Home > City State Bank > Income and Expense
City State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 8,246 |
| Total interest expense | $950,000 | 8,313 |
| Net interest income | $1,260,000 | 8,078 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $320,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 5,941 |
| Total noninterest expense | $1,147,000 | 7,711 |
| Salaries and employee benefits | $542,000 | 8,088 |
| Premises and equipment expense | $157,000 | 7,549 |
| Additional noninterest expense | $448,000 | 6,920 |
| Pre-tax net operating income | $409,000 | 7,560 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $178,000 | 5,942 |
| Income before extraordinary items | $233,000 | 8,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $233,000 | 8,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $231,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $231,720 | 8,044 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 8,648 |
| Total interest expense | $865,000 | 8,777 |
| Net interest income | $1,166,000 | 8,408 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $292,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $1,051,000 | 7,962 |
| Salaries and employee benefits | $462,000 | 8,597 |
| Premises and equipment expense | $161,000 | 7,418 |
| Additional noninterest expense | $428,000 | 6,999 |
| Pre-tax net operating income | $383,000 | 7,965 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $168,000 | 6,606 |
| Income before extraordinary items | $215,000 | 8,513 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $215,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,945 |
| Cash dividends | $904,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $215,000 | 8,432 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 9,016 |
| Total interest expense | $777,000 | 9,325 |
| Net interest income | $1,222,000 | 8,633 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $260,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $1,045,000 | 8,187 |
| Salaries and employee benefits | $528,000 | 8,404 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $327,000 | 8,053 |
| Pre-tax net operating income | $420,000 | 8,338 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $164,000 | 7,403 |
| Income before extraordinary items | $256,000 | 8,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $256,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $119,000 | 6,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $256,000 | 8,658 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 9,393 |
| Total interest expense | $828,000 | 9,558 |
| Net interest income | $1,163,000 | 9,121 |
| Provision for loan and lease losses | $82,000 | 5,565 |
| Total noninterest income | $251,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $985,000 | 8,721 |
| Salaries and employee benefits | $438,000 | 9,341 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $340,000 | 8,455 |
| Pre-tax net operating income | $347,000 | 8,824 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $121,000 | 8,388 |
| Income before extraordinary items | $220,000 | 9,108 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $220,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $119,000 | 6,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $223,900 | 9,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 10,058 |
| Total interest expense | $731,000 | 10,190 |
| Net interest income | $1,040,000 | 9,813 |
| Provision for loan and lease losses | $67,000 | 5,503 |
| Total noninterest income | $209,000 | 8,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $971,000 | 9,075 |
| Salaries and employee benefits | $409,000 | 9,875 |
| Premises and equipment expense | $197,000 | 7,255 |
| Additional noninterest expense | $365,000 | 8,542 |
| Pre-tax net operating income | $211,000 | 10,394 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $57,000 | 10,046 |
| Income before extraordinary items | $154,000 | 10,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $154,000 | 10,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $110,000 | 6,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $154,000 | 10,399 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 10,718 |
| Total interest expense | $564,000 | 10,780 |
| Net interest income | $948,000 | 10,564 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $195,000 | 8,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $966,000 | 9,489 |
| Salaries and employee benefits | $431,000 | 9,996 |
| Premises and equipment expense | $197,000 | 7,500 |
| Additional noninterest expense | $338,000 | 9,495 |
| Pre-tax net operating income | $177,000 | 11,075 |
| Securities gains (losses) | $77,000 | 902 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $203,000 | 10,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $203,000 | 10,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $117,000 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $141,400 | 10,982 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 11,004 |
| Total interest expense | $633,000 | 10,960 |
| Net interest income | $962,000 | 10,918 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $191,000 | 9,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $857,000 | 10,404 |
| Salaries and employee benefits | $419,000 | 10,451 |
| Premises and equipment expense | $126,000 | 9,610 |
| Additional noninterest expense | $312,000 | 10,293 |
| Pre-tax net operating income | $296,000 | 10,272 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $261,000 | 9,914 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $261,000 | 10,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $61,000 | 7,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $240,750 | 9,906 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 11,252 |
| Total interest expense | $851,000 | 11,091 |
| Net interest income | $972,000 | 11,204 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $208,000 | 9,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $832,000 | 10,849 |
| Salaries and employee benefits | $388,000 | 11,004 |
| Premises and equipment expense | $122,000 | 9,963 |
| Additional noninterest expense | $322,000 | 10,530 |
| Pre-tax net operating income | $313,000 | 10,005 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $280,000 | 9,540 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $280,000 | 9,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $184,000 | 5,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $254,080 | 9,496 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.