Home > City State Bank > Income and Expense

City State Bank, Income and Expense

2005-09-30 (YTD Data)Rank
Total interest income$2,787,0006,008
Total interest expense$814,0005,972
Net interest income$1,973,0005,924
Provision for loan and lease losses$06,899
Total noninterest income$193,0006,657
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$100,0005,862
Trading account gains and fees$0126
Additional Noninterest Income$93,0006,056
Total noninterest expense$1,461,0006,170
Salaries and employee benefits$787,0006,181
Premises and equipment expense$191,0006,149
Additional noninterest expense$483,0005,816
Pre-tax net operating income$705,0005,621
Securities gains (losses)$02,317
Applicable income taxes$194,0004,461
Income before extraordinary items$511,0005,855
Extraordinary gains, net$035
Net income$511,0005,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,791
Cash dividends$300,0003,493
Sale, conversion, retirement of capital stock, net$0769
Net operating income$511,0005,819
2005-06-30 (YTD Data)Rank
Total interest income$1,821,0006,009
Total interest expense$512,0005,972
Net interest income$1,309,0005,934
Provision for loan and lease losses$06,626
Total noninterest income$117,0006,800
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$65,0005,865
Trading account gains and fees$0116
Additional Noninterest Income$52,0006,337
Total noninterest expense$967,0006,194
Salaries and employee benefits$521,0006,211
Premises and equipment expense$120,0006,281
Additional noninterest expense$326,0005,756
Pre-tax net operating income$459,0005,651
Securities gains (losses)$02,146
Applicable income taxes$126,0004,495
Income before extraordinary items$333,0005,899
Extraordinary gains, net$030
Net income$333,0005,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,892
Cash dividends$200,0003,480
Sale, conversion, retirement of capital stock, net$0643
Net operating income$333,0005,850
2005-03-31 (YTD Data)Rank
Total interest income$906,0006,030
Total interest expense$237,0006,114
Net interest income$669,0005,876
Provision for loan and lease losses$06,226
Total noninterest income$59,0006,784
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$31,0005,927
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,283
Total noninterest expense$490,0006,184
Salaries and employee benefits$259,0006,258
Premises and equipment expense$58,0006,415
Additional noninterest expense$173,0005,535
Pre-tax net operating income$238,0005,559
Securities gains (losses)$01,685
Applicable income taxes$66,0004,377
Income before extraordinary items$172,0005,780
Extraordinary gains, net$024
Net income$172,0005,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$172,0005,745
2004-12-31 (YTD Data)Rank
Total interest income$3,249,0006,190
Total interest expense$816,0006,205
Net interest income$2,433,0006,092
Provision for loan and lease losses$07,314
Total noninterest income$245,0006,814
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$122,0006,146
Trading account gains and fees$0138
Additional Noninterest Income$123,0006,060
Total noninterest expense$1,738,0006,469
Salaries and employee benefits$882,0006,672
Premises and equipment expense$223,0006,488
Additional noninterest expense$633,0005,823
Pre-tax net operating income$940,0005,399
Securities gains (losses)$03,819
Applicable income taxes$264,0004,389
Income before extraordinary items$676,0005,680
Extraordinary gains, net$034
Net income$676,0005,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,972
Cash dividends$400,0003,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$676,0005,616
2004-09-30 (YTD Data)Rank
Total interest income$2,319,0006,343
Total interest expense$578,0006,340
Net interest income$1,741,0006,224
Provision for loan and lease losses$07,100
Total noninterest income$156,0007,115
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$89,0006,233
Trading account gains and fees$0134
Additional Noninterest Income$67,0006,620
Total noninterest expense$1,168,0006,748
Salaries and employee benefits$618,0006,826
Premises and equipment expense$170,0006,433
Additional noninterest expense$380,0006,457
Pre-tax net operating income$729,0005,421
Securities gains (losses)$03,710
Applicable income taxes$207,0004,388
Income before extraordinary items$522,0005,714
Extraordinary gains, net$026
Net income$522,0005,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,184
Cash dividends$300,0003,420
Sale, conversion, retirement of capital stock, net$0738
Net operating income$522,0005,645
2004-06-30 (YTD Data)Rank
Total interest income$1,390,0006,691
Total interest expense$354,0006,586
Net interest income$1,036,0006,572
Provision for loan and lease losses$06,885
Total noninterest income$85,0007,498
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$46,0006,661
Trading account gains and fees$0130
Additional Noninterest Income$39,0006,845
Total noninterest expense$689,0007,137
Salaries and employee benefits$352,0007,290
Premises and equipment expense$94,0006,920
Additional noninterest expense$243,0006,622
Pre-tax net operating income$432,0005,677
Securities gains (losses)$03,413
Applicable income taxes$121,0004,596
Income before extraordinary items$311,0005,955
Extraordinary gains, net$021
Net income$311,0005,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,107
Cash dividends$200,0003,418
Sale, conversion, retirement of capital stock, net$0638
Net operating income$311,0005,866
2004-03-31 (YTD Data)Rank
Total interest income$551,0007,286
Total interest expense$136,0007,249
Net interest income$415,0007,178
Provision for loan and lease losses$06,501
Total noninterest income$24,0008,222
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,0007,105
Trading account gains and fees$0121
Additional Noninterest Income$8,0007,967
Total noninterest expense$247,0007,902
Salaries and employee benefits$140,0007,848
Premises and equipment expense$21,0008,211
Additional noninterest expense$86,0007,481
Pre-tax net operating income$192,0005,914
Securities gains (losses)$02,934
Applicable income taxes$53,0004,770
Income before extraordinary items$139,0006,188
Extraordinary gains, net$016
Net income$139,0006,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$100,0002,844
Sale, conversion, retirement of capital stock, net$0464
Net operating income$139,0006,086
2003-12-31 (YTD Data)Rank
Total interest income$2,371,0007,179
Total interest expense$662,0007,176
Net interest income$1,709,0007,046
Provision for loan and lease losses$07,651
Total noninterest income$103,0008,274
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$80,0006,892
Trading account gains and fees$0160
Additional Noninterest Income$23,0008,335
Total noninterest expense$999,0007,879
Salaries and employee benefits$545,0007,916
Premises and equipment expense$134,0007,616
Additional noninterest expense$320,0007,632
Pre-tax net operating income$813,0005,664
Securities gains (losses)$04,500
Applicable income taxes$252,0004,570
Income before extraordinary items$561,0006,089
Extraordinary gains, net$054
Net income$561,0006,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,170
Cash dividends$350,0004,142
Sale, conversion, retirement of capital stock, net$0868
Net operating income$561,0005,938
2003-09-30 (YTD Data)Rank
Total interest income$1,797,0007,224
Total interest expense$511,0007,257
Net interest income$1,286,0007,081
Provision for loan and lease losses$07,481
Total noninterest income$79,0008,309
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$64,0006,860
Trading account gains and fees$0153
Additional Noninterest Income$15,0008,465
Total noninterest expense$741,0007,888
Salaries and employee benefits$414,0007,866
Premises and equipment expense$99,0007,650
Additional noninterest expense$228,0007,747
Pre-tax net operating income$624,0005,778
Securities gains (losses)$04,204
Applicable income taxes$199,0004,653
Income before extraordinary items$425,0006,209
Extraordinary gains, net$040
Net income$425,0006,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,672
Cash dividends$225,0003,865
Sale, conversion, retirement of capital stock, net$0722
Net operating income$425,0006,047
2003-06-30 (YTD Data)Rank
Total interest income$1,180,0007,330
Total interest expense$351,0007,318
Net interest income$829,0007,179
Provision for loan and lease losses$07,324
Total noninterest income$54,0008,279
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$45,0006,765
Trading account gains and fees$0150
Additional Noninterest Income$9,0008,523
Total noninterest expense$495,0007,911
Salaries and employee benefits$283,0007,832
Premises and equipment expense$66,0007,663
Additional noninterest expense$146,0007,829
Pre-tax net operating income$388,0005,946
Securities gains (losses)$03,782
Applicable income taxes$128,0004,755
Income before extraordinary items$260,0006,442
Extraordinary gains, net$030
Net income$260,0006,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,533
Cash dividends$150,0003,830
Sale, conversion, retirement of capital stock, net$0589
Net operating income$260,0006,235
2003-03-31 (YTD Data)Rank
Total interest income$596,0007,332
Total interest expense$182,0007,323
Net interest income$414,0007,198
Provision for loan and lease losses$06,934
Total noninterest income$30,0008,154
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$26,0006,492
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,607
Total noninterest expense$249,0007,938
Salaries and employee benefits$148,0007,751
Premises and equipment expense$33,0007,707
Additional noninterest expense$68,0007,999
Pre-tax net operating income$195,0005,903
Securities gains (losses)$02,891
Applicable income taxes$65,0004,700
Income before extraordinary items$130,0006,366
Extraordinary gains, net$021
Net income$130,0006,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$75,0003,162
Sale, conversion, retirement of capital stock, net$0419
Net operating income$130,0006,189
2002-12-31 (YTD Data)Rank
Total interest income$2,558,0007,301
Total interest expense$838,0007,389
Net interest income$1,720,0007,087
Provision for loan and lease losses$08,089
Total noninterest income$96,0008,446
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$73,0007,070
Trading account gains and fees$0153
Additional Noninterest Income$23,0008,435
Total noninterest expense$988,0007,960
Salaries and employee benefits$576,0007,815
Premises and equipment expense$114,0007,964
Additional noninterest expense$298,0007,818
Pre-tax net operating income$828,0005,679
Securities gains (losses)$33,0002,759
Applicable income taxes$293,0004,482
Income before extraordinary items$568,0006,106
Extraordinary gains, net$070
Net income$568,0006,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$350,0004,054
Sale, conversion, retirement of capital stock, net$0862
Net operating income$546,2206,042
2001-12-31 (YTD Data)Rank
Total interest income$2,948,0007,305
Total interest expense$1,241,0007,529
Net interest income$1,707,0006,964
Provision for loan and lease losses$08,228
Total noninterest income$85,0008,716
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$67,0007,236
Trading account gains and fees$0177
Additional Noninterest Income$18,0008,807
Total noninterest expense$1,141,0007,604
Salaries and employee benefits$568,0007,816
Premises and equipment expense$122,0007,971
Additional noninterest expense$451,0006,779
Pre-tax net operating income$651,0005,981
Securities gains (losses)$38,0002,612
Applicable income taxes$296,0004,299
Income before extraordinary items$393,0006,612
Extraordinary gains, net$0105
Net income$393,0006,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,195
Cash dividends$350,0004,106
Sale, conversion, retirement of capital stock, net$0922
Net operating income$368,6806,618
2000-12-31 (YTD Data)Rank
Total interest income$3,089,0007,326
Total interest expense$1,366,0007,426
Net interest income$1,723,0007,074
Provision for loan and lease losses$08,337
Total noninterest income$96,0008,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0007,238
Trading account gains and feesNANA
Additional Noninterest Income$28,0008,628
Total noninterest expense$1,156,0007,609
Salaries and employee benefits$570,0007,865
Premises and equipment expense$103,0008,389
Additional noninterest expense$483,0006,552
Pre-tax net operating income$663,0006,365
Securities gains (losses)$01,956
Applicable income taxes$284,0004,699
Income before extraordinary items$379,0006,978
Extraordinary gains, net$038
Net income$379,0006,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$325,0004,335
Sale, conversion, retirement of capital stock, net$0969
Net operating income$379,0006,984
1999-12-31 (YTD Data)Rank
Total interest income$2,719,0007,686
Total interest expense$1,245,0007,525
Net interest income$1,474,0007,634
Provision for loan and lease losses$08,503
Total noninterest income$116,0008,584
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$79,0007,144
Trading account gains and feesNANA
Additional Noninterest Income$37,0008,550
Total noninterest expense$1,092,0007,863
Salaries and employee benefits$534,0008,137
Premises and equipment expense$96,0008,710
Additional noninterest expense$462,0006,804
Pre-tax net operating income$498,0007,146
Securities gains (losses)$03,155
Applicable income taxes$223,0005,467
Income before extraordinary items$275,0007,761
Extraordinary gains, net$035
Net income$275,0007,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0009,703
Cash dividends$275,0004,706
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$275,0007,737
1998-12-31 (YTD Data)Rank
Total interest income$309,00010,312
Total interest expense$155,00010,240
Net interest income$154,00010,337
Provision for loan and lease losses$08,652
Total noninterest income$18,00010,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,0008,855
Trading account gains and feesNANA
Additional Noninterest Income$7,00010,104
Total noninterest expense$65,00010,445
Salaries and employee benefits$13,00010,442
Premises and equipment expense$4,00010,414
Additional noninterest expense$48,00010,393
Pre-tax net operating income$107,0009,391
Securities gains (losses)$04,449
Applicable income taxes$43,0008,450
Income before extraordinary items$64,0009,544
Extraordinary gains, net$032
Net income$64,0009,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,285
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$64,0009,480
1997-12-31 (YTD Data)Rank
Total interest income$2,700,0008,126
Total interest expense$1,262,0007,947
Net interest income$1,438,0008,131
Provision for loan and lease losses$08,829
Total noninterest income$155,0008,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0007,067
Trading account gains and feesNANA
Additional Noninterest Income$49,0008,480
Total noninterest expense$870,0008,787
Salaries and employee benefits$572,0008,108
Premises and equipment expense$55,00010,079
Additional noninterest expense$243,0008,929
Pre-tax net operating income$723,0006,882
Securities gains (losses)$-1,0009,009
Applicable income taxes$240,0006,358
Income before extraordinary items$482,0007,086
Extraordinary gains, net$044
Net income$482,0007,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00010,102
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$482,6707,035
1996-12-31 (YTD Data)Rank
Total interest income$2,662,0008,483
Total interest expense$1,329,0008,024
Net interest income$1,333,0008,683
Provision for loan and lease losses$25,0007,649
Total noninterest income$156,0008,920
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0007,335
Trading account gains and feesNANA
Additional Noninterest Income$48,0008,981
Total noninterest expense$846,0009,258
Salaries and employee benefits$541,0008,563
Premises and equipment expense$62,00010,297
Additional noninterest expense$243,0009,463
Pre-tax net operating income$618,0007,325
Securities gains (losses)$04,148
Applicable income taxes$202,0007,112
Income before extraordinary items$416,0007,489
Extraordinary gains, net$053
Net income$416,0007,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,481
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$416,0007,434
1995-12-31 (YTD Data)Rank
Total interest income$2,569,0008,859
Total interest expense$1,243,0008,448
Net interest income$1,326,0008,997
Provision for loan and lease losses$550,0001,455
Total noninterest income$241,0007,816
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,139
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,838
Total noninterest expense$841,0009,596
Salaries and employee benefits$525,0008,900
Premises and equipment expense$69,00010,506
Additional noninterest expense$247,0009,853
Pre-tax net operating income$176,00010,600
Securities gains (losses)$3,0003,092
Applicable income taxes$49,00010,213
Income before extraordinary items$130,00010,665
Extraordinary gains, net$065
Net income$130,00010,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,655
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$127,81010,655
1994-12-31 (YTD Data)Rank
Total interest income$2,154,0009,509
Total interest expense$940,0008,948
Net interest income$1,214,0009,730
Provision for loan and lease losses$09,146
Total noninterest income$155,0009,612
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0007,867
Trading account gains and feesNANA
Additional Noninterest Income$46,0009,840
Total noninterest expense$838,00010,054
Salaries and employee benefits$492,0009,467
Premises and equipment expense$71,00010,948
Additional noninterest expense$275,00010,242
Pre-tax net operating income$531,0008,447
Securities gains (losses)$-7,0009,611
Applicable income taxes$172,0007,876
Income before extraordinary items$352,0008,619
Extraordinary gains, net$0249
Net income$352,0008,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,043
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$356,6908,635
1993-12-31 (YTD Data)Rank
Total interest income$1,935,00010,310
Total interest expense$847,0009,801
Net interest income$1,088,00010,456
Provision for loan and lease losses$010,371
Total noninterest income$146,00010,287
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$97,0008,461
Trading account gains and feesNANA
Additional Noninterest Income$49,00010,159
Total noninterest expense$802,00010,660
Salaries and employee benefits$476,0009,889
Premises and equipment expense$68,00011,579
Additional noninterest expense$258,00010,975
Pre-tax net operating income$432,0009,167
Securities gains (losses)$3,0006,505
Applicable income taxes$142,0008,816
Income before extraordinary items$293,0009,568
Extraordinary gains, net$03,149
Net income$293,0009,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,845
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$290,9909,329
1992-12-31 (YTD Data)Rank
Total interest income$1,921,00011,051
Total interest expense$933,00010,698
Net interest income$988,00011,141
Provision for loan and lease losses$011,756
Total noninterest income$115,00011,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0009,331
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$796,00011,020
Salaries and employee benefits$477,00010,021
Premises and equipment expense$77,00011,610
Additional noninterest expense$242,00011,639
Pre-tax net operating income$307,00010,072
Securities gains (losses)$08,369
Applicable income taxes$100,0009,918
Income before extraordinary items$207,00010,504
Extraordinary gains, net$01,422
Net income$207,00010,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0009,186
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$207,00010,163

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.