Home > Cityside Savings & Financial Services Company > Income and Expense
Cityside Savings & Financial Services Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 10,245 |
| Total interest expense | $346,000 | 10,440 |
| Net interest income | $711,000 | 9,911 |
| Provision for loan and lease losses | $141,000 | 4,282 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $171,000 | 10,848 |
| Salaries and employee benefits | $61,000 | 10,871 |
| Premises and equipment expense | $34,000 | 10,554 |
| Additional noninterest expense | $76,000 | 10,721 |
| Pre-tax net operating income | $494,000 | 7,947 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $190,000 | 7,017 |
| Income before extraordinary items | $304,000 | 8,345 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $304,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,146 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $304,000 | 8,302 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,176,000 | 5,072 |
| Total interest expense | $1,947,000 | 6,531 |
| Net interest income | $4,229,000 | 4,111 |
| Provision for loan and lease losses | $392,000 | 2,129 |
| Total noninterest income | $160,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,786 |
| Total noninterest expense | $2,525,000 | 4,964 |
| Salaries and employee benefits | $1,460,000 | 4,419 |
| Premises and equipment expense | $415,000 | 4,408 |
| Additional noninterest expense | $650,000 | 6,028 |
| Pre-tax net operating income | $1,472,000 | 4,405 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $609,000 | 3,544 |
| Income before extraordinary items | $863,000 | 5,016 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $863,000 | 5,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,725 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $863,000 | 4,963 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,857,000 | 5,303 |
| Total interest expense | $1,884,000 | 6,710 |
| Net interest income | $3,973,000 | 4,337 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $337,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,715 |
| Total noninterest expense | $2,601,000 | 4,827 |
| Salaries and employee benefits | $1,481,000 | 4,336 |
| Premises and equipment expense | $470,000 | 3,953 |
| Additional noninterest expense | $650,000 | 6,200 |
| Pre-tax net operating income | $1,547,000 | 4,341 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $640,000 | 3,493 |
| Income before extraordinary items | $907,000 | 4,960 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $907,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,120 |
| Cash dividends | $365,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $907,000 | 4,948 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 5,457 |
| Total interest expense | $1,466,000 | 6,990 |
| Net interest income | $3,766,000 | 4,619 |
| Provision for loan and lease losses | $157,000 | 3,516 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,633 |
| Total noninterest expense | $2,538,000 | 5,102 |
| Salaries and employee benefits | $1,443,000 | 4,432 |
| Premises and equipment expense | $494,000 | 3,843 |
| Additional noninterest expense | $601,000 | 7,035 |
| Pre-tax net operating income | $1,250,000 | 5,081 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $517,000 | 3,952 |
| Income before extraordinary items | $733,000 | 5,704 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $733,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,468 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $733,000 | 5,779 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 5,537 |
| Total interest expense | $1,531,000 | 7,109 |
| Net interest income | $3,721,000 | 4,707 |
| Provision for loan and lease losses | $411,000 | 2,416 |
| Total noninterest income | $178,000 | 9,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $2,662,000 | 4,995 |
| Salaries and employee benefits | $1,433,000 | 4,457 |
| Premises and equipment expense | $550,000 | 3,570 |
| Additional noninterest expense | $679,000 | 6,714 |
| Pre-tax net operating income | $826,000 | 6,685 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $340,000 | 5,612 |
| Income before extraordinary items | $486,000 | 7,671 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $486,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,958 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $486,000 | 7,417 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 6,059 |
| Total interest expense | $1,847,000 | 7,491 |
| Net interest income | $3,479,000 | 5,038 |
| Provision for loan and lease losses | $589,000 | 2,676 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $2,570,000 | 5,180 |
| Salaries and employee benefits | $1,338,000 | 4,698 |
| Premises and equipment expense | $542,000 | 3,701 |
| Additional noninterest expense | $690,000 | 6,820 |
| Pre-tax net operating income | $459,000 | 8,723 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $278,000 | 9,574 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $278,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 2,160 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $278,000 | 9,208 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.