Home > City Savings Bank > Assets and Liabilities
City Savings Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 36 | 4,324 |
| Assets and Liabilities | ||
| Total Assets: | $123,836,000 | 4,422 |
| Cash and due from depository institutions | $5,037,000 | 4,324 |
| Interest-bearing balances | $3,754,000 | 1,235 |
| Securities | $12,082,000 | 5,710 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $96,338,000 | 4,001 |
| Loan loss allowance | $776,000 | 4,906 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,708,000 | 3,154 |
| Other real estate owned | $503,000 | 4,324 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,168,000 | 2,619 |
| Life insurance assets | $2,778,000 | 1,868 |
| Total liabilities and capital | $123,836,000 | 4,422 |
| Total liabilities | $107,636,000 | 4,470 |
| Total deposits | $84,543,000 | 4,948 |
| Interest-bearing deposits | $80,809,000 | 4,596 |
| Deposits held in domestic offices | $84,543,000 | 4,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $21,351,000 | 1,695 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,742,000 | 2,780 |
| Total equity capital | $16,200,000 | 3,928 |
| Total bank equity capital | $16,200,000 | 3,928 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $7,297,000 | 3,176 |
| Undivided profits | $8,902,000 | 3,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,482,000 | 2,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $798,000 | 4,974 |
| Earning assets | $112,174,000 | 4,461 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $129,110,000 | 4,234 |
| Average Assets, quarterly | $124,818,500 | 4,375 |
| Volatile liabilities | $36,551,000 | 3,272 |
| Insider loans | $413,000 | 5,764 |
| FHLB advances | $21,351,000 | 1,604 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $15,117,000 | 3,962 |
| Tier 1 (core) risk-based capital | $16,215,000 | 3,823 |
| Tier 2 risk-based capital | $776,000 | 4,716 |
| Total risk weighted assets | $99,144,000 | 4,084 |
| Total unused commitments | $15,117,000 | 3,962 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $125,801,000 | 4,375 |
| Cash and due from depository institutions | $1,814,000 | 4,360 |
| Interest-bearing balances | $148,000 | 4,270 |
| Securities | $16,285,000 | 4,993 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $97,588,000 | 3,965 |
| Loan loss allowance | $767,000 | 4,942 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,751,000 | 3,111 |
| Other real estate owned | $268,000 | 4,360 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,095,000 | 2,633 |
| Life insurance assets | $2,753,000 | 1,879 |
| Total liabilities and capital | $125,801,000 | 4,375 |
| Total liabilities | $109,740,000 | 4,433 |
| Total deposits | $86,774,000 | 4,876 |
| Interest-bearing deposits | $80,966,000 | 4,564 |
| Deposits held in domestic offices | $86,774,000 | 4,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $595,000 | 2,930 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,969,000 | 1,643 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,402,000 | 3,085 |
| Total equity capital | $16,061,000 | 3,887 |
| Total bank equity capital | $16,061,000 | 3,887 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $7,297,000 | 3,165 |
| Undivided profits | $8,763,000 | 3,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,473,000 | 2,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $804,000 | 4,700 |
| Earning assets | $114,021,000 | 4,406 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $130,868,000 | 4,233 |
| Average Assets, quarterly | $128,140,500 | 4,305 |
| Volatile liabilities | $36,772,000 | 3,235 |
| Insider loans | $503,000 | 5,478 |
| FHLB advances | $20,969,000 | 1,551 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $15,213,000 | 3,973 |
| Tier 1 (core) risk-based capital | $16,184,000 | 3,800 |
| Tier 2 risk-based capital | $767,000 | 4,742 |
| Total risk weighted assets | $100,760,000 | 4,022 |
| Total unused commitments | $15,213,000 | 3,973 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 36 | 4,356 |
| Assets and Liabilities | ||
| Total Assets: | $130,480,000 | 4,281 |
| Cash and due from depository institutions | $3,291,000 | 4,356 |
| Interest-bearing balances | $1,348,000 | 2,294 |
| Securities | $16,447,000 | 5,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $101,005,000 | 3,823 |
| Loan loss allowance | $1,040,000 | 4,064 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,799,000 | 3,061 |
| Other real estate owned | $268,000 | 4,356 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,670,000 | 2,729 |
| Life insurance assets | $2,713,000 | 1,873 |
| Total liabilities and capital | $130,480,000 | 4,281 |
| Total liabilities | $113,939,000 | 4,330 |
| Total deposits | $96,585,000 | 4,558 |
| Interest-bearing deposits | $93,003,000 | 4,197 |
| Deposits held in domestic offices | $96,585,000 | 4,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $719,000 | 2,589 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,067,000 | 1,928 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,568,000 | 2,893 |
| Total equity capital | $16,541,000 | 3,807 |
| Total bank equity capital | $16,541,000 | 3,807 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $7,297,000 | 3,117 |
| Undivided profits | $9,243,000 | 3,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,153,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $811,000 | 4,520 |
| Earning assets | $118,800,000 | 4,303 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $133,401,500 | 4,195 |
| Average Assets, quarterly | $133,401,500 | 4,195 |
| Volatile liabilities | $40,399,000 | 2,945 |
| Insider loans | $489,000 | 5,546 |
| FHLB advances | $15,067,000 | 1,842 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,090,000 | 3,724 |
| Tier 1 (core) risk-based capital | $16,585,000 | 3,691 |
| Tier 2 risk-based capital | $1,040,000 | 3,892 |
| Total risk weighted assets | $103,958,000 | 3,900 |
| Total unused commitments | $17,090,000 | 3,724 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 37 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $136,323,000 | 4,127 |
| Cash and due from depository institutions | $2,564,000 | 4,262 |
| Interest-bearing balances | $143,000 | 4,360 |
| Securities | $16,636,000 | 5,044 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $106,544,000 | 3,660 |
| Loan loss allowance | $1,031,000 | 4,055 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,845,000 | 2,984 |
| Other real estate owned | $641,000 | 4,262 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,093,000 | 2,592 |
| Life insurance assets | $2,693,000 | 1,847 |
| Total liabilities and capital | $136,323,000 | 4,127 |
| Total liabilities | $119,964,000 | 4,174 |
| Total deposits | $90,154,000 | 4,740 |
| Interest-bearing deposits | $86,086,000 | 4,358 |
| Deposits held in domestic offices | $90,154,000 | 4,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $965,000 | 2,664 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,567,000 | 1,386 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,278,000 | 3,298 |
| Total equity capital | $16,359,000 | 3,760 |
| Total bank equity capital | $16,359,000 | 3,760 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $7,306,000 | 3,061 |
| Undivided profits | $9,052,000 | 3,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,050,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $840,000 | 4,550 |
| Earning assets | $123,323,000 | 4,170 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $142,947,800 | 3,884 |
| Average Assets, quarterly | $137,667,500 | 4,057 |
| Volatile liabilities | $55,700,000 | 2,449 |
| Insider loans | $447,000 | 5,673 |
| FHLB advances | $27,567,000 | 1,303 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $16,236,000 | 3,746 |
| Tier 1 (core) risk-based capital | $16,421,000 | 3,660 |
| Tier 2 risk-based capital | $1,031,000 | 3,880 |
| Total risk weighted assets | $109,284,000 | 3,734 |
| Total unused commitments | $16,236,000 | 3,746 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $139,012,000 | 4,035 |
| Cash and due from depository institutions | $2,719,000 | 4,256 |
| Interest-bearing balances | $149,000 | 4,333 |
| Securities | $16,686,000 | 5,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $108,974,000 | 3,593 |
| Loan loss allowance | $1,103,000 | 3,914 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,886,000 | 2,936 |
| Other real estate owned | $577,000 | 4,256 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,170,000 | 2,562 |
| Life insurance assets | $2,673,000 | 1,819 |
| Total liabilities and capital | $139,012,000 | 4,035 |
| Total liabilities | $122,854,000 | 4,067 |
| Total deposits | $99,061,000 | 4,414 |
| Interest-bearing deposits | $93,575,000 | 4,075 |
| Deposits held in domestic offices | $99,061,000 | 4,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $637,000 | 3,038 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,668,000 | 1,689 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,488,000 | 2,935 |
| Total equity capital | $16,158,000 | 3,769 |
| Total bank equity capital | $16,158,000 | 3,769 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $7,244,000 | 3,053 |
| Undivided profits | $8,913,000 | 3,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,748,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $881,000 | 4,393 |
| Earning assets | $125,809,000 | 4,063 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $144,604,000 | 3,858 |
| Average Assets, quarterly | $139,852,000 | 3,993 |
| Volatile liabilities | $55,978,000 | 2,409 |
| Insider loans | $526,000 | 5,415 |
| FHLB advances | $21,668,000 | 1,588 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $18,653,000 | 3,496 |
| Tier 1 (core) risk-based capital | $16,220,000 | 3,675 |
| Tier 2 risk-based capital | $1,103,000 | 3,730 |
| Total risk weighted assets | $112,504,000 | 3,642 |
| Total unused commitments | $18,653,000 | 3,498 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $140,692,000 | 3,988 |
| Cash and due from depository institutions | $2,095,000 | 4,275 |
| Interest-bearing balances | $152,000 | 4,361 |
| Securities | $17,273,000 | 4,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $110,411,000 | 3,515 |
| Loan loss allowance | $1,111,000 | 3,873 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,934,000 | 2,868 |
| Other real estate owned | $480,000 | 4,275 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,499,000 | 2,420 |
| Life insurance assets | $2,653,000 | 1,796 |
| Total liabilities and capital | $140,692,000 | 3,988 |
| Total liabilities | $124,955,000 | 3,992 |
| Total deposits | $95,303,000 | 4,503 |
| Interest-bearing deposits | $90,883,000 | 4,129 |
| Deposits held in domestic offices | $95,303,000 | 4,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $533,000 | 3,252 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $27,806,000 | 1,446 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,313,000 | 2,965 |
| Total equity capital | $15,737,000 | 3,736 |
| Total bank equity capital | $15,737,000 | 3,736 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $7,244,000 | 2,990 |
| Undivided profits | $8,492,000 | 3,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,291,000 | 810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $838,000 | 4,178 |
| Earning assets | $127,836,000 | 3,996 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $146,468,000 | 3,816 |
| Average Assets, quarterly | $142,960,500 | 3,925 |
| Volatile liabilities | $52,502,000 | 2,492 |
| Insider loans | $366,000 | 5,973 |
| FHLB advances | $27,806,000 | 1,349 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,920,000 | 3,286 |
| Tier 1 (core) risk-based capital | $16,111,000 | 3,640 |
| Tier 2 risk-based capital | $1,111,000 | 3,679 |
| Total risk weighted assets | $113,426,000 | 3,589 |
| Total unused commitments | $20,920,000 | 3,287 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $145,229,000 | 3,873 |
| Cash and due from depository institutions | $3,786,000 | 3,942 |
| Interest-bearing balances | $1,438,000 | 2,238 |
| Securities | $17,434,000 | 4,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $113,136,000 | 3,402 |
| Loan loss allowance | $1,141,000 | 3,794 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,972,000 | 2,778 |
| Other real estate owned | $416,000 | 3,942 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,485,000 | 2,371 |
| Life insurance assets | $2,639,000 | 1,765 |
| Total liabilities and capital | $145,229,000 | 3,873 |
| Total liabilities | $129,573,000 | 3,876 |
| Total deposits | $110,261,000 | 4,076 |
| Interest-bearing deposits | $104,959,000 | 3,722 |
| Deposits held in domestic offices | $110,261,000 | 4,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,922,000 | 1,834 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,390,000 | 2,847 |
| Total equity capital | $15,656,000 | 3,711 |
| Total bank equity capital | $15,656,000 | 3,711 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $7,244,000 | 2,925 |
| Undivided profits | $8,411,000 | 3,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,548,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $859,000 | 3,909 |
| Earning assets | $132,008,000 | 3,893 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $149,356,000 | 3,762 |
| Average Assets, quarterly | $149,356,000 | 3,762 |
| Volatile liabilities | $53,889,000 | 2,336 |
| Insider loans | $406,000 | 5,794 |
| FHLB advances | $17,922,000 | 1,744 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,588,000 | 3,371 |
| Tier 1 (core) risk-based capital | $15,953,000 | 3,618 |
| Tier 2 risk-based capital | $1,141,000 | 3,591 |
| Total risk weighted assets | $116,895,000 | 3,452 |
| Total unused commitments | $19,588,000 | 3,372 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $153,483,000 | 3,675 |
| Cash and due from depository institutions | $3,842,000 | 3,938 |
| Interest-bearing balances | $502,000 | 3,337 |
| Securities | $17,855,000 | 4,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $120,842,000 | 3,207 |
| Loan loss allowance | $1,187,000 | 3,668 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,026,000 | 2,718 |
| Other real estate owned | $607,000 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,311,000 | 2,411 |
| Life insurance assets | $2,617,000 | 198 |
| Total liabilities and capital | $153,483,000 | 3,675 |
| Total liabilities | $137,989,000 | 3,662 |
| Total deposits | $106,956,000 | 4,150 |
| Interest-bearing deposits | $102,770,000 | 3,734 |
| Deposits held in domestic offices | $106,956,000 | 4,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,051,000 | 2,303 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,672,000 | 1,409 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,310,000 | 2,889 |
| Total equity capital | $15,494,000 | 3,726 |
| Total bank equity capital | $15,494,000 | 3,726 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $7,246,000 | 2,892 |
| Undivided profits | $8,247,000 | 3,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,418,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $897,000 | 3,796 |
| Earning assets | $139,199,000 | 3,687 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $154,848,800 | 3,516 |
| Average Assets, quarterly | $157,227,500 | 3,567 |
| Volatile liabilities | $62,336,000 | 2,046 |
| Insider loans | $407,000 | 5,774 |
| FHLB advances | $27,672,000 | 1,316 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $24,736,000 | 2,882 |
| Tier 1 (core) risk-based capital | $15,721,000 | 3,612 |
| Tier 2 risk-based capital | $1,187,000 | 3,463 |
| Total risk weighted assets | $125,730,000 | 3,248 |
| Total unused commitments | $24,736,000 | 2,883 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $160,972,000 | 3,490 |
| Cash and due from depository institutions | $3,977,000 | 3,927 |
| Interest-bearing balances | $200,000 | 4,322 |
| Securities | $17,797,000 | 4,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $127,830,000 | 3,035 |
| Loan loss allowance | $2,299,000 | 2,100 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,052,000 | 2,654 |
| Other real estate owned | $996,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,320,000 | 2,365 |
| Life insurance assets | $2,595,000 | 194 |
| Total liabilities and capital | $160,972,000 | 3,490 |
| Total liabilities | $145,221,000 | 3,464 |
| Total deposits | $123,014,000 | 3,652 |
| Interest-bearing deposits | $118,693,000 | 3,252 |
| Deposits held in domestic offices | $123,014,000 | 3,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $601,000 | 3,092 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,790,000 | 1,800 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,816,000 | 2,243 |
| Total equity capital | $15,751,000 | 3,629 |
| Total bank equity capital | $15,751,000 | 3,629 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $7,199,000 | 2,853 |
| Undivided profits | $8,551,000 | 3,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,696,000 | 588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 975 |
| Income earned, not collected on loans | $876,000 | 3,840 |
| Earning assets | $145,827,000 | 3,517 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $155,190,250 | 3,497 |
| Average Assets, quarterly | $159,497,500 | 3,482 |
| Volatile liabilities | $79,773,000 | 1,604 |
| Insider loans | $399,000 | 5,807 |
| FHLB advances | $19,790,000 | 1,689 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $31,041,000 | 2,461 |
| Tier 1 (core) risk-based capital | $15,933,000 | 3,514 |
| Tier 2 risk-based capital | $1,687,000 | 2,584 |
| Total risk weighted assets | $134,365,000 | 3,028 |
| Total unused commitments | $31,041,000 | 2,463 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $158,023,000 | 3,478 |
| Cash and due from depository institutions | $6,409,000 | 4,082 |
| Interest-bearing balances | $4,403,000 | 1,174 |
| Securities | $15,326,000 | 5,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $126,106,000 | 2,983 |
| Loan loss allowance | $2,060,000 | 2,283 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,530,000 | 2,957 |
| Other real estate owned | $621,000 | 4,082 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,031,000 | 2,359 |
| Life insurance assets | $2,573,000 | 189 |
| Total liabilities and capital | $158,022,000 | 3,478 |
| Total liabilities | $142,222,000 | 3,470 |
| Total deposits | $128,065,000 | 3,486 |
| Interest-bearing deposits | $121,503,000 | 3,146 |
| Deposits held in domestic offices | $128,065,000 | 3,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,694,000 | 2,314 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,463,000 | 2,476 |
| Total equity capital | $15,800,000 | 3,569 |
| Total bank equity capital | $15,800,000 | 3,569 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $7,199,000 | 2,805 |
| Undivided profits | $8,600,000 | 3,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,439,000 | 749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $869,000 | 3,582 |
| Earning assets | $145,835,000 | 3,452 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $153,263,000 | 3,504 |
| Average Assets, quarterly | $155,152,500 | 3,501 |
| Volatile liabilities | $71,115,000 | 1,711 |
| Insider loans | $520,000 | 5,343 |
| FHLB advances | $10,927,000 | 2,396 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $31,349,000 | 2,364 |
| Tier 1 (core) risk-based capital | $15,884,000 | 3,444 |
| Tier 2 risk-based capital | $1,646,000 | 2,590 |
| Total risk weighted assets | $131,245,000 | 3,006 |
| Total unused commitments | $31,649,000 | 2,358 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 37 | 4,247 |
| Assets and Liabilities | ||
| Total Assets: | $152,282,000 | 3,574 |
| Cash and due from depository institutions | $4,084,000 | 4,247 |
| Interest-bearing balances | $2,482,000 | 1,765 |
| Securities | $13,665,000 | 5,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $124,486,000 | 2,962 |
| Loan loss allowance | $1,965,000 | 2,359 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,553,000 | 2,904 |
| Other real estate owned | $600,000 | 4,247 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,894,000 | 2,380 |
| Life insurance assets | $2,558,000 | 188 |
| Total liabilities and capital | $152,282,000 | 3,574 |
| Total liabilities | $136,967,000 | 3,567 |
| Total deposits | $109,665,000 | 3,952 |
| Interest-bearing deposits | $105,392,000 | 3,562 |
| Deposits held in domestic offices | $109,665,000 | 3,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,562,000 | 2,025 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,563,000 | 1,530 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,177,000 | 2,859 |
| Total equity capital | $15,315,000 | 3,593 |
| Total bank equity capital | $15,315,000 | 3,593 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $7,199,000 | 2,758 |
| Undivided profits | $8,115,000 | 3,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,382,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $829,000 | 3,605 |
| Earning assets | $140,633,000 | 3,564 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $150,883,000 | 3,572 |
| Average Assets, quarterly | $150,883,000 | 3,572 |
| Volatile liabilities | $65,315,000 | 1,749 |
| Insider loans | $277,000 | 6,310 |
| FHLB advances | $23,563,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $47,393,000 | 1,722 |
| Tier 1 (core) risk-based capital | $15,550,000 | 3,459 |
| Tier 2 risk-based capital | $1,599,000 | 2,624 |
| Total risk weighted assets | $127,886,000 | 3,031 |
| Total unused commitments | $47,393,000 | 1,723 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 38 | 4,179 |
| Assets and Liabilities | ||
| Total Assets: | $149,484,000 | 3,616 |
| Cash and due from depository institutions | $2,952,000 | 4,179 |
| Interest-bearing balances | $673,000 | 3,184 |
| Securities | $14,532,000 | 5,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $121,753,000 | 2,996 |
| Loan loss allowance | $1,597,000 | 2,790 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,589,000 | 2,857 |
| Other real estate owned | $859,000 | 4,179 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,799,000 | 2,376 |
| Life insurance assets | $2,534,000 | 190 |
| Total liabilities and capital | $149,484,000 | 3,616 |
| Total liabilities | $133,913,000 | 3,617 |
| Total deposits | $100,675,000 | 4,201 |
| Interest-bearing deposits | $96,326,000 | 3,820 |
| Deposits held in domestic offices | $100,675,000 | 4,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,612,000 | 1,851 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $28,563,000 | 1,360 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,063,000 | 2,987 |
| Total equity capital | $15,571,000 | 3,531 |
| Total bank equity capital | $15,571,000 | 3,531 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $7,199,000 | 2,712 |
| Undivided profits | $8,371,000 | 3,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,582,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $720,000 | 4,059 |
| Earning assets | $136,958,000 | 3,625 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $147,748,800 | 3,532 |
| Average Assets, quarterly | $148,838,500 | 3,602 |
| Volatile liabilities | $62,043,000 | 1,768 |
| Insider loans | $252,000 | 6,443 |
| FHLB advances | $28,563,000 | 1,267 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,959,000 | 2,092 |
| Tier 1 (core) risk-based capital | $15,651,000 | 3,398 |
| Tier 2 risk-based capital | $1,576,000 | 2,654 |
| Total risk weighted assets | $126,043,000 | 3,044 |
| Total unused commitments | $34,959,000 | 2,093 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $148,193,000 | 3,614 |
| Cash and due from depository institutions | $3,172,000 | 4,156 |
| Interest-bearing balances | $336,000 | 3,899 |
| Securities | $14,772,000 | 5,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $120,916,000 | 2,977 |
| Loan loss allowance | $1,471,000 | 2,990 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,648,000 | 2,769 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,685,000 | 2,372 |
| Life insurance assets | $2,509,000 | 185 |
| Total liabilities and capital | $148,193,000 | 3,614 |
| Total liabilities | $132,923,000 | 3,614 |
| Total deposits | $104,357,000 | 4,037 |
| Interest-bearing deposits | $100,173,000 | 3,649 |
| Deposits held in domestic offices | $104,357,000 | 4,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,633,000 | 2,505 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,699,000 | 1,455 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,234,000 | 2,755 |
| Total equity capital | $15,270,000 | 3,594 |
| Total bank equity capital | $15,270,000 | 3,594 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $7,139,000 | 2,691 |
| Undivided profits | $8,130,000 | 3,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,025,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $706,000 | 4,297 |
| Earning assets | $136,024,000 | 3,610 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $147,315,000 | 3,534 |
| Average Assets, quarterly | $146,952,500 | 3,611 |
| Volatile liabilities | $61,509,000 | 1,755 |
| Insider loans | $303,000 | 6,210 |
| FHLB advances | $25,699,000 | 1,351 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,069,000 | 2,391 |
| Tier 1 (core) risk-based capital | $15,340,000 | 3,448 |
| Tier 2 risk-based capital | $1,471,000 | 2,765 |
| Total risk weighted assets | $126,819,000 | 2,974 |
| Total unused commitments | $28,069,000 | 2,395 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $145,712,000 | 3,651 |
| Cash and due from depository institutions | $2,851,000 | 4,581 |
| Interest-bearing balances | $1,011,000 | 2,852 |
| Securities | $13,789,000 | 5,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $119,270,000 | 2,962 |
| Loan loss allowance | $1,372,000 | 3,163 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,696,000 | 2,683 |
| Other real estate owned | $191,000 | 4,581 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,915,000 | 2,290 |
| Life insurance assets | $2,485,000 | 181 |
| Total liabilities and capital | $145,712,000 | 3,651 |
| Total liabilities | $130,972,000 | 3,645 |
| Total deposits | $107,343,000 | 3,936 |
| Interest-bearing deposits | $103,711,000 | 3,546 |
| Deposits held in domestic offices | $107,343,000 | 3,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,674,000 | 2,166 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,828,000 | 1,720 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,127,000 | 2,702 |
| Total equity capital | $14,740,000 | 3,592 |
| Total bank equity capital | $14,740,000 | 3,592 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $7,139,000 | 2,655 |
| Undivided profits | $7,600,000 | 3,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,255,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $646,000 | 4,322 |
| Earning assets | $134,070,000 | 3,631 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $147,022,330 | 3,558 |
| Average Assets, quarterly | $147,397,500 | 3,576 |
| Volatile liabilities | $65,624,000 | 1,632 |
| Insider loans | $288,000 | 6,313 |
| FHLB advances | $19,828,000 | 1,617 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,030,000 | 2,507 |
| Tier 1 (core) risk-based capital | $15,033,000 | 3,459 |
| Tier 2 risk-based capital | $1,372,000 | 2,911 |
| Total risk weighted assets | $123,914,000 | 3,004 |
| Total unused commitments | $26,030,000 | 2,510 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $149,083,000 | 3,552 |
| Cash and due from depository institutions | $4,735,000 | 4,465 |
| Interest-bearing balances | $2,621,000 | 2,007 |
| Securities | $12,580,000 | 6,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $122,707,000 | 2,841 |
| Loan loss allowance | $1,338,000 | 3,182 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,646,000 | 2,684 |
| Other real estate owned | $37,000 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,378,000 | 2,352 |
| Life insurance assets | $2,461,000 | 185 |
| Total liabilities and capital | $149,083,000 | 3,552 |
| Total liabilities | $134,309,000 | 3,539 |
| Total deposits | $105,501,000 | 3,991 |
| Interest-bearing deposits | $102,090,000 | 3,600 |
| Deposits held in domestic offices | $105,501,000 | 3,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $27,986,000 | 1,288 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $822,000 | 3,668 |
| Total equity capital | $14,774,000 | 3,655 |
| Total bank equity capital | $14,774,000 | 3,655 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $7,139,000 | 2,623 |
| Undivided profits | $7,634,000 | 3,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,534,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $621,000 | 4,404 |
| Earning assets | $137,908,000 | 3,529 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $147,677,500 | 3,543 |
| Average Assets, quarterly | $147,677,500 | 3,543 |
| Volatile liabilities | $74,143,000 | 1,405 |
| Insider loans | $427,000 | 5,730 |
| FHLB advances | $27,986,000 | 1,188 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $32,210,000 | 2,110 |
| Tier 1 (core) risk-based capital | $14,785,000 | 3,460 |
| Tier 2 risk-based capital | $1,338,000 | 2,942 |
| Total risk weighted assets | $123,472,000 | 2,944 |
| Total unused commitments | $32,210,000 | 2,115 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $146,272,000 | 3,591 |
| Cash and due from depository institutions | $2,972,000 | 5,136 |
| Interest-bearing balances | $1,734,000 | 2,353 |
| Securities | $16,470,000 | 5,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $117,734,000 | 2,916 |
| Loan loss allowance | $1,192,000 | 3,477 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,208,000 | 2,986 |
| Other real estate owned | $52,000 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,836,000 | 2,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,272,000 | 3,591 |
| Total liabilities | $131,756,000 | 3,580 |
| Total deposits | $100,181,000 | 4,149 |
| Interest-bearing deposits | $96,346,000 | 3,757 |
| Deposits held in domestic offices | $100,181,000 | 4,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,058,000 | 1,939 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,486,000 | 1,316 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,031,000 | 3,037 |
| Total equity capital | $14,516,000 | 3,644 |
| Total bank equity capital | $14,516,000 | 3,644 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $7,139,000 | 2,597 |
| Undivided profits | $7,376,000 | 3,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,254,000 | 928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $688,000 | 4,197 |
| Earning assets | $135,938,000 | 3,538 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $142,213,200 | 3,557 |
| Average Assets, quarterly | $146,777,000 | 3,550 |
| Volatile liabilities | $71,862,000 | 1,457 |
| Insider loans | $516,000 | 5,398 |
| FHLB advances | $27,486,000 | 1,215 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,087,000 | 2,252 |
| Tier 1 (core) risk-based capital | $14,516,000 | 3,486 |
| Tier 2 risk-based capital | $1,192,000 | 3,220 |
| Total risk weighted assets | $119,134,000 | 3,053 |
| Total unused commitments | $28,087,000 | 2,255 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $147,282,000 | 3,536 |
| Cash and due from depository institutions | $2,165,000 | 5,398 |
| Interest-bearing balances | $456,000 | 3,916 |
| Securities | $13,769,000 | 5,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $124,018,000 | 2,773 |
| Loan loss allowance | $1,148,000 | 3,572 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,982,000 | 4,208 |
| Other real estate owned | $23,000 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,325,000 | 2,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,282,000 | 3,536 |
| Total liabilities | $133,179,000 | 3,519 |
| Total deposits | $105,211,000 | 3,977 |
| Interest-bearing deposits | $101,367,000 | 3,592 |
| Deposits held in domestic offices | $105,211,000 | 3,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $137,000 | 3,233 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,592,000 | 1,305 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,239,000 | 2,783 |
| Total equity capital | $14,103,000 | 3,723 |
| Total bank equity capital | $14,103,000 | 3,723 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $7,063,000 | 2,570 |
| Undivided profits | $7,039,000 | 3,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,502,000 | 1,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $700,000 | 4,316 |
| Earning assets | $138,243,000 | 3,467 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $141,198,500 | 3,591 |
| Average Assets, quarterly | $143,339,500 | 3,606 |
| Volatile liabilities | $69,916,000 | 1,448 |
| Insider loans | $496,000 | 5,468 |
| FHLB advances | $26,592,000 | 1,197 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,814,000 | 2,688 |
| Tier 1 (core) risk-based capital | $14,117,000 | 3,552 |
| Tier 2 risk-based capital | $1,148,000 | 3,294 |
| Total risk weighted assets | $118,490,000 | 3,026 |
| Total unused commitments | $21,814,000 | 2,692 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $139,397,000 | 3,700 |
| Cash and due from depository institutions | $5,255,000 | 5,411 |
| Interest-bearing balances | $3,989,000 | 1,754 |
| Securities | $12,437,000 | 5,978 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $117,099,000 | 2,878 |
| Loan loss allowance | $955,000 | 4,056 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,456,000 | 4,972 |
| Other real estate owned | $24,000 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,126,000 | 3,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,397,000 | 3,700 |
| Total liabilities | $125,766,000 | 3,687 |
| Total deposits | $107,062,000 | 3,914 |
| Interest-bearing deposits | $100,626,000 | 3,613 |
| Deposits held in domestic offices | $107,062,000 | 3,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,010,000 | 2,485 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,160,000 | 1,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,534,000 | 2,461 |
| Total equity capital | $13,631,000 | 3,828 |
| Total bank equity capital | $13,631,000 | 3,828 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $7,063,000 | 2,537 |
| Undivided profits | $6,567,000 | 4,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,372,000 | 1,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $677,000 | 4,272 |
| Earning assets | $133,525,000 | 3,545 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $139,170,670 | 3,636 |
| Average Assets, quarterly | $140,136,000 | 3,653 |
| Volatile liabilities | $63,812,000 | 1,555 |
| Insider loans | $447,000 | 5,665 |
| FHLB advances | $16,160,000 | 1,653 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,851,000 | 2,718 |
| Tier 1 (core) risk-based capital | $13,592,000 | 3,618 |
| Tier 2 risk-based capital | $955,000 | 3,752 |
| Total risk weighted assets | $109,537,000 | 3,200 |
| Total unused commitments | $20,851,000 | 2,727 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 26 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $140,875,000 | 3,616 |
| Cash and due from depository institutions | $3,855,000 | 5,516 |
| Interest-bearing balances | $2,437,000 | 2,301 |
| Securities | $12,384,000 | 5,995 |
| Federal funds sold & reverse repurchase agreements | $3,194,000 | 4,278 |
| Net loans & leases | $118,575,000 | 2,810 |
| Loan loss allowance | $766,000 | 4,682 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $798,000 | 6,357 |
| Other real estate owned | $26,000 | 5,516 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,043,000 | 4,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,875,000 | 3,616 |
| Total liabilities | $130,627,000 | 3,493 |
| Total deposits | $113,660,000 | 3,696 |
| Interest-bearing deposits | $108,512,000 | 3,349 |
| Deposits held in domestic offices | $113,660,000 | 3,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,878,000 | 1,735 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,089,000 | 3,148 |
| Total equity capital | $10,248,000 | 4,666 |
| Total bank equity capital | $10,248,000 | 4,666 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $4,063,000 | 3,736 |
| Undivided profits | $6,184,000 | 4,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,065,000 | 1,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $642,000 | 4,467 |
| Earning assets | $136,590,000 | 3,426 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $139,057,500 | 3,623 |
| Average Assets, quarterly | $139,057,500 | 3,623 |
| Volatile liabilities | $66,393,000 | 1,468 |
| Insider loans | $457,000 | 5,597 |
| FHLB advances | $15,878,000 | 1,627 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,208,000 | 2,520 |
| Tier 1 (core) risk-based capital | $10,197,000 | 4,501 |
| Tier 2 risk-based capital | $766,000 | 4,387 |
| Total risk weighted assets | $107,006,000 | 3,198 |
| Total unused commitments | $22,208,000 | 2,528 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 26 | 5,515 |
| Assets and Liabilities | ||
| Total Assets: | $137,240,000 | 3,653 |
| Cash and due from depository institutions | $3,010,000 | 5,515 |
| Interest-bearing balances | $1,508,000 | 2,685 |
| Securities | $11,807,000 | 6,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $119,450,000 | 2,755 |
| Loan loss allowance | $568,000 | 5,565 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $821,000 | 6,286 |
| Other real estate owned | $102,000 | 5,515 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,050,000 | 4,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,240,000 | 3,653 |
| Total liabilities | $126,947,000 | 3,559 |
| Total deposits | $102,653,000 | 3,958 |
| Interest-bearing deposits | $99,173,000 | 3,575 |
| Deposits held in domestic offices | $102,653,000 | 3,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,669,000 | 1,661 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $19,578,000 | 1,560 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,047,000 | 3,285 |
| Total equity capital | $10,293,000 | 4,630 |
| Total bank equity capital | $10,293,000 | 4,630 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $4,063,000 | 3,694 |
| Undivided profits | $6,229,000 | 4,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 2,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $689,000 | 4,427 |
| Earning assets | $132,765,000 | 3,485 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $95,812,000 | 4,663 |
| Average Assets, quarterly | $119,982,500 | 4,049 |
| Volatile liabilities | $65,979,000 | 1,454 |
| Insider loans | $438,000 | 5,706 |
| FHLB advances | $19,578,000 | 1,440 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,308,000 | 3,270 |
| Tier 1 (core) risk-based capital | $10,150,000 | 4,450 |
| Tier 2 risk-based capital | $568,000 | 5,237 |
| Total risk weighted assets | $101,293,000 | 3,311 |
| Total unused commitments | $14,447,000 | 3,257 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 25 | 5,661 |
| Assets and Liabilities | ||
| Total Assets: | $79,111,000 | 5,388 |
| Cash and due from depository institutions | $8,701,000 | 5,661 |
| Interest-bearing balances | $6,846,000 | 966 |
| Securities | $8,030,000 | 7,030 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $60,353,000 | 4,649 |
| Loan loss allowance | $472,000 | 6,018 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $821,000 | 6,343 |
| Other real estate owned | $56,000 | 5,661 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,150,000 | 6,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,111,000 | 5,388 |
| Total liabilities | $70,251,000 | 5,423 |
| Total deposits | $65,737,000 | 5,371 |
| Interest-bearing deposits | $63,304,000 | 4,933 |
| Deposits held in domestic offices | $65,737,000 | 5,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,114,000 | 3,293 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $400,000 | 6,086 |
| Total equity capital | $8,860,000 | 4,949 |
| Total bank equity capital | $8,860,000 | 4,949 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $4,051,000 | 3,608 |
| Undivided profits | $4,809,000 | 4,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,554,000 | 1,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $422,000 | 6,507 |
| Earning assets | $75,229,000 | 5,245 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $68,696,800 | 5,694 |
| Average Assets, quarterly | $75,828,000 | 5,495 |
| Volatile liabilities | $17,510,000 | 4,028 |
| Insider loans | $437,000 | 5,706 |
| FHLB advances | $3,670,000 | 3,278 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,211,000 | 5,429 |
| Tier 1 (core) risk-based capital | $8,831,000 | 4,812 |
| Tier 2 risk-based capital | $472,000 | 5,696 |
| Total risk weighted assets | $48,066,000 | 5,535 |
| Total unused commitments | $5,211,000 | 5,436 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 24 | 5,891 |
| Assets and Liabilities | ||
| Total Assets: | $62,022,000 | 6,122 |
| Cash and due from depository institutions | $1,750,000 | 5,891 |
| Interest-bearing balances | $802,000 | 2,587 |
| Securities | $4,559,000 | 8,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $53,568,000 | 4,946 |
| Loan loss allowance | $158,000 | 8,699 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $876,000 | 6,287 |
| Other real estate owned | $280,000 | 5,891 |
| Goodwill and other intangibles | $103,000 | 2,595 |
| All other assets | $886,000 | 6,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,022,000 | 6,122 |
| Total liabilities | $56,988,000 | 6,013 |
| Total deposits | $54,338,000 | 5,904 |
| Interest-bearing deposits | $52,751,000 | 5,441 |
| Deposits held in domestic offices | $54,338,000 | 5,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,301,000 | 3,836 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $349,000 | 6,879 |
| Total equity capital | $5,034,000 | 7,058 |
| Total bank equity capital | $5,034,000 | 7,058 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $5,034,000 | 4,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $316,000 | 6,746 |
| Earning assets | $58,929,000 | 5,990 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $58,019,400 | 6,161 |
| Average Assets, quarterly | $62,142,500 | 6,052 |
| Volatile liabilities | $16,019,000 | 4,277 |
| Insider loans | $551,000 | 5,220 |
| FHLB advances | $2,301,000 | 666 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,393,000 | 6,261 |
| Tier 1 (core) risk-based capital | $4,939,000 | 7,015 |
| Tier 2 risk-based capital | $158,000 | 8,548 |
| Total risk weighted assets | $40,128,000 | 6,070 |
| Total unused commitments | $3,393,000 | 6,264 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $53,470,000 | 6,660 |
| Cash and due from depository institutions | $2,475,000 | 6,389 |
| Interest-bearing balances | $1,287,000 | 2,162 |
| Securities | $4,572,000 | 8,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $44,998,000 | 5,440 |
| Loan loss allowance | $159,000 | 8,868 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $706,000 | 6,954 |
| Other real estate owned | $53,000 | 6,389 |
| Goodwill and other intangibles | $11,000 | 3,131 |
| All other assets | $655,000 | 7,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,470,000 | 6,660 |
| Total liabilities | $48,778,000 | 6,591 |
| Total deposits | $47,029,000 | 6,471 |
| Interest-bearing deposits | $46,133,000 | 5,956 |
| Deposits held in domestic offices | $47,029,000 | 6,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,610,000 | 4,169 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $139,000 | 8,891 |
| Total equity capital | $4,692,000 | 7,217 |
| Total bank equity capital | $4,692,000 | 7,217 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $4,692,000 | 4,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $208,000 | 7,688 |
| Earning assets | $50,857,000 | 6,515 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $53,032,400 | 6,535 |
| Average Assets, quarterly | $53,943,500 | 6,577 |
| Volatile liabilities | $7,142,000 | 6,387 |
| Insider loans | $355,000 | 6,138 |
| FHLB advances | $1,610,000 | 719 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,259,000 | 6,491 |
| Tier 1 (core) risk-based capital | $4,692,000 | 7,246 |
| Tier 2 risk-based capital | $159,000 | 8,668 |
| Total risk weighted assets | $32,367,000 | 6,740 |
| Total unused commitments | $3,259,000 | 6,497 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $50,743,000 | 6,915 |
| Cash and due from depository institutions | $6,501,000 | 7,238 |
| Interest-bearing balances | $5,847,000 | 1,063 |
| Securities | $4,810,000 | 8,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $38,068,000 | 5,877 |
| Loan loss allowance | $134,000 | 9,284 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $761,000 | 6,719 |
| Other real estate owned | $6,000 | 7,238 |
| Goodwill and other intangibles | $13,000 | 3,258 |
| All other assets | $584,000 | 7,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,743,000 | 6,915 |
| Total liabilities | $46,248,000 | 6,835 |
| Total deposits | $45,585,000 | 6,690 |
| Interest-bearing deposits | $44,985,000 | 6,119 |
| Deposits held in domestic offices | $45,585,000 | 6,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $463,000 | 4,260 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $200,000 | 8,614 |
| Total equity capital | $4,495,000 | 7,504 |
| Total bank equity capital | $4,495,000 | 7,504 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $4,495,000 | 4,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $182,000 | 8,176 |
| Earning assets | $48,725,000 | 6,731 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $48,936,200 | 6,830 |
| Average Assets, quarterly | $50,092,500 | 6,894 |
| Volatile liabilities | $5,202,000 | 6,920 |
| Insider loans | $380,000 | 5,941 |
| FHLB advances | $463,000 | 709 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,557,000 | 6,938 |
| Tier 1 (core) risk-based capital | $4,490,000 | 7,345 |
| Tier 2 risk-based capital | $139,000 | 9,030 |
| Total risk weighted assets | $27,397,000 | 7,226 |
| Total unused commitments | $2,557,000 | 6,952 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $47,197,000 | 7,276 |
| Cash and due from depository institutions | $4,086,000 | 7,112 |
| Interest-bearing balances | $1,965,000 | 1,799 |
| Securities | $5,315,000 | 9,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $36,425,000 | 6,152 |
| Loan loss allowance | $113,000 | 9,917 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $765,000 | 6,743 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $15,000 | 3,321 |
| All other assets | $591,000 | 7,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,197,000 | 7,276 |
| Total liabilities | $42,995,000 | 7,179 |
| Total deposits | $41,235,000 | 7,151 |
| Interest-bearing deposits | $40,674,000 | 6,606 |
| Deposits held in domestic offices | $41,235,000 | 7,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,572,000 | 3,114 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $188,000 | 9,137 |
| Total equity capital | $4,202,000 | 7,870 |
| Total bank equity capital | $4,202,000 | 7,870 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $4,202,000 | 4,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $185,000 | 8,484 |
| Earning assets | $43,705,000 | 7,231 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $45,565,600 | 7,228 |
| Average Assets, quarterly | $46,448,500 | 7,288 |
| Volatile liabilities | $7,209,000 | 6,045 |
| Insider loans | $325,000 | 6,469 |
| FHLB advances | $1,572,000 | 670 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,413,000 | 8,172 |
| Tier 1 (core) risk-based capital | $4,203,000 | 7,745 |
| Tier 2 risk-based capital | $113,000 | 9,711 |
| Total risk weighted assets | $25,597,000 | 7,584 |
| Total unused commitments | $1,413,000 | 8,186 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $44,966,000 | 7,687 |
| Cash and due from depository institutions | $4,714,000 | 7,449 |
| Interest-bearing balances | $3,592,000 | 1,078 |
| Securities | $5,780,000 | 9,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $33,067,000 | 6,580 |
| Loan loss allowance | $204,000 | 9,093 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $731,000 | 6,999 |
| Other real estate owned | $24,000 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $650,000 | 7,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,966,000 | 7,687 |
| Total liabilities | $41,089,000 | 7,579 |
| Total deposits | $40,188,000 | 7,480 |
| Interest-bearing deposits | $39,765,000 | 6,918 |
| Deposits held in domestic offices | $40,188,000 | 7,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $688,000 | 3,689 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $213,000 | 9,071 |
| Total equity capital | $3,877,000 | 8,308 |
| Total bank equity capital | $3,877,000 | 8,308 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $3,877,000 | 5,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $168,000 | 9,010 |
| Earning assets | $42,439,000 | 7,553 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $44,666,200 | 7,559 |
| Average Assets, quarterly | $44,988,500 | 7,639 |
| Volatile liabilities | $3,785,000 | 7,920 |
| Insider loans | $446,000 | 5,803 |
| FHLB advances | $688,000 | 823 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $152,000 | 10,556 |
| Tier 1 (core) risk-based capital | $3,877,000 | 8,207 |
| Tier 2 risk-based capital | $95,000 | 10,413 |
| Total risk weighted assets | $23,732,000 | 7,995 |
| Total unused commitments | $152,000 | 10,561 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $43,395,000 | 8,031 |
| Cash and due from depository institutions | $5,402,000 | 8,670 |
| Interest-bearing balances | $4,061,000 | 1,140 |
| Securities | $4,680,000 | 10,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $31,692,000 | 6,766 |
| Loan loss allowance | $198,000 | 9,531 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $782,000 | 6,895 |
| Other real estate owned | $200,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $639,000 | 8,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,395,000 | 8,031 |
| Total liabilities | $39,626,000 | 7,939 |
| Total deposits | $38,479,000 | 7,894 |
| Interest-bearing deposits | $38,253,000 | 7,246 |
| Deposits held in domestic offices | $38,479,000 | 7,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,010,000 | 2,869 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $137,000 | 10,622 |
| Total equity capital | $3,769,000 | 8,596 |
| Total bank equity capital | $3,769,000 | 8,596 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $3,769,000 | 5,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $662,000 | 3,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $173,000 | 9,274 |
| Earning assets | $40,433,000 | 7,946 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $42,699,200 | 7,906 |
| Average Assets, quarterly | $42,995,500 | 8,019 |
| Volatile liabilities | $3,369,000 | 8,209 |
| Insider loans | $348,000 | 6,640 |
| FHLB advances | $1,010,000 | 738 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $427,000 | 10,173 |
| Tier 1 (core) risk-based capital | $3,769,000 | 8,481 |
| Tier 2 risk-based capital | $85,000 | 10,973 |
| Total risk weighted assets | $22,387,000 | 8,353 |
| Total unused commitments | $427,000 | 10,184 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities | ||
| Total Assets: | $42,326,000 | 8,278 |
| Cash and due from depository institutions | $1,769,000 | 10,160 |
| Interest-bearing balances | $747,000 | 2,806 |
| Securities | $5,312,000 | 10,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,894,000 | 6,505 |
| Loan loss allowance | $207,000 | 9,753 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $690,000 | 7,436 |
| Other real estate owned | $63,000 | 10,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $598,000 | 8,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,326,000 | 8,278 |
| Total liabilities | $38,785,000 | 8,180 |
| Total deposits | $36,706,000 | 8,248 |
| Interest-bearing deposits | $36,354,000 | 7,541 |
| Deposits held in domestic offices | $36,706,000 | 8,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,917,000 | 2,594 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $162,000 | 9,761 |
| Total equity capital | $3,541,000 | 8,754 |
| Total bank equity capital | $3,541,000 | 8,754 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $3,541,000 | 5,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $762,000 | 3,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $190,000 | 8,696 |
| Earning assets | $39,953,000 | 8,110 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $41,626,000 | 8,248 |
| Average Assets, quarterly | $42,107,500 | 8,271 |
| Volatile liabilities | $4,569,000 | 7,062 |
| Insider loans | $285,000 | 7,298 |
| FHLB advances | $1,917,000 | 788 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $116,000 | 11,447 |
| Tier 1 (core) risk-based capital | $3,541,000 | 8,861 |
| Tier 2 risk-based capital | $115,000 | 10,867 |
| Total risk weighted assets | $23,781,000 | 8,245 |
| Total unused commitments | $116,000 | 11,450 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $40,878,000 | 8,715 |
| Cash and due from depository institutions | $4,271,000 | 10,651 |
| Interest-bearing balances | $3,477,000 | 1,666 |
| Securities | $5,342,000 | 11,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $29,963,000 | 6,996 |
| Loan loss allowance | $302,000 | 8,636 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $708,000 | 7,468 |
| Other real estate owned | $2,000 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $592,000 | 8,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,878,000 | 8,715 |
| Total liabilities | $37,651,000 | 8,626 |
| Total deposits | $36,543,000 | 8,602 |
| Interest-bearing deposits | $36,255,000 | 7,875 |
| Deposits held in domestic offices | $36,543,000 | 8,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $108,000 | 11,354 |
| Total equity capital | $3,227,000 | 9,428 |
| Total bank equity capital | $3,227,000 | 9,428 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $3,227,000 | 5,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 3,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $173,000 | 8,833 |
| Earning assets | $38,782,000 | 8,527 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $40,125,400 | 8,652 |
| Average Assets, quarterly | $40,868,500 | 8,645 |
| Volatile liabilities | $3,748,000 | 7,577 |
| Insider loans | $299,000 | 7,285 |
| FHLB advances | $1,000,000 | 697 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $839,000 | 9,622 |
| Tier 1 (core) risk-based capital | $3,227,000 | 9,371 |
| Tier 2 risk-based capital | $203,000 | 9,296 |
| Total risk weighted assets | $22,414,000 | 8,662 |
| Total unused commitments | $997,000 | 9,266 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $38,932,000 | 9,132 |
| Cash and due from depository institutions | $2,443,000 | 11,041 |
| Interest-bearing balances | $1,503,000 | 3,137 |
| Securities | $5,655,000 | 11,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $29,393,000 | 7,159 |
| Loan loss allowance | $327,000 | 8,422 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $742,000 | 7,412 |
| Other real estate owned | $21,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $678,000 | 8,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,932,000 | 9,132 |
| Total liabilities | $36,062,000 | 9,030 |
| Total deposits | $35,878,000 | 8,885 |
| Interest-bearing deposits | $35,708,000 | 8,179 |
| Deposits held in domestic offices | $35,878,000 | 8,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $184,000 | 10,369 |
| Total equity capital | $2,870,000 | 9,965 |
| Total bank equity capital | $2,870,000 | 9,965 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $2,870,000 | 6,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $863,000 | 4,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $218,000 | 8,244 |
| Earning assets | $36,551,000 | 8,970 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $39,246,400 | 8,921 |
| Average Assets, quarterly | $39,265,500 | 9,033 |
| Volatile liabilities | $1,609,000 | 10,600 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,533,000 | 8,062 |
| Tier 1 (core) risk-based capital | $2,870,000 | 9,899 |
| Tier 2 risk-based capital | $194,000 | 9,595 |
| Total risk weighted assets | $21,772,000 | 8,919 |
| Total unused commitments | $1,533,000 | 8,093 |
| Derivatives | $0 | 651 |