Home > City Commerce Bank > Assets and Liabilities
City Commerce Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 73 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $154,305,000 | 2,955 |
| Cash and due from depository institutions | $17,796,000 | 2,406 |
| Interest-bearing balances | $2,870,000 | 1,797 |
| Securities | $9,499,000 | 7,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $122,097,000 | 2,280 |
| Loan loss allowance | $1,540,000 | 2,292 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,647,000 | 3,046 |
| Other real estate owned | $0 | 2,406 |
| Goodwill and other intangibles | $39,000 | 2,989 |
| All other assets | $2,227,000 | 3,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,305,000 | 2,955 |
| Total liabilities | $136,924,000 | 2,994 |
| Total deposits | $135,803,000 | 2,804 |
| Interest-bearing deposits | $101,654,000 | 3,170 |
| Deposits held in domestic offices | $135,803,000 | 2,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,121,000 | 3,203 |
| Total equity capital | $17,381,000 | 2,579 |
| Total bank equity capital | $17,381,000 | 2,579 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $15,927,000 | 216 |
| Surplus | $0 | 9,669 |
| Undivided profits | $1,454,000 | 7,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $622,000 | 3,745 |
| Earning assets | $134,466,000 | 3,089 |
| Long-term assets (5+ years) | $30,827,000 | 2,320 |
| Average Assets, year-to-date | $138,590,800 | 3,091 |
| Average Assets, quarterly | $143,478,500 | 3,092 |
| Volatile liabilities | $17,838,000 | 3,326 |
| Insider loans | $3,578,000 | 1,201 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $55,581,000 | 1,055 |
| Tier 1 (core) risk-based capital | $17,227,000 | 2,478 |
| Tier 2 risk-based capital | $1,540,000 | 2,065 |
| Total risk weighted assets | $134,532,700 | 2,117 |
| Total unused commitments | $55,581,000 | 1,058 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 75 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $135,623,000 | 3,267 |
| Cash and due from depository institutions | $9,880,000 | 2,386 |
| Interest-bearing balances | $2,575,000 | 1,501 |
| Securities | $17,198,000 | 5,489 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $101,081,000 | 2,738 |
| Loan loss allowance | $1,699,000 | 2,075 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,689,000 | 2,933 |
| Other real estate owned | $500,000 | 2,386 |
| Goodwill and other intangibles | $59,000 | 2,868 |
| All other assets | $2,216,000 | 3,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,623,000 | 3,267 |
| Total liabilities | $119,578,000 | 3,325 |
| Total deposits | $118,632,000 | 3,149 |
| Interest-bearing deposits | $87,429,000 | 3,656 |
| Deposits held in domestic offices | $118,632,000 | 3,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $946,000 | 3,728 |
| Total equity capital | $16,045,000 | 2,757 |
| Total bank equity capital | $16,045,000 | 2,757 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $13,895,000 | 266 |
| Surplus | $0 | 10,084 |
| Undivided profits | $2,150,000 | 6,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 1,074 |
| Income earned, not collected on loans | $529,000 | 4,475 |
| Earning assets | $122,854,000 | 3,317 |
| Long-term assets (5+ years) | $40,446,000 | 1,665 |
| Average Assets, year-to-date | $130,366,200 | 3,243 |
| Average Assets, quarterly | $137,406,500 | 3,179 |
| Volatile liabilities | $12,411,000 | 4,306 |
| Insider loans | $5,872,000 | 689 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $41,659,000 | 1,246 |
| Tier 1 (core) risk-based capital | $15,634,000 | 2,720 |
| Tier 2 risk-based capital | $1,472,210 | 2,047 |
| Total risk weighted assets | $117,127,910 | 2,383 |
| Total unused commitments | $41,659,000 | 1,249 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 76 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $126,893,000 | 3,567 |
| Cash and due from depository institutions | $8,847,000 | 2,479 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,691,000 | 6,007 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,003 |
| Net loans & leases | $89,914,000 | 3,046 |
| Loan loss allowance | $1,420,000 | 2,563 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,994,000 | 2,602 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $71,000 | 2,666 |
| All other assets | $1,876,000 | 3,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,893,000 | 3,567 |
| Total liabilities | $112,150,000 | 3,612 |
| Total deposits | $111,460,000 | 3,422 |
| Interest-bearing deposits | $80,068,000 | 4,055 |
| Deposits held in domestic offices | $111,460,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $690,000 | 4,720 |
| Total equity capital | $14,743,000 | 3,013 |
| Total bank equity capital | $14,743,000 | 3,013 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $12,622,000 | 310 |
| Surplus | $0 | 10,586 |
| Undivided profits | $2,121,000 | 7,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 3,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $499,000 | 4,661 |
| Earning assets | $113,105,000 | 3,650 |
| Long-term assets (5+ years) | $8,512,000 | 4,578 |
| Average Assets, year-to-date | $120,342,600 | 3,584 |
| Average Assets, quarterly | $123,893,000 | 3,598 |
| Volatile liabilities | $7,865,000 | 5,662 |
| Insider loans | $5,612,000 | 767 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $31,512,000 | 1,485 |
| Tier 1 (core) risk-based capital | $14,469,000 | 2,995 |
| Tier 2 risk-based capital | $1,330,610 | 2,281 |
| Total risk weighted assets | $105,947,510 | 2,632 |
| Total unused commitments | $31,512,000 | 1,496 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 76 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $115,498,000 | 3,862 |
| Cash and due from depository institutions | $9,597,000 | 2,550 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,275,000 | 5,908 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $79,588,000 | 3,324 |
| Loan loss allowance | $1,654,000 | 2,290 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,340,000 | 2,305 |
| Other real estate owned | $0 | 2,550 |
| Goodwill and other intangibles | $92,000 | 2,398 |
| All other assets | $1,606,000 | 4,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,498,000 | 3,862 |
| Total liabilities | $102,076,000 | 3,925 |
| Total deposits | $101,494,000 | 3,760 |
| Interest-bearing deposits | $72,609,000 | 4,471 |
| Deposits held in domestic offices | $101,494,000 | 3,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $582,000 | 5,596 |
| Total equity capital | $13,422,000 | 3,273 |
| Total bank equity capital | $13,422,000 | 3,273 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,673,000 | 360 |
| Surplus | $0 | 11,041 |
| Undivided profits | $2,749,000 | 6,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $520,000 | 4,554 |
| Earning assets | $100,863,000 | 4,049 |
| Long-term assets (5+ years) | $6,136,000 | 5,281 |
| Average Assets, year-to-date | $113,905,200 | 3,771 |
| Average Assets, quarterly | $113,415,500 | 3,884 |
| Volatile liabilities | $7,509,000 | 5,517 |
| Insider loans | $426,000 | 6,117 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $32,967,000 | 1,378 |
| Tier 1 (core) risk-based capital | $12,937,000 | 3,289 |
| Tier 2 risk-based capital | $1,223,560 | 2,442 |
| Total risk weighted assets | $97,092,460 | 2,797 |
| Total unused commitments | $32,967,000 | 1,388 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 71 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $113,330,000 | 3,907 |
| Cash and due from depository institutions | $9,152,000 | 2,829 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,318,000 | 5,613 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,425 |
| Net loans & leases | $71,342,000 | 3,612 |
| Loan loss allowance | $1,627,000 | 2,346 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,300,000 | 2,253 |
| Other real estate owned | $0 | 2,829 |
| Goodwill and other intangibles | $112,000 | 2,210 |
| All other assets | $1,606,000 | 4,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,330,000 | 3,907 |
| Total liabilities | $101,743,000 | 3,946 |
| Total deposits | $100,899,000 | 3,750 |
| Interest-bearing deposits | $72,706,000 | 4,417 |
| Deposits held in domestic offices | $100,899,000 | 3,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $844,000 | 3,483 |
| Total equity capital | $11,587,000 | 3,498 |
| Total bank equity capital | $11,587,000 | 3,498 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $9,232,000 | 417 |
| Surplus | $0 | 11,565 |
| Undivided profits | $2,355,000 | 6,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,981,000 | 1,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $404,000 | 5,142 |
| Earning assets | $99,160,000 | 4,074 |
| Long-term assets (5+ years) | $11,587,000 | 3,758 |
| Average Assets, year-to-date | $111,974,800 | 3,868 |
| Average Assets, quarterly | $112,316,500 | 3,911 |
| Volatile liabilities | $6,811,000 | 5,648 |
| Insider loans | $582,000 | 5,215 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $44,063,000 | 1,079 |
| Tier 1 (core) risk-based capital | $11,507,000 | 3,592 |
| Tier 2 risk-based capital | $1,127,900 | 2,624 |
| Total risk weighted assets | $89,292,200 | 2,958 |
| Total unused commitments | $44,063,000 | 1,089 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 75 | 2,793 |
| Assets and Liabilities | ||
| Total Assets: | $112,453,000 | 3,998 |
| Cash and due from depository institutions | $8,138,000 | 2,793 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,244,000 | 6,533 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $81,242,000 | 3,123 |
| Loan loss allowance | $2,448,000 | 1,769 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,298,000 | 2,222 |
| Other real estate owned | $0 | 2,793 |
| Goodwill and other intangibles | $132,000 | 2,061 |
| All other assets | $1,399,000 | 4,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,453,000 | 3,998 |
| Total liabilities | $101,915,000 | 4,002 |
| Total deposits | $101,446,000 | 3,840 |
| Interest-bearing deposits | $78,041,000 | 4,300 |
| Deposits held in domestic offices | $101,446,000 | 3,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $469,000 | 5,608 |
| Total equity capital | $10,538,000 | 3,885 |
| Total bank equity capital | $10,538,000 | 3,885 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $8,345,000 | 458 |
| Surplus | $0 | 12,104 |
| Undivided profits | $2,193,000 | 7,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,567,000 | 894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $479,000 | 3,883 |
| Earning assets | $99,486,000 | 4,142 |
| Long-term assets (5+ years) | $5,275,000 | 6,251 |
| Average Assets, year-to-date | $120,563,600 | 3,661 |
| Average Assets, quarterly | $116,112,500 | 3,859 |
| Volatile liabilities | $10,497,000 | 3,956 |
| Insider loans | $1,019,000 | 3,680 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,927,000 | 1,476 |
| Tier 1 (core) risk-based capital | $10,406,000 | 3,839 |
| Tier 2 risk-based capital | $1,237,580 | 2,366 |
| Total risk weighted assets | $97,750,780 | 2,659 |
| Total unused commitments | $28,927,000 | 1,500 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $128,477,000 | 3,612 |
| Cash and due from depository institutions | $6,730,000 | 2,604 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,754,000 | 7,737 |
| Federal funds sold & reverse repurchase agreements | $5,220,000 | 3,117 |
| Net loans & leases | $96,333,000 | 2,778 |
| Loan loss allowance | $1,366,000 | 2,901 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,489,000 | 2,111 |
| Other real estate owned | $1,375,000 | 2,604 |
| Goodwill and other intangibles | $153,000 | 2,000 |
| All other assets | $1,423,000 | 4,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,477,000 | 3,612 |
| Total liabilities | $117,102,000 | 3,625 |
| Total deposits | $116,162,000 | 3,492 |
| Interest-bearing deposits | $89,404,000 | 3,939 |
| Deposits held in domestic offices | $116,162,000 | 3,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $940,000 | 3,462 |
| Total equity capital | $11,375,000 | 3,381 |
| Total bank equity capital | $11,375,000 | 3,381 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $8,345,000 | 457 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,030,000 | 5,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,915,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $633,000 | 3,195 |
| Earning assets | $115,307,000 | 3,671 |
| Long-term assets (5+ years) | $8,673,000 | 4,741 |
| Average Assets, year-to-date | $130,451,200 | 3,478 |
| Average Assets, quarterly | $129,833,000 | 3,542 |
| Volatile liabilities | $17,438,000 | 2,651 |
| Insider loans | $342,000 | 2,620 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $27,684,000 | 1,435 |
| Tier 1 (core) risk-based capital | $11,222,000 | 3,374 |
| Tier 2 risk-based capital | $1,366,000 | 2,232 |
| Total risk weighted assets | $112,418,600 | 2,420 |
| Total unused commitments | $27,684,000 | 1,450 |
| Derivatives | $0 | 651 |