Home > City First Bank > Income and Expense

City First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,753,000965
Total interest expense$18,467,000827
Net interest income$29,286,0001,068
Provision for loan and lease losses$933,000873
Total noninterest income$5,355,0001,141
Gross Fiduciary activities income$0981
Service charges on deposit accounts$199,0002,685
Trading account gains and fees$0123
Additional Noninterest Income$5,156,000866
Total noninterest expense$26,268,000985
Salaries and employee benefits$14,853,000966
Premises and equipment expense$1,598,0001,458
Additional noninterest expense$5,156,000866
Pre-tax net operating income$7,440,0001,473
Securities gains (losses)$0988
Applicable income taxes$2,195,000923
Income before extraordinary items$5,245,0001,675
Extraordinary gains, net$054
Net income$5,220,0001,699
Minority interest net income$25,00070
Net income of bank and minority interests.$5,245,0001,678
Net charge-offs$-216,0004,453
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$47,000449
Net operating income$5,245,0001,702
2023-09-30 (YTD Data)Rank
Total interest income$35,005,000966
Total interest expense$12,782,000822
Net interest income$22,223,0001,060
Provision for loan and lease losses$808,000756
Total noninterest income$879,0002,553
Gross Fiduciary activities income$0950
Service charges on deposit accounts$156,0002,647
Trading account gains and fees$0125
Additional Noninterest Income$723,0002,297
Total noninterest expense$19,026,0001,006
Salaries and employee benefits$11,269,000966
Premises and equipment expense$1,138,0001,523
Additional noninterest expense$723,0002,296
Pre-tax net operating income$3,268,0002,132
Securities gains (losses)$0849
Applicable income taxes$954,0001,319
Income before extraordinary items$2,314,0002,332
Extraordinary gains, net$052
Net income$2,294,0002,363
Minority interest net income$20,00067
Net income of bank and minority interests.$2,314,0002,334
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$42,000431
Net operating income$2,314,0002,358
2023-06-30 (YTD Data)Rank
Total interest income$22,947,000951
Total interest expense$7,465,000837
Net interest income$15,482,0001,018
Provision for loan and lease losses$773,000592
Total noninterest income$549,0002,594
Gross Fiduciary activities income$0931
Service charges on deposit accounts$110,0002,575
Trading account gains and fees$0112
Additional Noninterest Income$439,0002,331
Total noninterest expense$12,314,0001,017
Salaries and employee benefits$7,072,0001,004
Premises and equipment expense$747,0001,536
Additional noninterest expense$439,0002,327
Pre-tax net operating income$2,944,0001,775
Securities gains (losses)$0938
Applicable income taxes$864,0001,105
Income before extraordinary items$2,080,0002,019
Extraordinary gains, net$051
Net income$2,055,0002,058
Minority interest net income$25,00061
Net income of bank and minority interests.$2,080,0002,019
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$-37,0004,614
Net operating income$2,080,0002,031
2023-03-31 (YTD Data)Rank
Total interest income$11,174,000968
Total interest expense$2,931,000907
Net interest income$8,243,000971
Provision for loan and lease losses$88,0001,367
Total noninterest income$289,0002,527
Gross Fiduciary activities income$0913
Service charges on deposit accounts$66,0002,361
Trading account gains and fees$097
Additional Noninterest Income$223,0002,315
Total noninterest expense$6,041,0001,046
Salaries and employee benefits$3,560,0001,024
Premises and equipment expense$381,0001,539
Additional noninterest expense$223,0002,315
Pre-tax net operating income$2,403,0001,272
Securities gains (losses)$0950
Applicable income taxes$714,000831
Income before extraordinary items$1,689,0001,468
Extraordinary gains, net$04
Net income$1,667,0001,482
Minority interest net income$22,00035
Net income of bank and minority interests.$1,689,0001,468
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$-84,0004,645
Net operating income$1,689,0001,478
2022-12-31 (YTD Data)Rank
Total interest income$36,794,000957
Total interest expense$4,002,000932
Net interest income$32,792,000944
Provision for loan and lease losses$996,000828
Total noninterest income$1,195,0002,607
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$166,0002,963
Trading account gains and fees$0116
Additional Noninterest Income$1,029,0002,306
Total noninterest expense$24,082,0001,028
Salaries and employee benefits$13,646,0001,031
Premises and equipment expense$1,382,0001,622
Additional noninterest expense$1,029,0002,306
Pre-tax net operating income$8,909,0001,383
Securities gains (losses)$0691
Applicable income taxes$2,498,000934
Income before extraordinary items$6,411,0001,553
Extraordinary gains, net$05
Net income$6,340,0001,559
Minority interest net income$71,00040
Net income of bank and minority interests.$6,411,0001,552
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$75,348,00018
Net operating income$6,411,0001,577
2022-09-30 (YTD Data)Rank
Total interest income$26,003,000967
Total interest expense$2,221,000921
Net interest income$23,782,000961
Provision for loan and lease losses$591,000885
Total noninterest income$907,0002,608
Gross Fiduciary activities income$0968
Service charges on deposit accounts$122,0002,994
Trading account gains and fees$0111
Additional Noninterest Income$785,0002,326
Total noninterest expense$17,804,0001,037
Salaries and employee benefits$9,900,0001,062
Premises and equipment expense$1,038,0001,629
Additional noninterest expense$785,0002,326
Pre-tax net operating income$6,294,0001,433
Securities gains (losses)$0740
Applicable income taxes$1,783,000956
Income before extraordinary items$4,511,0001,603
Extraordinary gains, net$04
Net income$4,460,0001,617
Minority interest net income$51,00036
Net income of bank and minority interests.$4,511,0001,603
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$75,324,00013
Net operating income$4,511,0001,638
2022-06-30 (YTD Data)Rank
Total interest income$16,644,000969
Total interest expense$1,439,000794
Net interest income$15,205,000977
Provision for loan and lease losses$-429,0004,598
Total noninterest income$542,0002,739
Gross Fiduciary activities income$0925
Service charges on deposit accounts$85,0002,965
Trading account gains and fees$0108
Additional Noninterest Income$457,0002,482
Total noninterest expense$11,889,0001,024
Salaries and employee benefits$6,566,0001,063
Premises and equipment expense$721,0001,594
Additional noninterest expense$4,602,000823
Pre-tax net operating income$4,287,0001,343
Securities gains (losses)$0687
Applicable income taxes$1,205,000896
Income before extraordinary items$3,082,0001,502
Extraordinary gains, net$04
Net income$3,059,0001,508
Minority interest net income$23,00043
Net income of bank and minority interests.$3,082,0001,502
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$75,263,00011
Net operating income$3,082,0001,538
2022-03-31 (YTD Data)Rank
Total interest income$8,011,000971
Total interest expense$839,000656
Net interest income$7,172,000998
Provision for loan and lease losses$147,000835
Total noninterest income$281,0002,670
Gross Fiduciary activities income$0892
Service charges on deposit accounts$64,0002,432
Trading account gains and fees$0103
Additional Noninterest Income$217,0002,487
Total noninterest expense$5,847,0001,036
Salaries and employee benefits$3,462,0001,026
Premises and equipment expense$392,0001,502
Additional noninterest expense$1,993,000921
Pre-tax net operating income$1,459,0001,664
Securities gains (losses)$0623
Applicable income taxes$411,0001,087
Income before extraordinary items$1,048,0001,860
Extraordinary gains, net$04
Net income$1,024,0001,890
Minority interest net income$24,00040
Net income of bank and minority interests.$1,048,0001,860
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$201,000189
Net operating income$1,048,0001,882
2021-12-31 (YTD Data)Rank
Total interest income$25,144,0001,222
Total interest expense$4,098,000657
Net interest income$21,046,0001,304
Provision for loan and lease losses$177,0001,838
Total noninterest income$3,214,0001,717
Gross Fiduciary activities income$0994
Service charges on deposit accounts$249,0002,395
Trading account gains and fees$0132
Additional Noninterest Income$2,965,0001,500
Total noninterest expense$26,954,000928
Salaries and employee benefits$15,426,000914
Premises and equipment expense$1,777,0001,330
Additional noninterest expense$9,751,000800
Pre-tax net operating income$-2,871,0004,830
Securities gains (losses)$02,062
Applicable income taxes$-532,0004,813
Income before extraordinary items$-2,339,0004,821
Extraordinary gains, net$010
Net income$-2,440,0004,821
Minority interest net income$101,00040
Net income of bank and minority interests.$-2,339,0004,821
Net charge-offs$02,705
Cash dividends$730,0002,518
Sale, conversion, retirement of capital stock, net$0582
Net operating income$-2,339,0004,820
2021-09-30 (YTD Data)Rank
Total interest income$17,570,0001,329
Total interest expense$2,860,000761
Net interest income$14,710,0001,408
Provision for loan and lease losses$446,000920
Total noninterest income$2,924,0001,580
Gross Fiduciary activities income$0957
Service charges on deposit accounts$205,0002,301
Trading account gains and fees$0132
Additional Noninterest Income$2,719,0001,381
Total noninterest expense$18,230,0001,006
Salaries and employee benefits$11,097,000958
Premises and equipment expense$1,137,0001,532
Additional noninterest expense$5,996,000939
Pre-tax net operating income$-1,042,0004,883
Securities gains (losses)$02,015
Applicable income taxes$50,0003,192
Income before extraordinary items$-1,092,0004,880
Extraordinary gains, net$08
Net income$-1,149,0004,880
Minority interest net income$57,00041
Net income of bank and minority interests.$-1,092,0004,880
Net charge-offs$02,463
Cash dividends$730,0002,012
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-1,092,0004,876
2021-06-30 (YTD Data)Rank
Total interest income$10,661,0001,428
Total interest expense$1,956,000780
Net interest income$8,705,0001,537
Provision for loan and lease losses$81,0001,840
Total noninterest income$2,315,0001,401
Gross Fiduciary activities income$0951
Service charges on deposit accounts$129,0002,322
Trading account gains and fees$0133
Additional Noninterest Income$2,186,0001,222
Total noninterest expense$12,429,000986
Salaries and employee benefits$7,898,000900
Premises and equipment expense$724,0001,596
Additional noninterest expense$3,807,000967
Pre-tax net operating income$-1,490,0004,937
Securities gains (losses)$01,818
Applicable income taxes$-55,0004,896
Income before extraordinary items$-1,435,0004,926
Extraordinary gains, net$06
Net income$-1,468,0004,926
Minority interest net income$33,00043
Net income of bank and minority interests.$-1,435,0004,925
Net charge-offs$02,245
Cash dividends$730,0001,646
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-1,435,0004,927
2021-03-31 (YTD Data)Rank
Total interest income$2,716,0002,386
Total interest expense$358,0001,948
Net interest income$2,358,0002,432
Provision for loan and lease losses$85,0001,387
Total noninterest income$188,0003,289
Gross Fiduciary activities income$0922
Service charges on deposit accounts$12,0004,083
Trading account gains and fees$0127
Additional Noninterest Income$176,0002,963
Total noninterest expense$3,430,0001,553
Salaries and employee benefits$839,0002,771
Premises and equipment expense$96,0003,472
Additional noninterest expense$2,495,000752
Pre-tax net operating income$-969,0004,973
Securities gains (losses)$130,000411
Applicable income taxes$-178,0004,957
Income before extraordinary items$-661,0004,954
Extraordinary gains, net$03
Net income$-657,0004,954
Minority interest net income$-4,0004,964
Net income of bank and minority interests.$-661,0004,954
Net charge-offs$01,930
Cash dividends$30,0002,351
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-763,7004,960
2020-12-31 (YTD Data)Rank
Total interest income$11,120,0002,360
Total interest expense$1,757,0002,138
Net interest income$9,363,0002,369
Provision for loan and lease losses$114,0003,458
Total noninterest income$975,0002,896
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$52,0004,130
Trading account gains and fees$0133
Additional Noninterest Income$923,0002,567
Total noninterest expense$10,037,0001,960
Salaries and employee benefits$5,779,0001,954
Premises and equipment expense$404,0003,385
Additional noninterest expense$3,854,0001,576
Pre-tax net operating income$187,0004,548
Securities gains (losses)$873,000411
Applicable income taxes$277,0002,363
Income before extraordinary items$783,0003,871
Extraordinary gains, net$04
Net income$696,0003,960
Minority interest net income$87,00040
Net income of bank and minority interests.$783,0003,871
Net charge-offs$128,0001,836
Cash dividends$120,0003,558
Sale, conversion, retirement of capital stock, net$0566
Net operating income$93,3304,630
2020-09-30 (YTD Data)Rank
Total interest income$8,073,0002,421
Total interest expense$1,320,0002,240
Net interest income$6,753,0002,414
Provision for loan and lease losses$578,0001,853
Total noninterest income$786,0002,794
Gross Fiduciary activities income$0981
Service charges on deposit accounts$40,0004,135
Trading account gains and fees$0125
Additional Noninterest Income$746,0002,433
Total noninterest expense$7,160,0002,003
Salaries and employee benefits$4,140,0002,000
Premises and equipment expense$314,0003,332
Additional noninterest expense$2,706,0001,637
Pre-tax net operating income$-199,0004,844
Securities gains (losses)$668,000411
Applicable income taxes$119,0002,690
Income before extraordinary items$350,0004,266
Extraordinary gains, net$04
Net income$284,0004,361
Minority interest net income$66,00041
Net income of bank and minority interests.$350,0004,266
Net charge-offs$129,0001,511
Cash dividends$90,0003,199
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-177,7204,843
2020-06-30 (YTD Data)Rank
Total interest income$5,334,0002,460
Total interest expense$936,0002,241
Net interest income$4,398,0002,475
Provision for loan and lease losses$347,0001,917
Total noninterest income$861,0002,200
Gross Fiduciary activities income$0970
Service charges on deposit accounts$29,0004,109
Trading account gains and fees$0123
Additional Noninterest Income$832,0001,858
Total noninterest expense$4,516,0002,077
Salaries and employee benefits$2,773,0001,987
Premises and equipment expense$178,0003,591
Additional noninterest expense$1,565,0001,820
Pre-tax net operating income$396,0003,917
Securities gains (losses)$02,249
Applicable income taxes$106,0002,487
Income before extraordinary items$290,0004,100
Extraordinary gains, net$04
Net income$259,0004,181
Minority interest net income$31,00040
Net income of bank and minority interests.$290,0004,100
Net charge-offs$03,033
Cash dividends$60,0003,094
Sale, conversion, retirement of capital stock, net$0504
Net operating income$290,0004,055
2020-03-31 (YTD Data)Rank
Total interest income$2,761,0002,406
Total interest expense$541,0002,173
Net interest income$2,220,0002,424
Provision for loan and lease losses$123,0001,804
Total noninterest income$227,0002,861
Gross Fiduciary activities income$0941
Service charges on deposit accounts$16,0004,195
Trading account gains and fees$0106
Additional Noninterest Income$211,0002,380
Total noninterest expense$2,519,0001,931
Salaries and employee benefits$1,543,0001,849
Premises and equipment expense$83,0003,718
Additional noninterest expense$893,0001,669
Pre-tax net operating income$-195,0004,918
Securities gains (losses)$01,705
Applicable income taxes$-64,0004,936
Income before extraordinary items$-131,0004,867
Extraordinary gains, net$04
Net income$-174,0004,882
Minority interest net income$43,00032
Net income of bank and minority interests.$-131,0004,867
Net charge-offs$02,581
Cash dividends$30,0002,553
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-131,0004,890
2019-12-31 (YTD Data)Rank
Total interest income$12,104,0002,271
Total interest expense$1,918,0002,405
Net interest income$10,186,0002,206
Provision for loan and lease losses$-46,0004,948
Total noninterest income$2,159,0001,898
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$71,0004,235
Trading account gains and fees$0135
Additional Noninterest Income$2,088,0001,496
Total noninterest expense$9,866,0001,947
Salaries and employee benefits$6,203,0001,801
Premises and equipment expense$397,0003,499
Additional noninterest expense$3,266,0001,779
Pre-tax net operating income$2,525,0002,717
Securities gains (losses)$02,379
Applicable income taxes$649,0001,771
Income before extraordinary items$1,876,0002,989
Extraordinary gains, net$011
Net income$1,633,0003,156
Minority interest net income$243,00033
Net income of bank and minority interests.$1,876,0002,990
Net charge-offs$30,0002,932
Cash dividends$120,0003,699
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,876,0002,950
2019-09-30 (YTD Data)Rank
Total interest income$9,244,0002,268
Total interest expense$1,415,0002,451
Net interest income$7,829,0002,191
Provision for loan and lease losses$41,0003,247
Total noninterest income$1,713,0001,842
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$54,0004,283
Trading account gains and fees$0129
Additional Noninterest Income$1,659,0001,437
Total noninterest expense$7,714,0001,889
Salaries and employee benefits$4,809,0001,755
Premises and equipment expense$309,0003,446
Additional noninterest expense$2,596,0001,689
Pre-tax net operating income$1,787,0002,894
Securities gains (losses)$02,167
Applicable income taxes$451,0001,893
Income before extraordinary items$1,336,0003,118
Extraordinary gains, net$011
Net income$1,135,0003,320
Minority interest net income$201,00034
Net income of bank and minority interests.$1,336,0003,118
Net charge-offs$30,0002,512
Cash dividends$90,0003,387
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,336,0003,085
2019-06-30 (YTD Data)Rank
Total interest income$6,215,0002,251
Total interest expense$953,0002,406
Net interest income$5,262,0002,175
Provision for loan and lease losses$-34,0005,142
Total noninterest income$1,111,0001,846
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$36,0004,302
Trading account gains and fees$0131
Additional Noninterest Income$1,075,0001,425
Total noninterest expense$5,301,0001,834
Salaries and employee benefits$3,236,0001,744
Premises and equipment expense$178,0003,710
Additional noninterest expense$1,887,0001,594
Pre-tax net operating income$1,106,0002,966
Securities gains (losses)$01,702
Applicable income taxes$280,0001,916
Income before extraordinary items$826,0003,202
Extraordinary gains, net$011
Net income$674,0003,483
Minority interest net income$152,00032
Net income of bank and minority interests.$826,0003,200
Net charge-offs$03,172
Cash dividends$60,0003,290
Sale, conversion, retirement of capital stock, net$33,000469
Net operating income$826,0003,175
2019-03-31 (YTD Data)Rank
Total interest income$3,109,0002,246
Total interest expense$482,0002,358
Net interest income$2,627,0002,182
Provision for loan and lease losses$-109,0005,273
Total noninterest income$833,0001,395
Gross Fiduciary activities income$0972
Service charges on deposit accounts$18,0004,316
Trading account gains and fees$0126
Additional Noninterest Income$815,0001,033
Total noninterest expense$2,895,0001,717
Salaries and employee benefits$1,648,0001,735
Premises and equipment expense$91,0003,693
Additional noninterest expense$1,156,0001,336
Pre-tax net operating income$674,0002,630
Securities gains (losses)$01,087
Applicable income taxes$164,0001,758
Income before extraordinary items$510,0002,874
Extraordinary gains, net$05
Net income$406,0003,202
Minority interest net income$104,00028
Net income of bank and minority interests.$510,0002,873
Net charge-offs$02,740
Cash dividends$50,0002,617
Sale, conversion, retirement of capital stock, net$0529
Net operating income$510,0002,857
2018-12-31 (YTD Data)Rank
Total interest income$10,298,0002,474
Total interest expense$1,758,0002,105
Net interest income$8,540,0002,537
Provision for loan and lease losses$-57,0005,149
Total noninterest income$1,947,0002,015
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$57,0004,636
Trading account gains and fees$0126
Additional Noninterest Income$1,890,0001,551
Total noninterest expense$8,523,0002,147
Salaries and employee benefits$6,104,0001,776
Premises and equipment expense$533,0003,052
Additional noninterest expense$1,886,0002,692
Pre-tax net operating income$2,021,0003,132
Securities gains (losses)$01,125
Applicable income taxes$434,0002,099
Income before extraordinary items$1,587,0003,292
Extraordinary gains, net$06
Net income$1,030,0003,868
Minority interest net income$557,00029
Net income of bank and minority interests.$1,587,0003,291
Net charge-offs$03,782
Cash dividends$120,0003,765
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,587,0003,294
2018-09-30 (YTD Data)Rank
Total interest income$7,375,0002,551
Total interest expense$1,255,0002,100
Net interest income$6,120,0002,624
Provision for loan and lease losses$-79,0005,270
Total noninterest income$1,781,0001,826
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$57,0004,433
Trading account gains and fees$0138
Additional Noninterest Income$1,724,0001,386
Total noninterest expense$7,489,0001,904
Salaries and employee benefits$4,578,0001,778
Premises and equipment expense$395,0003,090
Additional noninterest expense$2,516,0001,739
Pre-tax net operating income$491,0004,537
Securities gains (losses)$01,118
Applicable income taxes$67,0003,215
Income before extraordinary items$424,0004,543
Extraordinary gains, net$05
Net income$120,0005,137
Minority interest net income$304,00029
Net income of bank and minority interests.$424,0004,542
Net charge-offs$03,489
Cash dividends$90,0003,408
Sale, conversion, retirement of capital stock, net$0633
Net operating income$424,0004,549
2018-06-30 (YTD Data)Rank
Total interest income$4,809,0002,575
Total interest expense$801,0002,085
Net interest income$4,008,0002,649
Provision for loan and lease losses$-30,0005,324
Total noninterest income$1,038,0001,975
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$39,0004,454
Trading account gains and fees$0130
Additional Noninterest Income$999,0001,518
Total noninterest expense$5,020,0001,906
Salaries and employee benefits$3,072,0001,790
Premises and equipment expense$269,0003,066
Additional noninterest expense$1,679,0001,746
Pre-tax net operating income$56,0005,256
Securities gains (losses)$0961
Applicable income taxes$-18,0005,417
Income before extraordinary items$74,0005,192
Extraordinary gains, net$06
Net income$-78,0005,399
Minority interest net income$152,00030
Net income of bank and minority interests.$74,0005,191
Net charge-offs$03,209
Cash dividends$60,0003,309
Sale, conversion, retirement of capital stock, net$0620
Net operating income$74,0005,198
2018-03-31 (YTD Data)Rank
Total interest income$2,318,0002,641
Total interest expense$372,0002,123
Net interest income$1,946,0002,713
Provision for loan and lease losses$03,508
Total noninterest income$766,0001,529
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$15,0004,742
Trading account gains and fees$0123
Additional Noninterest Income$751,0001,138
Total noninterest expense$2,533,0001,912
Salaries and employee benefits$1,574,0001,775
Premises and equipment expense$130,0003,166
Additional noninterest expense$829,0001,759
Pre-tax net operating income$179,0004,441
Securities gains (losses)$0735
Applicable income taxes$12,0003,428
Income before extraordinary items$167,0004,378
Extraordinary gains, net$07
Net income$30,0005,252
Minority interest net income$137,00027
Net income of bank and minority interests.$167,0004,378
Net charge-offs$02,722
Cash dividends$30,0002,651
Sale, conversion, retirement of capital stock, net$0580
Net operating income$167,0004,387
2017-12-31 (YTD Data)Rank
Total interest income$8,759,0002,697
Total interest expense$1,177,0002,272
Net interest income$7,582,0002,741
Provision for loan and lease losses$-840,0005,581
Total noninterest income$4,813,0001,149
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$61,0004,830
Trading account gains and fees$0151
Additional Noninterest Income$4,752,000850
Total noninterest expense$10,442,0001,843
Salaries and employee benefits$6,111,0001,792
Premises and equipment expense$571,0003,009
Additional noninterest expense$3,760,0001,600
Pre-tax net operating income$2,793,0002,591
Securities gains (losses)$31,0001,125
Applicable income taxes$1,190,0001,721
Income before extraordinary items$1,634,0003,001
Extraordinary gains, net$09
Net income$857,0003,915
Minority interest net income$777,00026
Net income of bank and minority interests.$1,634,0003,001
Net charge-offs$-100,0005,291
Cash dividends$46,0004,049
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,614,1602,993
2017-09-30 (YTD Data)Rank
Total interest income$6,448,0002,741
Total interest expense$852,0002,308
Net interest income$5,596,0002,788
Provision for loan and lease losses$-550,0005,641
Total noninterest income$2,514,0001,468
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$46,0004,874
Trading account gains and fees$0145
Additional Noninterest Income$2,468,0001,101
Total noninterest expense$7,509,0001,909
Salaries and employee benefits$4,483,0001,832
Premises and equipment expense$412,0003,111
Additional noninterest expense$2,614,0001,713
Pre-tax net operating income$1,151,0003,546
Securities gains (losses)$31,0001,096
Applicable income taxes$280,0002,528
Income before extraordinary items$902,0003,696
Extraordinary gains, net$09
Net income$419,0004,598
Minority interest net income$483,00027
Net income of bank and minority interests.$902,0003,696
Net charge-offs$03,796
Cash dividends$16,0003,669
Sale, conversion, retirement of capital stock, net$0677
Net operating income$878,4403,702
2017-06-30 (YTD Data)Rank
Total interest income$4,306,0002,731
Total interest expense$547,0002,328
Net interest income$3,759,0002,759
Provision for loan and lease losses$03,871
Total noninterest income$2,218,0001,232
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$30,0004,921
Trading account gains and fees$0139
Additional Noninterest Income$2,188,000904
Total noninterest expense$5,200,0001,846
Salaries and employee benefits$3,016,0001,824
Premises and equipment expense$297,0002,976
Additional noninterest expense$1,887,0001,582
Pre-tax net operating income$777,0003,511
Securities gains (losses)$01,906
Applicable income taxes$141,0002,712
Income before extraordinary items$636,0003,593
Extraordinary gains, net$011
Net income$212,0004,838
Minority interest net income$424,00027
Net income of bank and minority interests.$636,0003,593
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$636,0003,563
2017-03-31 (YTD Data)Rank
Total interest income$2,173,0002,709
Total interest expense$264,0002,374
Net interest income$1,909,0002,734
Provision for loan and lease losses$03,537
Total noninterest income$312,0002,666
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$15,0004,958
Trading account gains and fees$0142
Additional Noninterest Income$297,0002,111
Total noninterest expense$2,365,0002,017
Salaries and employee benefits$1,500,0001,850
Premises and equipment expense$147,0003,030
Additional noninterest expense$718,0002,003
Pre-tax net operating income$-144,0005,756
Securities gains (losses)$01,153
Applicable income taxes$-88,0005,799
Income before extraordinary items$-56,0005,703
Extraordinary gains, net$08
Net income$-128,0005,749
Minority interest net income$72,00029
Net income of bank and minority interests.$-56,0005,703
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-56,0005,699
2016-12-31 (YTD Data)Rank
Total interest income$10,132,0002,377
Total interest expense$1,031,0002,372
Net interest income$9,101,0002,362
Provision for loan and lease losses$-1,550,0005,863
Total noninterest income$3,460,0001,483
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$79,0004,788
Trading account gains and fees$0170
Additional Noninterest Income$3,381,0001,112
Total noninterest expense$9,970,0001,915
Salaries and employee benefits$5,837,0001,831
Premises and equipment expense$554,0003,167
Additional noninterest expense$3,579,0001,700
Pre-tax net operating income$4,141,0001,889
Securities gains (losses)$22,0002,312
Applicable income taxes$1,410,0001,325
Income before extraordinary items$2,753,0002,252
Extraordinary gains, net$05
Net income$2,065,0002,730
Minority interest net income$688,00026
Net income of bank and minority interests.$2,753,0002,251
Net charge-offs$28,0003,485
Cash dividends$5,677,000599
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,738,4802,206
2016-09-30 (YTD Data)Rank
Total interest income$7,241,0002,475
Total interest expense$773,0002,378
Net interest income$6,468,0002,473
Provision for loan and lease losses$04,186
Total noninterest income$2,594,0001,483
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$61,0004,796
Trading account gains and fees$0169
Additional Noninterest Income$2,533,0001,119
Total noninterest expense$7,415,0001,925
Salaries and employee benefits$4,332,0001,833
Premises and equipment expense$413,0003,210
Additional noninterest expense$2,670,0001,691
Pre-tax net operating income$1,647,0002,952
Securities gains (losses)$22,0002,256
Applicable income taxes$474,0002,100
Income before extraordinary items$1,195,0003,218
Extraordinary gains, net$05
Net income$694,0004,052
Minority interest net income$501,00026
Net income of bank and minority interests.$1,195,0003,218
Net charge-offs$303,0001,120
Cash dividends$87,0003,536
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,179,1603,179
2016-06-30 (YTD Data)Rank
Total interest income$5,081,0002,378
Total interest expense$522,0002,359
Net interest income$4,559,0002,369
Provision for loan and lease losses$04,017
Total noninterest income$1,574,0001,564
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$42,0004,778
Trading account gains and fees$0157
Additional Noninterest Income$1,532,0001,171
Total noninterest expense$4,942,0001,936
Salaries and employee benefits$2,861,0001,865
Premises and equipment expense$274,0003,230
Additional noninterest expense$1,807,0001,682
Pre-tax net operating income$1,191,0002,768
Securities gains (losses)$1,0002,737
Applicable income taxes$373,0001,939
Income before extraordinary items$819,0003,145
Extraordinary gains, net$016
Net income$547,0003,835
Minority interest net income$272,00030
Net income of bank and minority interests.$819,0003,144
Net charge-offs$256,000964
Cash dividends$58,0003,438
Sale, conversion, retirement of capital stock, net$0705
Net operating income$818,3103,084
2016-03-31 (YTD Data)Rank
Total interest income$2,552,0002,374
Total interest expense$267,0002,333
Net interest income$2,285,0002,368
Provision for loan and lease losses$03,656
Total noninterest income$849,0001,460
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$22,0004,718
Trading account gains and fees$0142
Additional Noninterest Income$827,0001,067
Total noninterest expense$2,383,0002,006
Salaries and employee benefits$1,365,0001,958
Premises and equipment expense$134,0003,310
Additional noninterest expense$884,0001,710
Pre-tax net operating income$751,0002,362
Securities gains (losses)$02,077
Applicable income taxes$242,0001,678
Income before extraordinary items$509,0002,718
Extraordinary gains, net$012
Net income$354,0003,346
Minority interest net income$155,00030
Net income of bank and minority interests.$509,0002,718
Net charge-offs$256,000545
Cash dividends$29,0002,743
Sale, conversion, retirement of capital stock, net$0659
Net operating income$509,0002,672
2015-12-31 (YTD Data)Rank
Total interest income$9,742,0002,418
Total interest expense$588,0003,423
Net interest income$9,154,0002,318
Provision for loan and lease losses$876,000915
Total noninterest income$3,139,0001,558
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$97,0004,751
Trading account gains and fees$0159
Additional Noninterest Income$3,042,0001,150
Total noninterest expense$9,055,0002,080
Salaries and employee benefits$5,182,0001,996
Premises and equipment expense$505,0003,459
Additional noninterest expense$3,368,0001,800
Pre-tax net operating income$2,362,0002,738
Securities gains (losses)$142,000935
Applicable income taxes$793,0001,807
Income before extraordinary items$1,711,0002,999
Extraordinary gains, net$023
Net income$1,164,0003,677
Minority interest net income$547,00033
Net income of bank and minority interests.$1,711,0003,001
Net charge-offs$603,0001,004
Cash dividends$116,0003,938
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,614,4403,059
2015-09-30 (YTD Data)Rank
Total interest income$7,343,0002,427
Total interest expense$437,0003,493
Net interest income$6,906,0002,325
Provision for loan and lease losses$876,000676
Total noninterest income$1,257,0002,359
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$72,0004,813
Trading account gains and fees$0153
Additional Noninterest Income$1,185,0001,813
Total noninterest expense$6,683,0002,109
Salaries and employee benefits$3,940,0001,979
Premises and equipment expense$379,0003,500
Additional noninterest expense$2,364,0001,900
Pre-tax net operating income$604,0004,491
Securities gains (losses)$03,031
Applicable income taxes$178,0002,907
Income before extraordinary items$426,0004,773
Extraordinary gains, net$021
Net income$261,0005,242
Minority interest net income$165,00041
Net income of bank and minority interests.$426,0004,777
Net charge-offs$572,000781
Cash dividends$87,0003,511
Sale, conversion, retirement of capital stock, net$0773
Net operating income$426,0004,718
2015-06-30 (YTD Data)Rank
Total interest income$4,925,0002,420
Total interest expense$282,0003,585
Net interest income$4,643,0002,312
Provision for loan and lease losses$701,000571
Total noninterest income$977,0002,168
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$50,0004,763
Trading account gains and fees$0157
Additional Noninterest Income$927,0001,637
Total noninterest expense$4,588,0002,065
Salaries and employee benefits$2,694,0001,945
Premises and equipment expense$241,0003,626
Additional noninterest expense$1,653,0001,833
Pre-tax net operating income$331,0004,732
Securities gains (losses)$02,636
Applicable income taxes$87,0003,117
Income before extraordinary items$244,0004,935
Extraordinary gains, net$022
Net income$127,0005,477
Minority interest net income$117,00040
Net income of bank and minority interests.$244,0004,938
Net charge-offs$614,000535
Cash dividends$58,0003,399
Sale, conversion, retirement of capital stock, net$0751
Net operating income$244,0004,874
2015-03-31 (YTD Data)Rank
Total interest income$2,469,0002,407
Total interest expense$142,0003,594
Net interest income$2,327,0002,294
Provision for loan and lease losses$206,000873
Total noninterest income$332,0002,656
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$26,0004,712
Trading account gains and fees$0152
Additional Noninterest Income$306,0002,100
Total noninterest expense$2,209,0002,139
Salaries and employee benefits$1,330,0001,967
Premises and equipment expense$121,0003,636
Additional noninterest expense$758,0001,966
Pre-tax net operating income$244,0004,178
Securities gains (losses)$02,027
Applicable income taxes$65,0002,801
Income before extraordinary items$179,0004,445
Extraordinary gains, net$013
Net income$96,0005,173
Minority interest net income$83,00034
Net income of bank and minority interests.$179,0004,448
Net charge-offs$267,000589
Cash dividends$29,0002,714
Sale, conversion, retirement of capital stock, net$0697
Net operating income$179,0004,368
2014-12-31 (YTD Data)Rank
Total interest income$10,511,0002,292
Total interest expense$573,0003,734
Net interest income$9,938,0002,140
Provision for loan and lease losses$1,150,000776
Total noninterest income$3,298,0001,456
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$95,0005,066
Trading account gains and fees$0180
Additional Noninterest Income$3,203,0001,052
Total noninterest expense$8,977,0002,102
Salaries and employee benefits$4,820,0002,122
Premises and equipment expense$506,0003,606
Additional noninterest expense$3,651,0001,694
Pre-tax net operating income$3,109,0002,217
Securities gains (losses)$03,259
Applicable income taxes$1,004,0001,531
Income before extraordinary items$2,105,0002,609
Extraordinary gains, net$017
Net income$1,470,0003,276
Minority interest net income$635,00031
Net income of bank and minority interests.$2,105,0002,609
Net charge-offs$1,148,000804
Cash dividends$116,0003,984
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,105,0002,565
2014-09-30 (YTD Data)Rank
Total interest income$7,508,0002,407
Total interest expense$425,0003,811
Net interest income$7,083,0002,263
Provision for loan and lease losses$425,0001,325
Total noninterest income$1,308,0002,309
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$68,0005,201
Trading account gains and fees$0174
Additional Noninterest Income$1,240,0001,676
Total noninterest expense$6,657,0002,132
Salaries and employee benefits$3,789,0002,037
Premises and equipment expense$395,0003,559
Additional noninterest expense$2,473,0001,865
Pre-tax net operating income$1,309,0003,275
Securities gains (losses)$02,980
Applicable income taxes$450,0002,066
Income before extraordinary items$859,0003,793
Extraordinary gains, net$015
Net income$655,0004,230
Minority interest net income$204,00042
Net income of bank and minority interests.$859,0003,796
Net charge-offs$-57,0006,071
Cash dividends$87,0003,517
Sale, conversion, retirement of capital stock, net$0819
Net operating income$859,0003,733
2014-06-30 (YTD Data)Rank
Total interest income$4,987,0002,409
Total interest expense$281,0003,870
Net interest income$4,706,0002,257
Provision for loan and lease losses$300,0001,222
Total noninterest income$803,0002,402
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$44,0005,248
Trading account gains and fees$0172
Additional Noninterest Income$759,0001,760
Total noninterest expense$4,300,0002,181
Salaries and employee benefits$2,513,0002,054
Premises and equipment expense$249,0003,725
Additional noninterest expense$1,538,0001,987
Pre-tax net operating income$909,0003,130
Securities gains (losses)$02,580
Applicable income taxes$319,0001,990
Income before extraordinary items$590,0003,664
Extraordinary gains, net$020
Net income$467,0004,074
Minority interest net income$123,00042
Net income of bank and minority interests.$590,0003,670
Net charge-offs$-40,0006,093
Cash dividends$58,0003,402
Sale, conversion, retirement of capital stock, net$0794
Net operating income$590,0003,597
2014-03-31 (YTD Data)Rank
Total interest income$2,387,0002,522
Total interest expense$134,0004,033
Net interest income$2,253,0002,330
Provision for loan and lease losses$175,0001,088
Total noninterest income$335,0002,648
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$22,0005,246
Trading account gains and fees$0147
Additional Noninterest Income$313,0001,944
Total noninterest expense$2,086,0002,249
Salaries and employee benefits$1,339,0001,939
Premises and equipment expense$120,0003,836
Additional noninterest expense$627,0002,384
Pre-tax net operating income$327,0003,669
Securities gains (losses)$01,715
Applicable income taxes$102,0002,345
Income before extraordinary items$225,0004,052
Extraordinary gains, net$016
Net income$150,0004,688
Minority interest net income$75,00032
Net income of bank and minority interests.$225,0004,054
Net charge-offs$-23,0006,086
Cash dividends$29,0002,705
Sale, conversion, retirement of capital stock, net$0747
Net operating income$225,0004,007
2013-12-31 (YTD Data)Rank
Total interest income$9,487,0002,543
Total interest expense$617,0004,027
Net interest income$8,870,0002,376
Provision for loan and lease losses$500,0001,831
Total noninterest income$5,888,0001,008
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$84,0005,457
Trading account gains and fees$0184
Additional Noninterest Income$5,804,000722
Total noninterest expense$8,746,0002,161
Salaries and employee benefits$4,564,0002,233
Premises and equipment expense$511,0003,690
Additional noninterest expense$3,671,0001,737
Pre-tax net operating income$5,512,0001,333
Securities gains (losses)$03,182
Applicable income taxes$1,781,000984
Income before extraordinary items$3,731,0001,591
Extraordinary gains, net$029
Net income$2,581,0002,152
Minority interest net income$1,150,00026
Net income of bank and minority interests.$3,731,0001,595
Net charge-offs$514,0001,987
Cash dividends$116,0003,897
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,731,0001,552
2013-09-30 (YTD Data)Rank
Total interest income$7,112,0002,567
Total interest expense$466,0004,100
Net interest income$6,646,0002,381
Provision for loan and lease losses$525,0001,463
Total noninterest income$3,711,0001,164
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$59,0005,602
Trading account gains and fees$0180
Additional Noninterest Income$3,652,000845
Total noninterest expense$5,739,0002,431
Salaries and employee benefits$3,548,0002,155
Premises and equipment expense$358,0003,874
Additional noninterest expense$1,833,0002,495
Pre-tax net operating income$4,093,0001,362
Securities gains (losses)$03,040
Applicable income taxes$1,661,000867
Income before extraordinary items$2,432,0001,808
Extraordinary gains, net$025
Net income$2,432,0001,812
Minority interest net income$084
Net income of bank and minority interests.$2,432,0001,813
Net charge-offs$531,0001,536
Cash dividends$87,0003,399
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,432,0001,769
2013-06-30 (YTD Data)Rank
Total interest income$4,679,0002,598
Total interest expense$312,0004,152
Net interest income$4,367,0002,405
Provision for loan and lease losses$350,0001,497
Total noninterest income$2,758,0001,087
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$36,0005,704
Trading account gains and fees$0157
Additional Noninterest Income$2,722,000789
Total noninterest expense$3,761,0002,469
Salaries and employee benefits$2,303,0002,214
Premises and equipment expense$234,0003,932
Additional noninterest expense$1,224,0002,488
Pre-tax net operating income$3,014,0001,233
Securities gains (losses)$02,791
Applicable income taxes$1,223,000788
Income before extraordinary items$1,791,0001,672
Extraordinary gains, net$022
Net income$1,791,0001,676
Minority interest net income$082
Net income of bank and minority interests.$1,791,0001,677
Net charge-offs$550,0001,186
Cash dividends$58,0003,242
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,791,0001,601
2013-03-31 (YTD Data)Rank
Total interest income$2,282,0002,677
Total interest expense$159,0004,201
Net interest income$2,123,0002,479
Provision for loan and lease losses$175,0001,482
Total noninterest income$888,0001,465
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$17,0005,778
Trading account gains and fees$0148
Additional Noninterest Income$871,0001,083
Total noninterest expense$1,865,0002,522
Salaries and employee benefits$1,150,0002,240
Premises and equipment expense$113,0004,039
Additional noninterest expense$602,0002,544
Pre-tax net operating income$971,0001,763
Securities gains (losses)$01,966
Applicable income taxes$394,0001,098
Income before extraordinary items$577,0002,315
Extraordinary gains, net$010
Net income$577,0002,317
Minority interest net income$076
Net income of bank and minority interests.$577,0002,317
Net charge-offs$-31,0006,578
Cash dividends$29,0002,519
Sale, conversion, retirement of capital stock, net$0789
Net operating income$577,0002,232
2012-12-31 (YTD Data)Rank
Total interest income$8,758,0002,886
Total interest expense$629,0004,641
Net interest income$8,129,0002,632
Provision for loan and lease losses$625,0002,402
Total noninterest income$3,522,0001,457
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$67,0005,946
Trading account gains and fees$0166
Additional Noninterest Income$3,455,0001,063
Total noninterest expense$7,952,0002,384
Salaries and employee benefits$4,307,0002,288
Premises and equipment expense$453,0004,048
Additional noninterest expense$3,192,0002,035
Pre-tax net operating income$3,074,0002,043
Securities gains (losses)$03,810
Applicable income taxes$1,247,0001,259
Income before extraordinary items$1,827,0002,752
Extraordinary gains, net$029
Net income$1,827,0002,755
Minority interest net income$093
Net income of bank and minority interests.$1,827,0002,754
Net charge-offs$823,0002,028
Cash dividends$116,0003,917
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,827,0002,636
2012-09-30 (YTD Data)Rank
Total interest income$6,276,0003,052
Total interest expense$465,0004,814
Net interest income$5,811,0002,778
Provision for loan and lease losses$325,0002,856
Total noninterest income$3,243,0001,274
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$48,0006,080
Trading account gains and fees$0157
Additional Noninterest Income$3,195,000902
Total noninterest expense$5,691,0002,486
Salaries and employee benefits$3,244,0002,288
Premises and equipment expense$337,0004,119
Additional noninterest expense$2,110,0002,302
Pre-tax net operating income$3,038,0001,675
Securities gains (losses)$03,575
Applicable income taxes$1,233,0001,048
Income before extraordinary items$1,805,0002,292
Extraordinary gains, net$020
Net income$1,805,0002,292
Minority interest net income$086
Net income of bank and minority interests.$1,805,0002,292
Net charge-offs$897,0001,573
Cash dividends$87,0003,388
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,805,0002,167
2012-06-30 (YTD Data)Rank
Total interest income$4,062,0003,149
Total interest expense$296,0005,016
Net interest income$3,766,0002,840
Provision for loan and lease losses$150,0003,329
Total noninterest income$1,081,0002,056
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$28,0006,232
Trading account gains and fees$0153
Additional Noninterest Income$1,053,0001,467
Total noninterest expense$3,731,0002,530
Salaries and employee benefits$2,211,0002,247
Premises and equipment expense$214,0004,223
Additional noninterest expense$1,306,0002,482
Pre-tax net operating income$966,0002,916
Securities gains (losses)$03,178
Applicable income taxes$392,0001,736
Income before extraordinary items$574,0003,734
Extraordinary gains, net$019
Net income$574,0003,735
Minority interest net income$084
Net income of bank and minority interests.$574,0003,736
Net charge-offs$941,0001,189
Cash dividends$58,0003,262
Sale, conversion, retirement of capital stock, net$0928
Net operating income$574,0003,543
2012-03-31 (YTD Data)Rank
Total interest income$2,052,0003,143
Total interest expense$133,0005,330
Net interest income$1,919,0002,816
Provision for loan and lease losses$75,0003,178
Total noninterest income$225,0003,429
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$14,0006,234
Trading account gains and fees$0148
Additional Noninterest Income$211,0002,573
Total noninterest expense$1,847,0002,547
Salaries and employee benefits$1,096,0002,268
Premises and equipment expense$98,0004,443
Additional noninterest expense$653,0002,445
Pre-tax net operating income$222,0004,361
Securities gains (losses)$02,210
Applicable income taxes$90,0002,535
Income before extraordinary items$132,0005,030
Extraordinary gains, net$019
Net income$132,0005,033
Minority interest net income$078
Net income of bank and minority interests.$132,0005,034
Net charge-offs$621,000948
Cash dividends$29,0002,570
Sale, conversion, retirement of capital stock, net$0861
Net operating income$132,0004,878
2011-12-31 (YTD Data)Rank
Total interest income$7,988,0003,335
Total interest expense$685,0005,240
Net interest income$7,303,0002,959
Provision for loan and lease losses$1,498,0001,891
Total noninterest income$2,780,0001,581
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$56,0006,232
Trading account gains and fees$0146
Additional Noninterest Income$2,724,0001,095
Total noninterest expense$7,018,0002,664
Salaries and employee benefits$3,872,0002,477
Premises and equipment expense$395,0004,593
Additional noninterest expense$2,751,0002,384
Pre-tax net operating income$1,567,0002,956
Securities gains (losses)$03,838
Applicable income taxes$631,0001,795
Income before extraordinary items$936,0003,669
Extraordinary gains, net$029
Net income$936,0003,672
Minority interest net income$096
Net income of bank and minority interests.$936,0003,672
Net charge-offs$-41,0007,158
Cash dividends$116,0003,692
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$936,0003,544
2011-09-30 (YTD Data)Rank
Total interest income$5,930,0003,393
Total interest expense$547,0005,236
Net interest income$5,383,0003,022
Provision for loan and lease losses$256,0003,833
Total noninterest income$1,850,0001,705
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$40,0006,308
Trading account gains and fees$0145
Additional Noninterest Income$1,810,0001,193
Total noninterest expense$5,023,0002,766
Salaries and employee benefits$2,804,0002,565
Premises and equipment expense$288,0004,716
Additional noninterest expense$1,931,0002,543
Pre-tax net operating income$1,954,0002,119
Securities gains (losses)$03,555
Applicable income taxes$793,0001,302
Income before extraordinary items$1,161,0002,782
Extraordinary gains, net$021
Net income$1,161,0002,784
Minority interest net income$087
Net income of bank and minority interests.$1,161,0002,784
Net charge-offs$-52,0007,256
Cash dividends$87,0003,205
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,161,0002,686
2011-06-30 (YTD Data)Rank
Total interest income$3,932,0003,447
Total interest expense$374,0005,283
Net interest income$3,558,0003,047
Provision for loan and lease losses$135,0004,043
Total noninterest income$913,0002,130
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$27,0006,311
Trading account gains and fees$0153
Additional Noninterest Income$886,0001,464
Total noninterest expense$3,570,0002,650
Salaries and employee benefits$1,936,0002,489
Premises and equipment expense$187,0004,815
Additional noninterest expense$1,447,0002,316
Pre-tax net operating income$766,0003,020
Securities gains (losses)$02,914
Applicable income taxes$311,0001,755
Income before extraordinary items$455,0003,760
Extraordinary gains, net$015
Net income$455,0003,760
Minority interest net income$089
Net income of bank and minority interests.$455,0003,761
Net charge-offs$-35,0007,265
Cash dividends$58,0003,061
Sale, conversion, retirement of capital stock, net$0986
Net operating income$455,0003,654
2011-03-31 (YTD Data)Rank
Total interest income$1,785,0003,713
Total interest expense$187,0005,391
Net interest income$1,598,0003,313
Provision for loan and lease losses$68,0003,861
Total noninterest income$722,0001,538
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$15,0006,157
Trading account gains and fees$0158
Additional Noninterest Income$707,0001,056
Total noninterest expense$1,754,0002,698
Salaries and employee benefits$975,0002,494
Premises and equipment expense$91,0004,936
Additional noninterest expense$688,0002,412
Pre-tax net operating income$498,0002,560
Securities gains (losses)$01,772
Applicable income taxes$202,0001,501
Income before extraordinary items$296,0003,271
Extraordinary gains, net$09
Net income$296,0003,268
Minority interest net income$086
Net income of bank and minority interests.$296,0003,269
Net charge-offs$-18,0007,169
Cash dividends$29,0002,407
Sale, conversion, retirement of capital stock, net$0925
Net operating income$296,0003,213
2010-12-31 (YTD Data)Rank
Total interest income$7,397,0003,768
Total interest expense$1,049,0005,116
Net interest income$6,348,0003,335
Provision for loan and lease losses$300,0004,839
Total noninterest income$2,395,0001,819
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$53,0006,186
Trading account gains and fees$0175
Additional Noninterest Income$2,342,0001,263
Total noninterest expense$6,669,0002,843
Salaries and employee benefits$3,479,0002,748
Premises and equipment expense$398,0004,768
Additional noninterest expense$2,792,0002,429
Pre-tax net operating income$1,774,0002,457
Securities gains (losses)$03,793
Applicable income taxes$668,0001,624
Income before extraordinary items$1,106,0003,046
Extraordinary gains, net$029
Net income$1,106,0003,043
Minority interest net income$0111
Net income of bank and minority interests.$1,106,0003,046
Net charge-offs$312,0004,246
Cash dividends$19,0004,115
Sale, conversion, retirement of capital stock, net$5,600,000128
Net operating income$1,106,0002,927
2010-09-30 (YTD Data)Rank
Total interest income$5,533,0003,841
Total interest expense$834,0005,141
Net interest income$4,699,0003,413
Provision for loan and lease losses$225,0004,711
Total noninterest income$1,539,0002,055
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$40,0006,264
Trading account gains and fees$0165
Additional Noninterest Income$1,499,0001,343
Total noninterest expense$4,986,0002,844
Salaries and employee benefits$2,539,0002,816
Premises and equipment expense$313,0004,729
Additional noninterest expense$2,134,0002,355
Pre-tax net operating income$1,027,0003,038
Securities gains (losses)$03,651
Applicable income taxes$417,0001,844
Income before extraordinary items$610,0003,753
Extraordinary gains, net$023
Net income$610,0003,753
Minority interest net income$0110
Net income of bank and minority interests.$610,0003,754
Net charge-offs$329,0003,610
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$5,600,00098
Net operating income$610,0003,612
2010-06-30 (YTD Data)Rank
Total interest income$3,562,0003,967
Total interest expense$575,0005,165
Net interest income$2,987,0003,527
Provision for loan and lease losses$150,0004,587
Total noninterest income$976,0002,091
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$26,0006,310
Trading account gains and fees$0152
Additional Noninterest Income$950,0001,343
Total noninterest expense$3,275,0002,887
Salaries and employee benefits$1,733,0002,769
Premises and equipment expense$201,0004,858
Additional noninterest expense$1,341,0002,472
Pre-tax net operating income$538,0003,506
Securities gains (losses)$03,184
Applicable income taxes$218,0002,047
Income before extraordinary items$320,0004,186
Extraordinary gains, net$019
Net income$320,0004,185
Minority interest net income$0105
Net income of bank and minority interests.$320,0004,185
Net charge-offs$-34,0007,656
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$320,0004,051
2010-03-31 (YTD Data)Rank
Total interest income$1,735,0004,100
Total interest expense$299,0005,205
Net interest income$1,436,0003,673
Provision for loan and lease losses$75,0004,293
Total noninterest income$348,0002,594
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$13,0006,352
Trading account gains and fees$0175
Additional Noninterest Income$335,0001,715
Total noninterest expense$1,549,0003,068
Salaries and employee benefits$885,0002,776
Premises and equipment expense$99,0004,976
Additional noninterest expense$565,0002,857
Pre-tax net operating income$160,0004,458
Securities gains (losses)$02,284
Applicable income taxes$65,0002,550
Income before extraordinary items$95,0005,046
Extraordinary gains, net$016
Net income$95,0005,047
Minority interest net income$091
Net income of bank and minority interests.$95,0005,046
Net charge-offs$-17,0007,617
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$95,0004,928
2009-12-31 (YTD Data)Rank
Total interest income$7,215,0004,099
Total interest expense$1,328,0005,436
Net interest income$5,887,0003,525
Provision for loan and lease losses$1,112,0003,332
Total noninterest income$3,779,0001,356
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$60,0006,333
Trading account gains and fees$0211
Additional Noninterest Income$3,719,000898
Total noninterest expense$6,749,0002,880
Salaries and employee benefits$4,134,0002,379
Premises and equipment expense$335,0005,412
Additional noninterest expense$2,280,0002,978
Pre-tax net operating income$1,805,0002,079
Securities gains (losses)$03,754
Applicable income taxes$461,0001,617
Income before extraordinary items$1,344,0002,291
Extraordinary gains, net$034
Net income$1,344,0002,287
Minority interest net income$0115
Net income of bank and minority interests.$1,344,0002,289
Net charge-offs$880,0003,033
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,344,0002,255
2009-09-30 (YTD Data)Rank
Total interest income$5,320,0004,191
Total interest expense$998,0005,563
Net interest income$4,322,0003,586
Provision for loan and lease losses$517,0003,752
Total noninterest income$1,477,0002,197
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$44,0006,392
Trading account gains and fees$0212
Additional Noninterest Income$1,433,0001,444
Total noninterest expense$5,132,0002,842
Salaries and employee benefits$3,080,0002,422
Premises and equipment expense$346,0004,643
Additional noninterest expense$1,706,0002,957
Pre-tax net operating income$150,0005,116
Securities gains (losses)$03,497
Applicable income taxes$61,0003,207
Income before extraordinary items$89,0005,364
Extraordinary gains, net$027
Net income$89,0005,363
Minority interest net income$0118
Net income of bank and minority interests.$89,0005,363
Net charge-offs$353,0003,493
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$89,0005,303
2009-06-30 (YTD Data)Rank
Total interest income$3,547,0004,228
Total interest expense$706,0005,549
Net interest income$2,841,0003,609
Provision for loan and lease losses$61,0005,811
Total noninterest income$362,0004,040
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$29,0006,437
Trading account gains and fees$0193
Additional Noninterest Income$333,0002,821
Total noninterest expense$3,512,0002,824
Salaries and employee benefits$2,208,0002,287
Premises and equipment expense$226,0004,734
Additional noninterest expense$1,078,0003,095
Pre-tax net operating income$-370,0006,509
Securities gains (losses)$03,136
Applicable income taxes$-150,0007,241
Income before extraordinary items$-220,0006,413
Extraordinary gains, net$021
Net income$-220,0006,412
Minority interest net income$0112
Net income of bank and minority interests.$-220,0006,412
Net charge-offs$353,0002,749
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-220,0006,404
2009-03-31 (YTD Data)Rank
Total interest income$1,754,0004,299
Total interest expense$387,0005,455
Net interest income$1,367,0003,701
Provision for loan and lease losses$31,0005,376
Total noninterest income$194,0003,872
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$16,0006,311
Trading account gains and fees$0171
Additional Noninterest Income$178,0002,666
Total noninterest expense$1,683,0002,843
Salaries and employee benefits$1,107,0002,311
Premises and equipment expense$122,0004,572
Additional noninterest expense$454,0003,253
Pre-tax net operating income$-153,0006,799
Securities gains (losses)$02,434
Applicable income taxes$-62,0007,463
Income before extraordinary items$-91,0006,787
Extraordinary gains, net$015
Net income$-91,0006,788
Minority interest net income$0102
Net income of bank and minority interests.$-91,0006,788
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-91,0006,698
2008-12-31 (YTD Data)Rank
Total interest income$8,436,0003,992
Total interest expense$2,801,0004,443
Net interest income$5,635,0003,637
Provision for loan and lease losses$75,0006,271
Total noninterest income$1,693,0002,408
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$78,0006,216
Trading account gains and fees$0154
Additional Noninterest Income$1,615,0001,514
Total noninterest expense$6,634,0002,812
Salaries and employee benefits$4,246,0002,374
Premises and equipment expense$498,0004,469
Additional noninterest expense$1,890,0003,008
Pre-tax net operating income$619,0004,571
Securities gains (losses)$03,220
Applicable income taxes$198,0002,830
Income before extraordinary items$421,0004,692
Extraordinary gains, net$039
Net income$421,0004,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0004,567
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$421,0004,855
2008-09-30 (YTD Data)Rank
Total interest income$6,240,0004,092
Total interest expense$2,271,0004,344
Net interest income$3,969,0003,825
Provision for loan and lease losses$75,0005,494
Total noninterest income$1,550,0002,162
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$54,0006,347
Trading account gains and fees$0148
Additional Noninterest Income$1,496,0001,367
Total noninterest expense$4,819,0002,855
Salaries and employee benefits$2,994,0002,546
Premises and equipment expense$365,0004,547
Additional noninterest expense$1,460,0002,843
Pre-tax net operating income$625,0004,579
Securities gains (losses)$03,106
Applicable income taxes$254,0002,651
Income before extraordinary items$371,0004,892
Extraordinary gains, net$031
Net income$371,0004,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,255
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$371,0005,063
2008-06-30 (YTD Data)Rank
Total interest income$4,135,0004,152
Total interest expense$1,634,0004,270
Net interest income$2,501,0003,969
Provision for loan and lease losses$75,0004,654
Total noninterest income$1,249,0001,871
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$31,0006,533
Trading account gains and fees$0149
Additional Noninterest Income$1,218,0001,229
Total noninterest expense$3,233,0002,855
Salaries and employee benefits$1,995,0002,573
Premises and equipment expense$237,0004,655
Additional noninterest expense$1,001,0002,737
Pre-tax net operating income$442,0004,598
Securities gains (losses)$03,233
Applicable income taxes$179,0002,811
Income before extraordinary items$263,0005,205
Extraordinary gains, net$021
Net income$263,0005,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,328
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$263,0005,138
2008-03-31 (YTD Data)Rank
Total interest income$2,163,0004,115
Total interest expense$944,0004,049
Net interest income$1,219,0004,066
Provision for loan and lease losses$75,0003,123
Total noninterest income$423,0002,509
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$12,0006,732
Trading account gains and fees$0158
Additional Noninterest Income$411,0001,595
Total noninterest expense$1,599,0002,885
Salaries and employee benefits$981,0002,624
Premises and equipment expense$115,0004,754
Additional noninterest expense$503,0002,713
Pre-tax net operating income$-32,0007,333
Securities gains (losses)$02,688
Applicable income taxes$-13,0007,862
Income before extraordinary items$-19,0007,385
Extraordinary gains, net$015
Net income$-19,0007,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-19,0007,313
2007-12-31 (YTD Data)Rank
Total interest income$8,369,0004,238
Total interest expense$3,594,0004,270
Net interest income$4,775,0004,138
Provision for loan and lease losses$06,851
Total noninterest income$2,353,0001,973
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$56,0006,653
Trading account gains and fees$0178
Additional Noninterest Income$2,297,0001,246
Total noninterest expense$6,458,0002,764
Salaries and employee benefits$3,945,0002,511
Premises and equipment expense$452,0004,657
Additional noninterest expense$2,061,0002,590
Pre-tax net operating income$670,0005,522
Securities gains (losses)$02,146
Applicable income taxes$272,0003,500
Income before extraordinary items$398,0006,059
Extraordinary gains, net$039
Net income$398,0006,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,262
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$398,0006,047
2007-09-30 (YTD Data)Rank
Total interest income$6,180,0004,305
Total interest expense$2,525,0004,455
Net interest income$3,655,0004,088
Provision for loan and lease losses$06,528
Total noninterest income$1,055,0002,811
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$41,0006,701
Trading account gains and fees$0184
Additional Noninterest Income$1,014,0001,817
Total noninterest expense$4,763,0002,782
Salaries and employee benefits$2,874,0002,586
Premises and equipment expense$336,0004,667
Additional noninterest expense$1,553,0002,538
Pre-tax net operating income$-53,0007,738
Securities gains (losses)$01,655
Applicable income taxes$-22,0008,084
Income before extraordinary items$-31,0007,742
Extraordinary gains, net$033
Net income$-31,0007,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,244
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-31,0007,721
2007-06-30 (YTD Data)Rank
Total interest income$4,065,0004,347
Total interest expense$1,610,0004,577
Net interest income$2,455,0004,092
Provision for loan and lease losses$06,209
Total noninterest income$850,0002,483
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$27,0006,756
Trading account gains and fees$0168
Additional Noninterest Income$823,0001,586
Total noninterest expense$3,145,0002,847
Salaries and employee benefits$1,912,0002,617
Premises and equipment expense$223,0004,699
Additional noninterest expense$1,010,0002,604
Pre-tax net operating income$160,0006,895
Securities gains (losses)$01,444
Applicable income taxes$65,0004,536
Income before extraordinary items$95,0007,157
Extraordinary gains, net$029
Net income$95,0007,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,270
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$95,0007,147
2007-03-31 (YTD Data)Rank
Total interest income$2,024,0004,370
Total interest expense$764,0004,709
Net interest income$1,260,0004,009
Provision for loan and lease losses$05,779
Total noninterest income$396,0002,580
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$12,0006,858
Trading account gains and fees$0195
Additional Noninterest Income$384,0001,636
Total noninterest expense$1,550,0002,895
Salaries and employee benefits$996,0002,563
Premises and equipment expense$79,0005,713
Additional noninterest expense$475,0002,728
Pre-tax net operating income$106,0006,584
Securities gains (losses)$01,187
Applicable income taxes$43,0004,278
Income before extraordinary items$63,0006,968
Extraordinary gains, net$022
Net income$63,0006,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,179
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$63,0006,951
2006-12-31 (YTD Data)Rank
Total interest income$7,898,0004,227
Total interest expense$2,826,0004,475
Net interest income$5,072,0003,961
Provision for loan and lease losses$735,0001,352
Total noninterest income$1,660,0002,519
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$61,0006,711
Trading account gains and fees$0130
Additional Noninterest Income$1,599,0001,591
Total noninterest expense$6,403,0002,719
Salaries and employee benefits$3,813,0002,546
Premises and equipment expense$458,0004,514
Additional noninterest expense$2,132,0002,420
Pre-tax net operating income$-406,0008,220
Securities gains (losses)$-171,0008,351
Applicable income taxes$-234,0008,480
Income before extraordinary items$-343,0008,218
Extraordinary gains, net$051
Net income$-343,0008,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,152
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-233,5608,167
2006-09-30 (YTD Data)Rank
Total interest income$5,951,0004,197
Total interest expense$2,126,0004,383
Net interest income$3,825,0003,976
Provision for loan and lease losses$675,0001,080
Total noninterest income$939,0003,060
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$47,0006,787
Trading account gains and fees$0126
Additional Noninterest Income$892,0001,988
Total noninterest expense$4,775,0002,731
Salaries and employee benefits$2,817,0002,581
Premises and equipment expense$323,0004,702
Additional noninterest expense$1,635,0002,367
Pre-tax net operating income$-686,0008,501
Securities gains (losses)$01,388
Applicable income taxes$-278,0008,648
Income before extraordinary items$-408,0008,423
Extraordinary gains, net$045
Net income$-408,0008,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,000791
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-408,0008,414
2006-06-30 (YTD Data)Rank
Total interest income$3,977,0004,148
Total interest expense$1,467,0004,175
Net interest income$2,510,0004,032
Provision for loan and lease losses$615,000797
Total noninterest income$335,0004,456
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$31,0006,823
Trading account gains and fees$0126
Additional Noninterest Income$304,0002,988
Total noninterest expense$3,311,0002,653
Salaries and employee benefits$2,017,0002,426
Premises and equipment expense$225,0004,575
Additional noninterest expense$1,069,0002,417
Pre-tax net operating income$-1,081,0008,702
Securities gains (losses)$01,185
Applicable income taxes$-439,0008,744
Income before extraordinary items$-642,0008,630
Extraordinary gains, net$039
Net income$-642,0008,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,000555
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-642,0008,623
2006-03-31 (YTD Data)Rank
Total interest income$2,011,0004,069
Total interest expense$748,0004,003
Net interest income$1,263,0004,015
Provision for loan and lease losses$555,000437
Total noninterest income$168,0004,368
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$16,0006,758
Trading account gains and fees$0115
Additional Noninterest Income$152,0002,950
Total noninterest expense$1,398,0003,063
Salaries and employee benefits$884,0002,725
Premises and equipment expense$99,0004,994
Additional noninterest expense$415,0003,014
Pre-tax net operating income$-522,0008,703
Securities gains (losses)$0955
Applicable income taxes$-212,0008,739
Income before extraordinary items$-310,0008,639
Extraordinary gains, net$021
Net income$-310,0008,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-310,0008,632
2005-12-31 (YTD Data)Rank
Total interest income$6,810,0004,232
Total interest expense$2,118,0004,264
Net interest income$4,692,0004,143
Provision for loan and lease losses$515,0001,855
Total noninterest income$1,524,0002,660
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$113,0006,094
Trading account gains and fees$0138
Additional Noninterest Income$1,411,0001,750
Total noninterest expense$4,728,0003,392
Salaries and employee benefits$2,694,0003,270
Premises and equipment expense$414,0004,753
Additional noninterest expense$1,620,0003,048
Pre-tax net operating income$973,0005,422
Securities gains (losses)$02,296
Applicable income taxes$331,0003,994
Income before extraordinary items$642,0005,848
Extraordinary gains, net$046
Net income$642,0005,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,191
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$642,0005,822
2005-09-30 (YTD Data)Rank
Total interest income$4,911,0004,297
Total interest expense$1,426,0004,451
Net interest income$3,485,0004,163
Provision for loan and lease losses$125,0003,813
Total noninterest income$884,0003,184
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$78,0006,278
Trading account gains and fees$0126
Additional Noninterest Income$806,0002,106
Total noninterest expense$3,355,0003,517
Salaries and employee benefits$1,976,0003,309
Premises and equipment expense$288,0004,976
Additional noninterest expense$1,091,0003,285
Pre-tax net operating income$889,0005,060
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$889,0004,487
Extraordinary gains, net$035
Net income$889,0004,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,823
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$889,0004,448
2005-06-30 (YTD Data)Rank
Total interest income$3,190,0004,311
Total interest expense$879,0004,504
Net interest income$2,311,0004,165
Provision for loan and lease losses$90,0003,491
Total noninterest income$90,0007,231
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$52,0006,240
Trading account gains and fees$0116
Additional Noninterest Income$38,0006,863
Total noninterest expense$2,221,0003,516
Salaries and employee benefits$1,309,0003,310
Premises and equipment expense$190,0004,985
Additional noninterest expense$722,0003,279
Pre-tax net operating income$90,0007,896
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$90,0007,816
Extraordinary gains, net$030
Net income$90,0007,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,453
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$90,0007,772
2005-03-31 (YTD Data)Rank
Total interest income$1,504,0004,480
Total interest expense$416,0004,559
Net interest income$1,088,0004,359
Provision for loan and lease losses$45,0003,327
Total noninterest income$44,0007,259
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$26,0006,203
Trading account gains and fees$0115
Additional Noninterest Income$18,0007,012
Total noninterest expense$1,049,0003,715
Salaries and employee benefits$640,0003,372
Premises and equipment expense$94,0005,079
Additional noninterest expense$315,0003,652
Pre-tax net operating income$38,0008,047
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$38,0007,964
Extraordinary gains, net$024
Net income$38,0007,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$38,0007,937
2004-12-31 (YTD Data)Rank
Total interest income$5,254,0004,688
Total interest expense$1,200,0005,119
Net interest income$4,054,0004,436
Provision for loan and lease losses$680,0001,487
Total noninterest income$238,0006,858
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$113,0006,287
Trading account gains and fees$0138
Additional Noninterest Income$125,0006,030
Total noninterest expense$3,448,0004,231
Salaries and employee benefits$1,887,0004,189
Premises and equipment expense$413,0004,652
Additional noninterest expense$1,148,0003,883
Pre-tax net operating income$164,0007,895
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$164,0007,814
Extraordinary gains, net$1,180,0006
Net income$1,344,0003,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,762
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$164,0007,776
2004-09-30 (YTD Data)Rank
Total interest income$3,847,0004,744
Total interest expense$829,0005,350
Net interest income$3,018,0004,447
Provision for loan and lease losses$175,0003,272
Total noninterest income$198,0006,690
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$91,0006,196
Trading account gains and fees$0134
Additional Noninterest Income$107,0005,792
Total noninterest expense$2,468,0004,337
Salaries and employee benefits$1,396,0004,185
Premises and equipment expense$296,0004,794
Additional noninterest expense$776,0004,172
Pre-tax net operating income$573,0006,005
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$573,0005,485
Extraordinary gains, net$026
Net income$573,0005,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$200,000440
Net operating income$573,0005,412
2004-06-30 (YTD Data)Rank
Total interest income$2,523,0004,813
Total interest expense$508,0005,603
Net interest income$2,015,0004,455
Provision for loan and lease losses$130,0002,974
Total noninterest income$151,0006,450
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$62,0006,192
Trading account gains and fees$0130
Additional Noninterest Income$89,0005,394
Total noninterest expense$1,581,0004,490
Salaries and employee benefits$907,0004,292
Premises and equipment expense$182,0005,083
Additional noninterest expense$492,0004,369
Pre-tax net operating income$455,0005,539
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$455,0004,972
Extraordinary gains, net$021
Net income$455,0004,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$455,0004,889
2004-03-31 (YTD Data)Rank
Total interest income$1,225,0004,933
Total interest expense$249,0005,724
Net interest income$976,0004,557
Provision for loan and lease losses$85,0002,404
Total noninterest income$109,0005,576
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$30,0006,194
Trading account gains and fees$0121
Additional Noninterest Income$79,0004,203
Total noninterest expense$726,0004,797
Salaries and employee benefits$421,0004,564
Premises and equipment expense$87,0005,269
Additional noninterest expense$218,0004,763
Pre-tax net operating income$274,0005,043
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$274,0004,522
Extraordinary gains, net$016
Net income$274,0004,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$274,0004,389
2003-12-31 (YTD Data)Rank
Total interest income$4,290,0005,395
Total interest expense$1,128,0005,773
Net interest income$3,162,0005,138
Provision for loan and lease losses$200,0004,016
Total noninterest income$434,0005,786
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$87,0006,773
Trading account gains and fees$0160
Additional Noninterest Income$347,0004,235
Total noninterest expense$2,750,0004,890
Salaries and employee benefits$1,608,0004,620
Premises and equipment expense$349,0005,180
Additional noninterest expense$793,0005,074
Pre-tax net operating income$646,0006,175
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$646,0005,778
Extraordinary gains, net$054
Net income$646,0005,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,340
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$3,350,000257
Net operating income$646,0005,613
2003-09-30 (YTD Data)Rank
Total interest income$3,168,0005,503
Total interest expense$864,0005,852
Net interest income$2,304,0005,258
Provision for loan and lease losses$125,0004,278
Total noninterest income$324,0005,857
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$58,0007,002
Trading account gains and fees$0153
Additional Noninterest Income$266,0004,268
Total noninterest expense$2,056,0004,883
Salaries and employee benefits$1,202,0004,611
Premises and equipment expense$247,0005,373
Additional noninterest expense$607,0004,961
Pre-tax net operating income$447,0006,519
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$447,0006,111
Extraordinary gains, net$040
Net income$447,0006,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,128
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$447,0005,945
2003-06-30 (YTD Data)Rank
Total interest income$2,208,0005,406
Total interest expense$616,0005,754
Net interest income$1,592,0005,136
Provision for loan and lease losses$110,0003,695
Total noninterest income$288,0005,106
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$31,0007,289
Trading account gains and fees$0150
Additional Noninterest Income$257,0003,576
Total noninterest expense$1,306,0005,040
Salaries and employee benefits$773,0004,729
Premises and equipment expense$165,0005,334
Additional noninterest expense$368,0005,299
Pre-tax net operating income$464,0005,502
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$464,0004,992
Extraordinary gains, net$030
Net income$464,0004,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$464,0004,791
2003-03-31 (YTD Data)Rank
Total interest income$1,100,0005,445
Total interest expense$290,0006,044
Net interest income$810,0005,053
Provision for loan and lease losses$35,0004,303
Total noninterest income$54,0007,230
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$14,0007,374
Trading account gains and fees$0134
Additional Noninterest Income$40,0005,700
Total noninterest expense$652,0005,053
Salaries and employee benefits$382,0004,772
Premises and equipment expense$84,0005,273
Additional noninterest expense$186,0005,230
Pre-tax net operating income$177,0006,129
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$177,0005,641
Extraordinary gains, net$021
Net income$177,0005,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$177,0005,442
2002-12-31 (YTD Data)Rank
Total interest income$3,548,0006,293
Total interest expense$1,140,0006,568
Net interest income$2,408,0006,031
Provision for loan and lease losses$265,0003,725
Total noninterest income$1,386,0002,767
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$46,0007,595
Trading account gains and fees$0153
Additional Noninterest Income$1,340,0001,801
Total noninterest expense$2,887,0004,579
Salaries and employee benefits$1,720,0004,235
Premises and equipment expense$350,0005,091
Additional noninterest expense$817,0004,853
Pre-tax net operating income$642,0006,281
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$642,0005,785
Extraordinary gains, net$070
Net income$642,0005,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,572
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$642,0005,656
2001-12-31 (YTD Data)Rank
Total interest income$2,802,0007,450
Total interest expense$1,253,0007,509
Net interest income$1,549,0007,238
Provision for loan and lease losses$459,0002,361
Total noninterest income$298,0006,449
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$34,0007,909
Trading account gains and fees$0177
Additional Noninterest Income$264,0004,383
Total noninterest expense$2,644,0004,774
Salaries and employee benefits$1,451,0004,626
Premises and equipment expense$260,0005,966
Additional noninterest expense$933,0004,295
Pre-tax net operating income$-1,256,0009,420
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-1,256,0009,464
Extraordinary gains, net$0105
Net income$-1,256,0009,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,371
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,256,0009,433
2000-12-31 (YTD Data)Rank
Total interest income$1,876,0008,536
Total interest expense$937,0008,364
Net interest income$939,0008,607
Provision for loan and lease losses$411,0002,234
Total noninterest income$1,921,0001,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0008,235
Trading account gains and feesNANA
Additional Noninterest Income$1,899,0001,177
Total noninterest expense$2,127,0005,452
Salaries and employee benefits$1,131,0005,456
Premises and equipment expense$231,0006,301
Additional noninterest expense$765,0004,879
Pre-tax net operating income$322,0007,806
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$322,0007,335
Extraordinary gains, net$038
Net income$322,0007,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$322,0007,339
1999-12-31 (YTD Data)Rank
Total interest income$1,085,0009,531
Total interest expense$579,0009,264
Net interest income$506,0009,673
Provision for loan and lease losses$240,0003,119
Total noninterest income$6,00010,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0008,776
Trading account gains and feesNANA
Additional Noninterest Income$2,00010,068
Total noninterest expense$1,732,0006,227
Salaries and employee benefits$974,0005,990
Premises and equipment expense$199,0006,828
Additional noninterest expense$559,0006,092
Pre-tax net operating income$-1,460,00010,131
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-1,460,00010,129
Extraordinary gains, net$035
Net income$-1,460,00010,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-1,460,00010,124
1998-12-31 (YTD Data)Rank
Total interest income$47,00010,436
Total interest expense$14,00010,394
Net interest income$33,00010,432
Provision for loan and lease losses$08,652
Total noninterest income$010,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$010,383
Total noninterest expense$302,00010,258
Salaries and employee benefits$100,00010,371
Premises and equipment expense$125,0008,162
Additional noninterest expense$77,00010,277
Pre-tax net operating income$-269,00010,043
Securities gains (losses)$04,449
Applicable income taxes$-79,00010,193
Income before extraordinary items$-190,00010,042
Extraordinary gains, net$032
Net income$-190,00010,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$7,050,000169
Net operating income$-190,00010,008

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.