Home > City First Bank > Assets and Liabilities
City First Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $93,407,000 | 4,609 |
| Cash and due from depository institutions | $8,581,000 | 5,204 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $48,770,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,627 |
| Net loans & leases | $31,952,000 | 6,496 |
| Loan loss allowance | $312,000 | 7,272 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,932,000 | 4,016 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $872,000 | 6,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,407,000 | 4,609 |
| Total liabilities | $86,381,000 | 4,492 |
| Total deposits | $78,201,000 | 4,609 |
| Interest-bearing deposits | $57,554,000 | 5,196 |
| Deposits held in domestic offices | $78,201,000 | 4,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 1,889 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,180,000 | 3,080 |
| Total equity capital | $7,026,000 | 5,759 |
| Total bank equity capital | $7,026,000 | 5,759 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $800,000 | 3,708 |
| Surplus | $1,160,000 | 6,876 |
| Undivided profits | $5,066,000 | 4,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 8,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $200,000 | 7,910 |
| Earning assets | $82,022,000 | 4,773 |
| Long-term assets (5+ years) | $35,766,000 | 2,083 |
| Average Assets, year-to-date | $85,609,400 | 4,724 |
| Average Assets, quarterly | $90,750,000 | 4,649 |
| Volatile liabilities | $12,276,000 | 4,378 |
| Insider loans | $107,000 | 8,011 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,774,000 | 6,027 |
| Tier 1 (core) risk-based capital | $6,996,000 | 5,590 |
| Tier 2 risk-based capital | $312,000 | 6,866 |
| Total risk weighted assets | $45,394,200 | 5,428 |
| Total unused commitments | $3,774,000 | 6,031 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $78,814,000 | 5,241 |
| Cash and due from depository institutions | $3,576,000 | 5,787 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $44,293,000 | 2,558 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,213 |
| Net loans & leases | $24,388,000 | 7,592 |
| Loan loss allowance | $258,000 | 8,051 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,822,000 | 4,122 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $735,000 | 7,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,814,000 | 5,241 |
| Total liabilities | $72,568,000 | 5,132 |
| Total deposits | $69,459,000 | 5,069 |
| Interest-bearing deposits | $54,902,000 | 5,413 |
| Deposits held in domestic offices | $69,459,000 | 5,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,109,000 | 3,279 |
| Total equity capital | $6,246,000 | 6,240 |
| Total bank equity capital | $6,246,000 | 6,240 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $1,160,000 | 7,033 |
| Undivided profits | $4,286,000 | 4,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $158,000 | 8,894 |
| Earning assets | $72,781,000 | 5,217 |
| Long-term assets (5+ years) | $26,058,000 | 2,324 |
| Average Assets, year-to-date | $73,706,000 | 5,324 |
| Average Assets, quarterly | $77,272,500 | 5,251 |
| Volatile liabilities | $11,140,000 | 4,643 |
| Insider loans | $174,000 | 7,685 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,738,000 | 6,735 |
| Tier 1 (core) risk-based capital | $6,098,000 | 6,201 |
| Tier 2 risk-based capital | $258,000 | 7,588 |
| Total risk weighted assets | $35,895,400 | 6,345 |
| Total unused commitments | $2,738,000 | 6,742 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $67,035,000 | 6,063 |
| Cash and due from depository institutions | $5,193,000 | 6,239 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $35,399,000 | 3,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $23,865,000 | 7,812 |
| Loan loss allowance | $259,000 | 8,380 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,894,000 | 3,951 |
| Other real estate owned | $0 | 6,239 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $684,000 | 7,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,035,000 | 6,063 |
| Total liabilities | $61,865,000 | 5,943 |
| Total deposits | $61,116,000 | 5,764 |
| Interest-bearing deposits | $48,224,000 | 6,108 |
| Deposits held in domestic offices | $61,116,000 | 5,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $749,000 | 4,421 |
| Total equity capital | $5,170,000 | 7,096 |
| Total bank equity capital | $5,170,000 | 7,096 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $1,160,000 | 7,251 |
| Undivided profits | $3,210,000 | 5,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $154,000 | 9,256 |
| Earning assets | $59,264,000 | 6,209 |
| Long-term assets (5+ years) | $22,478,000 | 2,444 |
| Average Assets, year-to-date | $59,695,200 | 6,389 |
| Average Assets, quarterly | $63,299,500 | 6,245 |
| Volatile liabilities | $8,623,000 | 5,342 |
| Insider loans | $862,000 | 4,016 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,135,000 | 7,313 |
| Tier 1 (core) risk-based capital | $5,223,000 | 6,953 |
| Tier 2 risk-based capital | $259,000 | 7,787 |
| Total risk weighted assets | $33,176,900 | 6,716 |
| Total unused commitments | $2,135,000 | 7,327 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $56,269,000 | 6,930 |
| Cash and due from depository institutions | $3,476,000 | 5,851 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $28,016,000 | 4,294 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
| Net loans & leases | $20,450,000 | 8,498 |
| Loan loss allowance | $258,000 | 8,652 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,941,000 | 3,811 |
| Other real estate owned | $400,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $486,000 | 9,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,269,000 | 6,930 |
| Total liabilities | $51,531,000 | 6,847 |
| Total deposits | $50,583,000 | 6,725 |
| Interest-bearing deposits | $38,946,000 | 7,166 |
| Deposits held in domestic offices | $50,583,000 | 6,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $948,000 | 3,797 |
| Total equity capital | $4,738,000 | 7,578 |
| Total bank equity capital | $4,738,000 | 7,578 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $1,160,000 | 7,379 |
| Undivided profits | $2,778,000 | 6,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $123,000 | 10,245 |
| Earning assets | $49,966,000 | 7,053 |
| Long-term assets (5+ years) | $15,924,000 | 2,950 |
| Average Assets, year-to-date | $45,726,400 | 7,612 |
| Average Assets, quarterly | $52,479,000 | 7,155 |
| Volatile liabilities | $5,901,000 | 6,338 |
| Insider loans | $831,000 | 4,188 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $602,000 | 9,802 |
| Tier 1 (core) risk-based capital | $4,504,000 | 7,688 |
| Tier 2 risk-based capital | $258,000 | 7,934 |
| Total risk weighted assets | $28,215,100 | 7,409 |
| Total unused commitments | $602,000 | 9,811 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $36,692,000 | 8,943 |
| Cash and due from depository institutions | $735,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,305,000 | 7,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,114,000 | 9,138 |
| Loan loss allowance | $258,000 | 8,959 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,969,000 | 3,702 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $569,000 | 9,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,692,000 | 8,943 |
| Total liabilities | $33,017,000 | 8,938 |
| Total deposits | $32,436,000 | 8,836 |
| Interest-bearing deposits | $24,701,000 | 9,303 |
| Deposits held in domestic offices | $32,436,000 | 8,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $281,000 | 7,600 |
| Total equity capital | $3,675,000 | 8,571 |
| Total bank equity capital | $3,675,000 | 8,571 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $1,160,000 | 7,529 |
| Undivided profits | $1,715,000 | 7,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $101,000 | 10,861 |
| Earning assets | $33,419,000 | 8,943 |
| Long-term assets (5+ years) | $6,644,000 | 5,244 |
| Average Assets, year-to-date | $36,885,600 | 8,825 |
| Average Assets, quarterly | $36,764,000 | 8,916 |
| Volatile liabilities | $5,100,000 | 6,673 |
| Insider loans | $796,000 | 4,316 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $461,000 | 10,437 |
| Tier 1 (core) risk-based capital | $4,010,000 | 8,272 |
| Tier 2 risk-based capital | $258,000 | 8,108 |
| Total risk weighted assets | $22,170,700 | 8,562 |
| Total unused commitments | $461,000 | 10,442 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $38,022,000 | 9,094 |
| Cash and due from depository institutions | $1,109,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,380,000 | 7,276 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,346 |
| Net loans & leases | $16,115,000 | 9,723 |
| Loan loss allowance | $258,000 | 9,263 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $481,000 | 8,840 |
| Other real estate owned | $0 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $837,000 | 6,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,022,000 | 9,094 |
| Total liabilities | $34,517,000 | 9,064 |
| Total deposits | $33,329,000 | 9,065 |
| Interest-bearing deposits | $26,576,000 | 9,387 |
| Deposits held in domestic offices | $33,329,000 | 9,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $188,000 | 9,522 |
| Total equity capital | $3,505,000 | 9,056 |
| Total bank equity capital | $3,505,000 | 9,056 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $1,160,000 | 7,622 |
| Undivided profits | $1,545,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $83,000 | 11,525 |
| Earning assets | $35,595,000 | 8,959 |
| Long-term assets (5+ years) | $9,410,000 | 4,517 |
| Average Assets, year-to-date | $33,878,600 | 9,463 |
| Average Assets, quarterly | $36,734,500 | 9,195 |
| Volatile liabilities | $5,925,000 | 5,923 |
| Insider loans | $866,000 | 4,126 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,950,000 | 7,594 |
| Tier 1 (core) risk-based capital | $3,505,000 | 8,986 |
| Tier 2 risk-based capital | $258,000 | 8,216 |
| Total risk weighted assets | $20,653,200 | 9,001 |
| Total unused commitments | $1,950,000 | 7,620 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $30,623,000 | 10,333 |
| Cash and due from depository institutions | $1,373,000 | 9,428 |
| Interest-bearing balances | $95,000 | 7,369 |
| Securities | $12,397,000 | 8,236 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $15,099,000 | 10,168 |
| Loan loss allowance | $258,000 | 9,445 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $697,000 | 7,650 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $257,000 | 12,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,623,000 | 10,333 |
| Total liabilities | $27,608,000 | 10,345 |
| Total deposits | $27,328,000 | 10,250 |
| Interest-bearing deposits | $21,759,000 | 10,584 |
| Deposits held in domestic offices | $27,328,000 | 10,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $280,000 | 8,555 |
| Total equity capital | $3,015,000 | 9,718 |
| Total bank equity capital | $3,015,000 | 9,718 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $1,160,000 | 7,615 |
| Undivided profits | $1,055,000 | 9,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 7,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $79,000 | 12,211 |
| Earning assets | $28,391,000 | 10,213 |
| Long-term assets (5+ years) | $5,237,000 | 6,352 |
| Average Assets, year-to-date | $28,419,600 | 10,511 |
| Average Assets, quarterly | $30,551,500 | 10,287 |
| Volatile liabilities | $4,354,000 | 7,096 |
| Insider loans | $75,000 | 6,391 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,724,000 | 7,732 |
| Tier 1 (core) risk-based capital | $3,015,000 | 9,652 |
| Tier 2 risk-based capital | $226,940 | 8,898 |
| Total risk weighted assets | $18,124,340 | 9,797 |
| Total unused commitments | $1,724,000 | 7,767 |
| Derivatives | $0 | 651 |