Home > City National Bank > Income and Expense
City National Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 3,920 |
| Total interest expense | $4,196,000 | 3,894 |
| Net interest income | $5,244,000 | 3,846 |
| Provision for loan and lease losses | $-83,000 | 8,356 |
| Total noninterest income | $3,263,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,883,000 | 601 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $380,000 | 3,832 |
| Total noninterest expense | $5,860,000 | 3,025 |
| Salaries and employee benefits | $2,734,000 | 3,475 |
| Premises and equipment expense | $856,000 | 2,918 |
| Additional noninterest expense | $2,270,000 | 2,373 |
| Pre-tax net operating income | $2,730,000 | 2,632 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $892,000 | 2,000 |
| Income before extraordinary items | $1,838,000 | 3,017 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,838,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,839 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,838,000 | 3,013 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 3,973 |
| Total interest expense | $3,224,000 | 3,838 |
| Net interest income | $3,761,000 | 4,000 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $2,447,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,131,000 | 603 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $316,000 | 3,637 |
| Total noninterest expense | $4,314,000 | 3,053 |
| Salaries and employee benefits | $2,085,000 | 3,410 |
| Premises and equipment expense | $651,000 | 2,866 |
| Additional noninterest expense | $1,578,000 | 2,503 |
| Pre-tax net operating income | $1,804,000 | 3,058 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $585,000 | 2,332 |
| Income before extraordinary items | $1,219,000 | 3,430 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,219,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,181 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,219,000 | 3,415 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 4,022 |
| Total interest expense | $2,141,000 | 3,853 |
| Net interest income | $2,442,000 | 4,112 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $1,615,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,411,000 | 608 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $204,000 | 3,747 |
| Total noninterest expense | $2,871,000 | 3,075 |
| Salaries and employee benefits | $1,430,000 | 3,370 |
| Premises and equipment expense | $426,000 | 2,939 |
| Additional noninterest expense | $1,015,000 | 2,591 |
| Pre-tax net operating income | $1,126,000 | 3,250 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $364,000 | 2,502 |
| Income before extraordinary items | $762,000 | 3,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 885 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $762,000 | 3,601 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 4,077 |
| Total interest expense | $1,038,000 | 3,915 |
| Net interest income | $1,209,000 | 4,134 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $784,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $681,000 | 616 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $1,399,000 | 3,155 |
| Salaries and employee benefits | $743,000 | 3,288 |
| Premises and equipment expense | $195,000 | 3,183 |
| Additional noninterest expense | $461,000 | 2,787 |
| Pre-tax net operating income | $564,000 | 3,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $182,000 | 2,528 |
| Income before extraordinary items | $382,000 | 3,605 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $382,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $382,000 | 3,583 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,997,000 | 3,870 |
| Total interest expense | $3,837,000 | 3,692 |
| Net interest income | $5,160,000 | 3,916 |
| Provision for loan and lease losses | $416,000 | 2,205 |
| Total noninterest income | $3,102,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,625,000 | 669 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $477,000 | 3,424 |
| Total noninterest expense | $13,726,000 | 1,301 |
| Salaries and employee benefits | $2,738,000 | 3,379 |
| Premises and equipment expense | $900,000 | 2,719 |
| Additional noninterest expense | $10,088,000 | 557 |
| Pre-tax net operating income | $-5,880,000 | 8,665 |
| Securities gains (losses) | $-36,000 | 7,803 |
| Applicable income taxes | $-2,030,000 | 8,654 |
| Income before extraordinary items | $-3,886,000 | 8,656 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,886,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,782 |
| Cash dividends | $101,000 | 5,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-3,862,240 | 8,650 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,682,000 | 3,866 |
| Total interest expense | $2,814,000 | 3,666 |
| Net interest income | $3,868,000 | 3,939 |
| Provision for loan and lease losses | $416,000 | 1,643 |
| Total noninterest income | $2,322,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,985,000 | 666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $337,000 | 3,513 |
| Total noninterest expense | $5,602,000 | 2,368 |
| Salaries and employee benefits | $2,024,000 | 3,418 |
| Premises and equipment expense | $679,000 | 2,717 |
| Additional noninterest expense | $2,899,000 | 1,372 |
| Pre-tax net operating income | $172,000 | 7,531 |
| Securities gains (losses) | $-34,000 | 8,035 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $107,000 | 7,686 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $107,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,282 |
| Cash dividends | $101,000 | 4,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $133,520 | 7,563 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 3,844 |
| Total interest expense | $1,835,000 | 3,614 |
| Net interest income | $2,585,000 | 3,951 |
| Provision for loan and lease losses | $383,000 | 1,206 |
| Total noninterest income | $1,549,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,317,000 | 654 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 3,458 |
| Total noninterest expense | $3,643,000 | 2,430 |
| Salaries and employee benefits | $1,341,000 | 3,448 |
| Premises and equipment expense | $444,000 | 2,751 |
| Additional noninterest expense | $1,858,000 | 1,429 |
| Pre-tax net operating income | $108,000 | 7,642 |
| Securities gains (losses) | $-34,000 | 8,254 |
| Applicable income taxes | $16,000 | 5,921 |
| Income before extraordinary items | $58,000 | 7,857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $58,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $101,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $84,520 | 7,657 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,832 |
| Total interest expense | $874,000 | 3,617 |
| Net interest income | $1,306,000 | 3,926 |
| Provision for loan and lease losses | $49,000 | 3,187 |
| Total noninterest income | $759,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $630,000 | 657 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $1,569,000 | 2,782 |
| Salaries and employee benefits | $672,000 | 3,448 |
| Premises and equipment expense | $220,000 | 2,781 |
| Additional noninterest expense | $677,000 | 1,927 |
| Pre-tax net operating income | $447,000 | 4,009 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $147,000 | 3,065 |
| Income before extraordinary items | $300,000 | 4,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $300,000 | 4,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,877,000 | 3,801 |
| Total interest expense | $2,735,000 | 3,584 |
| Net interest income | $5,142,000 | 3,875 |
| Provision for loan and lease losses | $58,000 | 5,597 |
| Total noninterest income | $5,475,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,407,000 | 725 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,068,000 | 1,002 |
| Total noninterest expense | $6,792,000 | 2,460 |
| Salaries and employee benefits | $2,514,000 | 3,465 |
| Premises and equipment expense | $847,000 | 2,743 |
| Additional noninterest expense | $3,431,000 | 1,478 |
| Pre-tax net operating income | $3,767,000 | 2,315 |
| Securities gains (losses) | $-65,000 | 8,285 |
| Applicable income taxes | $2,944,000 | 965 |
| Income before extraordinary items | $758,000 | 5,478 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $758,000 | 5,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,907 |
| Cash dividends | $302,000 | 4,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $799,600 | 5,323 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 3,804 |
| Total interest expense | $1,962,000 | 3,562 |
| Net interest income | $3,845,000 | 3,876 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $4,611,000 | 913 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,654,000 | 786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,957,000 | 822 |
| Total noninterest expense | $5,129,000 | 2,422 |
| Salaries and employee benefits | $1,831,000 | 3,520 |
| Premises and equipment expense | $618,000 | 2,799 |
| Additional noninterest expense | $2,680,000 | 1,418 |
| Pre-tax net operating income | $3,302,000 | 2,068 |
| Securities gains (losses) | $-65,000 | 8,550 |
| Applicable income taxes | $1,092,000 | 1,770 |
| Income before extraordinary items | $2,145,000 | 2,363 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,145,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,945 |
| Cash dividends | $201,000 | 4,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,187,900 | 2,292 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 3,800 |
| Total interest expense | $1,241,000 | 3,537 |
| Net interest income | $2,530,000 | 3,884 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,321,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,080,000 | 782 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $241,000 | 3,431 |
| Total noninterest expense | $3,470,000 | 2,371 |
| Salaries and employee benefits | $1,182,000 | 3,600 |
| Premises and equipment expense | $383,000 | 2,964 |
| Additional noninterest expense | $1,905,000 | 1,311 |
| Pre-tax net operating income | $381,000 | 6,102 |
| Securities gains (losses) | $-65,000 | 8,651 |
| Applicable income taxes | $104,000 | 4,770 |
| Income before extraordinary items | $212,000 | 6,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $212,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,733 |
| Cash dividends | $101,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $255,550 | 6,422 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 3,879 |
| Total interest expense | $569,000 | 3,660 |
| Net interest income | $1,252,000 | 3,920 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $625,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $503,000 | 813 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $122,000 | 3,360 |
| Total noninterest expense | $1,579,000 | 2,584 |
| Salaries and employee benefits | $588,000 | 3,625 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $809,000 | 1,535 |
| Pre-tax net operating income | $298,000 | 5,011 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $100,000 | 3,763 |
| Income before extraordinary items | $198,000 | 5,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $198,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $198,000 | 5,409 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 3,884 |
| Total interest expense | $1,721,000 | 4,100 |
| Net interest income | $5,099,000 | 3,758 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,594,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,170,000 | 806 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $424,000 | 3,608 |
| Total noninterest expense | $7,000,000 | 2,283 |
| Salaries and employee benefits | $2,254,000 | 3,625 |
| Premises and equipment expense | $818,000 | 2,732 |
| Additional noninterest expense | $3,928,000 | 1,262 |
| Pre-tax net operating income | $693,000 | 6,125 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $232,000 | 4,552 |
| Income before extraordinary items | $468,000 | 6,475 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $468,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,696 |
| Cash dividends | $577,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $463,310 | 6,441 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 3,952 |
| Total interest expense | $1,220,000 | 4,233 |
| Net interest income | $3,748,000 | 3,794 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,948,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,607,000 | 816 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $341,000 | 3,482 |
| Total noninterest expense | $5,297,000 | 2,234 |
| Salaries and employee benefits | $1,647,000 | 3,687 |
| Premises and equipment expense | $615,000 | 2,724 |
| Additional noninterest expense | $3,035,000 | 1,207 |
| Pre-tax net operating income | $399,000 | 6,743 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $134,000 | 4,993 |
| Income before extraordinary items | $272,000 | 7,081 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $272,000 | 7,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $175,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $267,310 | 7,044 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 3,997 |
| Total interest expense | $788,000 | 4,326 |
| Net interest income | $2,481,000 | 3,806 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,300,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,066,000 | 817 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $234,000 | 3,440 |
| Total noninterest expense | $3,360,000 | 2,361 |
| Salaries and employee benefits | $1,084,000 | 3,740 |
| Premises and equipment expense | $402,000 | 2,777 |
| Additional noninterest expense | $1,874,000 | 1,301 |
| Pre-tax net operating income | $421,000 | 5,742 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $142,000 | 4,342 |
| Income before extraordinary items | $283,000 | 6,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 6,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $176,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $280,320 | 6,109 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 4,023 |
| Total interest expense | $392,000 | 4,399 |
| Net interest income | $1,232,000 | 3,819 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $641,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $504,000 | 839 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $1,438,000 | 2,740 |
| Salaries and employee benefits | $526,000 | 3,843 |
| Premises and equipment expense | $201,000 | 2,796 |
| Additional noninterest expense | $711,000 | 1,671 |
| Pre-tax net operating income | $435,000 | 3,866 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $148,000 | 3,122 |
| Income before extraordinary items | $291,000 | 4,345 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $175,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $288,360 | 4,256 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,760,000 | 3,929 |
| Total interest expense | $2,047,000 | 3,956 |
| Net interest income | $4,713,000 | 3,857 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $2,468,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,983,000 | 863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $485,000 | 3,635 |
| Total noninterest expense | $5,744,000 | 2,696 |
| Salaries and employee benefits | $2,225,000 | 3,593 |
| Premises and equipment expense | $902,000 | 2,478 |
| Additional noninterest expense | $2,617,000 | 1,842 |
| Pre-tax net operating income | $1,137,000 | 4,809 |
| Securities gains (losses) | $237,000 | 1,224 |
| Applicable income taxes | $464,000 | 3,510 |
| Income before extraordinary items | $910,000 | 4,909 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $910,000 | 4,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,190 |
| Cash dividends | $403,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $753,580 | 5,242 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 3,974 |
| Total interest expense | $1,646,000 | 3,851 |
| Net interest income | $3,448,000 | 3,951 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,871,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,475,000 | 872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 3,547 |
| Total noninterest expense | $4,262,000 | 2,737 |
| Salaries and employee benefits | $1,662,000 | 3,589 |
| Premises and equipment expense | $684,000 | 2,473 |
| Additional noninterest expense | $1,916,000 | 1,872 |
| Pre-tax net operating income | $832,000 | 5,019 |
| Securities gains (losses) | $214,000 | 1,188 |
| Applicable income taxes | $354,000 | 3,622 |
| Income before extraordinary items | $692,000 | 5,024 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $692,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,972 |
| Cash dividends | $303,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $550,760 | 5,426 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 3,972 |
| Total interest expense | $1,164,000 | 3,764 |
| Net interest income | $2,260,000 | 4,005 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,238,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $984,000 | 855 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $254,000 | 3,598 |
| Total noninterest expense | $2,768,000 | 2,793 |
| Salaries and employee benefits | $1,120,000 | 3,555 |
| Premises and equipment expense | $434,000 | 2,564 |
| Additional noninterest expense | $1,214,000 | 1,970 |
| Pre-tax net operating income | $580,000 | 4,925 |
| Securities gains (losses) | $198,000 | 1,046 |
| Applicable income taxes | $265,000 | 3,450 |
| Income before extraordinary items | $513,000 | 4,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $513,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,051 |
| Cash dividends | $202,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $382,320 | 5,316 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,047 |
| Total interest expense | $595,000 | 3,779 |
| Net interest income | $1,093,000 | 4,118 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $581,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $471,000 | 871 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 3,756 |
| Total noninterest expense | $1,413,000 | 2,732 |
| Salaries and employee benefits | $571,000 | 3,499 |
| Premises and equipment expense | $225,000 | 2,481 |
| Additional noninterest expense | $617,000 | 1,905 |
| Pre-tax net operating income | $186,000 | 6,007 |
| Securities gains (losses) | $134,000 | 845 |
| Applicable income taxes | $110,000 | 3,771 |
| Income before extraordinary items | $210,000 | 5,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $101,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $121,560 | 6,360 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 3,739 |
| Total interest expense | $2,771,000 | 3,772 |
| Net interest income | $4,995,000 | 3,677 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $2,483,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,068,000 | 779 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $415,000 | 3,633 |
| Total noninterest expense | $5,478,000 | 2,696 |
| Salaries and employee benefits | $2,152,000 | 3,517 |
| Premises and equipment expense | $764,000 | 2,778 |
| Additional noninterest expense | $2,562,000 | 1,815 |
| Pre-tax net operating income | $1,580,000 | 3,970 |
| Securities gains (losses) | $74,000 | 2,045 |
| Applicable income taxes | $547,000 | 3,279 |
| Income before extraordinary items | $1,107,000 | 4,305 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,107,000 | 4,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,579 |
| Cash dividends | $251,000 | 4,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,057,420 | 4,328 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,924,000 | 4,053 |
| Total interest expense | $3,168,000 | 4,533 |
| Net interest income | $4,756,000 | 3,586 |
| Provision for loan and lease losses | $430,000 | 2,467 |
| Total noninterest income | $2,479,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,097,000 | 705 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $382,000 | 3,638 |
| Total noninterest expense | $4,935,000 | 2,854 |
| Salaries and employee benefits | $2,120,000 | 3,425 |
| Premises and equipment expense | $616,000 | 3,294 |
| Additional noninterest expense | $2,199,000 | 2,049 |
| Pre-tax net operating income | $1,870,000 | 3,332 |
| Securities gains (losses) | $65,000 | 2,113 |
| Applicable income taxes | $618,000 | 2,910 |
| Income before extraordinary items | $1,317,000 | 3,553 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,317,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,057 |
| Cash dividends | $1,402,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,272,800 | 3,550 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,405,000 | 3,975 |
| Total interest expense | $4,257,000 | 3,790 |
| Net interest income | $4,148,000 | 4,055 |
| Provision for loan and lease losses | $455,000 | 2,034 |
| Total noninterest income | $2,256,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,818,000 | 748 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $438,000 | 3,165 |
| Total noninterest expense | $4,619,000 | 2,926 |
| Salaries and employee benefits | $1,926,000 | 3,583 |
| Premises and equipment expense | $651,000 | 3,064 |
| Additional noninterest expense | $2,042,000 | 2,109 |
| Pre-tax net operating income | $1,330,000 | 4,430 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $522,000 | 3,395 |
| Income before extraordinary items | $780,000 | 5,116 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $780,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,720 |
| Cash dividends | $957,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $797,920 | 5,054 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 3,727 |
| Total interest expense | $3,756,000 | 3,789 |
| Net interest income | $4,665,000 | 3,672 |
| Provision for loan and lease losses | $641,000 | 1,420 |
| Total noninterest income | $2,403,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,680,000 | 790 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $723,000 | 2,321 |
| Total noninterest expense | $4,554,000 | 2,954 |
| Salaries and employee benefits | $2,087,000 | 3,304 |
| Premises and equipment expense | $560,000 | 3,443 |
| Additional noninterest expense | $1,907,000 | 2,293 |
| Pre-tax net operating income | $1,873,000 | 3,503 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $716,000 | 2,866 |
| Income before extraordinary items | $1,155,000 | 3,990 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,155,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,035 |
| Cash dividends | $808,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,156,280 | 3,952 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 4,022 |
| Total interest expense | $3,424,000 | 4,213 |
| Net interest income | $4,410,000 | 3,798 |
| Provision for loan and lease losses | $476,000 | 1,797 |
| Total noninterest income | $2,081,000 | 1,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,124,000 | 1,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $957,000 | 1,921 |
| Total noninterest expense | $4,026,000 | 3,182 |
| Salaries and employee benefits | $2,064,000 | 3,234 |
| Premises and equipment expense | $414,000 | 4,303 |
| Additional noninterest expense | $1,548,000 | 2,694 |
| Pre-tax net operating income | $1,989,000 | 3,358 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $760,000 | 2,852 |
| Income before extraordinary items | $1,233,000 | 3,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,233,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,177 |
| Cash dividends | $91,000 | 6,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,230,440 | 3,760 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 7,659 |
| Total interest expense | $1,385,000 | 7,618 |
| Net interest income | $1,693,000 | 7,566 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $598,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,541 |
| Total noninterest expense | $1,709,000 | 6,267 |
| Salaries and employee benefits | $849,000 | 6,542 |
| Premises and equipment expense | $151,000 | 7,778 |
| Additional noninterest expense | $709,000 | 5,170 |
| Pre-tax net operating income | $537,000 | 7,726 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $212,000 | 6,728 |
| Income before extraordinary items | $325,000 | 8,185 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $325,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $814,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $325,000 | 8,143 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 6,007 |
| Total interest expense | $2,007,000 | 6,394 |
| Net interest income | $2,921,000 | 5,551 |
| Provision for loan and lease losses | $255,000 | 2,902 |
| Total noninterest income | $1,108,000 | 2,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $743,000 | 1,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,597 |
| Total noninterest expense | $2,891,000 | 4,418 |
| Salaries and employee benefits | $1,593,000 | 4,083 |
| Premises and equipment expense | $-133,000 | 11,450 |
| Additional noninterest expense | $1,431,000 | 3,246 |
| Pre-tax net operating income | $883,000 | 6,152 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $274,000 | 6,123 |
| Income before extraordinary items | $601,000 | 6,269 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $601,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $153,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $606,520 | 6,175 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 8,069 |
| Total interest expense | $1,235,000 | 8,475 |
| Net interest income | $1,857,000 | 7,632 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $697,000 | 4,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,102 |
| Total noninterest expense | $2,095,000 | 5,781 |
| Salaries and employee benefits | $1,028,000 | 5,919 |
| Premises and equipment expense | $164,000 | 7,947 |
| Additional noninterest expense | $903,000 | 4,751 |
| Pre-tax net operating income | $279,000 | 9,911 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $86,000 | 9,471 |
| Income before extraordinary items | $193,000 | 10,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $193,000 | 10,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,149 |
| Cash dividends | $61,000 | 7,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $193,000 | 9,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 9,232 |
| Total interest expense | $756,000 | 9,804 |
| Net interest income | $1,557,000 | 8,710 |
| Provision for loan and lease losses | $140,000 | 3,750 |
| Total noninterest income | $686,000 | 4,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,695 |
| Total noninterest expense | $1,781,000 | 6,748 |
| Salaries and employee benefits | $823,000 | 7,075 |
| Premises and equipment expense | $231,000 | 6,847 |
| Additional noninterest expense | $727,000 | 6,149 |
| Pre-tax net operating income | $322,000 | 9,971 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $189,000 | 10,412 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $189,000 | 10,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $212,760 | 10,178 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 9,938 |
| Total interest expense | $718,000 | 10,476 |
| Net interest income | $1,408,000 | 9,390 |
| Provision for loan and lease losses | $-3,000 | 12,440 |
| Total noninterest income | $590,000 | 5,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,476 |
| Total noninterest expense | $1,689,000 | 7,225 |
| Salaries and employee benefits | $717,000 | 7,892 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $755,000 | 6,204 |
| Pre-tax net operating income | $312,000 | 10,140 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $244,000 | 10,115 |
| Extraordinary gains, net | $80,000 | 1,785 |
| Net income | $324,000 | 9,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $205,720 | 10,354 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 10,685 |
| Total interest expense | $969,000 | 10,532 |
| Net interest income | $1,139,000 | 10,556 |
| Provision for loan and lease losses | $-135,000 | 13,748 |
| Total noninterest income | $442,000 | 6,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $1,407,000 | 8,260 |
| Salaries and employee benefits | $548,000 | 9,291 |
| Premises and equipment expense | $171,000 | 8,542 |
| Additional noninterest expense | $688,000 | 6,833 |
| Pre-tax net operating income | $309,000 | 10,053 |
| Securities gains (losses) | $351,000 | 1,393 |
| Applicable income taxes | $152,000 | 8,570 |
| Income before extraordinary items | $508,000 | 7,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $508,000 | 7,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $237,730 | 9,715 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.