Home > City Savings Bank & Trust Company > Income and Expense
City Savings Bank & Trust Company, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,053,000 | 1,653 |
| Total interest expense | $938,000 | 2,656 |
| Net interest income | $15,115,000 | 1,546 |
| Provision for loan and lease losses | $1,000,000 | 886 |
| Total noninterest income | $3,589,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,896,000 | 676 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,693,000 | 1,688 |
| Total noninterest expense | $11,520,000 | 1,662 |
| Salaries and employee benefits | $6,677,000 | 1,663 |
| Premises and equipment expense | $1,326,000 | 1,702 |
| Additional noninterest expense | $3,517,000 | 1,708 |
| Pre-tax net operating income | $6,184,000 | 1,429 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $6,184,000 | 1,139 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,184,000 | 1,139 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,184,000 | 1,139 |
| Net charge-offs | $818,000 | 802 |
| Cash dividends | $2,150,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,184,000 | 1,124 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,896,000 | 1,671 |
| Total interest expense | $671,000 | 2,719 |
| Net interest income | $11,225,000 | 1,562 |
| Provision for loan and lease losses | $710,000 | 915 |
| Total noninterest income | $2,677,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,431,000 | 675 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,246,000 | 1,722 |
| Total noninterest expense | $8,626,000 | 1,679 |
| Salaries and employee benefits | $5,059,000 | 1,651 |
| Premises and equipment expense | $1,008,000 | 1,683 |
| Additional noninterest expense | $2,559,000 | 1,738 |
| Pre-tax net operating income | $4,566,000 | 1,460 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,566,000 | 1,242 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,566,000 | 1,242 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,566,000 | 1,242 |
| Net charge-offs | $449,000 | 869 |
| Cash dividends | $150,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,566,000 | 1,226 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 1,684 |
| Total interest expense | $431,000 | 2,732 |
| Net interest income | $7,354,000 | 1,570 |
| Provision for loan and lease losses | $413,000 | 966 |
| Total noninterest income | $1,749,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $935,000 | 670 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $814,000 | 1,757 |
| Total noninterest expense | $5,839,000 | 1,668 |
| Salaries and employee benefits | $3,452,000 | 1,619 |
| Premises and equipment expense | $665,000 | 1,707 |
| Additional noninterest expense | $1,722,000 | 1,719 |
| Pre-tax net operating income | $2,851,000 | 1,525 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,851,000 | 1,296 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,851,000 | 1,296 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,851,000 | 1,296 |
| Net charge-offs | $236,000 | 956 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,851,000 | 1,275 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 1,716 |
| Total interest expense | $215,000 | 2,717 |
| Net interest income | $3,562,000 | 1,616 |
| Provision for loan and lease losses | $153,000 | 1,099 |
| Total noninterest income | $849,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $459,000 | 691 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $390,000 | 1,779 |
| Total noninterest expense | $2,947,000 | 1,678 |
| Salaries and employee benefits | $1,801,000 | 1,563 |
| Premises and equipment expense | $337,000 | 1,705 |
| Additional noninterest expense | $809,000 | 1,826 |
| Pre-tax net operating income | $1,311,000 | 1,597 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,311,000 | 1,356 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,311,000 | 1,356 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,311,000 | 1,356 |
| Net charge-offs | $85,000 | 1,018 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,311,000 | 1,339 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,495,000 | 1,628 |
| Total interest expense | $950,000 | 2,506 |
| Net interest income | $14,545,000 | 1,536 |
| Provision for loan and lease losses | $923,000 | 969 |
| Total noninterest income | $3,381,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,900,000 | 690 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,481,000 | 1,903 |
| Total noninterest expense | $11,048,000 | 1,733 |
| Salaries and employee benefits | $6,344,000 | 1,696 |
| Premises and equipment expense | $1,311,000 | 1,723 |
| Additional noninterest expense | $3,393,000 | 1,763 |
| Pre-tax net operating income | $5,955,000 | 1,404 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $5,955,000 | 1,205 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,955,000 | 1,204 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,955,000 | 1,204 |
| Net charge-offs | $618,000 | 944 |
| Cash dividends | $9,771,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,955,000 | 1,175 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,618,000 | 1,633 |
| Total interest expense | $723,000 | 2,479 |
| Net interest income | $10,895,000 | 1,545 |
| Provision for loan and lease losses | $546,000 | 1,080 |
| Total noninterest income | $2,541,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,417,000 | 687 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,124,000 | 1,900 |
| Total noninterest expense | $8,400,000 | 1,719 |
| Salaries and employee benefits | $4,916,000 | 1,647 |
| Premises and equipment expense | $969,000 | 1,753 |
| Additional noninterest expense | $2,515,000 | 1,791 |
| Pre-tax net operating income | $4,490,000 | 1,424 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $4,490,000 | 1,209 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,490,000 | 1,209 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,490,000 | 1,209 |
| Net charge-offs | $299,000 | 1,138 |
| Cash dividends | $8,287,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,490,000 | 1,178 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,632,000 | 1,660 |
| Total interest expense | $477,000 | 2,511 |
| Net interest income | $7,155,000 | 1,568 |
| Provision for loan and lease losses | $356,000 | 1,112 |
| Total noninterest income | $1,666,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $913,000 | 693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $753,000 | 1,864 |
| Total noninterest expense | $5,473,000 | 1,756 |
| Salaries and employee benefits | $3,121,000 | 1,719 |
| Premises and equipment expense | $645,000 | 1,740 |
| Additional noninterest expense | $1,707,000 | 1,769 |
| Pre-tax net operating income | $2,992,000 | 1,404 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,992,000 | 1,208 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,992,000 | 1,208 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,992,000 | 1,208 |
| Net charge-offs | $204,000 | 1,110 |
| Cash dividends | $2,512,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,992,000 | 1,163 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 1,654 |
| Total interest expense | $237,000 | 2,522 |
| Net interest income | $3,602,000 | 1,558 |
| Provision for loan and lease losses | $166,000 | 1,086 |
| Total noninterest income | $809,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $440,000 | 714 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $369,000 | 1,850 |
| Total noninterest expense | $2,606,000 | 1,843 |
| Salaries and employee benefits | $1,474,000 | 1,824 |
| Premises and equipment expense | $322,000 | 1,766 |
| Additional noninterest expense | $810,000 | 1,833 |
| Pre-tax net operating income | $1,639,000 | 1,302 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,639,000 | 1,089 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,639,000 | 1,090 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,639,000 | 1,090 |
| Net charge-offs | $133,000 | 851 |
| Cash dividends | $1,378,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,639,000 | 1,063 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,469,000 | 1,602 |
| Total interest expense | $1,024,000 | 2,376 |
| Net interest income | $14,445,000 | 1,528 |
| Provision for loan and lease losses | $526,000 | 1,300 |
| Total noninterest income | $2,804,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,431,000 | 892 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,373,000 | 1,966 |
| Total noninterest expense | $10,160,000 | 1,869 |
| Salaries and employee benefits | $5,852,000 | 1,780 |
| Premises and equipment expense | $1,255,000 | 1,814 |
| Additional noninterest expense | $3,053,000 | 1,978 |
| Pre-tax net operating income | $6,563,000 | 1,261 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $6,563,000 | 1,077 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,563,000 | 1,076 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,563,000 | 1,077 |
| Net charge-offs | $493,000 | 1,173 |
| Cash dividends | $1,876,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,563,000 | 1,055 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,707,000 | 1,598 |
| Total interest expense | $773,000 | 2,395 |
| Net interest income | $10,934,000 | 1,528 |
| Provision for loan and lease losses | $370,000 | 1,322 |
| Total noninterest income | $2,035,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $991,000 | 961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,044,000 | 1,973 |
| Total noninterest expense | $7,449,000 | 1,907 |
| Salaries and employee benefits | $4,321,000 | 1,817 |
| Premises and equipment expense | $942,000 | 1,827 |
| Additional noninterest expense | $2,186,000 | 2,044 |
| Pre-tax net operating income | $5,150,000 | 1,247 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $5,150,000 | 1,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,150,000 | 1,036 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,150,000 | 1,036 |
| Net charge-offs | $272,000 | 1,276 |
| Cash dividends | $1,876,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,150,000 | 1,011 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,819,000 | 1,597 |
| Total interest expense | $516,000 | 2,410 |
| Net interest income | $7,303,000 | 1,525 |
| Provision for loan and lease losses | $235,000 | 1,359 |
| Total noninterest income | $1,218,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $534,000 | 1,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $684,000 | 1,995 |
| Total noninterest expense | $4,884,000 | 1,950 |
| Salaries and employee benefits | $2,847,000 | 1,845 |
| Premises and equipment expense | $621,000 | 1,854 |
| Additional noninterest expense | $1,416,000 | 2,099 |
| Pre-tax net operating income | $3,402,000 | 1,236 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $3,402,000 | 1,041 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,402,000 | 1,041 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,402,000 | 1,041 |
| Net charge-offs | $135,000 | 1,459 |
| Cash dividends | $1,260,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,402,000 | 1,010 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 1,571 |
| Total interest expense | $257,000 | 2,432 |
| Net interest income | $3,707,000 | 1,494 |
| Provision for loan and lease losses | $130,000 | 1,223 |
| Total noninterest income | $540,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $212,000 | 1,372 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $328,000 | 2,000 |
| Total noninterest expense | $2,306,000 | 2,051 |
| Salaries and employee benefits | $1,334,000 | 1,961 |
| Premises and equipment expense | $304,000 | 1,907 |
| Additional noninterest expense | $668,000 | 2,188 |
| Pre-tax net operating income | $1,811,000 | 1,139 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,811,000 | 948 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,811,000 | 949 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,811,000 | 949 |
| Net charge-offs | $129,000 | 948 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,811,000 | 911 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,902,000 | 1,682 |
| Total interest expense | $974,000 | 2,617 |
| Net interest income | $13,928,000 | 1,584 |
| Provision for loan and lease losses | $704,000 | 1,128 |
| Total noninterest income | $1,930,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $827,000 | 1,527 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,103,000 | 2,190 |
| Total noninterest expense | $9,076,000 | 2,077 |
| Salaries and employee benefits | $5,267,000 | 1,949 |
| Premises and equipment expense | $1,134,000 | 2,017 |
| Additional noninterest expense | $2,675,000 | 2,264 |
| Pre-tax net operating income | $6,078,000 | 1,296 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $6,078,000 | 1,088 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,078,000 | 1,086 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,078,000 | 1,087 |
| Net charge-offs | $274,000 | 2,115 |
| Cash dividends | $5,895,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,078,000 | 1,058 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,977,000 | 1,717 |
| Total interest expense | $717,000 | 2,689 |
| Net interest income | $10,260,000 | 1,621 |
| Provision for loan and lease losses | $459,000 | 1,219 |
| Total noninterest income | $1,487,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $614,000 | 1,548 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $873,000 | 2,119 |
| Total noninterest expense | $6,675,000 | 2,123 |
| Salaries and employee benefits | $3,914,000 | 1,972 |
| Premises and equipment expense | $848,000 | 2,039 |
| Additional noninterest expense | $1,913,000 | 2,355 |
| Pre-tax net operating income | $4,613,000 | 1,294 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $4,613,000 | 1,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,613,000 | 1,081 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,613,000 | 1,081 |
| Net charge-offs | $198,000 | 2,000 |
| Cash dividends | $1,687,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,613,000 | 1,060 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,139,000 | 1,757 |
| Total interest expense | $467,000 | 2,771 |
| Net interest income | $6,672,000 | 1,647 |
| Provision for loan and lease losses | $224,000 | 1,552 |
| Total noninterest income | $978,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $406,000 | 1,538 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $572,000 | 2,127 |
| Total noninterest expense | $4,471,000 | 2,111 |
| Salaries and employee benefits | $2,635,000 | 1,961 |
| Premises and equipment expense | $563,000 | 2,059 |
| Additional noninterest expense | $1,273,000 | 2,356 |
| Pre-tax net operating income | $2,955,000 | 1,298 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,955,000 | 1,088 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,955,000 | 1,088 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,955,000 | 1,089 |
| Net charge-offs | $102,000 | 2,172 |
| Cash dividends | $1,281,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,955,000 | 1,065 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 1,807 |
| Total interest expense | $231,000 | 2,841 |
| Net interest income | $3,229,000 | 1,691 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $478,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $209,000 | 1,494 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $269,000 | 2,162 |
| Total noninterest expense | $2,141,000 | 2,205 |
| Salaries and employee benefits | $1,265,000 | 2,052 |
| Premises and equipment expense | $285,000 | 2,084 |
| Additional noninterest expense | $591,000 | 2,515 |
| Pre-tax net operating income | $1,476,000 | 1,264 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,476,000 | 1,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,476,000 | 1,068 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,476,000 | 1,068 |
| Net charge-offs | $61,000 | 1,716 |
| Cash dividends | $406,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,476,000 | 1,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,497,000 | 1,851 |
| Total interest expense | $839,000 | 3,336 |
| Net interest income | $12,658,000 | 1,699 |
| Provision for loan and lease losses | $543,000 | 1,744 |
| Total noninterest income | $2,100,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $869,000 | 1,531 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,231,000 | 2,103 |
| Total noninterest expense | $8,658,000 | 2,180 |
| Salaries and employee benefits | $5,135,000 | 1,989 |
| Premises and equipment expense | $1,149,000 | 1,989 |
| Additional noninterest expense | $2,374,000 | 2,578 |
| Pre-tax net operating income | $5,557,000 | 1,320 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,557,000 | 1,112 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,557,000 | 1,114 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,557,000 | 1,115 |
| Net charge-offs | $129,000 | 3,483 |
| Cash dividends | $3,322,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,557,000 | 1,089 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,045,000 | 1,873 |
| Total interest expense | $607,000 | 3,512 |
| Net interest income | $9,438,000 | 1,710 |
| Provision for loan and lease losses | $443,000 | 1,684 |
| Total noninterest income | $1,616,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $643,000 | 1,559 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $973,000 | 2,078 |
| Total noninterest expense | $6,496,000 | 2,173 |
| Salaries and employee benefits | $3,861,000 | 1,988 |
| Premises and equipment expense | $848,000 | 2,034 |
| Additional noninterest expense | $1,787,000 | 2,565 |
| Pre-tax net operating income | $4,115,000 | 1,358 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,115,000 | 1,133 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,115,000 | 1,135 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,115,000 | 1,135 |
| Net charge-offs | $93,000 | 3,327 |
| Cash dividends | $1,690,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,115,000 | 1,104 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,547,000 | 1,903 |
| Total interest expense | $396,000 | 3,614 |
| Net interest income | $6,151,000 | 1,736 |
| Provision for loan and lease losses | $278,000 | 1,758 |
| Total noninterest income | $1,088,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $420,000 | 1,558 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $668,000 | 2,086 |
| Total noninterest expense | $4,366,000 | 2,155 |
| Salaries and employee benefits | $2,612,000 | 1,972 |
| Premises and equipment expense | $547,000 | 2,093 |
| Additional noninterest expense | $1,207,000 | 2,529 |
| Pre-tax net operating income | $2,595,000 | 1,395 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,595,000 | 1,173 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,595,000 | 1,175 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,595,000 | 1,176 |
| Net charge-offs | $63,000 | 3,155 |
| Cash dividends | $1,283,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,595,000 | 1,125 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 1,976 |
| Total interest expense | $201,000 | 3,659 |
| Net interest income | $2,978,000 | 1,798 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $507,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $206,000 | 1,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $301,000 | 2,213 |
| Total noninterest expense | $2,103,000 | 2,261 |
| Salaries and employee benefits | $1,267,000 | 2,051 |
| Premises and equipment expense | $259,000 | 2,248 |
| Additional noninterest expense | $577,000 | 2,641 |
| Pre-tax net operating income | $1,282,000 | 1,384 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,282,000 | 1,164 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,282,000 | 1,166 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,282,000 | 1,166 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $407,000 | 1,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,282,000 | 1,112 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,334,000 | 2,116 |
| Total interest expense | $835,000 | 4,021 |
| Net interest income | $11,499,000 | 1,907 |
| Provision for loan and lease losses | $384,000 | 3,070 |
| Total noninterest income | $2,156,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $945,000 | 1,484 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,211,000 | 2,128 |
| Total noninterest expense | $8,188,000 | 2,308 |
| Salaries and employee benefits | $4,626,000 | 2,161 |
| Premises and equipment expense | $1,078,000 | 2,125 |
| Additional noninterest expense | $2,484,000 | 2,582 |
| Pre-tax net operating income | $5,083,000 | 1,350 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $5,083,000 | 1,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,083,000 | 1,164 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,083,000 | 1,164 |
| Net charge-offs | $135,000 | 4,154 |
| Cash dividends | $2,960,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,083,000 | 1,097 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 2,186 |
| Total interest expense | $624,000 | 4,149 |
| Net interest income | $8,508,000 | 1,952 |
| Provision for loan and lease losses | $320,000 | 2,881 |
| Total noninterest income | $1,652,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $714,000 | 1,487 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $938,000 | 2,072 |
| Total noninterest expense | $6,008,000 | 2,360 |
| Salaries and employee benefits | $3,398,000 | 2,195 |
| Premises and equipment expense | $761,000 | 2,281 |
| Additional noninterest expense | $1,849,000 | 2,605 |
| Pre-tax net operating income | $3,832,000 | 1,380 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,832,000 | 1,177 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,832,000 | 1,177 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,832,000 | 1,177 |
| Net charge-offs | $77,000 | 4,209 |
| Cash dividends | $1,497,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,832,000 | 1,106 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 2,248 |
| Total interest expense | $422,000 | 4,215 |
| Net interest income | $5,532,000 | 1,999 |
| Provision for loan and lease losses | $192,000 | 3,042 |
| Total noninterest income | $1,085,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $472,000 | 1,489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $613,000 | 2,074 |
| Total noninterest expense | $3,990,000 | 2,369 |
| Salaries and employee benefits | $2,276,000 | 2,197 |
| Premises and equipment expense | $479,000 | 2,378 |
| Additional noninterest expense | $1,235,000 | 2,613 |
| Pre-tax net operating income | $2,435,000 | 1,425 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,435,000 | 1,230 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,435,000 | 1,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,435,000 | 1,230 |
| Net charge-offs | $40,000 | 4,215 |
| Cash dividends | $1,136,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,435,000 | 1,153 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 2,281 |
| Total interest expense | $215,000 | 4,278 |
| Net interest income | $2,747,000 | 2,014 |
| Provision for loan and lease losses | $116,000 | 2,718 |
| Total noninterest income | $514,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $228,000 | 1,519 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $286,000 | 2,165 |
| Total noninterest expense | $1,910,000 | 2,469 |
| Salaries and employee benefits | $1,085,000 | 2,298 |
| Premises and equipment expense | $233,000 | 2,455 |
| Additional noninterest expense | $592,000 | 2,690 |
| Pre-tax net operating income | $1,235,000 | 1,412 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,235,000 | 1,183 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,235,000 | 1,183 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,235,000 | 1,183 |
| Net charge-offs | $12,000 | 3,957 |
| Cash dividends | $360,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,235,000 | 1,125 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,527,000 | 2,425 |
| Total interest expense | $940,000 | 4,545 |
| Net interest income | $10,587,000 | 2,058 |
| Provision for loan and lease losses | $356,000 | 3,901 |
| Total noninterest income | $1,934,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $902,000 | 1,626 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,032,000 | 2,088 |
| Total noninterest expense | $7,488,000 | 2,522 |
| Salaries and employee benefits | $3,984,000 | 2,414 |
| Premises and equipment expense | $859,000 | 2,752 |
| Additional noninterest expense | $2,645,000 | 2,481 |
| Pre-tax net operating income | $4,677,000 | 1,244 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,677,000 | 1,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,677,000 | 1,061 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,677,000 | 1,061 |
| Net charge-offs | $160,000 | 4,544 |
| Cash dividends | $2,199,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,677,000 | 1,023 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 2,463 |
| Total interest expense | $711,000 | 4,641 |
| Net interest income | $7,890,000 | 2,088 |
| Provision for loan and lease losses | $320,000 | 3,519 |
| Total noninterest income | $1,423,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $655,000 | 1,669 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $768,000 | 2,101 |
| Total noninterest expense | $5,592,000 | 2,522 |
| Salaries and employee benefits | $2,975,000 | 2,421 |
| Premises and equipment expense | $651,000 | 2,752 |
| Additional noninterest expense | $1,966,000 | 2,506 |
| Pre-tax net operating income | $3,401,000 | 1,326 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,401,000 | 1,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,401,000 | 1,122 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,401,000 | 1,122 |
| Net charge-offs | $83,000 | 4,603 |
| Cash dividends | $1,212,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,401,000 | 1,073 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 2,495 |
| Total interest expense | $487,000 | 4,701 |
| Net interest income | $5,207,000 | 2,100 |
| Provision for loan and lease losses | $292,000 | 3,074 |
| Total noninterest income | $978,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $468,000 | 1,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $510,000 | 2,063 |
| Total noninterest expense | $3,932,000 | 2,440 |
| Salaries and employee benefits | $2,121,000 | 2,279 |
| Premises and equipment expense | $424,000 | 2,810 |
| Additional noninterest expense | $1,387,000 | 2,418 |
| Pre-tax net operating income | $1,961,000 | 1,481 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,961,000 | 1,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,961,000 | 1,278 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,961,000 | 1,278 |
| Net charge-offs | $76,000 | 4,099 |
| Cash dividends | $920,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,961,000 | 1,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 2,527 |
| Total interest expense | $248,000 | 4,767 |
| Net interest income | $2,577,000 | 2,108 |
| Provision for loan and lease losses | $156,000 | 2,708 |
| Total noninterest income | $491,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $242,000 | 1,477 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $249,000 | 2,155 |
| Total noninterest expense | $1,878,000 | 2,544 |
| Salaries and employee benefits | $990,000 | 2,457 |
| Premises and equipment expense | $211,000 | 2,861 |
| Additional noninterest expense | $677,000 | 2,452 |
| Pre-tax net operating income | $1,034,000 | 1,395 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,034,000 | 1,186 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,034,000 | 1,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,034,000 | 1,186 |
| Net charge-offs | $58,000 | 3,227 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,034,000 | 1,152 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,141,000 | 2,699 |
| Total interest expense | $1,185,000 | 4,855 |
| Net interest income | $9,956,000 | 2,207 |
| Provision for loan and lease losses | $625,000 | 3,779 |
| Total noninterest income | $2,114,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,100,000 | 1,385 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,014,000 | 2,167 |
| Total noninterest expense | $7,159,000 | 2,680 |
| Salaries and employee benefits | $3,786,000 | 2,540 |
| Premises and equipment expense | $902,000 | 2,694 |
| Additional noninterest expense | $2,471,000 | 2,715 |
| Pre-tax net operating income | $4,286,000 | 1,183 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,286,000 | 1,008 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,286,000 | 1,010 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,286,000 | 1,011 |
| Net charge-offs | $228,000 | 4,618 |
| Cash dividends | $2,067,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,286,000 | 970 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,278,000 | 2,773 |
| Total interest expense | $926,000 | 4,906 |
| Net interest income | $7,352,000 | 2,285 |
| Provision for loan and lease losses | $475,000 | 3,632 |
| Total noninterest income | $1,630,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $858,000 | 1,373 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $772,000 | 2,119 |
| Total noninterest expense | $5,362,000 | 2,673 |
| Salaries and employee benefits | $2,898,000 | 2,501 |
| Premises and equipment expense | $648,000 | 2,850 |
| Additional noninterest expense | $1,816,000 | 2,707 |
| Pre-tax net operating income | $3,145,000 | 1,258 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,145,000 | 1,082 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,145,000 | 1,085 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,145,000 | 1,085 |
| Net charge-offs | $130,000 | 4,651 |
| Cash dividends | $1,200,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,145,000 | 1,033 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 2,836 |
| Total interest expense | $645,000 | 4,886 |
| Net interest income | $4,762,000 | 2,346 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $1,094,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $590,000 | 1,329 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $504,000 | 2,080 |
| Total noninterest expense | $3,494,000 | 2,734 |
| Salaries and employee benefits | $1,874,000 | 2,577 |
| Premises and equipment expense | $431,000 | 2,876 |
| Additional noninterest expense | $1,189,000 | 2,743 |
| Pre-tax net operating income | $2,062,000 | 1,269 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,062,000 | 1,088 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,062,000 | 1,090 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,062,000 | 1,089 |
| Net charge-offs | $92,000 | 4,329 |
| Cash dividends | $911,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,062,000 | 1,045 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,961 |
| Total interest expense | $335,000 | 4,930 |
| Net interest income | $2,300,000 | 2,447 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $532,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $297,000 | 1,318 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 2,161 |
| Total noninterest expense | $1,696,000 | 2,840 |
| Salaries and employee benefits | $912,000 | 2,689 |
| Premises and equipment expense | $213,000 | 2,978 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $986,000 | 1,323 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $986,000 | 1,105 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $986,000 | 1,106 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $986,000 | 1,107 |
| Net charge-offs | $71,000 | 3,425 |
| Cash dividends | $289,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $986,000 | 1,070 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,763,000 | 3,040 |
| Total interest expense | $1,398,000 | 5,315 |
| Net interest income | $9,365,000 | 2,330 |
| Provision for loan and lease losses | $438,000 | 4,745 |
| Total noninterest income | $2,111,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,161,000 | 1,478 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $950,000 | 2,210 |
| Total noninterest expense | $7,107,000 | 2,756 |
| Salaries and employee benefits | $3,697,000 | 2,639 |
| Premises and equipment expense | $966,000 | 2,663 |
| Additional noninterest expense | $2,444,000 | 2,799 |
| Pre-tax net operating income | $3,931,000 | 1,058 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,931,000 | 877 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,931,000 | 876 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,931,000 | 876 |
| Net charge-offs | $295,000 | 4,504 |
| Cash dividends | $2,001,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,931,000 | 871 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,976,000 | 3,120 |
| Total interest expense | $1,068,000 | 5,407 |
| Net interest income | $6,908,000 | 2,358 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $1,574,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $874,000 | 1,470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $700,000 | 2,293 |
| Total noninterest expense | $5,390,000 | 2,737 |
| Salaries and employee benefits | $2,818,000 | 2,610 |
| Premises and equipment expense | $728,000 | 2,680 |
| Additional noninterest expense | $1,844,000 | 2,742 |
| Pre-tax net operating income | $2,822,000 | 1,154 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,822,000 | 961 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,822,000 | 961 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,822,000 | 962 |
| Net charge-offs | $153,000 | 4,583 |
| Cash dividends | $1,200,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,822,000 | 946 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 3,216 |
| Total interest expense | $725,000 | 5,489 |
| Net interest income | $4,474,000 | 2,409 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $1,009,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $561,000 | 1,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $448,000 | 2,384 |
| Total noninterest expense | $3,535,000 | 2,802 |
| Salaries and employee benefits | $1,853,000 | 2,692 |
| Premises and equipment expense | $464,000 | 2,825 |
| Additional noninterest expense | $1,218,000 | 2,782 |
| Pre-tax net operating income | $1,828,000 | 1,256 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,828,000 | 1,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,828,000 | 1,041 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,828,000 | 1,043 |
| Net charge-offs | $89,000 | 4,373 |
| Cash dividends | $911,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,828,000 | 1,012 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 3,284 |
| Total interest expense | $369,000 | 5,556 |
| Net interest income | $2,191,000 | 2,463 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $484,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $275,000 | 1,491 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $209,000 | 2,450 |
| Total noninterest expense | $1,760,000 | 2,732 |
| Salaries and employee benefits | $943,000 | 2,678 |
| Premises and equipment expense | $238,000 | 2,793 |
| Additional noninterest expense | $579,000 | 2,645 |
| Pre-tax net operating income | $890,000 | 1,456 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $890,000 | 1,228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $890,000 | 1,230 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $890,000 | 1,230 |
| Net charge-offs | $53,000 | 3,483 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $890,000 | 1,153 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,511,000 | 3,399 |
| Total interest expense | $1,985,000 | 5,318 |
| Net interest income | $8,526,000 | 2,547 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $2,159,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,200,000 | 1,490 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $959,000 | 2,178 |
| Total noninterest expense | $6,645,000 | 2,807 |
| Salaries and employee benefits | $3,465,000 | 2,852 |
| Premises and equipment expense | $953,000 | 2,747 |
| Additional noninterest expense | $2,227,000 | 2,589 |
| Pre-tax net operating income | $4,040,000 | 1,354 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,040,000 | 1,036 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,040,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 4,325 |
| Cash dividends | $2,511,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,040,000 | 1,103 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 3,452 |
| Total interest expense | $1,558,000 | 5,334 |
| Net interest income | $6,349,000 | 2,589 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,670,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $917,000 | 1,475 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $753,000 | 2,200 |
| Total noninterest expense | $4,924,000 | 2,810 |
| Salaries and employee benefits | $2,575,000 | 2,900 |
| Premises and equipment expense | $715,000 | 2,750 |
| Additional noninterest expense | $1,634,000 | 2,567 |
| Pre-tax net operating income | $3,095,000 | 1,576 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,095,000 | 1,190 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,095,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,326 |
| Cash dividends | $1,622,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,095,000 | 1,262 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 3,500 |
| Total interest expense | $1,087,000 | 5,371 |
| Net interest income | $4,196,000 | 2,600 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,132,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $605,000 | 1,472 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $527,000 | 2,159 |
| Total noninterest expense | $3,286,000 | 2,809 |
| Salaries and employee benefits | $1,713,000 | 2,937 |
| Premises and equipment expense | $493,000 | 2,673 |
| Additional noninterest expense | $1,080,000 | 2,563 |
| Pre-tax net operating income | $2,042,000 | 1,663 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,042,000 | 1,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,042,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,958 |
| Cash dividends | $932,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,042,000 | 1,325 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 3,561 |
| Total interest expense | $571,000 | 5,426 |
| Net interest income | $2,090,000 | 2,609 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $564,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $290,000 | 1,510 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $274,000 | 2,074 |
| Total noninterest expense | $1,618,000 | 2,857 |
| Salaries and employee benefits | $849,000 | 2,998 |
| Premises and equipment expense | $238,000 | 2,764 |
| Additional noninterest expense | $531,000 | 2,581 |
| Pre-tax net operating income | $1,036,000 | 1,729 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,036,000 | 1,448 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,036,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,569 |
| Cash dividends | $290,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,036,000 | 1,397 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,569,000 | 3,640 |
| Total interest expense | $2,703,000 | 5,064 |
| Net interest income | $7,866,000 | 2,769 |
| Provision for loan and lease losses | $85,000 | 5,129 |
| Total noninterest income | $2,303,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,248,000 | 1,439 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,055,000 | 2,152 |
| Total noninterest expense | $6,522,000 | 2,744 |
| Salaries and employee benefits | $3,343,000 | 2,940 |
| Premises and equipment expense | $1,058,000 | 2,443 |
| Additional noninterest expense | $2,121,000 | 2,524 |
| Pre-tax net operating income | $3,562,000 | 2,169 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,562,000 | 1,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,562,000 | 1,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,215 |
| Cash dividends | $1,358,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,562,000 | 1,752 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,880,000 | 3,657 |
| Total interest expense | $2,058,000 | 5,034 |
| Net interest income | $5,822,000 | 2,816 |
| Provision for loan and lease losses | $65,000 | 4,761 |
| Total noninterest income | $1,765,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $935,000 | 1,416 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $830,000 | 2,081 |
| Total noninterest expense | $4,867,000 | 2,729 |
| Salaries and employee benefits | $2,552,000 | 2,863 |
| Premises and equipment expense | $793,000 | 2,434 |
| Additional noninterest expense | $1,522,000 | 2,584 |
| Pre-tax net operating income | $2,655,000 | 2,324 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,655,000 | 1,898 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,655,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,557 |
| Cash dividends | $358,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,655,000 | 1,885 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 3,693 |
| Total interest expense | $1,381,000 | 5,026 |
| Net interest income | $3,807,000 | 2,884 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $1,151,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $619,000 | 1,430 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $532,000 | 2,164 |
| Total noninterest expense | $3,226,000 | 2,780 |
| Salaries and employee benefits | $1,662,000 | 2,967 |
| Premises and equipment expense | $551,000 | 2,349 |
| Additional noninterest expense | $1,013,000 | 2,600 |
| Pre-tax net operating income | $1,702,000 | 2,449 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,702,000 | 2,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,702,000 | 2,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,702,000 | 1,989 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 3,711 |
| Total interest expense | $671,000 | 5,090 |
| Net interest income | $1,894,000 | 2,893 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $552,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $300,000 | 1,427 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $252,000 | 2,207 |
| Total noninterest expense | $1,615,000 | 2,790 |
| Salaries and employee benefits | $831,000 | 2,973 |
| Premises and equipment expense | $287,000 | 2,275 |
| Additional noninterest expense | $497,000 | 2,634 |
| Pre-tax net operating income | $821,000 | 2,519 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $821,000 | 2,016 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $821,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $821,000 | 2,007 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 3,786 |
| Total interest expense | $1,743,000 | 5,766 |
| Net interest income | $7,517,000 | 2,909 |
| Provision for loan and lease losses | $157,000 | 3,983 |
| Total noninterest income | $2,140,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,259,000 | 1,423 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $881,000 | 2,427 |
| Total noninterest expense | $6,178,000 | 2,808 |
| Salaries and employee benefits | $3,222,000 | 2,934 |
| Premises and equipment expense | $993,000 | 2,492 |
| Additional noninterest expense | $1,963,000 | 2,608 |
| Pre-tax net operating income | $3,322,000 | 2,590 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,322,000 | 2,100 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,322,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $3,610,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 837 |
| Net operating income | $3,322,000 | 2,087 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 3,826 |
| Total interest expense | $1,222,000 | 5,874 |
| Net interest income | $5,566,000 | 2,979 |
| Provision for loan and lease losses | $177,000 | 3,136 |
| Total noninterest income | $1,654,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $951,000 | 1,415 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $703,000 | 2,314 |
| Total noninterest expense | $4,597,000 | 2,817 |
| Salaries and employee benefits | $2,367,000 | 2,982 |
| Premises and equipment expense | $743,000 | 2,493 |
| Additional noninterest expense | $1,487,000 | 2,584 |
| Pre-tax net operating income | $2,446,000 | 2,704 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,446,000 | 2,185 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,446,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,234 |
| Cash dividends | $1,810,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 701 |
| Net operating income | $2,446,000 | 2,173 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 3,837 |
| Total interest expense | $791,000 | 5,835 |
| Net interest income | $3,638,000 | 3,041 |
| Provision for loan and lease losses | $102,000 | 3,281 |
| Total noninterest income | $1,106,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $622,000 | 1,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $484,000 | 2,260 |
| Total noninterest expense | $3,072,000 | 2,826 |
| Salaries and employee benefits | $1,564,000 | 3,024 |
| Premises and equipment expense | $493,000 | 2,500 |
| Additional noninterest expense | $1,015,000 | 2,521 |
| Pre-tax net operating income | $1,570,000 | 2,791 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,570,000 | 2,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,570,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $1,485,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 595 |
| Net operating income | $1,570,000 | 2,243 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 3,849 |
| Total interest expense | $382,000 | 5,812 |
| Net interest income | $1,780,000 | 3,095 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $545,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $274,000 | 1,554 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $271,000 | 2,082 |
| Total noninterest expense | $1,450,000 | 2,967 |
| Salaries and employee benefits | $755,000 | 3,131 |
| Premises and equipment expense | $228,000 | 2,684 |
| Additional noninterest expense | $467,000 | 2,706 |
| Pre-tax net operating income | $830,000 | 2,630 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $830,000 | 2,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $830,000 | 2,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $728,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 448 |
| Net operating income | $830,000 | 2,103 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 3,921 |
| Total interest expense | $1,217,000 | 5,776 |
| Net interest income | $6,345,000 | 3,277 |
| Provision for loan and lease losses | $168,000 | 3,935 |
| Total noninterest income | $1,922,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,170,000 | 1,498 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $752,000 | 2,642 |
| Total noninterest expense | $5,228,000 | 3,120 |
| Salaries and employee benefits | $2,785,000 | 3,170 |
| Premises and equipment expense | $858,000 | 2,709 |
| Additional noninterest expense | $1,585,000 | 3,095 |
| Pre-tax net operating income | $2,871,000 | 2,860 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,871,000 | 2,334 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,871,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,218 |
| Cash dividends | $1,715,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 701 |
| Net operating income | $2,871,000 | 2,303 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 3,979 |
| Total interest expense | $870,000 | 5,801 |
| Net interest income | $4,604,000 | 3,353 |
| Provision for loan and lease losses | $113,000 | 3,996 |
| Total noninterest income | $1,499,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $952,000 | 1,370 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $547,000 | 2,709 |
| Total noninterest expense | $3,813,000 | 3,164 |
| Salaries and employee benefits | $2,068,000 | 3,179 |
| Premises and equipment expense | $612,000 | 2,836 |
| Additional noninterest expense | $1,133,000 | 3,170 |
| Pre-tax net operating income | $2,177,000 | 2,867 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,177,000 | 2,337 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,177,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,017 |
| Cash dividends | $1,715,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 583 |
| Net operating income | $2,177,000 | 2,304 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 3,987 |
| Total interest expense | $560,000 | 5,751 |
| Net interest income | $3,006,000 | 3,399 |
| Provision for loan and lease losses | $83,000 | 3,704 |
| Total noninterest income | $987,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $609,000 | 1,395 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $378,000 | 2,643 |
| Total noninterest expense | $2,488,000 | 3,207 |
| Salaries and employee benefits | $1,358,000 | 3,208 |
| Premises and equipment expense | $383,000 | 2,964 |
| Additional noninterest expense | $747,000 | 3,193 |
| Pre-tax net operating income | $1,422,000 | 2,875 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,422,000 | 2,317 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,422,000 | 2,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,352 |
| Cash dividends | $1,424,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 506 |
| Net operating income | $1,422,000 | 2,287 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 4,029 |
| Total interest expense | $276,000 | 5,706 |
| Net interest income | $1,463,000 | 3,468 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $484,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $292,000 | 1,411 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,543 |
| Total noninterest expense | $1,238,000 | 3,231 |
| Salaries and employee benefits | $659,000 | 3,285 |
| Premises and equipment expense | $197,000 | 2,917 |
| Additional noninterest expense | $382,000 | 3,143 |
| Pre-tax net operating income | $689,000 | 2,897 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $689,000 | 2,355 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $689,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 634 |
| Cash dividends | $669,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 381 |
| Net operating income | $689,000 | 2,319 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,811,000 | 3,891 |
| Total interest expense | $1,088,000 | 5,419 |
| Net interest income | $5,723,000 | 3,415 |
| Provision for loan and lease losses | $159,000 | 4,146 |
| Total noninterest income | $1,953,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,285,000 | 1,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $668,000 | 2,786 |
| Total noninterest expense | $4,907,000 | 3,173 |
| Salaries and employee benefits | $2,368,000 | 3,493 |
| Premises and equipment expense | $768,000 | 2,894 |
| Additional noninterest expense | $1,771,000 | 2,688 |
| Pre-tax net operating income | $2,610,000 | 2,890 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,610,000 | 2,335 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,610,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $1,560,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 663 |
| Net operating income | $2,610,000 | 2,285 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 3,897 |
| Total interest expense | $811,000 | 5,414 |
| Net interest income | $4,257,000 | 3,420 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $1,444,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $959,000 | 1,395 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $485,000 | 2,858 |
| Total noninterest expense | $3,554,000 | 3,261 |
| Salaries and employee benefits | $1,754,000 | 3,505 |
| Premises and equipment expense | $530,000 | 3,107 |
| Additional noninterest expense | $1,270,000 | 2,767 |
| Pre-tax net operating income | $2,017,000 | 2,862 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,017,000 | 2,298 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,017,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,570 |
| Cash dividends | $1,560,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 552 |
| Net operating income | $2,017,000 | 2,244 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 3,921 |
| Total interest expense | $543,000 | 5,412 |
| Net interest income | $2,802,000 | 3,444 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $932,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $622,000 | 1,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $310,000 | 2,932 |
| Total noninterest expense | $2,353,000 | 3,281 |
| Salaries and employee benefits | $1,156,000 | 3,558 |
| Premises and equipment expense | $351,000 | 3,120 |
| Additional noninterest expense | $846,000 | 2,779 |
| Pre-tax net operating income | $1,300,000 | 2,926 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,300,000 | 2,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,300,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $1,283,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 485 |
| Net operating income | $1,300,000 | 2,283 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 3,911 |
| Total interest expense | $275,000 | 5,436 |
| Net interest income | $1,400,000 | 3,449 |
| Provision for loan and lease losses | $44,000 | 3,642 |
| Total noninterest income | $444,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $293,000 | 1,464 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $151,000 | 2,933 |
| Total noninterest expense | $1,136,000 | 3,396 |
| Salaries and employee benefits | $560,000 | 3,663 |
| Premises and equipment expense | $180,000 | 3,079 |
| Additional noninterest expense | $396,000 | 2,944 |
| Pre-tax net operating income | $664,000 | 2,825 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $664,000 | 2,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $664,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $622,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 368 |
| Net operating income | $664,000 | 2,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 4,074 |
| Total interest expense | $1,264,000 | 5,393 |
| Net interest income | $5,190,000 | 3,589 |
| Provision for loan and lease losses | $177,000 | 4,297 |
| Total noninterest income | $1,596,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,178,000 | 1,460 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $418,000 | 3,900 |
| Total noninterest expense | $4,258,000 | 3,518 |
| Salaries and employee benefits | $2,163,000 | 3,672 |
| Premises and equipment expense | $698,000 | 3,089 |
| Additional noninterest expense | $1,397,000 | 3,287 |
| Pre-tax net operating income | $2,351,000 | 3,030 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $27,000 | 6,667 |
| Income before extraordinary items | $2,324,000 | 2,537 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,324,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $1,458,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $559,000 | 476 |
| Net operating income | $2,324,000 | 2,419 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 4,150 |
| Total interest expense | $973,000 | 5,462 |
| Net interest income | $3,829,000 | 3,648 |
| Provision for loan and lease losses | $131,000 | 4,208 |
| Total noninterest income | $1,191,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $869,000 | 1,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $322,000 | 3,924 |
| Total noninterest expense | $3,049,000 | 3,660 |
| Salaries and employee benefits | $1,533,000 | 3,844 |
| Premises and equipment expense | $533,000 | 3,044 |
| Additional noninterest expense | $983,000 | 3,446 |
| Pre-tax net operating income | $1,840,000 | 3,025 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $1,821,000 | 2,535 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,821,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $1,458,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $361,000 | 390 |
| Net operating income | $1,821,000 | 2,405 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 4,201 |
| Total interest expense | $669,000 | 5,484 |
| Net interest income | $2,523,000 | 3,669 |
| Provision for loan and lease losses | $87,000 | 4,198 |
| Total noninterest income | $767,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $570,000 | 1,503 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $197,000 | 4,070 |
| Total noninterest expense | $2,030,000 | 3,650 |
| Salaries and employee benefits | $1,026,000 | 3,830 |
| Premises and equipment expense | $353,000 | 3,056 |
| Additional noninterest expense | $651,000 | 3,449 |
| Pre-tax net operating income | $1,173,000 | 3,133 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $1,163,000 | 2,653 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,163,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $1,208,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 306 |
| Net operating income | $1,163,000 | 2,498 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 4,276 |
| Total interest expense | $340,000 | 5,528 |
| Net interest income | $1,237,000 | 3,717 |
| Provision for loan and lease losses | $44,000 | 4,021 |
| Total noninterest income | $419,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $280,000 | 1,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 3,347 |
| Total noninterest expense | $1,076,000 | 3,454 |
| Salaries and employee benefits | $509,000 | 3,845 |
| Premises and equipment expense | $178,000 | 3,042 |
| Additional noninterest expense | $389,000 | 2,927 |
| Pre-tax net operating income | $536,000 | 3,342 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $536,000 | 2,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $536,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $596,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 311 |
| Net operating income | $536,000 | 2,657 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 4,385 |
| Total interest expense | $1,670,000 | 5,383 |
| Net interest income | $4,697,000 | 3,848 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $1,453,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,006,000 | 1,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $447,000 | 3,488 |
| Total noninterest expense | $3,866,000 | 3,653 |
| Salaries and employee benefits | $1,849,000 | 3,985 |
| Premises and equipment expense | $609,000 | 3,370 |
| Additional noninterest expense | $1,408,000 | 3,114 |
| Pre-tax net operating income | $2,114,000 | 3,311 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $43,000 | 6,637 |
| Income before extraordinary items | $2,071,000 | 2,725 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,071,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $1,424,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 684 |
| Net operating income | $2,071,000 | 2,631 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,467,000 | 4,695 |
| Total interest expense | $2,168,000 | 5,850 |
| Net interest income | $4,299,000 | 3,905 |
| Provision for loan and lease losses | $144,000 | 4,879 |
| Total noninterest income | $1,478,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $988,000 | 1,494 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $490,000 | 3,164 |
| Total noninterest expense | $3,517,000 | 3,808 |
| Salaries and employee benefits | $1,631,000 | 4,251 |
| Premises and equipment expense | $729,000 | 2,854 |
| Additional noninterest expense | $1,157,000 | 3,615 |
| Pre-tax net operating income | $2,116,000 | 3,040 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-112,000 | 9,280 |
| Income before extraordinary items | $2,228,000 | 2,306 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,228,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $1,233,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 705 |
| Net operating income | $2,228,000 | 2,240 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 4,890 |
| Total interest expense | $2,208,000 | 5,969 |
| Net interest income | $4,159,000 | 4,047 |
| Provision for loan and lease losses | $121,000 | 4,816 |
| Total noninterest income | $1,154,000 | 2,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $859,000 | 1,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,960 |
| Total noninterest expense | $3,278,000 | 3,932 |
| Salaries and employee benefits | $1,542,000 | 4,265 |
| Premises and equipment expense | $647,000 | 3,076 |
| Additional noninterest expense | $1,089,000 | 3,724 |
| Pre-tax net operating income | $1,914,000 | 3,434 |
| Securities gains (losses) | $-74,000 | 9,329 |
| Applicable income taxes | $301,000 | 4,593 |
| Income before extraordinary items | $1,539,000 | 3,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,539,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $729,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $-2,228,000 | 9,877 |
| Net operating income | $1,601,160 | 3,085 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 4,967 |
| Total interest expense | $1,969,000 | 6,056 |
| Net interest income | $4,001,000 | 4,172 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $1,058,000 | 2,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $836,000 | 1,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,701 |
| Total noninterest expense | $3,108,000 | 4,090 |
| Salaries and employee benefits | $1,478,000 | 4,394 |
| Premises and equipment expense | $573,000 | 3,396 |
| Additional noninterest expense | $1,057,000 | 3,831 |
| Pre-tax net operating income | $1,871,000 | 3,508 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $557,000 | 3,392 |
| Income before extraordinary items | $1,314,000 | 3,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,314,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $680,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 778 |
| Net operating income | $1,314,000 | 3,578 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 5,108 |
| Total interest expense | $2,012,000 | 6,177 |
| Net interest income | $3,823,000 | 4,277 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $991,000 | 3,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $780,000 | 1,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,828 |
| Total noninterest expense | $2,670,000 | 4,539 |
| Salaries and employee benefits | $1,260,000 | 4,888 |
| Premises and equipment expense | $429,000 | 4,186 |
| Additional noninterest expense | $981,000 | 4,023 |
| Pre-tax net operating income | $2,044,000 | 3,291 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $613,000 | 3,351 |
| Income before extraordinary items | $1,436,000 | 3,373 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,436,000 | 3,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $620,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 707 |
| Net operating income | $1,432,500 | 3,285 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 5,348 |
| Total interest expense | $2,009,000 | 6,255 |
| Net interest income | $3,573,000 | 4,655 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $1,026,000 | 2,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $724,000 | 1,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 3,914 |
| Total noninterest expense | $2,389,000 | 4,962 |
| Salaries and employee benefits | $1,104,000 | 5,452 |
| Premises and equipment expense | $290,000 | 5,546 |
| Additional noninterest expense | $995,000 | 3,933 |
| Pre-tax net operating income | $2,087,000 | 3,394 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $672,000 | 3,356 |
| Income before extraordinary items | $1,425,000 | 3,504 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,425,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $244,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 875 |
| Net operating income | $1,418,200 | 3,453 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 5,786 |
| Total interest expense | $1,930,000 | 6,564 |
| Net interest income | $3,255,000 | 5,127 |
| Provision for loan and lease losses | $164,000 | 3,884 |
| Total noninterest income | $982,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $612,000 | 2,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,554 |
| Total noninterest expense | $2,223,000 | 5,491 |
| Salaries and employee benefits | $1,016,000 | 5,918 |
| Premises and equipment expense | $269,000 | 5,975 |
| Additional noninterest expense | $938,000 | 4,629 |
| Pre-tax net operating income | $1,850,000 | 3,625 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $637,000 | 3,407 |
| Income before extraordinary items | $1,213,000 | 3,841 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,213,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,017 |
| Cash dividends | $488,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $776,000 | 414 |
| Net operating income | $1,213,000 | 3,786 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 6,178 |
| Total interest expense | $1,842,000 | 6,804 |
| Net interest income | $2,939,000 | 5,587 |
| Provision for loan and lease losses | $83,000 | 5,026 |
| Total noninterest income | $856,000 | 3,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $614,000 | 2,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,569 |
| Total noninterest expense | $2,061,000 | 5,846 |
| Salaries and employee benefits | $826,000 | 6,967 |
| Premises and equipment expense | $199,000 | 7,213 |
| Additional noninterest expense | $1,036,000 | 4,224 |
| Pre-tax net operating income | $1,651,000 | 4,109 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $531,000 | 4,004 |
| Income before extraordinary items | $1,120,000 | 4,189 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,120,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,360 |
| Cash dividends | $394,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 675 |
| Net operating income | $1,120,000 | 4,167 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,609 |
| Total interest expense | $1,452,000 | 7,043 |
| Net interest income | $2,617,000 | 6,235 |
| Provision for loan and lease losses | $-124,000 | 12,220 |
| Total noninterest income | $861,000 | 3,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,622 |
| Total noninterest expense | $1,854,000 | 6,556 |
| Salaries and employee benefits | $744,000 | 7,565 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $932,000 | 5,015 |
| Pre-tax net operating income | $1,748,000 | 3,849 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $361,000 | 5,140 |
| Income before extraordinary items | $1,387,000 | 3,399 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,387,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-179,000 | 12,389 |
| Cash dividends | $196,000 | 5,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,387,000 | 3,426 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 7,117 |
| Total interest expense | $1,432,000 | 7,439 |
| Net interest income | $2,369,000 | 6,797 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $810,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 4,178 |
| Total noninterest expense | $1,969,000 | 6,424 |
| Salaries and employee benefits | $660,000 | 8,297 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $1,150,000 | 4,358 |
| Pre-tax net operating income | $1,150,000 | 5,341 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $426,000 | 4,778 |
| Income before extraordinary items | $735,000 | 5,906 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $735,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $727,960 | 5,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 7,538 |
| Total interest expense | $1,964,000 | 7,186 |
| Net interest income | $2,014,000 | 7,714 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $995,000 | 3,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 3,123 |
| Total noninterest expense | $2,398,000 | 5,498 |
| Salaries and employee benefits | $648,000 | 8,396 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $1,581,000 | 3,432 |
| Pre-tax net operating income | $585,000 | 7,823 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $204,000 | 7,478 |
| Income before extraordinary items | $430,000 | 7,931 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $430,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 7,838 |
| Cash dividends | $196,000 | 5,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $396,680 | 7,899 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.