Home > City National Bank of New Jersey > Income and Expense

City National Bank of New Jersey, Income and Expense

2019-09-30 (YTD Data)Rank
Total interest income$4,093,0003,635
Total interest expense$267,0004,496
Net interest income$3,826,0003,422
Provision for loan and lease losses$-2,400,0005,237
Total noninterest income$4,226,0001,032
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,327,000318
Trading account gains and feesNANA
Additional Noninterest Income$899,0002,041
Total noninterest expense$11,934,0001,294
Salaries and employee benefits$5,143,0001,668
Premises and equipment expense$1,760,0001,034
Additional noninterest expense$5,031,000998
Pre-tax net operating income$-1,482,0005,214
Securities gains (losses)$02,167
Applicable income taxes$9,0003,704
Income before extraordinary items$-1,491,0005,214
Extraordinary gains, net$011
Net income$-1,491,0005,214
Minority interest net income$072
Net income of bank and minority interests.$-1,491,0005,214
Net charge-offs$106,0001,726
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-1,491,0005,210
2019-06-30 (YTD Data)Rank
Total interest income$2,739,0003,643
Total interest expense$180,0004,493
Net interest income$2,559,0003,439
Provision for loan and lease losses$-2,400,0005,291
Total noninterest income$3,180,000938
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,461,000293
Trading account gains and feesNANA
Additional Noninterest Income$719,0001,814
Total noninterest expense$8,426,0001,247
Salaries and employee benefits$3,714,0001,560
Premises and equipment expense$1,145,0001,053
Additional noninterest expense$3,567,000957
Pre-tax net operating income$-287,0005,194
Securities gains (losses)$01,702
Applicable income taxes$6,0003,700
Income before extraordinary items$-293,0005,201
Extraordinary gains, net$011
Net income$-293,0005,200
Minority interest net income$069
Net income of bank and minority interests.$-293,0005,200
Net charge-offs$111,0001,352
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-293,0005,196
2019-03-31 (YTD Data)Rank
Total interest income$1,415,0003,622
Total interest expense$93,0004,476
Net interest income$1,322,0003,402
Provision for loan and lease losses$-2,400,0005,352
Total noninterest income$1,765,000849
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,287,000280
Trading account gains and feesNANA
Additional Noninterest Income$478,0001,496
Total noninterest expense$4,386,0001,198
Salaries and employee benefits$1,842,0001,585
Premises and equipment expense$588,0001,045
Additional noninterest expense$1,956,000853
Pre-tax net operating income$1,101,0001,930
Securities gains (losses)$01,087
Applicable income taxes$3,0003,639
Income before extraordinary items$1,098,0001,739
Extraordinary gains, net$05
Net income$1,098,0001,737
Minority interest net income$052
Net income of bank and minority interests.$1,098,0001,738
Net charge-offs$115,000827
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,098,0001,719
2018-12-31 (YTD Data)Rank
Total interest income$7,191,0003,114
Total interest expense$633,0003,584
Net interest income$6,558,0003,010
Provision for loan and lease losses$4,130,000295
Total noninterest income$12,788,000577
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$6,461,000243
Trading account gains and feesNANA
Additional Noninterest Income$6,327,000691
Total noninterest expense$20,033,0001,063
Salaries and employee benefits$7,513,0001,494
Premises and equipment expense$2,465,000987
Additional noninterest expense$10,055,000700
Pre-tax net operating income$-4,817,0005,399
Securities gains (losses)$44,000440
Applicable income taxes$18,0003,658
Income before extraordinary items$-4,791,0005,390
Extraordinary gains, net$06
Net income$-4,791,0005,389
Minority interest net income$072
Net income of bank and minority interests.$-4,791,0005,389
Net charge-offs$786,000720
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-4,835,0005,391
2018-09-30 (YTD Data)Rank
Total interest income$5,577,0003,062
Total interest expense$539,0003,363
Net interest income$5,038,0002,984
Provision for loan and lease losses$4,130,000239
Total noninterest income$9,083,000596
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,862,000237
Trading account gains and feesNANA
Additional Noninterest Income$4,221,000756
Total noninterest expense$15,361,0001,052
Salaries and employee benefits$5,681,0001,479
Premises and equipment expense$1,797,0001,010
Additional noninterest expense$7,883,000659
Pre-tax net operating income$-5,370,0005,479
Securities gains (losses)$44,000443
Applicable income taxes$9,0003,793
Income before extraordinary items$-5,335,0005,471
Extraordinary gains, net$05
Net income$-5,335,0005,470
Minority interest net income$066
Net income of bank and minority interests.$-5,335,0005,470
Net charge-offs$384,000847
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-5,379,0005,471
2018-06-30 (YTD Data)Rank
Total interest income$3,865,0002,987
Total interest expense$398,0003,126
Net interest income$3,467,0002,932
Provision for loan and lease losses$25,0003,264
Total noninterest income$6,425,000584
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,295,000232
Trading account gains and feesNANA
Additional Noninterest Income$3,130,000714
Total noninterest expense$10,586,0001,014
Salaries and employee benefits$3,820,0001,475
Premises and equipment expense$1,251,000965
Additional noninterest expense$5,515,000622
Pre-tax net operating income$-719,0005,499
Securities gains (losses)$44,000356
Applicable income taxes$6,0003,781
Income before extraordinary items$-681,0005,483
Extraordinary gains, net$06
Net income$-681,0005,482
Minority interest net income$065
Net income of bank and minority interests.$-681,0005,482
Net charge-offs$-40,0004,961
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-725,0005,491
2018-03-31 (YTD Data)Rank
Total interest income$1,928,0002,997
Total interest expense$197,0003,098
Net interest income$1,731,0002,955
Provision for loan and lease losses$25,0002,657
Total noninterest income$3,758,000510
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,686,000225
Trading account gains and feesNANA
Additional Noninterest Income$2,072,000566
Total noninterest expense$5,332,0001,019
Salaries and employee benefits$1,877,0001,515
Premises and equipment expense$634,000976
Additional noninterest expense$2,821,000602
Pre-tax net operating income$132,0004,715
Securities gains (losses)$0735
Applicable income taxes$3,0003,761
Income before extraordinary items$129,0004,618
Extraordinary gains, net$07
Net income$129,0004,617
Minority interest net income$052
Net income of bank and minority interests.$129,0004,618
Net charge-offs$31,0001,438
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$129,0004,628
2017-12-31 (YTD Data)Rank
Total interest income$6,901,0003,149
Total interest expense$902,0002,733
Net interest income$5,999,0003,177
Provision for loan and lease losses$296,0002,010
Total noninterest income$13,044,000574
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,162,000248
Trading account gains and fees$0151
Additional Noninterest Income$6,882,000675
Total noninterest expense$19,546,0001,072
Salaries and employee benefits$7,550,0001,473
Premises and equipment expense$2,375,0001,005
Additional noninterest expense$9,621,000699
Pre-tax net operating income$-799,0005,590
Securities gains (losses)$02,243
Applicable income taxes$12,0003,854
Income before extraordinary items$-811,0005,553
Extraordinary gains, net$09
Net income$-811,0005,553
Minority interest net income$076
Net income of bank and minority interests.$-811,0005,553
Net charge-offs$1,200,000603
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-811,0005,551
2017-09-30 (YTD Data)Rank
Total interest income$5,185,0003,170
Total interest expense$700,0002,643
Net interest income$4,485,0003,207
Provision for loan and lease losses$393,0001,375
Total noninterest income$8,003,000666
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,540,000254
Trading account gains and fees$0145
Additional Noninterest Income$3,463,000887
Total noninterest expense$14,456,0001,090
Salaries and employee benefits$5,867,0001,439
Premises and equipment expense$1,651,0001,084
Additional noninterest expense$6,938,000720
Pre-tax net operating income$-2,361,0005,716
Securities gains (losses)$02,274
Applicable income taxes$9,0003,895
Income before extraordinary items$-2,370,0005,711
Extraordinary gains, net$09
Net income$-2,370,0005,711
Minority interest net income$071
Net income of bank and minority interests.$-2,370,0005,711
Net charge-offs$96,0001,977
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-2,370,0005,711
2017-06-30 (YTD Data)Rank
Total interest income$3,512,0003,135
Total interest expense$481,0002,547
Net interest income$3,031,0003,185
Provision for loan and lease losses$03,871
Total noninterest income$4,810,000717
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,961,000254
Trading account gains and fees$0139
Additional Noninterest Income$1,849,0001,027
Total noninterest expense$9,476,0001,113
Salaries and employee benefits$4,016,0001,409
Premises and equipment expense$1,089,0001,093
Additional noninterest expense$4,371,000759
Pre-tax net operating income$-1,635,0005,765
Securities gains (losses)$01,906
Applicable income taxes$6,0003,918
Income before extraordinary items$-1,641,0005,759
Extraordinary gains, net$011
Net income$-1,641,0005,759
Minority interest net income$071
Net income of bank and minority interests.$-1,641,0005,759
Net charge-offs$102,0001,504
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,641,0005,758
2017-03-31 (YTD Data)Rank
Total interest income$1,745,0003,151
Total interest expense$246,0002,485
Net interest income$1,499,0003,208
Provision for loan and lease losses$03,537
Total noninterest income$2,304,000722
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,430,000267
Trading account gains and fees$0142
Additional Noninterest Income$874,0001,052
Total noninterest expense$4,880,0001,090
Salaries and employee benefits$1,983,0001,441
Premises and equipment expense$539,0001,105
Additional noninterest expense$2,358,000709
Pre-tax net operating income$-1,077,0005,833
Securities gains (losses)$01,153
Applicable income taxes$3,0003,875
Income before extraordinary items$-1,080,0005,829
Extraordinary gains, net$08
Net income$-1,080,0005,829
Minority interest net income$055
Net income of bank and minority interests.$-1,080,0005,829
Net charge-offs$-5,0004,686
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-1,080,0005,829
2016-12-31 (YTD Data)Rank
Total interest income$7,406,0003,014
Total interest expense$1,209,0002,122
Net interest income$6,197,0003,127
Provision for loan and lease losses$04,332
Total noninterest income$7,777,000831
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,050,000295
Trading account gains and fees$0170
Additional Noninterest Income$2,727,0001,297
Total noninterest expense$17,701,0001,160
Salaries and employee benefits$7,895,0001,384
Premises and equipment expense$2,121,0001,119
Additional noninterest expense$7,685,000858
Pre-tax net operating income$-3,727,0005,895
Securities gains (losses)$2,0003,045
Applicable income taxes$12,0003,968
Income before extraordinary items$-3,737,0005,889
Extraordinary gains, net$05
Net income$-3,737,0005,888
Minority interest net income$082
Net income of bank and minority interests.$-3,737,0005,888
Net charge-offs$5,634,000190
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-3,739,0005,888
2016-09-30 (YTD Data)Rank
Total interest income$5,708,0002,956
Total interest expense$947,0002,044
Net interest income$4,761,0003,079
Provision for loan and lease losses$04,186
Total noninterest income$5,083,000923
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,470,000314
Trading account gains and fees$0169
Additional Noninterest Income$1,613,0001,511
Total noninterest expense$13,687,0001,139
Salaries and employee benefits$6,409,0001,301
Premises and equipment expense$1,640,0001,087
Additional noninterest expense$5,638,000880
Pre-tax net operating income$-3,843,0005,970
Securities gains (losses)$2,0002,985
Applicable income taxes$04,325
Income before extraordinary items$-3,841,0005,967
Extraordinary gains, net$05
Net income$-3,841,0005,967
Minority interest net income$071
Net income of bank and minority interests.$-3,841,0005,967
Net charge-offs$5,446,000142
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-3,843,0005,967
2016-06-30 (YTD Data)Rank
Total interest income$3,994,0002,867
Total interest expense$670,0001,975
Net interest income$3,324,0003,014
Provision for loan and lease losses$04,017
Total noninterest income$2,781,0001,050
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,200,000321
Trading account gains and fees$0157
Additional Noninterest Income$581,0002,189
Total noninterest expense$8,886,0001,162
Salaries and employee benefits$4,272,0001,311
Premises and equipment expense$1,161,0001,026
Additional noninterest expense$3,453,000956
Pre-tax net operating income$-2,781,0006,047
Securities gains (losses)$1,0002,737
Applicable income taxes$04,338
Income before extraordinary items$-2,780,0006,042
Extraordinary gains, net$016
Net income$-2,780,0006,041
Minority interest net income$071
Net income of bank and minority interests.$-2,780,0006,041
Net charge-offs$63,0001,977
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-2,781,0006,041
2016-03-31 (YTD Data)Rank
Total interest income$1,899,0002,971
Total interest expense$349,0001,913
Net interest income$1,550,0003,155
Provision for loan and lease losses$03,656
Total noninterest income$1,260,0001,100
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$986,000353
Trading account gains and fees$0142
Additional Noninterest Income$274,0002,208
Total noninterest expense$4,383,0001,175
Salaries and employee benefits$2,105,0001,327
Premises and equipment expense$658,000944
Additional noninterest expense$1,620,0001,007
Pre-tax net operating income$-1,573,0006,107
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-1,573,0006,103
Extraordinary gains, net$012
Net income$-1,573,0006,103
Minority interest net income$062
Net income of bank and minority interests.$-1,573,0006,103
Net charge-offs$-50,0005,732
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,573,0006,102
2015-12-31 (YTD Data)Rank
Total interest income$8,586,0002,708
Total interest expense$1,786,0001,530
Net interest income$6,800,0002,926
Provision for loan and lease losses$04,380
Total noninterest income$3,863,0001,332
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,759,000473
Trading account gains and fees$0159
Additional Noninterest Income$1,104,0002,248
Total noninterest expense$17,283,0001,161
Salaries and employee benefits$7,842,0001,381
Premises and equipment expense$2,379,0001,005
Additional noninterest expense$7,062,000928
Pre-tax net operating income$-6,620,0006,175
Securities gains (losses)$60,0001,515
Applicable income taxes$9,0004,119
Income before extraordinary items$-6,569,0006,168
Extraordinary gains, net$023
Net income$-6,569,0006,168
Minority interest net income$081
Net income of bank and minority interests.$-6,569,0006,168
Net charge-offs$276,0001,687
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-6,629,0006,168
2015-09-30 (YTD Data)Rank
Total interest income$6,383,0002,739
Total interest expense$1,398,0001,496
Net interest income$4,985,0002,998
Provision for loan and lease losses$04,232
Total noninterest income$2,646,0001,436
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,877,000535
Trading account gains and fees$0153
Additional Noninterest Income$769,0002,371
Total noninterest expense$12,559,0001,205
Salaries and employee benefits$5,514,0001,454
Premises and equipment expense$1,766,0001,034
Additional noninterest expense$5,279,000929
Pre-tax net operating income$-4,928,0006,257
Securities gains (losses)$60,0001,353
Applicable income taxes$04,489
Income before extraordinary items$-4,868,0006,252
Extraordinary gains, net$021
Net income$-4,868,0006,253
Minority interest net income$078
Net income of bank and minority interests.$-4,868,0006,253
Net charge-offs$182,0001,637
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-4,928,0006,251
2015-06-30 (YTD Data)Rank
Total interest income$4,430,0002,646
Total interest expense$975,0001,435
Net interest income$3,455,0002,905
Provision for loan and lease losses$04,069
Total noninterest income$1,540,0001,590
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,099,000590
Trading account gains and fees$0157
Additional Noninterest Income$441,0002,558
Total noninterest expense$8,302,0001,215
Salaries and employee benefits$3,715,0001,448
Premises and equipment expense$1,140,0001,063
Additional noninterest expense$3,447,000950
Pre-tax net operating income$-3,307,0006,335
Securities gains (losses)$60,0001,134
Applicable income taxes$04,497
Income before extraordinary items$-3,247,0006,330
Extraordinary gains, net$022
Net income$-3,247,0006,330
Minority interest net income$075
Net income of bank and minority interests.$-3,247,0006,330
Net charge-offs$115,0001,602
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-3,307,0006,329
2015-03-31 (YTD Data)Rank
Total interest income$2,060,0002,801
Total interest expense$501,0001,403
Net interest income$1,559,0003,125
Provision for loan and lease losses$03,703
Total noninterest income$679,0001,704
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$485,000643
Trading account gains and fees$0152
Additional Noninterest Income$194,0002,676
Total noninterest expense$4,106,0001,234
Salaries and employee benefits$1,841,0001,464
Premises and equipment expense$566,0001,073
Additional noninterest expense$1,699,000945
Pre-tax net operating income$-1,868,0006,403
Securities gains (losses)$60,000772
Applicable income taxes$04,400
Income before extraordinary items$-1,808,0006,397
Extraordinary gains, net$013
Net income$-1,808,0006,398
Minority interest net income$064
Net income of bank and minority interests.$-1,808,0006,398
Net charge-offs$100,0001,117
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-1,868,0006,397
2014-12-31 (YTD Data)Rank
Total interest income$9,310,0002,561
Total interest expense$2,352,0001,234
Net interest income$6,958,0002,908
Provision for loan and lease losses$04,603
Total noninterest income$1,960,0002,130
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,134,0001,164
Trading account gains and fees$0180
Additional Noninterest Income$826,0002,595
Total noninterest expense$16,220,0001,225
Salaries and employee benefits$6,771,0001,547
Premises and equipment expense$2,582,000943
Additional noninterest expense$6,867,000945
Pre-tax net operating income$-7,302,0006,497
Securities gains (losses)$42,0001,849
Applicable income taxes$-12,0006,147
Income before extraordinary items$-7,248,0006,487
Extraordinary gains, net$017
Net income$-7,248,0006,486
Minority interest net income$084
Net income of bank and minority interests.$-7,248,0006,486
Net charge-offs$165,0002,678
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-7,290,0006,486
2014-09-30 (YTD Data)Rank
Total interest income$7,109,0002,542
Total interest expense$1,789,0001,238
Net interest income$5,320,0002,886
Provision for loan and lease losses$04,401
Total noninterest income$1,385,0002,234
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$778,0001,261
Trading account gains and fees$0174
Additional Noninterest Income$607,0002,625
Total noninterest expense$11,844,0001,264
Salaries and employee benefits$4,948,0001,574
Premises and equipment expense$1,932,000945
Additional noninterest expense$4,964,000985
Pre-tax net operating income$-5,139,0006,577
Securities gains (losses)$42,0001,545
Applicable income taxes$-18,0006,311
Income before extraordinary items$-5,079,0006,567
Extraordinary gains, net$015
Net income$-5,079,0006,566
Minority interest net income$081
Net income of bank and minority interests.$-5,079,0006,566
Net charge-offs$245,0001,784
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-5,121,0006,570
2014-06-30 (YTD Data)Rank
Total interest income$4,931,0002,438
Total interest expense$1,192,0001,248
Net interest income$3,739,0002,788
Provision for loan and lease losses$04,196
Total noninterest income$895,0002,241
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$504,0001,272
Trading account gains and fees$0172
Additional Noninterest Income$391,0002,660
Total noninterest expense$7,823,0001,274
Salaries and employee benefits$3,254,0001,591
Premises and equipment expense$1,337,000926
Additional noninterest expense$3,232,0001,004
Pre-tax net operating income$-3,189,0006,643
Securities gains (losses)$63,0001,043
Applicable income taxes$32,0003,667
Income before extraordinary items$-3,158,0006,635
Extraordinary gains, net$020
Net income$-3,158,0006,635
Minority interest net income$080
Net income of bank and minority interests.$-3,158,0006,635
Net charge-offs$175,0001,714
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,221,0006,637
2014-03-31 (YTD Data)Rank
Total interest income$2,502,0002,405
Total interest expense$610,0001,240
Net interest income$1,892,0002,766
Provision for loan and lease losses$03,817
Total noninterest income$441,0002,212
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$252,0001,267
Trading account gains and fees$0147
Additional Noninterest Income$189,0002,645
Total noninterest expense$3,867,0001,298
Salaries and employee benefits$1,615,0001,612
Premises and equipment expense$615,0001,015
Additional noninterest expense$1,637,000982
Pre-tax net operating income$-1,534,0006,711
Securities gains (losses)$22,000928
Applicable income taxes$31,0003,274
Income before extraordinary items$-1,543,0006,704
Extraordinary gains, net$016
Net income$-1,543,0006,704
Minority interest net income$066
Net income of bank and minority interests.$-1,543,0006,704
Net charge-offs$-54,0006,336
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,565,0006,705
2013-12-31 (YTD Data)Rank
Total interest income$9,869,0002,457
Total interest expense$2,984,0001,133
Net interest income$6,885,0002,941
Provision for loan and lease losses$150,0003,263
Total noninterest income$2,168,0002,045
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,025,0001,326
Trading account gains and fees$0184
Additional Noninterest Income$1,143,0002,198
Total noninterest expense$17,093,0001,191
Salaries and employee benefits$7,156,0001,458
Premises and equipment expense$2,158,0001,101
Additional noninterest expense$7,779,000868
Pre-tax net operating income$-8,190,0006,786
Securities gains (losses)$449,000498
Applicable income taxes$42,0003,835
Income before extraordinary items$-7,783,0006,777
Extraordinary gains, net$029
Net income$-7,783,0006,778
Minority interest net income$090
Net income of bank and minority interests.$-7,783,0006,778
Net charge-offs$789,0001,501
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-8,232,0006,779
2013-09-30 (YTD Data)Rank
Total interest income$7,374,0002,483
Total interest expense$2,321,0001,126
Net interest income$5,053,0003,007
Provision for loan and lease losses$150,0002,922
Total noninterest income$1,644,0002,073
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$773,0001,320
Trading account gains and fees$0180
Additional Noninterest Income$871,0002,238
Total noninterest expense$12,991,0001,185
Salaries and employee benefits$5,490,0001,437
Premises and equipment expense$1,578,0001,131
Additional noninterest expense$5,923,000857
Pre-tax net operating income$-6,444,0006,871
Securities gains (losses)$410,000488
Applicable income taxes$81,0003,436
Income before extraordinary items$-6,115,0006,865
Extraordinary gains, net$025
Net income$-6,115,0006,866
Minority interest net income$084
Net income of bank and minority interests.$-6,115,0006,866
Net charge-offs$670,0001,325
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-6,525,0006,867
2013-06-30 (YTD Data)Rank
Total interest income$5,046,0002,415
Total interest expense$1,585,0001,129
Net interest income$3,461,0002,943
Provision for loan and lease losses$150,0002,434
Total noninterest income$1,106,0002,089
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$502,0001,335
Trading account gains and fees$0157
Additional Noninterest Income$604,0002,221
Total noninterest expense$9,029,0001,131
Salaries and employee benefits$3,749,0001,402
Premises and equipment expense$1,015,0001,181
Additional noninterest expense$4,265,000793
Pre-tax net operating income$-4,612,0006,914
Securities gains (losses)$172,000810
Applicable income taxes$137,0002,775
Income before extraordinary items$-4,577,0006,914
Extraordinary gains, net$022
Net income$-4,577,0006,914
Minority interest net income$082
Net income of bank and minority interests.$-4,577,0006,914
Net charge-offs$527,0001,221
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-4,749,0006,911
2013-03-31 (YTD Data)Rank
Total interest income$2,640,0002,344
Total interest expense$804,0001,155
Net interest income$1,836,0002,814
Provision for loan and lease losses$150,0001,610
Total noninterest income$507,0002,209
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$247,0001,345
Trading account gains and fees$0148
Additional Noninterest Income$260,0002,409
Total noninterest expense$4,587,0001,125
Salaries and employee benefits$1,848,0001,435
Premises and equipment expense$557,0001,093
Additional noninterest expense$2,182,000786
Pre-tax net operating income$-2,394,0006,991
Securities gains (losses)$151,000559
Applicable income taxes$82,0002,581
Income before extraordinary items$-2,325,0006,987
Extraordinary gains, net$010
Net income$-2,325,0006,988
Minority interest net income$076
Net income of bank and minority interests.$-2,325,0006,988
Net charge-offs$334,000985
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-2,476,0006,984
2012-12-31 (YTD Data)Rank
Total interest income$12,166,0002,147
Total interest expense$3,664,0001,227
Net interest income$8,502,0002,523
Provision for loan and lease losses$1,500,0001,325
Total noninterest income$2,888,0001,683
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$996,0001,416
Trading account gains and fees$0166
Additional Noninterest Income$1,892,0001,584
Total noninterest expense$16,160,0001,249
Salaries and employee benefits$6,479,0001,562
Premises and equipment expense$1,926,0001,226
Additional noninterest expense$7,755,000895
Pre-tax net operating income$-6,270,0006,980
Securities gains (losses)$820,000639
Applicable income taxes$587,0002,019
Income before extraordinary items$-6,037,0006,986
Extraordinary gains, net$029
Net income$-6,037,0006,985
Minority interest net income$093
Net income of bank and minority interests.$-6,037,0006,985
Net charge-offs$2,606,000940
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-6,857,0006,985
2012-09-30 (YTD Data)Rank
Total interest income$9,252,0002,154
Total interest expense$2,806,0001,250
Net interest income$6,446,0002,535
Provision for loan and lease losses$1,375,0001,156
Total noninterest income$2,385,0001,577
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$757,0001,416
Trading account gains and fees$0157
Additional Noninterest Income$1,628,0001,447
Total noninterest expense$11,436,0001,308
Salaries and employee benefits$4,685,0001,618
Premises and equipment expense$1,375,0001,313
Additional noninterest expense$5,376,000972
Pre-tax net operating income$-3,980,0007,064
Securities gains (losses)$820,000490
Applicable income taxes$92,0003,430
Income before extraordinary items$-3,252,0007,055
Extraordinary gains, net$020
Net income$-3,252,0007,055
Minority interest net income$086
Net income of bank and minority interests.$-3,252,0007,055
Net charge-offs$2,843,000698
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-4,072,0007,067
2012-06-30 (YTD Data)Rank
Total interest income$6,350,0002,116
Total interest expense$1,917,0001,263
Net interest income$4,433,0002,462
Provision for loan and lease losses$1,250,000912
Total noninterest income$1,847,0001,393
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$502,0001,405
Trading account gains and fees$0153
Additional Noninterest Income$1,345,0001,229
Total noninterest expense$7,277,0001,362
Salaries and employee benefits$3,185,0001,591
Premises and equipment expense$869,0001,370
Additional noninterest expense$3,223,0001,070
Pre-tax net operating income$-2,247,0007,105
Securities gains (losses)$556,000484
Applicable income taxes$62,0003,398
Income before extraordinary items$-1,753,0007,093
Extraordinary gains, net$019
Net income$-1,753,0007,093
Minority interest net income$084
Net income of bank and minority interests.$-1,753,0007,093
Net charge-offs$2,121,000659
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,309,0007,114
2012-03-31 (YTD Data)Rank
Total interest income$3,282,0002,056
Total interest expense$971,0001,301
Net interest income$2,311,0002,369
Provision for loan and lease losses$125,0002,605
Total noninterest income$797,0001,530
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$253,0001,393
Trading account gains and fees$0148
Additional Noninterest Income$544,0001,425
Total noninterest expense$3,528,0001,391
Salaries and employee benefits$1,567,0001,614
Premises and equipment expense$489,0001,224
Additional noninterest expense$1,472,0001,157
Pre-tax net operating income$-545,0007,058
Securities gains (losses)$02,210
Applicable income taxes$18,0003,720
Income before extraordinary items$-563,0007,089
Extraordinary gains, net$019
Net income$-563,0007,088
Minority interest net income$078
Net income of bank and minority interests.$-563,0007,089
Net charge-offs$385,0001,275
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-563,0007,074
2011-12-31 (YTD Data)Rank
Total interest income$15,224,0001,849
Total interest expense$4,618,0001,323
Net interest income$10,606,0002,053
Provision for loan and lease losses$3,014,0001,188
Total noninterest income$3,131,0001,451
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,158,0001,280
Trading account gains and fees$0146
Additional Noninterest Income$1,973,0001,374
Total noninterest expense$15,068,0001,305
Salaries and employee benefits$6,077,0001,612
Premises and equipment expense$1,720,0001,450
Additional noninterest expense$7,271,000974
Pre-tax net operating income$-4,345,0007,019
Securities gains (losses)$989,000448
Applicable income taxes$157,0003,088
Income before extraordinary items$-3,513,0006,992
Extraordinary gains, net$029
Net income$-3,513,0006,993
Minority interest net income$096
Net income of bank and minority interests.$-3,513,0006,993
Net charge-offs$2,770,0001,266
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,502,0007,035
2011-09-30 (YTD Data)Rank
Total interest income$11,712,0001,826
Total interest expense$3,567,0001,337
Net interest income$8,145,0002,021
Provision for loan and lease losses$2,514,0001,061
Total noninterest income$1,975,0001,630
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$895,0001,233
Trading account gains and fees$0145
Additional Noninterest Income$1,080,0001,674
Total noninterest expense$11,380,0001,305
Salaries and employee benefits$4,444,0001,657
Premises and equipment expense$1,274,0001,482
Additional noninterest expense$5,662,000933
Pre-tax net operating income$-3,774,0007,165
Securities gains (losses)$03,555
Applicable income taxes$118,0003,087
Income before extraordinary items$-3,892,0007,212
Extraordinary gains, net$021
Net income$-3,892,0007,209
Minority interest net income$087
Net income of bank and minority interests.$-3,892,0007,212
Net charge-offs$2,537,0001,045
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,892,0007,199
2011-06-30 (YTD Data)Rank
Total interest income$8,033,0001,790
Total interest expense$2,426,0001,360
Net interest income$5,607,0001,959
Provision for loan and lease losses$2,014,000911
Total noninterest income$1,305,0001,633
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$571,0001,268
Trading account gains and fees$0153
Additional Noninterest Income$734,0001,660
Total noninterest expense$7,418,0001,338
Salaries and employee benefits$2,917,0001,684
Premises and equipment expense$871,0001,448
Additional noninterest expense$3,630,0001,003
Pre-tax net operating income$-2,520,0007,235
Securities gains (losses)$02,914
Applicable income taxes$72,0003,112
Income before extraordinary items$-2,592,0007,264
Extraordinary gains, net$015
Net income$-2,592,0007,264
Minority interest net income$089
Net income of bank and minority interests.$-2,592,0007,265
Net charge-offs$1,745,0001,010
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,592,0007,252
2011-03-31 (YTD Data)Rank
Total interest income$4,026,0001,789
Total interest expense$1,236,0001,378
Net interest income$2,790,0001,968
Provision for loan and lease losses$1,200,000745
Total noninterest income$661,0001,633
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$281,0001,266
Trading account gains and fees$0158
Additional Noninterest Income$380,0001,625
Total noninterest expense$3,734,0001,332
Salaries and employee benefits$1,434,0001,720
Premises and equipment expense$501,0001,304
Additional noninterest expense$1,799,000985
Pre-tax net operating income$-1,483,0007,348
Securities gains (losses)$01,772
Applicable income taxes$32,0003,147
Income before extraordinary items$-1,515,0007,364
Extraordinary gains, net$09
Net income$-1,515,0007,365
Minority interest net income$086
Net income of bank and minority interests.$-1,515,0007,365
Net charge-offs$996,000862
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,515,0007,362
2010-12-31 (YTD Data)Rank
Total interest income$20,234,0001,523
Total interest expense$7,293,0001,133
Net interest income$12,941,0001,706
Provision for loan and lease losses$9,488,000694
Total noninterest income$2,437,0001,796
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,319,0001,138
Trading account gains and fees$0175
Additional Noninterest Income$1,118,0002,049
Total noninterest expense$16,051,0001,252
Salaries and employee benefits$5,820,0001,670
Premises and equipment expense$2,198,0001,182
Additional noninterest expense$8,033,000914
Pre-tax net operating income$-10,161,0007,359
Securities gains (losses)$2,080,000260
Applicable income taxes$2,0004,467
Income before extraordinary items$-8,083,0007,327
Extraordinary gains, net$029
Net income$-8,083,0007,327
Minority interest net income$0111
Net income of bank and minority interests.$-8,083,0007,327
Net charge-offs$7,512,000751
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-10,163,0007,373
2010-09-30 (YTD Data)Rank
Total interest income$15,658,0001,509
Total interest expense$5,662,0001,135
Net interest income$9,996,0001,684
Provision for loan and lease losses$5,216,000847
Total noninterest income$1,836,0001,804
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,005,0001,153
Trading account gains and fees$0165
Additional Noninterest Income$831,0002,030
Total noninterest expense$11,370,0001,303
Salaries and employee benefits$4,645,0001,587
Premises and equipment expense$1,771,0001,113
Additional noninterest expense$4,954,0001,086
Pre-tax net operating income$-4,754,0007,349
Securities gains (losses)$666,000587
Applicable income taxes$-220,0007,214
Income before extraordinary items$-3,868,0007,350
Extraordinary gains, net$023
Net income$-3,868,0007,349
Minority interest net income$0110
Net income of bank and minority interests.$-3,868,0007,350
Net charge-offs$4,612,000832
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-4,500,7007,374
2010-06-30 (YTD Data)Rank
Total interest income$10,795,0001,473
Total interest expense$3,848,0001,162
Net interest income$6,947,0001,622
Provision for loan and lease losses$2,391,0001,120
Total noninterest income$1,285,0001,685
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$702,0001,114
Trading account gains and fees$0152
Additional Noninterest Income$583,0001,897
Total noninterest expense$7,188,0001,380
Salaries and employee benefits$3,143,0001,579
Premises and equipment expense$1,137,0001,165
Additional noninterest expense$2,908,0001,225
Pre-tax net operating income$-1,347,0007,129
Securities gains (losses)$529,000458
Applicable income taxes$-325,0007,410
Income before extraordinary items$-493,0006,856
Extraordinary gains, net$019
Net income$-493,0006,858
Minority interest net income$0105
Net income of bank and minority interests.$-493,0006,857
Net charge-offs$3,107,000806
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-831,5606,988
2010-03-31 (YTD Data)Rank
Total interest income$5,522,0001,469
Total interest expense$1,981,0001,193
Net interest income$3,541,0001,617
Provision for loan and lease losses$1,381,000943
Total noninterest income$666,0001,659
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$321,0001,224
Trading account gains and fees$0175
Additional Noninterest Income$345,0001,676
Total noninterest expense$3,523,0001,425
Salaries and employee benefits$1,584,0001,571
Premises and equipment expense$520,0001,317
Additional noninterest expense$1,419,0001,245
Pre-tax net operating income$-697,0007,290
Securities gains (losses)$1,0002,151
Applicable income taxes$15,0003,592
Income before extraordinary items$-711,0007,376
Extraordinary gains, net$016
Net income$-711,0007,376
Minority interest net income$091
Net income of bank and minority interests.$-711,0007,377
Net charge-offs$2,031,000635
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-712,0007,356
2009-12-31 (YTD Data)Rank
Total interest income$24,173,0001,429
Total interest expense$9,422,0001,262
Net interest income$14,751,0001,526
Provision for loan and lease losses$8,105,0001,018
Total noninterest income$2,670,0001,745
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,476,0001,169
Trading account gains and fees$0211
Additional Noninterest Income$1,194,0001,915
Total noninterest expense$13,015,0001,590
Salaries and employee benefits$5,799,0001,712
Premises and equipment expense$1,974,0001,382
Additional noninterest expense$5,242,0001,419
Pre-tax net operating income$-3,699,0007,017
Securities gains (losses)$-2,321,0007,823
Applicable income taxes$1,791,000618
Income before extraordinary items$-7,811,0007,479
Extraordinary gains, net$034
Net income$-7,811,0007,476
Minority interest net income$0115
Net income of bank and minority interests.$-7,811,0007,478
Net charge-offs$3,255,0001,525
Cash dividends$687,0002,151
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,490,0007,323
2009-09-30 (YTD Data)Rank
Total interest income$18,289,0001,437
Total interest expense$7,312,0001,287
Net interest income$10,977,0001,533
Provision for loan and lease losses$2,611,0001,614
Total noninterest income$2,400,0001,560
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,110,0001,162
Trading account gains and fees$0212
Additional Noninterest Income$1,290,0001,541
Total noninterest expense$10,249,0001,504
Salaries and employee benefits$4,868,0001,548
Premises and equipment expense$1,534,0001,339
Additional noninterest expense$3,847,0001,410
Pre-tax net operating income$517,0003,852
Securities gains (losses)$-2,282,0007,942
Applicable income taxes$-943,0007,543
Income before extraordinary items$-822,0006,639
Extraordinary gains, net$027
Net income$-822,0006,640
Minority interest net income$0118
Net income of bank and minority interests.$-822,0006,640
Net charge-offs$411,0003,309
Cash dividends$687,0001,651
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$638,4803,190
2009-06-30 (YTD Data)Rank
Total interest income$12,096,0001,478
Total interest expense$4,941,0001,339
Net interest income$7,155,0001,567
Provision for loan and lease losses$937,0002,152
Total noninterest income$1,661,0001,530
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$730,0001,164
Trading account gains and fees$0193
Additional Noninterest Income$931,0001,496
Total noninterest expense$6,749,0001,541
Salaries and employee benefits$3,225,0001,591
Premises and equipment expense$994,0001,403
Additional noninterest expense$2,530,0001,464
Pre-tax net operating income$1,130,0001,920
Securities gains (losses)$-1,176,0008,018
Applicable income taxes$266,0001,669
Income before extraordinary items$-312,0006,554
Extraordinary gains, net$021
Net income$-312,0006,554
Minority interest net income$0112
Net income of bank and minority interests.$-312,0006,554
Net charge-offs$237,0003,232
Cash dividends$687,0001,283
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$864,0002,043
2009-03-31 (YTD Data)Rank
Total interest income$6,061,0001,493
Total interest expense$2,508,0001,375
Net interest income$3,553,0001,570
Provision for loan and lease losses$501,0001,759
Total noninterest income$865,0001,458
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$360,0001,154
Trading account gains and fees$0171
Additional Noninterest Income$505,0001,377
Total noninterest expense$3,092,0001,630
Salaries and employee benefits$1,599,0001,618
Premises and equipment expense$485,0001,465
Additional noninterest expense$1,008,0001,607
Pre-tax net operating income$825,0001,550
Securities gains (losses)$-132,0008,009
Applicable income taxes$161,0001,669
Income before extraordinary items$532,0002,009
Extraordinary gains, net$015
Net income$532,0002,010
Minority interest net income$0102
Net income of bank and minority interests.$532,0002,010
Net charge-offs$101,0002,855
Cash dividends$425,0001,036
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$633,6401,610
2008-12-31 (YTD Data)Rank
Total interest income$25,885,0001,500
Total interest expense$11,352,0001,442
Net interest income$14,533,0001,541
Provision for loan and lease losses$1,586,0002,087
Total noninterest income$2,979,0001,579
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,443,0001,249
Trading account gains and fees$0154
Additional Noninterest Income$1,536,0001,562
Total noninterest expense$12,276,0001,598
Salaries and employee benefits$6,204,0001,649
Premises and equipment expense$1,956,0001,415
Additional noninterest expense$4,116,0001,498
Pre-tax net operating income$3,650,0001,492
Securities gains (losses)$-2,731,0007,968
Applicable income taxes$-71,0007,009
Income before extraordinary items$990,0003,313
Extraordinary gains, net$039
Net income$990,0003,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$786,0002,223
Cash dividends$870,0002,536
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,721,0001,178
2008-09-30 (YTD Data)Rank
Total interest income$19,258,0001,548
Total interest expense$8,570,0001,483
Net interest income$10,688,0001,579
Provision for loan and lease losses$621,0002,434
Total noninterest income$2,233,0001,638
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,032,0001,318
Trading account gains and fees$0148
Additional Noninterest Income$1,201,0001,599
Total noninterest expense$9,141,0001,598
Salaries and employee benefits$4,656,0001,668
Premises and equipment expense$1,457,0001,429
Additional noninterest expense$3,028,0001,473
Pre-tax net operating income$3,159,0001,549
Securities gains (losses)$-1,472,0007,992
Applicable income taxes$312,0002,416
Income before extraordinary items$1,375,0002,496
Extraordinary gains, net$031
Net income$1,375,0002,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,678
Cash dividends$870,0002,010
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,582,0401,506
2008-06-30 (YTD Data)Rank
Total interest income$12,794,0001,582
Total interest expense$5,689,0001,540
Net interest income$7,105,0001,582
Provision for loan and lease losses$433,0002,064
Total noninterest income$1,430,0001,710
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$686,0001,296
Trading account gains and fees$0149
Additional Noninterest Income$744,0001,719
Total noninterest expense$6,281,0001,540
Salaries and employee benefits$3,288,0001,599
Premises and equipment expense$949,0001,470
Additional noninterest expense$2,044,0001,435
Pre-tax net operating income$1,821,0001,832
Securities gains (losses)$-43,0008,219
Applicable income taxes$432,0001,780
Income before extraordinary items$1,346,0001,974
Extraordinary gains, net$021
Net income$1,346,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,249
Cash dividends$870,0001,594
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,378,6801,906
2008-03-31 (YTD Data)Rank
Total interest income$6,453,0001,606
Total interest expense$3,014,0001,561
Net interest income$3,439,0001,614
Provision for loan and lease losses$168,0002,005
Total noninterest income$673,0001,802
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$351,0001,251
Trading account gains and fees$0158
Additional Noninterest Income$322,0001,885
Total noninterest expense$3,106,0001,552
Salaries and employee benefits$1,605,0001,643
Premises and equipment expense$490,0001,422
Additional noninterest expense$1,011,0001,421
Pre-tax net operating income$838,0002,062
Securities gains (losses)$6,0002,176
Applicable income taxes$156,0002,269
Income before extraordinary items$688,0002,065
Extraordinary gains, net$015
Net income$688,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,168
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$683,0802,008
2007-12-31 (YTD Data)Rank
Total interest income$25,965,0001,663
Total interest expense$14,327,0001,399
Net interest income$11,638,0001,956
Provision for loan and lease losses$771,0001,715
Total noninterest income$2,683,0001,779
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,332,0001,346
Trading account gains and fees$0178
Additional Noninterest Income$1,351,0001,805
Total noninterest expense$11,426,0001,613
Salaries and employee benefits$6,041,0001,658
Premises and equipment expense$1,764,0001,513
Additional noninterest expense$3,621,0001,528
Pre-tax net operating income$2,124,0003,187
Securities gains (losses)$11,0001,315
Applicable income taxes$336,0003,231
Income before extraordinary items$1,799,0003,048
Extraordinary gains, net$039
Net income$1,799,0003,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0003,053
Cash dividends$750,0003,074
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,789,7603,050
2007-09-30 (YTD Data)Rank
Total interest income$19,037,0001,700
Total interest expense$10,731,0001,398
Net interest income$8,306,0002,064
Provision for loan and lease losses$306,0002,282
Total noninterest income$1,947,0001,823
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$955,0001,384
Trading account gains and fees$0184
Additional Noninterest Income$992,0001,848
Total noninterest expense$8,372,0001,633
Salaries and employee benefits$4,459,0001,692
Premises and equipment expense$1,307,0001,525
Additional noninterest expense$2,606,0001,548
Pre-tax net operating income$1,575,0003,365
Securities gains (losses)$11,000979
Applicable income taxes$267,0003,359
Income before extraordinary items$1,319,0003,245
Extraordinary gains, net$033
Net income$1,319,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,749
Cash dividends$750,0002,379
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,309,8703,249
2007-06-30 (YTD Data)Rank
Total interest income$12,391,0001,746
Total interest expense$7,003,0001,426
Net interest income$5,388,0002,139
Provision for loan and lease losses$296,0001,591
Total noninterest income$1,275,0001,869
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$603,0001,466
Trading account gains and fees$0168
Additional Noninterest Income$672,0001,835
Total noninterest expense$5,424,0001,703
Salaries and employee benefits$2,899,0001,771
Premises and equipment expense$843,0001,592
Additional noninterest expense$1,682,0001,608
Pre-tax net operating income$943,0003,661
Securities gains (losses)$01,444
Applicable income taxes$202,0003,255
Income before extraordinary items$741,0003,687
Extraordinary gains, net$029
Net income$741,0003,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,116
Cash dividends$550,0002,319
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$741,0003,668
2007-03-31 (YTD Data)Rank
Total interest income$6,067,0001,775
Total interest expense$3,378,0001,468
Net interest income$2,689,0002,156
Provision for loan and lease losses$225,0001,053
Total noninterest income$588,0001,985
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$270,0001,592
Trading account gains and fees$0195
Additional Noninterest Income$318,0001,871
Total noninterest expense$2,615,0001,772
Salaries and employee benefits$1,378,0001,862
Premises and equipment expense$393,0001,702
Additional noninterest expense$844,0001,582
Pre-tax net operating income$437,0003,805
Securities gains (losses)$01,187
Applicable income taxes$95,0003,333
Income before extraordinary items$342,0003,884
Extraordinary gains, net$022
Net income$342,0003,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,008
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$342,0003,858
2006-12-31 (YTD Data)Rank
Total interest income$21,648,0001,854
Total interest expense$11,253,0001,494
Net interest income$10,395,0002,221
Provision for loan and lease losses$279,0002,923
Total noninterest income$2,740,0001,755
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,157,0001,538
Trading account gains and fees$0130
Additional Noninterest Income$1,583,0001,610
Total noninterest expense$10,033,0001,777
Salaries and employee benefits$5,503,0001,777
Premises and equipment expense$1,477,0001,714
Additional noninterest expense$3,053,0001,730
Pre-tax net operating income$2,823,0002,888
Securities gains (losses)$-19,0007,524
Applicable income taxes$588,0002,909
Income before extraordinary items$2,216,0002,879
Extraordinary gains, net$051
Net income$2,216,0002,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,207
Cash dividends$900,0002,731
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,231,0102,846
2006-09-30 (YTD Data)Rank
Total interest income$15,932,0001,883
Total interest expense$8,000,0001,529
Net interest income$7,932,0002,200
Provision for loan and lease losses$114,0003,896
Total noninterest income$1,708,0002,029
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$869,0001,546
Trading account gains and fees$0126
Additional Noninterest Income$839,0002,062
Total noninterest expense$7,476,0001,780
Salaries and employee benefits$4,133,0001,776
Premises and equipment expense$1,097,0001,736
Additional noninterest expense$2,246,0001,739
Pre-tax net operating income$2,050,0003,052
Securities gains (losses)$-19,0007,814
Applicable income taxes$423,0003,094
Income before extraordinary items$1,608,0003,046
Extraordinary gains, net$045
Net income$1,608,0003,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,294
Cash dividends$500,0002,912
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,623,0103,019
2006-06-30 (YTD Data)Rank
Total interest income$10,449,0001,884
Total interest expense$5,203,0001,496
Net interest income$5,246,0002,227
Provision for loan and lease losses$49,0004,503
Total noninterest income$1,163,0001,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$573,0001,546
Trading account gains and fees$0126
Additional Noninterest Income$590,0001,990
Total noninterest expense$4,983,0001,786
Salaries and employee benefits$2,727,0001,796
Premises and equipment expense$728,0001,742
Additional noninterest expense$1,528,0001,731
Pre-tax net operating income$1,377,0003,059
Securities gains (losses)$-16,0008,012
Applicable income taxes$288,0003,101
Income before extraordinary items$1,073,0003,049
Extraordinary gains, net$039
Net income$1,073,0003,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,820
Cash dividends$500,0002,349
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,085,6403,009
2006-03-31 (YTD Data)Rank
Total interest income$5,202,0001,851
Total interest expense$2,547,0001,441
Net interest income$2,655,0002,200
Provision for loan and lease losses$06,013
Total noninterest income$542,0002,080
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$289,0001,475
Trading account gains and fees$0115
Additional Noninterest Income$253,0002,176
Total noninterest expense$2,507,0001,769
Salaries and employee benefits$1,375,0001,793
Premises and equipment expense$371,0001,725
Additional noninterest expense$761,0001,725
Pre-tax net operating income$690,0002,997
Securities gains (losses)$-16,0008,334
Applicable income taxes$153,0003,014
Income before extraordinary items$521,0003,067
Extraordinary gains, net$021
Net income$521,0003,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$533,3202,994
2005-12-31 (YTD Data)Rank
Total interest income$18,170,0001,852
Total interest expense$7,220,0001,568
Net interest income$10,950,0002,022
Provision for loan and lease losses$126,0004,381
Total noninterest income$2,232,0002,049
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,152,0001,523
Trading account gains and fees$0138
Additional Noninterest Income$1,080,0002,102
Total noninterest expense$9,703,0001,752
Salaries and employee benefits$5,312,0001,750
Premises and equipment expense$1,424,0001,716
Additional noninterest expense$2,967,0001,702
Pre-tax net operating income$3,353,0002,534
Securities gains (losses)$-127,0008,489
Applicable income taxes$877,0002,457
Income before extraordinary items$2,349,0002,719
Extraordinary gains, net$046
Net income$2,349,0002,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,038
Cash dividends$850,0002,746
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,441,7102,615
2005-09-30 (YTD Data)Rank
Total interest income$13,144,0001,871
Total interest expense$4,874,0001,658
Net interest income$8,270,0001,996
Provision for loan and lease losses$92,0004,283
Total noninterest income$1,799,0001,934
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$862,0001,501
Trading account gains and fees$0126
Additional Noninterest Income$937,0001,901
Total noninterest expense$7,048,0001,784
Salaries and employee benefits$3,897,0001,778
Premises and equipment expense$1,034,0001,752
Additional noninterest expense$2,117,0001,764
Pre-tax net operating income$2,929,0002,285
Securities gains (losses)$-55,0008,509
Applicable income taxes$842,0002,124
Income before extraordinary items$2,032,0002,457
Extraordinary gains, net$035
Net income$2,032,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,839
Cash dividends$850,0002,039
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,071,0502,392
2005-06-30 (YTD Data)Rank
Total interest income$8,636,0001,846
Total interest expense$3,062,0001,659
Net interest income$5,574,0001,938
Provision for loan and lease losses$77,0003,794
Total noninterest income$1,212,0001,916
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$573,0001,475
Trading account gains and fees$0116
Additional Noninterest Income$639,0001,848
Total noninterest expense$4,569,0001,817
Salaries and employee benefits$2,548,0001,802
Premises and equipment expense$658,0001,814
Additional noninterest expense$1,363,0001,814
Pre-tax net operating income$2,140,0002,078
Securities gains (losses)$-59,0008,631
Applicable income taxes$630,0001,929
Income before extraordinary items$1,451,0002,288
Extraordinary gains, net$030
Net income$1,451,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$850,0001,501
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,492,3002,206
2005-03-31 (YTD Data)Rank
Total interest income$4,219,0001,847
Total interest expense$1,474,0001,621
Net interest income$2,745,0001,959
Provision for loan and lease losses$40,0003,596
Total noninterest income$623,0001,824
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$292,0001,411
Trading account gains and fees$0115
Additional Noninterest Income$331,0001,777
Total noninterest expense$2,303,0001,811
Salaries and employee benefits$1,241,0001,847
Premises and equipment expense$329,0001,822
Additional noninterest expense$733,0001,679
Pre-tax net operating income$1,025,0002,124
Securities gains (losses)$01,685
Applicable income taxes$315,0001,910
Income before extraordinary items$710,0002,299
Extraordinary gains, net$024
Net income$710,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,985
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$710,0002,259
2004-12-31 (YTD Data)Rank
Total interest income$14,399,0001,966
Total interest expense$4,478,0001,814
Net interest income$9,921,0002,045
Provision for loan and lease losses$213,0003,588
Total noninterest income$2,585,0001,818
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,221,0001,435
Trading account gains and fees$0138
Additional Noninterest Income$1,364,0001,747
Total noninterest expense$9,009,0001,794
Salaries and employee benefits$4,981,0001,770
Premises and equipment expense$1,243,0001,849
Additional noninterest expense$2,785,0001,745
Pre-tax net operating income$3,284,0002,401
Securities gains (losses)$-47,0008,582
Applicable income taxes$951,0002,251
Income before extraordinary items$2,286,0002,608
Extraordinary gains, net$034
Net income$2,286,0002,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,489
Cash dividends$767,0002,789
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,319,3702,527
2004-09-30 (YTD Data)Rank
Total interest income$10,339,0002,023
Total interest expense$3,049,0001,965
Net interest income$7,290,0002,075
Provision for loan and lease losses$195,0003,028
Total noninterest income$1,933,0001,832
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$923,0001,444
Trading account gains and fees$0134
Additional Noninterest Income$1,010,0001,757
Total noninterest expense$6,641,0001,819
Salaries and employee benefits$3,743,0001,752
Premises and equipment expense$934,0001,854
Additional noninterest expense$1,964,0001,828
Pre-tax net operating income$2,387,0002,492
Securities gains (losses)$1,0003,538
Applicable income taxes$720,0002,261
Income before extraordinary items$1,668,0002,712
Extraordinary gains, net$026
Net income$1,668,0002,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0001,784
Cash dividends$567,0002,509
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,667,3002,653
2004-06-30 (YTD Data)Rank
Total interest income$6,591,0002,124
Total interest expense$1,656,0002,344
Net interest income$4,935,0002,016
Provision for loan and lease losses$168,0002,528
Total noninterest income$1,237,0001,876
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$603,0001,454
Trading account gains and fees$0130
Additional Noninterest Income$634,0001,847
Total noninterest expense$4,367,0001,831
Salaries and employee benefits$2,480,0001,768
Premises and equipment expense$607,0001,881
Additional noninterest expense$1,280,0001,866
Pre-tax net operating income$1,637,0002,403
Securities gains (losses)$1,0003,212
Applicable income taxes$508,0002,176
Income before extraordinary items$1,130,0002,653
Extraordinary gains, net$021
Net income$1,130,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0001,294
Cash dividends$467,0002,246
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,129,3102,584
2004-03-31 (YTD Data)Rank
Total interest income$3,202,0002,185
Total interest expense$768,0002,543
Net interest income$2,434,0002,054
Provision for loan and lease losses$126,0001,733
Total noninterest income$572,0001,957
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$291,0001,478
Trading account gains and fees$0121
Additional Noninterest Income$281,0001,967
Total noninterest expense$2,194,0001,831
Salaries and employee benefits$1,242,0001,781
Premises and equipment expense$318,0001,830
Additional noninterest expense$634,0001,857
Pre-tax net operating income$686,0002,747
Securities gains (losses)$1,0002,756
Applicable income taxes$220,0002,408
Income before extraordinary items$467,0003,107
Extraordinary gains, net$016
Net income$467,0003,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,000738
Cash dividends$67,0003,225
Sale, conversion, retirement of capital stock, net$0464
Net operating income$466,3202,992
2003-12-31 (YTD Data)Rank
Total interest income$11,966,0002,391
Total interest expense$2,970,0002,898
Net interest income$8,996,0002,160
Provision for loan and lease losses$129,0004,826
Total noninterest income$2,687,0001,843
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,197,0001,441
Trading account gains and fees$0160
Additional Noninterest Income$1,490,0001,830
Total noninterest expense$8,842,0001,794
Salaries and employee benefits$4,843,0001,770
Premises and equipment expense$1,151,0001,979
Additional noninterest expense$2,848,0001,698
Pre-tax net operating income$2,712,0002,713
Securities gains (losses)$6,0003,841
Applicable income taxes$821,0002,497
Income before extraordinary items$1,897,0002,980
Extraordinary gains, net$054
Net income$1,897,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,740
Cash dividends$562,0003,319
Sale, conversion, retirement of capital stock, net$154,000635
Net operating income$1,892,8002,865
2003-09-30 (YTD Data)Rank
Total interest income$8,884,0002,449
Total interest expense$2,221,0002,991
Net interest income$6,663,0002,190
Provision for loan and lease losses$139,0004,047
Total noninterest income$1,914,0001,973
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$880,0001,489
Trading account gains and fees$0153
Additional Noninterest Income$1,034,0002,002
Total noninterest expense$6,412,0001,848
Salaries and employee benefits$3,617,0001,797
Premises and equipment expense$863,0001,988
Additional noninterest expense$1,932,0001,858
Pre-tax net operating income$2,026,0002,824
Securities gains (losses)$11,0003,280
Applicable income taxes$717,0002,350
Income before extraordinary items$1,320,0003,254
Extraordinary gains, net$040
Net income$1,320,0003,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,593
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$154,000480
Net operating income$1,312,8503,111
2003-06-30 (YTD Data)Rank
Total interest income$5,892,0002,476
Total interest expense$1,492,0003,058
Net interest income$4,400,0002,207
Provision for loan and lease losses$123,0003,423
Total noninterest income$1,250,0001,989
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$563,0001,517
Trading account gains and fees$0150
Additional Noninterest Income$687,0001,999
Total noninterest expense$4,306,0001,835
Salaries and employee benefits$2,382,0001,804
Premises and equipment expense$578,0001,973
Additional noninterest expense$1,346,0001,787
Pre-tax net operating income$1,221,0003,046
Securities gains (losses)$-2,0008,918
Applicable income taxes$428,0002,566
Income before extraordinary items$791,0003,540
Extraordinary gains, net$030
Net income$791,0003,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,530
Cash dividends$350,0002,646
Sale, conversion, retirement of capital stock, net$0589
Net operating income$792,3003,338
2003-03-31 (YTD Data)Rank
Total interest income$2,940,0002,494
Total interest expense$752,0003,116
Net interest income$2,188,0002,229
Provision for loan and lease losses$39,0004,168
Total noninterest income$598,0002,001
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$268,0001,537
Trading account gains and fees$0134
Additional Noninterest Income$330,0001,977
Total noninterest expense$2,071,0001,895
Salaries and employee benefits$1,157,0001,846
Premises and equipment expense$288,0001,974
Additional noninterest expense$626,0001,874
Pre-tax net operating income$676,0002,809
Securities gains (losses)$-1,0008,995
Applicable income taxes$237,0002,409
Income before extraordinary items$438,0003,246
Extraordinary gains, net$021
Net income$438,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$438,6503,082
2002-12-31 (YTD Data)Rank
Total interest income$12,154,0002,535
Total interest expense$3,754,0002,897
Net interest income$8,400,0002,308
Provision for loan and lease losses$356,0003,101
Total noninterest income$2,898,0001,605
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,143,0001,415
Trading account gains and fees$0153
Additional Noninterest Income$1,755,0001,453
Total noninterest expense$8,083,0001,869
Salaries and employee benefits$4,421,0001,824
Premises and equipment expense$1,046,0002,089
Additional noninterest expense$2,616,0001,783
Pre-tax net operating income$2,859,0002,596
Securities gains (losses)$8,0003,732
Applicable income taxes$996,0002,214
Income before extraordinary items$1,871,0002,947
Extraordinary gains, net$070
Net income$1,871,0002,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0009,123
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$73,000679
Net operating income$1,865,8002,865
2001-12-31 (YTD Data)Rank
Total interest income$12,835,0002,658
Total interest expense$5,139,0003,082
Net interest income$7,696,0002,329
Provision for loan and lease losses$356,0002,877
Total noninterest income$2,588,0001,655
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$937,0001,598
Trading account gains and fees$0177
Additional Noninterest Income$1,651,0001,424
Total noninterest expense$7,823,0001,847
Salaries and employee benefits$3,830,0001,964
Premises and equipment expense$1,117,0001,917
Additional noninterest expense$2,876,0001,615
Pre-tax net operating income$2,105,0003,052
Securities gains (losses)$4,0004,008
Applicable income taxes$748,0002,552
Income before extraordinary items$1,361,0003,477
Extraordinary gains, net$0105
Net income$1,361,0003,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,0009,538
Cash dividends$690,0002,904
Sale, conversion, retirement of capital stock, net$22,000807
Net operating income$1,358,4003,380
2000-12-31 (YTD Data)Rank
Total interest income$12,426,0002,811
Total interest expense$6,279,0002,663
Net interest income$6,147,0002,872
Provision for loan and lease losses$872,0001,195
Total noninterest income$2,548,0001,560
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$701,0001,973
Trading account gains and fees$0180
Additional Noninterest Income$1,847,0001,201
Total noninterest expense$6,234,0002,205
Salaries and employee benefits$3,198,0002,236
Premises and equipment expense$959,0002,150
Additional noninterest expense$2,077,0002,090
Pre-tax net operating income$1,589,0003,908
Securities gains (losses)$-17,0008,651
Applicable income taxes$468,0003,630
Income before extraordinary items$1,104,0004,092
Extraordinary gains, net$038
Net income$1,104,0004,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,647,000530
Cash dividends$305,0004,436
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,115,9004,054
1999-12-31 (YTD Data)Rank
Total interest income$10,561,0003,055
Total interest expense$5,185,0002,812
Net interest income$5,376,0003,226
Provision for loan and lease losses$906,0001,059
Total noninterest income$1,475,0002,332
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$660,0002,012
Trading account gains and fees$0173
Additional Noninterest Income$815,0002,140
Total noninterest expense$5,326,0002,543
Salaries and employee benefits$2,820,0002,487
Premises and equipment expense$827,0002,452
Additional noninterest expense$1,679,0002,565
Pre-tax net operating income$619,0006,648
Securities gains (losses)$-13,0009,410
Applicable income taxes$197,0005,744
Income before extraordinary items$409,0006,935
Extraordinary gains, net$035
Net income$409,0006,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,630
Cash dividends$260,0004,801
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$417,7106,866
1998-12-31 (YTD Data)Rank
Total interest income$9,503,0003,379
Total interest expense$4,519,0003,291
Net interest income$4,984,0003,405
Provision for loan and lease losses$1,016,000960
Total noninterest income$1,310,0002,513
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$668,0001,907
Trading account gains and fees$0224
Additional Noninterest Income$642,0002,535
Total noninterest expense$4,994,0002,617
Salaries and employee benefits$2,643,0002,556
Premises and equipment expense$741,0002,629
Additional noninterest expense$1,610,0002,610
Pre-tax net operating income$284,0008,497
Securities gains (losses)$13,0002,771
Applicable income taxes$32,0008,664
Income before extraordinary items$265,0008,146
Extraordinary gains, net$032
Net income$265,0008,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,431
Cash dividends$340,0004,312
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$253,4308,156
1997-12-31 (YTD Data)Rank
Total interest income$9,542,0003,388
Total interest expense$4,252,0003,457
Net interest income$5,290,0003,293
Provision for loan and lease losses$159,0004,019
Total noninterest income$1,180,0002,666
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$603,0002,176
Trading account gains and fees$0239
Additional Noninterest Income$577,0002,557
Total noninterest expense$4,628,0002,752
Salaries and employee benefits$2,614,0002,530
Premises and equipment expense$701,0002,731
Additional noninterest expense$1,313,0003,085
Pre-tax net operating income$1,683,0004,066
Securities gains (losses)$18,0001,964
Applicable income taxes$594,0003,707
Income before extraordinary items$1,107,0004,343
Extraordinary gains, net$044
Net income$1,107,0004,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,153
Cash dividends$271,0004,787
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,095,3004,311
1996-12-31 (YTD Data)Rank
Total interest income$9,034,0003,603
Total interest expense$3,724,0003,956
Net interest income$5,310,0003,338
Provision for loan and lease losses$91,0005,319
Total noninterest income$1,140,0002,800
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$592,0002,295
Trading account gains and fees$0262
Additional Noninterest Income$548,0002,738
Total noninterest expense$4,829,0002,826
Salaries and employee benefits$2,628,0002,538
Premises and equipment expense$698,0002,802
Additional noninterest expense$1,503,0003,111
Pre-tax net operating income$1,530,0004,269
Securities gains (losses)$7,0002,762
Applicable income taxes$539,0003,906
Income before extraordinary items$998,0004,523
Extraordinary gains, net$053
Net income$998,0004,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,349
Cash dividends$194,0005,566
Sale, conversion, retirement of capital stock, net$0953
Net operating income$993,4504,487
1995-12-31 (YTD Data)Rank
Total interest income$7,470,0004,287
Total interest expense$2,829,0005,029
Net interest income$4,641,0003,786
Provision for loan and lease losses$486,0001,609
Total noninterest income$1,353,0002,466
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$710,0001,906
Trading account gains and fees$0522
Additional Noninterest Income$643,0002,428
Total noninterest expense$4,244,0003,151
Salaries and employee benefits$2,455,0002,721
Premises and equipment expense$426,0004,291
Additional noninterest expense$1,363,0003,347
Pre-tax net operating income$1,264,0005,072
Securities gains (losses)$10,0002,384
Applicable income taxes$472,0004,372
Income before extraordinary items$802,0005,438
Extraordinary gains, net$065
Net income$802,0005,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,453
Cash dividends$140,0006,201
Sale, conversion, retirement of capital stock, net$1,700,000239
Net operating income$795,6005,450
1994-12-31 (YTD Data)Rank
Total interest income$5,963,0004,890
Total interest expense$2,069,0005,465
Net interest income$3,894,0004,495
Provision for loan and lease losses$-1,464,00012,544
Total noninterest income$972,0003,172
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$511,0002,681
Trading account gains and fees$0475
Additional Noninterest Income$461,0003,110
Total noninterest expense$3,644,0003,713
Salaries and employee benefits$1,984,0003,308
Premises and equipment expense$323,0005,394
Additional noninterest expense$1,337,0003,679
Pre-tax net operating income$2,686,0002,640
Securities gains (losses)$36,0001,361
Applicable income taxes$998,0002,245
Income before extraordinary items$1,724,0002,818
Extraordinary gains, net$0249
Net income$1,724,0002,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,389,00012,585
Cash dividends$112,0006,670
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,700,9602,860
1993-12-31 (YTD Data)Rank
Total interest income$4,551,0006,255
Total interest expense$1,469,0007,308
Net interest income$3,082,0005,536
Provision for loan and lease losses$-23,00012,601
Total noninterest income$503,0005,570
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$401,0003,432
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,802
Total noninterest expense$3,019,0004,483
Salaries and employee benefits$1,501,0004,274
Premises and equipment expense$394,0004,776
Additional noninterest expense$1,124,0004,449
Pre-tax net operating income$589,0008,017
Securities gains (losses)$353,0001,150
Applicable income taxes$168,0008,248
Income before extraordinary items$774,0005,708
Extraordinary gains, net$206,000988
Net income$980,0004,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,00012,831
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$226,000757
Net operating income$484,5407,427
1992-12-31 (YTD Data)Rank
Total interest income$4,483,0006,922
Total interest expense$1,508,0008,480
Net interest income$2,975,0005,764
Provision for loan and lease losses$30,0009,956
Total noninterest income$368,0006,865
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$322,0004,202
Trading account gains and feesNANA
Additional Noninterest Income$46,00010,672
Total noninterest expense$2,832,0004,770
Salaries and employee benefits$1,326,0004,737
Premises and equipment expense$444,0004,399
Additional noninterest expense$1,062,0004,808
Pre-tax net operating income$481,0008,542
Securities gains (losses)$85,0003,276
Applicable income taxes$205,0007,460
Income before extraordinary items$361,0008,606
Extraordinary gains, net$194,000446
Net income$555,0006,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0005,229
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$494,000572
Net operating income$306,6008,859

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.