Home > City First Bank > Income and Expense

City First Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$5,980,0005,014
Total interest expense$3,327,0004,342
Net interest income$2,653,0005,611
Provision for loan and lease losses$40,0006,927
Total noninterest income$670,0004,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$526,0002,438
Trading account gains and feesNANA
Additional Noninterest Income$144,0005,793
Total noninterest expense$1,981,0005,640
Salaries and employee benefits$1,133,0005,288
Premises and equipment expense$242,0006,079
Additional noninterest expense$606,0005,723
Pre-tax net operating income$1,302,0004,610
Securities gains (losses)$4,0003,561
Applicable income taxes$407,0004,371
Income before extraordinary items$899,0004,830
Extraordinary gains, net$032
Net income$899,0004,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0009,741
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$896,2404,740
1997-12-31 (YTD Data)Rank
Total interest income$5,434,0005,458
Total interest expense$2,860,0004,916
Net interest income$2,574,0005,936
Provision for loan and lease losses$130,0004,446
Total noninterest income$664,0004,126
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$520,0002,530
Trading account gains and feesNANA
Additional Noninterest Income$144,0005,804
Total noninterest expense$1,722,0006,235
Salaries and employee benefits$992,0005,901
Premises and equipment expense$223,0006,453
Additional noninterest expense$507,0006,450
Pre-tax net operating income$1,386,0004,749
Securities gains (losses)$3,0003,097
Applicable income taxes$515,0004,126
Income before extraordinary items$874,0005,153
Extraordinary gains, net$044
Net income$874,0005,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,290
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$872,0805,107
1996-12-31 (YTD Data)Rank
Total interest income$4,307,0006,575
Total interest expense$2,104,0006,215
Net interest income$2,203,0006,763
Provision for loan and lease losses$153,0004,019
Total noninterest income$767,0003,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$531,0002,561
Trading account gains and feesNANA
Additional Noninterest Income$236,0004,706
Total noninterest expense$1,686,0006,639
Salaries and employee benefits$963,0006,162
Premises and equipment expense$223,0006,642
Additional noninterest expense$500,0007,056
Pre-tax net operating income$1,131,0005,313
Securities gains (losses)$8,0002,673
Applicable income taxes$420,0004,735
Income before extraordinary items$719,0005,682
Extraordinary gains, net$053
Net income$719,0005,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,139
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$713,8805,648
1995-12-31 (YTD Data)Rank
Total interest income$3,420,0007,660
Total interest expense$1,599,0007,418
Net interest income$1,821,0007,709
Provision for loan and lease losses$53,0006,095
Total noninterest income$739,0003,921
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$548,0002,463
Trading account gains and feesNANA
Additional Noninterest Income$191,0005,266
Total noninterest expense$1,730,0006,654
Salaries and employee benefits$1,022,0005,951
Premises and equipment expense$227,0006,713
Additional noninterest expense$481,0007,419
Pre-tax net operating income$777,0006,930
Securities gains (losses)$03,831
Applicable income taxes$283,0006,221
Income before extraordinary items$494,0007,303
Extraordinary gains, net$065
Net income$494,0007,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,995
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$494,0007,270
1994-12-31 (YTD Data)Rank
Total interest income$2,494,0008,912
Total interest expense$921,0009,033
Net interest income$1,573,0008,660
Provision for loan and lease losses$7,0008,694
Total noninterest income$587,0004,735
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$396,0003,405
Trading account gains and feesNANA
Additional Noninterest Income$191,0005,424
Total noninterest expense$1,361,0008,037
Salaries and employee benefits$728,0007,686
Premises and equipment expense$192,0007,613
Additional noninterest expense$441,0008,408
Pre-tax net operating income$792,0006,911
Securities gains (losses)$-6,0009,509
Applicable income taxes$280,0006,120
Income before extraordinary items$506,0007,260
Extraordinary gains, net$0249
Net income$506,0007,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$509,8407,269
1993-12-31 (YTD Data)Rank
Total interest income$2,245,0009,679
Total interest expense$877,0009,649
Net interest income$1,368,0009,514
Provision for loan and lease losses$10,0009,731
Total noninterest income$809,0003,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$424,0003,275
Trading account gains and feesNANA
Additional Noninterest Income$385,0003,847
Total noninterest expense$1,427,0008,084
Salaries and employee benefits$680,0008,139
Premises and equipment expense$229,0007,114
Additional noninterest expense$518,0008,046
Pre-tax net operating income$740,0007,145
Securities gains (losses)$28,0004,186
Applicable income taxes$278,0006,368
Income before extraordinary items$490,0007,636
Extraordinary gains, net$03,149
Net income$490,0007,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0008,555
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$472,0807,512
1992-12-31 (YTD Data)Rank
Total interest income$2,105,00010,689
Total interest expense$878,00010,963
Net interest income$1,227,00010,227
Provision for loan and lease losses$100,0007,236
Total noninterest income$435,0006,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$335,0004,084
Trading account gains and feesNANA
Additional Noninterest Income$100,0008,063
Total noninterest expense$1,041,0009,798
Salaries and employee benefits$525,0009,537
Premises and equipment expense$214,0007,538
Additional noninterest expense$302,00010,797
Pre-tax net operating income$521,0008,259
Securities gains (losses)$08,369
Applicable income taxes$191,0007,734
Income before extraordinary items$330,0008,931
Extraordinary gains, net$01,422
Net income$330,0009,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00012,801
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$330,0008,570

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.