Home > City National Bank and Trust Company > Income and Expense
City National Bank and Trust Company, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,152,000 | 1,670 |
| Total interest expense | $6,354,000 | 1,782 |
| Net interest income | $13,798,000 | 1,592 |
| Provision for loan and lease losses | $270,000 | 3,029 |
| Total noninterest income | $1,737,000 | 2,440 |
| Gross Fiduciary activities income | $204,000 | 796 |
| Service charges on deposit accounts | $840,000 | 2,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $693,000 | 2,795 |
| Total noninterest expense | $11,331,000 | 1,514 |
| Salaries and employee benefits | $5,672,000 | 1,653 |
| Premises and equipment expense | $1,147,000 | 2,091 |
| Additional noninterest expense | $4,512,000 | 1,129 |
| Pre-tax net operating income | $3,934,000 | 2,254 |
| Securities gains (losses) | $212,000 | 492 |
| Applicable income taxes | $1,231,000 | 1,965 |
| Income before extraordinary items | $2,915,000 | 2,310 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,915,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,343 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,766,600 | 2,370 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,173,000 | 1,633 |
| Total interest expense | $4,727,000 | 1,706 |
| Net interest income | $10,446,000 | 1,556 |
| Provision for loan and lease losses | $195,000 | 3,005 |
| Total noninterest income | $1,277,000 | 2,470 |
| Gross Fiduciary activities income | $145,000 | 794 |
| Service charges on deposit accounts | $620,000 | 2,047 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $512,000 | 2,841 |
| Total noninterest expense | $8,593,000 | 1,488 |
| Salaries and employee benefits | $4,000,000 | 1,731 |
| Premises and equipment expense | $863,000 | 2,064 |
| Additional noninterest expense | $3,730,000 | 1,026 |
| Pre-tax net operating income | $2,935,000 | 2,279 |
| Securities gains (losses) | $212,000 | 461 |
| Applicable income taxes | $676,000 | 2,447 |
| Income before extraordinary items | $2,471,000 | 2,088 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,471,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,251 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,303,520 | 2,183 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,120,000 | 1,579 |
| Total interest expense | $3,096,000 | 1,639 |
| Net interest income | $7,024,000 | 1,520 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $812,000 | 2,512 |
| Gross Fiduciary activities income | $95,000 | 811 |
| Service charges on deposit accounts | $409,000 | 2,033 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $308,000 | 3,012 |
| Total noninterest expense | $6,237,000 | 1,362 |
| Salaries and employee benefits | $2,663,000 | 1,730 |
| Premises and equipment expense | $605,000 | 1,969 |
| Additional noninterest expense | $2,969,000 | 850 |
| Pre-tax net operating income | $1,479,000 | 2,790 |
| Securities gains (losses) | $212,000 | 395 |
| Applicable income taxes | $288,000 | 3,179 |
| Income before extraordinary items | $1,403,000 | 2,340 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,403,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,361 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,227,040 | 2,563 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 1,548 |
| Total interest expense | $1,488,000 | 1,603 |
| Net interest income | $3,545,000 | 1,498 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $409,000 | 2,460 |
| Gross Fiduciary activities income | $47,000 | 823 |
| Service charges on deposit accounts | $200,000 | 2,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,836 |
| Total noninterest expense | $2,486,000 | 1,690 |
| Salaries and employee benefits | $1,348,000 | 1,711 |
| Premises and equipment expense | $318,000 | 1,884 |
| Additional noninterest expense | $820,000 | 1,518 |
| Pre-tax net operating income | $1,398,000 | 1,627 |
| Securities gains (losses) | $206,000 | 245 |
| Applicable income taxes | $435,000 | 1,511 |
| Income before extraordinary items | $1,169,000 | 1,452 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,169,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,018,620 | 1,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,542,000 | 1,475 |
| Total interest expense | $5,484,000 | 1,502 |
| Net interest income | $14,058,000 | 1,435 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $1,592,000 | 2,575 |
| Gross Fiduciary activities income | $177,000 | 820 |
| Service charges on deposit accounts | $783,000 | 2,186 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $632,000 | 2,890 |
| Total noninterest expense | $9,364,000 | 1,730 |
| Salaries and employee benefits | $4,883,000 | 1,800 |
| Premises and equipment expense | $1,150,000 | 2,004 |
| Additional noninterest expense | $3,331,000 | 1,490 |
| Pre-tax net operating income | $5,786,000 | 1,480 |
| Securities gains (losses) | $328,000 | 598 |
| Applicable income taxes | $1,674,000 | 1,474 |
| Income before extraordinary items | $4,440,000 | 1,452 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,440,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,181 |
| Cash dividends | $1,250,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,200,560 | 1,485 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,493,000 | 1,483 |
| Total interest expense | $4,074,000 | 1,489 |
| Net interest income | $10,419,000 | 1,439 |
| Provision for loan and lease losses | $425,000 | 1,681 |
| Total noninterest income | $1,225,000 | 2,542 |
| Gross Fiduciary activities income | $133,000 | 813 |
| Service charges on deposit accounts | $576,000 | 2,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $516,000 | 2,744 |
| Total noninterest expense | $6,793,000 | 1,775 |
| Salaries and employee benefits | $3,507,000 | 1,856 |
| Premises and equipment expense | $855,000 | 2,022 |
| Additional noninterest expense | $2,431,000 | 1,510 |
| Pre-tax net operating income | $4,426,000 | 1,463 |
| Securities gains (losses) | $327,000 | 564 |
| Applicable income taxes | $1,308,000 | 1,446 |
| Income before extraordinary items | $3,445,000 | 1,432 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,445,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,354 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,209,560 | 1,468 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,544,000 | 1,485 |
| Total interest expense | $2,718,000 | 1,462 |
| Net interest income | $6,826,000 | 1,461 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $752,000 | 2,703 |
| Gross Fiduciary activities income | $89,000 | 821 |
| Service charges on deposit accounts | $369,000 | 2,291 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $294,000 | 3,021 |
| Total noninterest expense | $4,287,000 | 1,864 |
| Salaries and employee benefits | $2,249,000 | 1,928 |
| Premises and equipment expense | $555,000 | 2,066 |
| Additional noninterest expense | $1,483,000 | 1,622 |
| Pre-tax net operating income | $2,991,000 | 1,427 |
| Securities gains (losses) | $360,000 | 432 |
| Applicable income taxes | $945,000 | 1,342 |
| Income before extraordinary items | $2,406,000 | 1,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,406,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,143 |
| Cash dividends | $550,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,146,800 | 1,449 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 1,467 |
| Total interest expense | $1,412,000 | 1,417 |
| Net interest income | $3,427,000 | 1,454 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $380,000 | 2,622 |
| Gross Fiduciary activities income | $45,000 | 827 |
| Service charges on deposit accounts | $185,000 | 2,236 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $150,000 | 2,948 |
| Total noninterest expense | $2,135,000 | 1,878 |
| Salaries and employee benefits | $1,119,000 | 1,958 |
| Premises and equipment expense | $286,000 | 2,018 |
| Additional noninterest expense | $730,000 | 1,628 |
| Pre-tax net operating income | $1,522,000 | 1,374 |
| Securities gains (losses) | $313,000 | 367 |
| Applicable income taxes | $534,000 | 1,237 |
| Income before extraordinary items | $1,301,000 | 1,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,301,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,072 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,078,770 | 1,402 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,693,000 | 1,454 |
| Total interest expense | $6,727,000 | 1,316 |
| Net interest income | $12,966,000 | 1,501 |
| Provision for loan and lease losses | $1,290,000 | 914 |
| Total noninterest income | $1,584,000 | 2,735 |
| Gross Fiduciary activities income | $183,000 | 830 |
| Service charges on deposit accounts | $724,000 | 2,296 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $677,000 | 3,031 |
| Total noninterest expense | $8,657,000 | 1,827 |
| Salaries and employee benefits | $4,436,000 | 1,940 |
| Premises and equipment expense | $1,029,000 | 2,203 |
| Additional noninterest expense | $3,192,000 | 1,549 |
| Pre-tax net operating income | $4,603,000 | 1,751 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $1,062,000 | 2,096 |
| Income before extraordinary items | $3,571,000 | 1,746 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,571,000 | 1,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,955,000 | 570 |
| Cash dividends | $2,300,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,547,900 | 1,674 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,892,000 | 1,471 |
| Total interest expense | $5,198,000 | 1,334 |
| Net interest income | $9,694,000 | 1,520 |
| Provision for loan and lease losses | $655,000 | 1,308 |
| Total noninterest income | $1,196,000 | 2,788 |
| Gross Fiduciary activities income | $144,000 | 806 |
| Service charges on deposit accounts | $536,000 | 2,339 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $516,000 | 3,080 |
| Total noninterest expense | $6,368,000 | 1,864 |
| Salaries and employee benefits | $3,298,000 | 1,953 |
| Premises and equipment expense | $750,000 | 2,264 |
| Additional noninterest expense | $2,320,000 | 1,582 |
| Pre-tax net operating income | $3,867,000 | 1,635 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $959,000 | 1,921 |
| Income before extraordinary items | $2,938,000 | 1,635 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,938,000 | 1,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,326,000 | 580 |
| Cash dividends | $1,900,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,915,500 | 1,569 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,144,000 | 1,449 |
| Total interest expense | $3,582,000 | 1,343 |
| Net interest income | $6,562,000 | 1,487 |
| Provision for loan and lease losses | $520,000 | 1,107 |
| Total noninterest income | $765,000 | 2,847 |
| Gross Fiduciary activities income | $102,000 | 803 |
| Service charges on deposit accounts | $349,000 | 2,351 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $314,000 | 3,209 |
| Total noninterest expense | $4,228,000 | 1,866 |
| Salaries and employee benefits | $2,195,000 | 1,942 |
| Premises and equipment expense | $511,000 | 2,213 |
| Additional noninterest expense | $1,522,000 | 1,598 |
| Pre-tax net operating income | $2,579,000 | 1,625 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $640,000 | 1,956 |
| Income before extraordinary items | $1,943,000 | 1,668 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,943,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,207,000 | 463 |
| Cash dividends | $1,300,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,940,000 | 1,561 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 1,427 |
| Total interest expense | $1,819,000 | 1,348 |
| Net interest income | $3,348,000 | 1,454 |
| Provision for loan and lease losses | $385,000 | 760 |
| Total noninterest income | $360,000 | 2,861 |
| Gross Fiduciary activities income | $40,000 | 866 |
| Service charges on deposit accounts | $162,000 | 2,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 3,120 |
| Total noninterest expense | $2,069,000 | 1,897 |
| Salaries and employee benefits | $1,102,000 | 1,933 |
| Premises and equipment expense | $266,000 | 2,138 |
| Additional noninterest expense | $701,000 | 1,682 |
| Pre-tax net operating income | $1,254,000 | 1,674 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $306,000 | 2,023 |
| Income before extraordinary items | $948,000 | 1,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $948,000 | 1,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,724 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $948,000 | 1,583 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,031,000 | 1,391 |
| Total interest expense | $8,317,000 | 1,358 |
| Net interest income | $13,714,000 | 1,421 |
| Provision for loan and lease losses | $1,165,000 | 1,174 |
| Total noninterest income | $1,520,000 | 2,595 |
| Gross Fiduciary activities income | $180,000 | 864 |
| Service charges on deposit accounts | $622,000 | 2,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $718,000 | 2,668 |
| Total noninterest expense | $7,848,000 | 1,922 |
| Salaries and employee benefits | $3,974,000 | 2,011 |
| Premises and equipment expense | $931,000 | 2,332 |
| Additional noninterest expense | $2,943,000 | 1,601 |
| Pre-tax net operating income | $6,221,000 | 1,350 |
| Securities gains (losses) | $33,000 | 2,759 |
| Applicable income taxes | $1,731,000 | 1,457 |
| Income before extraordinary items | $4,523,000 | 1,376 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,523,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,459 |
| Cash dividends | $3,212,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,499,240 | 1,334 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,035,000 | 1,416 |
| Total interest expense | $11,439,000 | 1,418 |
| Net interest income | $12,596,000 | 1,409 |
| Provision for loan and lease losses | $525,000 | 2,118 |
| Total noninterest income | $1,402,000 | 2,645 |
| Gross Fiduciary activities income | $183,000 | 859 |
| Service charges on deposit accounts | $631,000 | 2,343 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $588,000 | 2,864 |
| Total noninterest expense | $7,784,000 | 1,860 |
| Salaries and employee benefits | $3,640,000 | 2,070 |
| Premises and equipment expense | $953,000 | 2,242 |
| Additional noninterest expense | $3,191,000 | 1,461 |
| Pre-tax net operating income | $5,689,000 | 1,299 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $1,747,000 | 1,314 |
| Income before extraordinary items | $3,957,000 | 1,381 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,957,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 1,133 |
| Cash dividends | $3,900,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,946,650 | 1,325 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,752,000 | 1,461 |
| Total interest expense | $12,106,000 | 1,425 |
| Net interest income | $11,646,000 | 1,509 |
| Provision for loan and lease losses | $219,000 | 3,546 |
| Total noninterest income | $1,515,000 | 2,326 |
| Gross Fiduciary activities income | $189,000 | 820 |
| Service charges on deposit accounts | $473,000 | 2,829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $853,000 | 2,069 |
| Total noninterest expense | $7,616,000 | 1,828 |
| Salaries and employee benefits | $3,538,000 | 2,012 |
| Premises and equipment expense | $858,000 | 2,408 |
| Additional noninterest expense | $3,220,000 | 1,393 |
| Pre-tax net operating income | $5,326,000 | 1,391 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,609,000 | 1,416 |
| Income before extraordinary items | $3,717,000 | 1,427 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,717,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,702 |
| Cash dividends | $4,719,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,717,000 | 1,415 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,968,000 | 1,622 |
| Total interest expense | $9,269,000 | 1,622 |
| Net interest income | $10,699,000 | 1,629 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,397,000 | 2,405 |
| Gross Fiduciary activities income | $163,000 | 904 |
| Service charges on deposit accounts | $415,000 | 3,126 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $819,000 | 2,132 |
| Total noninterest expense | $7,297,000 | 1,887 |
| Salaries and employee benefits | $3,186,000 | 2,205 |
| Premises and equipment expense | $877,000 | 2,319 |
| Additional noninterest expense | $3,234,000 | 1,425 |
| Pre-tax net operating income | $4,619,000 | 1,626 |
| Securities gains (losses) | $70,000 | 868 |
| Applicable income taxes | $1,388,000 | 1,696 |
| Income before extraordinary items | $3,301,000 | 1,615 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,301,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,198 |
| Cash dividends | $16,214,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,252,000 | 1,611 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,843,000 | 1,918 |
| Total interest expense | $7,918,000 | 1,934 |
| Net interest income | $8,925,000 | 1,921 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $1,005,000 | 3,067 |
| Gross Fiduciary activities income | $149,000 | 934 |
| Service charges on deposit accounts | $330,000 | 3,638 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $526,000 | 2,889 |
| Total noninterest expense | $5,222,000 | 2,492 |
| Salaries and employee benefits | $2,628,000 | 2,570 |
| Premises and equipment expense | $615,000 | 3,092 |
| Additional noninterest expense | $1,979,000 | 2,127 |
| Pre-tax net operating income | $4,488,000 | 1,645 |
| Securities gains (losses) | $116,000 | 1,189 |
| Applicable income taxes | $1,380,000 | 1,754 |
| Income before extraordinary items | $3,224,000 | 1,636 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,224,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,145 |
| Cash dividends | $1,344,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,142,800 | 1,615 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,763,000 | 2,066 |
| Total interest expense | $6,941,000 | 2,167 |
| Net interest income | $8,822,000 | 1,970 |
| Provision for loan and lease losses | $255,000 | 2,900 |
| Total noninterest income | $781,000 | 3,646 |
| Gross Fiduciary activities income | $126,000 | 1,002 |
| Service charges on deposit accounts | $333,000 | 3,754 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $322,000 | 3,772 |
| Total noninterest expense | $4,892,000 | 2,623 |
| Salaries and employee benefits | $2,531,000 | 2,607 |
| Premises and equipment expense | $616,000 | 3,072 |
| Additional noninterest expense | $1,745,000 | 2,371 |
| Pre-tax net operating income | $4,456,000 | 1,720 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,352,000 | 1,872 |
| Income before extraordinary items | $3,105,000 | 1,716 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,105,000 | 1,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,653 |
| Cash dividends | $1,290,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,104,300 | 1,677 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,305,000 | 2,204 |
| Total interest expense | $6,924,000 | 2,235 |
| Net interest income | $8,381,000 | 2,137 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $717,000 | 4,044 |
| Gross Fiduciary activities income | $108,000 | 1,089 |
| Service charges on deposit accounts | $358,000 | 3,678 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $251,000 | 4,527 |
| Total noninterest expense | $4,559,000 | 2,979 |
| Salaries and employee benefits | $2,383,000 | 2,813 |
| Premises and equipment expense | $595,000 | 3,237 |
| Additional noninterest expense | $1,581,000 | 2,994 |
| Pre-tax net operating income | $4,319,000 | 1,675 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,271,000 | 1,902 |
| Income before extraordinary items | $3,048,000 | 1,637 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,048,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $1,184,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,048,000 | 1,604 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,551,000 | 2,316 |
| Total interest expense | $6,473,000 | 2,400 |
| Net interest income | $8,078,000 | 2,231 |
| Provision for loan and lease losses | $230,000 | 2,756 |
| Total noninterest income | $748,000 | 3,880 |
| Gross Fiduciary activities income | $120,000 | 1,125 |
| Service charges on deposit accounts | $327,000 | 3,995 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $301,000 | 3,990 |
| Total noninterest expense | $4,312,000 | 3,108 |
| Salaries and employee benefits | $2,166,000 | 3,077 |
| Premises and equipment expense | $542,000 | 3,507 |
| Additional noninterest expense | $1,604,000 | 2,917 |
| Pre-tax net operating income | $4,284,000 | 1,718 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,280,000 | 1,909 |
| Income before extraordinary items | $3,004,000 | 1,695 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,004,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $1,088,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,004,000 | 1,668 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,459,000 | 2,433 |
| Total interest expense | $4,744,000 | 2,583 |
| Net interest income | $7,715,000 | 2,335 |
| Provision for loan and lease losses | $310,000 | 2,192 |
| Total noninterest income | $701,000 | 4,119 |
| Gross Fiduciary activities income | $132,000 | 1,117 |
| Service charges on deposit accounts | $318,000 | 4,157 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $251,000 | 4,591 |
| Total noninterest expense | $4,195,000 | 3,278 |
| Salaries and employee benefits | $2,049,000 | 3,215 |
| Premises and equipment expense | $487,000 | 3,887 |
| Additional noninterest expense | $1,659,000 | 3,033 |
| Pre-tax net operating income | $3,911,000 | 1,819 |
| Securities gains (losses) | $58,000 | 1,066 |
| Applicable income taxes | $1,141,000 | 1,977 |
| Income before extraordinary items | $2,828,000 | 1,742 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,828,000 | 1,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,686 |
| Cash dividends | $997,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,786,820 | 1,759 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,735,000 | 2,633 |
| Total interest expense | $4,620,000 | 2,793 |
| Net interest income | $7,115,000 | 2,522 |
| Provision for loan and lease losses | $325,000 | 2,832 |
| Total noninterest income | $599,000 | 4,967 |
| Gross Fiduciary activities income | $102,000 | 1,202 |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $4,022,000 | 3,474 |
| Salaries and employee benefits | $1,891,000 | 3,454 |
| Premises and equipment expense | $462,000 | 4,150 |
| Additional noninterest expense | $1,669,000 | 3,194 |
| Pre-tax net operating income | $3,367,000 | 2,023 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $884,000 | 2,547 |
| Income before extraordinary items | $2,496,000 | 2,008 |
| Extraordinary gains, net | $81,000 | 1,772 |
| Net income | $2,577,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,582 |
| Cash dividends | $928,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,486,380 | 1,894 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 2,878 |
| Total interest expense | $5,565,000 | 2,989 |
| Net interest income | $6,614,000 | 2,770 |
| Provision for loan and lease losses | $285,000 | 4,262 |
| Total noninterest income | $612,000 | 4,890 |
| Gross Fiduciary activities income | $105,000 | 1,238 |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $240,000 | 5,106 |
| Total noninterest expense | $3,704,000 | 3,734 |
| Salaries and employee benefits | $1,720,000 | 3,720 |
| Premises and equipment expense | $479,000 | 4,127 |
| Additional noninterest expense | $1,505,000 | 3,585 |
| Pre-tax net operating income | $3,237,000 | 1,920 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $882,000 | 2,365 |
| Income before extraordinary items | $2,354,000 | 1,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,354,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 4,293 |
| Cash dividends | $868,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,354,730 | 1,782 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.