31 (YTD Data)Rank
Total interest income$1,800,0003,082
Total interest expense$361,0001,903
Net interest income$1,439,0003,280
Provision for loan and lease losses$45,0002,149
Total noninterest income$30,0005,306
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$2,0005,612
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,835
Total noninterest expense$1,016,0003,576
Salaries and employee benefits$500,0003,849
Premises and equipment expense$145,0003,056
Additional noninterest expense$371,0003,268
Pre-tax net operating income$408,0003,393
Securities gains (losses)$01,153
Applicable income taxes$-1,238,0005,845
Income before extraordinary items$1,646,0001,137
Extraordinary gains, net$08
Net income$1,646,0001,136
Minority interest net income$055
Net income of bank and minority interests.$1,646,0001,137
Net charge-offs$-4,0004,579
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,646,0001,118
2016-12-31 (YTD Data)Rank
Total interest income$6,503,0003,261
Total interest expense$1,251,0002,063
Net interest income$5,252,0003,474
Provision for loan and lease losses$135,0002,820
Total noninterest income$146,0005,283
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$21,0005,559
Trading account gains and fees$0170
Additional Noninterest Income$125,0004,818
Total noninterest expense$4,542,0003,388
Salaries and employee benefits$1,901,0003,928
Premises and equipment expense$588,0003,064
Additional noninterest expense$2,053,0002,707
Pre-tax net operating income$721,0004,470
Securities gains (losses)$24,0002,274
Applicable income taxes$04,278
Income before extraordinary items$745,0004,276
Extraordinary gains, net$05
Net income$745,0004,274
Minority interest net income$082
Net income of bank and minority interests.$745,0004,275
Net charge-offs$-9,0004,966
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$721,0004,270
2016-09-30 (YTD Data)Rank
Total interest income$4,709,0003,345
Total interest expense$902,0002,126
Net interest income$3,807,0003,556
Provision for loan and lease losses$90,0002,817
Total noninterest income$115,0005,302
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$18,0005,585
Trading account gains and fees$0169
Additional Noninterest Income$97,0004,827
Total noninterest expense$3,238,0003,495
Salaries and employee benefits$1,409,0003,954
Premises and equipment expense$449,0003,029
Additional noninterest expense$1,380,0002,914
Pre-tax net operating income$594,0004,440
Securities gains (losses)$12,0002,520
Applicable income taxes$04,325
Income before extraordinary items$606,0004,237
Extraordinary gains, net$05
Net income$606,0004,236
Minority interest net income$071
Net income of bank and minority interests.$606,0004,237
Net charge-offs$-5,0004,742
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$594,0004,189
2016-06-30 (YTD Data)Rank
Total interest income$2,953,0003,499
Total interest expense$569,0002,225
Net interest income$2,384,0003,705
Provision for loan and lease losses$15,0003,638
Total noninterest income$71,0005,391
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$5,0005,802
Trading account gains and fees$0157
Additional Noninterest Income$66,0004,848
Total noninterest expense$2,130,0003,552
Salaries and employee benefits$927,0004,014
Premises and equipment expense$307,0002,993
Additional noninterest expense$896,0002,978
Pre-tax net operating income$310,0004,728
Securities gains (losses)$24,0001,854
Applicable income taxes$04,338
Income before extraordinary items$334,0004,510
Extraordinary gains, net$016
Net income$334,0004,506
Minority interest net income$071
Net income of bank and minority interests.$334,0004,508
Net charge-offs$-4,0004,670
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$310,0004,533
2016-03-31 (YTD Data)Rank
Total interest income$1,453,0003,533
Total interest expense$284,0002,232
Net interest income$1,169,0003,756
Provision for loan and lease losses$03,656
Total noninterest income$35,0005,411
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$2,0005,864
Trading account gains and fees$0142
Additional Noninterest Income$33,0004,827
Total noninterest expense$1,114,0003,469
Salaries and employee benefits$455,0004,080
Premises and equipment expense$151,0003,042
Additional noninterest expense$508,0002,740
Pre-tax net operating income$90,0005,148
Securities gains (losses)$24,0001,160
Applicable income taxes$04,259
Income before extraordinary items$114,0004,895
Extraordinary gains, net$012
Net income$114,0004,895
Minority interest net income$062
Net income of bank and minority interests.$114,0004,895
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$90,0005,044
2015-12-31 (YTD Data)Rank
Total interest income$5,403,0003,663
Total interest expense$1,110,0002,247
Net interest income$4,293,0003,924
Provision for loan and lease losses$04,380
Total noninterest income$153,0005,417
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$12,0005,906
Trading account gains and fees$0159
Additional Noninterest Income$141,0004,814
Total noninterest expense$5,003,0003,214
Salaries and employee benefits$2,359,0003,551
Premises and equipment expense$617,0003,048
Additional noninterest expense$2,027,0002,772
Pre-tax net operating income$-557,0006,048
Securities gains (losses)$596,000308
Applicable income taxes$04,402
Income before extraordinary items$39,0005,833
Extraordinary gains, net$023
Net income$39,0005,836
Minority interest net income$081
Net income of bank and minority interests.$39,0005,836
Net charge-offs$-3,0004,981
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-25,0006,084
Net operating income$-557,0006,049
2015-09-30 (YTD Data)Rank
Total interest income$3,956,0003,761
Total interest expense$766,0002,409
Net interest income$3,190,0003,978
Provision for loan and lease losses$04,232
Total noninterest income$115,0005,481
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$7,0006,020
Trading account gains and fees$0153
Additional Noninterest Income$108,0004,826
Total noninterest expense$3,658,0003,296
Salaries and employee benefits$1,801,0003,516
Premises and equipment expense$517,0002,891
Additional noninterest expense$1,340,0003,041
Pre-tax net operating income$-353,0006,132
Securities gains (losses)$589,000265
Applicable income taxes$04,489
Income before extraordinary items$236,0005,325
Extraordinary gains, net$021
Net income$236,0005,329
Minority interest net income$078
Net income of bank and minority interests.$236,0005,329
Net charge-offs$04,182
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-25,0006,194
Net operating income$-353,0006,129
2015-06-30 (YTD Data)Rank
Total interest income$2,580,0003,830
Total interest expense$511,0002,429
Net interest income$2,069,0004,059
Provision for loan and lease losses$04,069
Total noninterest income$74,0005,549
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$-2,0006,348
Trading account gains and fees$0157
Additional Noninterest Income$76,0004,793
Total noninterest expense$2,187,0003,569
Salaries and employee benefits$1,156,0003,636
Premises and equipment expense$342,0002,904
Additional noninterest expense$689,0003,623
Pre-tax net operating income$-44,0006,064
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-44,0006,095
Extraordinary gains, net$022
Net income$-44,0006,096
Minority interest net income$075
Net income of bank and minority interests.$-44,0006,096
Net charge-offs$03,893
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-25,0006,285
Net operating income$-44,0006,068
2015-03-31 (YTD Data)Rank
Total interest income$1,307,0003,814
Total interest expense$252,0002,467
Net interest income$1,055,0004,031
Provision for loan and lease losses$03,703
Total noninterest income$37,0005,585
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$37,0004,829
Total noninterest expense$1,010,0003,773
Salaries and employee benefits$558,0003,752
Premises and equipment expense$167,0002,987
Additional noninterest expense$285,0004,088
Pre-tax net operating income$82,0005,351
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$82,0005,289
Extraordinary gains, net$013
Net income$82,0005,292
Minority interest net income$064
Net income of bank and minority interests.$82,0005,293
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$82,0005,218
2014-12-31 (YTD Data)Rank
Total interest income$5,467,0003,743
Total interest expense$1,138,0002,354
Net interest income$4,329,0004,008
Provision for loan and lease losses$-1,430,0006,390
Total noninterest income$144,0005,704
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$24,0006,089
Trading account gains and fees$0180
Additional Noninterest Income$120,0005,083
Total noninterest expense$4,036,0003,815
Salaries and employee benefits$2,237,0003,756
Premises and equipment expense$598,0003,240
Additional noninterest expense$1,201,0004,048
Pre-tax net operating income$1,867,0003,094
Securities gains (losses)$103,0001,234
Applicable income taxes$04,531
Income before extraordinary items$1,970,0002,734
Extraordinary gains, net$017
Net income$1,970,0002,732
Minority interest net income$084
Net income of bank and minority interests.$1,970,0002,734
Net charge-offs$632,0001,248
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,867,0002,791
2014-09-30 (YTD Data)Rank
Total interest income$4,157,0003,736
Total interest expense$879,0002,348
Net interest income$3,278,0004,021
Provision for loan and lease losses$-460,0006,374
Total noninterest income$102,0005,828
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$21,0006,113
Trading account gains and fees$0174
Additional Noninterest Income$81,0005,231
Total noninterest expense$3,040,0003,820
Salaries and employee benefits$1,684,0003,759
Premises and equipment expense$427,0003,393
Additional noninterest expense$929,0004,002
Pre-tax net operating income$800,0004,119
Securities gains (losses)$103,000974
Applicable income taxes$04,583
Income before extraordinary items$903,0003,675
Extraordinary gains, net$015
Net income$903,0003,677
Minority interest net income$081
Net income of bank and minority interests.$903,0003,678
Net charge-offs$625,000973
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$800,0003,863
2014-06-30 (YTD Data)Rank
Total interest income$2,732,0003,773
Total interest expense$600,0002,326
Net interest income$2,132,0004,080
Provision for loan and lease losses$-225,0006,426
Total noninterest income$57,0006,013
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$16,0006,094
Trading account gains and fees$0172
Additional Noninterest Income$41,0005,508
Total noninterest expense$1,919,0003,975
Salaries and employee benefits$1,109,0003,802
Premises and equipment expense$282,0003,440
Additional noninterest expense$528,0004,368
Pre-tax net operating income$495,0004,198
Securities gains (losses)$106,000754
Applicable income taxes$04,568
Income before extraordinary items$601,0003,635
Extraordinary gains, net$020
Net income$601,0003,640
Minority interest net income$080
Net income of bank and minority interests.$601,0003,641
Net charge-offs$570,000786
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$495,0003,926
2014-03-31 (YTD Data)Rank
Total interest income$1,351,0003,817
Total interest expense$295,0002,394
Net interest income$1,056,0004,117
Provision for loan and lease losses$-120,0006,535
Total noninterest income$28,0006,043
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$11,0005,924
Trading account gains and fees$0147
Additional Noninterest Income$17,0005,639
Total noninterest expense$967,0003,983
Salaries and employee benefits$548,0003,870
Premises and equipment expense$154,0003,286
Additional noninterest expense$265,0004,385
Pre-tax net operating income$237,0004,190
Securities gains (losses)$61,000579
Applicable income taxes$04,445
Income before extraordinary items$298,0003,556
Extraordinary gains, net$016
Net income$298,0003,559
Minority interest net income$066
Net income of bank and minority interests.$298,0003,559
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$237,0003,912
2013-12-31 (YTD Data)Rank
Total interest income$6,007,0003,620
Total interest expense$1,256,0002,492
Net interest income$4,751,0003,814
Provision for loan and lease losses$-330,0006,539
Total noninterest income$198,0005,626
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$69,0005,686
Trading account gains and fees$0184
Additional Noninterest Income$129,0005,115
Total noninterest expense$3,918,0003,971
Salaries and employee benefits$2,169,0003,901
Premises and equipment expense$546,0003,528
Additional noninterest expense$1,203,0004,196
Pre-tax net operating income$1,361,0003,569
Securities gains (losses)$99,0001,320
Applicable income taxes$04,631
Income before extraordinary items$1,460,0003,206
Extraordinary gains, net$029
Net income$1,460,0003,209
Minority interest net income$090
Net income of bank and minority interests.$1,460,0003,210
Net charge-offs$83,0003,931
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,361,0003,283
2013-09-30 (YTD Data)Rank
Total interest income$4,330,0003,760
Total interest expense$952,0002,532
Net interest income$3,378,0003,989
Provision for loan and lease losses$-300,0006,674
Total noninterest income$145,0005,733
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$56,0005,662
Trading account gains and fees$0180
Additional Noninterest Income$89,0005,286
Total noninterest expense$2,813,0004,094
Salaries and employee benefits$1,553,0004,018
Premises and equipment expense$426,0003,471
Additional noninterest expense$834,0004,381
Pre-tax net operating income$1,010,0003,670
Securities gains (losses)$92,0001,284
Applicable income taxes$04,713
Income before extraordinary items$1,102,0003,239
Extraordinary gains, net$025
Net income$1,102,0003,242
Minority interest net income$084
Net income of bank and minority interests.$1,102,0003,243
Net charge-offs$89,0003,376
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,010,0003,334
2013-06-30 (YTD Data)Rank
Total interest income$2,908,0003,748
Total interest expense$648,0002,550
Net interest income$2,260,0003,979
Provision for loan and lease losses$-175,0006,724
Total noninterest income$114,0005,589
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$40,0005,595
Trading account gains and fees$0157
Additional Noninterest Income$74,0005,101
Total noninterest expense$1,817,0004,199
Salaries and employee benefits$1,000,0004,112
Premises and equipment expense$285,0003,483
Additional noninterest expense$532,0004,491
Pre-tax net operating income$732,0003,498
Securities gains (losses)$92,0001,164
Applicable income taxes$04,679
Income before extraordinary items$824,0003,008
Extraordinary gains, net$022
Net income$824,0003,010
Minority interest net income$082
Net income of bank and minority interests.$824,0003,011
Net charge-offs$82,0002,933
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$732,0003,138
2013-03-31 (YTD Data)Rank
Total interest income$1,435,0003,800
Total interest expense$348,0002,461
Net interest income$1,087,0004,095
Provision for loan and lease losses$-105,0006,853
Total noninterest income$62,0005,499
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$20,0005,591
Trading account gains and fees$0148
Additional Noninterest Income$42,0004,926
Total noninterest expense$891,0004,283
Salaries and employee benefits$478,0004,261
Premises and equipment expense$140,0003,543
Additional noninterest expense$273,0004,441
Pre-tax net operating income$363,0003,457
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$363,0003,201
Extraordinary gains, net$010
Net income$363,0003,201
Minority interest net income$076
Net income of bank and minority interests.$363,0003,203
Net charge-offs$79,0002,076
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$363,0003,107
2012-12-31 (YTD Data)Rank
Total interest income$6,030,0003,827
Total interest expense$1,484,0002,740
Net interest income$4,546,0004,064
Provision for loan and lease losses$235,0003,732
Total noninterest income$168,0005,875
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$65,0005,985
Trading account gains and fees$0166
Additional Noninterest Income$103,0005,320
Total noninterest expense$3,601,0004,306
Salaries and employee benefits$1,847,0004,328
Premises and equipment expense$502,0003,816
Additional noninterest expense$1,252,0004,255
Pre-tax net operating income$878,0004,204
Securities gains (losses)$100,0002,271
Applicable income taxes$04,751
Income before extraordinary items$978,0003,953
Extraordinary gains, net$029
Net income$978,0003,953
Minority interest net income$093
Net income of bank and minority interests.$978,0003,955
Net charge-offs$-406,0007,036
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$878,0003,953
2012-09-30 (YTD Data)Rank
Total interest income$4,574,0003,860
Total interest expense$1,125,0002,820
Net interest income$3,449,0004,087
Provision for loan and lease losses$235,0003,289
Total noninterest income$88,0006,269
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$42,0006,199
Trading account gains and fees$0157
Additional Noninterest Income$46,0005,828
Total noninterest expense$2,550,0004,464
Salaries and employee benefits$1,274,0004,560
Premises and equipment expense$359,0003,973
Additional noninterest expense$917,0004,334
Pre-tax net operating income$752,0004,120
Securities gains (losses)$-13,0006,885
Applicable income taxes$04,802
Income before extraordinary items$739,0004,005
Extraordinary gains, net$020
Net income$739,0004,005
Minority interest net income$086
Net income of bank and minority interests.$739,0004,007
Net charge-offs$-543,0007,150
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$752,0003,803
2012-06-30 (YTD Data)Rank
Total interest income$3,050,0003,886
Total interest expense$748,0002,912
Net interest income$2,302,0004,101
Provision for loan and lease losses$235,0002,788
Total noninterest income$42,0006,558
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$30,0006,175
Trading account gains and fees$0153
Additional Noninterest Income$12,0006,397
Total noninterest expense$1,695,0004,504
Salaries and employee benefits$849,0004,589
Premises and equipment expense$232,0004,062
Additional noninterest expense$614,0004,343
Pre-tax net operating income$414,0004,399
Securities gains (losses)$-13,0006,955
Applicable income taxes$04,770
Income before extraordinary items$401,0004,357
Extraordinary gains, net$019
Net income$401,0004,360
Minority interest net income$084
Net income of bank and minority interests.$401,0004,359
Net charge-offs$-531,0007,220
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$414,0004,123
2012-03-31 (YTD Data)Rank
Total interest income$1,560,0003,867
Total interest expense$383,0002,956
Net interest income$1,177,0004,062
Provision for loan and lease losses$175,0002,152
Total noninterest income$21,0006,619
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$16,0006,090
Trading account gains and fees$0148
Additional Noninterest Income$5,0006,528
Total noninterest expense$823,0004,581
Salaries and employee benefits$394,0004,809
Premises and equipment expense$113,0004,128
Additional noninterest expense$316,0004,247
Pre-tax net operating income$200,0004,516
Securities gains (losses)$-5,0007,002
Applicable income taxes$04,704
Income before extraordinary items$195,0004,425
Extraordinary gains, net$019
Net income$195,0004,428
Minority interest net income$078
Net income of bank and minority interests.$195,0004,428
Net charge-offs$-266,0007,252
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$200,0004,229
2011-12-31 (YTD Data)Rank
Total interest income$6,249,0003,944
Total interest expense$1,817,0002,972
Net interest income$4,432,0004,254
Provision for loan and lease losses$420,0003,684
Total noninterest income$69,0006,665
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$46,0006,393
Trading account gains and fees$0146
Additional Noninterest Income$23,0006,318
Total noninterest expense$3,284,0004,638
Salaries and employee benefits$1,640,0004,705
Premises and equipment expense$483,0004,130
Additional noninterest expense$1,161,0004,558
Pre-tax net operating income$797,0004,095
Securities gains (losses)$23,0003,024
Applicable income taxes$04,719
Income before extraordinary items$820,0003,902
Extraordinary gains, net$029
Net income$820,0003,907
Minority interest net income$096
Net income of bank and minority interests.$820,0003,906
Net charge-offs$1,216,0002,132
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,108,000306
Net operating income$797,0003,827
2011-09-30 (YTD Data)Rank
Total interest income$4,780,0003,938
Total interest expense$1,405,0003,015
Net interest income$3,375,0004,229
Provision for loan and lease losses$300,0003,601
Total noninterest income$47,0006,813
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$30,0006,526
Trading account gains and fees$0145
Additional Noninterest Income$17,0006,460
Total noninterest expense$2,415,0004,691
Salaries and employee benefits$1,223,0004,724
Premises and equipment expense$339,0004,340
Additional noninterest expense$853,0004,599
Pre-tax net operating income$707,0003,960
Securities gains (losses)$23,0002,749
Applicable income taxes$04,740
Income before extraordinary items$730,0003,674
Extraordinary gains, net$021
Net income$730,0003,676
Minority interest net income$087
Net income of bank and minority interests.$730,0003,676
Net charge-offs$290,0003,284
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,086,000260
Net operating income$707,0003,630
2011-06-30 (YTD Data)Rank
Total interest income$3,193,0003,962
Total interest expense$970,0003,020
Net interest income$2,223,0004,276
Provision for loan and lease losses$180,0003,659
Total noninterest income$29,0006,922
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$18,0006,606
Trading account gains and fees$0153
Additional Noninterest Income$11,0006,553
Total noninterest expense$1,583,0004,794
Salaries and employee benefits$787,0004,872
Premises and equipment expense$227,0004,368
Additional noninterest expense$569,0004,660
Pre-tax net operating income$489,0003,862
Securities gains (losses)$23,0002,027
Applicable income taxes$04,697
Income before extraordinary items$512,0003,544
Extraordinary gains, net$015
Net income$512,0003,545
Minority interest net income$089
Net income of bank and minority interests.$512,0003,545
Net charge-offs$285,0002,740
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$1,086,000161
Net operating income$489,0003,535
2011-03-31 (YTD Data)Rank
Total interest income$1,586,0004,005
Total interest expense$501,0003,032
Net interest income$1,085,0004,332
Provision for loan and lease losses$90,0003,467
Total noninterest income$21,0006,771
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$16,0006,075
Trading account gains and fees$0158
Additional Noninterest Income$5,0006,705
Total noninterest expense$801,0004,780
Salaries and employee benefits$392,0004,923
Premises and equipment expense$114,0004,406
Additional noninterest expense$295,0004,584
Pre-tax net operating income$215,0004,114
Securities gains (losses)$15,0001,187
Applicable income taxes$04,545
Income before extraordinary items$230,0003,728
Extraordinary gains, net$09
Net income$230,0003,729
Minority interest net income$086
Net income of bank and minority interests.$230,0003,728
Net charge-offs$304,0001,740
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$918,00097
Net operating income$215,0003,804
2010-12-31 (YTD Data)Rank
Total interest income$6,332,0004,160
Total interest expense$2,423,0003,069
Net interest income$3,909,0004,648
Provision for loan and lease losses$3,240,0001,546
Total noninterest income$75,0006,876
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$54,0006,173
Trading account gains and fees$0175
Additional Noninterest Income$21,0006,580
Total noninterest expense$3,396,0004,675
Salaries and employee benefits$1,559,0004,953
Premises and equipment expense$497,0004,203
Additional noninterest expense$1,340,0004,320
Pre-tax net operating income$-2,652,0006,873
Securities gains (losses)$413,0001,029
Applicable income taxes$04,655
Income before extraordinary items$-2,239,0006,895
Extraordinary gains, net$029
Net income$-2,239,0006,895
Minority interest net income$0111
Net income of bank and minority interests.$-2,239,0006,896
Net charge-offs$1,426,0002,234
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,235,000198
Net operating income$-2,652,0006,933
2010-09-30 (YTD Data)Rank
Total interest income$4,724,0004,257
Total interest expense$1,868,0003,125
Net interest income$2,856,0004,789
Provision for loan and lease losses$1,780,0001,790
Total noninterest income$57,0007,014
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$41,0006,246
Trading account gains and fees$0165
Additional Noninterest Income$16,0006,762
Total noninterest expense$2,471,0004,772
Salaries and employee benefits$1,165,0005,002
Premises and equipment expense$382,0004,192
Additional noninterest expense$924,0004,531
Pre-tax net operating income$-1,338,0006,893
Securities gains (losses)$413,000874
Applicable income taxes$04,726
Income before extraordinary items$-925,0006,873
Extraordinary gains, net$023
Net income$-925,0006,873
Minority interest net income$0110
Net income of bank and minority interests.$-925,0006,873
Net charge-offs$1,171,0002,020
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,375,000260
Net operating income$-1,338,0006,961
2010-06-30 (YTD Data)Rank
Total interest income$3,196,0004,254
Total interest expense$1,288,0003,135
Net interest income$1,908,0004,788
Provision for loan and lease losses$540,0002,750
Total noninterest income$39,0007,041
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$28,0006,254
Trading account gains and fees$0152
Additional Noninterest Income$11,0006,798
Total noninterest expense$1,636,0004,799
Salaries and employee benefits$788,0004,976
Premises and equipment expense$257,0004,197
Additional noninterest expense$591,0004,625
Pre-tax net operating income$-229,0006,477
Securities gains (losses)$331,000658
Applicable income taxes$04,691
Income before extraordinary items$102,0005,527
Extraordinary gains, net$019
Net income$102,0005,530
Minority interest net income$0105
Net income of bank and minority interests.$102,0005,529
Net charge-offs$1,0006,292
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-229,0006,551
2010-03-31 (YTD Data)Rank
Total interest income$1,539,0004,425
Total interest expense$654,0003,213
Net interest income$885,0005,024
Provision for loan and lease losses$390,0002,104
Total noninterest income$13,0007,346
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$9,0006,608
Trading account gains and fees$0175
Additional Noninterest Income$4,0007,081
Total noninterest expense$831,0004,799
Salaries and employee benefits$401,0004,996
Premises and equipment expense$127,0004,325
Additional noninterest expense$303,0004,562
Pre-tax net operating income$-323,0006,996
Securities gains (losses)$37,0001,271
Applicable income taxes$04,611
Income before extraordinary items$-286,0007,060
Extraordinary gains, net$016
Net income$-286,0007,061
Minority interest net income$091
Net income of bank and minority interests.$-286,0007,060
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-323,0007,063
2009-12-31 (YTD Data)Rank
Total interest income$6,689,0004,301
Total interest expense$3,363,0003,144
Net interest income$3,326,0005,105
Provision for loan and lease losses$175,0005,925
Total noninterest income$71,0007,231
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$46,0006,536
Trading account gains and fees$0211
Additional Noninterest Income$25,0006,847
Total noninterest expense$3,275,0004,925
Salaries and employee benefits$1,555,0005,077
Premises and equipment expense$451,0004,671
Additional noninterest expense$1,269,0004,574
Pre-tax net operating income$-53,0005,512
Securities gains (losses)$206,0001,533
Applicable income taxes$04,388
Income before extraordinary items$153,0004,976
Extraordinary gains, net$034
Net income$153,0004,976
Minority interest net income$0115
Net income of bank and minority interests.$153,0004,976
Net charge-offs$2,038,0002,016
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-53,0005,598
2009-09-30 (YTD Data)Rank
Total interest income$5,040,0004,343
Total interest expense$2,646,0003,159
Net interest income$2,394,0005,235
Provision for loan and lease losses$175,0005,339
Total noninterest income$53,0007,371
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$35,0006,570
Trading account gains and fees$0212
Additional Noninterest Income$18,0007,053
Total noninterest expense$2,491,0004,897
Salaries and employee benefits$1,215,0005,008
Premises and equipment expense$331,0004,770
Additional noninterest expense$945,0004,575
Pre-tax net operating income$-219,0006,043
Securities gains (losses)$99,0001,847
Applicable income taxes$04,592
Income before extraordinary items$-120,0006,009
Extraordinary gains, net$027
Net income$-120,0006,009
Minority interest net income$0118
Net income of bank and minority interests.$-120,0006,009
Net charge-offs$1,933,0001,531
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-219,0006,118
2009-06-30 (YTD Data)Rank
Total interest income$3,259,0004,476
Total interest expense$1,817,0003,198
Net interest income$1,442,0005,512
Provision for loan and lease losses$07,158
Total noninterest income$29,0007,532
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$22,0006,645
Trading account gains and fees$0193
Additional Noninterest Income$7,0007,375
Total noninterest expense$1,539,0005,171
Salaries and employee benefits$806,0005,072
Premises and equipment expense$246,0004,501
Additional noninterest expense$487,0005,312
Pre-tax net operating income$-68,0006,020
Securities gains (losses)$99,0001,501
Applicable income taxes$04,657
Income before extraordinary items$31,0005,709
Extraordinary gains, net$021
Net income$31,0005,707
Minority interest net income$0112
Net income of bank and minority interests.$31,0005,707
Net charge-offs$1,529,0001,331
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-68,0006,069
2009-03-31 (YTD Data)Rank
Total interest income$1,632,0004,509
Total interest expense$929,0003,256
Net interest income$703,0005,574
Provision for loan and lease losses$06,744
Total noninterest income$26,0007,178
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$22,0005,942
Trading account gains and fees$0171
Additional Noninterest Income$4,0007,406
Total noninterest expense$741,0005,214
Salaries and employee benefits$394,0005,197
Premises and equipment expense$84,0005,551
Additional noninterest expense$263,0004,809
Pre-tax net operating income$-12,0006,312
Securities gains (losses)$17,0001,747
Applicable income taxes$04,835
Income before extraordinary items$5,0006,343
Extraordinary gains, net$015
Net income$5,0006,345
Minority interest net income$0102
Net income of bank and minority interests.$5,0006,345
Net charge-offs$1,287,000821
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-12,0006,331
2008-12-31 (YTD Data)Rank
Total interest income$6,669,0004,629
Total interest expense$3,603,0003,772
Net interest income$3,066,0005,358
Provision for loan and lease losses$3,489,0001,267
Total noninterest income$17,0007,968
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$68,0006,372
Trading account gains and fees$0154
Additional Noninterest Income$-51,0008,088
Total noninterest expense$3,760,0004,420
Salaries and employee benefits$1,539,0005,260
Premises and equipment expense$177,0006,889
Additional noninterest expense$2,044,0002,820
Pre-tax net operating income$-4,166,0007,732
Securities gains (losses)$62,0001,458
Applicable income taxes$04,979
Income before extraordinary items$-4,104,0007,747
Extraordinary gains, net$039
Net income$-4,104,0007,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0003,233
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,166,0007,814
2008-09-30 (YTD Data)Rank
Total interest income$4,941,0004,739
Total interest expense$2,639,0003,939
Net interest income$2,302,0005,398
Provision for loan and lease losses$698,0002,277
Total noninterest income$69,0007,507
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$51,0006,424
Trading account gains and fees$0148
Additional Noninterest Income$18,0007,487
Total noninterest expense$2,342,0004,979
Salaries and employee benefits$1,137,0005,321
Premises and equipment expense$422,0004,135
Additional noninterest expense$783,0004,609
Pre-tax net operating income$-669,0007,364
Securities gains (losses)$62,0001,283
Applicable income taxes$05,372
Income before extraordinary items$-607,0007,273
Extraordinary gains, net$031
Net income$-607,0007,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,019
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-669,0007,446
2008-06-30 (YTD Data)Rank
Total interest income$3,204,0004,881
Total interest expense$1,724,0004,125
Net interest income$1,480,0005,510
Provision for loan and lease losses$205,0003,111
Total noninterest income$48,0007,532
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$34,0006,431
Trading account gains and fees$0149
Additional Noninterest Income$14,0007,482
Total noninterest expense$1,433,0005,270
Salaries and employee benefits$734,0005,461
Premises and equipment expense$149,0005,846
Additional noninterest expense$550,0004,450
Pre-tax net operating income$-110,0007,206
Securities gains (losses)$61,0001,301
Applicable income taxes$05,627
Income before extraordinary items$-49,0007,147
Extraordinary gains, net$021
Net income$-49,0007,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,109
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-110,0007,238
2008-03-31 (YTD Data)Rank
Total interest income$1,554,0005,058
Total interest expense$860,0004,313
Net interest income$694,0005,716
Provision for loan and lease losses$72,0003,280
Total noninterest income$18,0007,776
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$8,0007,392
Total noninterest expense$747,0005,150
Salaries and employee benefits$360,0005,557
Premises and equipment expense$69,0006,080
Additional noninterest expense$318,0003,944
Pre-tax net operating income$-107,0007,585
Securities gains (losses)$61,000973
Applicable income taxes$05,622
Income before extraordinary items$-46,0007,486
Extraordinary gains, net$015
Net income$-46,0007,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,828
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-107,0007,633
2007-12-31 (YTD Data)Rank
Total interest income$5,717,0005,380
Total interest expense$3,189,0004,619
Net interest income$2,528,0005,947
Provision for loan and lease losses$431,0002,575
Total noninterest income$72,0007,829
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$35,0006,951
Trading account gains and fees$0178
Additional Noninterest Income$37,0007,367
Total noninterest expense$2,986,0005,013
Salaries and employee benefits$1,772,0004,790
Premises and equipment expense$318,0005,647
Additional noninterest expense$896,0004,978
Pre-tax net operating income$-817,0007,973
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-817,0008,047
Extraordinary gains, net$039
Net income$-817,0008,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,824
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-817,0008,036
2007-09-30 (YTD Data)Rank
Total interest income$4,159,0005,467
Total interest expense$2,379,0004,635
Net interest income$1,780,0006,144
Provision for loan and lease losses$347,0002,107
Total noninterest income$58,0007,835
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$19,0007,117
Trading account gains and fees$0184
Additional Noninterest Income$39,0007,085
Total noninterest expense$1,956,0005,436
Salaries and employee benefits$1,086,0005,392
Premises and equipment expense$142,0006,833
Additional noninterest expense$728,0004,683
Pre-tax net operating income$-465,0008,054
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-465,0008,120
Extraordinary gains, net$033
Net income$-465,0008,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,893
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-465,0008,107
2007-06-30 (YTD Data)Rank
Total interest income$2,609,0005,655
Total interest expense$1,536,0004,722
Net interest income$1,073,0006,428
Provision for loan and lease losses$237,0001,928
Total noninterest income$37,0007,922
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$9,0007,247
Trading account gains and fees$0168
Additional Noninterest Income$28,0007,057
Total noninterest expense$1,282,0005,516
Salaries and employee benefits$721,0005,461
Premises and equipment expense$157,0005,688
Additional noninterest expense$404,0005,272
Pre-tax net operating income$-409,0008,237
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-409,0008,275
Extraordinary gains, net$029
Net income$-409,0008,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-409,0008,266
2007-03-31 (YTD Data)Rank
Total interest income$1,249,0005,786
Total interest expense$735,0004,842
Net interest income$514,0006,545
Provision for loan and lease losses$99,0002,066
Total noninterest income$13,0008,149
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$5,0007,254
Trading account gains and fees$0195
Additional Noninterest Income$8,0007,599
Total noninterest expense$651,0005,496
Salaries and employee benefits$365,0005,457
Premises and equipment expense$79,0005,713
Additional noninterest expense$207,0005,160
Pre-tax net operating income$-223,0008,326
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-223,0008,353
Extraordinary gains, net$022
Net income$-223,0008,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-223,0008,343
2006-12-31 (YTD Data)Rank
Total interest income$2,801,0006,927
Total interest expense$1,325,0006,375
Net interest income$1,476,0007,201
Provision for loan and lease losses$465,0002,025
Total noninterest income$44,0008,255
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$16,0007,331
Trading account gains and fees$0130
Additional Noninterest Income$28,0007,751
Total noninterest expense$2,093,0006,028
Salaries and employee benefits$1,117,0006,114
Premises and equipment expense$282,0005,896
Additional noninterest expense$694,0005,670
Pre-tax net operating income$-1,038,0008,429
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,038,0008,468
Extraordinary gains, net$051
Net income$-1,038,0008,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-1,038,0008,457
2006-09-30 (YTD Data)Rank
Total interest income$1,703,0007,370
Total interest expense$662,0007,158
Net interest income$1,041,0007,385
Provision for loan and lease losses$337,0001,966
Total noninterest income$30,0008,361
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$12,0007,403
Trading account gains and fees$0126
Additional Noninterest Income$18,0007,902
Total noninterest expense$1,438,0006,275
Salaries and employee benefits$793,0006,258
Premises and equipment expense$201,0006,060
Additional noninterest expense$444,0006,102
Pre-tax net operating income$-704,0008,508
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-704,0008,537
Extraordinary gains, net$045
Net income$-704,0008,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-704,0008,532
2006-06-30 (YTD Data)Rank
Total interest income$850,0007,845
Total interest expense$240,0007,983
Net interest income$610,0007,663
Provision for loan and lease losses$304,0001,455
Total noninterest income$15,0008,481
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,424
Trading account gains and fees$0126
Additional Noninterest Income$6,0008,317
Total noninterest expense$947,0006,327
Salaries and employee benefits$497,0006,452
Premises and equipment expense$138,0005,989
Additional noninterest expense$312,0005,950
Pre-tax net operating income$-626,0008,608
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-626,0008,625
Extraordinary gains, net$039
Net income$-626,0008,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-626,0008,619
2006-03-31 (YTD Data)Rank
Total interest income$333,0008,158
Total interest expense$88,0008,235
Net interest income$245,0008,004
Provision for loan and lease losses$149,0001,516
Total noninterest income$5,0008,568
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,0007,527
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,382
Total noninterest expense$444,0006,511
Salaries and employee benefits$239,0006,569
Premises and equipment expense$72,0005,891
Additional noninterest expense$133,0006,395
Pre-tax net operating income$-343,0008,634
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-343,0008,657
Extraordinary gains, net$021
Net income$-343,0008,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-343,0008,648
2005-12-31 (YTD Data)Rank
Total interest income$393,0008,679
Total interest expense$58,0008,685
Net interest income$335,0008,649
Provision for loan and lease losses$88,0005,023
Total noninterest income$4,0008,720
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,0007,708
Trading account gains and fees$0138
Additional Noninterest Income$2,0008,635
Total noninterest expense$1,344,0007,149
Salaries and employee benefits$394,0008,225
Premises and equipment expense$99,0007,866
Additional noninterest expense$851,0004,955
Pre-tax net operating income$-1,093,0008,657
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,093,0008,686
Extraordinary gains, net$046
Net income$-1,093,0008,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$15,700,000105
Net operating income$-1,093,0008,668
2005-09-30 (YTD Data)Rank
Total interest income$145,0008,796
Total interest expense$5,0008,821
Net interest income$140,0008,780
Provision for loan and lease losses$22,0006,097
Total noninterest income$6,0008,737
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,0007,763
Trading account gains and fees$0126
Additional Noninterest Income$5,0008,551
Total noninterest expense$994,0007,171
Salaries and employee benefits$200,0008,566
Premises and equipment expense$58,0008,147
Additional noninterest expense$736,0004,464
Pre-tax net operating income$-870,0008,700
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-870,0008,727
Extraordinary gains, net$035
Net income$-870,0008,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$15,700,00078
Net operating income$-870,0008,706

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.